Home > Fidelity Federal Savings Bank > Income and Expense
Fidelity Federal Savings Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,645,000 | 830 |
| Total interest expense | $9,102,000 | 546 |
| Net interest income | $8,543,000 | 1,147 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $1,865,000 | 1,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,865,000 | 961 |
| Total noninterest expense | $5,585,000 | 1,442 |
| Salaries and employee benefits | $3,108,000 | 1,392 |
| Premises and equipment expense | $1,310,000 | 870 |
| Additional noninterest expense | $1,167,000 | 2,050 |
| Pre-tax net operating income | $4,698,000 | 935 |
| Securities gains (losses) | $904,000 | 394 |
| Applicable income taxes | $2,094,000 | 749 |
| Income before extraordinary items | $3,508,000 | 958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,508,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $1,995,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,929,440 | 1,067 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,378,000 | 790 |
| Total interest expense | $4,761,000 | 538 |
| Net interest income | $4,617,000 | 1,048 |
| Provision for loan and lease losses | $94,000 | 2,466 |
| Total noninterest income | $859,000 | 1,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $859,000 | 992 |
| Total noninterest expense | $2,750,000 | 1,446 |
| Salaries and employee benefits | $1,584,000 | 1,367 |
| Premises and equipment expense | $547,000 | 1,059 |
| Additional noninterest expense | $619,000 | 1,892 |
| Pre-tax net operating income | $2,632,000 | 853 |
| Securities gains (losses) | $501,000 | 344 |
| Applicable income taxes | $1,152,000 | 700 |
| Income before extraordinary items | $1,981,000 | 853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,981,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $1,004,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,660,360 | 936 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $40,785,000 | 749 |
| Total interest expense | $20,699,000 | 566 |
| Net interest income | $20,086,000 | 964 |
| Provision for loan and lease losses | $554,000 | 2,209 |
| Total noninterest income | $3,669,000 | 1,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,669,000 | 881 |
| Total noninterest expense | $11,228,000 | 1,369 |
| Salaries and employee benefits | $6,112,000 | 1,333 |
| Premises and equipment expense | $2,566,000 | 850 |
| Additional noninterest expense | $2,550,000 | 1,824 |
| Pre-tax net operating income | $11,973,000 | 734 |
| Securities gains (losses) | $1,486,000 | 330 |
| Applicable income taxes | $4,939,000 | 594 |
| Income before extraordinary items | $8,520,000 | 745 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,520,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,897 |
| Cash dividends | $4,847,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,568,960 | 805 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $45,091,000 | 752 |
| Total interest expense | $29,021,000 | 584 |
| Net interest income | $16,070,000 | 1,108 |
| Provision for loan and lease losses | $365,000 | 2,800 |
| Total noninterest income | $2,892,000 | 1,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,892,000 | 970 |
| Total noninterest expense | $10,250,000 | 1,435 |
| Salaries and employee benefits | $5,589,000 | 1,333 |
| Premises and equipment expense | $2,222,000 | 942 |
| Additional noninterest expense | $2,439,000 | 1,865 |
| Pre-tax net operating income | $8,347,000 | 907 |
| Securities gains (losses) | $1,267,000 | 356 |
| Applicable income taxes | $3,569,000 | 725 |
| Income before extraordinary items | $6,045,000 | 909 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,045,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $749,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,234,120 | 1,006 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $44,326,000 | 799 |
| Total interest expense | $30,841,000 | 612 |
| Net interest income | $13,485,000 | 1,304 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $2,255,000 | 1,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,255,000 | 1,046 |
| Total noninterest expense | $8,872,000 | 1,583 |
| Salaries and employee benefits | $5,035,000 | 1,407 |
| Premises and equipment expense | $2,086,000 | 960 |
| Additional noninterest expense | $1,751,000 | 2,449 |
| Pre-tax net operating income | $6,658,000 | 1,128 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,515,000 | 961 |
| Income before extraordinary items | $4,143,000 | 1,259 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,143,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $1,147,000 | 425 |
| Net operating income | $4,143,000 | 1,255 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $40,116,000 | 845 |
| Total interest expense | $24,851,000 | 664 |
| Net interest income | $15,265,000 | 1,154 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,861,000 | 1,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,861,000 | 1,215 |
| Total noninterest expense | $9,595,000 | 1,440 |
| Salaries and employee benefits | $5,454,000 | 1,270 |
| Premises and equipment expense | $2,071,000 | 976 |
| Additional noninterest expense | $2,070,000 | 2,104 |
| Pre-tax net operating income | $7,351,000 | 1,060 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,773,000 | 945 |
| Income before extraordinary items | $4,578,000 | 1,197 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,578,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $3,475,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,578,000 | 1,177 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,919,000 | 923 |
| Total interest expense | $22,003,000 | 743 |
| Net interest income | $13,916,000 | 1,220 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $1,462,000 | 2,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,462,000 | 1,428 |
| Total noninterest expense | $9,062,000 | 1,460 |
