Home > Fidelity State Bank > Income and Expense
Fidelity State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 2,543 |
| Total interest expense | $6,303,000 | 2,385 |
| Net interest income | $6,630,000 | 2,622 |
| Provision for loan and lease losses | $458,000 | 1,908 |
| Total noninterest income | $1,674,000 | 2,027 |
| Gross Fiduciary activities income | $296,000 | 809 |
| Service charges on deposit accounts | $493,000 | 2,666 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $885,000 | 1,891 |
| Total noninterest expense | $4,873,000 | 2,636 |
| Salaries and employee benefits | $2,700,000 | 2,461 |
| Premises and equipment expense | $782,000 | 2,475 |
| Additional noninterest expense | $1,391,000 | 2,934 |
| Pre-tax net operating income | $2,973,000 | 2,516 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,080,000 | 2,282 |
| Income before extraordinary items | $1,893,000 | 2,709 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,893,000 | 2,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,893,000 | 2,661 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,891,000 | 3,018 |
| Total interest expense | $5,075,000 | 2,960 |
| Net interest income | $5,816,000 | 3,044 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $984,000 | 3,167 |
| Gross Fiduciary activities income | $239,000 | 925 |
| Service charges on deposit accounts | $444,000 | 3,050 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $301,000 | 4,064 |
| Total noninterest expense | $4,007,000 | 3,342 |
| Salaries and employee benefits | $2,299,000 | 2,909 |
| Premises and equipment expense | $563,000 | 3,409 |
| Additional noninterest expense | $1,145,000 | 3,931 |
| Pre-tax net operating income | $2,673,000 | 2,620 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $853,000 | 2,691 |
| Income before extraordinary items | $1,820,000 | 2,673 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,820,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $1,100,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,820,000 | 2,629 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,895,000 | 3,312 |
| Total interest expense | $4,378,000 | 3,397 |
| Net interest income | $5,517,000 | 3,220 |
| Provision for loan and lease losses | $467,000 | 1,668 |
| Total noninterest income | $998,000 | 3,107 |
| Gross Fiduciary activities income | $236,000 | 961 |
| Service charges on deposit accounts | $455,000 | 2,976 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $307,000 | 3,943 |
| Total noninterest expense | $4,131,000 | 3,224 |
| Salaries and employee benefits | $2,416,000 | 2,763 |
| Premises and equipment expense | $504,000 | 3,739 |
| Additional noninterest expense | $1,211,000 | 3,708 |
| Pre-tax net operating income | $1,917,000 | 3,628 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $628,000 | 3,550 |
| Income before extraordinary items | $1,289,000 | 3,710 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,289,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,038 |
| Cash dividends | $1,075,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,289,000 | 3,690 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 3,398 |
| Total interest expense | $3,319,000 | 3,611 |
| Net interest income | $5,519,000 | 3,234 |
| Provision for loan and lease losses | $950,000 | 965 |
| Total noninterest income | $958,000 | 3,209 |
| Gross Fiduciary activities income | $204,000 | 1,014 |
| Service charges on deposit accounts | $492,000 | 2,799 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $262,000 | 4,461 |
| Total noninterest expense | $3,966,000 | 3,455 |
| Salaries and employee benefits | $2,267,000 | 2,926 |
| Premises and equipment expense | $515,000 | 3,701 |
| Additional noninterest expense | $1,184,000 | 4,099 |
| Pre-tax net operating income | $1,561,000 | 4,266 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $498,000 | 4,064 |
| Income before extraordinary items | $1,063,000 | 4,299 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,063,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $1,050,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,063,000 | 4,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,426 |
| Total interest expense | $3,088,000 | 4,018 |
| Net interest income | $5,889,000 | 3,080 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $944,000 | 3,496 |
| Gross Fiduciary activities income | $214,000 | 1,045 |
| Service charges on deposit accounts | $468,000 | 2,981 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $262,000 | 4,871 |
| Total noninterest expense | $4,354,000 | 3,215 |
| Salaries and employee benefits | $2,247,000 | 2,928 |
| Premises and equipment expense | $501,000 | 3,855 |
| Additional noninterest expense | $1,606,000 | 3,304 |
| Pre-tax net operating income | $2,457,000 | 2,750 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $962,000 | 2,351 |
| Income before extraordinary items | $1,495,000 | 3,262 |
| Extraordinary gains, net | $-173,000 | 13,028 |
| Net income | $1,322,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $1,425,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,495,000 | 3,086 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,971,000 | 3,492 |
| Total interest expense | $4,073,000 | 4,010 |
| Net interest income | $5,898,000 | 3,106 |
| Provision for loan and lease losses | $183,000 | 5,461 |
| Total noninterest income | $897,000 | 3,629 |
| Gross Fiduciary activities income | $217,000 | 1,061 |
| Service charges on deposit accounts | $505,000 | 2,751 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $4,183,000 | 3,366 |
| Salaries and employee benefits | $2,285,000 | 2,840 |
| Premises and equipment expense | $472,000 | 4,174 |
| Additional noninterest expense | $1,426,000 | 3,742 |
| Pre-tax net operating income | $2,429,000 | 2,567 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $956,000 | 2,193 |
| Income before extraordinary items | $1,473,000 | 3,131 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,473,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,399 |
| Cash dividends | $1,600,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,473,000 | 2,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.