Home > Fidelity & Trust Bank > Assets and Liabilities
Fidelity & Trust Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $461,029,000 | 1,522 |
| Cash and due from depository institutions | $9,943,000 | 2,055 |
| Interest-bearing balances | $677,000 | 3,265 |
| Securities | $82,209,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $355,245,000 | 1,381 |
| Loan loss allowance | $3,915,000 | 1,502 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,343,000 | 3,477 |
| Other real estate owned | $0 | 2,055 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,289,000 | 1,810 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $461,029,000 | 1,522 |
| Total liabilities | $434,274,000 | 1,463 |
| Total deposits | $367,971,000 | 1,469 |
| Interest-bearing deposits | $311,346,000 | 1,515 |
| Deposits held in domestic offices | $367,971,000 | 1,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,308,000 | 471 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $9,000,000 | 158 |
| All other liabilities | $1,995,000 | 2,310 |
| Total equity capital | $26,755,000 | 2,533 |
| Total bank equity capital | $26,755,000 | 2,533 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,661,000 | 776 |
| Surplus | $34,291,000 | 930 |
| Undivided profits | $-14,197,000 | 8,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,890,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,101,000 | 1,806 |
| Earning assets | $438,131,000 | 1,459 |
| Long-term assets (5+ years) | $68,624,000 | 1,751 |
| Average Assets, year-to-date | $455,549,670 | 1,515 |
| Average Assets, quarterly | $460,047,000 | 1,515 |
| Volatile liabilities | $195,252,000 | 787 |
| Insider loans | $2,539,000 | 2,689 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $3,226,000 | 481 |
| Unused loan commitments | $77,810,000 | 1,206 |
| Tier 1 (core) risk-based capital | $26,822,000 | 2,428 |
| Tier 2 risk-based capital | $13,005,000 | 486 |
| Total risk weighted assets | $381,997,000 | 1,365 |
| Total unused commitments | $77,810,000 | 1,207 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 88 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $459,065,000 | 1,527 |
| Cash and due from depository institutions | $18,462,000 | 1,936 |
| Interest-bearing balances | $6,571,000 | 1,122 |
| Securities | $83,942,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $343,557,000 | 1,401 |
| Loan loss allowance | $3,470,000 | 1,637 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,561,000 | 3,317 |
| Other real estate owned | $0 | 1,936 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,543,000 | 1,860 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $459,065,000 | 1,527 |
| Total liabilities | $434,478,000 | 1,438 |
| Total deposits | $369,354,000 | 1,456 |
| Interest-bearing deposits | $309,734,000 | 1,527 |
| Deposits held in domestic offices | $369,354,000 | 1,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,439,000 | 469 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $9,000,000 | 155 |
| All other liabilities | $2,685,000 | 1,977 |
| Total equity capital | $24,587,000 | 2,790 |
| Total bank equity capital | $24,587,000 | 2,790 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,561,000 | 1,679 |
| Surplus | $34,258,000 | 932 |
| Undivided profits | $-12,232,000 | 8,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,730,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,224,000 | 1,735 |
| Earning assets | $434,070,000 | 1,478 |
| Long-term assets (5+ years) | $70,425,000 | 1,654 |
| Average Assets, year-to-date | $452,810,000 | 1,525 |
| Average Assets, quarterly | $452,810,000 | 1,525 |
| Volatile liabilities | $190,504,000 | 770 |
| Insider loans | $2,341,000 | 2,793 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $10,153,000 | 252 |
| Unused loan commitments | $89,036,000 | 1,125 |
| Tier 1 (core) risk-based capital | $23,738,000 | 2,698 |
| Tier 2 risk-based capital | $12,630,000 | 484 |
| Total risk weighted assets | $368,939,000 | 1,395 |
| Total unused commitments | $89,036,000 | 1,126 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 92 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $446,555,000 | 1,545 |
| Cash and due from depository institutions | $15,152,000 | 1,867 |
| Interest-bearing balances | $7,461,000 | 774 |
| Securities | $88,865,000 | 1,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $328,105,000 | 1,468 |
| Loan loss allowance | $3,195,000 | 1,715 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,789,000 | 3,159 |
| Other real estate owned | $395,000 | 1,867 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,249,000 | 1,757 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $446,555,000 | 1,545 |
| Total liabilities | $421,700,000 | 1,455 |
| Total deposits | $366,180,000 | 1,457 |
