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Fifth Third Bank, Assets and Liabilities

2009-06-30		Rank
# of Employees:	891	168
Assets and Liabilities
Total Assets:	$6,861,013,000	151
Cash and due from depository institutions	$44,476,000	168
Interest-bearing balances	$11,685,000	1,660
Securities	$48,958,000	2,370
Federal funds sold & reverse repurchase agreements	$847,604,000	25
Net loans & leases	$4,116,556,000	152
Loan loss allowance	$195,553,000	80
Trading account assets	$21,001,000	82
Bank premises and fixed assets	$205,824,000	61
Other real estate owned	$42,838,000	168
Goodwill and other intangibles	$1,092,880,000	35
All other assets	$440,876,000	107
Life insurance assets	$110,585,000	79
Total liabilities and capital	$6,861,013,000	151
Total liabilities	$4,964,771,000	171
Total deposits	$4,874,702,000	143
Interest-bearing deposits	$4,269,273,000	143
Deposits held in domestic offices	$4,874,702,000	140
% insured	58.42%	7,355
Federal funds purchased & repurchase agreements	$18,332,000	766
Trading liabilities	$21,751,000	44
Other borrowed funds	$0	5,613
Subordinated debt	$0	276
All other liabilities	$49,986,000	217
Total equity capital	$1,896,242,000	71
Total bank equity capital	$1,896,242,000	71
Perpetual preferred stock	$0	213
Common stock	$10,750,000	468
Surplus	$2,148,722,000	51
Undivided profits	$-263,230,000	8,178
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$361,458,000	94
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$5,644,000	93
Income earned, not collected on loans	$16,062,000	213
Earning assets	$5,024,803,000	170
Long-term assets (5+ years)	$620,749,000	213
Average Assets, year-to-date	$7,136,938,670	144
Average Assets, quarterly	$7,157,227,000	145
Volatile liabilities	$1,468,632,000	153
Insider loans	$971,000	4,366
FHLB advances	$0	5,202
Loans and leases held for sale	$28,527,000	176
Unused loan commitments	$1,610,205,000	132
Tier 1 (core) risk-based capital	$674,340,000	138
Tier 2 risk-based capital	$65,020,000	145
Total risk weighted assets	$5,061,191,000	137
Total unused commitments	$1,610,205,000	133
Derivatives	$926,172,000	80
2009-03-31		Rank
# of Employees:	871	169
Assets and Liabilities
Total Assets:	$7,453,441,000	143
Cash and due from depository institutions	$42,470,000	169
Interest-bearing balances	$7,284,000	2,031
Securities	$9,638,000	5,959
Federal funds sold & reverse repurchase agreements	$1,279,538,000	27
Net loans & leases	$4,287,878,000	152
Loan loss allowance	$158,757,000	87
Trading account assets	$28,834,000	77
Bank premises and fixed assets	$221,426,000	57
Other real estate owned	$28,984,000	169
Goodwill and other intangibles	$1,099,068,000	35
All other assets	$455,605,000	105
Life insurance assets	$109,672,000	80
Total liabilities and capital	$7,453,441,000	143
Total liabilities	$5,516,050,000	163
Total deposits	$5,018,748,000	139
Interest-bearing deposits	$4,384,314,000	138
Deposits held in domestic offices	$5,018,748,000	135
% insured	57.88%	7,420
Federal funds purchased & repurchase agreements	$23,051,000	690
Trading liabilities	$29,711,000	45
Other borrowed funds	$350,000,000	211
Subordinated debt	$0	271
All other liabilities	$94,540,000	157
Total equity capital	$1,937,391,000	68
Total bank equity capital	$1,937,391,000	68
Perpetual preferred stock	$0	193
Common stock	$10,750,000	464
Surplus	$2,148,504,000	51
Undivided profits	$-221,863,000	8,227
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$305,787,000	95
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$3,878,000	108
Income earned, not collected on loans	$18,116,000	200
Earning assets	$5,584,338,000	162
Long-term assets (5+ years)	$623,949,000	220
Average Assets, year-to-date	$7,274,901,500	144
Average Assets, quarterly	$7,274,901,500	144
Volatile liabilities	$1,862,126,000	137
Insider loans	$974,000	4,403
FHLB advances	$350,000,000	156
Loans and leases held for sale	$27,850,000	163
Unused loan commitments	$1,594,399,000	136
Tier 1 (core) risk-based capital	$693,638,000	132
Tier 2 risk-based capital	$67,468,000	144
Total risk weighted assets	$5,296,700,000	138
Total unused commitments	$1,594,399,000	136
Derivatives	$889,056,000	83
2008-12-31		Rank
# of Employees:	929	170
Assets and Liabilities
Total Assets:	$7,096,362,000	145
Cash and due from depository institutions	$72,129,000	170
Interest-bearing balances	$33,421,000	353
Securities	$9,923,000	5,935
Federal funds sold & reverse repurchase agreements	$757,911,000	35
Net loans & leases	$4,411,033,000	147
Loan loss allowance	$104,828,000	120
Trading account assets	$30,102,000	82
Bank premises and fixed assets	$221,463,000	58
Other real estate owned	$20,670,000	170
Goodwill and other intangibles	$1,105,839,000	38
All other assets	$467,292,000	100
Life insurance assets	$108,734,000	81
Total liabilities and capital	$7,096,362,000	145
Total liabilities	$5,127,434,000	170
Total deposits	$4,622,968,000	151
Interest-bearing deposits	$4,050,890,000	151
Deposits held in domestic offices	$4,622,968,000	147
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$30,687,000	616
Trading liabilities	$30,752,000	45
Other borrowed funds	$350,000,000	228
Subordinated debt	$0	278
All other liabilities	$93,027,000	157
Total equity capital	$1,968,928,000	64
Total bank equity capital	$1,968,928,000	64
Perpetual preferred stock	$0	141
Common stock	$10,750,000	465
Surplus	$2,148,500,000	48
Undivided profits	$-190,322,000	8,281
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$237,799,000	89
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$926,000	256
Income earned, not collected on loans	$18,381,000	202
Earning assets	$5,212,288,000	166
Long-term assets (5+ years)	$607,242,000	232
Average Assets, year-to-date	$5,588,170,600	172
Average Assets, quarterly	$7,435,428,000	142
Volatile liabilities	$1,487,986,000	159
Insider loans	$972,000	4,478
FHLB advances	$350,000,000	182
Loans and leases held for sale	$23,381,000	143
Unused loan commitments	$1,787,334,000	131
Tier 1 (core) risk-based capital	$722,884,000	126
Tier 2 risk-based capital	$65,965,000	148
Total risk weighted assets	$5,230,739,000	142
Total unused commitments	$1,787,334,000	131
Derivatives	$839,119,000	86
2008-09-30		Rank
# of Employees:	924	171
Assets and Liabilities
Total Assets:	$7,774,494,000	138
Cash and due from depository institutions	$494,886,000	171
Interest-bearing balances	$455,444,000	33
Securities	$9,101,000	6,058
Federal funds sold & reverse repurchase agreements	$0	5,854
Net loans & leases	$4,570,460,000	146
Loan loss allowance	$42,834,000	202
Trading account assets	$17,227,000	103
Bank premises and fixed assets	$222,067,000	59
Other real estate owned	$19,944,000	171
Goodwill and other intangibles	$1,465,564,000	38
All other assets	$975,245,000	59
Life insurance assets	$107,521,000	83
Total liabilities and capital	$7,774,494,000	138
Total liabilities	$5,446,492,000	166
Total deposits	$4,254,338,000	163
Interest-bearing deposits	$3,696,984,000	158
Deposits held in domestic offices	$4,254,338,000	157
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$282,614,000	158
Trading liabilities	$17,227,000	48
Other borrowed funds	$350,000,000	231
Subordinated debt	$0	276
All other liabilities	$542,313,000	56
Total equity capital	$2,328,002,000	62
Total bank equity capital	$2,328,002,000	62
Perpetual preferred stock	$0	110
Common stock	$10,750,000	461
Surplus	$2,155,981,000	49
Undivided profits	$161,271,000	214
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$140,282,000	122
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$394,000	427
Income earned, not collected on loans	$20,365,000	192
Earning assets	$5,035,005,000	171
Long-term assets (5+ years)	$649,561,000	210
Average Assets, year-to-date	$5,211,122,750	182
Average Assets, quarterly	$7,950,057,500	139
Volatile liabilities	$1,178,394,000	184
Insider loans	$965,000	4,489
FHLB advances	$350,000,000	196
Loans and leases held for sale	$4,185,000	354
Unused loan commitments	$1,841,385,000	134
Tier 1 (core) risk-based capital	$884,190,000	109
Tier 2 risk-based capital	$46,288,000	184
Total risk weighted assets	$6,062,069,000	136
Total unused commitments	$1,841,385,000	134
Derivatives	$1,197,441,000	76
2008-06-30		Rank
# of Employees:	783	201
Assets and Liabilities
Total Assets:	$8,125,621,000	136
Cash and due from depository institutions	$470,207,000	201
Interest-bearing balances	$436,017,000	35
Securities	$2,917,000	7,484
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$4,619,121,000	147
Loan loss allowance	$30,428,000	247
Trading account assets	$43,500,000	81
Bank premises and fixed assets	$214,180,000	62
Other real estate owned	$15,763,000	201
Goodwill and other intangibles	$1,482,912,000	39
All other assets	$1,277,021,000	58
Life insurance assets	$106,283,000	84
Total liabilities and capital	$8,125,621,000	136
Total liabilities	$5,934,898,000	152
