Home > Fidelity Bank & Trust > Income and Expense
Fidelity Bank & Trust, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 3,657 |
| Total interest expense | $3,826,000 | 3,842 |
| Net interest income | $4,926,000 | 3,538 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $2,813,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $343,000 | 3,675 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,470,000 | 951 |
| Total noninterest expense | $4,041,000 | 3,146 |
| Salaries and employee benefits | $1,828,000 | 3,583 |
| Premises and equipment expense | $647,000 | 2,952 |
| Additional noninterest expense | $1,566,000 | 2,619 |
| Pre-tax net operating income | $3,578,000 | 2,100 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $1,025,000 | 2,384 |
| Income before extraordinary items | $2,561,000 | 2,064 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,561,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,555,320 | 2,014 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 3,858 |
| Total interest expense | $3,790,000 | 3,898 |
| Net interest income | $4,591,000 | 3,823 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $1,937,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $381,000 | 3,476 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,556,000 | 1,361 |
| Total noninterest expense | $5,369,000 | 2,538 |
| Salaries and employee benefits | $1,895,000 | 3,507 |
| Premises and equipment expense | $726,000 | 2,691 |
| Additional noninterest expense | $2,748,000 | 1,864 |
| Pre-tax net operating income | $1,090,000 | 5,445 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $307,000 | 5,758 |
| Income before extraordinary items | $783,000 | 5,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $783,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,811 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $783,000 | 5,323 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,685,000 | 3,737 |
| Total interest expense | $3,287,000 | 4,389 |
| Net interest income | $5,398,000 | 3,288 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $4,062,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $434,000 | 3,094 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,628,000 | 796 |
| Total noninterest expense | $8,028,000 | 1,748 |
| Salaries and employee benefits | $2,656,000 | 2,517 |
| Premises and equipment expense | $671,000 | 2,918 |
| Additional noninterest expense | $4,701,000 | 1,179 |
| Pre-tax net operating income | $1,312,000 | 4,932 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $1,167,000 | 4,051 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,167,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 797 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,161,660 | 4,047 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,733,000 | 1,841 |
| Total interest expense | $5,347,000 | 2,314 |
| Net interest income | $11,386,000 | 1,586 |
| Provision for loan and lease losses | $1,830,000 | 616 |
| Total noninterest income | $3,500,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $580,000 | 2,344 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,920,000 | 890 |
| Total noninterest expense | $24,039,000 | 699 |
| Salaries and employee benefits | $4,254,000 | 1,570 |
| Premises and equipment expense | $772,000 | 2,606 |
| Additional noninterest expense | $19,013,000 | 455 |
| Pre-tax net operating income | $-10,983,000 | 12,607 |
| Securities gains (losses) | $-373,000 | 12,172 |
| Applicable income taxes | $-3,691,000 | 12,577 |
| Income before extraordinary items | $-7,665,000 | 12,561 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-7,665,000 | 12,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 874 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-7,415,090 | 12,564 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,922,000 | 1,654 |
| Total interest expense | $5,092,000 | 2,533 |
| Net interest income | $13,830,000 | 1,300 |
| Provision for loan and lease losses | $380,000 | 2,540 |
| Total noninterest income | $4,489,000 | 1,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $619,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,870,000 | 821 |
| Total noninterest expense | $9,177,000 | 1,647 |
| Salaries and employee benefits | $5,718,000 | 1,184 |
| Premises and equipment expense | $738,000 | 2,741 |
| Additional noninterest expense | $2,721,000 | 2,065 |
| Pre-tax net operating income | $8,762,000 | 843 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,412,000 | 755 |
| Income before extraordinary items | $5,350,000 | 967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,350,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,557 |
| Cash dividends | $232,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,350,000 | 912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,134,000 | 3,445 |
| Total interest expense | $3,385,000 | 4,678 |
| Net interest income | $6,749,000 | 2,699 |
| Provision for loan and lease losses | $-250,000 | 13,840 |
| Total noninterest income | $4,944,000 | 987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,389,000 | 740 |
| Total noninterest expense | $6,844,000 | 2,145 |
| Salaries and employee benefits | $3,881,000 | 1,715 |
| Premises and equipment expense | $456,000 | 4,301 |
| Additional noninterest expense | $2,507,000 | 2,317 |
| Pre-tax net operating income | $5,099,000 | 1,244 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,824,000 | 1,216 |
| Income before extraordinary items | $3,275,000 | 1,413 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,275,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-259,000 | 13,877 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,275,000 | 1,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.