| Interest-bearing deposits | $309,017,000 | 1,509 |
| Deposits held in domestic offices | $366,180,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,166,000 | 487 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $3,000,000 | 197 |
| All other liabilities | $3,354,000 | 1,640 |
| Total equity capital | $24,855,000 | 2,725 |
| Total bank equity capital | $24,855,000 | 2,725 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,561,000 | 1,669 |
| Surplus | $34,258,000 | 910 |
| Undivided profits | $-11,964,000 | 8,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,400,000 | 1,734 |
| Earning assets | $424,431,000 | 1,477 |
| Long-term assets (5+ years) | $64,593,000 | 1,658 |
| Average Assets, year-to-date | $467,735,400 | 1,379 |
| Average Assets, quarterly | $449,291,000 | 1,505 |
| Volatile liabilities | $181,849,000 | 819 |
| Insider loans | $417,000 | 5,767 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $11,898,000 | 207 |
| Unused loan commitments | $97,833,000 | 1,041 |
| Tier 1 (core) risk-based capital | $24,510,000 | 2,624 |
| Tier 2 risk-based capital | $6,370,000 | 861 |
| Total risk weighted assets | $356,232,000 | 1,435 |
| Total unused commitments | $97,833,000 | 1,042 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 100 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $452,027,000 | 1,480 |
| Cash and due from depository institutions | $37,836,000 | 1,701 |
| Interest-bearing balances | $25,975,000 | 212 |
| Securities | $87,206,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $308,355,000 | 1,533 |
| Loan loss allowance | $2,737,000 | 1,907 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,873,000 | 3,058 |
| Other real estate owned | $783,000 | 1,701 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,974,000 | 1,326 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $452,027,000 | 1,480 |
| Total liabilities | $422,168,000 | 1,407 |
| Total deposits | $363,062,000 | 1,459 |
| Interest-bearing deposits | $307,309,000 | 1,496 |
| Deposits held in domestic offices | $363,062,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,840,000 | 454 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,376,000 | 4,305 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,890,000 | 1,441 |
| Total equity capital | $29,859,000 | 2,300 |
| Total bank equity capital | $29,859,000 | 2,300 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,561,000 | 1,647 |
| Surplus | $32,208,000 | 935 |
| Undivided profits | $-4,910,000 | 8,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,021,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,753,000 | 1,606 |
| Earning assets | $421,536,000 | 1,453 |
| Long-term assets (5+ years) | $52,763,000 | 1,861 |
| Average Assets, year-to-date | $473,030,500 | 1,371 |
| Average Assets, quarterly | $475,140,500 | 1,382 |
| Volatile liabilities | $184,140,000 | 793 |
| Insider loans | $1,127,000 | 4,088 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $22,735,000 | 145 |
| Unused loan commitments | $94,450,000 | 1,085 |
| Tier 1 (core) risk-based capital | $30,147,000 | 2,177 |
| Tier 2 risk-based capital | $3,687,000 | 1,437 |
| Total risk weighted assets | $341,741,000 | 1,482 |
| Total unused commitments | $94,450,000 | 1,086 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 249 | 648 |
| Assets and Liabilities | ||
| Total Assets: | $498,254,000 | 1,347 |
| Cash and due from depository institutions | $29,489,000 | 648 |
| Interest-bearing balances | $21,592,000 | 295 |
| Securities | $93,429,000 | 1,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $356,099,000 | 1,316 |
| Loan loss allowance | $2,515,000 | 2,071 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,086,000 | 3,556 |
| Other real estate owned | $1,273,000 | 648 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,878,000 | 1,251 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $498,254,000 | 1,347 |
| Total liabilities | $465,124,000 | 1,294 |
| Total deposits | $330,782,000 | 1,627 |
| Interest-bearing deposits | $274,966,000 | 1,711 |
| Deposits held in domestic offices | $330,782,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,825,000 | 440 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $71,604,000 | 662 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,913,000 | 991 |
| Total equity capital | $33,130,000 | 2,047 |
| Total bank equity capital | $33,130,000 | 2,047 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,561,000 | 1,640 |
| Surplus | $32,208,000 | 947 |
| Undivided profits | $-1,639,000 | 8,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,821,000 | 1,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,543,000 | 1,617 |
| Earning assets | $471,120,000 | 1,298 |
| Long-term assets (5+ years) | $55,126,000 | 1,775 |
