Home > Fidelity Federal Bank, a Federal Savings Bank > Net charge- offs to loans
Fidelity Federal Bank, a Federal Savings Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 9,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 9,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1259% | 6,649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3717% | 6,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2112% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5219% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.4761% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0524% | 1,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3182% | 1,384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 137.2604% | 1 |
| Percentage Net Loans Charged-off: Credit card loans | 139.3588% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8369% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4718% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1523% | 1,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4145% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 46.6556% | 2 |
| Percentage Net Loans Charged-off: Credit card loans | 46.5845% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1451% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1481% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7219% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9782% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5389% | 42 |
| Percentage Net Loans Charged-off:Construction & development | -4.1947% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3607% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9585% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2964% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4117% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6005% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5754% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4261% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9525% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8520% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8520% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5,070.0000% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8565% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6401% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3005% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3001% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 0.2656% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3493% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7930% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6161% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6188% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6246% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3155% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3174% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8619% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8780% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4360% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4769% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1622% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1622% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 17.9920% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4989% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6868% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3245% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3406% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6218% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6214% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 3.5704% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4262% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7889% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1174% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |