Home > Fidelity Federal Savings Bank > Income and Expense
Fidelity Federal Savings Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 4,335 |
| Total interest expense | $1,411,000 | 3,209 |
| Net interest income | $1,757,000 | 5,017 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $212,000 | 5,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $212,000 | 3,664 |
| Total noninterest expense | $1,196,000 | 5,485 |
| Salaries and employee benefits | $621,000 | 5,641 |
| Premises and equipment expense | $352,000 | 3,175 |
| Additional noninterest expense | $223,000 | 6,837 |
| Pre-tax net operating income | $723,000 | 4,535 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $263,000 | 3,330 |
| Income before extraordinary items | $460,000 | 5,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $460,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $460,000 | 5,045 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 4,300 |
| Total interest expense | $691,000 | 3,155 |
| Net interest income | $899,000 | 4,962 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $625,000 | 5,382 |
| Salaries and employee benefits | $329,000 | 5,494 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $307,000 | 4,929 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $194,000 | 5,495 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $194,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,807 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $194,000 | 5,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 4,072 |
| Total interest expense | $3,009,000 | 2,628 |
| Net interest income | $3,387,000 | 5,015 |
| Provision for loan and lease losses | $1,306,000 | 820 |
| Total noninterest income | $537,000 | 5,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $537,000 | 3,188 |
| Total noninterest expense | $2,641,000 | 5,103 |
| Salaries and employee benefits | $1,313,000 | 5,404 |
| Premises and equipment expense | $735,000 | 3,003 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $-23,000 | 8,422 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $-39,000 | 8,657 |
| Income before extraordinary items | $17,000 | 8,386 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 918 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $16,360 | 8,354 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 4,026 |
| Total interest expense | $2,288,000 | 2,555 |
| Net interest income | $2,545,000 | 4,999 |
| Provision for loan and lease losses | $376,000 | 1,864 |
| Total noninterest income | $398,000 | 5,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $398,000 | 3,198 |
| Total noninterest expense | $1,983,000 | 5,069 |
| Salaries and employee benefits | $997,000 | 5,334 |
| Premises and equipment expense | $552,000 | 2,984 |
| Additional noninterest expense | $434,000 | 6,053 |
| Pre-tax net operating income | $584,000 | 5,974 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $196,000 | 4,463 |
| Income before extraordinary items | $389,000 | 6,398 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $389,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,073 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $388,340 | 6,325 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 3,992 |
| Total interest expense | $1,534,000 | 2,526 |
| Net interest income | $1,741,000 | 4,904 |
| Provision for loan and lease losses | $263,000 | 1,761 |
| Total noninterest income | $264,000 | 5,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 3,211 |
| Total noninterest expense | $1,343,000 | 5,025 |
| Salaries and employee benefits | $667,000 | 5,355 |
| Premises and equipment expense | $375,000 | 2,950 |
| Additional noninterest expense | $301,000 | 5,973 |
| Pre-tax net operating income | $399,000 | 5,862 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $143,000 | 4,330 |
| Income before extraordinary items | $257,000 | 6,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,022 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $256,360 | 6,301 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,897 |
| Total interest expense | $777,000 | 2,514 |
| Net interest income | $905,000 | 4,808 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $714,000 | 4,852 |
| Salaries and employee benefits | $335,000 | 5,348 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $183,000 | 5,379 |
| Pre-tax net operating income | $192,000 | 5,914 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,032 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $129,330 | 6,238 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 3,645 |
| Total interest expense | $3,486,000 | 2,507 |
| Net interest income | $3,904,000 | 4,432 |
| Provision for loan and lease losses | $655,000 | 1,716 |
| Total noninterest income | $693,000 | 4,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $693,000 | 2,983 |
| Total noninterest expense | $2,410,000 | 5,350 |
| Salaries and employee benefits | $1,239,000 | 5,522 |
| Premises and equipment expense | $738,000 | 2,951 |
| Additional noninterest expense | $433,000 | 6,939 |
| Pre-tax net operating income | $1,532,000 | 4,075 |
| Securities gains (losses) | $-3,000 | 8,643 |
| Applicable income taxes | $562,000 | 3,185 |
| Income before extraordinary items | $967,000 | 4,738 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $967,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 1,056 |
| Cash dividends | $702,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $968,920 | 4,566 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 3,626 |
| Total interest expense | $2,674,000 | 2,541 |
| Net interest income | $3,017,000 | 4,368 |
| Provision for loan and lease losses | $293,000 | 2,562 |
| Total noninterest income | $594,000 | 4,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $594,000 | 2,843 |
| Total noninterest expense | $1,782,000 | 5,371 |