Total deposits	$4,598,009,000	142
Interest-bearing deposits	$3,966,853,000	146
Deposits held in domestic offices	$4,598,009,000	139
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,053,838,000	83
Trading liabilities	$17,225,000	49
Other borrowed funds	$0	5,770
Subordinated debt	$0	257
All other liabilities	$265,826,000	86
Total equity capital	$2,190,723,000	65
Total bank equity capital	$2,190,723,000	65
Perpetual preferred stock	$0	107
Common stock	$10,750,000	455
Surplus	$2,163,129,000	49
Undivided profits	$16,844,000	2,022
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$71,549,000	183
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$471,000	357
Income earned, not collected on loans	$23,989,000	174
Earning assets	$5,084,330,000	174
Long-term assets (5+ years)	$638,672,000	216
Average Assets, year-to-date	$4,356,665,670	203
Average Assets, quarterly	$5,276,037,000	181
Volatile liabilities	$2,052,486,000	134
Insider loans	$968,000	4,458
FHLB advances	$0	5,355
Loans and leases held for sale	$5,191,000	359
Unused loan commitments	$1,921,953,000	136
Tier 1 (core) risk-based capital	$710,575,000	129
Tier 2 risk-based capital	$33,713,000	227
Total risk weighted assets	$6,378,832,000	130
Total unused commitments	$1,921,953,000	137
Derivatives	$1,382,254,000	71
2008-03-31		Rank
# of Employees:	336	448
Assets and Liabilities
Total Assets:	$2,426,453,000	318
Cash and due from depository institutions	$19,864,000	448
Interest-bearing balances	$442,000	3,762
Securities	$2,985,000	7,486
Federal funds sold & reverse repurchase agreements	$141,298,000	150
Net loans & leases	$1,825,778,000	299
Loan loss allowance	$21,010,000	324
Trading account assets	$29,947,000	97
Bank premises and fixed assets	$83,885,000	123
Other real estate owned	$1,551,000	448
Goodwill and other intangibles	$268,124,000	98
All other assets	$53,021,000	431
Life insurance assets	$0	4,038
Total liabilities and capital	$2,426,453,000	318
Total liabilities	$1,658,981,000	392
Total deposits	$1,598,280,000	333
Interest-bearing deposits	$1,426,536,000	327
Deposits held in domestic offices	$1,598,280,000	330
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,850,000	1,249
Trading liabilities	$28,769,000	48
Other borrowed funds	$0	5,604
Subordinated debt	$0	251
All other liabilities	$22,082,000	398
Total equity capital	$767,472,000	150
Total bank equity capital	$767,472,000	150
Perpetual preferred stock	$0	108
Common stock	$10,750,000	453
Surplus	$744,731,000	99
Undivided profits	$11,991,000	2,796
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$46,778,000	206
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$454,000	353
Income earned, not collected on loans	$9,449,000	377
Earning assets	$1,971,681,000	338
Long-term assets (5+ years)	$352,699,000	359
Average Assets, year-to-date	$2,472,188,000	308
Average Assets, quarterly	$2,472,188,000	308
Volatile liabilities	$409,426,000	396
Insider loans	$11,411,000	643
FHLB advances	$0	5,198
Loans and leases held for sale	$6,253,000	354
Unused loan commitments	$888,505,000	210
Tier 1 (core) risk-based capital	$500,191,000	168
Tier 2 risk-based capital	$22,085,000	316
Total risk weighted assets	$2,369,569,000	258
Total unused commitments	$888,505,000	210
Derivatives	$1,250,397,000	72
2007-12-31		Rank
# of Employees:	345	447
Assets and Liabilities
Total Assets:	$2,517,923,000	304
Cash and due from depository institutions	$39,597,000	447
Interest-bearing balances	$435,000	3,309
Securities	$2,985,000	7,564
Federal funds sold & reverse repurchase agreements	$139,093,000	138
Net loans & leases	$1,836,753,000	297
Loan loss allowance	$15,665,000	381
Trading account assets	$16,823,000	116
Bank premises and fixed assets	$74,768,000	142
Other real estate owned	$1,733,000	447
Goodwill and other intangibles	$268,840,000	99
All other assets	$137,331,000	207
Life insurance assets	$0	4,052
Total liabilities and capital	$2,517,923,000	304
Total liabilities	$1,746,975,000	377
Total deposits	$1,618,362,000	330
Interest-bearing deposits	$1,399,135,000	325
Deposits held in domestic offices	$1,618,362,000	328
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,510,000	1,584
Trading liabilities	$15,645,000	48
Other borrowed funds	$0	5,553
Subordinated debt	$0	248
All other liabilities	$106,458,000	144
Total equity capital	$770,948,000	153
Total bank equity capital	$770,948,000	153
Perpetual preferred stock	$0	111
Common stock	$10,750,000	446
Surplus	$744,367,000	104
Undivided profits	$15,831,000	2,201
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$24,067,000	287
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$152,000	638
Income earned, not collected on loans	$10,177,000	381
Earning assets	$1,980,444,000	336
Long-term assets (5+ years)	$361,264,000	346
Average Assets, year-to-date	$2,011,225,800	349
Average Assets, quarterly	$2,231,162,500	331
Volatile liabilities	$304,597,000	525
Insider loans	$18,730,000	335
FHLB advances	$0	5,108
Loans and leases held for sale	$0	1,738
Unused loan commitments	$854,709,000	219
Tier 1 (core) risk-based capital	$502,951,000	167
Tier 2 risk-based capital	$16,497,000	385
Total risk weighted assets	$2,386,706,000	257
Total unused commitments	$854,709,000	219
Derivatives	$1,218,094,000	72
2007-09-30		Rank
# of Employees:	299	511
Assets and Liabilities
Total Assets:	$1,944,402,000	370
Cash and due from depository institutions	$19,099,000	511
Interest-bearing balances	$287,000	3,537
Securities	$1,985,000	7,834
Federal funds sold & reverse repurchase agreements	$0	6,196
Net loans & leases	$1,564,547,000	339
Loan loss allowance	$14,399,000	391
Trading account assets	$7,982,000	136
Bank premises and fixed assets	$68,409,000	148
Other real estate owned	$1,156,000	511
Goodwill and other intangibles	$249,521,000	102
All other assets	$31,703,000	620
Life insurance assets	$0	4,026
Total liabilities and capital	$1,944,402,000	370
Total liabilities	$1,484,293,000	419
Total deposits	$1,192,458,000	432
Interest-bearing deposits	$1,029,626,000	427
Deposits held in domestic offices	$1,192,458,000	429
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$272,424,000	165
Trading liabilities	$7,982,000	56
Other borrowed funds	$0	5,543
Subordinated debt	$0	244
All other liabilities	$11,429,000	614
Total equity capital	$460,109,000	209
Total bank equity capital	$460,109,000	209
Perpetual preferred stock	$0	113
Common stock	$10,750,000	426
Surplus	$434,511,000	144
Undivided profits	$14,848,000	2,323
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$16,464,000	317
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$172,000	607
Income earned, not collected on loans	$9,841,000	417
Earning assets	$1,566,819,000	414
Long-term assets (5+ years)	$302,592,000	403
Average Assets, year-to-date	$1,884,551,500	376
Average Assets, quarterly	$1,935,568,000	368
Volatile liabilities	$518,151,000	319
Insider loans	$19,436,000	312
FHLB advances	$0	5,081
Loans and leases held for sale	$9,908,000	225
Unused loan commitments	$777,236,000	243
Tier 1 (core) risk-based capital	$211,728,000	323
Tier 2 risk-based capital	$15,238,000	399
Total risk weighted assets	$1,954,445,000	309
Total unused commitments	$777,236,000	244
Derivatives	$1,154,078,000	77
2007-06-30		Rank
# of Employees:	300	530
Assets and Liabilities
Total Assets:	$1,926,734,000	379
Cash and due from depository institutions	$18,464,000	530
Interest-bearing balances	$278,000	3,627
Securities	$1,985,000	7,886
Federal funds sold & reverse repurchase agreements	$0	6,299
Net loans & leases	$1,554,529,000	343
Loan loss allowance	$14,467,000	388
Trading account assets	$4,005,000	166
Bank premises and fixed assets	$66,088,000	153
Other real estate owned	$860,000	530
Goodwill and other intangibles	$249,935,000	103
All other assets	$30,868,000	643
Life insurance assets	$0	4,058
Total liabilities and capital	$1,926,734,000	379
Total liabilities	$1,469,223,000	432
Total deposits	$1,390,284,000	390
Interest-bearing deposits	$1,234,685,000	378
Deposits held in domestic offices	$1,390,284,000	388
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$63,447,000	418
Trading liabilities	$4,005,000	67
Other borrowed funds	$0	5,494
Subordinated debt	$0	258
All other liabilities	$11,487,000	605
Total equity capital	$457,511,000	215
Total bank equity capital	$457,511,000	215
Perpetual preferred stock	$0	111
Common stock	$10,750,000	423
Surplus	$434,367,000	146
Undivided profits	$12,394,000	2,627
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$16,402,000	283
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$553,000	305
Income earned, not collected on loans	$9,001,000	429
Earning assets	$1,556,792,000	422
Long-term assets (5+ years)	$335,830,000	369
Average Assets, year-to-date	$1,864,601,330	390
Average Assets, quarterly	$1,892,234,000	385
Volatile liabilities	$457,579,000	353
