Home > Fidelity Bank of Florida > Income and Expense

Fidelity Bank of Florida, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$4,323,0002,877
Total interest expense$932,0002,444
Net interest income$3,391,0002,943
Provision for loan and lease losses$03,685
Total noninterest income$190,0003,995
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$7,0005,035
Trading account gains and feesNANA
Additional Noninterest Income$183,0003,368
Total noninterest expense$3,897,0002,301
Salaries and employee benefits$2,416,0002,176
Premises and equipment expense$153,0003,939
Additional noninterest expense$1,328,0002,133
Pre-tax net operating income$-316,0005,203
Securities gains (losses)$359,000268
Applicable income taxes$11,0003,589
Income before extraordinary items$32,0005,062
Extraordinary gains, net$011
Net income$32,0005,060
Minority interest net income$069
Net income of bank and minority interests.$32,0005,060
Net charge-offs$-31,0004,789
Cash dividends$219,0002,814
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-251,6105,187
2019-03-31 (YTD Data)Rank
Total interest income$2,136,0002,908
Total interest expense$448,0002,464
Net interest income$1,688,0002,979
Provision for loan and lease losses$03,406
Total noninterest income$65,0004,354
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$61,0003,803
Total noninterest expense$1,463,0002,795
Salaries and employee benefits$835,0002,790
Premises and equipment expense$79,0003,927
Additional noninterest expense$549,0002,427
Pre-tax net operating income$290,0003,830
Securities gains (losses)$01,087
Applicable income taxes$73,0002,388
Income before extraordinary items$217,0004,016
Extraordinary gains, net$05
Net income$217,0004,014
Minority interest net income$052
Net income of bank and minority interests.$217,0004,015
Net charge-offs$-16,0004,809
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$217,0004,016
2018-12-31 (YTD Data)Rank
Total interest income$8,700,0002,787
Total interest expense$1,474,0002,366
Net interest income$7,226,0002,835
Provision for loan and lease losses$-250,0005,239
Total noninterest income$214,0004,592
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$14,0005,154
Trading account gains and feesNANA
Additional Noninterest Income$200,0004,076
Total noninterest expense$5,365,0002,930
Salaries and employee benefits$3,265,0002,799
Premises and equipment expense$327,0003,880
Additional noninterest expense$1,773,0002,821
Pre-tax net operating income$2,325,0002,893
Securities gains (losses)$01,125
Applicable income taxes$589,0001,843
Income before extraordinary items$1,736,0003,149
Extraordinary gains, net$06
Net income$1,736,0003,148
Minority interest net income$072
Net income of bank and minority interests.$1,736,0003,148
Net charge-offs$241,0001,486
Cash dividends$439,0003,090
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,736,0003,142
2018-09-30 (YTD Data)Rank
Total interest income$6,492,0002,787
Total interest expense$1,046,0002,372
Net interest income$5,446,0002,842
Provision for loan and lease losses$-250,0005,333
Total noninterest income$115,0004,868
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$10,0005,227
Trading account gains and feesNANA
Additional Noninterest Income$105,0004,410
Total noninterest expense$3,995,0002,946
Salaries and employee benefits$2,449,0002,816
Premises and equipment expense$245,0003,916
Additional noninterest expense$1,301,0002,856
Pre-tax net operating income$1,816,0002,890
Securities gains (losses)$01,118
Applicable income taxes$460,0001,866
Income before extraordinary items$1,356,0003,136
Extraordinary gains, net$05
Net income$1,356,0003,134
Minority interest net income$066
Net income of bank and minority interests.$1,356,0003,135
Net charge-offs$260,0001,078
Cash dividends$219,0003,044
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,356,0003,128
2018-06-30 (YTD Data)Rank
Total interest income$4,298,0002,789
Total interest expense$653,0002,401
Net interest income$3,645,0002,839
Provision for loan and lease losses$03,782
Total noninterest income$41,0005,209
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$7,0005,268
Trading account gains and feesNANA
Additional Noninterest Income$34,0004,892
Total noninterest expense$2,802,0002,876
Salaries and employee benefits$1,690,0002,775
Premises and equipment expense$164,0003,942
Additional noninterest expense$948,0002,710
Pre-tax net operating income$884,0003,336
Securities gains (losses)$0961
Applicable income taxes$224,0002,116
Income before extraordinary items$660,0003,582
Extraordinary gains, net$06
Net income$660,0003,581
Minority interest net income$065
Net income of bank and minority interests.$660,0003,581
Net charge-offs$295,000739
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$660,0003,585
2018-03-31 (YTD Data)Rank
Total interest income$2,188,0002,757
Total interest expense$320,0002,352
Net interest income$1,868,0002,806
Provision for loan and lease losses$03,508
Total noninterest income$46,0004,840
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$3,0005,337
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,279
Total noninterest expense$1,448,0002,844
Salaries and employee benefits$904,0002,670
Premises and equipment expense$83,0003,959
Additional noninterest expense$461,0002,790
Pre-tax net operating income$466,0003,214
Securities gains (losses)$0735
Applicable income taxes$118,0002,029
Income before extraordinary items$348,0003,468
Extraordinary gains, net$07
Net income$348,0003,467
Minority interest net income$052
Net income of bank and minority interests.$348,0003,468
Net charge-offs$219,000547
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$348,0003,466
2017-12-31 (YTD Data)Rank
Total interest income$8,848,0002,679
Total interest expense$1,131,0002,335
Net interest income$7,717,0002,714
Provision for loan and lease losses$04,227
Total noninterest income$314,0004,447
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$14,0005,399
Trading account gains and feesNANA
Additional Noninterest Income$300,0003,809
Total noninterest expense$5,212,0003,026
Salaries and employee benefits$3,207,0002,862
Premises and equipment expense$336,0003,976
Additional noninterest expense$1,669,0003,003
Pre-tax net operating income$2,819,0002,580
Securities gains (losses)$141,000503
Applicable income taxes$4,516,000711
Income before extraordinary items$-1,556,0005,601
Extraordinary gains, net$09
Net income$-1,556,0005,601
Minority interest net income$076
Net income of bank and minority interests.$-1,556,0005,601
Net charge-offs$379,0001,309
Cash dividends$329,0003,338
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,646,2405,604
2017-09-30 (YTD Data)Rank
Total interest income$6,735,0002,669
Total interest expense$837,0002,334
Net interest income$5,898,0002,686
Provision for loan and lease losses$04,088
Total noninterest income$289,0004,291
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$10,0005,465
Trading account gains and feesNANA
Additional Noninterest Income$279,0003,572
Total noninterest expense$4,198,0002,925
Salaries and employee benefits$2,556,0002,784
Premises and equipment expense$252,0004,020
Additional noninterest expense$1,390,0002,795
Pre-tax net operating income$1,989,0002,721
Securities gains (losses)$141,000466
Applicable income taxes$802,0001,666
Income before extraordinary items$1,328,0003,046
Extraordinary gains, net$09
Net income$1,328,0003,045
Minority interest net income$071
Net income of bank and minority interests.$1,328,0003,046
Net charge-offs$387,000954
Cash dividends$110,0003,374
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,237,7603,139
2017-06-30 (YTD Data)Rank
Total interest income$4,586,0002,610
Total interest expense$553,0002,305
Net interest income$4,033,0002,632
Provision for loan and lease losses$03,871
Total noninterest income$168,0004,450
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$7,0005,491
Trading account gains and feesNANA
Additional Noninterest Income$161,0003,768
Total noninterest expense$2,763,0002,963
Salaries and employee benefits$1,706,0002,793
Premises and equipment expense$168,0004,028
Additional noninterest expense$889,0002,892
Pre-tax net operating income$1,438,0002,561
Securities gains (losses)$01,906
Applicable income taxes$542,0001,619
Income before extraordinary items$896,0002,992
Extraordinary gains, net$011
Net income$896,0002,991
Minority interest net income$071
Net income of bank and minority interests.$896,0002,992
Net charge-offs$398,000679
Cash dividends$110,0003,152
Sale, conversion, retirement of capital stock, net$0659
Net operating income$896,0002,972
2017-03-31 (YTD Data)Rank
Total interest income$2,243,0002,643
Total interest expense$272,0002,319
Net interest income$1,971,0002,676
Provision for loan and lease losses$03,537
