Home > Fidelity Institutional Asset Management Trust Company > Performance and Condition Ratios
Fidelity Institutional Asset Management Trust Company, Performance and Condition Ratios
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1005% | 7,650 |
| Cost of funding earning assets | 4.8203% | 3 |
| Net interest margin | -4.7198% | 7,658 |
| Noninterest income to average assets | 259.0169% | 4 |
| Noninterest expense to average assets | 298.1979% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | -39.7775% | 7,658 |
| Return on assets (ROA) | -39.7775% | 7,658 |
| Pretax return on assets | -40.4302% | 7,658 |
| Return on Equity (ROE) | -97.2618% | 7,587 |
| Retained earnings to average equity (ytd only) | -97.2618% | 7,587 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 115.6847% | 455 |
| Assets per employee ($millions) | 2.9078% | 6,308 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,616 |
| Net loans and leases to deposits | NA | NA |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 0.0000% | 7,665 |
| Equity capital to assets | 67.3853% | 38 |
| Core capital (leverage) ratio | 65.6904% | 36 |
| Tier 1 risk-based capital ratio | 80.9617% | 63 |
| Total risk-based capital ratio | 80.9617% | 64 |
| Memoranda: | ||
| Average total assets | $97,743,800 | 5,052 |
| Average earning assets | $25,870,000 | 7,233 |
| Average equity | $39,974,600 | 1,659 |
| Average total loans | NA | NA |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1032% | 7,758 |
| Cost of funding earning assets | 5.0071% | 3 |
| Net interest margin | -4.9038% | 7,761 |
| Noninterest income to average assets | 242.0521% | 4 |
| Noninterest expense to average assets | 275.0300% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | -33.7254% | 7,761 |
| Return on assets (ROA) | -33.7254% | 7,761 |
| Pretax return on assets | -34.3270% | 7,760 |
| Return on Equity (ROE) | -93.5522% | 7,684 |
| Retained earnings to average equity (ytd only) | -93.5522% | 7,684 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 114.2611% | 462 |
| Assets per employee ($millions) | 4.0306% | 3,767 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,720 |
| Net loans and leases to deposits | 0.0000% | 7,720 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 52.2050% | 7,658 |
| Equity capital to assets | 35.8757% | 62 |
| Core capital (leverage) ratio | 35.4721% | 62 |
| Tier 1 risk-based capital ratio | 48.2800% | 159 |
| Total risk-based capital ratio | 48.2800% | 163 |
| Memoranda: | ||
| Average total assets | $103,278,750 | 4,956 |
| Average earning assets | $28,412,500 | 7,229 |
| Average equity | $37,231,750 | 1,793 |
| Average total loans | NA | NA |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1452% | 7,826 |
| Cost of funding earning assets | 5.7214% | 3 |
| Net interest margin | -5.5762% | 7,830 |
| Noninterest income to average assets | 235.9617% | 4 |
| Noninterest expense to average assets | 272.2294% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | -36.9921% | 7,829 |
| Return on assets (ROA) | -36.9921% | 7,829 |
| Pretax return on assets | -37.7241% | 7,829 |
| Return on Equity (ROE) | -102.4627% | 7,738 |
| Retained earnings to average equity (ytd only) | -102.4627% | 7,737 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 116.0867% | 461 |
| Assets per employee ($millions) | 4.2380% | 3,322 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,788 |
| Net loans and leases to deposits | 0.0000% | 7,788 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 49.6505% | 7,736 |
| Equity capital to assets | 40.6249% | 56 |
| Core capital (leverage) ratio | 43.8253% | 51 |
| Tier 1 risk-based capital ratio | 55.7263% | 129 |
| Total risk-based capital ratio | 55.7263% | 133 |
| Memoranda: | ||
| Average total assets | $105,460,330 | 4,932 |
| Average earning assets | $27,545,670 | 7,315 |
| Average equity | $38,074,330 | 1,747 |
| Average total loans | NA | NA |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1314% | 7,929 |
| Cost of funding earning assets | 4.6785% | 5 |
| Net interest margin | -4.5471% | 7,934 |
| Noninterest income to average assets | 235.6994% | 4 |
| Noninterest expense to average assets | 294.0252% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | -58.6985% | 7,932 |
| Return on assets (ROA) | -58.6985% | 7,932 |
| Pretax return on assets | -60.0028% | 7,932 |
| Return on Equity (ROE) | -172.8434% | 7,879 |
| Retained earnings to average equity (ytd only) | -172.8434% | 7,877 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 125.6398% | 386 |
| Assets per employee ($millions) | 4.3403% | 3,222 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,889 |
| Net loans and leases to deposits | 0.0000% | 7,889 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 48.4794% | 7,842 |
| Equity capital to assets | 29.8316% | 85 |
| Core capital (leverage) ratio | 31.8307% | 74 |
| Tier 1 risk-based capital ratio | 40.6278% | 241 |
| Total risk-based capital ratio | 40.6278% | 256 |
| Memoranda: | ||
| Average total assets | $107,335,000 | 4,947 |
| Average earning assets | $39,585,500 | 6,944 |
| Average equity | $36,451,500 | 1,846 |
| Average total loans | NA | NA |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1949% | 8,004 |
| Cost of funding earning assets | 1.7652% | 4,174 |
| Net interest margin | -1.5704% | 8,010 |
| Noninterest income to average assets | 171.8983% | 6 |
| Noninterest expense to average assets | 203.9692% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | -32.5895% | 8,011 |
| Return on assets (ROA) | -32.5895% | 8,011 |
| Pretax return on assets | -33.0220% | 8,010 |
| Return on Equity (ROE) | -97.1224% | 7,923 |
