Home > Fidelity State Bank and Trust Company > Income and Expense
Fidelity State Bank and Trust Company, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 3,350 |
| Total interest expense | $511,000 | 3,421 |
| Net interest income | $1,352,000 | 3,279 |
| Provision for loan and lease losses | $75,000 | 1,605 |
| Total noninterest income | $126,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $116,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 4,104 |
| Total noninterest expense | $960,000 | 3,403 |
| Salaries and employee benefits | $539,000 | 3,359 |
| Premises and equipment expense | $91,000 | 3,339 |
| Additional noninterest expense | $10,000 | 4,110 |
| Pre-tax net operating income | $443,000 | 3,095 |
| Securities gains (losses) | $-1,280,000 | 4,431 |
| Applicable income taxes | $-11,000 | 4,257 |
| Income before extraordinary items | $-826,000 | 4,396 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-826,000 | 4,394 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-826,000 | 4,396 |
| Net charge-offs | $-27,000 | 4,224 |
| Cash dividends | $149,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $441,200 | 2,962 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 3,320 |
| Total interest expense | $2,294,000 | 3,329 |
| Net interest income | $5,281,000 | 3,261 |
| Provision for loan and lease losses | $-30,000 | 4,153 |
| Total noninterest income | $578,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $476,000 | 1,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,907 |
| Total noninterest expense | $3,848,000 | 3,406 |
| Salaries and employee benefits | $2,254,000 | 3,308 |
| Premises and equipment expense | $324,000 | 3,481 |
| Additional noninterest expense | $102,000 | 3,907 |
| Pre-tax net operating income | $2,041,000 | 2,858 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $90,000 | 2,751 |
| Income before extraordinary items | $1,951,000 | 2,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,951,000 | 2,784 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,951,000 | 2,758 |
| Net charge-offs | $38,000 | 2,227 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,951,000 | 2,773 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 3,333 |
| Total interest expense | $1,709,000 | 3,324 |
| Net interest income | $3,914,000 | 3,278 |
| Provision for loan and lease losses | $-100,000 | 4,305 |
| Total noninterest income | $449,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $357,000 | 1,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,839 |
| Total noninterest expense | $2,806,000 | 3,417 |
| Salaries and employee benefits | $1,628,000 | 3,335 |
| Premises and equipment expense | $232,000 | 3,527 |
| Additional noninterest expense | $92,000 | 3,839 |
| Pre-tax net operating income | $1,657,000 | 2,774 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $72,000 | 2,741 |
| Income before extraordinary items | $1,585,000 | 2,669 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,585,000 | 2,699 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,585,000 | 2,671 |
| Net charge-offs | $-50,000 | 4,255 |
| Cash dividends | $600,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,585,000 | 2,670 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 3,339 |
| Total interest expense | $1,083,000 | 3,360 |
| Net interest income | $2,653,000 | 3,255 |
| Provision for loan and lease losses | $-100,000 | 4,358 |
| Total noninterest income | $296,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $243,000 | 1,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 3,901 |
| Total noninterest expense | $1,881,000 | 3,420 |
| Salaries and employee benefits | $1,098,000 | 3,332 |
| Premises and equipment expense | $155,000 | 3,525 |
| Additional noninterest expense | $53,000 | 3,901 |
| Pre-tax net operating income | $1,168,000 | 2,691 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $51,000 | 2,709 |
| Income before extraordinary items | $1,117,000 | 2,589 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,117,000 | 2,622 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,117,000 | 2,592 |
| Net charge-offs | $-59,000 | 4,334 |
| Cash dividends | $400,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,117,000 | 2,590 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 3,371 |
| Total interest expense | $511,000 | 3,384 |
| Net interest income | $1,276,000 | 3,302 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $148,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $119,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 3,855 |
| Total noninterest expense | $924,000 | 3,438 |
| Salaries and employee benefits | $513,000 | 3,422 |
| Premises and equipment expense | $76,000 | 3,550 |
| Additional noninterest expense | $29,000 | 3,855 |
| Pre-tax net operating income | $500,000 | 2,811 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $21,000 | 2,705 |
| Income before extraordinary items | $479,000 | 2,733 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $479,000 | 2,763 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $479,000 | 2,733 |
| Net charge-offs | $6,000 | 1,696 |
| Cash dividends | $200,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $479,000 | 2,736 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 3,460 |
| Total interest expense | $1,421,000 | 3,393 |
| Net interest income | $4,688,000 | 3,418 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $928,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $342,000 | 2,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,819 |
| Total noninterest expense | $3,855,000 | 3,398 |
| Salaries and employee benefits | $2,198,000 | 3,333 |
| Premises and equipment expense | $348,000 | 3,432 |
| Additional noninterest expense | $586,000 | 2,819 |
| Pre-tax net operating income | $1,761,000 | 3,093 |
| Securities gains (losses) | $-483,000 | 4,174 |
| Applicable income taxes | $55,000 | 3,001 |
| Income before extraordinary items | $1,223,000 | 3,284 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,223,000 | 3,320 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,223,000 | 3,286 |
| Net charge-offs | $43,000 | 1,876 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,686,680 | 2,993 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 3,504 |
| Total interest expense | $974,000 | 3,379 |
| Net interest income | $3,386,000 | 3,504 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $798,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $223,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,553 |
| Total noninterest expense | $2,894,000 | 3,381 |
| Salaries and employee benefits | $1,637,000 | 3,336 |
| Premises and equipment expense | $272,000 | 3,394 |
| Additional noninterest expense | $575,000 | 2,552 |
| Pre-tax net operating income | $1,290,000 | 3,182 |
| Securities gains (losses) | $-483,000 | 4,367 |
| Applicable income taxes | $49,000 | 3,006 |
| Income before extraordinary items | $758,000 | 3,525 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $758,000 | 3,557 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $758,000 | 3,525 |
| Net charge-offs | $47,000 | 1,508 |
| Cash dividends | $600,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,212,020 | 3,106 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 3,529 |
| Total interest expense | $547,000 | 3,422 |
| Net interest income | $2,254,000 | 3,515 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $663,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $107,000 | 2,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,095 |
| Total noninterest expense | $1,924,000 | 3,382 |
| Salaries and employee benefits | $1,129,000 | 3,307 |
| Premises and equipment expense | $190,000 | 3,336 |
| Additional noninterest expense | $556,000 | 2,092 |
| Pre-tax net operating income | $993,000 | 3,046 |
| Securities gains (losses) | $-28,000 | 3,965 |
| Applicable income taxes | $43,000 | 2,945 |
| Income before extraordinary items | $922,000 | 2,969 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $922,000 | 3,001 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $922,000 | 2,968 |
| Net charge-offs | $-4,000 | 3,681 |
| Cash dividends | $400,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $948,880 | 2,950 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 3,598 |
| Total interest expense | $138,000 | 3,852 |
| Net interest income | $1,185,000 | 3,474 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $34,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 4,342 |
| Total noninterest expense | $912,000 | 3,493 |
| Salaries and employee benefits | $531,000 | 3,412 |
| Premises and equipment expense | $90,000 | 3,449 |
| Additional noninterest expense | $10,000 | 4,342 |
| Pre-tax net operating income | $307,000 | 3,607 |
| Securities gains (losses) | $-28,000 | 4,162 |
| Applicable income taxes | $13,000 | 3,087 |
| Income before extraordinary items | $266,000 | 3,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $266,000 | 3,606 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $266,000 | 3,607 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $200,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $292,600 | 3,540 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 3,636 |
| Total interest expense | $207,000 | 4,023 |
| Net interest income | $4,126,000 | 3,573 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $299,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $222,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 4,238 |
| Total noninterest expense | $3,812,000 | 3,410 |
| Salaries and employee benefits | $2,183,000 | 3,368 |
| Premises and equipment expense | $375,000 | 3,384 |
| Additional noninterest expense | $77,000 | 4,238 |
| Pre-tax net operating income | $613,000 | 4,080 |
| Securities gains (losses) | $-103,000 | 3,918 |
| Applicable income taxes | $14,000 | 3,487 |
| Income before extraordinary items | $496,000 | 4,118 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $496,000 | 4,116 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $496,000 | 4,118 |
| Net charge-offs | $4,000 | 2,370 |
| Cash dividends | $250,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $595,910 | 4,029 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 3,689 |
| Total interest expense | $95,000 | 4,253 |
| Net interest income | $2,942,000 | 3,618 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $263,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $197,000 | 2,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 4,219 |
| Total noninterest expense | $2,858,000 | 3,412 |
| Salaries and employee benefits | $1,592,000 | 3,389 |
| Premises and equipment expense | $327,000 | 3,177 |
| Additional noninterest expense | $66,000 | 4,219 |
| Pre-tax net operating income | $347,000 | 4,225 |
| Securities gains (losses) | $-103,000 | 4,229 |
| Applicable income taxes | $2,000 | 3,566 |
| Income before extraordinary items | $242,000 | 4,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $242,000 | 4,258 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $242,000 | 4,258 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $150,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $343,970 | 4,182 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 3,737 |