Total noninterest income$78,0004,567
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$3,0005,561
Trading account gains and feesNANA
Additional Noninterest Income$75,0003,862
Total noninterest expense$1,421,0002,937
Salaries and employee benefits$841,0002,851
Premises and equipment expense$84,0004,067
Additional noninterest expense$496,0002,682
Pre-tax net operating income$628,0002,726
Securities gains (losses)$01,153
Applicable income taxes$237,0001,707
Income before extraordinary items$391,0003,170
Extraordinary gains, net$08
Net income$391,0003,168
Minority interest net income$055
Net income of bank and minority interests.$391,0003,170
Net charge-offs$-37,0005,415
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$391,0003,151
2016-12-31 (YTD Data)Rank
Total interest income$9,682,0002,464
Total interest expense$5,308,000562
Net interest income$4,374,0003,844
Provision for loan and lease losses$04,332
Total noninterest income$83,0005,587
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$11,0005,662
Trading account gains and fees$0170
Additional Noninterest Income$72,0005,156
Total noninterest expense$6,048,0002,839
Salaries and employee benefits$3,109,0002,956
Premises and equipment expense$393,0003,803
Additional noninterest expense$2,546,0002,282
Pre-tax net operating income$-1,591,0005,863
Securities gains (losses)$102,0001,331
Applicable income taxes$-560,0005,830
Income before extraordinary items$-929,0005,831
Extraordinary gains, net$05
Net income$-929,0005,830
Minority interest net income$082
Net income of bank and minority interests.$-929,0005,830
Net charge-offs$1,293,000546
Cash dividends$110,0003,932
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-994,2805,831
2016-09-30 (YTD Data)Rank
Total interest income$7,392,0002,429
Total interest expense$5,015,000444
Net interest income$2,377,0004,452
Provision for loan and lease losses$04,186
Total noninterest income$-293,0005,962
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$7,0005,743
Trading account gains and fees$0169
Additional Noninterest Income$-300,0005,966
Total noninterest expense$4,109,0003,010
Salaries and employee benefits$2,317,0002,963
Premises and equipment expense$294,0003,828
Additional noninterest expense$1,498,0002,760
Pre-tax net operating income$-2,025,0005,951
Securities gains (losses)$102,0001,240
Applicable income taxes$-712,0005,932
Income before extraordinary items$-1,211,0005,931
Extraordinary gains, net$05
Net income$-1,211,0005,931
Minority interest net income$071
Net income of bank and minority interests.$-1,211,0005,931
Net charge-offs$671,000639
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,276,2805,931
2016-06-30 (YTD Data)Rank
Total interest income$5,040,0002,393
Total interest expense$1,446,000997
Net interest income$3,594,0002,846
Provision for loan and lease losses$04,017
Total noninterest income$-13,0006,022
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$5,0005,802
Trading account gains and fees$0157
Additional Noninterest Income$-18,0005,999
Total noninterest expense$2,699,0003,060
Salaries and employee benefits$1,518,0003,022
Premises and equipment expense$202,0003,802
Additional noninterest expense$979,0002,799
Pre-tax net operating income$882,0003,291
Securities gains (losses)$-61,0005,977
Applicable income taxes$303,0002,128
Income before extraordinary items$518,0003,901
Extraordinary gains, net$016
Net income$518,0003,899
Minority interest net income$071
Net income of bank and minority interests.$518,0003,900
Net charge-offs$635,000495
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$557,0403,747
2016-03-31 (YTD Data)Rank
Total interest income$2,529,0002,388
Total interest expense$723,000994
Net interest income$1,806,0002,832
Provision for loan and lease losses$03,656
Total noninterest income$-4,0006,090
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,0005,864
Trading account gains and fees$0142
Additional Noninterest Income$-6,0006,064
Total noninterest expense$1,383,0003,032
Salaries and employee benefits$783,0002,989
Premises and equipment expense$99,0003,882
Additional noninterest expense$501,0002,773
Pre-tax net operating income$419,0003,324
Securities gains (losses)$-61,0006,068
Applicable income taxes$132,0002,215
Income before extraordinary items$226,0004,077
Extraordinary gains, net$012
Net income$226,0004,074
Minority interest net income$062
Net income of bank and minority interests.$226,0004,075
Net charge-offs$205,000652
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$265,0403,772
2015-12-31 (YTD Data)Rank
Total interest income$10,539,0002,271
Total interest expense$2,865,000987
Net interest income$7,674,0002,681
Provision for loan and lease losses$04,380
Total noninterest income$-476,0006,165
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$12,0005,906
Trading account gains and fees$0159
Additional Noninterest Income$-488,0006,168
Total noninterest expense$6,095,0002,825
Salaries and employee benefits$3,259,0002,882
Premises and equipment expense$366,0004,068
Additional noninterest expense$2,470,0002,364
Pre-tax net operating income$1,103,0003,953
Securities gains (losses)$468,000375
Applicable income taxes$658,0001,982
Income before extraordinary items$913,0004,059
Extraordinary gains, net$023
Net income$913,0004,059
Minority interest net income$081
Net income of bank and minority interests.$913,0004,060
Net charge-offs$-143,0005,798
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$613,4804,537
2015-09-30 (YTD Data)Rank
Total interest income$7,975,0002,264
Total interest expense$2,170,000982
Net interest income$5,805,0002,688
Provision for loan and lease losses$04,232
Total noninterest income$-501,0006,257
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$12,0005,942
Trading account gains and fees$0153
Additional Noninterest Income$-513,0006,259
Total noninterest expense$4,595,0002,834
Salaries and employee benefits$2,471,0002,869
Premises and equipment expense$275,0004,128
Additional noninterest expense$1,849,0002,364
Pre-tax net operating income$709,0004,277
Securities gains (losses)$468,000323
Applicable income taxes$427,0002,140
Income before extraordinary items$750,0003,994
Extraordinary gains, net$021
Net income$750,0003,993
Minority interest net income$078
Net income of bank and minority interests.$750,0003,995
Net charge-offs$147,0001,818
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$450,4804,649
2015-06-30 (YTD Data)Rank
Total interest income$5,338,0002,259
Total interest expense$1,477,000958
Net interest income$3,861,0002,697
Provision for loan and lease losses$04,069
Total noninterest income$-475,0006,337
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$6,0006,053
Trading account gains and fees$0157
Additional Noninterest Income$-481,0006,337
Total noninterest expense$3,011,0002,879
Salaries and employee benefits$1,675,0002,849
Premises and equipment expense$180,0004,204
Additional noninterest expense$1,156,0002,510
Pre-tax net operating income$375,0004,554
Securities gains (losses)$468,000267
Applicable income taxes$319,0002,070
Income before extraordinary items$524,0003,888
Extraordinary gains, net$022
Net income$524,0003,889
Minority interest net income$075
Net income of bank and minority interests.$524,0003,891
Net charge-offs$209,0001,161
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$224,4804,964
2015-03-31 (YTD Data)Rank
Total interest income$2,750,0002,191
Total interest expense$776,000926
Net interest income$1,974,0002,642
Provision for loan and lease losses$03,703
Total noninterest income$-380,0006,410
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$3,0006,103
Trading account gains and fees$0152
Additional Noninterest Income$-383,0006,412
Total noninterest expense$1,624,0002,744
Salaries and employee benefits$907,0002,713
Premises and equipment expense$88,0004,286
Additional noninterest expense$629,0002,313
Pre-tax net operating income$-30,0006,120
Securities gains (losses)$457,000181
Applicable income taxes$131,0002,230
Income before extraordinary items$296,0003,686
Extraordinary gains, net$013
Net income$296,0003,688
Minority interest net income$064
Net income of bank and minority interests.$296,0003,689
Net charge-offs$-181,0006,228
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-19,3306,096
2014-12-31 (YTD Data)Rank
Total interest income$12,881,0001,928
Total interest expense$4,536,000635
Net interest income$8,345,0002,522
Provision for loan and lease losses$04,603
Total noninterest income$-297,0006,473
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$12,0006,233
Trading account gains and fees$0180
Additional Noninterest Income$-309,0006,450
Total noninterest expense$6,638,0002,719
Salaries and employee benefits$3,135,0002,991