| Average Assets, year-to-date | $480,031,670 | 1,373 |
| Average Assets, quarterly | $479,265,500 | 1,388 |
| Volatile liabilities | $245,638,000 | 610 |
| Insider loans | $5,293,000 | 1,401 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $106,490,000 | 66 |
| Unused loan commitments | $89,154,000 | 1,166 |
| Tier 1 (core) risk-based capital | $34,074,000 | 1,908 |
| Tier 2 risk-based capital | $4,533,000 | 1,152 |
| Total risk weighted assets | $362,340,000 | 1,380 |
| Total unused commitments | $89,154,000 | 1,167 |
| Derivatives | $23,014,000 | 376 |
| 2007-03-31 | Rank | |
| # of Employees: | 265 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $460,277,000 | 1,436 |
| Cash and due from depository institutions | $36,531,000 | 588 |
| Interest-bearing balances | $27,994,000 | 232 |
| Securities | $87,006,000 | 1,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $320,956,000 | 1,447 |
| Loan loss allowance | $2,460,000 | 2,095 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,639,000 | 3,162 |
| Other real estate owned | $1,232,000 | 588 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,913,000 | 1,590 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $460,277,000 | 1,436 |
| Total liabilities | $424,980,000 | 1,394 |
| Total deposits | $324,933,000 | 1,659 |
| Interest-bearing deposits | $266,392,000 | 1,758 |
| Deposits held in domestic offices | $324,933,000 | 1,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,657,000 | 457 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $41,675,000 | 971 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,715,000 | 1,037 |
| Total equity capital | $35,297,000 | 1,933 |
| Total bank equity capital | $35,297,000 | 1,933 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,561,000 | 1,629 |
| Surplus | $32,208,000 | 925 |
| Undivided profits | $528,000 | 7,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,404,000 | 1,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,457,000 | 1,615 |
| Earning assets | $435,956,000 | 1,394 |
| Long-term assets (5+ years) | $47,764,000 | 1,928 |
| Average Assets, year-to-date | $470,920,500 | 1,402 |
| Average Assets, quarterly | $470,920,500 | 1,402 |
| Volatile liabilities | $214,787,000 | 689 |
| Insider loans | $2,313,000 | 2,735 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $96,825,000 | 72 |
| Unused loan commitments | $73,373,000 | 1,371 |
| Tier 1 (core) risk-based capital | $35,559,000 | 1,803 |
| Tier 2 risk-based capital | $4,106,000 | 1,280 |
| Total risk weighted assets | $329,020,000 | 1,509 |
| Total unused commitments | $73,373,000 | 1,371 |
| Derivatives | $23,653,000 | 371 |
| 2006-12-31 | Rank | |
| # of Employees: | 288 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $481,564,000 | 1,364 |
| Cash and due from depository institutions | $48,639,000 | 542 |
| Interest-bearing balances | $42,053,000 | 144 |
| Securities | $81,678,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $332,291,000 | 1,387 |
| Loan loss allowance | $2,150,000 | 2,314 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,533,000 | 3,180 |
| Other real estate owned | $800,000 | 542 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $14,623,000 | 1,240 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $481,564,000 | 1,364 |
| Total liabilities | $446,154,000 | 1,328 |
| Total deposits | $336,772,000 | 1,581 |
| Interest-bearing deposits | $284,569,000 | 1,618 |
| Deposits held in domestic offices | $336,772,000 | 1,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,203,000 | 640 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $72,398,000 | 657 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,781,000 | 903 |
| Total equity capital | $35,410,000 | 1,889 |
| Total bank equity capital | $35,410,000 | 1,889 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,561,000 | 1,619 |
| Surplus | $32,208,000 | 904 |
| Undivided profits | $641,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,399,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,392,000 | 1,718 |
| Earning assets | $456,022,000 | 1,317 |
| Long-term assets (5+ years) | $44,225,000 | 2,019 |
| Average Assets, year-to-date | $404,546,400 | 1,582 |
| Average Assets, quarterly | $432,797,500 | 1,509 |
| Volatile liabilities | $210,452,000 | 777 |
| Insider loans | $3,813,000 | 1,845 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $139,338,000 | 64 |
| Unused loan commitments | $58,199,000 | 1,624 |
| Tier 1 (core) risk-based capital | $35,790,000 | 1,760 |
| Tier 2 risk-based capital | $3,832,000 | 1,351 |
| Total risk weighted assets | $306,353,000 | 1,593 |
| Total unused commitments | $58,199,000 | 1,625 |
| Derivatives | $16,192,000 | 416 |
| 2006-09-30 | Rank | |
