Home > Fidelity Savings Bank > Assets and Liabilities
Fidelity Savings Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 148 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $642,962,000 | 1,048 |
| Cash and due from depository institutions | $37,786,000 | 1,000 |
| Interest-bearing balances | $30,492,000 | 1,302 |
| Securities | $228,238,000 | 678 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $335,954,000 | 1,245 |
| Loan loss allowance | $4,510,000 | 1,608 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,334,000 | 1,272 |
| Other real estate owned | $7,077,000 | 1,000 |
| Goodwill and other intangibles | $2,654,000 | 1,029 |
| All other assets | $21,919,000 | 964 |
| Life insurance assets | $6,042,000 | 1,224 |
| Total liabilities and capital | $642,962,000 | 1,048 |
| Total liabilities | $586,477,000 | 1,016 |
| Total deposits | $464,841,000 | 1,195 |
| Interest-bearing deposits | $395,304,000 | 1,172 |
| Deposits held in domestic offices | $464,841,000 | 1,194 |
| % insured | 94.97% | 1,685 |
| Federal funds purchased & repurchase agreements | $55,191,000 | 287 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $65,000,000 | 447 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,445,000 | 2,709 |
| Total equity capital | $56,485,000 | 1,310 |
| Total bank equity capital | $56,485,000 | 1,309 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 6,537 |
| Surplus | $26,961,000 | 1,198 |
| Undivided profits | $29,524,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $14,969,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,023,000 | 1,415 |
| Earning assets | $594,684,000 | 1,037 |
| Long-term assets (5+ years) | $253,907,000 | 807 |
| Average Assets, year-to-date | $655,453,000 | 1,013 |
| Average Assets, quarterly | $652,128,000 | 1,023 |
| Volatile liabilities | $72,193,000 | 677 |
| Insider loans | $2,520,000 | 2,236 |
| FHLB advances | $65,000,000 | 399 |
| Loans and leases held for sale | $3,278,000 | 893 |
| Unused loan commitments | $95,861,000 | 784 |
| Tier 1 (core) risk-based capital | $50,617,000 | 1,347 |
| Tier 2 risk-based capital | $4,537,000 | 1,181 |
| Total risk weighted assets | $397,175,000 | 1,111 |
| Total unused commitments | $95,861,000 | 784 |
| Derivatives | $17,963,000 | 594 |
| 2012-06-30 | Rank | |
| # of Employees: | 152 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $661,294,000 | 1,004 |
| Cash and due from depository institutions | $40,701,000 | 985 |
| Interest-bearing balances | $32,463,000 | 1,222 |
| Securities | $241,228,000 | 647 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $337,471,000 | 1,246 |
| Loan loss allowance | $4,288,000 | 1,717 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,414,000 | 1,255 |
| Other real estate owned | $6,906,000 | 985 |
| Goodwill and other intangibles | $2,654,000 | 1,021 |
| All other assets | $22,920,000 | 938 |
| Life insurance assets | $5,989,000 | 1,213 |
| Total liabilities and capital | $661,294,000 | 1,004 |
| Total liabilities | $605,138,000 | 977 |
| Total deposits | $474,547,000 | 1,162 |
| Interest-bearing deposits | $407,813,000 | 1,127 |
| Deposits held in domestic offices | $474,547,000 | 1,160 |
| % insured | 95.12% | 1,705 |
| Federal funds purchased & repurchase agreements | $63,956,000 | 270 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $65,000,000 | 450 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,635,000 | 2,381 |
| Total equity capital | $56,156,000 | 1,292 |
| Total bank equity capital | $56,156,000 | 1,291 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $26,961,000 | 1,193 |
| Undivided profits | $29,195,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $12,867,000 | 912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,101,000 | 1,255 |
| Earning assets | $611,162,000 | 990 |
| Long-term assets (5+ years) | $272,371,000 | 747 |
| Average Assets, year-to-date | $659,616,670 | 997 |
| Average Assets, quarterly | $661,231,000 | 1,004 |
| Volatile liabilities | $81,410,000 | 612 |
| Insider loans | $2,554,000 | 2,232 |
| FHLB advances | $65,000,000 | 405 |
| Loans and leases held for sale | $2,942,000 | 831 |
| Unused loan commitments | $99,823,000 | 754 |
| Tier 1 (core) risk-based capital | $50,841,000 | 1,323 |
| Tier 2 risk-based capital | $4,302,000 | 1,236 |
| Total risk weighted assets | $400,758,000 | 1,098 |
| Total unused commitments | $99,823,000 | 754 |
| Derivatives | $17,184,000 | 577 |
| 2012-03-31 | Rank | |
| # of Employees: | 152 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $661,168,000 | 1,011 |
| Cash and due from depository institutions | $38,700,000 | 980 |
| Interest-bearing balances | $30,602,000 | 1,410 |
| Securities | $238,127,000 | 663 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $341,338,000 | 1,202 |
| Loan loss allowance | $3,856,000 | 1,916 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,492,000 | 1,251 |
| Other real estate owned | $7,164,000 | 980 |
| Goodwill and other intangibles | $2,655,000 | 1,024 |
| All other assets | $23,692,000 | 907 |
| Life insurance assets | $5,934,000 | 1,202 |
| Total liabilities and capital | $661,168,000 | 1,011 |
| Total liabilities | $605,816,000 | 981 |
| Total deposits | $476,042,000 | 1,183 |
| Interest-bearing deposits | $412,286,000 | 1,129 |
| Deposits held in domestic offices | $476,042,000 | 1,180 |
| % insured | 95.30% | 1,640 |
| Federal funds purchased & repurchase agreements | $63,289,000 | 273 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $65,000,000 | 453 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,485,000 | 2,497 |
| Total equity capital | $55,352,000 | 1,290 |
| Total bank equity capital | $55,352,000 | 1,289 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $26,961,000 | 1,201 |
| Undivided profits | $28,391,000 | 1,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $12,260,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,182,000 | 1,206 |
| Earning assets | $610,067,000 | 1,000 |
| Long-term assets (5+ years) | $295,440,000 | 687 |
| Average Assets, year-to-date | $658,778,000 | 1,001 |
| Average Assets, quarterly | $658,778,000 | 1,001 |
| Volatile liabilities | $81,781,000 | 617 |
| Insider loans | $2,649,000 | 2,203 |
| FHLB advances | $65,000,000 | 405 |
| Loans and leases held for sale | $2,112,000 | 943 |
| Unused loan commitments | $103,663,000 | 724 |
| Tier 1 (core) risk-based capital | $51,219,000 | 1,300 |
| Tier 2 risk-based capital | $3,858,000 | 1,365 |
| Total risk weighted assets | $399,355,000 | 1,088 |
| Total unused commitments | $103,663,000 | 724 |
| Derivatives | $18,447,000 | 537 |
| 2011-12-31 | Rank | |
| # of Employees: | 143 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $656,388,000 | 1,006 |
| Cash and due from depository institutions | $30,133,000 | 1,044 |
| Interest-bearing balances | $23,049,000 | 1,641 |
| Securities | $230,502,000 | 652 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $351,698,000 | 1,186 |
| Loan loss allowance | $4,757,000 | 1,569 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,598,000 | 1,229 |
| Other real estate owned | $7,438,000 | 1,044 |
| Goodwill and other intangibles | $2,656,000 | 1,031 |
| All other assets | $24,363,000 | 902 |
| Life insurance assets | $5,880,000 | 1,184 |
| Total liabilities and capital | $656,388,000 | 1,006 |
| Total liabilities | $601,707,000 | 970 |
| Total deposits | $460,723,000 | 1,205 |
| Interest-bearing deposits | $401,083,000 | 1,152 |
| Deposits held in domestic offices | $460,723,000 | 1,202 |
| % insured | 96.08% | 1,388 |
| Federal funds purchased & repurchase agreements | $74,486,000 | 252 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $65,000,000 | 469 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,498,000 | 2,512 |
| Total equity capital | $54,681,000 | 1,302 |
| Total bank equity capital | $54,681,000 | 1,300 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $26,961,000 | 1,211 |
| Undivided profits | $27,720,000 | 1,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,032,000 | 926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,265,000 | 1,222 |
| Earning assets | $605,249,000 | 989 |
| Long-term assets (5+ years) | $277,004,000 | 580 |
| Average Assets, year-to-date | $670,079,000 | 969 |
| Average Assets, quarterly | $659,404,500 | 997 |
| Volatile liabilities | $92,884,000 | 596 |
| Insider loans | $2,823,000 | 2,128 |
| FHLB advances | $65,000,000 | 422 |
| Loans and leases held for sale | $3,693,000 | 639 |
| Unused loan commitments | $98,030,000 | 734 |
| Tier 1 (core) risk-based capital | $50,567,000 | 1,315 |
| Tier 2 risk-based capital | $4,757,000 | 1,122 |
| Total risk weighted assets | $406,407,000 | 1,094 |
| Total unused commitments | $98,030,000 | 734 |
| Derivatives | $12,898,000 | 521 |
| 2011-09-30 | Rank | |
| # of Employees: | 152 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $662,421,000 | 999 |
| Cash and due from depository institutions | $24,277,000 | 991 |
| Interest-bearing balances | $17,183,000 | 2,139 |
| Securities | $249,189,000 | 600 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $348,122,000 | 1,213 |
| Loan loss allowance | $5,763,000 | 1,350 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,691,000 | 1,204 |
| Other real estate owned | $3,125,000 | 991 |
| Goodwill and other intangibles | $2,658,000 | 1,042 |
| All other assets | $25,359,000 | 867 |
| Life insurance assets | $5,822,000 | 1,173 |
| Total liabilities and capital | $662,421,000 | 999 |
| Total liabilities | $608,631,000 | 968 |
| Total deposits | $450,362,000 | 1,228 |
| Interest-bearing deposits | $391,263,000 | 1,193 |
| Deposits held in domestic offices | $450,362,000 | 1,226 |
| % insured | 96.26% | 1,353 |
| Federal funds purchased & repurchase agreements | $76,373,000 | 253 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $80,302,000 | 398 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,594,000 | 2,484 |
| Total equity capital | $53,790,000 | 1,326 |
| Total bank equity capital | $53,790,000 | 1,325 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $26,960,000 | 1,221 |
| Undivided profits | $26,830,000 | 1,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $12,443,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,381,000 | 1,209 |
| Earning assets | $614,494,000 | 979 |
| Long-term assets (5+ years) | $286,698,000 | 535 |
| Average Assets, year-to-date | $673,501,750 | 972 |
| Average Assets, quarterly | $662,644,000 | 992 |
| Volatile liabilities | $100,421,000 | 565 |
| Insider loans | $2,863,000 | 2,122 |
| FHLB advances | $80,000,000 | 349 |
| Loans and leases held for sale | $1,837,000 | 847 |
| Unused loan commitments | $110,870,000 | 666 |
| Tier 1 (core) risk-based capital | $49,768,000 | 1,332 |
| Tier 2 risk-based capital | $5,093,000 | 1,069 |
| Total risk weighted assets | $406,758,000 | 1,105 |
| Total unused commitments | $110,870,000 | 667 |
| Derivatives | $20,143,000 | 473 |
| 2011-06-30 | Rank | |
| # of Employees: | 146 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $662,867,000 | 995 |
| Cash and due from depository institutions | $20,680,000 | 1,039 |
| Interest-bearing balances | $14,952,000 | 2,209 |
| Securities | $257,920,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $343,276,000 | 1,230 |
| Loan loss allowance | $5,670,000 | 1,412 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,670,000 | 1,213 |
| Other real estate owned | $2,879,000 | 1,039 |
| Goodwill and other intangibles | $2,661,000 | 1,066 |
| All other assets | $25,781,000 | 869 |
| Life insurance assets | $5,765,000 | 1,175 |
| Total liabilities and capital | $662,867,000 | 995 |
| Total liabilities | $609,313,000 | 970 |
| Total deposits | $452,355,000 | 1,210 |
| Interest-bearing deposits | $394,664,000 | 1,191 |
| Deposits held in domestic offices | $452,355,000 | 1,207 |
| % insured | 97.17% | 1,027 |
| Federal funds purchased & repurchase agreements | $75,175,000 | 271 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $80,166,000 | 418 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,617,000 | 2,341 |
| Total equity capital | $53,554,000 | 1,295 |
| Total bank equity capital | $53,554,000 | 1,295 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $26,961,000 | 1,210 |
| Undivided profits | $26,593,000 | 1,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $11,288,000 | 1,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,407,000 | 1,166 |
| Earning assets | $616,148,000 | 973 |
| Long-term assets (5+ years) | $298,321,000 | 520 |
| Average Assets, year-to-date | $677,195,330 | 979 |
| Average Assets, quarterly | $671,260,500 | 982 |
| Volatile liabilities | $99,323,000 | 591 |
| Insider loans | $2,890,000 | 2,136 |
| FHLB advances | $80,000,000 | 368 |
| Loans and leases held for sale | $480,000 | 1,166 |
| Unused loan commitments | $94,631,000 | 751 |
| Tier 1 (core) risk-based capital | $49,745,000 | 1,306 |
| Tier 2 risk-based capital | $5,020,000 | 1,094 |
| Total risk weighted assets | $400,918,000 | 1,125 |
