Fidelity Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$6,575,000	5,094
Total interest expense	$3,782,000	4,264
Net interest income	$2,793,000	6,061
Provision for loan and lease losses	$0	11,756
Total noninterest income	$563,000	5,201
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$563,000	2,959
Total noninterest expense	$1,908,000	6,634
Salaries and employee benefits	$904,000	6,600
Premises and equipment expense	$292,000	6,096
Additional noninterest expense	$712,000	6,678
Pre-tax net operating income	$1,448,000	4,173
Securities gains (losses)	$112,000	2,830
Applicable income taxes	$572,000	3,563
Income before extraordinary items	$988,000	4,561
Extraordinary gains, net	$0	1,422
Net income	$988,000	4,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	10,870
Cash dividends	$635,000	2,307
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$916,320	4,542

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.