| Salaries and employee benefits | $932,000 | 5,485 |
| Premises and equipment expense | $541,000 | 3,019 |
| Additional noninterest expense | $309,000 | 7,060 |
| Pre-tax net operating income | $1,536,000 | 3,472 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $565,000 | 2,786 |
| Income before extraordinary items | $968,000 | 4,060 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $968,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,287 |
| Cash dividends | $702,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $969,920 | 3,890 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 3,595 |
| Total interest expense | $1,825,000 | 2,568 |
| Net interest income | $2,061,000 | 4,305 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $463,000 | 3,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $463,000 | 2,560 |
| Total noninterest expense | $1,179,000 | 5,384 |
| Salaries and employee benefits | $628,000 | 5,466 |
| Premises and equipment expense | $356,000 | 3,037 |
| Additional noninterest expense | $195,000 | 7,207 |
| Pre-tax net operating income | $1,180,000 | 3,121 |
| Securities gains (losses) | $-4,000 | 8,976 |
| Applicable income taxes | $438,000 | 2,515 |
| Income before extraordinary items | $738,000 | 3,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $738,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,302 |
| Cash dividends | $702,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $740,560 | 3,508 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 3,475 |
| Total interest expense | $929,000 | 2,590 |
| Net interest income | $1,106,000 | 4,086 |
| Provision for loan and lease losses | $83,000 | 2,698 |
| Total noninterest income | $278,000 | 3,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $278,000 | 2,218 |
| Total noninterest expense | $599,000 | 5,342 |
| Salaries and employee benefits | $330,000 | 5,297 |
| Premises and equipment expense | $178,000 | 3,042 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $702,000 | 2,732 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $264,000 | 2,242 |
| Income before extraordinary items | $438,000 | 3,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,220 |
| Cash dividends | $351,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $438,000 | 3,083 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,481,000 | 3,473 |
| Total interest expense | $4,237,000 | 2,612 |
| Net interest income | $4,244,000 | 4,159 |
| Provision for loan and lease losses | $403,000 | 2,818 |
| Total noninterest income | $898,000 | 3,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $898,000 | 2,328 |
| Total noninterest expense | $2,214,000 | 5,512 |
| Salaries and employee benefits | $1,246,000 | 5,356 |
| Premises and equipment expense | $486,000 | 4,022 |
| Additional noninterest expense | $482,000 | 6,607 |
| Pre-tax net operating income | $2,525,000 | 2,866 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $956,000 | 2,284 |
| Income before extraordinary items | $1,598,000 | 3,334 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,598,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,138 |
| Cash dividends | $1,357,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,579,440 | 3,266 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,553,000 | 3,448 |
| Total interest expense | $5,570,000 | 2,853 |
| Net interest income | $3,983,000 | 4,143 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $1,185,000 | 2,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,185,000 | 1,818 |
| Total noninterest expense | $2,383,000 | 5,128 |
| Salaries and employee benefits | $1,183,000 | 5,382 |
| Premises and equipment expense | $416,000 | 4,480 |
| Additional noninterest expense | $784,000 | 4,850 |
| Pre-tax net operating income | $2,305,000 | 2,846 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $871,000 | 2,293 |
| Income before extraordinary items | $1,434,000 | 3,334 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,434,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,787 |
| Cash dividends | $2,405,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,434,000 | 3,239 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,461,000 | 3,565 |
| Total interest expense | $5,650,000 | 2,941 |
| Net interest income | $3,811,000 | 4,346 |
| Provision for loan and lease losses | $258,000 | 3,168 |
| Total noninterest income | $753,000 | 3,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $753,000 | 2,240 |
| Total noninterest expense | $2,108,000 | 5,486 |
| Salaries and employee benefits | $1,196,000 | 5,246 |
| Premises and equipment expense | $380,000 | 4,664 |
| Additional noninterest expense | $532,000 | 6,183 |
| Pre-tax net operating income | $2,198,000 | 3,083 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $720,000 | 2,724 |
| Income before extraordinary items | $1,478,000 | 3,296 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,478,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,650 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,478,000 | 3,287 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,638,000 | 4,100 |
| Total interest expense | $4,042,000 | 3,558 |
| Net interest income | $3,596,000 | 4,560 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $586,000 | 4,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $586,000 | 2,670 |
| Total noninterest expense | $1,935,000 | 5,807 |
| Salaries and employee benefits | $1,131,000 | 5,397 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $460,000 | 6,819 |
| Pre-tax net operating income | $2,027,000 | 3,312 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $805,000 | 2,630 |
| Income before extraordinary items | $1,222,000 | 3,822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,222,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,222,000 | 3,788 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,490 |