| Total interest expense | $36,000 | 4,518 |
| Net interest income | $1,891,000 | 3,660 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $201,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $167,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,340 |
| Total noninterest expense | $1,889,000 | 3,416 |
| Salaries and employee benefits | $1,075,000 | 3,378 |
| Premises and equipment expense | $219,000 | 3,189 |
| Additional noninterest expense | $595,000 | 3,426 |
| Pre-tax net operating income | $203,000 | 4,207 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $203,000 | 4,132 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $203,000 | 4,132 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $203,000 | 4,132 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $100,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $203,000 | 4,169 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 3,817 |
| Total interest expense | $16,000 | 4,552 |
| Net interest income | $869,000 | 3,735 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $128,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $111,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,323 |
| Total noninterest expense | $921,000 | 3,443 |
| Salaries and employee benefits | $505,000 | 3,470 |
| Premises and equipment expense | $120,000 | 3,073 |
| Additional noninterest expense | $296,000 | 3,436 |
| Pre-tax net operating income | $76,000 | 4,221 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-6,000 | 4,622 |
| Income before extraordinary items | $82,000 | 4,157 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $82,000 | 4,156 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $82,000 | 4,157 |
| Net charge-offs | $14,000 | 1,083 |
| Cash dividends | $100,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $82,000 | 4,181 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 3,851 |
| Total interest expense | $122,000 | 4,428 |
| Net interest income | $3,611,000 | 3,769 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $541,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $474,000 | 1,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,480 |
| Total noninterest expense | $3,570,000 | 3,513 |
| Salaries and employee benefits | $1,935,000 | 3,564 |
| Premises and equipment expense | $408,000 | 3,318 |
| Additional noninterest expense | $1,227,000 | 3,410 |
| Pre-tax net operating income | $582,000 | 4,167 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $27,000 | 3,444 |
| Income before extraordinary items | $555,000 | 4,153 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $555,000 | 4,152 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $555,000 | 4,153 |
| Net charge-offs | $-16,000 | 3,780 |
| Cash dividends | $400,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $555,000 | 4,135 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 3,879 |
| Total interest expense | $101,000 | 4,459 |
| Net interest income | $2,815,000 | 3,789 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $423,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $352,000 | 1,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,417 |
| Total noninterest expense | $2,562,000 | 3,615 |
| Salaries and employee benefits | $1,367,000 | 3,668 |
| Premises and equipment expense | $265,000 | 3,574 |
| Additional noninterest expense | $930,000 | 3,407 |
| Pre-tax net operating income | $676,000 | 4,029 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $26,000 | 3,374 |
| Income before extraordinary items | $650,000 | 3,982 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $650,000 | 3,982 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $650,000 | 3,982 |
| Net charge-offs | $-7,000 | 3,541 |
| Cash dividends | $300,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $650,000 | 3,960 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 3,878 |
| Total interest expense | $79,000 | 4,423 |
| Net interest income | $1,900,000 | 3,801 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $267,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $227,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,500 |
| Total noninterest expense | $1,712,000 | 3,622 |
| Salaries and employee benefits | $924,000 | 3,665 |
| Premises and equipment expense | $172,000 | 3,611 |
| Additional noninterest expense | $616,000 | 3,407 |
| Pre-tax net operating income | $455,000 | 4,040 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $16,000 | 3,380 |
| Income before extraordinary items | $439,000 | 3,988 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $439,000 | 3,988 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $439,000 | 3,988 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $200,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $439,000 | 3,972 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 3,847 |
| Total interest expense | $42,000 | 4,447 |
| Net interest income | $970,000 | 3,761 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $128,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $107,000 | 1,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,456 |
| Total noninterest expense | $824,000 | 3,676 |
| Salaries and employee benefits | $435,000 | 3,753 |
| Premises and equipment expense | $91,000 | 3,540 |
| Additional noninterest expense | $298,000 | 3,427 |
| Pre-tax net operating income | $274,000 | 3,848 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $8,000 | 3,326 |
| Income before extraordinary items | $266,000 | 3,792 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $266,000 | 3,791 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $266,000 | 3,792 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $266,000 | 3,765 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 3,761 |
| Total interest expense | $284,000 | 4,342 |
| Net interest income | $4,161,000 | 3,629 |
| Provision for loan and lease losses | $300,000 | 2,662 |
| Total noninterest income | $479,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $385,000 | 1,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,393 |
| Total noninterest expense | $3,474,000 | 3,600 |
| Salaries and employee benefits | $1,950,000 | 3,605 |
| Premises and equipment expense | $406,000 | 3,379 |
| Additional noninterest expense | $1,118,000 | 3,545 |
| Pre-tax net operating income | $866,000 | 3,823 |
| Securities gains (losses) | $387,000 | 703 |
| Applicable income taxes | $43,000 | 3,231 |
| Income before extraordinary items | $1,210,000 | 3,451 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,210,000 | 3,451 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,210,000 | 3,451 |
| Net charge-offs | $14,000 | 2,926 |
| Cash dividends | $800,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $834,610 | 3,765 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 3,798 |
| Total interest expense | $236,000 | 4,343 |
| Net interest income | $3,074,000 | 3,674 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $355,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $281,000 | 1,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 4,368 |
| Total noninterest expense | $2,456,000 | 3,678 |
| Salaries and employee benefits | $1,401,000 | 3,656 |
| Premises and equipment expense | $260,000 | 3,640 |
| Additional noninterest expense | $795,000 | 3,607 |
| Pre-tax net operating income | $873,000 | 3,589 |
| Securities gains (losses) | $387,000 | 580 |
| Applicable income taxes | $42,000 | 3,144 |
| Income before extraordinary items | $1,218,000 | 3,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,218,000 | 3,109 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,218,000 | 3,110 |
| Net charge-offs | $-10,000 | 4,251 |
| Cash dividends | $600,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $842,610 | 3,494 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 3,802 |
| Total interest expense | $182,000 | 4,292 |
| Net interest income | $2,082,000 | 3,677 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $214,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $174,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,465 |
| Total noninterest expense | $1,653,000 | 3,671 |
| Salaries and employee benefits | $965,000 | 3,626 |
| Premises and equipment expense | $178,000 | 3,591 |
| Additional noninterest expense | $510,000 | 3,677 |
| Pre-tax net operating income | $543,000 | 3,652 |
| Securities gains (losses) | $387,000 | 437 |
| Applicable income taxes | $28,000 | 3,119 |
| Income before extraordinary items | $902,000 | 2,947 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $902,000 | 2,946 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $902,000 | 2,947 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $526,610 | 3,555 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 3,807 |
| Total interest expense | $127,000 | 4,094 |
| Net interest income | $1,026,000 | 3,694 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $89,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $68,000 | 2,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,413 |
| Total noninterest expense | $786,000 | 3,788 |
| Salaries and employee benefits | $441,000 | 3,786 |
| Premises and equipment expense | $88,000 | 3,626 |
| Additional noninterest expense | $257,000 | 3,717 |
| Pre-tax net operating income | $299,000 | 3,412 |
| Securities gains (losses) | $107,000 | 586 |
| Applicable income taxes | $4,000 | 3,309 |
| Income before extraordinary items | $402,000 | 2,917 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $402,000 | 2,918 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $402,000 | 2,918 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $296,070 | 3,285 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 3,792 |
| Total interest expense | $663,000 | 3,869 |
| Net interest income | $4,185,000 | 3,709 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $305,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $215,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 4,470 |
| Total noninterest expense | $3,485,000 | 3,658 |
| Salaries and employee benefits | $2,060,000 | 3,556 |
| Premises and equipment expense | $434,000 | 3,334 |
| Additional noninterest expense | $991,000 | 3,810 |
| Pre-tax net operating income | $905,000 | 3,965 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $47,000 | 3,318 |
| Income before extraordinary items | $858,000 | 3,929 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $858,000 | 3,930 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $858,000 | 3,930 |
| Net charge-offs | $133,000 | 2,012 |
| Cash dividends | $800,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $858,000 | 3,902 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 3,812 |
| Total interest expense | $546,000 | 3,777 |
| Net interest income | $3,145,000 | 3,761 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $233,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $165,000 | 3,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,518 |
| Total noninterest expense | $2,424,000 | 3,809 |
| Salaries and employee benefits | $1,399,000 | 3,754 |
| Premises and equipment expense | $289,000 | 3,569 |
| Additional noninterest expense | $736,000 | 3,848 |