| # of Employees: | 255 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $384,031,000 | 1,715 |
| Cash and due from depository institutions | $8,406,000 | 626 |
| Interest-bearing balances | $1,042,000 | 2,369 |
| Securities | $68,393,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $29,287,000 | 449 |
| Net loans & leases | $264,773,000 | 1,727 |
| Loan loss allowance | $2,000,000 | 2,477 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,303,000 | 3,300 |
| Other real estate owned | $0 | 626 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,869,000 | 1,750 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $384,031,000 | 1,715 |
| Total liabilities | $347,672,000 | 1,697 |
| Total deposits | $266,640,000 | 1,941 |
| Interest-bearing deposits | $223,940,000 | 1,980 |
| Deposits held in domestic offices | $266,640,000 | 1,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,069,000 | 705 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $51,274,000 | 911 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,689,000 | 1,185 |
| Total equity capital | $36,359,000 | 1,822 |
| Total bank equity capital | $36,359,000 | 1,822 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,561,000 | 1,612 |
| Surplus | $32,208,000 | 902 |
| Undivided profits | $1,590,000 | 6,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,085,000 | 994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,104,000 | 1,974 |
| Earning assets | $363,495,000 | 1,673 |
| Long-term assets (5+ years) | $25,798,000 | 2,895 |
| Average Assets, year-to-date | $385,292,000 | 1,668 |
| Average Assets, quarterly | $395,536,000 | 1,657 |
| Volatile liabilities | $116,686,000 | 1,283 |
| Insider loans | $313,000 | 6,153 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $90,197,000 | 78 |
| Unused loan commitments | $52,985,000 | 1,776 |
| Tier 1 (core) risk-based capital | $36,836,000 | 1,701 |
| Tier 2 risk-based capital | $2,651,000 | 1,886 |
| Total risk weighted assets | $245,127,000 | 1,931 |
| Total unused commitments | $52,985,000 | 1,776 |
| Derivatives | $27,130,000 | 352 |
| 2006-06-30 | Rank | |
| # of Employees: | 256 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $407,041,000 | 1,611 |
| Cash and due from depository institutions | $8,692,000 | 628 |
| Interest-bearing balances | $1,028,000 | 2,405 |
| Securities | $70,362,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $39,171,000 | 315 |
| Net loans & leases | $275,487,000 | 1,639 |
| Loan loss allowance | $1,806,000 | 2,676 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,569,000 | 3,844 |
| Other real estate owned | $2,160,000 | 628 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,600,000 | 1,946 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $407,041,000 | 1,611 |
| Total liabilities | $371,476,000 | 1,585 |
| Total deposits | $281,853,000 | 1,822 |
| Interest-bearing deposits | $240,865,000 | 1,843 |
| Deposits held in domestic offices | $281,853,000 | 1,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,901,000 | 1,392 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $77,738,000 | 653 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,984,000 | 1,258 |
| Total equity capital | $35,565,000 | 1,787 |
| Total bank equity capital | $35,565,000 | 1,787 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,561,000 | 1,607 |
| Surplus | $32,207,000 | 893 |
| Undivided profits | $797,000 | 7,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,155,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,946,000 | 1,906 |
| Earning assets | $386,048,000 | 1,536 |
| Long-term assets (5+ years) | $25,793,000 | 2,866 |
| Average Assets, year-to-date | $385,712,330 | 1,673 |
| Average Assets, quarterly | $394,880,500 | 1,647 |
| Volatile liabilities | $168,465,000 | 925 |
| Insider loans | $3,000,000 | 2,168 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $122,323,000 | 63 |
| Unused loan commitments | $43,376,000 | 2,057 |
| Tier 1 (core) risk-based capital | $36,595,000 | 1,680 |
| Tier 2 risk-based capital | $2,294,000 | 2,094 |
| Total risk weighted assets | $246,576,000 | 1,888 |
| Total unused commitments | $43,376,000 | 2,058 |
| Derivatives | $39,987,000 | 302 |
| 2006-03-31 | Rank | |
| # of Employees: | 245 | 649 |
| Assets and Liabilities | ||
| Total Assets: | $382,720,000 | 1,685 |
| Cash and due from depository institutions | $10,281,000 | 649 |
| Interest-bearing balances | $3,652,000 | 1,370 |
| Securities | $67,662,000 | 1,796 |
| Federal funds sold & reverse repurchase agreements | $61,244,000 | 226 |
| Net loans & leases | $233,794,000 | 1,851 |
| Loan loss allowance | $1,650,000 | 2,836 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,718,000 | 3,649 |