| Total unused commitments | $94,631,000 | 752 |
| Derivatives | $10,334,000 | 498 |
| 2011-03-31 | Rank | |
| # of Employees: | 150 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $679,654,000 | 989 |
| Cash and due from depository institutions | $51,224,000 | 1,015 |
| Interest-bearing balances | $45,655,000 | 869 |
| Securities | $249,524,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $338,528,000 | 1,258 |
| Loan loss allowance | $6,173,000 | 1,300 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,806,000 | 1,200 |
| Other real estate owned | $1,302,000 | 1,015 |
| Goodwill and other intangibles | $2,663,000 | 1,075 |
| All other assets | $26,607,000 | 852 |
| Life insurance assets | $5,708,000 | 1,175 |
| Total liabilities and capital | $679,654,000 | 989 |
| Total liabilities | $626,776,000 | 952 |
| Total deposits | $449,920,000 | 1,228 |
| Interest-bearing deposits | $397,664,000 | 1,196 |
| Deposits held in domestic offices | $449,920,000 | 1,225 |
| % insured | 96.89% | 1,194 |
| Federal funds purchased & repurchase agreements | $95,210,000 | 238 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $80,211,000 | 437 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,435,000 | 2,502 |
| Total equity capital | $52,878,000 | 1,278 |
| Total bank equity capital | $52,878,000 | 1,277 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $26,961,000 | 1,218 |
| Undivided profits | $25,917,000 | 1,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $13,340,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,488,000 | 1,123 |
| Earning assets | $633,707,000 | 955 |
| Long-term assets (5+ years) | $287,493,000 | 518 |
| Average Assets, year-to-date | $684,359,500 | 973 |
| Average Assets, quarterly | $684,359,500 | 973 |
| Volatile liabilities | $118,035,000 | 549 |
| Insider loans | $2,910,000 | 2,160 |
| FHLB advances | $80,000,000 | 380 |
| Loans and leases held for sale | $172,000 | 1,402 |
| Unused loan commitments | $103,617,000 | 705 |
| Tier 1 (core) risk-based capital | $49,276,000 | 1,303 |
| Tier 2 risk-based capital | $4,889,000 | 1,124 |
| Total risk weighted assets | $389,826,000 | 1,156 |
| Total unused commitments | $103,617,000 | 706 |
| Derivatives | $5,992,000 | 572 |
| 2010-12-31 | Rank | |
| # of Employees: | 147 | 1,038 |
| Assets and Liabilities | ||
| Total Assets: | $689,065,000 | 969 |
| Cash and due from depository institutions | $43,377,000 | 1,038 |
| Interest-bearing balances | $38,030,000 | 967 |
| Securities | $242,791,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $362,029,000 | 1,203 |
| Loan loss allowance | $5,964,000 | 1,349 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,923,000 | 1,203 |
| Other real estate owned | $925,000 | 1,038 |
| Goodwill and other intangibles | $2,665,000 | 1,084 |
| All other assets | $27,355,000 | 845 |
| Life insurance assets | $5,652,000 | 1,172 |
| Total liabilities and capital | $689,065,000 | 969 |
| Total liabilities | $637,269,000 | 941 |
| Total deposits | $449,313,000 | 1,214 |
| Interest-bearing deposits | $394,638,000 | 1,201 |
| Deposits held in domestic offices | $449,313,000 | 1,212 |
| % insured | 97.14% | 1,028 |
| Federal funds purchased & repurchase agreements | $105,002,000 | 230 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $80,537,000 | 460 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,417,000 | 1,735 |
| Total equity capital | $51,796,000 | 1,292 |
| Total bank equity capital | $51,796,000 | 1,292 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $26,961,000 | 1,211 |
| Undivided profits | $24,835,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,127,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,435,000 | 1,197 |
| Earning assets | $642,850,000 | 950 |
| Long-term assets (5+ years) | $274,093,000 | 520 |
| Average Assets, year-to-date | $703,173,400 | 949 |
| Average Assets, quarterly | $690,212,000 | 973 |
| Volatile liabilities | $149,318,000 | 913 |
| Insider loans | $3,391,000 | 1,960 |
| FHLB advances | $80,000,000 | 409 |
| Loans and leases held for sale | $930,000 | 1,240 |
| Unused loan commitments | $95,555,000 | 744 |
| Tier 1 (core) risk-based capital | $47,988,000 | 1,326 |
| Tier 2 risk-based capital | $5,391,000 | 1,060 |
| Total risk weighted assets | $417,915,000 | 1,117 |
| Total unused commitments | $95,555,000 | 745 |
| Derivatives | $8,091,000 | 574 |
| 2010-09-30 | Rank | |
| # of Employees: | 149 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $691,359,000 | 976 |
| Cash and due from depository institutions | $28,723,000 | 1,020 |
| Interest-bearing balances | $20,308,000 | 1,697 |
| Securities | $246,658,000 | 548 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $375,043,000 | 1,190 |
| Loan loss allowance | $5,821,000 | 1,394 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,315,000 | 1,294 |
| Other real estate owned | $398,000 | 1,020 |
| Goodwill and other intangibles | $2,669,000 | 1,081 |
| All other assets | $28,553,000 | 817 |
| Life insurance assets | $5,592,000 | 1,174 |
| Total liabilities and capital | $691,359,000 | 976 |
| Total liabilities | $638,758,000 | 947 |
| Total deposits | $448,103,000 | 1,227 |
| Interest-bearing deposits | $393,694,000 | 1,210 |
| Deposits held in domestic offices | $448,103,000 | 1,226 |
| % insured | 94.31% | 1,836 |
| Federal funds purchased & repurchase agreements | $108,342,000 | 220 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $80,505,000 | 492 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,808,000 | 2,374 |
| Total equity capital | $52,601,000 | 1,299 |
| Total bank equity capital | $52,601,000 | 1,299 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $26,961,000 | 1,196 |
| Undivided profits | $25,640,000 | 1,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $15,144,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,649,000 | 1,161 |
| Earning assets | $642,009,000 | 958 |
| Long-term assets (5+ years) | $267,433,000 | 504 |
| Average Assets, year-to-date | $706,700,500 | 948 |
| Average Assets, quarterly | $697,038,000 | 968 |
| Volatile liabilities | $152,763,000 | 906 |
| Insider loans | $3,344,000 | 1,991 |
| FHLB advances | $80,401,000 | 442 |
| Loans and leases held for sale | $1,970,000 | 966 |
| Unused loan commitments | $95,066,000 | 769 |
| Tier 1 (core) risk-based capital | $49,372,000 | 1,289 |
| Tier 2 risk-based capital | $5,756,000 | 1,008 |
| Total risk weighted assets | $444,708,000 | 1,062 |
| Total unused commitments | $95,066,000 | 771 |
| Derivatives | $20,017,000 | 491 |
| 2010-06-30 | Rank | |
| # of Employees: | 151 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $702,717,000 | 958 |
| Cash and due from depository institutions | $25,124,000 | 1,022 |
| Interest-bearing balances | $19,563,000 | 1,646 |
| Securities | $253,631,000 | 526 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $384,196,000 | 1,172 |
| Loan loss allowance | $5,674,000 | 1,428 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,053,000 | 1,349 |
| Other real estate owned | $226,000 | 1,022 |
| Goodwill and other intangibles | $2,672,000 | 1,088 |
| All other assets | $27,815,000 | 848 |
| Life insurance assets | $5,037,000 | 1,276 |
| Total liabilities and capital | $702,717,000 | 958 |
| Total liabilities | $651,518,000 | 932 |
| Total deposits | $451,619,000 | 1,221 |
| Interest-bearing deposits | $397,802,000 | 1,209 |
| Deposits held in domestic offices | $451,619,000 | 1,219 |
| % insured | 95.60% | 1,399 |
| Federal funds purchased & repurchase agreements | $105,857,000 | 228 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $91,771,000 | 463 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,271,000 | 1,922 |
| Total equity capital | $51,199,000 | 1,324 |
| Total bank equity capital | $51,199,000 | 1,324 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $26,961,000 | 1,195 |
| Undivided profits | $24,238,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $20,876,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,697,000 | 1,105 |
| Earning assets | $657,390,000 | 940 |
| Long-term assets (5+ years) | $273,152,000 | 486 |
| Average Assets, year-to-date | $711,814,330 | 946 |
| Average Assets, quarterly | $702,567,000 | 962 |
| Volatile liabilities | $161,100,000 | 871 |
| Insider loans | $3,211,000 | 2,098 |
| FHLB advances | $91,713,000 | 417 |
| Loans and leases held for sale | $1,797,000 | 784 |
| Unused loan commitments | $88,086,000 | 801 |
| Tier 1 (core) risk-based capital | $50,931,000 | 1,239 |
| Tier 2 risk-based capital | $5,809,000 | 1,011 |
| Total risk weighted assets | $450,846,000 | 1,050 |
| Total unused commitments | $88,086,000 | 804 |
| Derivatives | $8,626,000 | 571 |
| 2010-03-31 | Rank | |
| # of Employees: | 143 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $702,417,000 | 978 |
| Cash and due from depository institutions | $28,571,000 | 1,088 |
| Interest-bearing balances | $23,068,000 | 1,442 |
| Securities | $243,146,000 | 546 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $390,347,000 | 1,178 |
| Loan loss allowance | $5,487,000 | 1,509 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,117,000 | 1,368 |
| Other real estate owned | $269,000 | 1,088 |
| Goodwill and other intangibles | $2,676,000 | 1,092 |
| All other assets | $28,291,000 | 850 |
| Life insurance assets | $4,983,000 | 1,285 |
| Total liabilities and capital | $702,417,000 | 978 |
| Total liabilities | $651,594,000 | 948 |
| Total deposits | $451,095,000 | 1,242 |
| Interest-bearing deposits | $401,563,000 | 1,225 |
| Deposits held in domestic offices | $451,095,000 | 1,240 |
| % insured | 95.68% | 1,442 |
| Federal funds purchased & repurchase agreements | $105,080,000 | 239 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $93,552,000 | 482 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,867,000 | 2,210 |
| Total equity capital | $50,823,000 | 1,335 |
| Total bank equity capital | $50,823,000 | 1,335 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $26,961,000 | 1,214 |
| Undivided profits | $23,862,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $20,875,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,725,000 | 1,123 |
| Earning assets | $656,561,000 | 957 |
| Long-term assets (5+ years) | $263,628,000 | 506 |
| Average Assets, year-to-date | $716,363,000 | 959 |
| Average Assets, quarterly | $716,363,000 | 959 |
| Volatile liabilities | $164,298,000 | 901 |
| Insider loans | $3,527,000 | 2,003 |
| FHLB advances | $93,444,000 | 426 |
| Loans and leases held for sale | $517,000 | 1,175 |
| Unused loan commitments | $96,778,000 | 773 |
| Tier 1 (core) risk-based capital | $50,939,000 | 1,247 |
| Tier 2 risk-based capital | $5,655,000 | 1,061 |
| Total risk weighted assets | $452,442,000 | 1,079 |
| Total unused commitments | $96,778,000 | 776 |
| Derivatives | $3,960,000 | 695 |
| 2009-12-31 | Rank | |
| # of Employees: | 151 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $730,309,000 | 951 |
| Cash and due from depository institutions | $45,282,000 | 1,039 |
| Interest-bearing balances | $39,992,000 | 740 |
| Securities | $240,569,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $401,980,000 | 1,172 |
| Loan loss allowance | $5,963,000 | 1,402 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,122,000 | 1,388 |
| Other real estate owned | $305,000 | 1,039 |
| Goodwill and other intangibles | $2,681,000 | 1,092 |
| All other assets | $30,370,000 | 812 |
| Life insurance assets | $4,928,000 | 1,300 |
| Total liabilities and capital | $730,309,000 | 951 |
| Total liabilities | $680,910,000 | 920 |
| Total deposits | $455,082,000 | 1,230 |
| Interest-bearing deposits | $402,013,000 | 1,222 |
| Deposits held in domestic offices | $455,082,000 | 1,227 |
| % insured | 93.90% | 2,171 |
| Federal funds purchased & repurchase agreements | $105,247,000 | 244 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $118,697,000 | 420 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,884,000 | 2,241 |
| Total equity capital | $49,399,000 | 1,345 |
| Total bank equity capital | $49,399,000 | 1,345 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $26,961,000 | 1,221 |
| Undivided profits | $22,438,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,250,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,726,000 | 1,172 |
| Earning assets | $682,541,000 | 926 |
| Long-term assets (5+ years) | $274,565,000 | 484 |
| Average Assets, year-to-date | $727,667,200 | 934 |
| Average Assets, quarterly | $727,137,000 | 956 |
| Volatile liabilities | $189,473,000 | 781 |
| Insider loans | $3,636,000 | 2,002 |
| FHLB advances | $118,476,000 | 365 |
| Loans and leases held for sale | $414,000 | 1,340 |
| Unused loan commitments | $102,871,000 | 761 |
| Tier 1 (core) risk-based capital | $50,417,000 | 1,234 |
| Tier 2 risk-based capital | $5,982,000 | 1,027 |
| Total risk weighted assets | $468,004,000 | 1,068 |
| Total unused commitments | $102,871,000 | 762 |
