Home > Fidelity National Bank > Income and Expense
Fidelity National Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,546 |
| Total interest expense | $160,000 | 4,431 |
| Net interest income | $1,581,000 | 4,492 |
| Provision for loan and lease losses | $-175,000 | 5,889 |
| Total noninterest income | $-23,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $43,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-66,000 | 6,028 |
| Total noninterest expense | $1,853,000 | 3,830 |
| Salaries and employee benefits | $973,000 | 3,912 |
| Premises and equipment expense | $222,000 | 3,640 |
| Additional noninterest expense | $658,000 | 3,667 |
| Pre-tax net operating income | $-120,000 | 5,882 |
| Securities gains (losses) | $-3,000 | 5,823 |
| Applicable income taxes | $-24,000 | 5,930 |
| Income before extraordinary items | $-99,000 | 5,883 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-99,000 | 5,882 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-99,000 | 5,882 |
| Net charge-offs | $-20,000 | 5,201 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-96,600 | 5,870 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 4,736 |
| Total interest expense | $82,000 | 4,442 |
| Net interest income | $716,000 | 4,710 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $-31,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-49,000 | 6,095 |
| Total noninterest expense | $1,008,000 | 3,694 |
| Salaries and employee benefits | $503,000 | 3,875 |
| Premises and equipment expense | $120,000 | 3,515 |
| Additional noninterest expense | $385,000 | 3,310 |
| Pre-tax net operating income | $-323,000 | 6,043 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $-24,000 | 6,021 |
| Income before extraordinary items | $-296,000 | 6,041 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-296,000 | 6,041 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-296,000 | 6,041 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-298,760 | 6,041 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 4,717 |
| Total interest expense | $348,000 | 4,395 |
| Net interest income | $2,895,000 | 4,709 |
| Provision for loan and lease losses | $-250,000 | 5,838 |
| Total noninterest income | $363,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $90,000 | 4,836 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $273,000 | 4,092 |
| Total noninterest expense | $3,899,000 | 3,769 |
| Salaries and employee benefits | $2,233,000 | 3,679 |
| Premises and equipment expense | $498,000 | 3,492 |
| Additional noninterest expense | $1,168,000 | 3,978 |
| Pre-tax net operating income | $-391,000 | 6,017 |
| Securities gains (losses) | $56,000 | 1,567 |
| Applicable income taxes | $799,000 | 1,801 |
| Income before extraordinary items | $-1,134,000 | 6,103 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,134,000 | 6,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,134,000 | 6,103 |
| Net charge-offs | $185,000 | 2,054 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,190,000 | 6,103 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 4,748 |
| Total interest expense | $261,000 | 4,445 |
| Net interest income | $2,199,000 | 4,733 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $281,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $73,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,089 |
| Total noninterest expense | $2,946,000 | 3,787 |
| Salaries and employee benefits | $1,684,000 | 3,684 |
| Premises and equipment expense | $371,000 | 3,540 |
| Additional noninterest expense | $891,000 | 3,965 |
| Pre-tax net operating income | $-466,000 | 6,152 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-279,000 | 6,197 |
| Income before extraordinary items | $-187,000 | 6,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-187,000 | 6,107 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-187,000 | 6,107 |
| Net charge-offs | $193,000 | 1,586 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-187,000 | 6,090 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 4,828 |
| Total interest expense | $173,000 | 4,486 |
| Net interest income | $1,438,000 | 4,801 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $201,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,774 |
| Total noninterest expense | $1,905,000 | 3,865 |
| Salaries and employee benefits | $1,151,000 | 3,650 |
| Premises and equipment expense | $187,000 | 4,120 |
| Additional noninterest expense | $567,000 | 4,091 |
| Pre-tax net operating income | $-266,000 | 6,198 |
| Securities gains (losses) | $43,000 | 1,322 |
| Applicable income taxes | $-102,000 | 6,258 |
| Income before extraordinary items | $-121,000 | 6,158 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-121,000 | 6,158 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-121,000 | 6,158 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-148,520 | 6,155 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 4,984 |
| Total interest expense | $87,000 | 4,536 |
| Net interest income | $658,000 | 4,969 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $96,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 3,826 |
| Total noninterest expense | $996,000 | 3,804 |
| Salaries and employee benefits | $614,000 | 3,520 |
| Premises and equipment expense | $86,000 | 4,321 |
| Additional noninterest expense | $296,000 | 4,004 |
| Pre-tax net operating income | $-242,000 | 6,316 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-85,000 | 6,362 |
| Income before extraordinary items | $-157,000 | 6,289 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-157,000 | 6,290 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-157,000 | 6,290 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-157,000 | 6,275 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 4,909 |
| Total interest expense | $341,000 | 4,737 |
| Net interest income | $2,933,000 | 4,858 |
| Provision for loan and lease losses | $160,000 | 2,710 |
| Total noninterest income | $590,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $57,000 | 5,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $533,000 | 3,188 |
| Total noninterest expense | $5,404,000 | 3,149 |
| Salaries and employee benefits | $2,181,000 | 3,811 |
| Premises and equipment expense | $549,000 | 3,429 |
| Additional noninterest expense | $2,674,000 | 2,265 |
| Pre-tax net operating income | $-2,041,000 | 6,428 |
| Securities gains (losses) | $105,000 | 1,221 |
| Applicable income taxes | $-658,000 | 6,401 |
| Income before extraordinary items | $-1,278,000 | 6,391 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,278,000 | 6,391 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,278,000 | 6,391 |
| Net charge-offs | $339,000 | 1,886 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,347,300 | 6,394 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 4,927 |
| Total interest expense | $253,000 | 4,823 |
| Net interest income | $2,231,000 | 4,877 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $506,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $44,000 | 5,633 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $462,000 | 3,020 |