| Pre-tax net operating income | $954,000 | 3,691 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $42,000 | 3,320 |
| Income before extraordinary items | $912,000 | 3,631 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $912,000 | 3,630 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $912,000 | 3,631 |
| Net charge-offs | $28,000 | 2,550 |
| Cash dividends | $600,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $912,000 | 3,599 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 3,831 |
| Total interest expense | $366,000 | 3,761 |
| Net interest income | $2,085,000 | 3,796 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $150,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $113,000 | 3,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,654 |
| Total noninterest expense | $1,587,000 | 3,871 |
| Salaries and employee benefits | $899,000 | 3,834 |
| Premises and equipment expense | $195,000 | 3,561 |
| Additional noninterest expense | $493,000 | 3,874 |
| Pre-tax net operating income | $648,000 | 3,682 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $28,000 | 3,329 |
| Income before extraordinary items | $620,000 | 3,591 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $620,000 | 3,590 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $620,000 | 3,590 |
| Net charge-offs | $19,000 | 2,375 |
| Cash dividends | $400,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $620,000 | 3,568 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 3,843 |
| Total interest expense | $175,000 | 3,810 |
| Net interest income | $1,047,000 | 3,821 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $79,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $60,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,648 |
| Total noninterest expense | $825,000 | 3,847 |
| Salaries and employee benefits | $480,000 | 3,764 |
| Premises and equipment expense | $98,000 | 3,577 |
| Additional noninterest expense | $247,000 | 3,882 |
| Pre-tax net operating income | $301,000 | 3,778 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $13,000 | 3,316 |
| Income before extraordinary items | $288,000 | 3,687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $288,000 | 3,686 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $288,000 | 3,686 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $200,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $288,000 | 3,675 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 3,851 |
| Total interest expense | $598,000 | 3,685 |
| Net interest income | $4,106,000 | 3,840 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $343,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $264,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,713 |
| Total noninterest expense | $3,236,000 | 3,884 |
| Salaries and employee benefits | $1,773,000 | 3,892 |
| Premises and equipment expense | $419,000 | 3,445 |
| Additional noninterest expense | $1,044,000 | 3,826 |
| Pre-tax net operating income | $1,213,000 | 3,800 |
| Securities gains (losses) | $-114,000 | 5,045 |
| Applicable income taxes | $51,000 | 3,356 |
| Income before extraordinary items | $1,048,000 | 3,852 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,048,000 | 3,850 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,048,000 | 3,851 |
| Net charge-offs | $20,000 | 3,111 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,156,300 | 3,716 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 3,871 |
| Total interest expense | $474,000 | 3,544 |
| Net interest income | $3,063,000 | 3,884 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $268,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $207,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,762 |
| Total noninterest expense | $2,380,000 | 3,936 |
| Salaries and employee benefits | $1,332,000 | 3,918 |
| Premises and equipment expense | $260,000 | 3,812 |
| Additional noninterest expense | $788,000 | 3,841 |
| Pre-tax net operating income | $951,000 | 3,816 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $42,000 | 3,389 |
| Income before extraordinary items | $909,000 | 3,717 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $909,000 | 3,716 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $909,000 | 3,716 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $600,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $909,000 | 3,718 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 3,885 |
| Total interest expense | $323,000 | 3,456 |
| Net interest income | $2,024,000 | 3,913 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $176,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $144,000 | 2,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,922 |
| Total noninterest expense | $1,559,000 | 3,997 |
| Salaries and employee benefits | $851,000 | 4,019 |
| Premises and equipment expense | $170,000 | 3,880 |
| Additional noninterest expense | $538,000 | 3,829 |
| Pre-tax net operating income | $641,000 | 3,805 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $28,000 | 3,394 |
| Income before extraordinary items | $613,000 | 3,698 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $613,000 | 3,696 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $613,000 | 3,697 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $613,000 | 3,698 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 3,942 |
| Total interest expense | $145,000 | 3,582 |
| Net interest income | $1,000,000 | 3,957 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $92,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $75,000 | 2,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,918 |
| Total noninterest expense | $802,000 | 3,984 |
| Salaries and employee benefits | $466,000 | 3,880 |
| Premises and equipment expense | $79,000 | 4,056 |
| Additional noninterest expense | $257,000 | 3,927 |
| Pre-tax net operating income | $290,000 | 3,906 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $13,000 | 3,402 |
| Income before extraordinary items | $277,000 | 3,794 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $277,000 | 3,794 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $277,000 | 3,794 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $200,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $277,000 | 3,796 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 4,065 |
| Total interest expense | $406,000 | 3,972 |
| Net interest income | $3,790,000 | 4,035 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $445,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $319,000 | 2,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,626 |
| Total noninterest expense | $3,189,000 | 4,010 |
| Salaries and employee benefits | $1,793,000 | 3,961 |
| Premises and equipment expense | $365,000 | 3,830 |
| Additional noninterest expense | $1,031,000 | 3,968 |
| Pre-tax net operating income | $1,046,000 | 4,016 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $46,000 | 3,552 |
| Income before extraordinary items | $1,000,000 | 3,720 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,000,000 | 3,719 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000,000 | 3,720 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $725,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,000,000 | 3,707 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 4,118 |
| Total interest expense | $285,000 | 4,083 |
| Net interest income | $2,833,000 | 4,076 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $343,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $237,000 | 2,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,588 |
| Total noninterest expense | $2,384,000 | 4,032 |
| Salaries and employee benefits | $1,360,000 | 3,957 |
| Premises and equipment expense | $224,000 | 4,207 |
| Additional noninterest expense | $800,000 | 3,913 |
| Pre-tax net operating income | $792,000 | 4,068 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $34,000 | 3,569 |
| Income before extraordinary items | $758,000 | 3,920 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $758,000 | 3,919 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $758,000 | 3,920 |
| Net charge-offs | $5,000 | 3,457 |
| Cash dividends | $550,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $758,000 | 3,902 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 4,154 |
| Total interest expense | $172,000 | 4,220 |
| Net interest income | $1,862,000 | 4,104 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $229,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $160,000 | 2,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,623 |
| Total noninterest expense | $1,583,000 | 4,065 |
| Salaries and employee benefits | $884,000 | 4,034 |
| Premises and equipment expense | $149,000 | 4,226 |
| Additional noninterest expense | $550,000 | 3,882 |
| Pre-tax net operating income | $508,000 | 4,113 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $22,000 | 3,602 |
| Income before extraordinary items | $486,000 | 3,932 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $486,000 | 3,931 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $486,000 | 3,932 |
| Net charge-offs | $-10,000 | 4,795 |
| Cash dividends | $375,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $486,000 | 3,916 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 4,202 |
| Total interest expense | $77,000 | 4,393 |
| Net interest income | $921,000 | 4,150 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $110,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $81,000 | 2,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,809 |
| Total noninterest expense | $824,000 | 4,023 |
| Salaries and employee benefits | $471,000 | 3,958 |
| Premises and equipment expense | $74,000 | 4,275 |
| Additional noninterest expense | $279,000 | 3,877 |
| Pre-tax net operating income | $207,000 | 4,306 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $9,000 | 3,633 |
| Income before extraordinary items | $198,000 | 4,143 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $198,000 | 4,143 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $198,000 | 4,143 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $198,000 | 4,127 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 4,336 |
| Total interest expense | $213,000 | 4,899 |
| Net interest income | $3,516,000 | 4,239 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $616,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $346,000 | 2,713 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $270,000 | 4,050 |
| Total noninterest expense | $3,113,000 | 4,153 |
| Salaries and employee benefits | $1,800,000 | 4,022 |
| Premises and equipment expense | $361,000 | 3,972 |
| Additional noninterest expense | $952,000 | 4,245 |
| Pre-tax net operating income | $1,019,000 | 4,053 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $44,000 | 3,647 |
| Income before extraordinary items | $975,000 | 3,919 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $975,000 | 3,917 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $975,000 | 3,918 |
| Net charge-offs | $13,000 | 3,794 |
| Cash dividends | $410,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $975,000 | 3,865 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 4,397 |