| Derivatives | $3,901,000 | 666 |
| 2009-09-30 | Rank | |
| # of Employees: | 153 | 1,037 |
| Assets and Liabilities | ||
| Total Assets: | $723,965,000 | 970 |
| Cash and due from depository institutions | $41,804,000 | 1,037 |
| Interest-bearing balances | $21,191,000 | 1,174 |
| Securities | $234,838,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $410,481,000 | 1,169 |
| Loan loss allowance | $5,702,000 | 1,382 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,470,000 | 1,511 |
| Other real estate owned | $103,000 | 1,037 |
| Goodwill and other intangibles | $2,686,000 | 1,146 |
| All other assets | $25,583,000 | 858 |
| Life insurance assets | $4,872,000 | 1,301 |
| Total liabilities and capital | $723,965,000 | 970 |
| Total liabilities | $674,657,000 | 937 |
| Total deposits | $447,522,000 | 1,260 |
| Interest-bearing deposits | $403,798,000 | 1,229 |
| Deposits held in domestic offices | $447,522,000 | 1,257 |
| % insured | 94.17% | 2,213 |
| Federal funds purchased & repurchase agreements | $106,244,000 | 247 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $118,621,000 | 459 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,270,000 | 2,118 |
| Total equity capital | $49,308,000 | 1,406 |
| Total bank equity capital | $49,308,000 | 1,406 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $26,961,000 | 1,222 |
| Undivided profits | $22,347,000 | 1,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $18,087,000 | 943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,892,000 | 1,190 |
| Earning assets | $666,510,000 | 960 |
| Long-term assets (5+ years) | $282,478,000 | 474 |
| Average Assets, year-to-date | $727,006,750 | 949 |
| Average Assets, quarterly | $729,237,500 | 957 |
| Volatile liabilities | $192,334,000 | 781 |
| Insider loans | $3,584,000 | 2,059 |
| FHLB advances | $118,541,000 | 394 |
| Loans and leases held for sale | $694,000 | 1,097 |
| Unused loan commitments | $104,707,000 | 780 |
| Tier 1 (core) risk-based capital | $50,245,000 | 1,279 |
| Tier 2 risk-based capital | $5,784,000 | 1,062 |
| Total risk weighted assets | $480,244,000 | 1,067 |
| Total unused commitments | $104,707,000 | 781 |
| Derivatives | $5,695,000 | 629 |
| 2009-06-30 | Rank | |
| # of Employees: | 154 | 1,061 |
| Assets and Liabilities | ||
| Total Assets: | $734,510,000 | 975 |
| Cash and due from depository institutions | $53,261,000 | 1,061 |
| Interest-bearing balances | $47,179,000 | 485 |
| Securities | $206,943,000 | 615 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $439,818,000 | 1,113 |
| Loan loss allowance | $3,628,000 | 1,929 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,066,000 | 1,612 |
| Other real estate owned | $80,000 | 1,061 |
| Goodwill and other intangibles | $2,691,000 | 1,168 |
| All other assets | $23,651,000 | 941 |
| Life insurance assets | $4,763,000 | 1,333 |
| Total liabilities and capital | $734,510,000 | 975 |
| Total liabilities | $682,390,000 | 943 |
| Total deposits | $449,502,000 | 1,264 |
| Interest-bearing deposits | $402,298,000 | 1,233 |
| Deposits held in domestic offices | $449,502,000 | 1,260 |
| % insured | 89.05% | 1,116 |
| Federal funds purchased & repurchase agreements | $111,626,000 | 250 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $118,785,000 | 483 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,477,000 | 2,030 |
| Total equity capital | $52,120,000 | 1,301 |
| Total bank equity capital | $52,120,000 | 1,299 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $26,961,000 | 1,239 |
| Undivided profits | $25,159,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,298,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,924,000 | 1,140 |
| Earning assets | $693,940,000 | 937 |
| Long-term assets (5+ years) | $302,228,000 | 451 |
| Average Assets, year-to-date | $728,020,670 | 959 |
| Average Assets, quarterly | $724,529,500 | 976 |
| Volatile liabilities | $185,644,000 | 833 |
| Insider loans | $3,672,000 | 2,057 |
| FHLB advances | $118,607,000 | 417 |
| Loans and leases held for sale | $2,806,000 | 755 |
| Unused loan commitments | $84,358,000 | 955 |
| Tier 1 (core) risk-based capital | $53,630,000 | 1,189 |
| Tier 2 risk-based capital | $3,628,000 | 1,609 |
| Total risk weighted assets | $502,297,000 | 1,050 |
| Total unused commitments | $84,358,000 | 955 |
| Derivatives | $1,556,000 | 954 |
| 2009-03-31 | Rank | |
| # of Employees: | 153 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $714,549,000 | 991 |
| Cash and due from depository institutions | $13,614,000 | 1,062 |
| Interest-bearing balances | $6,748,000 | 2,127 |
| Securities | $207,722,000 | 593 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $457,475,000 | 1,079 |
| Loan loss allowance | $3,757,000 | 1,810 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,553,000 | 1,739 |
| Other real estate owned | $106,000 | 1,062 |
| Goodwill and other intangibles | $2,696,000 | 1,179 |
| All other assets | $25,383,000 | 863 |
| Life insurance assets | $6,935,000 | 950 |
| Total liabilities and capital | $714,549,000 | 991 |
| Total liabilities | $662,983,000 | 956 |
| Total deposits | $436,284,000 | 1,295 |
| Interest-bearing deposits | $393,079,000 | 1,263 |
| Deposits held in domestic offices | $436,284,000 | 1,291 |
| % insured | 91.19% | 738 |
| Federal funds purchased & repurchase agreements | $105,390,000 | 274 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $118,774,000 | 520 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,535,000 | 1,943 |
| Total equity capital | $51,566,000 | 1,341 |
| Total bank equity capital | $51,566,000 | 1,340 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $26,961,000 | 1,224 |
| Undivided profits | $24,605,000 | 1,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,499,000 | 1,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,184,000 | 1,053 |
| Earning assets | $671,945,000 | 963 |
| Long-term assets (5+ years) | $340,457,000 | 407 |
| Average Assets, year-to-date | $724,776,000 | 968 |
| Average Assets, quarterly | $724,776,000 | 968 |
| Volatile liabilities | $175,561,000 | 893 |
| Insider loans | $3,937,000 | 1,967 |
| FHLB advances | $118,671,000 | 437 |
| Loans and leases held for sale | $561,000 | 1,352 |
| Unused loan commitments | $88,390,000 | 978 |
| Tier 1 (core) risk-based capital | $53,414,000 | 1,208 |
| Tier 2 risk-based capital | $3,757,000 | 1,547 |
| Total risk weighted assets | $542,888,000 | 975 |
| Total unused commitments | $88,390,000 | 979 |
| Derivatives | $3,224,000 | 829 |
| 2008-12-31 | Rank | |
| # of Employees: | 155 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $735,003,000 | 941 |
| Cash and due from depository institutions | $6,993,000 | 1,040 |
| Interest-bearing balances | $814,000 | 3,924 |
| Securities | $218,964,000 | 559 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $473,550,000 | 1,047 |
| Loan loss allowance | $3,585,000 | 1,831 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,037,000 | 1,878 |
| Other real estate owned | $157,000 | 1,040 |
| Goodwill and other intangibles | $2,702,000 | 1,190 |
| All other assets | $25,600,000 | 867 |
| Life insurance assets | $6,187,000 | 1,058 |
| Total liabilities and capital | $735,003,000 | 941 |
| Total liabilities | $685,971,000 | 916 |
| Total deposits | $416,648,000 | 1,320 |
| Interest-bearing deposits | $375,126,000 | 1,281 |
| Deposits held in domestic offices | $416,648,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,761,000 | 277 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $163,444,000 | 416 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,118,000 | 2,191 |
| Total equity capital | $49,032,000 | 1,403 |
| Total bank equity capital | $49,032,000 | 1,403 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $26,961,000 | 1,200 |
| Undivided profits | $22,071,000 | 1,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,699,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,384,000 | 1,037 |
| Earning assets | $693,328,000 | 915 |
| Long-term assets (5+ years) | $368,600,000 | 367 |
| Average Assets, year-to-date | $725,640,400 | 918 |
| Average Assets, quarterly | $728,487,500 | 940 |
| Volatile liabilities | $187,678,000 | 833 |
| Insider loans | $3,818,000 | 2,029 |
| FHLB advances | $162,450,000 | 347 |
| Loans and leases held for sale | $443,000 | 1,165 |
| Unused loan commitments | $78,799,000 | 1,086 |
| Tier 1 (core) risk-based capital | $53,506,000 | 1,176 |
| Tier 2 risk-based capital | $3,585,000 | 1,599 |
| Total risk weighted assets | $494,275,000 | 1,054 |
| Total unused commitments | $78,799,000 | 1,086 |
| Derivatives | $1,392,000 | 885 |
| 2008-09-30 | Rank | |
| # of Employees: | 148 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $721,972,000 | 946 |
| Cash and due from depository institutions | $10,486,000 | 1,117 |
| Interest-bearing balances | $3,745,000 | 1,655 |
| Securities | $218,671,000 | 554 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $461,011,000 | 1,070 |
| Loan loss allowance | $3,424,000 | 1,750 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,083,000 | 1,857 |
| Other real estate owned | $170,000 | 1,117 |
| Goodwill and other intangibles | $2,708,000 | 1,237 |
| All other assets | $21,843,000 | 963 |
| Life insurance assets | $6,131,000 | 1,056 |
| Total liabilities and capital | $721,972,000 | 946 |
| Total liabilities | $677,648,000 | 908 |
| Total deposits | $420,560,000 | 1,274 |
| Interest-bearing deposits | $380,231,000 | 1,237 |
| Deposits held in domestic offices | $420,560,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,003,000 | 300 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $151,034,000 | 472 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,051,000 | 2,289 |
| Total equity capital | $44,324,000 | 1,536 |
| Total bank equity capital | $44,324,000 | 1,536 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $19,961,000 | 1,530 |
| Undivided profits | $24,363,000 | 1,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,700,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,512,000 | 1,047 |
| Earning assets | $683,427,000 | 914 |
| Long-term assets (5+ years) | $385,267,000 | 351 |
| Average Assets, year-to-date | $723,299,750 | 926 |
| Average Assets, quarterly | $720,124,000 | 946 |
| Volatile liabilities | $206,192,000 | 745 |
| Insider loans | $3,143,000 | 2,368 |
| FHLB advances | $150,780,000 | 419 |
| Loans and leases held for sale | $225,000 | 1,324 |
| Unused loan commitments | $78,612,000 | 1,165 |
| Tier 1 (core) risk-based capital | $46,815,000 | 1,391 |
| Tier 2 risk-based capital | $3,424,000 | 1,622 |
| Total risk weighted assets | $483,831,000 | 1,074 |
| Total unused commitments | $78,612,000 | 1,167 |
| Derivatives | $968,000 | 849 |
| 2008-06-30 | Rank | |
| # of Employees: | 148 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $718,276,000 | 953 |
| Cash and due from depository institutions | $9,008,000 | 1,132 |
| Interest-bearing balances | $1,219,000 | 2,687 |
| Securities | $226,282,000 | 549 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $452,406,000 | 1,073 |
| Loan loss allowance | $3,322,000 | 1,751 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,929,000 | 2,205 |
| Other real estate owned | $107,000 | 1,132 |
| Goodwill and other intangibles | $2,715,000 | 1,254 |
| All other assets | $21,829,000 | 937 |
| Life insurance assets | $6,075,000 | 1,064 |
| Total liabilities and capital | $718,276,000 | 953 |
| Total liabilities | $671,038,000 | 914 |
| Total deposits | $429,893,000 | 1,226 |
| Interest-bearing deposits | $387,627,000 | 1,197 |
| Deposits held in domestic offices | $429,893,000 | 1,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,384,000 | 311 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $132,983,000 | 513 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,778,000 | 2,532 |
| Total equity capital | $47,238,000 | 1,470 |
| Total bank equity capital | $47,238,000 | 1,470 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $19,961,000 | 1,508 |
| Undivided profits | $27,277,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,941,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,516,000 | 1,026 |
| Earning assets | $679,907,000 | 909 |
| Long-term assets (5+ years) | $383,580,000 | 349 |
| Average Assets, year-to-date | $723,742,330 | 927 |
| Average Assets, quarterly | $725,882,000 | 938 |
| Volatile liabilities | $181,501,000 | 844 |
| Insider loans | $3,117,000 | 2,357 |
| FHLB advances | $132,581,000 | 459 |
| Loans and leases held for sale | $602,000 | 1,083 |
| Unused loan commitments | $80,383,000 | 1,174 |
| Tier 1 (core) risk-based capital | $48,454,000 | 1,347 |
| Tier 2 risk-based capital | $3,322,000 | 1,638 |
| Total risk weighted assets | $473,537,000 | 1,089 |
| Total unused commitments | $80,383,000 | 1,174 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 145 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $733,488,000 | 930 |
| Cash and due from depository institutions | $8,774,000 | 1,167 |