Premises and equipment expense$381,0004,205
Additional noninterest expense$3,122,0001,969
Pre-tax net operating income$1,410,0003,592
Securities gains (losses)$1,0003,149
Applicable income taxes$365,0002,481
Income before extraordinary items$1,046,0003,889
Extraordinary gains, net$017
Net income$1,046,0003,889
Minority interest net income$084
Net income of bank and minority interests.$1,046,0003,890
Net charge-offs$1,419,000680
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,045,2603,834
2014-09-30 (YTD Data)Rank
Total interest income$9,937,0001,893
Total interest expense$3,602,000603
Net interest income$6,335,0002,519
Provision for loan and lease losses$04,401
Total noninterest income$2,0006,469
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$8,0006,321
Trading account gains and fees$0174
Additional Noninterest Income$-6,0006,402
Total noninterest expense$5,248,0002,612
Salaries and employee benefits$2,441,0002,928
Premises and equipment expense$289,0004,221
Additional noninterest expense$2,518,0001,833
Pre-tax net operating income$1,089,0003,632
Securities gains (losses)$02,980
Applicable income taxes$317,0002,406
Income before extraordinary items$772,0003,969
Extraordinary gains, net$015
Net income$772,0003,971
Minority interest net income$081
Net income of bank and minority interests.$772,0003,972
Net charge-offs$1,256,000568
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$772,0003,914
2014-06-30 (YTD Data)Rank
Total interest income$6,882,0001,825
Total interest expense$2,529,000580
Net interest income$4,353,0002,437
Provision for loan and lease losses$04,196
Total noninterest income$95,0005,547
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$6,0006,362
Trading account gains and fees$0172
Additional Noninterest Income$89,0004,718
Total noninterest expense$3,582,0002,572
Salaries and employee benefits$1,639,0002,931
Premises and equipment expense$194,0004,239
Additional noninterest expense$1,749,0001,750
Pre-tax net operating income$866,0003,228
Securities gains (losses)$02,580
Applicable income taxes$251,0002,199
Income before extraordinary items$615,0003,587
Extraordinary gains, net$020
Net income$615,0003,592
Minority interest net income$080
Net income of bank and minority interests.$615,0003,593
Net charge-offs$1,012,000492
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$615,0003,527
2014-03-31 (YTD Data)Rank
Total interest income$3,514,0001,774
Total interest expense$1,299,000568
Net interest income$2,215,0002,379
Provision for loan and lease losses$03,817
Total noninterest income$48,0005,558
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,0006,406
Trading account gains and fees$0147
Additional Noninterest Income$45,0004,685
Total noninterest expense$1,849,0002,507
Salaries and employee benefits$874,0002,798
Premises and equipment expense$97,0004,279
Additional noninterest expense$878,0001,740
Pre-tax net operating income$414,0003,241
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$414,0002,929
Extraordinary gains, net$016
Net income$414,0002,932
Minority interest net income$066
Net income of bank and minority interests.$414,0002,932
Net charge-offs$422,000567
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$414,0002,891
2013-12-31 (YTD Data)Rank
Total interest income$16,028,0001,559
Total interest expense$6,044,000523
Net interest income$9,984,0002,090
Provision for loan and lease losses$05,091
Total noninterest income$-542,0006,777
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$15,0006,475
Trading account gains and fees$0184
Additional Noninterest Income$-557,0006,744
Total noninterest expense$7,761,0002,414
Salaries and employee benefits$3,006,0003,107
Premises and equipment expense$427,0004,062
Additional noninterest expense$4,328,0001,523
Pre-tax net operating income$1,681,0003,196
Securities gains (losses)$98,0001,329
Applicable income taxes$-13,279,0006,784
Income before extraordinary items$15,058,000459
Extraordinary gains, net$029
Net income$15,058,000458
Minority interest net income$090
Net income of bank and minority interests.$15,058,000460
Net charge-offs$5,761,000297
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,960,000452
2013-09-30 (YTD Data)Rank
Total interest income$12,288,0001,536
Total interest expense$4,605,000530
Net interest income$7,683,0002,053
Provision for loan and lease losses$04,941
Total noninterest income$183,0005,475
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$12,0006,532
Trading account gains and fees$0180
Additional Noninterest Income$171,0004,523
Total noninterest expense$6,438,0002,198
Salaries and employee benefits$2,265,0003,122
Premises and equipment expense$322,0004,108
Additional noninterest expense$3,851,0001,303
Pre-tax net operating income$1,428,0003,009
Securities gains (losses)$98,0001,225
Applicable income taxes$-1,129,0006,839
Income before extraordinary items$2,655,0001,686
Extraordinary gains, net$025
Net income$2,655,0001,689
Minority interest net income$084
Net income of bank and minority interests.$2,655,0001,690
Net charge-offs$3,690,000355
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,557,0001,695
2013-06-30 (YTD Data)Rank
Total interest income$8,392,0001,498
Total interest expense$3,100,000536
Net interest income$5,292,0001,985
Provision for loan and lease losses$04,788
Total noninterest income$12,0006,709
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$8,0006,574
Trading account gains and fees$0157
Additional Noninterest Income$4,0006,512
Total noninterest expense$4,160,0002,283
Salaries and employee benefits$1,429,0003,258
Premises and equipment expense$215,0004,132
Additional noninterest expense$2,516,0001,319
Pre-tax net operating income$1,144,0002,662
Securities gains (losses)$02,791
Applicable income taxes$-1,014,0006,904
Income before extraordinary items$2,158,0001,403
Extraordinary gains, net$022
Net income$2,158,0001,406
Minority interest net income$082
Net income of bank and minority interests.$2,158,0001,406
Net charge-offs$3,125,000319
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,158,0001,341
2013-03-31 (YTD Data)Rank
Total interest income$4,303,0001,482
Total interest expense$1,558,000554
Net interest income$2,745,0001,942
Provision for loan and lease losses$04,409
Total noninterest income$-72,0006,950
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$4,0006,617
Trading account gains and fees$0148
Additional Noninterest Income$-76,0006,912
Total noninterest expense$1,898,0002,480
Salaries and employee benefits$760,0003,149
Premises and equipment expense$107,0004,164
Additional noninterest expense$1,031,0001,573
Pre-tax net operating income$775,0002,088
Securities gains (losses)$01,966
Applicable income taxes$-716,0006,999
Income before extraordinary items$1,491,0001,024
Extraordinary gains, net$010
Net income$1,491,0001,024
Minority interest net income$076
Net income of bank and minority interests.$1,491,0001,026
Net charge-offs$1,581,000316
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,491,000970
2012-12-31 (YTD Data)Rank
Total interest income$19,726,0001,353
Total interest expense$7,878,000538
Net interest income$11,848,0001,845
Provision for loan and lease losses$2,150,0001,010
Total noninterest income$399,0004,830
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$19,0006,677
Trading account gains and fees$0166
Additional Noninterest Income$380,0003,697
Total noninterest expense$10,567,0001,819
Salaries and employee benefits$2,649,0003,424
Premises and equipment expense$473,0003,944
Additional noninterest expense$7,445,000937
Pre-tax net operating income$-470,0006,491
Securities gains (losses)$1,292,000406
Applicable income taxes$69,0003,733
Income before extraordinary items$753,0004,353
Extraordinary gains, net$029
Net income$753,0004,350
Minority interest net income$093
Net income of bank and minority interests.$753,0004,352
Net charge-offs$7,095,000425
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-435,6406,494
2012-09-30 (YTD Data)Rank
Total interest income$14,817,0001,378
Total interest expense$6,195,000536
Net interest income$8,622,0001,935
Provision for loan and lease losses$2,150,000798
Total noninterest income$71,0006,430
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$16,0006,731
Trading account gains and fees$0157
Additional Noninterest Income$55,0005,679
Total noninterest expense$7,610,0001,887
Salaries and employee benefits$2,011,0003,409
Premises and equipment expense$365,0003,937
Additional noninterest expense$5,234,000996
Pre-tax net operating income$-1,067,0006,851
Securities gains (losses)$1,245,000319
Applicable income taxes$-178,0006,964
Income before extraordinary items$356,0005,134
Extraordinary gains, net$020
Net income$356,0005,133
Minority interest net income$086