| Total noninterest expense | $3,820,000 | 3,292 |
| Salaries and employee benefits | $1,600,000 | 3,869 |
| Premises and equipment expense | $366,000 | 3,746 |
| Additional noninterest expense | $1,854,000 | 2,421 |
| Pre-tax net operating income | $-1,243,000 | 6,496 |
| Securities gains (losses) | $102,000 | 980 |
| Applicable income taxes | $-401,000 | 6,498 |
| Income before extraordinary items | $-740,000 | 6,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-740,000 | 6,440 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-740,000 | 6,440 |
| Net charge-offs | $228,000 | 1,862 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-806,300 | 6,449 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,951 |
| Total interest expense | $168,000 | 4,887 |
| Net interest income | $1,490,000 | 4,889 |
| Provision for loan and lease losses | $160,000 | 1,834 |
| Total noninterest income | $384,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $32,000 | 5,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $352,000 | 2,822 |
| Total noninterest expense | $2,458,000 | 3,396 |
| Salaries and employee benefits | $1,057,000 | 3,905 |
| Premises and equipment expense | $241,000 | 3,794 |
| Additional noninterest expense | $1,160,000 | 2,567 |
| Pre-tax net operating income | $-744,000 | 6,550 |
| Securities gains (losses) | $102,000 | 773 |
| Applicable income taxes | $-231,000 | 6,565 |
| Income before extraordinary items | $-411,000 | 6,489 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-411,000 | 6,490 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-411,000 | 6,490 |
| Net charge-offs | $181,000 | 1,677 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-476,280 | 6,512 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 4,982 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $745,000 | 4,919 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $260,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $244,000 | 2,287 |
| Total noninterest expense | $1,376,000 | 3,160 |
| Salaries and employee benefits | $522,000 | 3,960 |
| Premises and equipment expense | $151,000 | 3,330 |
| Additional noninterest expense | $703,000 | 2,137 |
| Pre-tax net operating income | $-491,000 | 6,629 |
| Securities gains (losses) | $102,000 | 435 |
| Applicable income taxes | $-140,000 | 6,648 |
| Income before extraordinary items | $-249,000 | 6,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-249,000 | 6,564 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-249,000 | 6,564 |
| Net charge-offs | $198,000 | 959 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-314,280 | 6,588 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 4,747 |
| Total interest expense | $391,000 | 4,955 |
| Net interest income | $3,407,000 | 4,664 |
| Provision for loan and lease losses | $321,000 | 2,358 |
| Total noninterest income | $847,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $82,000 | 5,494 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $765,000 | 2,729 |
| Total noninterest expense | $4,082,000 | 3,871 |
| Salaries and employee benefits | $2,093,000 | 3,967 |
| Premises and equipment expense | $421,000 | 4,101 |
| Additional noninterest expense | $1,568,000 | 3,541 |
| Pre-tax net operating income | $-149,000 | 6,335 |
| Securities gains (losses) | $71,000 | 1,559 |
| Applicable income taxes | $-78,000 | 6,455 |
| Income before extraordinary items | $0 | 6,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $0 | 6,253 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $0 | 6,254 |
| Net charge-offs | $-4,000 | 6,009 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-45,440 | 6,267 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 4,724 |
| Total interest expense | $301,000 | 4,995 |
| Net interest income | $2,635,000 | 4,621 |
| Provision for loan and lease losses | $213,000 | 2,510 |
| Total noninterest income | $654,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $64,000 | 5,510 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $590,000 | 2,765 |
| Total noninterest expense | $3,058,000 | 3,890 |
| Salaries and employee benefits | $1,582,000 | 3,969 |
| Premises and equipment expense | $295,000 | 4,281 |
| Additional noninterest expense | $1,181,000 | 3,538 |
| Pre-tax net operating income | $18,000 | 6,227 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-36,000 | 6,607 |
| Income before extraordinary items | $54,000 | 6,185 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $54,000 | 6,187 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $54,000 | 6,186 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $54,000 | 6,121 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 4,684 |
| Total interest expense | $210,000 | 4,970 |
| Net interest income | $1,788,000 | 4,592 |
| Provision for loan and lease losses | $141,000 | 2,564 |
| Total noninterest income | $457,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $40,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $417,000 | 2,743 |
| Total noninterest expense | $1,863,000 | 4,125 |
| Salaries and employee benefits | $1,063,000 | 3,981 |
| Premises and equipment expense | $149,000 | 4,911 |
| Additional noninterest expense | $651,000 | 4,001 |
| Pre-tax net operating income | $241,000 | 5,108 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $171,000 | 5,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $171,000 | 5,437 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $171,000 | 5,437 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $171,000 | 5,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 4,664 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $906,000 | 4,567 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $231,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 2,703 |
| Total noninterest expense | $958,000 | 4,103 |
| Salaries and employee benefits | $532,000 | 4,005 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $333,000 | 3,972 |
| Pre-tax net operating income | $119,000 | 5,124 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $32,000 | 3,314 |
| Income before extraordinary items | $87,000 | 5,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $87,000 | 5,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $87,000 | 5,398 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $87,000 | 5,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 4,736 |
| Total interest expense | $622,000 | 4,671 |
| Net interest income | $3,589,000 | 4,688 |
| Provision for loan and lease losses | $340,000 | 3,215 |
| Total noninterest income | $982,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $104,000 | 5,374 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $878,000 | 2,545 |
| Total noninterest expense | $3,715,000 | 4,237 |
| Salaries and employee benefits | $1,786,000 | 4,417 |
| Premises and equipment expense | $387,000 | 4,378 |
| Additional noninterest expense | $1,542,000 | 3,721 |