| Total interest expense | $3,610,000 | 4,008 |
| Net interest income | $3,202,000 | 4,908 |
| Provision for loan and lease losses | $151,000 | 4,127 |
| Total noninterest income | $453,000 | 5,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $453,000 | 3,170 |
| Total noninterest expense | $1,781,000 | 6,036 |
| Salaries and employee benefits | $1,080,000 | 5,474 |
| Premises and equipment expense | $323,000 | 5,146 |
| Additional noninterest expense | $378,000 | 7,405 |
| Pre-tax net operating income | $1,723,000 | 3,766 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $618,000 | 3,329 |
| Income before extraordinary items | $1,105,000 | 4,168 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,105,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $1,690,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,105,000 | 4,080 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,263 |
| Total interest expense | $2,695,000 | 5,111 |
| Net interest income | $3,005,000 | 5,296 |
| Provision for loan and lease losses | $118,000 | 4,844 |
| Total noninterest income | $341,000 | 6,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $341,000 | 3,640 |
| Total noninterest expense | $1,582,000 | 6,571 |
| Salaries and employee benefits | $963,000 | 5,990 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $327,000 | 8,053 |
| Pre-tax net operating income | $1,646,000 | 4,140 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $620,000 | 3,574 |
| Income before extraordinary items | $1,026,000 | 4,621 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,026,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $2,866,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,026,000 | 4,554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 5,785 |
| Total interest expense | $2,414,000 | 5,652 |
| Net interest income | $2,777,000 | 5,766 |
| Provision for loan and lease losses | $11,000 | 8,496 |
| Total noninterest income | $312,000 | 6,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $312,000 | 3,980 |
| Total noninterest expense | $1,922,000 | 6,107 |
| Salaries and employee benefits | $887,000 | 6,518 |
| Premises and equipment expense | $276,000 | 5,894 |
| Additional noninterest expense | $759,000 | 5,408 |
| Pre-tax net operating income | $1,156,000 | 5,249 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $450,000 | 4,501 |
| Income before extraordinary items | $706,000 | 5,740 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $706,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $1,645,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $706,000 | 5,681 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 5,875 |
| Total interest expense | $2,397,000 | 5,744 |
| Net interest income | $2,733,000 | 5,917 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $479,000 | 5,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $479,000 | 2,961 |
| Total noninterest expense | $1,538,000 | 7,154 |
| Salaries and employee benefits | $893,000 | 6,593 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $358,000 | 8,613 |
| Pre-tax net operating income | $1,639,000 | 4,134 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $639,000 | 3,500 |
| Income before extraordinary items | $1,000,000 | 4,633 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,000,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,000,000 | 4,598 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 5,785 |
| Total interest expense | $2,147,000 | 5,284 |
| Net interest income | $2,718,000 | 6,071 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $253,000 | 4,561 |
| Total noninterest expense | $1,717,000 | 6,937 |
| Salaries and employee benefits | $897,000 | 6,654 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $523,000 | 7,649 |
| Pre-tax net operating income | $1,219,000 | 5,185 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $437,000 | 4,478 |
| Income before extraordinary items | $782,000 | 5,448 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $782,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $306,000 | 4,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $782,000 | 5,524 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 5,925 |
| Total interest expense | $2,246,000 | 5,274 |
| Net interest income | $2,609,000 | 6,337 |
| Provision for loan and lease losses | $187,000 | 4,078 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $388,000 | 3,826 |
| Total noninterest expense | $1,584,000 | 7,548 |
| Salaries and employee benefits | $888,000 | 6,789 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $406,000 | 9,204 |
| Pre-tax net operating income | $1,226,000 | 5,107 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $569,000 | 3,757 |
| Income before extraordinary items | $657,000 | 6,380 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $657,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $280,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $657,000 | 6,142 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 5,771 |
| Total interest expense | $3,142,000 | 4,959 |
| Net interest income | $2,508,000 | 6,582 |
| Provision for loan and lease losses | $863,000 | 2,048 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $205,000 | 5,595 |
| Total noninterest expense | $1,499,000 | 7,921 |
| Salaries and employee benefits | $819,000 | 7,138 |
| Premises and equipment expense | $274,000 | 6,379 |
| Additional noninterest expense | $406,000 | 9,490 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $-6,000 | 12,913 |
| Extraordinary gains, net | $227,000 | 379 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 2,058 |
| Cash dividends | $3,062,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-6,000 | 12,697 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.