Net income of bank and minority interests.$356,0005,133
Net charge-offs$5,808,000406
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-889,0006,817
2012-06-30 (YTD Data)Rank
Total interest income$9,750,0001,407
Total interest expense$4,166,000558
Net interest income$5,584,0001,980
Provision for loan and lease losses$2,150,000604
Total noninterest income$25,0006,797
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$12,0006,742
Trading account gains and fees$0153
Additional Noninterest Income$13,0006,366
Total noninterest expense$5,264,0001,823
Salaries and employee benefits$1,294,0003,517
Premises and equipment expense$255,0003,816
Additional noninterest expense$3,715,000930
Pre-tax net operating income$-1,805,0007,077
Securities gains (losses)$320,000813
Applicable income taxes$-78,0006,997
Income before extraordinary items$-1,407,0007,054
Extraordinary gains, net$019
Net income$-1,407,0007,053
Minority interest net income$084
Net income of bank and minority interests.$-1,407,0007,054
Net charge-offs$4,840,000347
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,711,0007,073
2012-03-31 (YTD Data)Rank
Total interest income$5,023,0001,374
Total interest expense$2,113,000568
Net interest income$2,910,0001,907
Provision for loan and lease losses$1,400,000473
Total noninterest income$-53,0007,177
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$7,0006,711
Trading account gains and fees$0148
Additional Noninterest Income$-60,0007,114
Total noninterest expense$3,025,0001,599
Salaries and employee benefits$680,0003,416
Premises and equipment expense$128,0003,830
Additional noninterest expense$2,217,000777
Pre-tax net operating income$-1,568,0007,216
Securities gains (losses)$02,210
Applicable income taxes$-10,0006,981
Income before extraordinary items$-1,558,0007,227
Extraordinary gains, net$019
Net income$-1,558,0007,227
Minority interest net income$078
Net income of bank and minority interests.$-1,558,0007,227
Net charge-offs$2,439,000346
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,558,0007,217
2011-12-31 (YTD Data)Rank
Total interest income$21,314,0001,340
Total interest expense$9,242,000626
Net interest income$12,072,0001,834
Provision for loan and lease losses$6,014,000681
Total noninterest income$-17,0007,013
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$35,0006,553
Trading account gains and fees$0146
Additional Noninterest Income$-52,0006,827
Total noninterest expense$9,345,0002,044
Salaries and employee benefits$2,022,0004,149
Premises and equipment expense$443,0004,330
Additional noninterest expense$6,880,0001,021
Pre-tax net operating income$-3,304,0006,944
Securities gains (losses)$03,838
Applicable income taxes$-54,0006,743
Income before extraordinary items$-3,250,0006,968
Extraordinary gains, net$029
Net income$-3,250,0006,969
Minority interest net income$096
Net income of bank and minority interests.$-3,250,0006,969
Net charge-offs$9,681,000470
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,250,0006,950
2011-09-30 (YTD Data)Rank
Total interest income$16,048,0001,351
Total interest expense$7,004,000651
Net interest income$9,044,0001,840
Provision for loan and lease losses$4,277,000702
Total noninterest income$-3,0007,122
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$26,0006,599
Trading account gains and fees$0145
Additional Noninterest Income$-29,0006,973
Total noninterest expense$6,694,0002,148
Salaries and employee benefits$1,528,0004,136
Premises and equipment expense$331,0004,386
Additional noninterest expense$4,835,0001,090
Pre-tax net operating income$-1,930,0006,998
Securities gains (losses)$03,555
Applicable income taxes$-40,0006,905
Income before extraordinary items$-1,890,0007,050
Extraordinary gains, net$021
Net income$-1,890,0007,051
Minority interest net income$087
Net income of bank and minority interests.$-1,890,0007,051
Net charge-offs$7,871,000431
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,890,0007,036
2011-06-30 (YTD Data)Rank
Total interest income$10,877,0001,337
Total interest expense$4,715,000672
Net interest income$6,162,0001,812
Provision for loan and lease losses$3,377,000619
Total noninterest income$-26,0007,246
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$18,0006,606
Trading account gains and fees$0153
Additional Noninterest Income$-44,0007,123
Total noninterest expense$4,771,0002,025
Salaries and employee benefits$1,007,0004,187
Premises and equipment expense$215,0004,497
Additional noninterest expense$3,549,0001,020
Pre-tax net operating income$-2,012,0007,174
Securities gains (losses)$02,914
Applicable income taxes$-39,0007,003
Income before extraordinary items$-1,973,0007,206
Extraordinary gains, net$015
Net income$-1,973,0007,207
Minority interest net income$089
Net income of bank and minority interests.$-1,973,0007,207
Net charge-offs$5,207,000449
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,973,0007,196
2011-03-31 (YTD Data)Rank
Total interest income$5,410,0001,359
Total interest expense$2,351,000699
Net interest income$3,059,0001,818
Provision for loan and lease losses$3,377,000332
Total noninterest income$-60,0007,403
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$10,0006,519
Trading account gains and fees$0158
Additional Noninterest Income$-70,0007,328
Total noninterest expense$2,683,0001,835
Salaries and employee benefits$540,0004,023
Premises and equipment expense$106,0004,564
Additional noninterest expense$2,037,000878
Pre-tax net operating income$-3,061,0007,457
Securities gains (losses)$01,772
Applicable income taxes$-35,0007,144
Income before extraordinary items$-3,026,0007,455
Extraordinary gains, net$09
Net income$-3,026,0007,454
Minority interest net income$086
Net income of bank and minority interests.$-3,026,0007,455
Net charge-offs$3,644,000347
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-3,026,0007,455
2010-12-31 (YTD Data)Rank
Total interest income$25,147,0001,228
Total interest expense$10,727,000757
Net interest income$14,420,0001,554
Provision for loan and lease losses$27,868,000277
Total noninterest income$-2,161,0007,601
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$48,0006,259
Trading account gains and fees$0175
Additional Noninterest Income$-2,209,0007,570
Total noninterest expense$6,874,0002,764
Salaries and employee benefits$1,819,0004,492
Premises and equipment expense$462,0004,391
Additional noninterest expense$4,593,0001,565
Pre-tax net operating income$-22,483,0007,533
Securities gains (losses)$03,793
Applicable income taxes$4,019,000436
Income before extraordinary items$-26,502,0007,548
Extraordinary gains, net$029
Net income$-26,502,0007,548
Minority interest net income$0111
Net income of bank and minority interests.$-26,502,0007,548
Net charge-offs$20,086,000332
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,440,000189
Net operating income$-26,502,0007,548
2010-09-30 (YTD Data)Rank
Total interest income$19,377,0001,219
Total interest expense$8,206,000761
Net interest income$11,171,0001,520
Provision for loan and lease losses$14,971,000363
Total noninterest income$-1,170,0007,701
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$37,0006,324
Trading account gains and fees$0165
Additional Noninterest Income$-1,207,0007,670
Total noninterest expense$4,641,0003,037
Salaries and employee benefits$1,349,0004,561
Premises and equipment expense$355,0004,394
Additional noninterest expense$2,937,0001,806
Pre-tax net operating income$-9,611,0007,550
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-9,611,0007,572
Extraordinary gains, net$023
Net income$-9,611,0007,572
Minority interest net income$0110
Net income of bank and minority interests.$-9,611,0007,572
Net charge-offs$15,376,000313
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,440,000147
Net operating income$-9,611,0007,565
2010-06-30 (YTD Data)Rank
Total interest income$13,022,0001,224
Total interest expense$5,608,000773
Net interest income$7,414,0001,528
Provision for loan and lease losses$8,713,000399
Total noninterest income$-577,0007,754
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$26,0006,310
Trading account gains and fees$0152
Additional Noninterest Income$-603,0007,726
Total noninterest expense$3,019,0003,100
Salaries and employee benefits$873,0004,678
Premises and equipment expense$243,0004,343
Additional noninterest expense$1,903,0001,842
Pre-tax net operating income$-4,895,0007,549
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-4,895,0007,577
Extraordinary gains, net$019
Net income$-4,895,0007,577
Minority interest net income$0105
Net income of bank and minority interests.$-4,895,0007,577
Net charge-offs$8,606,000376
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,440,000103
Net operating income$-4,895,0007,572
2010-03-31 (YTD Data)Rank