| Other real estate owned | $0 | 649 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,021,000 | 2,235 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $382,720,000 | 1,685 |
| Total liabilities | $347,436,000 | 1,666 |
| Total deposits | $305,173,000 | 1,679 |
| Interest-bearing deposits | $264,978,000 | 1,651 |
| Deposits held in domestic offices | $305,173,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,908,000 | 1,384 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,652,000 | 1,257 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,703,000 | 1,325 |
| Total equity capital | $35,284,000 | 1,781 |
| Total bank equity capital | $35,284,000 | 1,781 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,561,000 | 1,595 |
| Surplus | $32,207,000 | 866 |
| Undivided profits | $516,000 | 7,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,666,000 | 2,149 |
| Earning assets | $366,352,000 | 1,600 |
| Long-term assets (5+ years) | $24,035,000 | 2,963 |
| Average Assets, year-to-date | $375,048,000 | 1,706 |
| Average Assets, quarterly | $375,048,000 | 1,706 |
| Volatile liabilities | $137,010,000 | 1,067 |
| Insider loans | $4,224,000 | 1,586 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $98,528,000 | 69 |
| Unused loan commitments | $26,741,000 | 2,780 |
| Tier 1 (core) risk-based capital | $35,978,000 | 1,674 |
| Tier 2 risk-based capital | $2,183,000 | 2,159 |
| Total risk weighted assets | $216,431,000 | 2,053 |
| Total unused commitments | $26,741,000 | 2,782 |
| Derivatives | $34,964,000 | 307 |
| 2005-12-31 | Rank | |
| # of Employees: | 251 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $367,376,000 | 1,739 |
| Cash and due from depository institutions | $8,799,000 | 628 |
| Interest-bearing balances | $3,615,000 | 1,404 |
| Securities | $54,845,000 | 2,193 |
| Federal funds sold & reverse repurchase agreements | $41,874,000 | 313 |
| Net loans & leases | $252,555,000 | 1,711 |
| Loan loss allowance | $1,508,000 | 3,012 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,786,000 | 3,581 |
| Other real estate owned | $0 | 628 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,517,000 | 2,354 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $367,376,000 | 1,739 |
| Total liabilities | $332,293,000 | 1,732 |
| Total deposits | $258,409,000 | 1,947 |
| Interest-bearing deposits | $227,900,000 | 1,866 |
| Deposits held in domestic offices | $258,409,000 | 1,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $69,994,000 | 697 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,890,000 | 1,243 |
| Total equity capital | $35,083,000 | 1,767 |
| Total bank equity capital | $35,083,000 | 1,767 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,561,000 | 1,581 |
| Surplus | $32,207,000 | 840 |
| Undivided profits | $315,000 | 7,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 4,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,682,000 | 2,120 |
| Earning assets | $352,889,000 | 1,647 |
| Long-term assets (5+ years) | $16,987,000 | 3,594 |
| Average Assets, year-to-date | $301,475,800 | 1,976 |
| Average Assets, quarterly | $372,349,500 | 1,686 |
| Volatile liabilities | $161,425,000 | 918 |
| Insider loans | $4,224,000 | 1,571 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $128,479,000 | 65 |
| Unused loan commitments | $23,195,000 | 3,015 |
| Tier 1 (core) risk-based capital | $35,496,000 | 1,658 |
| Tier 2 risk-based capital | $1,856,000 | 2,430 |
| Total risk weighted assets | $216,488,000 | 2,027 |
| Total unused commitments | $23,195,000 | 3,017 |
| Derivatives | $24,326,000 | 330 |
| 2005-09-30 | Rank | |
| # of Employees: | 261 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $377,323,000 | 1,651 |
| Cash and due from depository institutions | $9,914,000 | 594 |
| Interest-bearing balances | $2,585,000 | 1,719 |
| Securities | $44,048,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $55,441,000 | 247 |
| Net loans & leases | $258,895,000 | 1,627 |
| Loan loss allowance | $1,798,000 | 2,594 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,846,000 | 4,555 |
| Other real estate owned | $272,000 | 594 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,907,000 | 2,190 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $377,323,000 | 1,651 |
| Total liabilities | $342,548,000 | 1,637 |
| Total deposits | $230,797,000 | 2,146 |
| Interest-bearing deposits | $201,494,000 | 2,056 |
| Deposits held in domestic offices | $230,797,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $106,883,000 | 504 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,868,000 | 1,002 |
| Total equity capital | $34,775,000 | 1,756 |
| Total bank equity capital | $34,775,000 | 1,756 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,561,000 | 1,551 |
| Surplus | $32,207,000 | 809 |