| Total interest expense | $150,000 | 5,021 |
| Net interest income | $2,612,000 | 4,282 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $464,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $259,000 | 2,728 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $205,000 | 4,078 |
| Total noninterest expense | $2,343,000 | 4,158 |
| Salaries and employee benefits | $1,355,000 | 4,023 |
| Premises and equipment expense | $233,000 | 4,264 |
| Additional noninterest expense | $755,000 | 4,171 |
| Pre-tax net operating income | $733,000 | 4,162 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $32,000 | 3,720 |
| Income before extraordinary items | $701,000 | 4,043 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $701,000 | 4,041 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $701,000 | 4,043 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $210,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $701,000 | 3,965 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 4,465 |
| Total interest expense | $96,000 | 5,103 |
| Net interest income | $1,705,000 | 4,356 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $293,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $170,000 | 2,723 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,218 |
| Total noninterest expense | $1,523,000 | 4,254 |
| Salaries and employee benefits | $887,000 | 4,094 |
| Premises and equipment expense | $153,000 | 4,327 |
| Additional noninterest expense | $483,000 | 4,287 |
| Pre-tax net operating income | $475,000 | 4,231 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $21,000 | 3,751 |
| Income before extraordinary items | $454,000 | 4,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 4,100 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $454,000 | 4,102 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $140,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $454,000 | 4,028 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 4,519 |
| Total interest expense | $47,000 | 5,174 |
| Net interest income | $847,000 | 4,392 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $121,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $83,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $38,000 | 4,685 |
| Total noninterest expense | $799,000 | 4,186 |
| Salaries and employee benefits | $485,000 | 3,951 |
| Premises and equipment expense | $73,000 | 4,430 |
| Additional noninterest expense | $241,000 | 4,313 |
| Pre-tax net operating income | $169,000 | 4,624 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $7,000 | 3,863 |
| Income before extraordinary items | $162,000 | 4,528 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $162,000 | 4,527 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $162,000 | 4,529 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $70,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $162,000 | 4,467 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 4,632 |
| Total interest expense | $104,000 | 5,700 |
| Net interest income | $3,287,000 | 4,459 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $590,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $364,000 | 2,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $226,000 | 4,302 |
| Total noninterest expense | $3,208,000 | 4,186 |
| Salaries and employee benefits | $1,804,000 | 4,112 |
| Premises and equipment expense | $413,000 | 3,848 |
| Additional noninterest expense | $991,000 | 4,315 |
| Pre-tax net operating income | $669,000 | 4,615 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $32,000 | 3,787 |
| Income before extraordinary items | $637,000 | 4,527 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $637,000 | 4,528 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $637,000 | 4,528 |
| Net charge-offs | $62,000 | 3,092 |
| Cash dividends | $280,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $637,000 | 4,480 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 4,682 |
| Total interest expense | $70,000 | 5,844 |
| Net interest income | $2,467,000 | 4,504 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $449,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $271,000 | 2,722 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 4,284 |
| Total noninterest expense | $2,348,000 | 4,265 |
| Salaries and employee benefits | $1,357,000 | 4,130 |
| Premises and equipment expense | $244,000 | 4,356 |
| Additional noninterest expense | $747,000 | 4,317 |
| Pre-tax net operating income | $568,000 | 4,577 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $25,000 | 3,893 |
| Income before extraordinary items | $543,000 | 4,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 4,454 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $543,000 | 4,455 |
| Net charge-offs | $58,000 | 2,660 |
| Cash dividends | $210,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $543,000 | 4,406 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 4,728 |
| Total interest expense | $48,000 | 5,894 |
| Net interest income | $1,639,000 | 4,541 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $287,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $178,000 | 2,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $109,000 | 4,417 |
| Total noninterest expense | $1,537,000 | 4,346 |
| Salaries and employee benefits | $870,000 | 4,255 |
| Premises and equipment expense | $176,000 | 4,254 |
| Additional noninterest expense | $491,000 | 4,386 |
| Pre-tax net operating income | $389,000 | 4,502 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $372,000 | 4,398 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $372,000 | 4,400 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $372,000 | 4,400 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $140,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $372,000 | 4,340 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 4,782 |
| Total interest expense | $24,000 | 5,952 |
| Net interest income | $812,000 | 4,580 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $130,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $795,000 | 4,309 |
| Salaries and employee benefits | $463,000 | 4,155 |
| Premises and equipment expense | $90,000 | 4,234 |
| Additional noninterest expense | $242,000 | 4,428 |
| Pre-tax net operating income | $147,000 | 4,854 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $141,000 | 4,742 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $141,000 | 4,744 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $141,000 | 4,746 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $141,000 | 4,674 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 4,914 |
| Total interest expense | $109,000 | 6,007 |
| Net interest income | $3,159,000 | 4,700 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $590,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $358,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $232,000 | 4,350 |
| Total noninterest expense | $3,241,000 | 4,302 |
| Salaries and employee benefits | $1,836,000 | 4,175 |
| Premises and equipment expense | $484,000 | 3,708 |
| Additional noninterest expense | $921,000 | 4,629 |
| Pre-tax net operating income | $508,000 | 5,025 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $18,000 | 4,061 |
| Income before extraordinary items | $490,000 | 4,952 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $490,000 | 4,951 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $490,000 | 4,952 |
| Net charge-offs | $32,000 | 4,070 |
| Cash dividends | $420,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $490,000 | 4,901 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 4,958 |
| Total interest expense | $84,000 | 6,069 |
| Net interest income | $2,373,000 | 4,749 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $431,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $266,000 | 2,954 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $165,000 | 4,455 |
| Total noninterest expense | $2,324,000 | 4,417 |
| Salaries and employee benefits | $1,387,000 | 4,169 |
| Premises and equipment expense | $278,000 | 4,305 |
| Additional noninterest expense | $659,000 | 4,733 |
| Pre-tax net operating income | $480,000 | 4,844 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $14,000 | 4,098 |
| Income before extraordinary items | $466,000 | 4,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $466,000 | 4,713 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $466,000 | 4,714 |
| Net charge-offs | $27,000 | 3,687 |
| Cash dividends | $210,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $466,000 | 4,665 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 4,978 |
| Total interest expense | $57,000 | 6,118 |
| Net interest income | $1,577,000 | 4,773 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $262,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $172,000 | 2,979 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $90,000 | 4,708 |
| Total noninterest expense | $1,541,000 | 4,476 |
| Salaries and employee benefits | $908,000 | 4,249 |
| Premises and equipment expense | $182,000 | 4,379 |
| Additional noninterest expense | $451,000 | 4,706 |
| Pre-tax net operating income | $298,000 | 4,915 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $6,000 | 4,225 |
| Income before extraordinary items | $292,000 | 4,779 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $292,000 | 4,781 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $292,000 | 4,782 |
| Net charge-offs | $13,000 | 3,613 |
| Cash dividends | $140,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $292,000 | 4,721 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 5,042 |
| Total interest expense | $29,000 | 6,185 |
| Net interest income | $783,000 | 4,816 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $125,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $740,000 | 4,616 |
| Salaries and employee benefits | $422,000 | 4,458 |
| Premises and equipment expense | $93,000 | 4,386 |
| Additional noninterest expense | $225,000 | 4,731 |
| Pre-tax net operating income | $168,000 | 4,728 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $165,000 | 4,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 4,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $165,000 | 4,544 |
| Net charge-offs | $33,000 | 2,158 |
| Cash dividends | $70,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $165,000 | 4,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 5,122 |
| Total interest expense | $160,000 | 6,124 |
| Net interest income | $3,012,000 | 4,929 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $639,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $348,000 | 3,099 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $291,000 | 4,129 |
| Total noninterest expense | $3,239,000 | 4,436 |
| Salaries and employee benefits | $1,885,000 | 4,203 |
| Premises and equipment expense | $443,000 | 4,005 |
| Additional noninterest expense | $911,000 | 4,788 |
| Pre-tax net operating income | $412,000 | 5,192 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $19,000 | 4,121 |
| Income before extraordinary items | $393,000 | 5,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $393,000 | 5,170 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $393,000 | 5,170 |