Total interest income$6,600,0001,238
Total interest expense$2,856,000808
Net interest income$3,744,0001,533
Provision for loan and lease losses$3,119,000529
Total noninterest income$-92,0007,801
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$12,0006,416
Trading account gains and fees$0175
Additional Noninterest Income$-104,0007,742
Total noninterest expense$1,436,0003,254
Salaries and employee benefits$410,0004,926
Premises and equipment expense$126,0004,352
Additional noninterest expense$900,0001,898
Pre-tax net operating income$-903,0007,384
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-903,0007,441
Extraordinary gains, net$016
Net income$-903,0007,440
Minority interest net income$091
Net income of bank and minority interests.$-903,0007,442
Net charge-offs$2,514,000555
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$3,440,00061
Net operating income$-903,0007,430
2009-12-31 (YTD Data)Rank
Total interest income$29,105,0001,176
Total interest expense$14,146,000827
Net interest income$14,959,0001,503
Provision for loan and lease losses$21,197,000474
Total noninterest income$-3,238,0007,983
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$64,0006,271
Trading account gains and fees$0211
Additional Noninterest Income$-3,302,0007,975
Total noninterest expense$5,499,0003,405
Salaries and employee benefits$1,788,0004,684
Premises and equipment expense$506,0004,341
Additional noninterest expense$3,205,0002,208
Pre-tax net operating income$-14,975,0007,631
Securities gains (losses)$-716,0007,642
Applicable income taxes$-6,013,0007,803
Income before extraordinary items$-9,678,0007,544
Extraordinary gains, net$034
Net income$-9,678,0007,543
Minority interest net income$0115
Net income of bank and minority interests.$-9,678,0007,543
Net charge-offs$22,741,000373
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-9,219,7607,531
2009-09-30 (YTD Data)Rank
Total interest income$22,418,0001,169
Total interest expense$10,912,000848
Net interest income$11,506,0001,450
Provision for loan and lease losses$6,349,000882
Total noninterest income$-2,529,0008,072
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$51,0006,242
Trading account gains and fees$0212
Additional Noninterest Income$-2,580,0008,067
Total noninterest expense$3,613,0003,800
Salaries and employee benefits$1,293,0004,815
Premises and equipment expense$384,0004,358
Additional noninterest expense$1,936,0002,637
Pre-tax net operating income$-985,0006,644
Securities gains (losses)$-719,0007,807
Applicable income taxes$-486,0007,337
Income before extraordinary items$-1,218,0006,860
Extraordinary gains, net$027
Net income$-1,218,0006,862
Minority interest net income$0118
Net income of bank and minority interests.$-1,218,0006,862
Net charge-offs$8,460,000574
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-707,5106,575
2009-06-30 (YTD Data)Rank
Total interest income$14,960,0001,189
Total interest expense$7,366,000886
Net interest income$7,594,0001,474
Provision for loan and lease losses$3,216,0001,038
Total noninterest income$-2,430,0008,169
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$34,0006,274
Trading account gains and fees$0193
Additional Noninterest Income$-2,464,0008,164
Total noninterest expense$2,270,0004,003
Salaries and employee benefits$902,0004,739
Premises and equipment expense$249,0004,466
Additional noninterest expense$1,119,0003,013
Pre-tax net operating income$-322,0006,457
Securities gains (losses)$-716,0007,965
Applicable income taxes$-314,0007,431
Income before extraordinary items$-724,0006,963
Extraordinary gains, net$021
Net income$-724,0006,963
Minority interest net income$0112
Net income of bank and minority interests.$-724,0006,963
Net charge-offs$4,592,000617
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-222,8006,407
2009-03-31 (YTD Data)Rank
Total interest income$7,872,0001,146
Total interest expense$3,736,000907
Net interest income$4,136,0001,336
Provision for loan and lease losses$1,387,000976
Total noninterest income$-1,038,0008,219
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$-1,056,0008,219
Total noninterest expense$965,0004,414
Salaries and employee benefits$422,0004,979
Premises and equipment expense$123,0004,557
Additional noninterest expense$420,0003,441
Pre-tax net operating income$746,0001,712
Securities gains (losses)$-716,0008,121
Applicable income taxes$-150,0007,645
Income before extraordinary items$180,0004,042
Extraordinary gains, net$015
Net income$180,0004,045
Minority interest net income$0102
Net income of bank and minority interests.$180,0004,045
Net charge-offs$2,742,000485
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$896,0001,144
2008-12-31 (YTD Data)Rank
Total interest income$36,740,0001,032
Total interest expense$17,286,000923
Net interest income$19,454,0001,130
Provision for loan and lease losses$5,730,000913
Total noninterest income$-455,0008,229
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$62,0006,466
Trading account gains and fees$0154
Additional Noninterest Income$-517,0008,225
Total noninterest expense$3,989,0004,242
Salaries and employee benefits$1,761,0004,862
Premises and equipment expense$499,0004,462
Additional noninterest expense$1,729,0003,234
Pre-tax net operating income$9,280,000594
Securities gains (losses)$-15,615,0008,212
Applicable income taxes$-2,807,0008,002
Income before extraordinary items$-3,528,0007,688
Extraordinary gains, net$039
Net income$-3,528,0007,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,970,000693
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$118,000928
Net operating income$6,465,600662
2008-09-30 (YTD Data)Rank
Total interest income$28,314,0001,029
Total interest expense$13,271,000937
Net interest income$15,043,0001,106
Provision for loan and lease losses$1,496,0001,431
Total noninterest income$72,0007,466
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$44,0006,559
Trading account gains and fees$0148
Additional Noninterest Income$28,0007,176
Total noninterest expense$2,797,0004,447
Salaries and employee benefits$1,260,0005,014
Premises and equipment expense$377,0004,469
Additional noninterest expense$1,160,0003,476
Pre-tax net operating income$10,822,000470
Securities gains (losses)$-15,737,0008,314
Applicable income taxes$05,372
Income before extraordinary items$-4,915,0008,121
Extraordinary gains, net$031
Net income$-4,915,0008,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,553,000990
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$118,000729
Net operating income$10,822,000363
2008-06-30 (YTD Data)Rank
Total interest income$19,282,0001,019
Total interest expense$9,078,000946
Net interest income$10,204,0001,068
Provision for loan and lease losses$436,0002,052
Total noninterest income$-25,0008,375
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$28,0006,625
Trading account gains and fees$0149
Additional Noninterest Income$-53,0008,366
Total noninterest expense$1,881,0004,434
Salaries and employee benefits$851,0005,023
Premises and equipment expense$262,0004,378
Additional noninterest expense$768,0003,461
Pre-tax net operating income$7,862,000468
Securities gains (losses)$6,0002,681
Applicable income taxes$2,828,000394
Income before extraordinary items$5,040,000552
Extraordinary gains, net$021
Net income$5,040,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,129
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$101,000580
Net operating income$5,036,160539
2008-03-31 (YTD Data)Rank
Total interest income$9,731,0001,038
Total interest expense$4,683,000987
Net interest income$5,048,0001,078
Provision for loan and lease losses$-226,0008,470
Total noninterest income$25,0007,510
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$11,0006,800
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$906,0004,548
Salaries and employee benefits$390,0005,322
Premises and equipment expense$124,0004,535
Additional noninterest expense$392,0003,375
Pre-tax net operating income$4,393,000457
Securities gains (losses)$-394,0008,449
Applicable income taxes$1,385,000454
Income before extraordinary items$2,614,000576
Extraordinary gains, net$015
Net income$2,614,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,602
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$31,000584
Net operating income$2,870,100507
2007-12-31 (YTD Data)Rank
Total interest income$37,581,0001,126
Total interest expense$17,582,0001,126
Net interest income$19,999,0001,103
Provision for loan and lease losses$1,956,000857
Total noninterest income$132,0007,274
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$80,0006,301
Trading account gains and fees$0178
Additional Noninterest Income$52,0007,060
Total noninterest expense$3,019,0004,989
Salaries and employee benefits$1,566,0005,172