Insider loans	$19,439,000	316
FHLB advances	$0	5,027
Loans and leases held for sale	$0	1,802
Unused loan commitments	$719,587,000	264
Tier 1 (core) risk-based capital	$208,928,000	329
Tier 2 risk-based capital	$15,265,000	409
Total risk weighted assets	$1,928,088,000	311
Total unused commitments	$719,587,000	265
Derivatives	$718,249,000	101
2007-03-31		Rank
# of Employees:	301	517
Assets and Liabilities
Total Assets:	$1,857,734,000	395
Cash and due from depository institutions	$23,475,000	517
Interest-bearing balances	$275,000	3,713
Securities	$1,985,000	7,920
Federal funds sold & reverse repurchase agreements	$0	6,772
Net loans & leases	$1,483,126,000	347
Loan loss allowance	$13,092,000	419
Trading account assets	$4,310,000	202
Bank premises and fixed assets	$63,690,000	154
Other real estate owned	$885,000	517
Goodwill and other intangibles	$250,552,000	99
All other assets	$29,711,000	641
Life insurance assets	$0	4,074
Total liabilities and capital	$1,857,733,000	395
Total liabilities	$1,403,145,000	445
Total deposits	$1,344,305,000	402
Interest-bearing deposits	$1,201,702,000	386
Deposits held in domestic offices	$1,344,305,000	398
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,421,000	1,040
Trading liabilities	$4,310,000	61
Other borrowed funds	$0	5,479
Subordinated debt	$0	262
All other liabilities	$42,109,000	271
Total equity capital	$454,588,000	216
Total bank equity capital	$454,588,000	216
Perpetual preferred stock	$0	113
Common stock	$10,750,000	411
Surplus	$434,094,000	142
Undivided profits	$9,744,000	3,233
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,959,000	471
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$323,000	432
Income earned, not collected on loans	$9,451,000	409
Earning assets	$1,485,386,000	437
Long-term assets (5+ years)	$279,024,000	420
Average Assets, year-to-date	$1,833,535,000	398
Average Assets, quarterly	$1,833,535,000	398
Volatile liabilities	$459,568,000	348
Insider loans	$17,890,000	334
FHLB advances	$0	5,010
Loans and leases held for sale	$0	1,800
Unused loan commitments	$693,545,000	263
Tier 1 (core) risk-based capital	$205,393,000	331
Tier 2 risk-based capital	$13,815,000	434
Total risk weighted assets	$1,870,802,000	314
Total unused commitments	$693,545,000	264
Derivatives	$732,688,000	100
2006-12-31		Rank
# of Employees:	287	544
Assets and Liabilities
Total Assets:	$1,809,336,000	400
Cash and due from depository institutions	$21,404,000	544
Interest-bearing balances	$271,000	3,730
Securities	$1,985,000	7,971
Federal funds sold & reverse repurchase agreements	$0	6,403
Net loans & leases	$1,438,898,000	348
Loan loss allowance	$12,309,000	432
Trading account assets	$3,392,000	103
Bank premises and fixed assets	$62,279,000	159
Other real estate owned	$353,000	544
Goodwill and other intangibles	$251,265,000	97
All other assets	$29,760,000	643
Life insurance assets	$0	4,082
Total liabilities and capital	$1,809,336,000	400
Total liabilities	$1,356,899,000	460
Total deposits	$1,231,908,000	426
Interest-bearing deposits	$1,080,578,000	413
Deposits held in domestic offices	$1,231,908,000	425
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$109,436,000	297
Trading liabilities	$3,392,000	58
Other borrowed funds	$0	5,610
Subordinated debt	$0	264
All other liabilities	$12,163,000	585
Total equity capital	$452,437,000	205
Total bank equity capital	$452,437,000	205
Perpetual preferred stock	$0	112
Common stock	$10,750,000	400
Surplus	$433,885,000	135
Undivided profits	$7,802,000	3,670
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,092,000	412
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$325,000	390
Income earned, not collected on loans	$9,132,000	429
Earning assets	$1,441,154,000	440
Long-term assets (5+ years)	$246,146,000	469
Average Assets, year-to-date	$1,775,745,800	391
Average Assets, quarterly	$1,860,192,000	388
Volatile liabilities	$527,602,000	356
Insider loans	$16,737,000	362
FHLB advances	$0	5,139
Loans and leases held for sale	$0	1,760
Unused loan commitments	$736,346,000	251
Tier 1 (core) risk-based capital	$202,780,000	327
Tier 2 risk-based capital	$12,980,000	455
Total risk weighted assets	$1,831,554,000	313
Total unused commitments	$736,346,000	251
Derivatives	$1,100,298,000	89
2006-09-30		Rank
# of Employees:	277	572
Assets and Liabilities
Total Assets:	$1,911,048,000	383
Cash and due from depository institutions	$16,597,000	572
Interest-bearing balances	$268,000	3,732
Securities	$139,190,000	898
Federal funds sold & reverse repurchase agreements	$0	6,029
Net loans & leases	$1,411,314,000	359
Loan loss allowance	$10,907,000	480
Trading account assets	$1,707,000	114
Bank premises and fixed assets	$60,252,000	160
Other real estate owned	$354,000	572
Goodwill and other intangibles	$251,975,000	100
All other assets	$29,659,000	655
Life insurance assets	$0	4,052
Total liabilities and capital	$1,911,048,000	383
Total liabilities	$1,485,636,000	433
Total deposits	$1,234,151,000	422
Interest-bearing deposits	$1,074,233,000	416
Deposits held in domestic offices	$1,234,151,000	422
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$235,488,000	197
Trading liabilities	$1,707,000	64
Other borrowed funds	$0	5,812
Subordinated debt	$0	269
All other liabilities	$14,290,000	520
Total equity capital	$425,412,000	232
Total bank equity capital	$425,412,000	232
Perpetual preferred stock	$0	118
Common stock	$10,750,000	384
Surplus	$408,631,000	151
Undivided profits	$6,031,000	4,262
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,171,000	427
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$381,000	382
Income earned, not collected on loans	$8,629,000	443
Earning assets	$1,552,479,000	415
Long-term assets (5+ years)	$219,254,000	527
Average Assets, year-to-date	$1,767,348,250	401
Average Assets, quarterly	$1,870,202,500	390
Volatile liabilities	$659,440,000	313
Insider loans	$15,797,000	391
FHLB advances	$0	5,308
Loans and leases held for sale	$0	1,773
Unused loan commitments	$752,625,000	255
Tier 1 (core) risk-based capital	$177,720,000	378
Tier 2 risk-based capital	$11,835,000	491
Total risk weighted assets	$1,813,929,000	321
Total unused commitments	$752,625,000	255
Derivatives	$469,931,000	120
2006-06-30		Rank
# of Employees:	263	606
Assets and Liabilities
Total Assets:	$1,829,357,000	401
Cash and due from depository institutions	$20,073,000	606
Interest-bearing balances	$131,000	4,490
Securities	$144,129,000	861
Federal funds sold & reverse repurchase agreements	$0	5,870
Net loans & leases	$1,324,946,000	374
Loan loss allowance	$10,017,000	520
Trading account assets	$4,155,000	104
Bank premises and fixed assets	$55,499,000	173
Other real estate owned	$143,000	606
Goodwill and other intangibles	$252,694,000	104
All other assets	$27,718,000	699
Life insurance assets	$0	4,035
Total liabilities and capital	$1,829,357,000	401
Total liabilities	$1,407,413,000	442
Total deposits	$1,147,040,000	450
Interest-bearing deposits	$999,724,000	442
Deposits held in domestic offices	$1,147,040,000	449
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$242,581,000	199
Trading liabilities	$4,155,000	56
Other borrowed funds	$0	5,848
Subordinated debt	$0	265
All other liabilities	$13,637,000	507
Total equity capital	$421,944,000	233
Total bank equity capital	$421,944,000	233
Perpetual preferred stock	$0	119
Common stock	$10,750,000	371
Surplus	$408,432,000	156
Undivided profits	$2,762,000	5,782
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,375,000	323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$260,000	503
Income earned, not collected on loans	$7,637,000	467
Earning assets	$1,473,361,000	434
Long-term assets (5+ years)	$168,706,000	659
Average Assets, year-to-date	$1,719,448,330	410
Average Assets, quarterly	$1,758,295,000	411
Volatile liabilities	$620,756,000	333
Insider loans	$13,997,000	452
FHLB advances	$0	5,334
Loans and leases held for sale	$0	1,763
Unused loan commitments	$686,304,000	268
Tier 1 (core) risk-based capital	$175,520,000	377
Tier 2 risk-based capital	$10,919,000	510
Total risk weighted assets	$1,699,653,000	338
Total unused commitments	$686,304,000	270
Derivatives	$352,705,000	127
2006-03-31		Rank
# of Employees:	274	572
Assets and Liabilities
Total Assets:	$1,687,233,000	418
Cash and due from depository institutions	$16,758,000	572
Interest-bearing balances	$101,000	4,883
Securities	$150,263,000	837
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$1,184,858,000	404
Loan loss allowance	$11,774,000	450
Trading account assets	$2,941,000	112
Bank premises and fixed assets	$52,604,000	172
Other real estate owned	$343,000	572
Goodwill and other intangibles	$253,514,000	98
All other assets	$25,952,000	714
Life insurance assets	$0	4,002
Total liabilities and capital	$1,687,233,000	418
Total liabilities	$1,267,897,000	472
Total deposits	$1,128,068,000	444
