Home > Fidelity Savings Bank, F.S.B. > Income and Expense
Fidelity Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,100,000 | 2,990 |
| Total interest expense | $7,021,000 | 2,224 |
| Net interest income | $4,079,000 | 4,238 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $774,000 | 3,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $774,000 | 2,150 |
| Total noninterest expense | $4,654,000 | 2,893 |
| Salaries and employee benefits | $2,918,000 | 2,267 |
| Premises and equipment expense | $878,000 | 2,282 |
| Additional noninterest expense | $858,000 | 4,954 |
| Pre-tax net operating income | $165,000 | 10,686 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $160,000 | 10,367 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $160,000 | 10,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $135,400 | 10,574 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,665,000 | 3,138 |
| Total interest expense | $5,662,000 | 2,201 |
| Net interest income | $4,003,000 | 4,381 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $609,000 | 4,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $609,000 | 2,556 |
| Total noninterest expense | $4,105,000 | 3,345 |
| Salaries and employee benefits | $2,277,000 | 2,910 |
| Premises and equipment expense | $829,000 | 2,450 |
| Additional noninterest expense | $999,000 | 4,715 |
| Pre-tax net operating income | $423,000 | 9,177 |
| Securities gains (losses) | $62,000 | 1,024 |
| Applicable income taxes | $118,000 | 8,968 |
| Income before extraordinary items | $367,000 | 8,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $367,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $8,477,000 | 118 |
| Net operating income | $319,880 | 9,002 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 3,290 |
| Total interest expense | $5,739,000 | 2,263 |
| Net interest income | $3,662,000 | 4,766 |
| Provision for loan and lease losses | $206,000 | 3,844 |
| Total noninterest income | $755,000 | 4,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $755,000 | 2,474 |
| Total noninterest expense | $4,019,000 | 3,482 |
| Salaries and employee benefits | $2,176,000 | 3,007 |
| Premises and equipment expense | $793,000 | 2,576 |
| Additional noninterest expense | $1,050,000 | 4,720 |
| Pre-tax net operating income | $192,000 | 11,115 |
| Securities gains (losses) | $526,000 | 869 |
| Applicable income taxes | $305,000 | 6,010 |
| Income before extraordinary items | $413,000 | 8,302 |
| Extraordinary gains, net | $-200,000 | 13,042 |
| Net income | $213,000 | 10,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $76,360 | 11,871 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,865,000 | 2,738 |
| Total interest expense | $8,012,000 | 2,124 |
| Net interest income | $4,853,000 | 3,750 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $821,000 | 3,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $821,000 | 2,278 |
| Total noninterest expense | $4,195,000 | 3,352 |
| Salaries and employee benefits | $2,102,000 | 3,077 |
| Premises and equipment expense | $789,000 | 2,635 |
| Additional noninterest expense | $1,304,000 | 4,028 |
| Pre-tax net operating income | $1,359,000 | 4,444 |
| Securities gains (losses) | $445,000 | 1,178 |
| Applicable income taxes | $648,000 | 3,215 |
| Income before extraordinary items | $1,156,000 | 3,935 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,156,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $871,200 | 4,735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.