Home > Fidelity & Trust Bank > Income and Expense
Fidelity & Trust Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,070,000 | 1,433 |
| Total interest expense | $6,968,000 | 1,252 |
| Net interest income | $7,102,000 | 1,584 |
| Provision for loan and lease losses | $756,000 | 1,460 |
| Total noninterest income | $-256,000 | 8,410 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-416,000 | 8,421 |
| Total noninterest expense | $8,322,000 | 1,169 |
| Salaries and employee benefits | $3,876,000 | 1,338 |
| Premises and equipment expense | $1,581,000 | 875 |
| Additional noninterest expense | $2,865,000 | 1,045 |
| Pre-tax net operating income | $-2,232,000 | 8,183 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-411,000 | 8,140 |
| Income before extraordinary items | $-1,821,000 | 8,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,821,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $4,133,000 | 114 |
| Net operating income | $-1,821,000 | 8,179 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 1,376 |
| Total interest expense | $3,723,000 | 1,258 |
| Net interest income | $3,769,000 | 1,468 |
| Provision for loan and lease losses | $311,000 | 1,338 |
| Total noninterest income | $-343,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-414,000 | 8,477 |
| Total noninterest expense | $3,995,000 | 1,209 |
| Salaries and employee benefits | $1,908,000 | 1,372 |
| Premises and equipment expense | $787,000 | 875 |
| Additional noninterest expense | $1,300,000 | 1,109 |
| Pre-tax net operating income | $-880,000 | 8,247 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-108,000 | 8,158 |
| Income before extraordinary items | $-772,000 | 8,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-772,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-772,000 | 8,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,136,000 | 1,276 |
| Total interest expense | $17,541,000 | 1,129 |
| Net interest income | $15,595,000 | 1,430 |
| Provision for loan and lease losses | $1,861,000 | 890 |
| Total noninterest income | $-821,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $230,000 | 4,617 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-1,051,000 | 8,531 |
| Total noninterest expense | $27,151,000 | 698 |
| Salaries and employee benefits | $14,637,000 | 661 |
| Premises and equipment expense | $4,344,000 | 609 |
| Additional noninterest expense | $8,170,000 | 702 |
| Pre-tax net operating income | $-14,238,000 | 8,494 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-907,000 | 8,392 |
| Income before extraordinary items | $-13,331,000 | 8,495 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,331,000 | 8,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 1,191 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 1,064 |
| Net operating income | $-13,331,000 | 8,492 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,021,000 | 1,264 |
| Total interest expense | $13,455,000 | 1,094 |
| Net interest income | $11,566,000 | 1,467 |
| Provision for loan and lease losses | $1,147,000 | 807 |
| Total noninterest income | $2,534,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $162,000 | 4,763 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,372,000 | 971 |
| Total noninterest expense | $22,359,000 | 612 |
| Salaries and employee benefits | $11,934,000 | 605 |
| Premises and equipment expense | $3,322,000 | 598 |
| Additional noninterest expense | $7,103,000 | 591 |
| Pre-tax net operating income | $-9,406,000 | 8,545 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-3,762,000 | 8,543 |
| Income before extraordinary items | $-5,644,000 | 8,537 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-5,644,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 993 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-5,644,000 | 8,529 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,338,000 | 1,309 |
| Total interest expense | $8,764,000 | 1,127 |
| Net interest income | $7,574,000 | 1,524 |
| Provision for loan and lease losses | $743,000 | 751 |
| Total noninterest income | $5,604,000 | 589 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,507,000 | 410 |
| Total noninterest expense | $15,297,000 | 619 |
| Salaries and employee benefits | $7,692,000 | 639 |
| Premises and equipment expense | $2,358,000 | 576 |
| Additional noninterest expense | $5,247,000 | 554 |
| Pre-tax net operating income | $-2,862,000 | 8,576 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-1,145,000 | 8,582 |
| Income before extraordinary items | $-1,717,000 | 8,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,717,000 | 8,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 869 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,717,000 | 8,544 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 1,318 |
| Total interest expense | $4,356,000 | 1,116 |
| Net interest income | $3,728,000 | 1,548 |
| Provision for loan and lease losses | $343,000 | 713 |
| Total noninterest income | $4,018,000 | 451 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,969,000 | 316 |
| Total noninterest expense | $7,790,000 | 602 |
| Salaries and employee benefits | $4,280,000 | 587 |
| Premises and equipment expense | $1,189,000 | 575 |
| Additional noninterest expense | $2,321,000 | 603 |
| Pre-tax net operating income | $-387,000 | 8,466 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-155,000 | 8,546 |
| Income before extraordinary items | $-232,000 | 8,366 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-232,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-232,000 | 8,356 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,974,000 | 1,478 |
| Total interest expense | $13,420,000 | 1,253 |
| Net interest income | $13,554,000 | 1,690 |
| Provision for loan and lease losses | $671,000 | 1,462 |