Interest-bearing deposits	$1,003,980,000	430
Deposits held in domestic offices	$1,128,068,000	443
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$122,488,000	268
Trading liabilities	$2,941,000	55
Other borrowed funds	$0	5,773
Subordinated debt	$0	259
All other liabilities	$14,400,000	489
Total equity capital	$419,336,000	230
Total bank equity capital	$419,336,000	230
Perpetual preferred stock	$0	120
Common stock	$10,750,000	361
Surplus	$408,049,000	149
Undivided profits	$537,000	7,481
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,376,000	289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$260,000	485
Income earned, not collected on loans	$6,373,000	521
Earning assets	$1,338,163,000	453
Long-term assets (5+ years)	$159,775,000	673
Average Assets, year-to-date	$1,664,494,000	418
Average Assets, quarterly	$1,664,494,000	418
Volatile liabilities	$474,743,000	379
Insider loans	$13,516,000	469
FHLB advances	$0	5,285
Loans and leases held for sale	$0	1,721
Unused loan commitments	$578,430,000	291
Tier 1 (core) risk-based capital	$170,893,000	370
Tier 2 risk-based capital	$12,418,000	461
Total risk weighted assets	$1,537,006,000	347
Total unused commitments	$578,430,000	291
Derivatives	$341,310,000	129
2005-12-31		Rank
# of Employees:	294	526
Assets and Liabilities
Total Assets:	$1,641,755,000	423
Cash and due from depository institutions	$22,865,000	526
Interest-bearing balances	$50,000	5,648
Securities	$154,216,000	826
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$1,135,745,000	410
Loan loss allowance	$10,087,000	496
Trading account assets	$1,811,000	114
Bank premises and fixed assets	$46,937,000	192
Other real estate owned	$155,000	526
Goodwill and other intangibles	$254,384,000	93
All other assets	$25,642,000	710
Life insurance assets	$0	351
Total liabilities and capital	$1,641,755,000	423
Total liabilities	$1,222,893,000	483
Total deposits	$1,056,810,000	463
Interest-bearing deposits	$932,286,000	451
Deposits held in domestic offices	$1,056,810,000	462
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$150,968,000	245
Trading liabilities	$1,811,000	57
Other borrowed funds	$0	5,856
Subordinated debt	$0	258
All other liabilities	$13,304,000	507
Total equity capital	$418,862,000	227
Total bank equity capital	$418,862,000	227
Perpetual preferred stock	$0	122
Common stock	$10,750,000	351
Surplus	$407,953,000	148
Undivided profits	$159,000	7,887
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,320,000	315
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$315,000	432
Income earned, not collected on loans	$7,265,000	460
Earning assets	$1,290,011,000	468
Long-term assets (5+ years)	$148,983,000	698
Average Assets, year-to-date	$1,497,640,600	428
Average Assets, quarterly	$1,608,959,000	425
Volatile liabilities	$447,456,000	390
Insider loans	$14,014,000	418
FHLB advances	$0	5,326
Loans and leases held for sale	$0	1,743
Unused loan commitments	$549,111,000	301
Tier 1 (core) risk-based capital	$166,548,000	374
Tier 2 risk-based capital	$10,715,000	491
Total risk weighted assets	$1,470,583,000	355
Total unused commitments	$549,111,000	301
Derivatives	$339,053,000	130
2005-09-30		Rank
# of Employees:	280	551
Assets and Liabilities
Total Assets:	$1,576,163,000	426
Cash and due from depository institutions	$18,498,000	551
Interest-bearing balances	$50,000	5,677
Securities	$161,813,000	781
Federal funds sold & reverse repurchase agreements	$0	5,951
Net loans & leases	$1,073,867,000	421
Loan loss allowance	$9,346,000	529
Trading account assets	$1,287,000	118
Bank premises and fixed assets	$41,706,000	200
Other real estate owned	$0	551
Goodwill and other intangibles	$255,377,000	92
All other assets	$23,615,000	739
Life insurance assets	$0	341
Total liabilities and capital	$1,576,163,000	426
Total liabilities	$1,159,306,000	491
Total deposits	$954,039,000	497
Interest-bearing deposits	$831,872,000	482
Deposits held in domestic offices	$954,039,000	496
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$190,198,000	206
Trading liabilities	$1,287,000	49
Other borrowed funds	$0	5,928
Subordinated debt	$0	251
All other liabilities	$13,782,000	482
Total equity capital	$416,857,000	226
Total bank equity capital	$416,857,000	226
Perpetual preferred stock	$0	120
Common stock	$10,750,000	338
Surplus	$406,195,000	144
Undivided profits	$-88,000	8,166
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,518,000	373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$414,000	372
Income earned, not collected on loans	$5,972,000	512
Earning assets	$1,235,730,000	473
Long-term assets (5+ years)	$147,110,000	688
Average Assets, year-to-date	$1,461,612,000	432
Average Assets, quarterly	$1,565,984,000	420
Volatile liabilities	$473,236,000	367
Insider loans	$14,258,000	395
FHLB advances	$0	5,403
Loans and leases held for sale	$0	1,843
Unused loan commitments	$552,362,000	293
Tier 1 (core) risk-based capital	$162,797,000	371
Tier 2 risk-based capital	$10,025,000	511
Total risk weighted assets	$1,385,870,000	368
Total unused commitments	$552,362,000	294
Derivatives	$264,529,000	144
2005-06-30		Rank
# of Employees:	282	553
Assets and Liabilities
Total Assets:	$1,555,805,000	416
Cash and due from depository institutions	$20,029,000	553
Interest-bearing balances	$50,000	5,679
Securities	$199,197,000	653
Federal funds sold & reverse repurchase agreements	$0	5,776
Net loans & leases	$1,014,778,000	431
Loan loss allowance	$9,368,000	518
Trading account assets	$923,000	122
Bank premises and fixed assets	$39,095,000	209
Other real estate owned	$2,107,000	553
Goodwill and other intangibles	$256,357,000	91
All other assets	$23,319,000	748
Life insurance assets	$0	339
Total liabilities and capital	$1,555,805,000	416
Total liabilities	$1,140,061,000	489
Total deposits	$927,283,000	496
Interest-bearing deposits	$775,074,000	499
Deposits held in domestic offices	$927,283,000	494
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$200,714,000	204
Trading liabilities	$923,000	54
Other borrowed funds	$0	5,868
Subordinated debt	$0	251
All other liabilities	$11,141,000	530
Total equity capital	$415,744,000	223
Total bank equity capital	$415,744,000	223
Perpetual preferred stock	$0	118
Common stock	$10,750,000	319
Surplus	$405,956,000	144
Undivided profits	$-962,000	8,456
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,136,000	349
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$414,000	364
Income earned, not collected on loans	$5,463,000	527
Earning assets	$1,214,948,000	468
Long-term assets (5+ years)	$205,859,000	507
Average Assets, year-to-date	$1,423,428,330	436
Average Assets, quarterly	$1,479,431,500	425
Volatile liabilities	$473,884,000	362
Insider loans	$4,438,000	1,435
FHLB advances	$0	5,357
Loans and leases held for sale	$0	1,818
Unused loan commitments	$498,461,000	305
Tier 1 (core) risk-based capital	$159,768,000	370
Tier 2 risk-based capital	$10,248,000	495
Total risk weighted assets	$1,330,977,000	370
Total unused commitments	$498,461,000	305
Derivatives	$247,686,000	142
2005-03-31		Rank
# of Employees:	293	515
Assets and Liabilities
Total Assets:	$1,403,058,000	438
Cash and due from depository institutions	$14,375,000	515
Interest-bearing balances	$50,000	5,718
Securities	$33,764,000	3,319
Federal funds sold & reverse repurchase agreements	$60,231,000	224
Net loans & leases	$976,616,000	432
Loan loss allowance	$7,258,000	646
Trading account assets	$0	148
Bank premises and fixed assets	$36,650,000	220
Other real estate owned	$1,421,000	515
Goodwill and other intangibles	$258,006,000	86
All other assets	$21,995,000	765
Life insurance assets	$0	333
Total liabilities and capital	$1,403,058,000	438
Total liabilities	$988,834,000	546
Total deposits	$956,371,000	475
Interest-bearing deposits	$831,432,000	463
Deposits held in domestic offices	$956,371,000	474
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$21,199,000	735
Trading liabilities	$0	65
Other borrowed funds	$0	5,784
Subordinated debt	$0	265
All other liabilities	$11,264,000	523
Total equity capital	$414,224,000	221
Total bank equity capital	$414,224,000	221
Perpetual preferred stock	$0	120
Common stock	$10,750,000	305
Surplus	$404,072,000	144
Undivided profits	$-598,000	8,407
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,270,000	314
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$4,619,000	586
Earning assets	$1,070,661,000	514
Long-term assets (5+ years)	$99,079,000	1,034
Average Assets, year-to-date	$1,357,240,000	450
Average Assets, quarterly	$1,357,240,000	450
Volatile liabilities	$312,837,000	468
Insider loans	$15,482,000	314
FHLB advances	$0	5,246
Loans and leases held for sale	$0	1,762
Unused loan commitments	$451,947,000	320
Tier 1 (core) risk-based capital	$156,511,000	370
Tier 2 risk-based capital	$7,896,000	622
Total risk weighted assets	$1,249,576,000	378