| Pre-tax net operating income | $516,000 | 4,879 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $148,000 | 3,226 |
| Income before extraordinary items | $368,000 | 5,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $368,000 | 5,285 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $368,000 | 5,286 |
| Net charge-offs | $-27,000 | 6,750 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $368,000 | 5,086 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 4,852 |
| Total interest expense | $482,000 | 4,726 |
| Net interest income | $2,643,000 | 4,813 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $672,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $89,000 | 5,251 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $583,000 | 2,716 |
| Total noninterest expense | $2,686,000 | 4,344 |
| Salaries and employee benefits | $1,311,000 | 4,491 |
| Premises and equipment expense | $274,000 | 4,571 |
| Additional noninterest expense | $1,101,000 | 3,858 |
| Pre-tax net operating income | $359,000 | 5,101 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $72,000 | 3,581 |
| Income before extraordinary items | $287,000 | 5,373 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $287,000 | 5,372 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $287,000 | 5,372 |
| Net charge-offs | $-8,000 | 6,562 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $287,000 | 5,174 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 4,971 |
| Total interest expense | $337,000 | 4,728 |
| Net interest income | $1,685,000 | 4,951 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $431,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 2,771 |
| Total noninterest expense | $1,711,000 | 4,490 |
| Salaries and employee benefits | $870,000 | 4,531 |
| Premises and equipment expense | $167,000 | 4,806 |
| Additional noninterest expense | $674,000 | 4,096 |
| Pre-tax net operating income | $225,000 | 5,177 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $39,000 | 3,691 |
| Income before extraordinary items | $186,000 | 5,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 5,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $186,000 | 5,409 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $186,000 | 5,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,145 |
| Total interest expense | $174,000 | 4,762 |
| Net interest income | $785,000 | 5,132 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $210,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $176,000 | 2,840 |
| Total noninterest expense | $846,000 | 4,522 |
| Salaries and employee benefits | $432,000 | 4,576 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $329,000 | 4,157 |
| Pre-tax net operating income | $59,000 | 5,835 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $49,000 | 5,987 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $49,000 | 5,987 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $49,000 | 5,987 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $49,000 | 5,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 4,733 |
| Total interest expense | $896,000 | 4,655 |
| Net interest income | $3,778,000 | 4,689 |
| Provision for loan and lease losses | $1,187,000 | 2,186 |
| Total noninterest income | $730,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $147,000 | 4,925 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $583,000 | 2,898 |
| Total noninterest expense | $3,331,000 | 4,609 |
| Salaries and employee benefits | $1,732,000 | 4,562 |
| Premises and equipment expense | $404,000 | 4,541 |
| Additional noninterest expense | $1,195,000 | 4,458 |
| Pre-tax net operating income | $-10,000 | 6,035 |
| Securities gains (losses) | $-4,000 | 6,806 |
| Applicable income taxes | $-133,000 | 6,861 |
| Income before extraordinary items | $119,000 | 5,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 5,807 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $119,000 | 5,807 |
| Net charge-offs | $951,000 | 2,422 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $121,560 | 5,684 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 4,778 |
| Total interest expense | $702,000 | 4,667 |
| Net interest income | $2,816,000 | 4,729 |
| Provision for loan and lease losses | $1,012,000 | 1,947 |
| Total noninterest income | $484,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $114,000 | 4,890 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $370,000 | 3,161 |
| Total noninterest expense | $2,560,000 | 4,545 |
| Salaries and employee benefits | $1,299,000 | 4,569 |
| Premises and equipment expense | $304,000 | 4,582 |
| Additional noninterest expense | $957,000 | 4,280 |
| Pre-tax net operating income | $-272,000 | 6,442 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-185,000 | 7,080 |
| Income before extraordinary items | $-87,000 | 6,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-87,000 | 6,400 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-87,000 | 6,400 |
| Net charge-offs | $703,000 | 2,282 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-87,000 | 6,309 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 4,816 |
| Total interest expense | $486,000 | 4,708 |
| Net interest income | $1,874,000 | 4,757 |
| Provision for loan and lease losses | $535,000 | 2,230 |
| Total noninterest income | $134,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $72,000 | 4,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $1,617,000 | 4,732 |
| Salaries and employee benefits | $855,000 | 4,644 |
| Premises and equipment expense | $190,000 | 4,789 |
| Additional noninterest expense | $572,000 | 4,649 |
| Pre-tax net operating income | $-144,000 | 6,494 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-79,000 | 7,076 |
| Income before extraordinary items | $-65,000 | 6,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-65,000 | 6,450 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-65,000 | 6,450 |
| Net charge-offs | $64,000 | 4,268 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-65,000 | 6,400 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 4,868 |
| Total interest expense | $255,000 | 4,700 |
| Net interest income | $915,000 | 4,811 |
| Provision for loan and lease losses | $445,000 | 1,574 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,641 |
| Total noninterest expense | $870,000 | 4,565 |
| Salaries and employee benefits | $410,000 | 4,801 |
| Premises and equipment expense | $118,000 | 4,318 |
| Additional noninterest expense | $342,000 | 4,156 |
| Pre-tax net operating income | $-266,000 | 6,898 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-88,000 | 7,271 |
| Income before extraordinary items | $-178,000 | 6,849 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-178,000 | 6,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-178,000 | 6,849 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-178,000 | 6,842 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 4,833 |
| Total interest expense | $1,344,000 | 4,528 |
| Net interest income | $3,625,000 | 4,857 |