Premises and equipment expense$477,0004,509
Additional noninterest expense$976,0004,737
Pre-tax net operating income$15,156,000585
Securities gains (losses)$428,000287
Applicable income taxes$5,676,000490
Income before extraordinary items$9,908,000657
Extraordinary gains, net$039
Net income$9,908,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$534,0001,614
Cash dividends$338,0004,272
Sale, conversion, retirement of capital stock, net$34,0001,119
Net operating income$9,634,080671
2007-09-30 (YTD Data)Rank
Total interest income$27,875,0001,149
Total interest expense$12,814,0001,158
Net interest income$15,061,0001,108
Provision for loan and lease losses$1,525,000641
Total noninterest income$95,0007,383
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$63,0006,280
Trading account gains and fees$0184
Additional Noninterest Income$32,0007,274
Total noninterest expense$2,077,0005,241
Salaries and employee benefits$1,102,0005,346
Premises and equipment expense$323,0004,796
Additional noninterest expense$652,0005,021
Pre-tax net operating income$11,554,000621
Securities gains (losses)$482,000241
Applicable income taxes$4,435,000511
Income before extraordinary items$7,601,000695
Extraordinary gains, net$033
Net income$7,601,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,103
Cash dividends$338,0003,481
Sale, conversion, retirement of capital stock, net$34,000963
Net operating income$7,292,520712
2007-06-30 (YTD Data)Rank
Total interest income$18,288,0001,172
Total interest expense$8,260,0001,203
Net interest income$10,028,0001,123
Provision for loan and lease losses$951,000609
Total noninterest income$63,0007,418
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$40,0006,367
Trading account gains and fees$0168
Additional Noninterest Income$23,0007,240
Total noninterest expense$1,356,0005,342
Salaries and employee benefits$728,0005,429
Premises and equipment expense$196,0005,097
Additional noninterest expense$432,0005,029
Pre-tax net operating income$7,784,000640
Securities gains (losses)$479,000187
Applicable income taxes$3,035,000530
Income before extraordinary items$5,228,000700
Extraordinary gains, net$029
Net income$5,228,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,381
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,921,440731
2007-03-31 (YTD Data)Rank
Total interest income$8,851,0001,199
Total interest expense$4,067,0001,214
Net interest income$4,784,0001,176
Provision for loan and lease losses$288,000860
Total noninterest income$25,0007,660
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$19,0006,411
Trading account gains and fees$0195
Additional Noninterest Income$6,0007,790
Total noninterest expense$667,0005,413
Salaries and employee benefits$350,0005,588
Premises and equipment expense$96,0005,179
Additional noninterest expense$221,0004,921
Pre-tax net operating income$3,854,000641
Securities gains (losses)$484,000120
Applicable income taxes$1,550,000529
Income before extraordinary items$2,788,000651
Extraordinary gains, net$022
Net income$2,788,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0001,682
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,478,240718
2006-12-31 (YTD Data)Rank
Total interest income$32,286,0001,217
Total interest expense$13,131,0001,289
Net interest income$19,155,0001,165
Provision for loan and lease losses$2,808,000397
Total noninterest income$107,0007,663
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$71,0006,569
Trading account gains and fees$0130
Additional Noninterest Income$36,0007,566
Total noninterest expense$2,666,0005,281
Salaries and employee benefits$1,485,0005,219
Premises and equipment expense$384,0005,061
Additional noninterest expense$797,0005,247
Pre-tax net operating income$13,788,000739
Securities gains (losses)$107,000523
Applicable income taxes$5,161,000621
Income before extraordinary items$8,734,000854
Extraordinary gains, net$051
Net income$8,734,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,477
Cash dividends$285,0004,551
Sale, conversion, retirement of capital stock, net$9,0001,166
Net operating income$8,665,520852
2006-09-30 (YTD Data)Rank
Total interest income$23,519,0001,249
Total interest expense$9,261,0001,326
Net interest income$14,258,0001,187
Provision for loan and lease losses$1,637,000487
Total noninterest income$89,0007,648
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$53,0006,653
Trading account gains and fees$0126
Additional Noninterest Income$36,0007,336
Total noninterest expense$1,958,0005,331
Salaries and employee benefits$1,057,0005,377
Premises and equipment expense$280,0005,161
Additional noninterest expense$621,0005,108
Pre-tax net operating income$10,752,000746
Securities gains (losses)$11,000877
Applicable income taxes$3,988,000641
Income before extraordinary items$6,775,000855
Extraordinary gains, net$045
Net income$6,775,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,289
Cash dividends$285,0003,745
Sale, conversion, retirement of capital stock, net$9,000966
Net operating income$6,767,960847
2006-06-30 (YTD Data)Rank
Total interest income$15,450,0001,249
Total interest expense$5,833,0001,339
Net interest income$9,617,0001,177
Provision for loan and lease losses$1,032,000501
Total noninterest income$73,0007,453
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$34,0006,726
Trading account gains and fees$0126
Additional Noninterest Income$39,0006,754
Total noninterest expense$1,295,0005,364
Salaries and employee benefits$703,0005,413
Premises and equipment expense$183,0005,213
Additional noninterest expense$409,0005,133
Pre-tax net operating income$7,363,000734
Securities gains (losses)$01,185
Applicable income taxes$2,727,000637
Income before extraordinary items$4,636,000837
Extraordinary gains, net$039
Net income$4,636,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,628
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$9,000804
Net operating income$4,636,000823
2006-03-31 (YTD Data)Rank
Total interest income$7,359,0001,286
Total interest expense$2,786,0001,332
Net interest income$4,573,0001,243
Provision for loan and lease losses$597,000416
Total noninterest income$54,0006,815
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$16,0006,758
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$621,0005,506
Salaries and employee benefits$341,0005,515
Premises and equipment expense$83,0005,536
Additional noninterest expense$197,0005,226
Pre-tax net operating income$3,409,000770
Securities gains (losses)$0955
Applicable income taxes$1,262,000669
Income before extraordinary items$2,147,000885
Extraordinary gains, net$021
Net income$2,147,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,331
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,147,000866
2005-12-31 (YTD Data)Rank
Total interest income$24,519,0001,362
Total interest expense$7,907,0001,433
Net interest income$16,612,0001,315
Provision for loan and lease losses$2,276,000473
Total noninterest income$97,0007,970
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$76,0006,656
Trading account gains and fees$0138
Additional Noninterest Income$21,0008,110
Total noninterest expense$2,682,0005,143
Salaries and employee benefits$1,403,0005,279
Premises and equipment expense$395,0004,892
Additional noninterest expense$884,0004,839
Pre-tax net operating income$11,751,000834
Securities gains (losses)$16,0001,323
Applicable income taxes$4,375,000714
Income before extraordinary items$7,392,000976
Extraordinary gains, net$046
Net income$7,392,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,126
Cash dividends$238,0004,729
Sale, conversion, retirement of capital stock, net$28,000845
Net operating income$7,381,760963
2005-09-30 (YTD Data)Rank
Total interest income$17,464,0001,390
Total interest expense$5,426,0001,476
Net interest income$12,038,0001,350
Provision for loan and lease losses$1,885,000402
Total noninterest income$72,0008,020
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$56,0006,708
Trading account gains and fees$0126
Additional Noninterest Income$16,0008,136
Total noninterest expense$1,982,0005,171
Salaries and employee benefits$1,007,0005,395
Premises and equipment expense$298,0004,864
Additional noninterest expense$677,0004,736
Pre-tax net operating income$8,243,000897
Securities gains (losses)$02,317
Applicable income taxes$3,090,000763
Income before extraordinary items$5,153,0001,046
Extraordinary gains, net$035
Net income$5,153,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,961
Cash dividends$238,0003,847
Sale, conversion, retirement of capital stock, net$28,000671
Net operating income$5,153,0001,027
2005-06-30 (YTD Data)Rank
Total interest income$11,020,0001,428
Total interest expense$3,313,0001,518
Net interest income$7,707,0001,382