| Retained earnings to average equity (ytd only) | -97.1224% | 7,921 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 119.3171% | 619 |
| Assets per employee ($millions) | 4.0927% | 3,631 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,964 |
| Net loans and leases to deposits | 0.0000% | 7,964 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 45.7005% | 7,924 |
| Equity capital to assets | 37.8527% | 68 |
| Core capital (leverage) ratio | 35.3229% | 77 |
| Tier 1 risk-based capital ratio | 52.4667% | 145 |
| Total risk-based capital ratio | 52.4667% | 153 |
| Memoranda: | ||
| Average total assets | $172,018,600 | 3,576 |
| Average earning assets | $104,180,400 | 4,720 |
| Average equity | $57,721,000 | 1,146 |
| Average total loans | NA | NA |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2014% | 8,090 |
| Cost of funding earning assets | 1.5230% | 5,738 |
| Net interest margin | -1.3216% | 8,098 |
| Noninterest income to average assets | 158.6198% | 6 |
| Noninterest expense to average assets | 186.8286% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | -28.2401% | 8,097 |
| Return on assets (ROA) | -28.2401% | 8,097 |
| Pretax return on assets | -29.0541% | 8,095 |
| Return on Equity (ROE) | -85.7800% | 7,978 |
| Retained earnings to average equity (ytd only) | -85.7800% | 7,977 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 118.4149% | 617 |
| Assets per employee ($millions) | 5.7248% | 1,411 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,051 |
| Net loans and leases to deposits | 0.0000% | 8,051 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 33.9277% | 8,025 |
| Equity capital to assets | 35.7423% | 87 |
| Core capital (leverage) ratio | 22.7843% | 216 |
| Tier 1 risk-based capital ratio | 60.8915% | 116 |
| Total risk-based capital ratio | 60.8915% | 118 |
| Memoranda: | ||
| Average total assets | $187,397,750 | 3,347 |
| Average earning assets | $119,850,000 | 4,351 |
| Average equity | $61,694,250 | 1,092 |
| Average total loans | NA | NA |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1887% | 8,186 |
| Cost of funding earning assets | 1.3644% | 6,604 |
| Net interest margin | -1.1757% | 8,191 |
| Noninterest income to average assets | 135.9332% | 7 |
| Noninterest expense to average assets | 162.0278% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | -25.9478% | 8,181 |
| Return on assets (ROA) | -25.9478% | 8,180 |
| Pretax return on assets | -26.8726% | 8,181 |
| Return on Equity (ROE) | -80.5265% | 8,041 |
| Retained earnings to average equity (ytd only) | -80.5265% | 8,040 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 119.8828% | 667 |
| Assets per employee ($millions) | 9.2534% | 323 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,143 |
| Net loans and leases to deposits | 0.0000% | 8,143 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 21.8297% | 8,128 |
| Equity capital to assets | 22.4410% | 270 |
| Core capital (leverage) ratio | 22.7526% | 254 |
| Tier 1 risk-based capital ratio | 49.7531% | 188 |
| Total risk-based capital ratio | 49.7531% | 195 |
| Memoranda: | ||
| Average total assets | $200,248,330 | 3,224 |
| Average earning assets | $132,514,000 | 4,093 |
| Average equity | $64,525,330 | 1,049 |
| Average total loans | NA | NA |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2061% | 8,241 |
| Cost of funding earning assets | 1.5618% | 6,192 |
| Net interest margin | -1.3557% | 8,244 |
| Noninterest income to average assets | 149.1637% | 6 |
| Noninterest expense to average assets | 180.1559% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | -30.6305% | 8,235 |
| Return on assets (ROA) | -30.6305% | 8,233 |
| Pretax return on assets | -31.8325% | 8,234 |
| Return on Equity (ROE) | -79.8746% | 8,121 |
| Retained earnings to average equity (ytd only) | -79.8746% | 8,112 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 121.4615% | 606 |
| Assets per employee ($millions) | 1.6255% | 8,083 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,196 |
| Net loans and leases to deposits | 0.0000% | 8,196 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 28.2432% | 8,176 |
| Equity capital to assets | 35.6564% | 106 |
| Core capital (leverage) ratio | 31.4086% | 140 |
| Tier 1 risk-based capital ratio | 66.8427% | 119 |
| Total risk-based capital ratio | 66.8427% | 120 |
| Memoranda: | ||
| Average total assets | $184,704,500 | 3,437 |
| Average earning assets | $114,483,000 | 4,521 |
| Average equity | $70,831,000 | 952 |
| Average total loans | NA | NA |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.8118% | 8,267 |
| Cost of funding earning assets | 1.5115% | 7,591 |
| Net interest margin | -0.6996% | 8,305 |
| Noninterest income to average assets | 205.8381% | 6 |
| Noninterest expense to average assets | 212.3571% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | -5.7623% | 8,137 |
| Return on assets (ROA) | -5.7623% | 8,128 |
| Pretax return on assets | -6.8139% | 8,153 |
| Return on Equity (ROE) | -20.8205% | 7,779 |
| Retained earnings to average equity (ytd only) | -20.8205% | 7,701 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 103.3150% | 885 |
| Assets per employee ($millions) | 1.2377% | 8,210 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | 0.0000% | 8,249 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 26.4946% | 8,224 |
| Equity capital to assets | 40.8735% | 98 |
| Core capital (leverage) ratio | 36.8755% | 126 |
| Tier 1 risk-based capital ratio | 78.1257% | 102 |
| Total risk-based capital ratio | 78.1257% | 104 |
| Memoranda: | ||
| Average total assets | $188,204,670 | 3,289 |
| Average earning assets | $79,327,670 | 5,456 |
| Average equity | $52,088,000 | 1,295 |
| Average total loans | NA | NA |