| Interest-bearing balances | $214,000 | 4,340 |
| Securities | $237,061,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $458,142,000 | 1,031 |
| Loan loss allowance | $3,201,000 | 1,742 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,746,000 | 2,236 |
| Other real estate owned | $309,000 | 1,167 |
| Goodwill and other intangibles | $2,721,000 | 1,265 |
| All other assets | $20,735,000 | 954 |
| Life insurance assets | $6,020,000 | 1,065 |
| Total liabilities and capital | $733,488,000 | 930 |
| Total liabilities | $683,763,000 | 894 |
| Total deposits | $427,518,000 | 1,241 |
| Interest-bearing deposits | $391,466,000 | 1,182 |
| Deposits held in domestic offices | $427,518,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,165,000 | 317 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $148,362,000 | 441 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,718,000 | 2,788 |
| Total equity capital | $49,725,000 | 1,403 |
| Total bank equity capital | $49,725,000 | 1,403 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $19,961,000 | 1,494 |
| Undivided profits | $29,764,000 | 1,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,472,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,688,000 | 996 |
| Earning assets | $695,417,000 | 895 |
| Long-term assets (5+ years) | $393,189,000 | 326 |
| Average Assets, year-to-date | $726,475,500 | 930 |
| Average Assets, quarterly | $726,475,500 | 930 |
| Volatile liabilities | $197,499,000 | 749 |
| Insider loans | $1,666,000 | 3,451 |
| FHLB advances | $148,262,000 | 383 |
| Loans and leases held for sale | $891,000 | 993 |
| Unused loan commitments | $89,187,000 | 1,123 |
| Tier 1 (core) risk-based capital | $48,252,000 | 1,333 |
| Tier 2 risk-based capital | $3,201,000 | 1,651 |
| Total risk weighted assets | $482,517,000 | 1,046 |
| Total unused commitments | $89,187,000 | 1,124 |
| Derivatives | $432,000 | 997 |
| 2007-12-31 | Rank | |
| # of Employees: | 142 | 1,201 |
| Assets and Liabilities | ||
| Total Assets: | $719,463,000 | 943 |
| Cash and due from depository institutions | $8,347,000 | 1,201 |
| Interest-bearing balances | $225,000 | 3,880 |
| Securities | $218,866,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $464,054,000 | 1,017 |
| Loan loss allowance | $3,142,000 | 1,739 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,743,000 | 2,217 |
| Other real estate owned | $24,000 | 1,201 |
| Goodwill and other intangibles | $2,729,000 | 1,257 |
| All other assets | $19,700,000 | 992 |
| Life insurance assets | $5,964,000 | 1,066 |
| Total liabilities and capital | $719,463,000 | 943 |
| Total liabilities | $670,199,000 | 914 |
| Total deposits | $426,206,000 | 1,227 |
| Interest-bearing deposits | $390,410,000 | 1,174 |
| Deposits held in domestic offices | $426,206,000 | 1,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,588,000 | 311 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $137,984,000 | 435 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,421,000 | 3,181 |
| Total equity capital | $49,264,000 | 1,404 |
| Total bank equity capital | $49,264,000 | 1,404 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $19,961,000 | 1,468 |
| Undivided profits | $29,303,000 | 1,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,384,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,672,000 | 1,099 |
| Earning assets | $683,145,000 | 911 |
| Long-term assets (5+ years) | $379,678,000 | 329 |
| Average Assets, year-to-date | $723,655,000 | 899 |
| Average Assets, quarterly | $720,243,500 | 932 |
| Volatile liabilities | $230,358,000 | 676 |
| Insider loans | $1,353,000 | 3,812 |
| FHLB advances | $137,727,000 | 387 |
| Loans and leases held for sale | $216,000 | 1,470 |
| Unused loan commitments | $84,401,000 | 1,179 |
| Tier 1 (core) risk-based capital | $47,721,000 | 1,343 |
| Tier 2 risk-based capital | $3,142,000 | 1,664 |
| Total risk weighted assets | $479,538,000 | 1,041 |
| Total unused commitments | $84,401,000 | 1,180 |
| Derivatives | $258,000 | 972 |
| 2007-09-30 | Rank | |
| # of Employees: | 144 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $721,024,000 | 926 |
| Cash and due from depository institutions | $11,047,000 | 1,185 |
| Interest-bearing balances | $188,000 | 3,957 |
| Securities | $222,646,000 | 566 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $459,098,000 | 1,010 |
| Loan loss allowance | $3,028,000 | 1,738 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,825,000 | 2,150 |
| Other real estate owned | $52,000 | 1,185 |
| Goodwill and other intangibles | $2,737,000 | 1,234 |
| All other assets | $19,619,000 | 976 |
| Life insurance assets | $5,907,000 | 1,047 |
| Total liabilities and capital | $721,024,000 | 926 |
| Total liabilities | $672,557,000 | 894 |
| Total deposits | $437,540,000 | 1,177 |
| Interest-bearing deposits | $398,877,000 | 1,134 |
| Deposits held in domestic offices | $437,540,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,537,000 | 295 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $127,646,000 | 433 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,834,000 | 2,646 |
| Total equity capital | $48,467,000 | 1,409 |
| Total bank equity capital | $48,467,000 | 1,409 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $19,961,000 | 1,432 |
| Undivided profits | $28,506,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,993,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,622,000 | 1,185 |
| Earning assets | $681,932,000 | 898 |
| Long-term assets (5+ years) | $368,902,000 | 333 |
| Average Assets, year-to-date | $724,703,000 | 891 |
| Average Assets, quarterly | $721,413,000 | 918 |
| Volatile liabilities | $199,369,000 | 740 |
| Insider loans | $953,000 | 4,399 |
| FHLB advances | $126,810,000 | 380 |
| Loans and leases held for sale | $169,000 | 1,520 |
| Unused loan commitments | $77,010,000 | 1,297 |
| Tier 1 (core) risk-based capital | $46,852,000 | 1,371 |
| Tier 2 risk-based capital | $3,028,000 | 1,697 |
| Total risk weighted assets | $472,822,000 | 1,029 |
| Total unused commitments | $77,010,000 | 1,298 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 142 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $721,802,000 | 934 |
| Cash and due from depository institutions | $11,040,000 | 1,223 |
| Interest-bearing balances | $182,000 | 4,076 |
| Securities | $225,543,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $456,876,000 | 1,006 |
| Loan loss allowance | $2,913,000 | 1,809 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,909,000 | 2,122 |
| Other real estate owned | $190,000 | 1,223 |
| Goodwill and other intangibles | $2,745,000 | 1,234 |
| All other assets | $19,499,000 | 983 |
| Life insurance assets | $5,849,000 | 1,047 |
| Total liabilities and capital | $721,802,000 | 934 |
| Total liabilities | $672,151,000 | 894 |
| Total deposits | $440,482,000 | 1,190 |
| Interest-bearing deposits | $400,404,000 | 1,127 |
| Deposits held in domestic offices | $440,482,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,775,000 | 301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $120,487,000 | 423 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,407,000 | 2,035 |
| Total equity capital | $49,651,000 | 1,363 |
| Total bank equity capital | $49,651,000 | 1,363 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $19,961,000 | 1,433 |
| Undivided profits | $29,690,000 | 1,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,653,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,590,000 | 1,125 |
| Earning assets | $682,601,000 | 903 |
| Long-term assets (5+ years) | $373,076,000 | 324 |
| Average Assets, year-to-date | $725,929,330 | 906 |
| Average Assets, quarterly | $721,973,000 | 922 |
| Volatile liabilities | $196,615,000 | 747 |
| Insider loans | $1,591,000 | 3,435 |
| FHLB advances | $120,238,000 | 366 |
| Loans and leases held for sale | $577,000 | 1,208 |
| Unused loan commitments | $79,184,000 | 1,289 |
| Tier 1 (core) risk-based capital | $48,308,000 | 1,324 |
| Tier 2 risk-based capital | $2,913,000 | 1,756 |
| Total risk weighted assets | $472,458,000 | 1,043 |
| Total unused commitments | $79,184,000 | 1,289 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 144 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $722,144,000 | 920 |
| Cash and due from depository institutions | $8,008,000 | 1,182 |
| Interest-bearing balances | $165,000 | 4,212 |
| Securities | $230,659,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $454,739,000 | 990 |
| Loan loss allowance | $2,846,000 | 1,850 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,076,000 | 2,033 |
| Other real estate owned | $133,000 | 1,182 |
| Goodwill and other intangibles | $2,753,000 | 1,212 |
| All other assets | $19,776,000 | 930 |
| Life insurance assets | $5,798,000 | 1,040 |
| Total liabilities and capital | $722,144,000 | 920 |
| Total liabilities | $672,846,000 | 883 |
| Total deposits | $430,393,000 | 1,209 |
| Interest-bearing deposits | $392,531,000 | 1,145 |
| Deposits held in domestic offices | $430,393,000 | 1,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,989,000 | 291 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $132,821,000 | 384 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,643,000 | 2,793 |
| Total equity capital | $49,298,000 | 1,372 |
| Total bank equity capital | $49,298,000 | 1,372 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $19,961,000 | 1,413 |
| Undivided profits | $29,337,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,907,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,563,000 | 1,087 |
| Earning assets | $685,563,000 | 884 |
| Long-term assets (5+ years) | $371,809,000 | 313 |
| Average Assets, year-to-date | $727,993,000 | 902 |
| Average Assets, quarterly | $727,993,000 | 902 |
| Volatile liabilities | $202,313,000 | 717 |
| Insider loans | $1,628,000 | 3,358 |
| FHLB advances | $132,714,000 | 332 |
| Loans and leases held for sale | $278,000 | 1,433 |
| Unused loan commitments | $67,112,000 | 1,467 |
| Tier 1 (core) risk-based capital | $47,294,000 | 1,335 |
| Tier 2 risk-based capital | $2,846,000 | 1,784 |
| Total risk weighted assets | $469,648,000 | 1,020 |
| Total unused commitments | $67,112,000 | 1,467 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 146 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $733,842,000 | 900 |
| Cash and due from depository institutions | $10,530,000 | 1,166 |
| Interest-bearing balances | $1,388,000 | 2,202 |
| Securities | $241,271,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $450,991,000 | 989 |
| Loan loss allowance | $2,693,000 | 1,926 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,979,000 | 2,027 |
| Other real estate owned | $101,000 | 1,166 |
| Goodwill and other intangibles | $2,761,000 | 1,196 |
| All other assets | $22,209,000 | 839 |
| Life insurance assets | $5,746,000 | 1,026 |
| Total liabilities and capital | $733,842,000 | 900 |
| Total liabilities | $686,109,000 | 864 |
| Total deposits | $420,598,000 | 1,224 |
| Interest-bearing deposits | $384,606,000 | 1,138 |
| Deposits held in domestic offices | $420,598,000 | 1,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,397,000 | 329 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $166,538,000 | 345 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,576,000 | 2,878 |
| Total equity capital | $47,733,000 | 1,385 |
| Total bank equity capital | $47,733,000 | 1,385 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $19,961,000 | 1,384 |
| Undivided profits | $27,772,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,223,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,575,000 | 1,108 |
| Earning assets | $693,650,000 | 869 |
| Long-term assets (5+ years) | $374,751,000 | 316 |
| Average Assets, year-to-date | $715,493,000 | 891 |
| Average Assets, quarterly | $729,566,000 | 896 |
| Volatile liabilities | $203,232,000 | 800 |
| Insider loans | $1,445,000 | 3,572 |
| FHLB advances | $166,282,000 | 300 |
| Loans and leases held for sale | $449,000 | 1,231 |
| Unused loan commitments | $59,864,000 | 1,590 |
| Tier 1 (core) risk-based capital | $46,075,000 | 1,355 |
| Tier 2 risk-based capital | $2,693,000 | 1,859 |
| Total risk weighted assets | $468,391,000 | 1,003 |
| Total unused commitments | $59,864,000 | 1,591 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 146 | 1,190 |
| Assets and Liabilities | ||
| Total Assets: | $725,290,000 | 899 |
| Cash and due from depository institutions | $8,673,000 | 1,190 |
| Interest-bearing balances | $185,000 | 4,134 |
| Securities | $247,039,000 | 524 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $439,067,000 | 1,011 |
| Loan loss allowance | $2,917,000 | 1,788 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,073,000 | 1,970 |
| Other real estate owned | $215,000 | 1,190 |
| Goodwill and other intangibles | $2,771,000 | 1,181 |
| All other assets | $21,452,000 | 874 |
| Life insurance assets | $5,796,000 | 987 |