| Provision for loan and lease losses | $853,000 | 3,312 |
| Total noninterest income | $1,030,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 4,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $873,000 | 2,379 |
| Total noninterest expense | $3,150,000 | 4,900 |
| Salaries and employee benefits | $1,627,000 | 4,823 |
| Premises and equipment expense | $380,000 | 4,863 |
| Additional noninterest expense | $1,143,000 | 4,732 |
| Pre-tax net operating income | $652,000 | 4,026 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $143,000 | 2,969 |
| Income before extraordinary items | $509,000 | 4,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $509,000 | 4,292 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $509,000 | 4,292 |
| Net charge-offs | $1,413,000 | 2,244 |
| Cash dividends | $430,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $509,000 | 4,141 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 4,888 |
| Total interest expense | $1,045,000 | 4,591 |
| Net interest income | $2,748,000 | 4,886 |
| Provision for loan and lease losses | $593,000 | 3,278 |
| Total noninterest income | $617,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $498,000 | 2,765 |
| Total noninterest expense | $2,354,000 | 4,907 |
| Salaries and employee benefits | $1,207,000 | 4,894 |
| Premises and equipment expense | $289,000 | 4,914 |
| Additional noninterest expense | $858,000 | 4,733 |
| Pre-tax net operating income | $418,000 | 4,447 |
| Securities gains (losses) | $-2,000 | 7,110 |
| Applicable income taxes | $127,000 | 2,932 |
| Income before extraordinary items | $289,000 | 4,925 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $289,000 | 4,927 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $289,000 | 4,928 |
| Net charge-offs | $1,261,000 | 1,947 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $290,380 | 4,723 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 4,956 |
| Total interest expense | $711,000 | 4,647 |
| Net interest income | $1,783,000 | 4,972 |
| Provision for loan and lease losses | $230,000 | 4,028 |
| Total noninterest income | $316,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $234,000 | 3,227 |
| Total noninterest expense | $1,549,000 | 4,968 |
| Salaries and employee benefits | $813,000 | 4,884 |
| Premises and equipment expense | $195,000 | 4,937 |
| Additional noninterest expense | $541,000 | 4,874 |
| Pre-tax net operating income | $320,000 | 4,313 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $106,000 | 2,733 |
| Income before extraordinary items | $214,000 | 4,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $214,000 | 4,802 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $214,000 | 4,801 |
| Net charge-offs | $423,000 | 2,634 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $214,000 | 4,649 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,025 |
| Total interest expense | $361,000 | 4,742 |
| Net interest income | $886,000 | 5,020 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $130,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 3,776 |
| Total noninterest expense | $787,000 | 4,972 |
| Salaries and employee benefits | $402,000 | 4,988 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $280,000 | 4,785 |
| Pre-tax net operating income | $169,000 | 4,352 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $41,000 | 2,936 |
| Income before extraordinary items | $128,000 | 4,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $128,000 | 4,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $128,000 | 4,629 |
| Net charge-offs | $101,000 | 3,096 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $128,000 | 4,521 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,940 |
| Total interest expense | $1,584,000 | 5,042 |
| Net interest income | $3,754,000 | 4,757 |
| Provision for loan and lease losses | $1,641,000 | 2,749 |
| Total noninterest income | $680,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $183,000 | 4,802 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $497,000 | 3,205 |
| Total noninterest expense | $3,005,000 | 5,172 |
| Salaries and employee benefits | $1,627,000 | 4,954 |
| Premises and equipment expense | $512,000 | 4,312 |
| Additional noninterest expense | $866,000 | 5,620 |
| Pre-tax net operating income | $-212,000 | 5,723 |
| Securities gains (losses) | $-73,000 | 7,240 |
| Applicable income taxes | $-299,000 | 6,865 |
| Income before extraordinary items | $14,000 | 5,480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,000 | 5,479 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $14,000 | 5,479 |
| Net charge-offs | $1,026,000 | 2,824 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $60,720 | 5,253 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 5,249 |
| Total interest expense | $1,215,000 | 5,118 |
| Net interest income | $2,452,000 | 5,159 |
| Provision for loan and lease losses | $1,203,000 | 2,513 |
| Total noninterest income | $794,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $654,000 | 2,390 |
| Total noninterest expense | $2,318,000 | 5,110 |
| Salaries and employee benefits | $1,246,000 | 4,930 |
| Premises and equipment expense | $388,000 | 4,334 |
| Additional noninterest expense | $684,000 | 5,475 |
| Pre-tax net operating income | $-275,000 | 6,111 |
| Securities gains (losses) | $-250,000 | 7,629 |
| Applicable income taxes | $-222,000 | 7,120 |
| Income before extraordinary items | $-303,000 | 6,240 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-303,000 | 6,241 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-303,000 | 6,240 |
| Net charge-offs | $908,000 | 2,305 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-143,000 | 6,013 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 5,269 |
| Total interest expense | $845,000 | 5,134 |
| Net interest income | $1,623,000 | 5,174 |
| Provision for loan and lease losses | $320,000 | 3,598 |
| Total noninterest income | $592,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $94,000 | 4,771 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $498,000 | 2,236 |
| Total noninterest expense | $1,509,000 | 5,235 |
| Salaries and employee benefits | $832,000 | 4,981 |
| Premises and equipment expense | $268,000 | 4,275 |
| Additional noninterest expense | $409,000 | 5,771 |
| Pre-tax net operating income | $386,000 | 3,743 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $98,000 | 2,646 |
| Income before extraordinary items | $288,000 | 4,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 4,025 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $288,000 | 4,025 |
| Net charge-offs | $254,000 | 3,140 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $288,000 | 3,922 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 5,206 |
| Total interest expense | $447,000 | 5,113 |
| Net interest income | $834,000 | 5,090 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $317,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $270,000 | 2,100 |
| Total noninterest expense | $742,000 | 5,213 |