Total unused commitments	$451,947,000	320
Derivatives	$200,772,000	146
2004-12-31		Rank
# of Employees:	274	561
Assets and Liabilities
Total Assets:	$1,311,422,000	466
Cash and due from depository institutions	$8,362,000	561
Interest-bearing balances	$50,000	5,722
Securities	$35,671,000	3,185
Federal funds sold & reverse repurchase agreements	$0	6,164
Net loans & leases	$964,339,000	434
Loan loss allowance	$7,261,000	654
Trading account assets	$0	153
Bank premises and fixed assets	$32,426,000	246
Other real estate owned	$1,711,000	561
Goodwill and other intangibles	$259,144,000	86
All other assets	$9,769,000	1,561
Life insurance assets	$0	334
Total liabilities and capital	$1,311,422,000	466
Total liabilities	$899,199,000	602
Total deposits	$869,422,000	518
Interest-bearing deposits	$739,121,000	518
Deposits held in domestic offices	$869,422,000	517
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$22,771,000	704
Trading liabilities	$0	66
Other borrowed funds	$0	5,836
Subordinated debt	$0	272
All other liabilities	$7,006,000	712
Total equity capital	$412,223,000	226
Total bank equity capital	$412,223,000	226
Perpetual preferred stock	$0	118
Common stock	$10,750,000	297
Surplus	$403,633,000	147
Undivided profits	$-2,160,000	8,792
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$12,019,000	268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$4,217,000	631
Earning assets	$1,000,060,000	557
Long-term assets (5+ years)	$81,129,000	1,239
Average Assets, year-to-date	$1,163,425,200	496
Average Assets, quarterly	$1,328,123,000	461
Volatile liabilities	$228,394,000	592
Insider loans	$15,710,000	321
FHLB advances	$0	5,260
Loans and leases held for sale	$0	1,753
Unused loan commitments	$453,040,000	315
Tier 1 (core) risk-based capital	$153,286,000	377
Tier 2 risk-based capital	$8,059,000	610
Total risk weighted assets	$1,189,352,000	391
Total unused commitments	$453,040,000	315
Derivatives	$200,992,000	145
2004-09-30		Rank
# of Employees:	240	649
Assets and Liabilities
Total Assets:	$1,344,824,000	461
Cash and due from depository institutions	$9,987,000	649
Interest-bearing balances	$50,000	5,779
Securities	$142,160,000	907
Federal funds sold & reverse repurchase agreements	$0	5,928
Net loans & leases	$891,100,000	459
Loan loss allowance	$5,841,000	807
Trading account assets	$0	149
Bank premises and fixed assets	$24,398,000	337
Other real estate owned	$2,013,000	649
Goodwill and other intangibles	$261,106,000	87
All other assets	$14,060,000	1,093
Life insurance assets	$0	330
Total liabilities and capital	$1,344,824,000	461
Total liabilities	$932,222,000	579
Total deposits	$779,835,000	565
Interest-bearing deposits	$663,955,000	565
Deposits held in domestic offices	$779,835,000	562
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$145,687,000	239
Trading liabilities	$0	68
Other borrowed funds	$0	5,863
Subordinated debt	$0	276
All other liabilities	$6,700,000	730
Total equity capital	$412,602,000	225
Total bank equity capital	$412,602,000	225
Perpetual preferred stock	$0	124
Common stock	$10,750,000	289
Surplus	$403,610,000	144
Undivided profits	$-1,758,000	8,786
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,562,000	531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$104,000	806
Income earned, not collected on loans	$4,237,000	634
Earning assets	$1,033,310,000	527
Long-term assets (5+ years)	$71,017,000	1,435
Average Assets, year-to-date	$1,126,426,000	509
Average Assets, quarterly	$1,303,593,000	466
Volatile liabilities	$344,532,000	433
Insider loans	$12,657,000	414
FHLB advances	$0	5,299
Loans and leases held for sale	$0	1,808
Unused loan commitments	$380,214,000	354
Tier 1 (core) risk-based capital	$151,810,000	380
Tier 2 risk-based capital	$5,841,000	796
Total risk weighted assets	$1,087,554,000	412
Total unused commitments	$380,214,000	354
Derivatives	$123,920,000	171
2004-06-30		Rank
# of Employees:	177	908
Assets and Liabilities
Total Assets:	$1,262,362,000	479
Cash and due from depository institutions	$14,043,000	908
Interest-bearing balances	$50,000	5,826
Securities	$1,985,000	8,487
Federal funds sold & reverse repurchase agreements	$62,962,000	206
Net loans & leases	$876,674,000	453
Loan loss allowance	$4,984,000	938
Trading account assets	$1,841,000	113
Bank premises and fixed assets	$22,716,000	357
Other real estate owned	$1,561,000	908
Goodwill and other intangibles	$261,584,000	77
All other assets	$18,996,000	833
Life insurance assets	$0	323
Total liabilities and capital	$1,262,362,000	479
Total liabilities	$851,560,000	620
Total deposits	$838,097,000	523
Interest-bearing deposits	$726,695,000	509
Deposits held in domestic offices	$838,097,000	520
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$718,000	3,045
Trading liabilities	$0	69
Other borrowed funds	$6,000,000	3,254
Subordinated debt	$0	288
All other liabilities	$6,745,000	691
Total equity capital	$410,802,000	213
Total bank equity capital	$410,802,000	213
Perpetual preferred stock	$0	126
Common stock	$10,750,000	287
Surplus	$403,139,000	136
Undivided profits	$-3,087,000	8,943
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,470,000	1,886
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$4,532,000	559
Earning assets	$943,512,000	572
Long-term assets (5+ years)	$62,733,000	1,625
Average Assets, year-to-date	$1,053,626,670	544
Average Assets, quarterly	$1,104,119,500	525
Volatile liabilities	$280,842,000	490
Insider loans	$10,009,000	546
FHLB advances	$6,000,000	3,096
Loans and leases held for sale	$0	1,820
Unused loan commitments	$377,470,000	341
Tier 1 (core) risk-based capital	$149,345,000	375
Tier 2 risk-based capital	$4,984,000	896
Total risk weighted assets	$1,060,824,000	413
Total unused commitments	$377,470,000	341
Derivatives	$124,271,000	170
2004-03-31		Rank
# of Employees:	185	865
Assets and Liabilities
Total Assets:	$945,877,000	613
Cash and due from depository institutions	$25,734,000	865
Interest-bearing balances	$0	6,987
Securities	$315,338,000	465
Federal funds sold & reverse repurchase agreements	$0	6,767
Net loans & leases	$581,727,000	629
Loan loss allowance	$5,378,000	865
Trading account assets	$0	144
Bank premises and fixed assets	$4,257,000	2,328
Other real estate owned	$2,604,000	865
Goodwill and other intangibles	$4,499,000	770
All other assets	$11,718,000	1,229
Life insurance assets	$0	322
Total liabilities and capital	$945,877,000	613
Total liabilities	$874,503,000	593
Total deposits	$801,849,000	537
Interest-bearing deposits	$725,089,000	509
Deposits held in domestic offices	$801,849,000	534
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,553,000	1,560
Trading liabilities	$0	70
Other borrowed funds	$58,000,000	745
Subordinated debt	$2,000,000	234
All other liabilities	$8,101,000	669
Total equity capital	$71,374,000	789
Total bank equity capital	$71,374,000	789
Perpetual preferred stock	$0	129
Common stock	$10,750,000	279
Surplus	$10,750,000	1,834
Undivided profits	$49,874,000	666
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,273,000	1,318
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$4,245,000	590
Earning assets	$897,065,000	595
Long-term assets (5+ years)	$333,716,000	346
Average Assets, year-to-date	$949,259,000	602
Average Assets, quarterly	$949,259,000	602
Volatile liabilities	$267,038,000	506
Insider loans	$10,550,000	490
FHLB advances	$0	5,150
Loans and leases held for sale	$6,067,000	359
Unused loan commitments	$129,382,000	721
Tier 1 (core) risk-based capital	$69,491,000	733
Tier 2 risk-based capital	$7,990,000	608
Total risk weighted assets	$629,372,000	638
Total unused commitments	$129,382,000	721
Derivatives	$12,479,000	380
2003-12-31		Rank
# of Employees:	183	891
Assets and Liabilities
Total Assets:	$952,641,000	602
Cash and due from depository institutions	$51,027,000	891
Interest-bearing balances	$0	6,994
Securities	$307,464,000	486
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$569,709,000	637
Loan loss allowance	$5,284,000	897
Trading account assets	$0	168
Bank premises and fixed assets	$4,418,000	2,228
Other real estate owned	$3,434,000	891
Goodwill and other intangibles	$4,803,000	735
All other assets	$11,786,000	1,249
Life insurance assets	$0	1
Total liabilities and capital	$952,641,000	602
Total liabilities	$886,000,000	588
Total deposits	$801,825,000	537
Interest-bearing deposits	$715,051,000	514
Deposits held in domestic offices	$801,825,000	535
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,850,000	2,315
Trading liabilities	$0	72
Other borrowed funds	$73,000,000	655
Subordinated debt	$2,000,000	238
All other liabilities	$7,325,000	700
Total equity capital	$66,641,000	829
Total bank equity capital	$66,641,000	829
Perpetual preferred stock	$0	131
Common stock	$10,750,000	281
Surplus	$10,750,000	1,811
Undivided profits	$45,141,000	707