Provision for loan and lease losses$1,241,000401
Total noninterest income$56,0007,853
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$37,0006,721
Trading account gains and fees$0116
Additional Noninterest Income$19,0007,696
Total noninterest expense$1,292,0005,230
Salaries and employee benefits$635,0005,559
Premises and equipment expense$204,0004,762
Additional noninterest expense$453,0004,709
Pre-tax net operating income$5,230,000907
Securities gains (losses)$02,146
Applicable income taxes$1,964,000773
Income before extraordinary items$3,266,0001,066
Extraordinary gains, net$030
Net income$3,266,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,912
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,266,0001,049
2005-03-31 (YTD Data)Rank
Total interest income$5,225,0001,476
Total interest expense$1,540,0001,549
Net interest income$3,685,0001,431
Provision for loan and lease losses$615,000394
Total noninterest income$36,0007,582
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$36,0005,847
Total noninterest expense$619,0005,416
Salaries and employee benefits$329,0005,494
Premises and equipment expense$92,0005,144
Additional noninterest expense$198,0005,114
Pre-tax net operating income$2,487,000943
Securities gains (losses)$01,685
Applicable income taxes$937,000806
Income before extraordinary items$1,550,0001,112
Extraordinary gains, net$024
Net income$1,550,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,939
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,550,0001,086
2004-12-31 (YTD Data)Rank
Total interest income$17,414,0001,657
Total interest expense$5,582,0001,476
Net interest income$11,832,0001,710
Provision for loan and lease losses$2,097,000520
Total noninterest income$77,0008,333
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$75,0006,866
Trading account gains and fees$0138
Additional Noninterest Income$2,0008,776
Total noninterest expense$2,485,0005,332
Salaries and employee benefits$1,250,0005,570
Premises and equipment expense$292,0005,749
Additional noninterest expense$943,0004,565
Pre-tax net operating income$7,327,0001,182
Securities gains (losses)$03,819
Applicable income taxes$2,707,000972
Income before extraordinary items$4,620,0001,396
Extraordinary gains, net$034
Net income$4,620,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,951
Cash dividends$198,0004,916
Sale, conversion, retirement of capital stock, net$22,000781
Net operating income$4,620,0001,356
2004-09-30 (YTD Data)Rank
Total interest income$12,759,0001,671
Total interest expense$4,195,0001,439
Net interest income$8,564,0001,754
Provision for loan and lease losses$1,471,000536
Total noninterest income$64,0008,300
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$59,0006,831
Trading account gains and fees$0134
Additional Noninterest Income$5,0008,693
Total noninterest expense$1,829,0005,361
Salaries and employee benefits$923,0005,586
Premises and equipment expense$198,0006,006
Additional noninterest expense$708,0004,480
Pre-tax net operating income$5,328,0001,235
Securities gains (losses)$03,710
Applicable income taxes$1,981,0001,019
Income before extraordinary items$3,347,0001,472
Extraordinary gains, net$026
Net income$3,347,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,557
Cash dividends$198,0004,030
Sale, conversion, retirement of capital stock, net$21,000654
Net operating income$3,347,0001,424
2004-06-30 (YTD Data)Rank
Total interest income$8,219,0001,714
Total interest expense$2,701,0001,473
Net interest income$5,518,0001,805
Provision for loan and lease losses$1,037,000507
Total noninterest income$42,0008,348
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$39,0006,883
Trading account gains and fees$0130
Additional Noninterest Income$3,0008,756
Total noninterest expense$1,139,0005,601
Salaries and employee benefits$544,0005,994
Premises and equipment expense$117,0006,389
Additional noninterest expense$478,0004,472
Pre-tax net operating income$3,384,0001,260
Securities gains (losses)$03,413
Applicable income taxes$1,285,0001,054
Income before extraordinary items$2,099,0001,529
Extraordinary gains, net$021
Net income$2,099,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,345
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$20,000555
Net operating income$2,099,0001,478
2004-03-31 (YTD Data)Rank
Total interest income$4,071,0001,728
Total interest expense$1,318,0001,515
Net interest income$2,753,0001,803
Provision for loan and lease losses$468,000550
Total noninterest income$16,0008,578
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0006,734
Trading account gains and fees$0121
Additional Noninterest Income$-5,0009,080
Total noninterest expense$550,0005,726
Salaries and employee benefits$271,0006,068
Premises and equipment expense$58,0006,408
Additional noninterest expense$221,0004,708
Pre-tax net operating income$1,751,0001,204
Securities gains (losses)$02,934
Applicable income taxes$665,0001,028
Income before extraordinary items$1,086,0001,476
Extraordinary gains, net$016
Net income$1,086,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,199
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$20,000377
Net operating income$1,086,0001,395
2003-12-31 (YTD Data)Rank
Total interest income$15,729,0001,809
Total interest expense$5,943,0001,494
Net interest income$9,786,0002,006
Provision for loan and lease losses$1,169,0001,025
Total noninterest income$90,0008,412
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$128,0006,168
Trading account gains and fees$0160
Additional Noninterest Income$-38,0009,145
Total noninterest expense$2,497,0005,215
Salaries and employee benefits$1,102,0005,924
Premises and equipment expense$221,0006,526
Additional noninterest expense$1,174,0003,787
Pre-tax net operating income$6,210,0001,328
Securities gains (losses)$04,500
Applicable income taxes$2,360,0001,123
Income before extraordinary items$3,850,0001,614
Extraordinary gains, net$054
Net income$3,850,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,272,000762
Cash dividends$158,0005,168
Sale, conversion, retirement of capital stock, net$12,000814
Net operating income$3,850,0001,547
2003-09-30 (YTD Data)Rank
Total interest income$11,808,0001,843
Total interest expense$4,635,0001,503
Net interest income$7,173,0002,057
Provision for loan and lease losses$833,0001,048
Total noninterest income$55,0008,643
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$87,0006,376
Trading account gains and fees$0153
Additional Noninterest Income$-32,0009,207
Total noninterest expense$1,838,0005,269
Salaries and employee benefits$825,0005,919
Premises and equipment expense$164,0006,559
Additional noninterest expense$849,0003,898
Pre-tax net operating income$4,557,0001,416
Securities gains (losses)$04,204
Applicable income taxes$1,732,0001,190
Income before extraordinary items$2,825,0001,704
Extraordinary gains, net$040
Net income$2,825,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$962,000719
Cash dividends$158,0004,318
Sale, conversion, retirement of capital stock, net$4,000695
Net operating income$2,825,0001,613
2003-06-30 (YTD Data)Rank
Total interest income$7,921,0001,851
Total interest expense$3,167,0001,515
Net interest income$4,754,0002,057
Provision for loan and lease losses$731,000848
Total noninterest income$29,0008,807
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$51,0006,554
Trading account gains and fees$0150
Additional Noninterest Income$-22,0009,235
Total noninterest expense$1,169,0005,416
Salaries and employee benefits$545,0005,951
Premises and equipment expense$108,0006,577
Additional noninterest expense$516,0004,142
Pre-tax net operating income$2,883,0001,470
Securities gains (losses)$03,782
Applicable income taxes$1,096,0001,270
Income before extraordinary items$1,787,0001,798
Extraordinary gains, net$030
Net income$1,787,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$796,000602
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,787,0001,680
2003-03-31 (YTD Data)Rank
Total interest income$3,984,0001,842
Total interest expense$1,616,0001,531
Net interest income$2,368,0002,067
Provision for loan and lease losses$389,000753
Total noninterest income$11,0008,960
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$25,0006,543
Trading account gains and fees$0134
Additional Noninterest Income$-14,0009,285
Total noninterest expense$627,0005,198
Salaries and employee benefits$276,0005,902
Premises and equipment expense$55,0006,522
Additional noninterest expense$296,0003,686
Pre-tax net operating income$1,363,0001,542
Securities gains (losses)$02,891
Applicable income taxes$520,0001,325
Income before extraordinary items$843,0001,878
Extraordinary gains, net$021
Net income$843,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,000548