| Salaries and employee benefits | $411,000 | 5,056 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $179,000 | 5,873 |
| Pre-tax net operating income | $309,000 | 3,295 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $87,000 | 2,318 |
| Income before extraordinary items | $222,000 | 3,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $222,000 | 3,692 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $222,000 | 3,693 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $222,000 | 3,544 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 5,108 |
| Total interest expense | $2,253,000 | 5,016 |
| Net interest income | $3,398,000 | 5,063 |
| Provision for loan and lease losses | $187,000 | 5,288 |
| Total noninterest income | $310,000 | 5,771 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 4,994 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $131,000 | 5,530 |
| Total noninterest expense | $2,990,000 | 5,120 |
| Salaries and employee benefits | $1,624,000 | 5,085 |
| Premises and equipment expense | $591,000 | 3,985 |
| Additional noninterest expense | $775,000 | 5,557 |
| Pre-tax net operating income | $531,000 | 4,774 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $72,000 | 3,634 |
| Income before extraordinary items | $459,000 | 4,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 4,138 |
| Cash dividends | $90,000 | 5,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $459,000 | 4,743 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 5,215 |
| Total interest expense | $1,755,000 | 5,040 |
| Net interest income | $2,444,000 | 5,215 |
| Provision for loan and lease losses | $124,000 | 4,900 |
| Total noninterest income | $303,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $129,000 | 5,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 4,699 |
| Total noninterest expense | $2,237,000 | 5,120 |
| Salaries and employee benefits | $1,202,000 | 5,148 |
| Premises and equipment expense | $460,000 | 3,882 |
| Additional noninterest expense | $575,000 | 5,542 |
| Pre-tax net operating income | $386,000 | 5,319 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $59,000 | 4,002 |
| Income before extraordinary items | $327,000 | 5,098 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $327,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,837 |
| Cash dividends | $90,000 | 4,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $327,000 | 5,268 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 5,249 |
| Total interest expense | $1,206,000 | 5,105 |
| Net interest income | $1,622,000 | 5,243 |
| Provision for loan and lease losses | $62,000 | 4,876 |
| Total noninterest income | $198,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $117,000 | 4,777 |
| Total noninterest expense | $1,457,000 | 5,233 |
| Salaries and employee benefits | $773,000 | 5,330 |
| Premises and equipment expense | $301,000 | 3,962 |
| Additional noninterest expense | $383,000 | 5,542 |
| Pre-tax net operating income | $301,000 | 5,279 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $270,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,095 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $270,000 | 5,101 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 5,225 |
| Total interest expense | $643,000 | 5,103 |
| Net interest income | $830,000 | 5,199 |
| Provision for loan and lease losses | $31,000 | 4,334 |
| Total noninterest income | $85,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $762,000 | 5,083 |
| Salaries and employee benefits | $377,000 | 5,421 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $122,000 | 5,747 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $38,000 | 3,830 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $84,000 | 5,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 5,106 |
| Total interest expense | $3,093,000 | 4,709 |
| Net interest income | $3,111,000 | 5,405 |
| Provision for loan and lease losses | $141,000 | 4,417 |
| Total noninterest income | $374,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $146,000 | 5,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $228,000 | 4,796 |
| Total noninterest expense | $2,878,000 | 5,138 |
| Salaries and employee benefits | $1,592,000 | 5,112 |
| Premises and equipment expense | $621,000 | 3,745 |
| Additional noninterest expense | $665,000 | 5,871 |
| Pre-tax net operating income | $466,000 | 6,092 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $92,000 | 4,541 |
| Income before extraordinary items | $361,000 | 6,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $361,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,006 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $371,400 | 6,137 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 5,150 |
| Total interest expense | $2,360,000 | 4,665 |
| Net interest income | $2,262,000 | 5,518 |
| Provision for loan and lease losses | $111,000 | 3,958 |
| Total noninterest income | $322,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,415 |
| Total noninterest expense | $2,202,000 | 5,046 |
| Salaries and employee benefits | $1,206,000 | 5,080 |
| Premises and equipment expense | $476,000 | 3,682 |
| Additional noninterest expense | $520,000 | 5,712 |
| Pre-tax net operating income | $271,000 | 6,681 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $43,000 | 5,051 |
| Income before extraordinary items | $215,000 | 6,737 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $215,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $225,790 | 6,669 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 5,161 |
| Total interest expense | $1,564,000 | 4,663 |
| Net interest income | $1,522,000 | 5,525 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $222,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $74,000 | 5,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $148,000 | 4,332 |
| Total noninterest expense | $1,486,000 | 5,039 |
| Salaries and employee benefits | $823,000 | 5,041 |
| Premises and equipment expense | $303,000 | 3,832 |
| Additional noninterest expense | $360,000 | 5,604 |
| Pre-tax net operating income | $178,000 | 6,772 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $142,000 | 6,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $142,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $142,800 | 6,794 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 5,188 |
| Total interest expense | $778,000 | 4,649 |
| Net interest income | $747,000 | 5,600 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $120,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $755,000 | 4,994 |
| Salaries and employee benefits | $414,000 | 5,051 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $67,000 | 7,081 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $57,000 | 7,060 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $56,160 | 7,053 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 5,082 |
| Total interest expense | $2,752,000 | 4,540 |
| Net interest income | $3,119,000 | 5,402 |
| Provision for loan and lease losses | $185,000 | 3,669 |