| Undivided profits | $7,000 | 8,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,400,000 | 2,492 |
| Earning assets | $360,969,000 | 1,567 |
| Long-term assets (5+ years) | $15,711,000 | 3,782 |
| Average Assets, year-to-date | $285,000,750 | 2,057 |
| Average Assets, quarterly | $351,329,000 | 1,740 |
| Volatile liabilities | $171,673,000 | 836 |
| Insider loans | $2,089,000 | 2,739 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $157,794,000 | 57 |
| Unused loan commitments | $21,630,000 | 3,105 |
| Tier 1 (core) risk-based capital | $34,974,000 | 1,652 |
| Tier 2 risk-based capital | $1,893,000 | 2,369 |
| Total risk weighted assets | $209,179,000 | 2,056 |
| Total unused commitments | $21,630,000 | 3,107 |
| Derivatives | $43,029,000 | 273 |
| 2005-06-30 | Rank | |
| # of Employees: | 296 | 523 |
| Assets and Liabilities | ||
| Total Assets: | $325,335,000 | 1,842 |
| Cash and due from depository institutions | $11,949,000 | 523 |
| Interest-bearing balances | $2,565,000 | 1,732 |
| Securities | $14,863,000 | 5,446 |
| Federal funds sold & reverse repurchase agreements | $45,796,000 | 267 |
| Net loans & leases | $244,736,000 | 1,679 |
| Loan loss allowance | $1,564,000 | 2,870 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,914,000 | 4,441 |
| Other real estate owned | $0 | 523 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,077,000 | 2,342 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $325,335,000 | 1,842 |
| Total liabilities | $291,400,000 | 1,848 |
| Total deposits | $181,164,000 | 2,612 |
| Interest-bearing deposits | $157,740,000 | 2,544 |
| Deposits held in domestic offices | $181,164,000 | 2,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $105,494,000 | 513 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,742,000 | 962 |
| Total equity capital | $33,935,000 | 1,762 |
| Total bank equity capital | $33,935,000 | 1,762 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,561,000 | 1,532 |
| Surplus | $32,207,000 | 795 |
| Undivided profits | $-833,000 | 8,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,047,000 | 3,032 |
| Earning assets | $307,960,000 | 1,791 |
| Long-term assets (5+ years) | $10,352,000 | 4,634 |
| Average Assets, year-to-date | $254,226,670 | 2,299 |
| Average Assets, quarterly | $278,714,500 | 2,111 |
| Volatile liabilities | $142,650,000 | 945 |
| Insider loans | $1,369,000 | 3,493 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $151,119,000 | 59 |
| Unused loan commitments | $25,205,000 | 2,743 |
| Tier 1 (core) risk-based capital | $33,942,000 | 1,652 |
| Tier 2 risk-based capital | $1,639,000 | 2,598 |
| Total risk weighted assets | $188,940,000 | 2,198 |
| Total unused commitments | $25,205,000 | 2,744 |
| Derivatives | $46,797,000 | 259 |
| 2005-03-31 | Rank | |
| # of Employees: | 279 | 543 |
| Assets and Liabilities | ||
| Total Assets: | $232,094,000 | 2,529 |
| Cash and due from depository institutions | $10,231,000 | 543 |
| Interest-bearing balances | $2,547,000 | 1,737 |
| Securities | $1,982,000 | 8,317 |
| Federal funds sold & reverse repurchase agreements | $35,226,000 | 333 |
| Net loans & leases | $177,787,000 | 2,209 |
| Loan loss allowance | $1,179,000 | 3,604 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,275,000 | 4,010 |
| Other real estate owned | $0 | 543 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,593,000 | 2,891 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $232,094,000 | 2,529 |
| Total liabilities | $204,429,000 | 2,580 |
| Total deposits | $120,309,000 | 3,677 |
| Interest-bearing deposits | $103,636,000 | 3,620 |
| Deposits held in domestic offices | $120,309,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $79,789,000 | 628 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,331,000 | 1,046 |
| Total equity capital | $27,665,000 | 2,106 |
| Total bank equity capital | $27,665,000 | 2,106 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,561,000 | 1,531 |
| Surplus | $26,207,000 | 935 |
| Undivided profits | $-1,103,000 | 8,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $912,000 | 3,317 |
| Earning assets | $217,542,000 | 2,489 |
| Long-term assets (5+ years) | $4,529,000 | 6,142 |
| Average Assets, year-to-date | $218,672,500 | 2,655 |
| Average Assets, quarterly | $218,672,500 | 2,655 |
| Volatile liabilities | $104,338,000 | 1,170 |
| Insider loans | $181,000 | 6,748 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $104,681,000 | 68 |
| Unused loan commitments | $17,786,000 | 3,388 |
| Tier 1 (core) risk-based capital | $27,670,000 | 2,038 |
| Tier 2 risk-based capital | $1,229,000 | 3,265 |
| Total risk weighted assets | $140,051,000 | 2,785 |
| Total unused commitments | $17,786,000 | 3,389 |
| Derivatives | $112,671,000 | 170 |
| 2004-12-31 | Rank | |
| # of Employees: | 281 | 548 |
| Assets and Liabilities | ||