| Total liabilities and capital | $725,290,000 | 899 |
| Total liabilities | $678,667,000 | 865 |
| Total deposits | $420,657,000 | 1,203 |
| Interest-bearing deposits | $385,282,000 | 1,124 |
| Deposits held in domestic offices | $420,657,000 | 1,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,138,000 | 340 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $165,393,000 | 356 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,479,000 | 2,945 |
| Total equity capital | $46,623,000 | 1,404 |
| Total bank equity capital | $46,623,000 | 1,404 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $19,961,000 | 1,375 |
| Undivided profits | $26,662,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,436,000 | 893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,334,000 | 1,183 |
| Earning assets | $686,291,000 | 879 |
| Long-term assets (5+ years) | $380,293,000 | 312 |
| Average Assets, year-to-date | $710,905,750 | 902 |
| Average Assets, quarterly | $723,783,500 | 893 |
| Volatile liabilities | $135,562,000 | 1,139 |
| Insider loans | $1,529,000 | 3,447 |
| FHLB advances | $165,060,000 | 308 |
| Loans and leases held for sale | $40,000 | 1,738 |
| Unused loan commitments | $64,646,000 | 1,513 |
| Tier 1 (core) risk-based capital | $45,139,000 | 1,369 |
| Tier 2 risk-based capital | $2,917,000 | 1,741 |
| Total risk weighted assets | $463,949,000 | 1,004 |
| Total unused commitments | $64,646,000 | 1,513 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 150 | 1,156 |
| Assets and Liabilities | ||
| Total Assets: | $722,277,000 | 905 |
| Cash and due from depository institutions | $9,472,000 | 1,156 |
| Interest-bearing balances | $168,000 | 4,275 |
| Securities | $261,157,000 | 502 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $419,072,000 | 1,048 |
| Loan loss allowance | $2,632,000 | 1,944 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,623,000 | 2,066 |
| Other real estate owned | $423,000 | 1,156 |
| Goodwill and other intangibles | $2,780,000 | 1,165 |
| All other assets | $23,750,000 | 794 |
| Life insurance assets | $5,645,000 | 991 |
| Total liabilities and capital | $722,277,000 | 905 |
| Total liabilities | $678,127,000 | 851 |
| Total deposits | $428,338,000 | 1,166 |
| Interest-bearing deposits | $391,294,000 | 1,090 |
| Deposits held in domestic offices | $428,338,000 | 1,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,282,000 | 1,002 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $234,257,000 | 288 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,250,000 | 3,049 |
| Total equity capital | $44,150,000 | 1,420 |
| Total bank equity capital | $44,150,000 | 1,420 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $19,961,000 | 1,349 |
| Undivided profits | $24,189,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,526,000 | 759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,460,000 | 1,028 |
| Earning assets | $680,397,000 | 876 |
| Long-term assets (5+ years) | $374,192,000 | 314 |
| Average Assets, year-to-date | $706,111,000 | 908 |
| Average Assets, quarterly | $712,486,500 | 907 |
| Volatile liabilities | $117,518,000 | 1,275 |
| Insider loans | $1,513,000 | 3,448 |
| FHLB advances | $189,250,000 | 290 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $59,690,000 | 1,621 |
| Tier 1 (core) risk-based capital | $44,176,000 | 1,362 |
| Tier 2 risk-based capital | $2,632,000 | 1,875 |
| Total risk weighted assets | $471,548,000 | 984 |
| Total unused commitments | $59,690,000 | 1,621 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 146 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $702,696,000 | 912 |
| Cash and due from depository institutions | $7,495,000 | 1,173 |
| Interest-bearing balances | $184,000 | 4,299 |
| Securities | $268,405,000 | 495 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $392,635,000 | 1,084 |
| Loan loss allowance | $2,599,000 | 1,942 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,164,000 | 2,197 |
| Other real estate owned | $613,000 | 1,173 |
| Goodwill and other intangibles | $2,792,000 | 1,141 |
| All other assets | $25,592,000 | 722 |
| Life insurance assets | $5,596,000 | 975 |
| Total liabilities and capital | $702,696,000 | 912 |
| Total liabilities | $658,260,000 | 861 |
| Total deposits | $406,988,000 | 1,213 |
| Interest-bearing deposits | $374,737,000 | 1,116 |
| Deposits held in domestic offices | $406,988,000 | 1,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,514,000 | 1,417 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $241,353,000 | 269 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,405,000 | 1,430 |
| Total equity capital | $44,436,000 | 1,384 |
| Total bank equity capital | $44,436,000 | 1,384 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $19,961,000 | 1,305 |
| Undivided profits | $24,475,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,940,000 | 1,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,214,000 | 1,038 |
| Earning assets | $661,224,000 | 884 |
| Long-term assets (5+ years) | $349,931,000 | 333 |
| Average Assets, year-to-date | $698,028,000 | 910 |
| Average Assets, quarterly | $698,028,000 | 910 |
| Volatile liabilities | $121,312,000 | 1,162 |
| Insider loans | $1,498,000 | 3,413 |
| FHLB advances | $211,321,000 | 249 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $62,756,000 | 1,542 |
| Tier 1 (core) risk-based capital | $43,972,000 | 1,327 |
| Tier 2 risk-based capital | $2,599,000 | 1,861 |
| Total risk weighted assets | $453,862,000 | 984 |
| Total unused commitments | $62,756,000 | 1,542 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 147 | 1,140 |
| Assets and Liabilities | ||
| Total Assets: | $693,360,000 | 916 |
| Cash and due from depository institutions | $10,932,000 | 1,140 |
| Interest-bearing balances | $186,000 | 4,367 |
| Securities | $276,038,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $372,777,000 | 1,133 |
| Loan loss allowance | $2,673,000 | 1,863 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,985,000 | 2,248 |
| Other real estate owned | $789,000 | 1,140 |
| Goodwill and other intangibles | $2,800,000 | 1,120 |
| All other assets | $25,039,000 | 728 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $693,360,000 | 916 |
| Total liabilities | $648,657,000 | 878 |
| Total deposits | $386,270,000 | 1,264 |
| Interest-bearing deposits | $352,314,000 | 1,158 |
| Deposits held in domestic offices | $386,270,000 | 1,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,988,000 | 1,507 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $255,175,000 | 267 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,224,000 | 3,045 |
| Total equity capital | $44,703,000 | 1,356 |
| Total bank equity capital | $44,703,000 | 1,356 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $19,961,000 | 1,272 |
| Undivided profits | $24,742,000 | 1,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,949,000 | 1,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,327,000 | 983 |
| Earning assets | $649,001,000 | 893 |
| Long-term assets (5+ years) | $341,159,000 | 326 |
| Average Assets, year-to-date | $665,857,400 | 885 |
| Average Assets, quarterly | $682,512,500 | 913 |
| Volatile liabilities | $174,010,000 | 857 |
| Insider loans | $1,473,000 | 3,412 |
| FHLB advances | $255,010,000 | 225 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $64,177,000 | 1,459 |
| Tier 1 (core) risk-based capital | $43,540,000 | 1,320 |
| Tier 2 risk-based capital | $2,673,000 | 1,786 |
| Total risk weighted assets | $441,343,000 | 999 |
| Total unused commitments | $64,177,000 | 1,459 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $671,665,000 | 915 |
| Cash and due from depository institutions | $9,446,000 | 1,141 |
| Interest-bearing balances | $197,000 | 4,388 |
| Securities | $282,573,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $346,325,000 | 1,193 |
| Loan loss allowance | $2,596,000 | 1,893 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,125,000 | 2,170 |
| Other real estate owned | $789,000 | 1,141 |
| Goodwill and other intangibles | $2,811,000 | 1,084 |
| All other assets | $24,596,000 | 713 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $671,665,000 | 915 |
| Total liabilities | $626,632,000 | 871 |
| Total deposits | $371,012,000 | 1,284 |
| Interest-bearing deposits | $336,914,000 | 1,192 |
| Deposits held in domestic offices | $371,012,000 | 1,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,674,000 | 1,416 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $247,141,000 | 281 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,805,000 | 2,250 |
| Total equity capital | $45,033,000 | 1,332 |
| Total bank equity capital | $45,033,000 | 1,332 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $19,961,000 | 1,233 |
| Undivided profits | $25,072,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,668,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,153,000 | 978 |
| Earning assets | $629,095,000 | 895 |
| Long-term assets (5+ years) | $326,900,000 | 335 |
| Average Assets, year-to-date | $658,981,750 | 879 |
| Average Assets, quarterly | $671,436,500 | 902 |
| Volatile liabilities | $165,388,000 | 860 |
| Insider loans | $1,077,000 | 4,020 |
| FHLB advances | $246,836,000 | 239 |
| Loans and leases held for sale | $248,000 | 1,473 |
| Unused loan commitments | $64,284,000 | 1,430 |
| Tier 1 (core) risk-based capital | $43,154,000 | 1,307 |
| Tier 2 risk-based capital | $2,596,000 | 1,812 |
| Total risk weighted assets | $426,525,000 | 1,005 |
| Total unused commitments | $64,284,000 | 1,430 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 144 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $671,208,000 | 888 |
| Cash and due from depository institutions | $7,191,000 | 1,163 |
| Interest-bearing balances | $185,000 | 4,402 |
| Securities | $297,661,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $325,803,000 | 1,238 |
| Loan loss allowance | $2,540,000 | 1,903 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,254,000 | 2,061 |
| Other real estate owned | $1,274,000 | 1,163 |
| Goodwill and other intangibles | $2,822,000 | 1,075 |
| All other assets | $31,203,000 | 569 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $671,208,000 | 888 |
| Total liabilities | $618,769,000 | 859 |
| Total deposits | $373,029,000 | 1,251 |
| Interest-bearing deposits | $339,343,000 | 1,147 |
| Deposits held in domestic offices | $373,029,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,968,000 | 1,307 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $236,212,000 | 284 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,560,000 | 2,364 |
| Total equity capital | $52,439,000 | 1,136 |
| Total bank equity capital | $52,439,000 | 1,136 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $19,961,000 | 1,209 |
| Undivided profits | $32,478,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,996,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,370,000 | 838 |
| Earning assets | $623,649,000 | 876 |
| Long-term assets (5+ years) | $307,190,000 | 362 |
| Average Assets, year-to-date | $654,754,000 | 871 |
| Average Assets, quarterly | $658,475,000 | 879 |
| Volatile liabilities | $146,640,000 | 919 |
| Insider loans | $1,498,000 | 3,330 |
| FHLB advances | $236,057,000 | 239 |
| Loans and leases held for sale | $51,000 | 1,778 |
| Unused loan commitments | $70,290,000 | 1,274 |
| Tier 1 (core) risk-based capital | $49,701,000 | 1,103 |
| Tier 2 risk-based capital | $2,540,000 | 1,810 |
| Total risk weighted assets | $426,932,000 | 972 |
| Total unused commitments | $70,290,000 | 1,274 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $645,742,000 | 895 |
| Cash and due from depository institutions | $8,397,000 | 1,141 |
| Interest-bearing balances | $435,000 | 3,552 |
| Securities | $296,400,000 | 467 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $300,896,000 | 1,319 |
| Loan loss allowance | $2,493,000 | 1,904 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,150,000 | 2,074 |
| Other real estate owned | $1,197,000 | 1,141 |
| Goodwill and other intangibles | $2,833,000 | 1,063 |
| All other assets | $30,869,000 | 564 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $645,742,000 | 895 |
| Total liabilities | $594,260,000 | 875 |
| Total deposits | $366,720,000 | 1,257 |
| Interest-bearing deposits | $336,020,000 | 1,151 |
| Deposits held in domestic offices | $366,720,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,665,000 | 1,358 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $219,315,000 | 300 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,560,000 | 2,327 |
| Total equity capital | $51,482,000 | 1,116 |
| Total bank equity capital | $51,482,000 | 1,116 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $19,961,000 | 1,172 |
| Undivided profits | $31,521,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,387,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,308,000 | 817 |