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,712,000	1,138
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$3,959,000	636
Earning assets	$877,173,000	600
Long-term assets (5+ years)	$319,554,000	365
Average Assets, year-to-date	$899,500,600	609
Average Assets, quarterly	$915,264,000	616
Volatile liabilities	$253,107,000	524
Insider loans	$3,954,000	1,404
FHLB advances	$15,000,000	1,825
Loans and leases held for sale	$4,929,000	380
Unused loan commitments	$124,557,000	715
Tier 1 (core) risk-based capital	$66,451,000	765
Tier 2 risk-based capital	$7,860,000	610
Total risk weighted assets	$629,853,000	637
Total unused commitments	$124,557,000	715
Derivatives	$10,209,000	383
2003-09-30		Rank
# of Employees:	200	823
Assets and Liabilities
Total Assets:	$877,887,000	653
Cash and due from depository institutions	$21,668,000	823
Interest-bearing balances	$0	7,032
Securities	$292,079,000	505
Federal funds sold & reverse repurchase agreements	$0	6,602
Net loans & leases	$540,124,000	671
Loan loss allowance	$4,949,000	947
Trading account assets	$0	165
Bank premises and fixed assets	$4,588,000	2,120
Other real estate owned	$3,564,000	823
Goodwill and other intangibles	$5,061,000	708
All other assets	$10,803,000	1,342
Life insurance assets	$0	1
Total liabilities and capital	$877,887,000	653
Total liabilities	$813,127,000	643
Total deposits	$744,701,000	587
Interest-bearing deposits	$666,404,000	553
Deposits held in domestic offices	$744,701,000	586
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,340,000	1,824
Trading liabilities	$0	72
Other borrowed funds	$58,000,000	756
Subordinated debt	$2,000,000	236
All other liabilities	$5,086,000	949
Total equity capital	$64,760,000	863
Total bank equity capital	$64,760,000	863
Perpetual preferred stock	$0	137
Common stock	$10,750,000	282
Surplus	$10,750,000	1,793
Undivided profits	$43,260,000	743
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,933,000	1,121
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$3,944,000	669
Earning assets	$832,203,000	632
Long-term assets (5+ years)	$294,757,000	394
Average Assets, year-to-date	$886,215,500	630
Average Assets, quarterly	$884,457,000	643
Volatile liabilities	$232,858,000	549
Insider loans	$3,625,000	1,530
FHLB advances	$0	5,135
Loans and leases held for sale	$5,370,000	503
Unused loan commitments	$134,946,000	698
Tier 1 (core) risk-based capital	$64,329,000	795
Tier 2 risk-based capital	$7,511,000	635
Total risk weighted assets	$598,011,000	654
Total unused commitments	$134,946,000	699
Derivatives	$13,044,000	367
2003-06-30		Rank
# of Employees:	207	793
Assets and Liabilities
Total Assets:	$891,027,000	637
Cash and due from depository institutions	$35,430,000	793
Interest-bearing balances	$0	7,050
Securities	$290,282,000	501
Federal funds sold & reverse repurchase agreements	$1,270,000	5,498
Net loans & leases	$542,175,000	656
Loan loss allowance	$5,532,000	850
Trading account assets	$0	170
Bank premises and fixed assets	$4,765,000	2,006
Other real estate owned	$1,620,000	793
Goodwill and other intangibles	$3,778,000	816
All other assets	$11,707,000	1,193
Life insurance assets	$0	1
Total liabilities and capital	$891,027,000	637
Total liabilities	$826,673,000	622
Total deposits	$759,374,000	565
Interest-bearing deposits	$649,169,000	559
Deposits held in domestic offices	$759,374,000	564
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$200,000	3,057
Trading liabilities	$0	74
Other borrowed funds	$58,000,000	749
Subordinated debt	$2,000,000	212
All other liabilities	$7,099,000	786
Total equity capital	$64,354,000	865
Total bank equity capital	$64,354,000	865
Perpetual preferred stock	$0	140
Common stock	$10,750,000	275
Surplus	$10,750,000	1,755
Undivided profits	$42,854,000	762
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,770,000	868
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$3,667,000	713
Earning assets	$833,727,000	623
Long-term assets (5+ years)	$275,576,000	394
Average Assets, year-to-date	$888,991,670	623
Average Assets, quarterly	$888,548,500	629
Volatile liabilities	$229,300,000	568
Insider loans	$5,370,000	971
FHLB advances	$0	5,105
Loans and leases held for sale	$19,428,000	294
Unused loan commitments	$151,623,000	632
Tier 1 (core) risk-based capital	$61,316,000	820
Tier 2 risk-based capital	$8,138,000	577
Total risk weighted assets	$600,083,000	642
Total unused commitments	$151,623,000	633
Derivatives	$77,375,000	214
2003-03-31		Rank
# of Employees:	195	834
Assets and Liabilities
Total Assets:	$886,070,000	631
Cash and due from depository institutions	$33,924,000	834
Interest-bearing balances	$0	7,012
Securities	$278,962,000	513
Federal funds sold & reverse repurchase agreements	$0	7,247
Net loans & leases	$550,685,000	640
Loan loss allowance	$5,408,000	854
Trading account assets	$0	169
Bank premises and fixed assets	$4,939,000	1,901
Other real estate owned	$1,865,000	834
Goodwill and other intangibles	$4,342,000	741
All other assets	$11,353,000	1,198
Life insurance assets	$0	1
Total liabilities and capital	$886,070,000	631
Total liabilities	$823,228,000	614
Total deposits	$735,259,000	575
Interest-bearing deposits	$641,082,000	561
Deposits held in domestic offices	$735,259,000	573
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$19,555,000	701
Trading liabilities	$0	79
Other borrowed funds	$58,000,000	724
Subordinated debt	$2,000,000	199
All other liabilities	$8,414,000	709
Total equity capital	$62,842,000	866
Total bank equity capital	$62,842,000	866
Perpetual preferred stock	$0	141
Common stock	$10,750,000	271
Surplus	$10,750,000	1,725
Undivided profits	$41,342,000	767
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,966,000	563
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$3,847,000	700
Earning assets	$829,647,000	610
Long-term assets (5+ years)	$252,832,000	424
Average Assets, year-to-date	$887,974,000	622
Average Assets, quarterly	$887,974,000	622
Volatile liabilities	$244,730,000	526
Insider loans	$4,222,000	1,256
FHLB advances	$58,000,000	646
Loans and leases held for sale	$23,034,000	233
Unused loan commitments	$143,076,000	641
Tier 1 (core) risk-based capital	$60,452,000	823
Tier 2 risk-based capital	$7,968,000	575
Total risk weighted assets	$600,614,000	631
Total unused commitments	$143,076,000	643
Derivatives	$76,710,000	209
2002-12-31		Rank
# of Employees:	209	775
Assets and Liabilities
Total Assets:	$889,878,000	620
Cash and due from depository institutions	$27,776,000	775
Interest-bearing balances	$0	7,009
Securities	$266,201,000	509
Federal funds sold & reverse repurchase agreements	$18,922,000	748
Net loans & leases	$555,837,000	624
Loan loss allowance	$5,274,000	849
Trading account assets	$0	170
Bank premises and fixed assets	$5,160,000	1,790
Other real estate owned	$1,555,000	775
Goodwill and other intangibles	$4,103,000	753
All other assets	$10,324,000	1,276
Life insurance assets	$0	1
Total liabilities and capital	$889,878,000	620
Total liabilities	$828,221,000	601
Total deposits	$758,450,000	550
Interest-bearing deposits	$679,925,000	521
Deposits held in domestic offices	$758,450,000	548
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$200,000	3,021
Trading liabilities	$0	75
Other borrowed funds	$58,000,000	730
Subordinated debt	$2,000,000	194
All other liabilities	$9,571,000	638
Total equity capital	$61,657,000	867
Total bank equity capital	$61,657,000	867
Perpetual preferred stock	$0	142
Common stock	$10,750,000	270
Surplus	$10,750,000	1,687
Undivided profits	$40,157,000	761
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,678,000	446
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$3,727,000	735
Earning assets	$840,960,000	596
Long-term assets (5+ years)	$206,885,000	498
Average Assets, year-to-date	$798,555,800	648
Average Assets, quarterly	$854,700,500	634
Volatile liabilities	$198,669,000	605
Insider loans	$3,644,000	1,463
FHLB advances	$58,000,000	645
Loans and leases held for sale	$19,432,000	298
Unused loan commitments	$130,712,000	655
Tier 1 (core) risk-based capital	$58,517,000	831
Tier 2 risk-based capital	$7,794,000	582
Total risk weighted assets	$600,828,000	616
Total unused commitments	$130,712,000	656
Derivatives	$57,495,000	213
2001-12-31		Rank
# of Employees:	227	711
Assets and Liabilities
Total Assets:	$732,771,000	701
Cash and due from depository institutions	$23,305,000	711
Interest-bearing balances	$0	7,015
Securities	$246,490,000	489
Federal funds sold & reverse repurchase agreements	$0	7,110
Net loans & leases	$441,112,000	764
Loan loss allowance	$4,302,000	971
Trading account assets	$0	182
Bank premises and fixed assets	$6,256,000	1,416
Other real estate owned	$3,037,000	711
Goodwill and other intangibles	$2,365,000	968
All other assets	$10,206,000	1,206
Life insurance assets	$0	1
Total liabilities and capital	$732,771,000	701