| Net charge-offs | $33,000 | 4,602 |
| Cash dividends | $280,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $393,000 | 5,111 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 5,170 |
| Total interest expense | $128,000 | 6,158 |
| Net interest income | $2,247,000 | 4,974 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $496,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $257,000 | 3,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $239,000 | 4,078 |
| Total noninterest expense | $2,351,000 | 4,528 |
| Salaries and employee benefits | $1,389,000 | 4,258 |
| Premises and equipment expense | $251,000 | 4,635 |
| Additional noninterest expense | $711,000 | 4,728 |
| Pre-tax net operating income | $392,000 | 5,054 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $17,000 | 4,157 |
| Income before extraordinary items | $375,000 | 5,006 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $375,000 | 5,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $375,000 | 5,008 |
| Net charge-offs | $35,000 | 4,100 |
| Cash dividends | $210,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $375,000 | 4,919 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 5,193 |
| Total interest expense | $91,000 | 6,174 |
| Net interest income | $1,497,000 | 4,981 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $321,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $168,000 | 3,166 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,185 |
| Total noninterest expense | $1,556,000 | 4,558 |
| Salaries and employee benefits | $943,000 | 4,255 |
| Premises and equipment expense | $171,000 | 4,607 |
| Additional noninterest expense | $442,000 | 4,891 |
| Pre-tax net operating income | $262,000 | 5,018 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $250,000 | 5,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 5,004 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $250,000 | 5,005 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $140,000 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $250,000 | 4,881 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 5,209 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $753,000 | 4,994 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $156,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 4,117 |
| Total noninterest expense | $746,000 | 4,698 |
| Salaries and employee benefits | $439,000 | 4,458 |
| Premises and equipment expense | $83,000 | 4,710 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $163,000 | 4,755 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $158,000 | 4,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $158,000 | 4,658 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $158,000 | 4,659 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $70,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $158,000 | 4,556 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 5,171 |
| Total interest expense | $235,000 | 6,246 |
| Net interest income | $3,262,000 | 4,926 |
| Provision for loan and lease losses | $70,000 | 4,978 |
| Total noninterest income | $641,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $326,000 | 3,338 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $315,000 | 3,976 |
| Total noninterest expense | $3,144,000 | 4,633 |
| Salaries and employee benefits | $1,874,000 | 4,289 |
| Premises and equipment expense | $375,000 | 4,449 |
| Additional noninterest expense | $895,000 | 5,035 |
| Pre-tax net operating income | $689,000 | 4,530 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $29,000 | 4,074 |
| Income before extraordinary items | $660,000 | 4,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $660,000 | 4,564 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $660,000 | 4,565 |
| Net charge-offs | $48,000 | 4,949 |
| Cash dividends | $710,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $660,000 | 4,384 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 5,227 |
| Total interest expense | $184,000 | 6,339 |
| Net interest income | $2,479,000 | 4,966 |
| Provision for loan and lease losses | $70,000 | 4,710 |
| Total noninterest income | $474,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $246,000 | 3,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 4,068 |
| Total noninterest expense | $2,250,000 | 4,778 |
| Salaries and employee benefits | $1,353,000 | 4,413 |
| Premises and equipment expense | $222,000 | 5,067 |
| Additional noninterest expense | $675,000 | 5,079 |
| Pre-tax net operating income | $633,000 | 4,376 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $33,000 | 3,980 |
| Income before extraordinary items | $600,000 | 4,365 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $600,000 | 4,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $600,000 | 4,364 |
| Net charge-offs | $40,000 | 4,670 |
| Cash dividends | $210,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $600,000 | 4,185 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 5,218 |
| Total interest expense | $126,000 | 6,395 |
| Net interest income | $1,686,000 | 4,950 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $296,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $160,000 | 3,390 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,217 |
| Total noninterest expense | $1,517,000 | 4,780 |
| Salaries and employee benefits | $910,000 | 4,414 |
| Premises and equipment expense | $150,000 | 5,051 |
| Additional noninterest expense | $457,000 | 5,077 |
| Pre-tax net operating income | $395,000 | 4,465 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $23,000 | 3,951 |
| Income before extraordinary items | $372,000 | 4,483 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $372,000 | 4,487 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $372,000 | 4,487 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $140,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $372,000 | 4,299 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 5,189 |
| Total interest expense | $65,000 | 6,445 |
| Net interest income | $871,000 | 4,880 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $150,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $80,000 | 3,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $732,000 | 4,888 |
| Salaries and employee benefits | $424,000 | 4,631 |
| Premises and equipment expense | $67,000 | 5,306 |
| Additional noninterest expense | $241,000 | 4,950 |
| Pre-tax net operating income | $249,000 | 4,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $239,000 | 4,064 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $239,000 | 4,067 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $239,000 | 4,067 |
| Net charge-offs | $21,000 | 3,656 |
| Cash dividends | $70,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $239,000 | 3,909 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,155 |
| Total interest expense | $356,000 | 6,365 |
| Net interest income | $3,640,000 | 4,789 |
| Provision for loan and lease losses | $475,000 | 3,530 |
| Total noninterest income | $531,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $318,000 | 3,484 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $213,000 | 4,380 |
| Total noninterest expense | $3,127,000 | 4,771 |
| Salaries and employee benefits | $1,820,000 | 4,412 |
| Premises and equipment expense | $402,000 | 4,554 |
| Additional noninterest expense | $905,000 | 5,144 |
| Pre-tax net operating income | $569,000 | 4,564 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $23,000 | 4,072 |
| Income before extraordinary items | $546,000 | 4,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $546,000 | 4,535 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $546,000 | 4,534 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $460,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $546,000 | 4,417 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 5,168 |
| Total interest expense | $280,000 | 6,411 |
| Net interest income | $2,769,000 | 4,786 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $392,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $233,000 | 3,538 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $159,000 | 4,438 |
| Total noninterest expense | $2,321,000 | 4,803 |
| Salaries and employee benefits | $1,330,000 | 4,494 |
| Premises and equipment expense | $281,000 | 4,771 |
| Additional noninterest expense | $710,000 | 5,052 |
| Pre-tax net operating income | $440,000 | 4,653 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $48,000 | 3,645 |
| Income before extraordinary items | $392,000 | 4,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 4,693 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $392,000 | 4,693 |
| Net charge-offs | $21,000 | 5,520 |
| Cash dividends | $390,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $392,000 | 4,565 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 5,156 |
| Total interest expense | $198,000 | 6,438 |
| Net interest income | $1,875,000 | 4,754 |
| Provision for loan and lease losses | $325,000 | 2,851 |
| Total noninterest income | $244,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $150,000 | 3,590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,639 |
| Total noninterest expense | $1,556,000 | 4,844 |
| Salaries and employee benefits | $925,000 | 4,408 |
| Premises and equipment expense | $166,000 | 5,102 |
| Additional noninterest expense | $465,000 | 5,184 |
| Pre-tax net operating income | $238,000 | 4,901 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $32,000 | 3,596 |
| Income before extraordinary items | $206,000 | 4,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,986 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $206,000 | 4,986 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $320,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $206,000 | 4,894 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,076 |
| Total interest expense | $112,000 | 6,347 |
| Net interest income | $964,000 | 4,680 |
| Provision for loan and lease losses | $230,000 | 2,240 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $750,000 | 4,980 |
| Salaries and employee benefits | $418,000 | 4,742 |
| Premises and equipment expense | $88,000 | 5,007 |
| Additional noninterest expense | $244,000 | 5,060 |
| Pre-tax net operating income | $95,000 | 5,201 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $-13,000 | 7,088 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $86,000 | 5,143 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 5,000 |
| Total interest expense | $641,000 | 6,133 |
| Net interest income | $4,032,000 | 4,569 |
| Provision for loan and lease losses | $90,000 | 6,097 |
| Total noninterest income | $727,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $408,000 | 3,040 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $319,000 | 3,861 |
| Total noninterest expense | $3,200,000 | 4,833 |
| Salaries and employee benefits | $1,817,000 | 4,498 |
| Premises and equipment expense | $396,000 | 4,783 |
| Additional noninterest expense | $987,000 | 5,125 |
| Pre-tax net operating income | $1,469,000 | 2,758 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $60,000 | 3,539 |