| Total Assets: | $205,251,000 | 2,820 |
| Cash and due from depository institutions | $7,000,000 | 548 |
| Interest-bearing balances | $2,536,000 | 1,782 |
| Securities | $1,988,000 | 8,364 |
| Federal funds sold & reverse repurchase agreements | $13,188,000 | 905 |
| Net loans & leases | $175,391,000 | 2,228 |
| Loan loss allowance | $882,000 | 4,397 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,222,000 | 4,037 |
| Other real estate owned | $100,000 | 548 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,362,000 | 2,524 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $205,251,000 | 2,820 |
| Total liabilities | $189,590,000 | 2,742 |
| Total deposits | $109,982,000 | 3,938 |
| Interest-bearing deposits | $98,424,000 | 3,744 |
| Deposits held in domestic offices | $109,982,000 | 3,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $76,391,000 | 663 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,217,000 | 1,311 |
| Total equity capital | $15,661,000 | 3,516 |
| Total bank equity capital | $15,661,000 | 3,516 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,561,000 | 1,513 |
| Surplus | $14,207,000 | 1,556 |
| Undivided profits | $-1,107,000 | 8,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 4,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $682,000 | 4,244 |
| Earning assets | $193,103,000 | 2,752 |
| Long-term assets (5+ years) | $4,579,000 | 6,180 |
| Average Assets, year-to-date | $141,825,800 | 3,662 |
| Average Assets, quarterly | $205,004,000 | 2,787 |
| Volatile liabilities | $99,024,000 | 1,209 |
| Insider loans | $529,000 | 5,356 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $117,227,000 | 66 |
| Unused loan commitments | $16,029,000 | 3,470 |
| Tier 1 (core) risk-based capital | $15,661,000 | 3,397 |
| Tier 2 risk-based capital | $934,000 | 3,973 |
| Total risk weighted assets | $127,593,000 | 3,012 |
| Total unused commitments | $16,029,000 | 3,472 |
| Derivatives | $100,971,000 | 178 |
| 2004-09-30 | Rank | |
| # of Employees: | 262 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $204,757,000 | 2,788 |
| Cash and due from depository institutions | $6,128,000 | 593 |
| Interest-bearing balances | $2,523,000 | 1,826 |
| Securities | $1,999,000 | 8,403 |
| Federal funds sold & reverse repurchase agreements | $31,244,000 | 369 |
| Net loans & leases | $158,851,000 | 2,373 |
| Loan loss allowance | $567,000 | 5,701 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,104,000 | 4,122 |
| Other real estate owned | $100,000 | 593 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,331,000 | 2,920 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $204,757,000 | 2,788 |
| Total liabilities | $189,259,000 | 2,714 |
| Total deposits | $93,712,000 | 4,376 |
| Interest-bearing deposits | $84,351,000 | 4,172 |
| Deposits held in domestic offices | $93,712,000 | 4,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $92,399,000 | 572 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,148,000 | 1,335 |
| Total equity capital | $15,498,000 | 3,550 |
| Total bank equity capital | $15,498,000 | 3,550 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,890,000 | 1,383 |
| Surplus | $12,978,000 | 1,654 |
| Undivided profits | $-370,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $548,000 | 5,165 |
| Earning assets | $194,617,000 | 2,693 |
| Long-term assets (5+ years) | $4,616,000 | 6,235 |
| Average Assets, year-to-date | $125,969,500 | 4,001 |
| Average Assets, quarterly | $170,995,000 | 3,172 |
| Volatile liabilities | $110,681,000 | 1,069 |
| Insider loans | $270,000 | 6,381 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $125,095,000 | 71 |
| Unused loan commitments | $10,318,000 | 4,353 |
| Tier 1 (core) risk-based capital | $15,490,000 | 3,430 |
| Tier 2 risk-based capital | $617,000 | 5,149 |
| Total risk weighted assets | $110,205,000 | 3,364 |
| Total unused commitments | $10,318,000 | 4,354 |
| Derivatives | $72,149,000 | 208 |
| 2004-06-30 | Rank | |
| # of Employees: | 278 | 555 |
| Assets and Liabilities | ||
| Total Assets: | $137,233,000 | 3,828 |
| Cash and due from depository institutions | $5,523,000 | 555 |
| Interest-bearing balances | $2,508,000 | 1,853 |
| Securities | $1,989,000 | 8,485 |
| Federal funds sold & reverse repurchase agreements | $10,841,000 | 1,005 |
| Net loans & leases | $113,429,000 | 3,104 |
| Loan loss allowance | $262,000 | 7,593 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,126,000 | 4,071 |
| Other real estate owned | $116,000 | 555 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,209,000 | 3,589 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,233,000 | 3,828 |
| Total liabilities | $124,169,000 | 3,801 |
| Total deposits | $47,221,000 | 6,598 |