| Earning assets | $597,731,000 | 883 |
| Long-term assets (5+ years) | $283,564,000 | 393 |
| Average Assets, year-to-date | $646,527,000 | 879 |
| Average Assets, quarterly | $646,527,000 | 879 |
| Volatile liabilities | $128,283,000 | 975 |
| Insider loans | $1,495,000 | 3,337 |
| FHLB advances | $219,172,000 | 253 |
| Loans and leases held for sale | $607,000 | 1,097 |
| Unused loan commitments | $64,982,000 | 1,330 |
| Tier 1 (core) risk-based capital | $49,441,000 | 1,097 |
| Tier 2 risk-based capital | $2,493,000 | 1,827 |
| Total risk weighted assets | $404,017,000 | 1,010 |
| Total unused commitments | $64,982,000 | 1,330 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 147 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $647,312,000 | 889 |
| Cash and due from depository institutions | $8,322,000 | 1,135 |
| Interest-bearing balances | $168,000 | 4,547 |
| Securities | $301,591,000 | 469 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $297,890,000 | 1,315 |
| Loan loss allowance | $2,548,000 | 1,847 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,123,000 | 2,060 |
| Other real estate owned | $1,266,000 | 1,135 |
| Goodwill and other intangibles | $2,845,000 | 1,047 |
| All other assets | $30,275,000 | 566 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $647,312,000 | 889 |
| Total liabilities | $595,306,000 | 873 |
| Total deposits | $362,949,000 | 1,258 |
| Interest-bearing deposits | $331,632,000 | 1,157 |
| Deposits held in domestic offices | $362,949,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,569,000 | 1,523 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $225,802,000 | 295 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $986,000 | 3,144 |
| Total equity capital | $52,006,000 | 1,110 |
| Total bank equity capital | $52,006,000 | 1,110 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $19,961,000 | 1,155 |
| Undivided profits | $32,045,000 | 1,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,223,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,239,000 | 824 |
| Earning assets | $599,649,000 | 883 |
| Long-term assets (5+ years) | $281,773,000 | 407 |
| Average Assets, year-to-date | $633,539,800 | 864 |
| Average Assets, quarterly | $637,338,000 | 896 |
| Volatile liabilities | $134,822,000 | 934 |
| Insider loans | $1,508,000 | 3,325 |
| FHLB advances | $225,596,000 | 249 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $60,982,000 | 1,367 |
| Tier 1 (core) risk-based capital | $48,850,000 | 1,087 |
| Tier 2 risk-based capital | $2,548,000 | 1,769 |
| Total risk weighted assets | $398,563,000 | 1,012 |
| Total unused commitments | $60,982,000 | 1,367 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 148 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $627,364,000 | 906 |
| Cash and due from depository institutions | $8,829,000 | 1,116 |
| Interest-bearing balances | $182,000 | 4,589 |
| Securities | $289,804,000 | 484 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $290,664,000 | 1,318 |
| Loan loss allowance | $2,609,000 | 1,786 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,210,000 | 2,000 |
| Other real estate owned | $1,517,000 | 1,116 |
| Goodwill and other intangibles | $2,857,000 | 1,016 |
| All other assets | $28,483,000 | 574 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $627,364,000 | 906 |
| Total liabilities | $575,598,000 | 891 |
| Total deposits | $362,771,000 | 1,225 |
| Interest-bearing deposits | $330,814,000 | 1,148 |
| Deposits held in domestic offices | $362,771,000 | 1,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,117,000 | 1,624 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $206,403,000 | 320 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,307,000 | 2,644 |
| Total equity capital | $51,766,000 | 1,107 |
| Total bank equity capital | $51,766,000 | 1,107 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $19,961,000 | 1,125 |
| Undivided profits | $31,805,000 | 1,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,165,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,103,000 | 885 |
| Earning assets | $580,650,000 | 896 |
| Long-term assets (5+ years) | $290,005,000 | 405 |
| Average Assets, year-to-date | $630,096,750 | 867 |
| Average Assets, quarterly | $631,748,000 | 893 |
| Volatile liabilities | $125,072,000 | 952 |
| Insider loans | $1,558,000 | 3,209 |
| FHLB advances | $206,217,000 | 262 |
| Loans and leases held for sale | $116,000 | 1,652 |
| Unused loan commitments | $71,732,000 | 1,193 |
| Tier 1 (core) risk-based capital | $48,278,000 | 1,088 |
| Tier 2 risk-based capital | $2,609,000 | 1,708 |
| Total risk weighted assets | $400,110,000 | 989 |
| Total unused commitments | $71,732,000 | 1,194 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 141 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $636,132,000 | 879 |
| Cash and due from depository institutions | $10,052,000 | 1,199 |
| Interest-bearing balances | $214,000 | 4,424 |
| Securities | $303,269,000 | 474 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $283,759,000 | 1,322 |
| Loan loss allowance | $2,910,000 | 1,575 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,353,000 | 1,915 |
| Other real estate owned | $864,000 | 1,199 |
| Goodwill and other intangibles | $2,870,000 | 1,001 |
| All other assets | $29,965,000 | 558 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $636,132,000 | 879 |
| Total liabilities | $585,889,000 | 856 |
| Total deposits | $372,492,000 | 1,164 |
| Interest-bearing deposits | $340,161,000 | 1,075 |
| Deposits held in domestic offices | $372,492,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,391,000 | 1,351 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $204,373,000 | 319 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,633,000 | 2,074 |
| Total equity capital | $50,243,000 | 1,096 |
| Total bank equity capital | $50,243,000 | 1,096 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $19,961,000 | 1,099 |
| Undivided profits | $30,282,000 | 1,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,850,000 | 616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,291,000 | 785 |
| Earning assets | $587,242,000 | 868 |
| Long-term assets (5+ years) | $290,603,000 | 417 |
| Average Assets, year-to-date | $631,007,670 | 863 |
| Average Assets, quarterly | $632,834,000 | 876 |
| Volatile liabilities | $124,753,000 | 924 |
| Insider loans | $1,525,000 | 3,207 |
| FHLB advances | $204,208,000 | 268 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $61,244,000 | 1,328 |
| Tier 1 (core) risk-based capital | $47,679,000 | 1,081 |
| Tier 2 risk-based capital | $2,910,000 | 1,511 |
| Total risk weighted assets | $388,438,000 | 988 |
| Total unused commitments | $61,244,000 | 1,329 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $629,536,000 | 885 |
| Cash and due from depository institutions | $8,894,000 | 1,127 |
| Interest-bearing balances | $186,000 | 4,756 |
| Securities | $307,884,000 | 474 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $275,583,000 | 1,327 |
| Loan loss allowance | $2,967,000 | 1,548 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,482,000 | 1,823 |
| Other real estate owned | $876,000 | 1,127 |
| Goodwill and other intangibles | $2,882,000 | 977 |
| All other assets | $27,935,000 | 573 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $629,536,000 | 885 |
| Total liabilities | $577,534,000 | 863 |
| Total deposits | $367,957,000 | 1,174 |
| Interest-bearing deposits | $338,328,000 | 1,081 |
| Deposits held in domestic offices | $367,957,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,301,000 | 1,459 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $202,510,000 | 310 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,766,000 | 2,146 |
| Total equity capital | $52,002,000 | 1,078 |
| Total bank equity capital | $52,002,000 | 1,078 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $19,961,000 | 1,084 |
| Undivided profits | $32,041,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,081,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,345,000 | 763 |
| Earning assets | $583,653,000 | 872 |
| Long-term assets (5+ years) | $261,032,000 | 431 |
| Average Assets, year-to-date | $628,445,500 | 876 |
| Average Assets, quarterly | $628,445,500 | 876 |
| Volatile liabilities | $120,336,000 | 917 |
| Insider loans | $807,000 | 4,485 |
| FHLB advances | $202,439,000 | 259 |
| Loans and leases held for sale | $241,000 | 1,566 |
| Unused loan commitments | $53,022,000 | 1,438 |
| Tier 1 (core) risk-based capital | $47,045,000 | 1,088 |
| Tier 2 risk-based capital | $2,967,000 | 1,481 |
| Total risk weighted assets | $374,163,000 | 1,012 |
| Total unused commitments | $53,022,000 | 1,442 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 153 | 1,083 |
| Assets and Liabilities | ||
| Total Assets: | $627,355,000 | 885 |
| Cash and due from depository institutions | $11,234,000 | 1,083 |
| Interest-bearing balances | $2,256,000 | 2,052 |
| Securities | $309,250,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $270,894,000 | 1,332 |
| Loan loss allowance | $3,114,000 | 1,479 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,654,000 | 1,749 |
| Other real estate owned | $672,000 | 1,083 |
| Goodwill and other intangibles | $2,895,000 | 974 |
| All other assets | $26,756,000 | 602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $627,355,000 | 885 |
| Total liabilities | $576,908,000 | 864 |
| Total deposits | $371,243,000 | 1,147 |
| Interest-bearing deposits | $341,593,000 | 1,070 |
| Deposits held in domestic offices | $371,243,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,036,000 | 1,597 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $198,952,000 | 327 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,677,000 | 2,115 |
| Total equity capital | $50,447,000 | 1,092 |
| Total bank equity capital | $50,447,000 | 1,092 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $19,961,000 | 1,063 |
| Undivided profits | $30,486,000 | 1,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,612,000 | 564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,391,000 | 754 |
| Earning assets | $582,400,000 | 876 |
| Long-term assets (5+ years) | $311,021,000 | 372 |
| Average Assets, year-to-date | $624,563,800 | 867 |
| Average Assets, quarterly | $622,511,500 | 882 |
| Volatile liabilities | $107,851,000 | 1,028 |
| Insider loans | $847,000 | 4,412 |
| FHLB advances | $198,718,000 | 267 |
| Loans and leases held for sale | $69,000 | 1,734 |
| Unused loan commitments | $50,080,000 | 1,460 |
| Tier 1 (core) risk-based capital | $46,050,000 | 1,101 |
| Tier 2 risk-based capital | $3,114,000 | 1,425 |
| Total risk weighted assets | $368,818,000 | 1,026 |
| Total unused commitments | $50,080,000 | 1,462 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 143 | 1,187 |
| Assets and Liabilities | ||
| Total Assets: | $617,668,000 | 913 |
| Cash and due from depository institutions | $8,040,000 | 1,187 |
| Interest-bearing balances | $325,000 | 4,213 |
| Securities | $308,983,000 | 481 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $264,783,000 | 1,355 |
| Loan loss allowance | $3,091,000 | 1,499 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,834,000 | 1,672 |
| Other real estate owned | $675,000 | 1,187 |
| Goodwill and other intangibles | $2,909,000 | 967 |
| All other assets | $26,444,000 | 612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $617,668,000 | 913 |
| Total liabilities | $567,362,000 | 887 |
| Total deposits | $368,675,000 | 1,168 |
| Interest-bearing deposits | $339,894,000 | 1,091 |
| Deposits held in domestic offices | $368,675,000 | 1,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,943,000 | 1,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $190,781,000 | 324 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,963,000 | 1,950 |
| Total equity capital | $50,306,000 | 1,102 |
| Total bank equity capital | $50,306,000 | 1,102 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $19,961,000 | 1,055 |
| Undivided profits | $30,345,000 | 1,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,791,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,383,000 | 780 |
| Earning assets | $574,091,000 | 900 |
| Long-term assets (5+ years) | $305,231,000 | 382 |
| Average Assets, year-to-date | $623,866,000 | 883 |
| Average Assets, quarterly | $621,761,500 | 905 |
| Volatile liabilities | $94,824,000 | 1,116 |
| Insider loans | $814,000 | 4,475 |
| FHLB advances | $190,707,000 | 265 |
| Loans and leases held for sale | $286,000 | 1,615 |
| Unused loan commitments | $41,192,000 | 1,716 |
| Tier 1 (core) risk-based capital | $45,642,000 | 1,115 |
| Tier 2 risk-based capital | $3,091,000 | 1,426 |
| Total risk weighted assets | $354,163,000 | 1,064 |
| Total unused commitments | $41,192,000 | 1,719 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 145 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $625,855,000 | 897 |