| Income before extraordinary items | $1,409,000 | 2,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,409,000 | 2,606 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,409,000 | 2,612 |
| Net charge-offs | $73,000 | 5,669 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,409,000 | 2,513 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 5,043 |
| Total interest expense | $501,000 | 6,207 |
| Net interest income | $3,075,000 | 4,569 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $543,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $323,000 | 3,004 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $220,000 | 4,018 |
| Total noninterest expense | $2,310,000 | 4,961 |
| Salaries and employee benefits | $1,309,000 | 4,650 |
| Premises and equipment expense | $243,000 | 5,309 |
| Additional noninterest expense | $758,000 | 5,065 |
| Pre-tax net operating income | $1,218,000 | 2,749 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $46,000 | 3,613 |
| Income before extraordinary items | $1,172,000 | 2,597 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,172,000 | 2,595 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,172,000 | 2,599 |
| Net charge-offs | $42,000 | 5,637 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,172,000 | 2,468 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 5,027 |
| Total interest expense | $349,000 | 6,212 |
| Net interest income | $2,082,000 | 4,516 |
| Provision for loan and lease losses | $75,000 | 5,435 |
| Total noninterest income | $364,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $237,000 | 2,814 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $1,544,000 | 4,978 |
| Salaries and employee benefits | $887,000 | 4,625 |
| Premises and equipment expense | $152,000 | 5,483 |
| Additional noninterest expense | $505,000 | 5,054 |
| Pre-tax net operating income | $827,000 | 2,737 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $31,000 | 3,560 |
| Income before extraordinary items | $796,000 | 2,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $796,000 | 2,506 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $796,000 | 2,509 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $796,000 | 2,417 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 5,022 |
| Total interest expense | $183,000 | 6,244 |
| Net interest income | $1,066,000 | 4,474 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $184,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 4,201 |
| Total noninterest expense | $759,000 | 5,085 |
| Salaries and employee benefits | $409,000 | 4,935 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $269,000 | 4,903 |
| Pre-tax net operating income | $446,000 | 2,630 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $430,000 | 2,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 2,429 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $430,000 | 2,431 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $430,000 | 2,339 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 5,216 |
| Total interest expense | $815,000 | 6,429 |
| Net interest income | $4,021,000 | 4,558 |
| Provision for loan and lease losses | $140,000 | 6,126 |
| Total noninterest income | $641,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $403,000 | 3,318 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $238,000 | 4,354 |
| Total noninterest expense | $3,263,000 | 4,935 |
| Salaries and employee benefits | $1,815,000 | 4,650 |
| Premises and equipment expense | $386,000 | 5,079 |
| Additional noninterest expense | $1,062,000 | 5,076 |
| Pre-tax net operating income | $1,259,000 | 2,627 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $46,000 | 3,299 |
| Income before extraordinary items | $1,213,000 | 2,462 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,213,000 | 2,460 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,213,000 | 2,461 |
| Net charge-offs | $57,000 | 6,126 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,213,000 | 2,413 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 5,306 |
| Total interest expense | $618,000 | 6,541 |
| Net interest income | $2,980,000 | 4,608 |
| Provision for loan and lease losses | $105,000 | 5,912 |
| Total noninterest income | $480,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $318,000 | 3,230 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $162,000 | 4,629 |
| Total noninterest expense | $2,439,000 | 4,952 |
| Salaries and employee benefits | $1,311,000 | 4,784 |
| Premises and equipment expense | $262,000 | 5,363 |
| Additional noninterest expense | $866,000 | 4,829 |
| Pre-tax net operating income | $916,000 | 2,893 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $32,000 | 3,575 |
| Income before extraordinary items | $884,000 | 2,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $884,000 | 2,681 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $884,000 | 2,684 |
| Net charge-offs | $42,000 | 5,803 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $884,000 | 2,642 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,385 |
| Total interest expense | $417,000 | 6,632 |
| Net interest income | $1,957,000 | 4,648 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $318,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $224,000 | 3,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $94,000 | 4,909 |
| Total noninterest expense | $1,618,000 | 5,017 |
| Salaries and employee benefits | $857,000 | 4,894 |
| Premises and equipment expense | $174,000 | 5,423 |
| Additional noninterest expense | $587,000 | 4,785 |
| Pre-tax net operating income | $607,000 | 2,995 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $587,000 | 2,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,804 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $587,000 | 2,807 |
| Net charge-offs | $17,000 | 5,715 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $587,000 | 2,706 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,483 |
| Total interest expense | $215,000 | 6,675 |
| Net interest income | $956,000 | 4,701 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $135,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $104,000 | 3,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $760,000 | 5,136 |
| Salaries and employee benefits | $388,000 | 5,246 |
| Premises and equipment expense | $85,000 | 5,522 |
| Additional noninterest expense | $287,000 | 4,547 |
| Pre-tax net operating income | $309,000 | 3,295 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $298,000 | 3,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $298,000 | 3,156 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $298,000 | 3,156 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $298,000 | 2,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 5,494 |
| Total interest expense | $1,462,000 | 6,036 |
| Net interest income | $3,475,000 | 5,001 |
| Provision for loan and lease losses | $105,000 | 5,985 |
| Total noninterest income | $461,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $344,000 | 3,761 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $117,000 | 5,712 |
| Total noninterest expense | $3,026,000 | 5,086 |
| Salaries and employee benefits | $1,715,000 | 4,943 |
| Premises and equipment expense | $343,000 | 5,476 |
| Additional noninterest expense | $968,000 | 4,924 |
| Pre-tax net operating income | $805,000 | 4,151 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $32,000 | 4,087 |
| Income before extraordinary items | $773,000 | 3,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $773,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,773 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $773,000 | 3,891 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 5,483 |
| Total interest expense | $1,177,000 | 6,006 |
| Net interest income | $2,634,000 | 5,005 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $367,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $271,000 | 3,686 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 5,695 |
| Total noninterest expense | $2,279,000 | 5,065 |
| Salaries and employee benefits | $1,291,000 | 4,954 |
| Premises and equipment expense | $252,000 | 5,559 |
| Additional noninterest expense | $736,000 | 4,809 |
| Pre-tax net operating income | $662,000 | 4,457 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $24,000 | 4,520 |
| Income before extraordinary items | $638,000 | 4,011 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $638,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,066 |
| Cash dividends | $75,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $638,000 | 4,150 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 5,508 |
| Total interest expense | $820,000 | 6,051 |
| Net interest income | $1,754,000 | 5,014 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $257,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $202,000 | 3,465 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $55,000 | 6,001 |
| Total noninterest expense | $1,561,000 | 5,002 |
| Salaries and employee benefits | $862,000 | 4,974 |
| Premises and equipment expense | $184,000 | 5,362 |
| Additional noninterest expense | $515,000 | 4,641 |
| Pre-tax net operating income | $450,000 | 4,558 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $435,000 | 4,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $435,000 | 4,244 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 5,500 |
| Total interest expense | $471,000 | 5,906 |
| Net interest income | $866,000 | 5,063 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $117,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $92,000 | 3,611 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $776,000 | 5,022 |
| Salaries and employee benefits | $459,000 | 4,824 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $223,000 | 5,038 |
| Pre-tax net operating income | $207,000 | 4,894 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $201,000 | 4,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $25,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $201,000 | 4,556 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 5,511 |
| Total interest expense | $2,414,000 | 5,363 |
| Net interest income | $2,976,000 | 5,521 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $624,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $317,000 | 3,983 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $307,000 | 4,198 |
| Total noninterest expense | $3,004,000 | 5,004 |
| Salaries and employee benefits | $1,712,000 | 4,917 |
| Premises and equipment expense | $427,000 | 4,829 |
| Additional noninterest expense | $865,000 | 5,077 |
| Pre-tax net operating income | $561,000 | 5,791 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 5,466 |
| Income before extraordinary items | $543,000 | 5,534 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $543,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $543,000 | 5,521 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 5,474 |
| Total interest expense | $1,899,000 | 5,242 |
| Net interest income | $2,252,000 | 5,529 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $359,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $244,000 | 3,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $115,000 | 5,553 |