| Interest-bearing deposits | $41,700,000 | 6,458 |
| Deposits held in domestic offices | $47,221,000 | 6,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $73,942,000 | 676 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,006,000 | 1,289 |
| Total equity capital | $13,064,000 | 3,959 |
| Total bank equity capital | $13,064,000 | 3,959 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $11,868,000 | 1,726 |
| Undivided profits | $-304,000 | 8,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $342,000 | 6,522 |
| Earning assets | $128,767,000 | 3,748 |
| Long-term assets (5+ years) | $5,579,000 | 6,081 |
| Average Assets, year-to-date | $99,707,000 | 4,786 |
| Average Assets, quarterly | $123,604,500 | 4,098 |
| Volatile liabilities | $75,896,000 | 1,443 |
| Insider loans | $160,000 | 6,937 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $99,152,000 | 77 |
| Unused loan commitments | $4,690,000 | 6,021 |
| Tier 1 (core) risk-based capital | $13,061,000 | 3,900 |
| Tier 2 risk-based capital | $312,000 | 7,001 |
| Total risk weighted assets | $70,524,000 | 4,618 |
| Total unused commitments | $4,690,000 | 6,025 |
| Derivatives | $89,910,000 | 194 |
| 2004-03-31 | Rank | |
| # of Employees: | 266 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $109,976,000 | 4,506 |
| Cash and due from depository institutions | $747,000 | 582 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $14,686,000 | 991 |
| Net loans & leases | $89,670,000 | 3,675 |
| Loan loss allowance | $27,000 | 8,964 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,164,000 | 3,988 |
| Other real estate owned | $0 | 582 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,709,000 | 3,865 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $109,976,000 | 4,506 |
| Total liabilities | $96,440,000 | 4,558 |
| Total deposits | $28,159,000 | 7,857 |
| Interest-bearing deposits | $25,392,000 | 7,721 |
| Deposits held in domestic offices | $28,159,000 | 7,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $65,936,000 | 685 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,345,000 | 1,746 |
| Total equity capital | $13,536,000 | 3,944 |
| Total bank equity capital | $13,536,000 | 3,944 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $13,368,000 | 1,540 |
| Undivided profits | $168,000 | 8,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $132,000 | 8,419 |
| Earning assets | $104,356,000 | 4,413 |
| Long-term assets (5+ years) | $1,860,000 | 7,294 |
| Average Assets, year-to-date | $80,944,000 | 5,492 |
| Average Assets, quarterly | $80,944,000 | 5,492 |
| Volatile liabilities | $68,354,000 | 1,500 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $87,370,000 | 83 |
| Unused loan commitments | $823,000 | 8,259 |
| Tier 1 (core) risk-based capital | $13,532,000 | 3,741 |
| Tier 2 risk-based capital | $196,000 | 7,908 |
| Total risk weighted assets | $52,876,000 | 5,420 |
| Total unused commitments | $823,000 | 8,266 |
| Derivatives | $69,217,000 | 219 |
| 2003-12-31 | Rank | |
| # of Employees: | 272 | 580 |
| Assets and Liabilities | ||
| Total Assets: | $51,912,000 | 6,904 |
| Cash and due from depository institutions | $326,000 | 580 |
| Interest-bearing balances | $6,000 | 6,746 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $13,474,000 | 867 |
| Net loans & leases | $33,630,000 | 6,505 |
| Loan loss allowance | $3,000 | 9,065 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,035,000 | 4,144 |
| Other real estate owned | $0 | 580 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,447,000 | 4,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,912,000 | 6,904 |
| Total liabilities | $43,725,000 | 7,047 |
| Total deposits | $9,816,000 | 8,957 |
| Interest-bearing deposits | $7,789,000 | 8,927 |
| Deposits held in domestic offices | $9,816,000 | 8,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,310,000 | 1,185 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,599,000 | 2,210 |
| Total equity capital | $8,187,000 | 5,555 |
| Total bank equity capital | $8,187,000 | 5,555 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $7,738,000 | 2,420 |
| Undivided profits | $449,000 | 8,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $61,000 | 8,905 |
| Earning assets | $47,110,000 | 6,919 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $51,912,000 | 6,804 |
| Average Assets, quarterly | $51,912,000 | 6,879 |
| Volatile liabilities | $33,439,000 | 2,691 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $33,317,000 | 125 |
| Unused loan commitments | $8,000 | 8,933 |
| Tier 1 (core) risk-based capital | $8,187,000 | 5,394 |
| Tier 2 risk-based capital | $143,000 | 8,329 |
| Total risk weighted assets | $23,320,000 | 7,579 |
| Total unused commitments | $8,000 | 8,933 |
| Derivatives | $34,096,000 | 260 |