| Cash and due from depository institutions | $15,778,000 | 1,169 |
| Interest-bearing balances | $5,653,000 | 1,361 |
| Securities | $298,785,000 | 489 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $277,470,000 | 1,273 |
| Loan loss allowance | $3,044,000 | 1,490 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,995,000 | 1,596 |
| Other real estate owned | $475,000 | 1,169 |
| Goodwill and other intangibles | $3,363,000 | 862 |
| All other assets | $23,989,000 | 648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,855,000 | 897 |
| Total liabilities | $575,338,000 | 871 |
| Total deposits | $370,611,000 | 1,146 |
| Interest-bearing deposits | $341,146,000 | 1,081 |
| Deposits held in domestic offices | $370,611,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,231,000 | 1,336 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $185,705,000 | 328 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $12,791,000 | 547 |
| Total equity capital | $50,517,000 | 1,077 |
| Total bank equity capital | $50,517,000 | 1,077 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $19,961,000 | 1,033 |
| Undivided profits | $30,556,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,112,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,135,000 | 850 |
| Earning assets | $581,908,000 | 884 |
| Long-term assets (5+ years) | $286,545,000 | 375 |
| Average Assets, year-to-date | $625,932,000 | 875 |
| Average Assets, quarterly | $625,599,000 | 886 |
| Volatile liabilities | $79,910,000 | 1,278 |
| Insider loans | $897,000 | 4,247 |
| FHLB advances | $185,237,000 | 275 |
| Loans and leases held for sale | $1,556,000 | 1,252 |
| Unused loan commitments | $43,638,000 | 1,595 |
| Tier 1 (core) risk-based capital | $44,480,000 | 1,119 |
| Tier 2 risk-based capital | $3,061,000 | 1,394 |
| Total risk weighted assets | $357,795,000 | 1,041 |
| Total unused commitments | $43,638,000 | 1,601 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 148 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $625,343,000 | 882 |
| Cash and due from depository institutions | $16,849,000 | 1,131 |
| Interest-bearing balances | $6,884,000 | 1,176 |
| Securities | $288,863,000 | 494 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $288,664,000 | 1,208 |
| Loan loss allowance | $3,001,000 | 1,484 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,034,000 | 1,545 |
| Other real estate owned | $509,000 | 1,131 |
| Goodwill and other intangibles | $3,378,000 | 852 |
| All other assets | $21,046,000 | 705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,343,000 | 882 |
| Total liabilities | $575,763,000 | 861 |
| Total deposits | $374,668,000 | 1,126 |
| Interest-bearing deposits | $345,137,000 | 1,061 |
| Deposits held in domestic offices | $374,668,000 | 1,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,516,000 | 1,339 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $188,880,000 | 312 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,699,000 | 832 |
| Total equity capital | $49,580,000 | 1,087 |
| Total bank equity capital | $49,580,000 | 1,087 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $19,961,000 | 1,022 |
| Undivided profits | $29,619,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,406,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,502,000 | 770 |
| Earning assets | $584,411,000 | 873 |
| Long-term assets (5+ years) | $305,571,000 | 353 |
| Average Assets, year-to-date | $625,970,500 | 869 |
| Average Assets, quarterly | $625,970,500 | 869 |
| Volatile liabilities | $85,359,000 | 1,176 |
| Insider loans | $926,000 | 4,114 |
| FHLB advances | $188,775,000 | 254 |
| Loans and leases held for sale | $1,868,000 | 1,045 |
| Unused loan commitments | $49,006,000 | 1,413 |
| Tier 1 (core) risk-based capital | $43,791,000 | 1,119 |
| Tier 2 risk-based capital | $3,001,000 | 1,388 |
| Total risk weighted assets | $352,231,000 | 1,035 |
| Total unused commitments | $49,006,000 | 1,427 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 133 | 1,257 |
| Assets and Liabilities | ||
| Total Assets: | $626,598,000 | 863 |
| Cash and due from depository institutions | $16,937,000 | 1,257 |
| Interest-bearing balances | $7,357,000 | 1,053 |
| Securities | $270,118,000 | 499 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $309,614,000 | 1,103 |
| Loan loss allowance | $3,059,000 | 1,436 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,823,000 | 1,592 |
| Other real estate owned | $512,000 | 1,257 |
| Goodwill and other intangibles | $3,234,000 | 857 |
| All other assets | $20,360,000 | 723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $626,598,000 | 863 |
| Total liabilities | $577,519,000 | 844 |
| Total deposits | $368,283,000 | 1,126 |
| Interest-bearing deposits | $340,353,000 | 1,053 |
| Deposits held in domestic offices | $368,283,000 | 1,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,304,000 | 1,400 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $200,559,000 | 302 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,373,000 | 1,356 |
| Total equity capital | $49,079,000 | 1,072 |
| Total bank equity capital | $49,079,000 | 1,072 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $19,961,000 | 1,002 |
| Undivided profits | $29,118,000 | 1,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,247,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,470,000 | 796 |
| Earning assets | $587,089,000 | 845 |
| Long-term assets (5+ years) | $327,301,000 | 322 |
| Average Assets, year-to-date | $597,181,200 | 852 |
| Average Assets, quarterly | $619,190,500 | 863 |
| Volatile liabilities | $95,936,000 | 1,077 |
| Insider loans | $1,033,000 | 3,870 |
| FHLB advances | $199,867,000 | 247 |
| Loans and leases held for sale | $1,152,000 | 1,295 |
| Unused loan commitments | $29,166,000 | 2,005 |
| Tier 1 (core) risk-based capital | $43,271,000 | 1,110 |
| Tier 2 risk-based capital | $3,069,000 | 1,332 |
| Total risk weighted assets | $356,717,000 | 1,004 |
| Total unused commitments | $29,166,000 | 2,008 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 131 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $556,502,000 | 918 |
| Cash and due from depository institutions | $10,691,000 | 1,255 |
| Interest-bearing balances | $2,978,000 | 1,816 |
| Securities | $202,810,000 | 597 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $315,378,000 | 1,048 |
| Loan loss allowance | $2,831,000 | 1,461 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,312,000 | 1,683 |
| Other real estate owned | $247,000 | 1,255 |
| Goodwill and other intangibles | $1,827,000 | 1,112 |
| All other assets | $20,237,000 | 705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $556,502,000 | 918 |
| Total liabilities | $515,989,000 | 896 |
| Total deposits | $323,863,000 | 1,219 |
| Interest-bearing deposits | $300,443,000 | 1,149 |
| Deposits held in domestic offices | $323,863,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,214,000 | 1,457 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $184,645,000 | 324 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,267,000 | 1,821 |
| Total equity capital | $40,513,000 | 1,211 |
| Total bank equity capital | $40,513,000 | 1,211 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $19,961,000 | 961 |
| Undivided profits | $20,552,000 | 1,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,935,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,356,000 | 911 |
| Earning assets | $521,166,000 | 902 |
| Long-term assets (5+ years) | $352,084,000 | 319 |
| Average Assets, year-to-date | $551,809,400 | 885 |
| Average Assets, quarterly | $552,575,000 | 919 |
| Volatile liabilities | $82,186,000 | 1,175 |
| Insider loans | $658,000 | 4,845 |
| FHLB advances | $184,525,000 | 256 |
| Loans and leases held for sale | $3,055,000 | 759 |
| Unused loan commitments | $27,818,000 | 1,986 |
| Tier 1 (core) risk-based capital | $38,286,000 | 1,193 |
| Tier 2 risk-based capital | $2,831,000 | 1,362 |
| Total risk weighted assets | $333,497,000 | 1,037 |
| Total unused commitments | $27,818,000 | 1,992 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 124 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $543,345,000 | 910 |
| Cash and due from depository institutions | $7,938,000 | 1,327 |
| Interest-bearing balances | $382,000 | 3,298 |
| Securities | $177,509,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $340,810,000 | 936 |
| Loan loss allowance | $2,797,000 | 1,384 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,541,000 | 1,554 |
| Other real estate owned | $205,000 | 1,327 |
| Goodwill and other intangibles | $1,698,000 | 1,145 |
| All other assets | $9,644,000 | 1,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $543,345,000 | 910 |
| Total liabilities | $506,417,000 | 888 |
| Total deposits | $303,668,000 | 1,252 |
| Interest-bearing deposits | $282,723,000 | 1,169 |
| Deposits held in domestic offices | $303,668,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,614,000 | 1,639 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $196,208,000 | 311 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,927,000 | 2,127 |
| Total equity capital | $36,928,000 | 1,249 |
| Total bank equity capital | $36,928,000 | 1,249 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $19,961,000 | 937 |
| Undivided profits | $16,967,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,276,000 | 1,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,713,000 | 1,491 |
| Earning assets | $518,701,000 | 878 |
| Long-term assets (5+ years) | $376,749,000 | 294 |
| Average Assets, year-to-date | $519,841,600 | 905 |
| Average Assets, quarterly | $541,691,500 | 906 |
| Volatile liabilities | $54,827,000 | 1,613 |
| Insider loans | $535,000 | 5,285 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,262,000 | 2,034 |
| Tier 1 (core) risk-based capital | $35,964,000 | 1,210 |
| Tier 2 risk-based capital | $2,797,000 | 1,309 |
| Total risk weighted assets | $322,667,700 | 1,018 |
| Total unused commitments | $24,262,000 | 2,036 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 112 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $494,204,000 | 984 |
| Cash and due from depository institutions | $10,073,000 | 1,527 |
| Interest-bearing balances | $509,000 | 3,115 |
| Securities | $181,478,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $287,603,000 | 1,071 |
| Loan loss allowance | $2,464,000 | 1,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,696,000 | 1,809 |
| Other real estate owned | $248,000 | 1,527 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,106,000 | 983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,204,000 | 984 |
| Total liabilities | $466,261,000 | 948 |
| Total deposits | $278,062,000 | 1,339 |
| Interest-bearing deposits | $262,064,000 | 1,233 |
| Deposits held in domestic offices | $278,062,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,731,000 | 2,219 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $184,248,000 | 338 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,220,000 | 2,768 |
| Total equity capital | $27,943,000 | 1,584 |
| Total bank equity capital | $27,943,000 | 1,584 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $19,961,000 | 940 |
| Undivided profits | $7,982,000 | 2,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,291,000 | 1,717 |
| Earning assets | $469,590,000 | 946 |
| Long-term assets (5+ years) | $362,392,000 | 324 |
| Average Assets, year-to-date | $463,826,600 | 993 |
| Average Assets, quarterly | $485,336,000 | 985 |
| Volatile liabilities | $77,630,000 | 1,168 |
| Insider loans | $1,900,000 | 2,321 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,844,000 | 1,638 |
| Tier 1 (core) risk-based capital | $33,320,000 | 1,297 |
| Tier 2 risk-based capital | $2,464,000 | 1,400 |
| Total risk weighted assets | $297,630,500 | 1,074 |
| Total unused commitments | $32,844,000 | 1,640 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 117 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $430,351,000 | 1,078 |
| Cash and due from depository institutions | $7,098,000 | 1,439 |
| Interest-bearing balances | $1,285,000 | 2,591 |
| Securities | $182,847,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $229,767,000 | 1,227 |
| Loan loss allowance | $2,290,000 | 1,566 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,782,000 | 2,162 |
| Other real estate owned | $49,000 | 1,439 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $6,808,000 | 1,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,351,000 | 1,078 |
| Total liabilities | $401,862,000 | 1,048 |
| Total deposits | $277,727,000 | 1,323 |
| Interest-bearing deposits | $264,303,000 | 1,203 |
| Deposits held in domestic offices | $277,727,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,357,000 | 1,877 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $118,550,000 | 364 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,228,000 | 1,370 |
