Home > Fifth Third Bank > Net charge- offs to loans
Fifth Third Bank, Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3460% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2201% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 5.6791% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8423% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6295% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1472% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1580% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5568% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7126% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4209% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0955% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5549% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3730% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 4.4645% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1918% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9602% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8136% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1196% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5790% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0564% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2156% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1899% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5917% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7508% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 3.0581% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7103% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9962% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9840% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7231% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2766% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5532% | 2,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6973% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9159% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7160% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9947% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7772% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 1.3139% | 937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1025% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6447% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6312% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6443% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6163% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7943% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3595% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3438% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7495% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1193% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0990% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 2.2176% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2910% | 6,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6297% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8749% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3332% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9204% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5496% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4026% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6060% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6138% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0754% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1818% | 6,142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5479% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5757% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4956% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0298% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3579% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5150% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4882% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0977% | 1,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7143% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7605% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9159% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4439% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1963% | 2,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0145% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2170% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2555% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3750% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2034% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5686% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6683% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3606% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8902% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3479% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3383% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2903% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3378% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7048% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4528% | 8,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2744% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5649% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5184% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1785% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3070% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2819% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7357% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7316% | 8,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4944% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5827% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2227% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1928% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1496% | 8,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 3,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8808% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5355% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2173% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1020% | 8,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0531% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8090% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0556% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 7,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1127% | 8,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7153% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8521% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 8,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1387% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5998% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8852% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 8,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1846% | 8,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1670% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 3,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8435% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0134% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 6,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 8,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0333% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2329% | 8,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1430% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0872% | 7,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7283% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2663% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0043% | 6,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0484% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1944% | 8,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2378% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0844% | 7,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 2,712 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0129% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0631% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0862% | 7,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2718% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1795% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.6393% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6805% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6266% | 3,265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1766% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0461% | 1,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 8,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4291% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4653% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 5,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 6,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2391% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4699% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1962% | 7,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5487% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1996% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8393% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4130% | 4,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7356% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5249% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2755% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4575% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0023% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3824% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1500% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1292% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9422% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5342% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3129% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4076% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8025% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0442% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 3,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 3,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7237% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6074% | 3,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1885% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4118% | 2,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3129% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2210% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6104% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8068% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 6,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2387% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2985% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 5,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2503% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2489% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3787% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 7,182 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 8,503 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 7,943 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 9,927 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 8,414 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3755% | 5,297 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |