Home > Fidelity Bank & Trust > Assets and Liabilities
Fidelity Bank & Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $104,242,000 | 4,172 |
| Cash and due from depository institutions | $3,155,000 | 4,197 |
| Interest-bearing balances | $82,000 | 5,062 |
| Securities | $18,481,000 | 5,209 |
| Federal funds sold & reverse repurchase agreements | $15,453,000 | 856 |
| Net loans & leases | $64,949,000 | 4,061 |
| Loan loss allowance | $1,161,000 | 2,939 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $908,000 | 6,256 |
| Other real estate owned | $106,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,190,000 | 5,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,242,000 | 4,172 |
| Total liabilities | $92,999,000 | 4,188 |
| Total deposits | $89,316,000 | 4,097 |
| Interest-bearing deposits | $73,901,000 | 4,241 |
| Deposits held in domestic offices | $89,316,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,415,000 | 2,008 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $716,000 | 3,796 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $552,000 | 5,535 |
| Total equity capital | $11,243,000 | 3,884 |
| Total bank equity capital | $11,243,000 | 3,884 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $7,500,000 | 2,000 |
| Undivided profits | $3,243,000 | 5,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,731,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $447,000 | 5,201 |
| Earning assets | $98,965,000 | 4,048 |
| Long-term assets (5+ years) | $9,934,000 | 4,345 |
| Average Assets, year-to-date | $108,344,400 | 3,864 |
| Average Assets, quarterly | $109,080,500 | 3,955 |
| Volatile liabilities | $25,204,000 | 2,460 |
| Insider loans | $1,122,000 | 3,273 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,015,000 | 1,955 |
| Tier 1 (core) risk-based capital | $11,250,000 | 3,746 |
| Tier 2 risk-based capital | $801,360 | 3,559 |
| Total risk weighted assets | $63,748,860 | 4,126 |
| Total unused commitments | $22,015,000 | 1,960 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $109,415,000 | 4,061 |
| Cash and due from depository institutions | $3,524,000 | 4,562 |
| Interest-bearing balances | $249,000 | 3,790 |
| Securities | $24,228,000 | 4,604 |
| Federal funds sold & reverse repurchase agreements | $13,342,000 | 968 |
| Net loans & leases | $64,448,000 | 4,125 |
| Loan loss allowance | $1,014,000 | 3,466 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $962,000 | 6,126 |
| Other real estate owned | $77,000 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,834,000 | 2,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,415,000 | 4,061 |
| Total liabilities | $100,522,000 | 3,999 |
| Total deposits | $96,505,000 | 3,918 |
| Interest-bearing deposits | $80,293,000 | 4,041 |
| Deposits held in domestic offices | $96,505,000 | 3,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,363,000 | 2,118 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $876,000 | 3,493 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $778,000 | 4,279 |
| Total equity capital | $8,893,000 | 4,792 |
| Total bank equity capital | $8,893,000 | 4,792 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $7,500,000 | 2,055 |
| Undivided profits | $893,000 | 9,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 4,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 912 |
| Income earned, not collected on loans | $410,000 | 5,555 |
| Earning assets | $102,267,000 | 4,016 |
| Long-term assets (5+ years) | $5,793,000 | 5,539 |
| Average Assets, year-to-date | $102,902,400 | 4,136 |
| Average Assets, quarterly | $104,604,500 | 4,198 |
| Volatile liabilities | $23,904,000 | 2,521 |
| Insider loans | $1,133,000 | 3,308 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $108,000 | 1,373 |
| Unused loan commitments | $12,614,000 | 2,873 |
| Tier 1 (core) risk-based capital | $8,889,000 | 4,689 |
| Tier 2 risk-based capital | $818,180 | 3,573 |
| Total risk weighted assets | $65,258,380 | 4,079 |
| Total unused commitments | $12,614,000 | 2,888 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $97,636,000 | 4,516 |
| Cash and due from depository institutions | $3,561,000 | 3,911 |
| Interest-bearing balances | $424,000 | 3,463 |
| Securities | $24,063,000 | 4,847 |
| Federal funds sold & reverse repurchase agreements | $5,744,000 | 2,525 |
| Net loans & leases | $58,931,000 | 4,349 |
| Loan loss allowance | $916,000 | 3,811 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,103,000 | 5,709 |
| Other real estate owned | $547,000 | 3,911 |
| Goodwill and other intangibles | $1,032,000 | 1,165 |
| All other assets | $2,655,000 | 2,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,636,000 | 4,516 |
| Total liabilities | $89,565,000 | 4,438 |
| Total deposits | $81,420,000 | 4,619 |
| Interest-bearing deposits | $63,401,000 | 5,050 |
| Deposits held in domestic offices | $81,420,000 | 4,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,621,000 | 1,984 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,750,000 | 1,696 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $774,000 | 4,508 |
| Total equity capital | $8,071,000 | 5,203 |
| Total bank equity capital | $8,071,000 | 5,203 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $7,500,000 | 2,057 |
| Undivided profits | $71,000 | 11,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 885 |
| Income earned, not collected on loans | $483,000 | 4,891 |
| Earning assets | $89,162,000 | 4,541 |
| Long-term assets (5+ years) | $8,922,000 | 4,334 |
| Average Assets, year-to-date | $105,165,600 | 4,060 |
| Average Assets, quarterly | $95,061,000 | 4,569 |
| Volatile liabilities | $25,455,000 | 2,151 |
| Insider loans | $342,000 | 6,683 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $112,000 | 1,404 |
| Unused loan commitments | $13,455,000 | 2,633 |
| Tier 1 (core) risk-based capital | $8,105,000 | 5,034 |
| Tier 2 risk-based capital | $733,660 | 3,876 |
| Total risk weighted assets | $58,510,260 | 4,425 |
| Total unused commitments | $13,455,000 | 2,644 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 84 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $136,422,000 | 3,277 |
| Cash and due from depository institutions | $7,427,000 | 2,378 |
| Interest-bearing balances | $303,000 | 3,886 |
| Securities | $29,470,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $11,752,000 | 807 |
| Net loans & leases | $75,736,000 | 3,415 |
| Loan loss allowance | $1,960,000 | 2,002 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,335,000 | 5,047 |
| Other real estate owned | $515,000 | 2,378 |
| Goodwill and other intangibles | $2,143,000 | 759 |
| All other assets | $8,044,000 | 1,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,422,000 | 3,277 |
| Total liabilities | $130,165,000 | 3,124 |
| Total deposits | $112,953,000 | 3,374 |
| Interest-bearing deposits | $90,191,000 | 3,596 |
| Deposits held in domestic offices | $112,953,000 | 3,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,871,000 | 1,028 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $763,000 | 3,401 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,578,000 | 2,151 |
| Total equity capital | $6,257,000 | 6,066 |
| Total bank equity capital | $6,257,000 | 6,066 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $7,500,000 | 1,990 |
| Undivided profits | $-1,743,000 | 12,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,446,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $530,000 | 3,968 |
| Earning assets | $117,261,000 | 3,468 |
| Long-term assets (5+ years) | $21,652,000 | 2,385 |
| Average Assets, year-to-date | $183,567,000 | 2,425 |
| Average Assets, quarterly | $156,432,500 | 2,868 |
| Volatile liabilities | $32,445,000 | 1,718 |
| Insider loans | $298,000 | 7,168 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $6,664,000 | 225 |
| Unused loan commitments | $16,413,000 | 2,212 |
| Tier 1 (core) risk-based capital | $6,662,000 | 5,870 |
| Tier 2 risk-based capital | $908,020 | 3,166 |
| Total risk weighted assets | $71,589,420 | 3,591 |
| Total unused commitments | $16,413,000 | 2,224 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 95 | 2,219 |