| Salaries and employee benefits | $5,477,000 | 1,199 |
| Premises and equipment expense | $1,912,000 | 1,008 |
| Additional noninterest expense | $1,673,000 | 2,490 |
| Pre-tax net operating income | $6,156,000 | 1,219 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,282,000 | 1,102 |
| Income before extraordinary items | $3,874,000 | 1,371 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,874,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $9,096,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,874,000 | 1,312 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,434,000 | 961 |
| Total interest expense | $21,831,000 | 751 |
| Net interest income | $13,603,000 | 1,271 |
| Provision for loan and lease losses | $71,000 | 5,899 |
| Total noninterest income | $1,563,000 | 2,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,563,000 | 1,291 |
| Total noninterest expense | $8,858,000 | 1,484 |
| Salaries and employee benefits | $5,142,000 | 1,279 |
| Premises and equipment expense | $1,690,000 | 1,177 |
| Additional noninterest expense | $2,026,000 | 2,061 |
| Pre-tax net operating income | $6,237,000 | 1,255 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,260,000 | 1,193 |
| Income before extraordinary items | $3,977,000 | 1,382 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,977,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $1,909,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,977,000 | 1,334 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,318,000 | 1,067 |
| Total interest expense | $19,422,000 | 869 |
| Net interest income | $12,896,000 | 1,389 |
| Provision for loan and lease losses | $449,000 | 1,904 |
| Total noninterest income | $1,180,000 | 2,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,180,000 | 1,619 |
| Total noninterest expense | $10,342,000 | 1,384 |
| Salaries and employee benefits | $4,663,000 | 1,443 |
| Premises and equipment expense | $1,653,000 | 1,248 |
| Additional noninterest expense | $4,026,000 | 1,349 |
| Pre-tax net operating income | $3,285,000 | 2,185 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,181,000 | 2,019 |
| Income before extraordinary items | $2,104,000 | 2,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,104,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $4,283,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,104,000 | 2,292 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,719,000 | 1,284 |
| Total interest expense | $15,329,000 | 1,100 |
| Net interest income | $11,390,000 | 1,572 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $903,000 | 3,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $903,000 | 1,940 |
| Total noninterest expense | $7,880,000 | 1,771 |
| Salaries and employee benefits | $4,385,000 | 1,516 |
| Premises and equipment expense | $1,607,000 | 1,296 |
| Additional noninterest expense | $1,888,000 | 2,529 |
| Pre-tax net operating income | $4,393,000 | 1,674 |
| Securities gains (losses) | $289,000 | 528 |
| Applicable income taxes | $1,866,000 | 1,353 |
| Income before extraordinary items | $2,816,000 | 1,795 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,816,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,631,040 | 1,890 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,472,000 | 1,437 |
| Total interest expense | $10,404,000 | 1,269 |
| Net interest income | $11,068,000 | 1,638 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $526,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $526,000 | 2,864 |
| Total noninterest expense | $7,230,000 | 1,980 |
| Salaries and employee benefits | $3,763,000 | 1,792 |
| Premises and equipment expense | $1,413,000 | 1,474 |
| Additional noninterest expense | $2,054,000 | 2,517 |
| Pre-tax net operating income | $4,234,000 | 1,692 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $1,665,000 | 1,407 |
| Income before extraordinary items | $2,562,000 | 1,899 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,562,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $706,000 | 492 |
| Net operating income | $2,566,480 | 1,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,319,000 | 1,541 |
| Total interest expense | $9,887,000 | 1,359 |
| Net interest income | $10,432,000 | 1,734 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $1,067,000 | 3,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,067,000 | 1,949 |
| Total noninterest expense | $6,021,000 | 2,388 |
| Salaries and employee benefits | $3,168,000 | 2,092 |
| Premises and equipment expense | $1,279,000 | 1,638 |
| Additional noninterest expense | $1,574,000 | 3,361 |
| Pre-tax net operating income | $5,402,000 | 1,290 |
| Securities gains (losses) | $66,000 | 3,051 |
| Applicable income taxes | $2,233,000 | 1,093 |
| Income before extraordinary items | $3,235,000 | 1,574 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,235,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $14,039,000 | 95 |
| Net operating income | $3,192,760 | 1,502 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,194,000 | 1,615 |
| Total interest expense | $12,450,000 | 1,415 |
| Net interest income | $9,744,000 | 1,881 |
| Provision for loan and lease losses | $103,000 | 7,189 |
| Total noninterest income | $792,000 | 4,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $792,000 | 2,321 |
| Total noninterest expense | $5,702,000 | 2,536 |
| Salaries and employee benefits | $2,842,000 | 2,289 |
| Premises and equipment expense | $1,303,000 | 1,639 |
| Additional noninterest expense | $1,557,000 | 3,484 |
| Pre-tax net operating income | $4,731,000 | 1,350 |
| Securities gains (losses) | $1,447,000 | 501 |
| Applicable income taxes | $2,876,000 | 817 |
| Income before extraordinary items | $3,302,000 | 1,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,302,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,375,920 | 1,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.