| Total noninterest income | $390,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $122,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $268,000 | 4,514 |
| Total noninterest expense | $3,084,000 | 4,796 |
| Salaries and employee benefits | $1,571,000 | 5,036 |
| Premises and equipment expense | $654,000 | 3,522 |
| Additional noninterest expense | $859,000 | 5,007 |
| Pre-tax net operating income | $240,000 | 7,282 |
| Securities gains (losses) | $-56,000 | 7,986 |
| Applicable income taxes | $4,000 | 6,378 |
| Income before extraordinary items | $180,000 | 7,352 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $180,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,932 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $234,880 | 7,146 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 5,113 |
| Total interest expense | $1,995,000 | 4,553 |
| Net interest income | $2,354,000 | 5,431 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $322,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $93,000 | 5,905 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,254 |
| Total noninterest expense | $2,327,000 | 4,757 |
| Salaries and employee benefits | $1,171,000 | 5,052 |
| Premises and equipment expense | $499,000 | 3,480 |
| Additional noninterest expense | $657,000 | 4,926 |
| Pre-tax net operating income | $199,000 | 7,419 |
| Securities gains (losses) | $-56,000 | 8,221 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $133,000 | 7,561 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $133,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $185,080 | 7,290 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 5,129 |
| Total interest expense | $1,272,000 | 4,544 |
| Net interest income | $1,579,000 | 5,441 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $227,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,116 |
| Total noninterest expense | $1,578,000 | 4,732 |
| Salaries and employee benefits | $770,000 | 5,114 |
| Premises and equipment expense | $327,000 | 3,523 |
| Additional noninterest expense | $481,000 | 4,603 |
| Pre-tax net operating income | $123,000 | 7,551 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $15,000 | 5,945 |
| Income before extraordinary items | $102,000 | 7,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $102,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,751 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $107,220 | 7,488 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 5,121 |
| Total interest expense | $608,000 | 4,544 |
| Net interest income | $796,000 | 5,412 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $111,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $796,000 | 4,714 |
| Salaries and employee benefits | $377,000 | 5,205 |
| Premises and equipment expense | $175,000 | 3,341 |
| Additional noninterest expense | $244,000 | 4,549 |
| Pre-tax net operating income | $51,000 | 7,690 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $46,000 | 7,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $46,000 | 7,599 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 4,750 |
| Total interest expense | $2,088,000 | 4,307 |
| Net interest income | $3,604,000 | 4,929 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $446,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $137,000 | 5,782 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $309,000 | 4,269 |
| Total noninterest expense | $3,116,000 | 4,649 |
| Salaries and employee benefits | $1,580,000 | 4,884 |
| Premises and equipment expense | $688,000 | 3,286 |
| Additional noninterest expense | $848,000 | 4,971 |
| Pre-tax net operating income | $734,000 | 6,065 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $202,000 | 4,657 |
| Income before extraordinary items | $530,000 | 6,255 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $530,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,487 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $531,440 | 6,219 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 4,735 |
| Total interest expense | $1,498,000 | 4,292 |
| Net interest income | $2,748,000 | 4,901 |
| Provision for loan and lease losses | $140,000 | 3,587 |
| Total noninterest income | $329,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 4,341 |
| Total noninterest expense | $2,356,000 | 4,609 |
| Salaries and employee benefits | $1,215,000 | 4,785 |
| Premises and equipment expense | $555,000 | 3,068 |
| Additional noninterest expense | $586,000 | 5,199 |
| Pre-tax net operating income | $581,000 | 6,093 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $161,000 | 4,734 |
| Income before extraordinary items | $417,000 | 6,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $417,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,563 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $419,160 | 6,225 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 4,715 |
| Total interest expense | $960,000 | 4,247 |
| Net interest income | $1,840,000 | 4,874 |
| Provision for loan and lease losses | $93,000 | 3,464 |
| Total noninterest income | $222,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $1,579,000 | 4,573 |
| Salaries and employee benefits | $822,000 | 4,722 |
| Premises and equipment expense | $348,000 | 3,213 |
| Additional noninterest expense | $409,000 | 5,012 |
| Pre-tax net operating income | $390,000 | 6,040 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $280,000 | 6,265 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $280,000 | 6,214 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 4,668 |
| Total interest expense | $467,000 | 4,222 |
| Net interest income | $942,000 | 4,814 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $817,000 | 4,496 |
| Salaries and employee benefits | $437,000 | 4,529 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $179,000 | 6,202 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $129,000 | 6,415 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $129,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $129,000 | 6,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 4,560 |
| Total interest expense | $1,803,000 | 3,974 |
| Net interest income | $3,660,000 | 4,769 |
| Provision for loan and lease losses | $285,000 | 3,029 |
| Total noninterest income | $305,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $159,000 | 5,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,747 |
| Total noninterest expense | $3,241,000 | 4,423 |
| Salaries and employee benefits | $1,710,000 | 4,504 |
| Premises and equipment expense | $695,000 | 3,145 |
| Additional noninterest expense | $836,000 | 4,950 |
| Pre-tax net operating income | $439,000 | 6,912 |
| Securities gains (losses) | $63,000 | 1,563 |
| Applicable income taxes | $131,000 | 5,249 |
| Income before extraordinary items | $371,000 | 6,928 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $371,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,242 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $324,380 | 7,074 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 4,546 |