| Total equity capital | $28,489,000 | 1,566 |
| Total bank equity capital | $28,489,000 | 1,566 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $17,960,000 | 961 |
| Undivided profits | $10,529,000 | 2,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,137,000 | 1,926 |
| Earning assets | $413,899,000 | 1,036 |
| Long-term assets (5+ years) | $281,499,000 | 364 |
| Average Assets, year-to-date | $397,724,000 | 1,106 |
| Average Assets, quarterly | $412,858,500 | 1,108 |
| Volatile liabilities | $27,946,000 | 2,291 |
| Insider loans | $1,788,000 | 2,315 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,444,000 | 1,644 |
| Tier 1 (core) risk-based capital | $28,034,000 | 1,503 |
| Tier 2 risk-based capital | $2,290,000 | 1,434 |
| Total risk weighted assets | $250,896,600 | 1,157 |
| Total unused commitments | $30,444,000 | 1,650 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 108 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $390,150,000 | 1,194 |
| Cash and due from depository institutions | $5,264,000 | 1,616 |
| Interest-bearing balances | $274,000 | 3,701 |
| Securities | $183,176,000 | 659 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $191,400,000 | 1,477 |
| Loan loss allowance | $2,019,000 | 1,776 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,441,000 | 2,308 |
| Other real estate owned | $21,000 | 1,616 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,848,000 | 1,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,150,000 | 1,194 |
| Total liabilities | $356,575,000 | 1,186 |
| Total deposits | $255,976,000 | 1,442 |
| Interest-bearing deposits | $245,465,000 | 1,320 |
| Deposits held in domestic offices | $255,976,000 | 1,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,487,000 | 2,390 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $98,216,000 | 390 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $896,000 | 3,888 |
| Total equity capital | $33,575,000 | 1,335 |
| Total bank equity capital | $33,575,000 | 1,335 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $15,961,000 | 1,033 |
| Undivided profits | $17,614,000 | 1,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $983,000 | 2,311 |
| Earning assets | $374,850,000 | 1,144 |
| Long-term assets (5+ years) | $234,845,000 | 360 |
| Average Assets, year-to-date | $355,429,600 | 1,240 |
| Average Assets, quarterly | $384,805,500 | 1,193 |
| Volatile liabilities | $97,511,000 | 856 |
| Insider loans | $1,850,000 | 2,210 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,365,000 | 1,876 |
| Tier 1 (core) risk-based capital | $32,986,000 | 1,281 |
| Tier 2 risk-based capital | $2,019,000 | 1,522 |
| Total risk weighted assets | $206,956,200 | 1,368 |
| Total unused commitments | $23,365,000 | 1,883 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 98 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $319,969,000 | 1,482 |
| Cash and due from depository institutions | $4,170,000 | 1,902 |
| Interest-bearing balances | $116,000 | 4,431 |
| Securities | $153,076,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $153,945,000 | 1,891 |
| Loan loss allowance | $1,632,000 | 2,262 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,261,000 | 2,417 |
| Other real estate owned | $326,000 | 1,902 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,191,000 | 1,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,969,000 | 1,482 |
| Total liabilities | $297,913,000 | 1,435 |
| Total deposits | $236,445,000 | 1,624 |
| Interest-bearing deposits | $226,513,000 | 1,472 |
| Deposits held in domestic offices | $236,445,000 | 1,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $505,000 | 3,193 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $60,730,000 | 520 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $233,000 | 8,790 |
| Total equity capital | $22,056,000 | 2,028 |
| Total bank equity capital | $22,056,000 | 2,028 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $7,961,000 | 1,985 |
| Undivided profits | $14,095,000 | 1,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,807,000 | 1,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,731 |
| Income earned, not collected on loans | $811,000 | 2,812 |
| Earning assets | $307,137,000 | 1,423 |
| Long-term assets (5+ years) | $198,149,000 | 422 |
| Average Assets, year-to-date | $308,508,000 | 1,476 |
| Average Assets, quarterly | $318,747,000 | 1,463 |
| Volatile liabilities | $64,595,000 | 1,162 |
| Insider loans | $1,763,000 | 2,366 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,978,000 | 2,417 |
| Tier 1 (core) risk-based capital | $22,433,000 | 1,917 |
| Tier 2 risk-based capital | $1,632,000 | 1,899 |
| Total risk weighted assets | $160,267,500 | 1,772 |
| Total unused commitments | $15,978,000 | 2,429 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 98 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $287,018,000 | 1,645 |
| Cash and due from depository institutions | $4,924,000 | 1,968 |
| Interest-bearing balances | $542,000 | 3,201 |
| Securities | $148,323,000 | 862 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $125,887,000 | 2,209 |
| Loan loss allowance | $1,369,000 | 2,673 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,088,000 | 2,474 |
| Other real estate owned | $1,239,000 | 1,968 |
| Goodwill and other intangibles | $242,000 | 1,928 |
| All other assets | $3,315,000 | 2,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,018,000 | 1,645 |
| Total liabilities | $264,595,000 | 1,625 |
| Total deposits | $248,279,000 | 1,572 |
| Interest-bearing deposits | $238,865,000 | 1,428 |
| Deposits held in domestic offices | $248,279,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,300,000 | 999 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,550,000 | 1,905 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $466,000 | 6,500 |
| Total equity capital | $22,423,000 | 2,009 |
| Total bank equity capital | $22,423,000 | 2,009 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $7,961,000 | 1,978 |
| Undivided profits | $14,462,000 | 1,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,218,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,478 |
| Income earned, not collected on loans | $751,000 | 3,128 |
| Earning assets | $274,752,000 | 1,594 |
| Long-term assets (5+ years) | $140,732,000 | 514 |
| Average Assets, year-to-date | $280,898,000 | 1,618 |
| Average Assets, quarterly | $284,324,000 | 1,644 |
| Volatile liabilities | $31,391,000 | 1,792 |
| Insider loans | $1,229,000 | 3,221 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,189,000 | 2,836 |
| Tier 1 (core) risk-based capital | $21,684,000 | 1,978 |
| Tier 2 risk-based capital | $1,369,000 | 2,188 |
| Total risk weighted assets | $138,547,300 | 2,007 |
| Total unused commitments | $12,189,000 | 2,847 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 97 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $276,779,000 | 1,656 |
| Cash and due from depository institutions | $5,096,000 | 2,077 |
| Interest-bearing balances | $430,000 | 3,509 |
| Securities | $150,498,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $114,236,000 | 2,366 |
| Loan loss allowance | $1,351,000 | 2,773 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,060,000 | 2,422 |
| Other real estate owned | $292,000 | 2,077 |
| Goodwill and other intangibles | $506,000 | 1,435 |
| All other assets | $3,091,000 | 2,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,779,000 | 1,656 |
| Total liabilities | $256,321,000 | 1,639 |
| Total deposits | $229,189,000 | 1,657 |
| Interest-bearing deposits | $219,875,000 | 1,505 |
| Deposits held in domestic offices | $229,189,000 | 1,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,240,000 | 1,104 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,462,000 | 1,083 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $430,000 | 5,786 |
| Total equity capital | $20,458,000 | 2,016 |
| Total bank equity capital | $20,458,000 | 2,016 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $7,961,000 | 1,908 |
| Undivided profits | $12,497,000 | 1,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,344,000 | 2,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,582 |
| Income earned, not collected on loans | $641,000 | 3,213 |
| Earning assets | $265,164,000 | 1,594 |
| Long-term assets (5+ years) | $145,844,000 | 497 |
| Average Assets, year-to-date | $273,650,600 | 1,638 |
| Average Assets, quarterly | $275,176,500 | 1,659 |
| Volatile liabilities | $33,282,000 | 1,681 |
| Insider loans | $326,000 | 6,936 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $20,000 | 1,411 |
| Unused loan commitments | $10,618,000 | 3,008 |
| Tier 1 (core) risk-based capital | $20,250,000 | 2,038 |
| Tier 2 risk-based capital | $1,351,000 | 2,220 |
| Total risk weighted assets | $132,438,300 | 2,055 |
| Total unused commitments | $10,618,000 | 3,018 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 97 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $268,736,000 | 1,729 |
| Cash and due from depository institutions | $5,381,000 | 2,164 |
| Interest-bearing balances | $1,216,000 | 3,108 |
| Securities | $150,773,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $106,071,000 | 2,476 |
| Loan loss allowance | $1,143,000 | 3,270 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,704,000 | 2,707 |
| Other real estate owned | $327,000 | 2,164 |
| Goodwill and other intangibles | $770,000 | 1,128 |
| All other assets | $2,710,000 | 2,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,736,000 | 1,729 |
| Total liabilities | $249,215,000 | 1,713 |
| Total deposits | $238,064,000 | 1,672 |
| Interest-bearing deposits | $229,655,000 | 1,501 |
| Deposits held in domestic offices | $238,064,000 | 1,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,960,000 | 2,261 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,587,000 | 1,169 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $604,000 | 4,648 |
| Total equity capital | $19,521,000 | 2,089 |
| Total bank equity capital | $19,521,000 | 2,089 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $7,961,000 | 1,818 |
| Undivided profits | $11,560,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,684,000 | 2,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,735 |
| Income earned, not collected on loans | $609,000 | 2,989 |
| Earning assets | $258,060,000 | 1,661 |
| Long-term assets (5+ years) | $148,699,000 | 474 |
| Average Assets, year-to-date | $263,438,400 | 1,722 |
| Average Assets, quarterly | $267,977,500 | 1,718 |
| Volatile liabilities | $20,460,000 | 2,349 |
| Insider loans | $701,000 | 4,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $193,000 | 1,463 |
| Unused loan commitments | $4,932,000 | 4,930 |
| Tier 1 (core) risk-based capital | $18,751,000 | 2,101 |
| Tier 2 risk-based capital | $1,143,000 | 2,541 |
| Total risk weighted assets | $125,332,400 | 2,130 |
| Total unused commitments | $4,932,000 | 4,952 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 95 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $257,618,000 | 1,847 |
| Cash and due from depository institutions | $6,764,000 | 2,272 |
| Interest-bearing balances | $1,485,000 | 3,174 |
| Securities | $134,764,000 | 996 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $109,849,000 | 2,457 |
| Loan loss allowance | $901,000 | 4,076 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,653,000 | 2,757 |
| Other real estate owned | $491,000 | 2,272 |
| Goodwill and other intangibles | $1,034,000 | 988 |
| All other assets | $2,063,000 | 3,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,618,000 | 1,847 |
| Total liabilities | $240,381,000 | 1,836 |
| Total deposits | $237,449,000 | 1,752 |
| Interest-bearing deposits | $229,857,000 | 1,583 |
| Deposits held in domestic offices | $237,449,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,062,000 | 1,917 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $870,000 | 3,681 |
| Total equity capital | $17,237,000 | 2,234 |
| Total bank equity capital | $17,237,000 | 2,234 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,102,000 | 3,709 |
| Surplus | $5,363,000 | 2,428 |
| Undivided profits | $10,772,000 | 2,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 3,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $695,000 | 2,863 |
| Earning assets | $246,098,000 | 1,784 |
| Long-term assets (5+ years) | $130,596,000 | 495 |
| Average Assets, year-to-date | $254,491,400 | 1,836 |
| Average Assets, quarterly | $255,278,000 | 1,853 |
| Volatile liabilities | $12,439,000 | 3,487 |
| Insider loans | $114,000 | 5,366 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $442,000 | 922 |
| Unused loan commitments | $6,211,000 | 4,034 |
| Tier 1 (core) risk-based capital | $16,203,000 | 2,301 |
| Tier 2 risk-based capital | $901,000 | 3,195 |
| Total risk weighted assets | $125,280,200 | 2,201 |
| Total unused commitments | $6,211,000 | 4,056 |
| Derivatives | $0 | 651 |