| Assets and Liabilities | ||
| Total Assets: | $217,095,000 | 2,142 |
| Cash and due from depository institutions | $7,450,000 | 2,219 |
| Interest-bearing balances | $465,000 | 4,495 |
| Securities | $31,114,000 | 4,348 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
| Net loans & leases | $169,416,000 | 1,619 |
| Loan loss allowance | $1,108,000 | 3,377 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,376,000 | 5,004 |
| Other real estate owned | $29,000 | 2,219 |
| Goodwill and other intangibles | $340,000 | 1,562 |
| All other assets | $2,370,000 | 2,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,095,000 | 2,142 |
| Total liabilities | $202,266,000 | 2,100 |
| Total deposits | $113,516,000 | 3,457 |
| Interest-bearing deposits | $93,398,000 | 3,603 |
| Deposits held in domestic offices | $113,516,000 | 3,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,236,000 | 2,129 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $84,585,000 | 360 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,929,000 | 1,846 |
| Total equity capital | $14,829,000 | 2,713 |
| Total bank equity capital | $14,829,000 | 2,713 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $7,500,000 | 1,902 |
| Undivided profits | $6,829,000 | 3,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,564,000 | 2,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 1,017 |
| Income earned, not collected on loans | $1,059,000 | 1,635 |
| Earning assets | $205,995,000 | 2,085 |
| Long-term assets (5+ years) | $35,981,000 | 1,608 |
| Average Assets, year-to-date | $187,998,400 | 2,401 |
| Average Assets, quarterly | $212,153,500 | 2,166 |
| Volatile liabilities | $105,479,000 | 746 |
| Insider loans | $277,000 | 7,474 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $12,552,000 | 285 |
| Unused loan commitments | $9,559,000 | 3,195 |
| Tier 1 (core) risk-based capital | $14,825,000 | 2,655 |
| Tier 2 risk-based capital | $1,108,000 | 2,627 |
| Total risk weighted assets | $95,260,500 | 2,731 |
| Total unused commitments | $9,559,000 | 3,212 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 88 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $140,348,000 | 3,317 |
| Cash and due from depository institutions | $6,764,000 | 2,460 |
| Interest-bearing balances | $632,000 | 4,535 |
| Securities | $29,756,000 | 4,497 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $98,391,000 | 2,724 |
| Loan loss allowance | $1,010,000 | 3,683 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,500,000 | 4,658 |
| Other real estate owned | $250,000 | 2,460 |
| Goodwill and other intangibles | $52,000 | 2,471 |
| All other assets | $1,635,000 | 4,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,348,000 | 3,317 |
| Total liabilities | $130,638,000 | 3,264 |
| Total deposits | $106,686,000 | 3,780 |
| Interest-bearing deposits | $89,313,000 | 3,946 |
| Deposits held in domestic offices | $106,686,000 | 3,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,039,000 | 2,515 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,876,000 | 680 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,037,000 | 1,852 |
| Total equity capital | $9,710,000 | 4,002 |
| Total bank equity capital | $9,710,000 | 4,002 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $5,500,000 | 2,375 |
| Undivided profits | $3,710,000 | 5,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 3,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $510,000 | 3,996 |
| Earning assets | $130,779,000 | 3,240 |
| Long-term assets (5+ years) | $31,370,000 | 1,781 |
| Average Assets, year-to-date | $110,197,000 | 4,055 |
| Average Assets, quarterly | $137,617,000 | 3,374 |
| Volatile liabilities | $41,522,000 | 1,356 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $10,942,000 | 221 |
| Unused loan commitments | $5,977,000 | 4,133 |
| Tier 1 (core) risk-based capital | $9,704,000 | 3,940 |
| Tier 2 risk-based capital | $963,220 | 3,008 |
| Total risk weighted assets | $77,011,120 | 3,391 |
| Total unused commitments | $5,977,000 | 4,154 |
| Derivatives | $0 | 651 |