| Total interest expense | $1,358,000 | 3,901 |
| Net interest income | $2,731,000 | 4,767 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $229,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $125,000 | 5,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 5,840 |
| Total noninterest expense | $2,468,000 | 4,337 |
| Salaries and employee benefits | $1,303,000 | 4,413 |
| Premises and equipment expense | $561,000 | 2,947 |
| Additional noninterest expense | $604,000 | 5,024 |
| Pre-tax net operating income | $267,000 | 7,390 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $79,000 | 5,602 |
| Income before extraordinary items | $247,000 | 7,223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $247,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $202,160 | 7,408 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 4,556 |
| Total interest expense | $909,000 | 3,893 |
| Net interest income | $1,812,000 | 4,792 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $1,671,000 | 4,322 |
| Salaries and employee benefits | $882,000 | 4,399 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $417,000 | 4,922 |
| Pre-tax net operating income | $172,000 | 7,404 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $38,000 | 5,863 |
| Income before extraordinary items | $134,000 | 7,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,549 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $134,000 | 7,400 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 4,516 |
| Total interest expense | $480,000 | 3,763 |
| Net interest income | $907,000 | 4,799 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $869,000 | 4,208 |
| Salaries and employee benefits | $465,000 | 4,243 |
| Premises and equipment expense | $191,000 | 2,938 |
| Additional noninterest expense | $213,000 | 4,852 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $33,000 | 8,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,810 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $32,000 | 8,046 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,300 |
| Total interest expense | $2,326,000 | 3,535 |
| Net interest income | $3,718,000 | 4,607 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $421,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $181,000 | 5,471 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $240,000 | 4,926 |
| Total noninterest expense | $3,915,000 | 3,774 |
| Salaries and employee benefits | $1,917,000 | 4,069 |
| Premises and equipment expense | $953,000 | 2,364 |
| Additional noninterest expense | $1,045,000 | 4,132 |
| Pre-tax net operating income | $-16,000 | 8,561 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-20,000 | 8,803 |
| Income before extraordinary items | $4,000 | 8,608 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,096 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,000 | 8,521 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 4,228 |
| Total interest expense | $1,828,000 | 3,518 |
| Net interest income | $2,867,000 | 4,532 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $380,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $138,000 | 5,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 4,441 |
| Total noninterest expense | $3,071,000 | 3,627 |
| Salaries and employee benefits | $1,512,000 | 3,886 |
| Premises and equipment expense | $758,000 | 2,245 |
| Additional noninterest expense | $801,000 | 4,055 |
| Pre-tax net operating income | $-4,000 | 8,652 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $-113,000 | 9,077 |
| Income before extraordinary items | $106,000 | 8,181 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $106,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,119 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $107,920 | 8,039 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 4,248 |
| Total interest expense | $1,283,000 | 3,474 |
| Net interest income | $1,870,000 | 4,597 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $215,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $118,000 | 5,021 |
| Total noninterest expense | $1,882,000 | 3,862 |
| Salaries and employee benefits | $1,023,000 | 3,842 |
| Premises and equipment expense | $398,000 | 2,784 |
| Additional noninterest expense | $461,000 | 4,512 |
| Pre-tax net operating income | $83,000 | 8,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-60,000 | 9,092 |
| Income before extraordinary items | $143,000 | 7,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $143,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,671 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $143,000 | 7,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 4,371 |
| Total interest expense | $701,000 | 3,313 |
| Net interest income | $825,000 | 4,985 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $108,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $938,000 | 3,858 |
| Salaries and employee benefits | $517,000 | 3,799 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $211,000 | 4,775 |
| Pre-tax net operating income | $-65,000 | 8,924 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-52,000 | 9,183 |
| Income before extraordinary items | $-13,000 | 8,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 8,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,131 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-13,000 | 8,745 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 4,446 |
| Total interest expense | $2,954,000 | 3,578 |
| Net interest income | $3,256,000 | 5,008 |
| Provision for loan and lease losses | $448,000 | 2,598 |
| Total noninterest income | $648,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $166,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 3,353 |
| Total noninterest expense | $3,987,000 | 3,569 |
| Salaries and employee benefits | $1,894,000 | 3,927 |
| Premises and equipment expense | $1,008,000 | 2,168 |
| Additional noninterest expense | $1,085,000 | 3,929 |
| Pre-tax net operating income | $-531,000 | 8,991 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-205,000 | 9,142 |
| Income before extraordinary items | $-326,000 | 8,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-326,000 | 8,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,498 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-326,000 | 8,924 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 4,356 |
| Total interest expense | $4,038,000 | 3,766 |
| Net interest income | $3,115,000 | 4,925 |
| Provision for loan and lease losses | $496,000 | 2,234 |
| Total noninterest income | $441,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $233,000 | 4,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $208,000 | 4,847 |
| Total noninterest expense | $3,157,000 | 4,167 |
| Salaries and employee benefits | $1,612,000 | 4,286 |
| Premises and equipment expense | $667,000 | 3,076 |
| Additional noninterest expense | $878,000 | 4,476 |