Total liabilities	$684,861,000	681
Total deposits	$617,380,000	635
Interest-bearing deposits	$564,498,000	602
Deposits held in domestic offices	$617,380,000	632
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,288,000	1,827
Trading liabilities	$0	69
Other borrowed funds	$58,000,000	700
Subordinated debt	$2,000,000	197
All other liabilities	$4,193,000	1,109
Total equity capital	$47,910,000	1,030
Total bank equity capital	$47,910,000	1,030
Perpetual preferred stock	$0	158
Common stock	$10,750,000	261
Surplus	$10,750,000	1,599
Undivided profits	$26,410,000	1,082
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,283,000	2,214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$3,630,000	823
Earning assets	$687,602,000	681
Long-term assets (5+ years)	$214,365,000	497
Average Assets, year-to-date	$661,196,000	747
Average Assets, quarterly	$706,956,500	718
Volatile liabilities	$225,654,000	523
Insider loans	$1,719,000	2,692
FHLB advances	$58,000,000	620
Loans and leases held for sale	$20,530,000	238
Unused loan commitments	$84,399,000	858
Tier 1 (core) risk-based capital	$47,771,000	950
Tier 2 risk-based capital	$6,302,000	668
Total risk weighted assets	$481,687,000	733
Total unused commitments	$84,399,000	859
Derivatives	$24,604,000	262
2000-12-31		Rank
# of Employees:	193	823
Assets and Liabilities
Total Assets:	$602,477,000	833
Cash and due from depository institutions	$18,663,000	823
Interest-bearing balances	$0	6,829
Securities	$227,819,000	528
Federal funds sold & reverse repurchase agreements	$10,438,000	1,142
Net loans & leases	$331,561,000	966
Loan loss allowance	$3,058,000	1,269
Trading account assets	$0	175
Bank premises and fixed assets	$6,216,000	1,367
Other real estate owned	$7,000	823
Goodwill and other intangibles	$1,616,000	1,173
All other assets	$6,157,000	1,521
Life insurance assets	$0	1
Total liabilities and capital	$602,477,000	833
Total liabilities	$559,601,000	807
Total deposits	$493,409,000	774
Interest-bearing deposits	$456,599,000	725
Deposits held in domestic offices	$493,409,000	771
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,521,000	2,476
Trading liabilities	$0	77
Other borrowed funds	$58,000,000	669
Subordinated debt	$2,000,000	190
All other liabilities	$4,671,000	1,051
Total equity capital	$42,876,000	1,088
Total bank equity capital	$42,876,000	1,088
Perpetual preferred stock	$0	178
Common stock	$10,750,000	281
Surplus	$10,750,000	1,561
Undivided profits	$21,376,000	1,275
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,990,000	1,263
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$2,483,000	993
Earning assets	$569,818,000	813
Long-term assets (5+ years)	$177,684,000	550
Average Assets, year-to-date	$506,009,400	932
Average Assets, quarterly	$584,439,500	842
Volatile liabilities	$169,606,000	669
Insider loans	$3,400,000	1,438
FHLB advances	$0	771
Loans and leases held for sale	$9,783,000	237
Unused loan commitments	$58,119,000	1,035
Tier 1 (core) risk-based capital	$42,119,900	1,048
Tier 2 risk-based capital	$5,058,000	782
Total risk weighted assets	$363,399,300	909
Total unused commitments	$58,119,000	1,035
Derivatives	$6,158,000	360
1999-12-31		Rank
# of Employees:	166	1,006
Assets and Liabilities
Total Assets:	$429,225,000	1,113
Cash and due from depository institutions	$12,690,000	1,006
Interest-bearing balances	$0	6,854
Securities	$133,561,000	877
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$269,564,000	1,155
Loan loss allowance	$2,499,000	1,487
Trading account assets	$0	165
Bank premises and fixed assets	$6,260,000	1,343
Other real estate owned	$256,000	1,006
Goodwill and other intangibles	$1,750,000	1,164
All other assets	$5,144,000	1,742
Life insurance assets	$0	1
Total liabilities and capital	$429,225,000	1,113
Total liabilities	$400,018,000	1,090
Total deposits	$383,993,000	971
Interest-bearing deposits	$346,895,000	947
Deposits held in domestic offices	$383,993,000	966
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$7,421,000	1,399
Trading liabilities	$0	65
Other borrowed funds	$6,000,000	2,585
Subordinated debt	$0	242
All other liabilities	$2,604,000	1,531
Total equity capital	$29,207,000	1,514
Total bank equity capital	$29,207,000	1,514
Perpetual preferred stock	$0	193
Common stock	$8,250,000	409
Surplus	$8,250,000	1,960
Undivided profits	$12,707,000	1,963
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$769,000	2,711
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$1,743,000	1,212
Earning assets	$403,125,000	1,092
Long-term assets (5+ years)	$110,732,000	880
Average Assets, year-to-date	$377,481,800	1,199
Average Assets, quarterly	$404,690,500	1,161
Volatile liabilities	$163,202,000	696
Insider loans	$3,613,000	1,312
FHLB advances	$0	802
Loans and leases held for sale	$11,147,000	219
Unused loan commitments	$70,410,000	932
Tier 1 (core) risk-based capital	$33,036,500	1,313
Tier 2 risk-based capital	$2,499,000	1,382
Total risk weighted assets	$287,720,300	1,105
Total unused commitments	$70,410,000	933
Derivatives	$8,551,000	373
1998-12-31		Rank
# of Employees:	156	1,082
Assets and Liabilities
Total Assets:	$348,482,000	1,312
Cash and due from depository institutions	$13,088,000	1,082
Interest-bearing balances	$0	6,728
Securities	$78,673,000	1,497
Federal funds sold & reverse repurchase agreements	$8,229,000	2,086
Net loans & leases	$237,897,000	1,191
Loan loss allowance	$2,194,000	1,621
Trading account assets	$0	197
Bank premises and fixed assets	$5,939,000	1,343
Other real estate owned	$0	1,082
Goodwill and other intangibles	$1,432,000	1,228
All other assets	$3,224,000	2,310
Life insurance assets	$0	1
Total liabilities and capital	$348,482,000	1,312
Total liabilities	$323,884,000	1,278
Total deposits	$312,483,000	1,172
Interest-bearing deposits	$279,155,000	1,138
Deposits held in domestic offices	$312,483,000	1,167
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,421,000	1,659
Trading liabilities	$0	69
Other borrowed funds	$6,000,000	2,034
Subordinated debt	$0	255
All other liabilities	$1,980,000	2,012
Total equity capital	$24,598,000	1,812
Total bank equity capital	$24,598,000	1,812
Perpetual preferred stock	$0	199
Common stock	$5,650,000	625
Surplus	$5,650,000	2,557
Undivided profits	$13,298,000	1,972
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$198,000	6,141
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$176,000	687
Income earned, not collected on loans	$1,361,000	1,585
Earning assets	$324,799,000	1,298
Long-term assets (5+ years)	$57,920,000	1,392
Average Assets, year-to-date	$311,433,800	1,397
Average Assets, quarterly	$335,431,500	1,338
Volatile liabilities	$116,399,000	750
Insider loans	$2,362,000	1,820
FHLB advances	$0	740
Loans and leases held for sale	$23,643,000	209
Unused loan commitments	$53,268,000	1,087
Tier 1 (core) risk-based capital	$24,313,300	1,719
Tier 2 risk-based capital	$2,194,000	1,489
Total risk weighted assets	$239,310,100	1,205
Total unused commitments	$53,268,000	1,091
Derivatives	$22,154,000	320
1997-12-31		Rank
# of Employees:	134	1,316
Assets and Liabilities
Total Assets:	$273,457,000	1,665
Cash and due from depository institutions	$10,696,000	1,316
Interest-bearing balances	$0	6,604
Securities	$62,143,000	1,864
Federal funds sold & reverse repurchase agreements	$0	8,160
Net loans & leases	$192,254,000	1,466
Loan loss allowance	$1,828,000	1,940
Trading account assets	$0	203
Bank premises and fixed assets	$5,344,000	1,466
Other real estate owned	$0	1,316
Goodwill and other intangibles	$333,000	1,997
All other assets	$2,687,000	2,672
Life insurance assets	$0	1
Total liabilities and capital	$273,457,000	1,665
Total liabilities	$253,672,000	1,621
Total deposits	$247,593,000	1,496
Interest-bearing deposits	$219,469,000	1,463
Deposits held in domestic offices	$247,593,000	1,488
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,421,000	1,592
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$1,658,000	2,357
Total equity capital	$19,785,000	2,251
Total bank equity capital	$19,785,000	2,251
Perpetual preferred stock	$0	223
Common stock	$5,650,000	634
Surplus	$5,650,000	2,499
Undivided profits	$8,485,000	2,947
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	10,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$1,265,000	1,769
Earning assets	$254,397,000	1,646
Long-term assets (5+ years)	$43,525,000	1,551
Average Assets, year-to-date	$249,086,400	1,748
Average Assets, quarterly	$271,579,500	1,654
Volatile liabilities	$99,027,000	846
Insider loans	$1,815,000	2,245
FHLB advances	$0	780
Loans and leases held for sale	$3,737,000	421
Unused loan commitments	$43,964,000	1,197
Tier 1 (core) risk-based capital	$19,537,700	2,186
Tier 2 risk-based capital	$1,828,000	1,669
Total risk weighted assets	$192,962,900	1,459
Total unused commitments	$43,964,000	1,201
Derivatives	$10,071,000	378
1996-12-31		Rank