| Total noninterest income | $14,992,000 | 469 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $121,000 | 5,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,871,000 | 324 |
| Total noninterest expense | $27,489,000 | 647 |
| Salaries and employee benefits | $13,408,000 | 695 |
| Premises and equipment expense | $4,279,000 | 597 |
| Additional noninterest expense | $9,802,000 | 574 |
| Pre-tax net operating income | $386,000 | 6,828 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $93,000 | 5,028 |
| Income before extraordinary items | $293,000 | 6,943 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $293,000 | 6,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $293,000 | 6,938 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,459,000 | 1,528 |
| Total interest expense | $9,447,000 | 1,303 |
| Net interest income | $10,012,000 | 1,737 |
| Provision for loan and lease losses | $507,000 | 1,373 |
| Total noninterest income | $11,950,000 | 464 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $82,000 | 6,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,868,000 | 325 |
| Total noninterest expense | $19,346,000 | 705 |
| Salaries and employee benefits | $10,119,000 | 700 |
| Premises and equipment expense | $3,151,000 | 616 |
| Additional noninterest expense | $6,076,000 | 686 |
| Pre-tax net operating income | $2,109,000 | 3,004 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $770,000 | 2,257 |
| Income before extraordinary items | $1,339,000 | 3,456 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,339,000 | 3,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,339,000 | 3,449 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,509,000 | 1,555 |
| Total interest expense | $5,861,000 | 1,334 |
| Net interest income | $6,648,000 | 1,743 |
| Provision for loan and lease losses | $298,000 | 1,543 |
| Total noninterest income | $7,407,000 | 491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,358,000 | 340 |
| Total noninterest expense | $12,027,000 | 746 |
| Salaries and employee benefits | $6,334,000 | 759 |
| Premises and equipment expense | $2,040,000 | 646 |
| Additional noninterest expense | $3,653,000 | 746 |
| Pre-tax net operating income | $1,730,000 | 2,582 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $631,000 | 1,989 |
| Income before extraordinary items | $1,099,000 | 2,991 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,099,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,099,000 | 2,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 1,610 |
| Total interest expense | $2,706,000 | 1,366 |
| Net interest income | $3,189,000 | 1,811 |
| Provision for loan and lease losses | $142,000 | 1,543 |
| Total noninterest income | $3,927,000 | 464 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,902,000 | 324 |
| Total noninterest expense | $6,234,000 | 724 |
| Salaries and employee benefits | $3,566,000 | 675 |
| Premises and equipment expense | $926,000 | 703 |
| Additional noninterest expense | $1,742,000 | 767 |
| Pre-tax net operating income | $740,000 | 2,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $259,000 | 2,213 |
| Income before extraordinary items | $481,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $481,000 | 3,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,829,000 | 1,886 |
| Total interest expense | $9,074,000 | 1,247 |
| Net interest income | $8,755,000 | 2,487 |
| Provision for loan and lease losses | $828,000 | 1,230 |
| Total noninterest income | $19,895,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $71,000 | 6,730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,824,000 | 289 |
| Total noninterest expense | $24,632,000 | 697 |
| Salaries and employee benefits | $12,366,000 | 727 |
| Premises and equipment expense | $4,213,000 | 577 |
| Additional noninterest expense | $8,053,000 | 666 |
| Pre-tax net operating income | $3,190,000 | 2,634 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,355,000 | 1,832 |
| Income before extraordinary items | $1,835,000 | 3,308 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,835,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 901 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $18,000,000 | 83 |
| Net operating income | $1,835,000 | 3,272 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,376,000 | 1,975 |
| Total interest expense | $6,348,000 | 1,262 |
| Net interest income | $6,028,000 | 2,661 |
| Provision for loan and lease losses | $1,371,000 | 558 |
| Total noninterest income | $28,731,000 | 251 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,679,000 | 198 |
| Total noninterest expense | $31,398,000 | 452 |
| Salaries and employee benefits | $21,660,000 | 332 |
| Premises and equipment expense | $2,917,000 | 620 |
| Additional noninterest expense | $6,821,000 | 600 |
| Pre-tax net operating income | $1,990,000 | 3,074 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $677,000 | 2,444 |
| Income before extraordinary items | $1,313,000 | 3,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,313,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 900 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $18,000,000 | 64 |
| Net operating income | $1,313,000 | 3,420 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,197,000 | 2,197 |
| Total interest expense | $3,758,000 | 1,339 |
| Net interest income | $3,439,000 | 3,040 |
| Provision for loan and lease losses | $975,000 | 526 |
| Total noninterest income | $18,640,000 | 251 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,610,000 | 200 |
| Total noninterest expense | $20,678,000 | 449 |
| Salaries and employee benefits | $14,424,000 | 326 |
| Premises and equipment expense | $1,874,000 | 647 |
| Additional noninterest expense | $4,380,000 | 620 |
| Pre-tax net operating income | $426,000 | 5,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $145,000 | 4,297 |
