Home > Fidelity Federal Savings Bank > Income and Expense
Fidelity Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,545,000 | 1,455 |
| Total interest expense | $11,905,000 | 1,325 |
| Net interest income | $10,640,000 | 1,628 |
| Provision for loan and lease losses | $605,000 | 1,499 |
| Total noninterest income | $982,000 | 3,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $982,000 | 1,759 |
| Total noninterest expense | $8,195,000 | 1,609 |
| Salaries and employee benefits | $3,757,000 | 1,737 |
| Premises and equipment expense | $1,524,000 | 1,286 |
| Additional noninterest expense | $2,914,000 | 1,478 |
| Pre-tax net operating income | $2,822,000 | 2,621 |
| Securities gains (losses) | $441,000 | 457 |
| Applicable income taxes | $1,985,000 | 1,343 |
| Income before extraordinary items | $1,278,000 | 3,855 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,278,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 10,724 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $995,760 | 4,660 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,381,000 | 1,291 |
| Total interest expense | $14,442,000 | 1,133 |
| Net interest income | $11,939,000 | 1,493 |
| Provision for loan and lease losses | $3,050,000 | 454 |
| Total noninterest income | $914,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $914,000 | 1,925 |
| Total noninterest expense | $8,971,000 | 1,576 |
| Salaries and employee benefits | $4,186,000 | 1,601 |
| Premises and equipment expense | $1,755,000 | 1,195 |
| Additional noninterest expense | $3,030,000 | 1,717 |
| Pre-tax net operating income | $832,000 | 6,359 |
| Securities gains (losses) | $67,000 | 1,163 |
| Applicable income taxes | $346,000 | 5,378 |
| Income before extraordinary items | $553,000 | 6,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $553,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,132,000 | 551 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $510,120 | 6,767 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,231,000 | 1,360 |
| Total interest expense | $13,977,000 | 1,191 |
| Net interest income | $11,254,000 | 1,593 |
| Provision for loan and lease losses | $431,000 | 1,763 |
| Total noninterest income | $1,010,000 | 3,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,010,000 | 1,788 |
| Total noninterest expense | $7,039,000 | 1,966 |
| Salaries and employee benefits | $4,071,000 | 1,624 |
| Premises and equipment expense | $1,690,000 | 1,229 |
| Additional noninterest expense | $1,278,000 | 3,553 |
| Pre-tax net operating income | $4,794,000 | 1,556 |
| Securities gains (losses) | $-43,000 | 11,086 |
| Applicable income taxes | $1,713,000 | 1,456 |
| Income before extraordinary items | $3,038,000 | 1,677 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,038,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $1,585,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,065,520 | 1,645 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,718,000 | 1,487 |
| Total interest expense | $10,211,000 | 1,293 |
| Net interest income | $10,507,000 | 1,718 |
| Provision for loan and lease losses | $525,000 | 1,486 |
| Total noninterest income | $810,000 | 3,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $810,000 | 2,119 |
| Total noninterest expense | $6,514,000 | 2,165 |
| Salaries and employee benefits | $3,600,000 | 1,861 |
| Premises and equipment expense | $1,614,000 | 1,294 |
| Additional noninterest expense | $1,300,000 | 3,768 |
| Pre-tax net operating income | $4,278,000 | 1,679 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $1,535,000 | 1,528 |
| Income before extraordinary items | $2,739,000 | 1,779 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,739,000 | 1,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,942 |
| Cash dividends | $277,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,002 |
| Net operating income | $2,741,560 | 1,785 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,452,000 | 1,689 |
| Total interest expense | $9,619,000 | 1,396 |
| Net interest income | $8,833,000 | 2,046 |
| Provision for loan and lease losses | $504,000 | 2,073 |
| Total noninterest income | $699,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $699,000 | 2,603 |
| Total noninterest expense | $5,650,000 | 2,533 |
| Salaries and employee benefits | $3,038,000 | 2,182 |
| Premises and equipment expense | $1,370,000 | 1,543 |
| Additional noninterest expense | $1,242,000 | 4,073 |
| Pre-tax net operating income | $3,378,000 | 2,018 |
| Securities gains (losses) | $493,000 | 903 |
| Applicable income taxes | $1,453,000 | 1,612 |
| Income before extraordinary items | $2,418,000 | 2,069 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,418,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $220,000 | 5,198 |
| Sale, conversion, retirement of capital stock, net | $4,492,000 | 213 |
| Net operating income | $2,102,480 | 2,235 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,326,000 | 1,944 |
| Total interest expense | $10,774,000 | 1,610 |
| Net interest income | $7,552,000 | 2,400 |
| Provision for loan and lease losses | $823,000 | 2,116 |
| Total noninterest income | $411,000 | 6,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $411,000 | 3,642 |
| Total noninterest expense | $5,106,000 | 2,804 |
| Salaries and employee benefits | $2,629,000 | 2,454 |
| Premises and equipment expense | $1,297,000 | 1,647 |
| Additional noninterest expense | $1,180,000 | 4,403 |
| Pre-tax net operating income | $2,034,000 | 3,057 |
| Securities gains (losses) | $334,000 | 1,437 |
| Applicable income taxes | $839,000 | 2,478 |
| Income before extraordinary items | $1,529,000 | 3,023 |
| Extraordinary gains, net | $376,000 | 257 |
| Net income | $1,905,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 3,289 |
| Cash dividends | $93,000 | 6,787 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 13,768 |
| Net operating income | $1,311,900 | 3,242 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.