# of Employees:	101	1,844
Assets and Liabilities
Total Assets:	$215,633,000	2,153
Cash and due from depository institutions	$8,272,000	1,844
Interest-bearing balances	$0	6,640
Securities	$44,225,000	2,731
Federal funds sold & reverse repurchase agreements	$233,000	8,025
Net loans & leases	$155,982,000	1,856
Loan loss allowance	$1,472,000	2,482
Trading account assets	$0	240
Bank premises and fixed assets	$4,694,000	1,696
Other real estate owned	$0	1,844
Goodwill and other intangibles	$163,000	2,235
All other assets	$2,064,000	3,516
Life insurance assets	$0	1
Total liabilities and capital	$215,633,000	2,153
Total liabilities	$201,145,000	2,092
Total deposits	$199,983,000	1,942
Interest-bearing deposits	$172,598,000	1,938
Deposits held in domestic offices	$199,983,000	1,933
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$1,162,000	3,147
Total equity capital	$14,488,000	3,069
Total bank equity capital	$14,488,000	3,069
Perpetual preferred stock	$0	250
Common stock	$5,100,000	736
Surplus	$5,100,000	2,781
Undivided profits	$4,288,000	4,919
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	10,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$1,067,000	2,098
Earning assets	$200,440,000	2,143
Long-term assets (5+ years)	$30,455,000	1,947
Average Assets, year-to-date	$187,696,600	2,394
Average Assets, quarterly	$206,557,500	2,247
Volatile liabilities	$66,248,000	1,142
Insider loans	$1,920,000	2,199
FHLB advances	$0	882
Loans and leases held for sale	$3,980,000	370
Unused loan commitments	$34,406,000	1,395
Tier 1 (core) risk-based capital	$14,437,000	3,001
Tier 2 risk-based capital	$1,472,000	2,076
Total risk weighted assets	$158,959,000	1,788
Total unused commitments	$34,406,000	1,403
Derivatives	$2,014,000	503
1995-12-31		Rank
# of Employees:	81	2,399
Assets and Liabilities
Total Assets:	$162,326,000	2,841
Cash and due from depository institutions	$8,064,000	2,399
Interest-bearing balances	$93,000	5,450
Securities	$36,286,000	3,489
Federal funds sold & reverse repurchase agreements	$532,000	8,236
Net loans & leases	$110,768,000	2,478
Loan loss allowance	$1,062,000	3,347
Trading account assets	$0	261
Bank premises and fixed assets	$4,804,000	1,610
Other real estate owned	$0	2,399
Goodwill and other intangibles	$100,000	2,361
All other assets	$1,772,000	4,038
Life insurance assets	$0	1
Total liabilities and capital	$162,326,000	2,841
Total liabilities	$151,677,000	2,750
Total deposits	$150,551,000	2,579
Interest-bearing deposits	$129,125,000	2,598
Deposits held in domestic offices	$150,551,000	2,570
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$1,126,000	3,287
Total equity capital	$10,649,000	4,085
Total bank equity capital	$10,649,000	4,085
Perpetual preferred stock	$0	288
Common stock	$4,400,000	893
Surplus	$4,400,000	3,176
Undivided profits	$1,849,000	7,718
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	11,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$816,000	2,874
Earning assets	$147,679,000	2,868
Long-term assets (5+ years)	$23,502,000	2,233
Average Assets, year-to-date	$137,877,600	3,175
Average Assets, quarterly	$155,054,000	2,930
Volatile liabilities	$42,456,000	1,452
Insider loans	$1,596,000	2,628
FHLB advances	$0	855
Loans and leases held for sale	$1,423,000	707
Unused loan commitments	$25,074,000	1,701
Tier 1 (core) risk-based capital	$10,423,000	4,059
Tier 2 risk-based capital	$1,062,000	2,754
Total risk weighted assets	$111,062,400	2,449
Total unused commitments	$25,074,000	1,712
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	61	3,315
Assets and Liabilities
Total Assets:	$113,387,000	3,902
Cash and due from depository institutions	$3,654,000	3,315
Interest-bearing balances	$0	7,034
Securities	$29,183,000	4,361
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$75,226,000	3,438
Loan loss allowance	$762,000	4,512
Trading account assets	$0	286
Bank premises and fixed assets	$3,888,000	1,930
Other real estate owned	$0	3,315
Goodwill and other intangibles	$0	3,133
All other assets	$1,436,000	5,099
Life insurance assets	$0	1
Total liabilities and capital	$113,387,000	3,902
Total liabilities	$104,476,000	3,861
Total deposits	$99,238,000	3,812
Interest-bearing deposits	$86,653,000	3,742
Deposits held in domestic offices	$99,238,000	3,804
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,500,000	2,935
Trading liabilities	$0	87
Other borrowed funds	$3,400,000	2,065
Subordinated debt	$0	372
All other liabilities	$338,000	6,795
Total equity capital	$8,911,000	4,516
Total bank equity capital	$8,911,000	4,516
Perpetual preferred stock	$0	310
Common stock	$4,350,000	890
Surplus	$4,350,000	3,109
Undivided profits	$211,000	11,019
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,000	11,336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$513,000	4,116
Earning assets	$104,409,000	3,880
Long-term assets (5+ years)	$18,151,000	2,746
Average Assets, year-to-date	$94,929,600	4,484
Average Assets, quarterly	$108,718,500	4,016
Volatile liabilities	$30,470,000	1,805
Insider loans	$1,809,000	2,270
FHLB advances	$0	993
Loans and leases held for sale	$1,422,000	541
Unused loan commitments	$17,016,000	2,156
Tier 1 (core) risk-based capital	$9,191,000	4,432
Tier 2 risk-based capital	$762,000	3,716
Total risk weighted assets	$77,093,300	3,363
Total unused commitments	$17,016,000	2,169
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	50	4,145
Assets and Liabilities
Total Assets:	$78,187,000	5,548
Cash and due from depository institutions	$2,523,000	4,145
Interest-bearing balances	$100,000	6,134
Securities	$16,804,000	6,888
Federal funds sold & reverse repurchase agreements	$1,545,000	6,619
Net loans & leases	$53,971,000	4,488
Loan loss allowance	$586,000	5,690
Trading account assets	$0	330
Bank premises and fixed assets	$2,544,000	2,873
Other real estate owned	$0	4,145
Goodwill and other intangibles	$0	3,091
All other assets	$800,000	7,161
Life insurance assets	$0	1
Total liabilities and capital	$78,187,000	5,548
Total liabilities	$72,559,000	5,414
Total deposits	$71,293,000	5,324
Interest-bearing deposits	$60,954,000	5,387
Deposits held in domestic offices	$71,293,000	5,315
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$1,000,000	2,690
Subordinated debt	$0	413
All other liabilities	$266,000	8,073
Total equity capital	$5,628,000	6,697
Total bank equity capital	$5,628,000	6,697
Perpetual preferred stock	$0	343
Common stock	$2,850,000	1,407
Surplus	$2,850,000	4,292
Undivided profits	$-72,000	12,404
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	12,424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$327,000	5,615
Earning assets	$72,420,000	5,481
Long-term assets (5+ years)	$10,158,000	4,322
Average Assets, year-to-date	$67,430,800	6,120
Average Assets, quarterly	$76,402,000	5,604
Volatile liabilities	$16,759,000	2,758
Insider loans	$1,049,000	3,593
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$10,375,000	3,017
Tier 1 (core) risk-based capital	$5,428,000	6,757
Tier 2 risk-based capital	$586,000	4,611
Total risk weighted assets	$55,735,900	4,451
Total unused commitments	$10,375,000	3,038
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	36	5,656
Assets and Liabilities
Total Assets:	$56,332,000	7,265
Cash and due from depository institutions	$2,388,000	5,656
Interest-bearing balances	$195,000	6,298
Securities	$13,629,000	7,785
Federal funds sold & reverse repurchase agreements	$1,425,000	7,685
Net loans & leases	$35,686,000	6,228
Loan loss allowance	$394,000	7,563
Trading account assets	$0	344
Bank premises and fixed assets	$2,197,000	3,301
Other real estate owned	$284,000	5,656
Goodwill and other intangibles	$0	3,106
All other assets	$723,000	7,909
Life insurance assets	$0	1
Total liabilities and capital	$56,332,000	7,265
Total liabilities	$52,089,000	7,178
Total deposits	$51,946,000	7,017
Interest-bearing deposits	$45,433,000	6,981
Deposits held in domestic offices	$51,946,000	7,010
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$143,000	11,331
Total equity capital	$4,243,000	7,980
Total bank equity capital	$4,243,000	7,980
Perpetual preferred stock	$0	346
Common stock	$2,850,000	1,443
Surplus	$2,850,000	4,194
Undivided profits	$-1,457,000	13,436
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	13,091
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$218,000	8,244
Earning assets	$50,935,000	7,305
Long-term assets (5+ years)	$8,146,000	4,933
Average Assets, year-to-date	$49,783,600	7,718
Average Assets, quarterly	$54,178,000	7,404
Volatile liabilities	$12,483,000	3,473
Insider loans	$878,000	972
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$6,719,000	3,832
Tier 1 (core) risk-based capital	$4,243,000	7,920
Tier 2 risk-based capital	$394,000	6,314
Total risk weighted assets	$38,192,000	6,141
Total unused commitments	$6,719,000	3,853
Derivatives	$0	651