| Total noninterest expense | $2,250,000 | 4,979 |
| Salaries and employee benefits | $1,309,000 | 4,824 |
| Premises and equipment expense | $325,000 | 4,772 |
| Additional noninterest expense | $616,000 | 5,204 |
| Pre-tax net operating income | $361,000 | 6,319 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $350,000 | 6,052 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $350,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $350,000 | 6,037 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 5,432 |
| Total interest expense | $1,293,000 | 5,200 |
| Net interest income | $1,545,000 | 5,483 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $240,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $180,000 | 3,727 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $1,467,000 | 5,081 |
| Salaries and employee benefits | $848,000 | 4,944 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $411,000 | 5,212 |
| Pre-tax net operating income | $318,000 | 5,923 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $307,000 | 5,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $307,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $307,000 | 5,581 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 5,423 |
| Total interest expense | $637,000 | 5,222 |
| Net interest income | $787,000 | 5,433 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $762,000 | 4,955 |
| Salaries and employee benefits | $453,000 | 4,763 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $209,000 | 5,128 |
| Pre-tax net operating income | $136,000 | 6,220 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $132,000 | 5,884 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,207,000 | 5,439 |
| Total interest expense | $1,998,000 | 5,407 |
| Net interest income | $3,209,000 | 5,327 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $424,000 | 5,472 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $304,000 | 4,111 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 6,013 |
| Total noninterest expense | $2,985,000 | 4,906 |
| Salaries and employee benefits | $1,693,000 | 4,817 |
| Premises and equipment expense | $408,000 | 4,860 |
| Additional noninterest expense | $884,000 | 4,916 |
| Pre-tax net operating income | $628,000 | 6,104 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $26,000 | 5,821 |
| Income before extraordinary items | $602,000 | 5,817 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $602,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $602,000 | 5,803 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 5,422 |
| Total interest expense | $1,427,000 | 5,476 |
| Net interest income | $2,507,000 | 5,250 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $328,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,957 |
| Total noninterest expense | $2,273,000 | 4,834 |
| Salaries and employee benefits | $1,304,000 | 4,701 |
| Premises and equipment expense | $281,000 | 5,147 |
| Additional noninterest expense | $688,000 | 4,771 |
| Pre-tax net operating income | $542,000 | 6,066 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $24,000 | 5,893 |
| Income before extraordinary items | $518,000 | 5,682 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $518,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $518,000 | 5,675 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 5,400 |
| Total interest expense | $896,000 | 5,520 |
| Net interest income | $1,708,000 | 5,202 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $222,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $169,000 | 3,888 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $1,489,000 | 4,901 |
| Salaries and employee benefits | $865,000 | 4,750 |
| Premises and equipment expense | $158,000 | 5,646 |
| Additional noninterest expense | $466,000 | 4,699 |
| Pre-tax net operating income | $421,000 | 5,787 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $402,000 | 5,379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $402,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $402,000 | 5,377 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,363 |
| Total interest expense | $422,000 | 5,550 |
| Net interest income | $875,000 | 5,115 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $803,000 | 4,679 |
| Salaries and employee benefits | $461,000 | 4,549 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $257,000 | 4,386 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $162,000 | 5,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $162,000 | 5,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 5,360 |
| Total interest expense | $1,471,000 | 5,270 |
| Net interest income | $3,215,000 | 5,272 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $477,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $354,000 | 3,815 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,081 |
| Total noninterest expense | $3,196,000 | 4,574 |
| Salaries and employee benefits | $1,740,000 | 4,585 |
| Premises and equipment expense | $346,000 | 5,324 |
| Additional noninterest expense | $1,110,000 | 4,090 |
| Pre-tax net operating income | $416,000 | 7,016 |
| Securities gains (losses) | $-46,000 | 8,149 |
| Applicable income taxes | $15,000 | 6,419 |
| Income before extraordinary items | $355,000 | 6,952 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $355,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $399,160 | 6,747 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 5,322 |
| Total interest expense | $1,084,000 | 5,219 |
| Net interest income | $2,444,000 | 5,242 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $370,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $270,000 | 3,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,941 |
| Total noninterest expense | $2,432,000 | 4,511 |
| Salaries and employee benefits | $1,353,000 | 4,444 |
| Premises and equipment expense | $257,000 | 5,347 |
| Additional noninterest expense | $822,000 | 4,097 |
| Pre-tax net operating income | $322,000 | 7,106 |
| Securities gains (losses) | $-46,000 | 8,452 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $260,000 | 7,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,959 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $303,240 | 6,858 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 5,246 |
| Total interest expense | $704,000 | 5,135 |
| Net interest income | $1,654,000 | 5,196 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $243,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $55,000 | 6,254 |
| Total noninterest expense | $1,592,000 | 4,546 |
| Salaries and employee benefits | $892,000 | 4,462 |
| Premises and equipment expense | $172,000 | 5,325 |
| Additional noninterest expense | $528,000 | 4,192 |
| Pre-tax net operating income | $265,000 | 6,801 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $251,000 | 6,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $251,000 | 6,459 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,223 |
| Total interest expense | $344,000 | 5,100 |
| Net interest income | $840,000 | 5,187 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $85,000 | 3,795 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $834,000 | 4,425 |
| Salaries and employee benefits | $484,000 | 4,197 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $267,000 | 4,156 |
| Pre-tax net operating income | $96,000 | 7,283 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $90,000 | 7,057 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $90,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,823 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,000 | 7,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 5,370 |
| Total interest expense | $1,096,000 | 5,395 |
| Net interest income | $3,154,000 | 5,267 |
| Provision for loan and lease losses | $121,000 | 4,610 |
| Total noninterest income | $535,000 | 5,096 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $378,000 | 3,768 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,602 |
| Total noninterest expense | $3,359,000 | 4,314 |
| Salaries and employee benefits | $1,876,000 | 4,199 |
| Premises and equipment expense | $377,000 | 4,958 |
| Additional noninterest expense | $1,106,000 | 3,999 |
| Pre-tax net operating income | $209,000 | 7,756 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $193,000 | 7,685 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $193,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,475 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $201,640 | 7,598 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 5,293 |
| Total interest expense | $807,000 | 5,427 |
| Net interest income | $2,428,000 | 5,160 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $415,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $284,000 | 3,791 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $2,484,000 | 4,314 |
| Salaries and employee benefits | $1,424,000 | 4,123 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $800,000 | 4,081 |
| Pre-tax net operating income | $259,000 | 7,421 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $21,000 | 6,494 |
| Income before extraordinary items | $238,000 | 7,261 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $238,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,153 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $238,000 | 7,204 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 5,134 |
| Total interest expense | $533,000 | 5,467 |
| Net interest income | $1,748,000 | 4,887 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $254,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $194,000 | 3,726 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,565,000 | 4,526 |
| Salaries and employee benefits | $916,000 | 4,256 |
| Premises and equipment expense | $167,000 | 5,367 |
| Additional noninterest expense | $482,000 | 4,433 |
| Pre-tax net operating income | $366,000 | 6,078 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $342,000 | 5,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $342,000 | 5,649 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 5,017 |
| Total interest expense | $265,000 | 5,558 |
| Net interest income | $930,000 | 4,714 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 3,720 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $741,000 | 4,723 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $257,000 | 5,211 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $246,000 | 4,798 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,050 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $246,000 | 4,680 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 4,838 |
| Total interest expense | $1,223,000 | 5,502 |
| Net interest income | $3,859,000 | 4,471 |
| Provision for loan and lease losses | $252,000 | 3,526 |
| Total noninterest income | $526,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $381,000 | 3,756 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $145,000 | 5,884 |
| Total noninterest expense | $3,202,000 | 4,408 |
| Salaries and employee benefits | $1,860,000 | 4,156 |
| Premises and equipment expense | $346,000 | 5,207 |