| Pre-tax net operating income | $-97,000 | 8,862 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-165,000 | 9,353 |
| Income before extraordinary items | $68,000 | 8,515 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $68,000 | 8,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,951 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $68,000 | 8,417 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 4,508 |
| Total interest expense | $4,060,000 | 3,926 |
| Net interest income | $3,076,000 | 5,064 |
| Provision for loan and lease losses | $190,000 | 3,859 |
| Total noninterest income | $276,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 5,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,731 |
| Total noninterest expense | $2,205,000 | 5,323 |
| Salaries and employee benefits | $1,154,000 | 5,369 |
| Premises and equipment expense | $536,000 | 3,588 |
| Additional noninterest expense | $515,000 | 6,318 |
| Pre-tax net operating income | $957,000 | 5,372 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $285,000 | 4,692 |
| Income before extraordinary items | $672,000 | 5,523 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $672,000 | 5,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,316 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $672,000 | 5,527 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 4,824 |
| Total interest expense | $3,366,000 | 4,176 |
| Net interest income | $2,865,000 | 5,340 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $322,000 | 6,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,835 |
| Total noninterest expense | $2,100,000 | 5,496 |
| Salaries and employee benefits | $1,097,000 | 5,509 |
| Premises and equipment expense | $506,000 | 3,729 |
| Additional noninterest expense | $497,000 | 6,542 |
| Pre-tax net operating income | $1,027,000 | 5,228 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $319,000 | 4,676 |
| Income before extraordinary items | $708,000 | 5,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $708,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $708,000 | 5,395 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 5,364 |
| Total interest expense | $3,040,000 | 4,675 |
| Net interest income | $2,378,000 | 6,021 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $346,000 | 6,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,493 |
| Total noninterest expense | $1,885,000 | 5,817 |
| Salaries and employee benefits | $956,000 | 5,959 |
| Premises and equipment expense | $425,000 | 4,215 |
| Additional noninterest expense | $504,000 | 6,403 |
| Pre-tax net operating income | $724,000 | 6,394 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $188,000 | 6,318 |
| Income before extraordinary items | $536,000 | 6,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $536,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $165,000 | 5,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $536,000 | 6,288 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 6,126 |
| Total interest expense | $2,556,000 | 5,331 |
| Net interest income | $2,048,000 | 6,819 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $179,000 | 8,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,299,000 | 7,339 |
| Salaries and employee benefits | $634,000 | 7,701 |
| Premises and equipment expense | $298,000 | 5,466 |
| Additional noninterest expense | $367,000 | 7,648 |
| Pre-tax net operating income | $878,000 | 6,218 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $617,000 | 6,267 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $617,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $617,000 | 6,213 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 6,908 |
| Total interest expense | $2,227,000 | 5,995 |
| Net interest income | $1,728,000 | 7,706 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $232,000 | 7,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $989,000 | 8,704 |
| Salaries and employee benefits | $557,000 | 8,425 |
| Premises and equipment expense | $178,000 | 7,473 |
| Additional noninterest expense | $254,000 | 9,355 |
| Pre-tax net operating income | $937,000 | 5,967 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $281,000 | 6,055 |
| Income before extraordinary items | $656,000 | 5,966 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $656,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $656,000 | 5,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 7,563 |
| Total interest expense | $1,901,000 | 6,683 |
| Net interest income | $1,591,000 | 8,273 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $203,000 | 8,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $947,000 | 9,177 |
| Salaries and employee benefits | $458,000 | 9,471 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $330,000 | 8,915 |
| Pre-tax net operating income | $827,000 | 6,734 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $240,000 | 6,788 |
| Income before extraordinary items | $587,000 | 6,682 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $587,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $270,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $587,000 | 6,676 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 8,295 |
| Total interest expense | $1,408,000 | 7,184 |
| Net interest income | $1,459,000 | 8,993 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $1,009,000 | 9,307 |
| Salaries and employee benefits | $464,000 | 9,723 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $388,000 | 8,939 |
| Pre-tax net operating income | $611,000 | 7,938 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $455,000 | 7,660 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $455,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $455,000 | 7,711 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 8,952 |
| Total interest expense | $1,298,000 | 7,885 |
| Net interest income | $1,329,000 | 9,649 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $916,000 | 10,126 |
| Salaries and employee benefits | $438,000 | 10,259 |
| Premises and equipment expense | $154,000 | 8,798 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $546,000 | 8,328 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $169,000 | 8,222 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $519,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 12,404 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $382,100 | 8,356 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 9,260 |
| Total interest expense | $1,587,000 | 8,248 |
| Net interest income | $1,250,000 | 10,145 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $865,000 | 10,688 |
| Salaries and employee benefits | $404,000 | 10,813 |
| Premises and equipment expense | $139,000 | 9,430 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $486,000 | 8,507 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $356,000 | 8,662 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $356,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $356,000 | 8,289 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.