| Income before extraordinary items | $281,000 | 6,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $281,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 909 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $18,000,000 | 43 |
| Net operating income | $281,000 | 6,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 2,377 |
| Total interest expense | $1,682,000 | 1,421 |
| Net interest income | $1,558,000 | 3,305 |
| Provision for loan and lease losses | $539,000 | 441 |
| Total noninterest income | $8,909,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,899,000 | 206 |
| Total noninterest expense | $9,914,000 | 456 |
| Salaries and employee benefits | $6,992,000 | 336 |
| Premises and equipment expense | $857,000 | 700 |
| Additional noninterest expense | $2,065,000 | 642 |
| Pre-tax net operating income | $14,000 | 8,312 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $9,000 | 8,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 604 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 33 |
| Net operating income | $9,000 | 8,341 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 3,899 |
| Total interest expense | $3,626,000 | 2,228 |
| Net interest income | $3,163,000 | 5,257 |
| Provision for loan and lease losses | $955,000 | 1,085 |
| Total noninterest income | $28,576,000 | 305 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $21,000 | 7,648 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,555,000 | 236 |
| Total noninterest expense | $32,915,000 | 531 |
| Salaries and employee benefits | $23,146,000 | 389 |
| Premises and equipment expense | $2,927,000 | 774 |
| Additional noninterest expense | $6,842,000 | 751 |
| Pre-tax net operating income | $-2,131,000 | 8,904 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-725,000 | 8,921 |
| Income before extraordinary items | $-1,406,000 | 8,882 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,406,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,875 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,900,000 | 129 |
| Net operating income | $-1,406,000 | 8,860 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 3,968 |
| Total interest expense | $2,196,000 | 2,642 |
| Net interest income | $2,746,000 | 4,746 |
| Provision for loan and lease losses | $595,000 | 1,247 |
| Total noninterest income | $19,230,000 | 332 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $15,000 | 7,705 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,215,000 | 253 |
| Total noninterest expense | $22,407,000 | 568 |
| Salaries and employee benefits | $15,854,000 | 430 |
| Premises and equipment expense | $2,156,000 | 784 |
| Additional noninterest expense | $4,397,000 | 844 |
| Pre-tax net operating income | $-1,026,000 | 8,901 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-349,000 | 8,957 |
| Income before extraordinary items | $-677,000 | 8,865 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-677,000 | 8,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 113 |
| Net operating income | $-677,000 | 8,843 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 4,604 |
| Total interest expense | $1,063,000 | 3,421 |
| Net interest income | $1,612,000 | 5,174 |
| Provision for loan and lease losses | $293,000 | 1,626 |
| Total noninterest income | $11,617,000 | 347 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $6,000 | 7,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,611,000 | 267 |
| Total noninterest expense | $13,694,000 | 616 |
| Salaries and employee benefits | $9,557,000 | 472 |
| Premises and equipment expense | $1,357,000 | 831 |
| Additional noninterest expense | $2,780,000 | 894 |
| Pre-tax net operating income | $-758,000 | 8,969 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-152,000 | 8,970 |
| Income before extraordinary items | $-606,000 | 8,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-606,000 | 8,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,894 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 101 |
| Net operating income | $-606,000 | 8,942 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,821 |
| Total interest expense | $367,000 | 4,573 |
| Net interest income | $303,000 | 7,831 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $6,588,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,588,000 | 245 |
| Total noninterest expense | $7,071,000 | 602 |
| Salaries and employee benefits | $5,145,000 | 454 |
| Premises and equipment expense | $648,000 | 879 |
| Additional noninterest expense | $1,278,000 | 969 |
| Pre-tax net operating income | $-204,000 | 8,912 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-69,000 | 9,005 |
| Income before extraordinary items | $-135,000 | 8,892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-135,000 | 8,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 53 |
| Net operating income | $-135,000 | 8,854 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 7,029 |
| Total interest expense | $1,443,000 | 4,993 |
| Net interest income | $1,060,000 | 8,020 |
| Provision for loan and lease losses | $3,000 | 7,580 |
| Total noninterest income | $25,282,000 | 348 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,282,000 | 261 |
| Total noninterest expense | $26,891,000 | 628 |
| Salaries and employee benefits | $18,928,000 | 471 |
| Premises and equipment expense | $2,260,000 | 1,013 |
| Additional noninterest expense | $5,703,000 | 894 |
| Pre-tax net operating income | $-552,000 | 8,844 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-196,000 | 9,008 |
| Income before extraordinary items | $-356,000 | 8,844 |
| Extraordinary gains, net | $-412,000 | 9,163 |
| Net income | $-768,000 | 8,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-356,000 | 8,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.