| Additional noninterest expense | $996,000 | 4,291 |
| Pre-tax net operating income | $931,000 | 5,350 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $891,000 | 4,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $891,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,443 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $891,000 | 4,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 4,801 |
| Total interest expense | $949,000 | 5,536 |
| Net interest income | $2,971,000 | 4,414 |
| Provision for loan and lease losses | $186,000 | 3,459 |
| Total noninterest income | $399,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $288,000 | 3,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 5,889 |
| Total noninterest expense | $2,370,000 | 4,442 |
| Salaries and employee benefits | $1,418,000 | 4,111 |
| Premises and equipment expense | $257,000 | 5,238 |
| Additional noninterest expense | $695,000 | 4,490 |
| Pre-tax net operating income | $814,000 | 5,075 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $30,000 | 6,578 |
| Income before extraordinary items | $784,000 | 4,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $784,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,301 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $784,000 | 4,472 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 4,777 |
| Total interest expense | $663,000 | 5,512 |
| Net interest income | $1,994,000 | 4,406 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $252,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $1,529,000 | 4,520 |
| Salaries and employee benefits | $912,000 | 4,216 |
| Premises and equipment expense | $168,000 | 5,277 |
| Additional noninterest expense | $449,000 | 4,606 |
| Pre-tax net operating income | $612,000 | 4,781 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $580,000 | 4,387 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $580,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,128 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $580,000 | 4,179 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 4,717 |
| Total interest expense | $339,000 | 5,542 |
| Net interest income | $1,021,000 | 4,340 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $722,000 | 4,698 |
| Salaries and employee benefits | $413,000 | 4,525 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $365,000 | 4,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $201,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $349,000 | 3,629 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 4,518 |
| Total interest expense | $1,701,000 | 5,328 |
| Net interest income | $4,366,000 | 4,086 |
| Provision for loan and lease losses | $320,000 | 3,297 |
| Total noninterest income | $461,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 6,044 |
| Total noninterest expense | $2,933,000 | 4,536 |
| Salaries and employee benefits | $1,722,000 | 4,230 |
| Premises and equipment expense | $333,000 | 5,244 |
| Additional noninterest expense | $878,000 | 4,621 |
| Pre-tax net operating income | $1,574,000 | 3,985 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $66,000 | 6,332 |
| Income before extraordinary items | $1,523,000 | 3,459 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,523,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,348 |
| Cash dividends | $510,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,508,600 | 3,383 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 4,555 |
| Total interest expense | $2,796,000 | 4,999 |
| Net interest income | $3,945,000 | 4,166 |
| Provision for loan and lease losses | $205,000 | 4,072 |
| Total noninterest income | $424,000 | 5,526 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $338,000 | 3,856 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $2,738,000 | 4,648 |
| Salaries and employee benefits | $1,580,000 | 4,343 |
| Premises and equipment expense | $318,000 | 5,341 |
| Additional noninterest expense | $840,000 | 4,631 |
| Pre-tax net operating income | $1,426,000 | 3,989 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $1,367,000 | 3,463 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,367,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,539 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,367,000 | 3,366 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 5,124 |
| Total interest expense | $2,680,000 | 5,327 |
| Net interest income | $3,257,000 | 4,864 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $386,000 | 5,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,837 |
| Total noninterest expense | $2,547,000 | 4,794 |
| Salaries and employee benefits | $1,425,000 | 4,544 |
| Premises and equipment expense | $313,000 | 5,298 |
| Additional noninterest expense | $809,000 | 4,698 |
| Pre-tax net operating income | $976,000 | 5,316 |
| Securities gains (losses) | $-32,000 | 8,979 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $906,000 | 4,662 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $906,000 | 4,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $621,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $936,720 | 4,570 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 5,349 |
| Total interest expense | $2,387,000 | 5,352 |
| Net interest income | $2,939,000 | 5,241 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $447,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,219 |
| Total noninterest expense | $2,469,000 | 4,928 |
| Salaries and employee benefits | $1,357,000 | 4,703 |
| Premises and equipment expense | $379,000 | 4,705 |
| Additional noninterest expense | $733,000 | 5,089 |
| Pre-tax net operating income | $842,000 | 5,786 |
| Securities gains (losses) | $-23,000 | 9,594 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $803,000 | 5,085 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $803,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $650,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $825,540 | 4,975 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 5,554 |
| Total interest expense | $2,336,000 | 5,614 |
| Net interest income | $2,832,000 | 5,357 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $383,000 | 5,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $2,462,000 | 4,819 |
| Salaries and employee benefits | $1,287,000 | 4,803 |
| Premises and equipment expense | $373,000 | 4,677 |
| Additional noninterest expense | $802,000 | 4,671 |
| Pre-tax net operating income | $753,000 | 6,281 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $757,000 | 5,369 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $757,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $802,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $753,000 | 5,281 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 5,841 |
| Total interest expense | $2,213,000 | 5,856 |
| Net interest income | $2,738,000 | 5,685 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,130 |
| Total noninterest expense | $2,359,000 | 5,010 |
| Salaries and employee benefits | $1,234,000 | 4,970 |
| Premises and equipment expense | $393,000 | 4,504 |
| Additional noninterest expense | $732,000 | 5,047 |
| Pre-tax net operating income | $706,000 | 6,954 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $67,000 | 8,963 |
| Income before extraordinary items | $626,000 | 6,228 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $626,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $637,700 | 6,125 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 5,981 |
| Total interest expense | $2,167,000 | 6,097 |
| Net interest income | $2,783,000 | 5,758 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $339,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $2,280,000 | 5,381 |
| Salaries and employee benefits | $1,218,000 | 5,129 |
| Premises and equipment expense | $387,000 | 4,662 |
| Additional noninterest expense | $675,000 | 5,885 |
| Pre-tax net operating income | $842,000 | 6,325 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $562,000 | 6,496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $562,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $558,700 | 6,449 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 6,291 |
| Total interest expense | $1,810,000 | 6,879 |
| Net interest income | $2,841,000 | 5,746 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $382,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $2,105,000 | 5,764 |
| Salaries and employee benefits | $1,122,000 | 5,515 |
| Premises and equipment expense | $414,000 | 4,395 |
| Additional noninterest expense | $569,000 | 6,725 |
| Pre-tax net operating income | $1,118,000 | 5,536 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $405,000 | 4,912 |
| Income before extraordinary items | $708,000 | 5,938 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $708,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $711,200 | 5,904 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 6,585 |
| Total interest expense | $1,451,000 | 7,045 |
| Net interest income | $2,644,000 | 6,185 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $462,000 | 5,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,748 |
| Total noninterest expense | $2,361,000 | 5,420 |
| Salaries and employee benefits | $1,190,000 | 5,272 |
| Premises and equipment expense | $291,000 | 5,851 |
| Additional noninterest expense | $880,000 | 5,277 |
| Pre-tax net operating income | $745,000 | 7,161 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $495,000 | 7,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $495,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $491,700 | 7,411 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 6,137 |
| Total interest expense | $1,692,000 | 6,653 |
| Net interest income | $2,963,000 | 5,710 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $417,000 | 6,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 6,056 |
| Total noninterest expense | $2,298,000 | 5,668 |
| Salaries and employee benefits | $1,209,000 | 5,202 |
| Premises and equipment expense | $330,000 | 5,458 |
| Additional noninterest expense | $759,000 | 6,181 |
| Pre-tax net operating income | $1,082,000 | 5,566 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $347,000 | 5,537 |
| Income before extraordinary items | $780,000 | 5,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $780,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $748,950 | 5,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 6,165 |
| Total interest expense | $2,241,000 | 6,531 |
| Net interest income | $2,982,000 | 5,745 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,950 |
| Total noninterest expense | $2,233,000 | 5,839 |
| Salaries and employee benefits | $1,193,000 | 5,196 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $773,000 | 6,261 |
| Pre-tax net operating income | $1,161,000 | 5,049 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $336,000 | 5,510 |
| Income before extraordinary items | $825,000 | 5,237 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $825,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $609,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $825,000 | 4,937 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.