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$843,0001,772
2002-12-31 (YTD Data)Rank
Total interest income$16,891,0001,826
Total interest expense$7,224,0001,566
Net interest income$9,667,0002,000
Provision for loan and lease losses$2,287,000668
Total noninterest income$-83,0009,334
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$163,0005,671
Trading account gains and fees$0153
Additional Noninterest Income$-246,0009,342
Total noninterest expense$2,140,0005,626
Salaries and employee benefits$1,063,0005,915
Premises and equipment expense$226,0006,443
Additional noninterest expense$851,0004,718
Pre-tax net operating income$5,157,0001,588
Securities gains (losses)$04,537
Applicable income taxes$1,974,0001,307
Income before extraordinary items$3,183,0001,881
Extraordinary gains, net$070
Net income$3,183,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,542,000486
Cash dividends$111,0005,476
Sale, conversion, retirement of capital stock, net$32,000747
Net operating income$3,183,0001,822
2001-12-31 (YTD Data)Rank
Total interest income$16,893,0002,026
Total interest expense$8,292,0001,954
Net interest income$8,601,0002,077
Provision for loan and lease losses$2,531,000579
Total noninterest income$-39,0009,603
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$189,0005,296
Trading account gains and fees$0177
Additional Noninterest Income$-228,0009,617
Total noninterest expense$1,930,0005,870
Salaries and employee benefits$907,0006,338
Premises and equipment expense$234,0006,299
Additional noninterest expense$789,0004,826
Pre-tax net operating income$4,101,0001,735
Securities gains (losses)$04,612
Applicable income taxes$1,565,0001,443
Income before extraordinary items$2,536,0002,057
Extraordinary gains, net$0105
Net income$2,536,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$958,000970
Cash dividends$107,0005,700
Sale, conversion, retirement of capital stock, net$2,000899
Net operating income$2,536,0001,982
2000-12-31 (YTD Data)Rank
Total interest income$14,113,0002,452
Total interest expense$6,482,0002,575
Net interest income$7,631,0002,329
Provision for loan and lease losses$1,786,000671
Total noninterest income$234,0006,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,290
Trading account gains and feesNANA
Additional Noninterest Income$48,0007,902
Total noninterest expense$1,791,0006,072
Salaries and employee benefits$860,0006,461
Premises and equipment expense$216,0006,525
Additional noninterest expense$715,0005,099
Pre-tax net operating income$4,288,0001,712
Securities gains (losses)$01,956
Applicable income taxes$1,630,0001,401
Income before extraordinary items$2,658,0001,964
Extraordinary gains, net$038
Net income$2,658,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$550,0001,160
Cash dividends$102,0005,897
Sale, conversion, retirement of capital stock, net$19,000860
Net operating income$2,658,0001,967
1999-12-31 (YTD Data)Rank
Total interest income$10,749,0003,001
Total interest expense$4,410,0003,300
Net interest income$6,339,0002,775
Provision for loan and lease losses$1,118,000889
Total noninterest income$242,0007,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0005,653
Trading account gains and feesNANA
Additional Noninterest Income$80,0007,144
Total noninterest expense$1,655,0006,396
Salaries and employee benefits$712,0007,176
Premises and equipment expense$187,0007,010
Additional noninterest expense$756,0004,991
Pre-tax net operating income$3,808,0001,930
Securities gains (losses)$03,155
Applicable income taxes$1,433,0001,657
Income before extraordinary items$2,375,0002,207
Extraordinary gains, net$035
Net income$2,375,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,774
Cash dividends$98,0006,149
Sale, conversion, retirement of capital stock, net$10,000975
Net operating income$2,375,0002,170
1998-12-31 (YTD Data)Rank
Total interest income$8,482,0003,720
Total interest expense$3,513,0004,115
Net interest income$4,969,0003,416
Provision for loan and lease losses$849,0001,125
Total noninterest income$234,0007,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,226
Trading account gains and feesNANA
Additional Noninterest Income$40,0008,530
Total noninterest expense$1,499,0006,703
Salaries and employee benefits$658,0007,433
Premises and equipment expense$148,0007,696
Additional noninterest expense$693,0005,204
Pre-tax net operating income$2,855,0002,492
Securities gains (losses)$04,449
Applicable income taxes$1,069,0002,185
Income before extraordinary items$1,786,0002,801
Extraordinary gains, net$032
Net income$1,786,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,100
Cash dividends$94,0006,363
Sale, conversion, retirement of capital stock, net$49,000863
Net operating income$1,786,0002,730
1997-12-31 (YTD Data)Rank
Total interest income$6,995,0004,502
Total interest expense$2,965,0004,767
Net interest income$4,030,0004,212
Provision for loan and lease losses$649,0001,414
Total noninterest income$336,0006,284
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0005,150
Trading account gains and feesNANA
Additional Noninterest Income$123,0006,211
Total noninterest expense$1,360,0007,144
Salaries and employee benefits$630,0007,722
Premises and equipment expense$155,0007,697
Additional noninterest expense$575,0005,961
Pre-tax net operating income$2,357,0003,066
Securities gains (losses)$03,944
Applicable income taxes$873,0002,732
Income before extraordinary items$1,484,0003,396
Extraordinary gains, net$044
Net income$1,484,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,668
Cash dividends$89,0006,675
Sale, conversion, retirement of capital stock, net$25,000899
Net operating income$1,484,0003,322
1996-12-31 (YTD Data)Rank
Total interest income$6,076,0005,140
Total interest expense$2,528,0005,465
Net interest income$3,548,0004,774
Provision for loan and lease losses$483,0001,781
Total noninterest income$450,0005,540
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$235,0005,041
Trading account gains and feesNANA
Additional Noninterest Income$215,0004,984
Total noninterest expense$1,822,0006,332
Salaries and employee benefits$816,0006,905
Premises and equipment expense$183,0007,367
Additional noninterest expense$823,0005,100
Pre-tax net operating income$1,693,0003,945
Securities gains (losses)$-5,0009,952
Applicable income taxes$700,0003,175
Income before extraordinary items$988,0004,561
Extraordinary gains, net$053
Net income$988,0004,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,244
Cash dividends$85,0006,967
Sale, conversion, retirement of capital stock, net$0953
Net operating income$991,2004,497
1995-12-31 (YTD Data)Rank
Total interest income$5,894,0005,271
Total interest expense$2,490,0005,589
Net interest income$3,404,0004,976
Provision for loan and lease losses$359,0002,041
Total noninterest income$181,0008,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0006,407
Trading account gains and feesNANA
Additional Noninterest Income$19,00010,950
Total noninterest expense$1,597,0006,984
Salaries and employee benefits$807,0007,070
Premises and equipment expense$214,0006,939
Additional noninterest expense$576,0006,684
Pre-tax net operating income$1,629,0004,163
Securities gains (losses)$03,831
Applicable income taxes$554,0003,875
Income before extraordinary items$1,075,0004,330
Extraordinary gains, net$065
Net income$1,075,0004,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,745
Cash dividends$82,0007,145
Sale, conversion, retirement of capital stock, net$-141,00010,477
Net operating income$1,075,0004,320
1994-12-31 (YTD Data)Rank
Total interest income$3,971,0006,735
Total interest expense$1,380,0007,270
Net interest income$2,591,0006,291
Provision for loan and lease losses$259,0002,526
Total noninterest income$206,0008,632
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0006,354
Trading account gains and feesNANA
Additional Noninterest Income$31,00010,719
Total noninterest expense$1,356,0008,053
Salaries and employee benefits$745,0007,558
Premises and equipment expense$199,0007,444
Additional noninterest expense$412,0008,705
Pre-tax net operating income$1,182,0005,288
Securities gains (losses)$03,600
Applicable income taxes$428,0004,544
Income before extraordinary items$754,0005,590
Extraordinary gains, net$0249
Net income$754,0005,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$71,0007,518
Sale, conversion, retirement of capital stock, net$473,000555
Net operating income$754,0005,659
1993-12-31 (YTD Data)Rank
Total interest income$2,376,0009,428
Total interest expense$688,00010,653
Net interest income$1,688,0008,525
Provision for loan and lease losses$127,0005,073
Total noninterest income$216,0008,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0006,850
Trading account gains and feesNANA
Additional Noninterest Income$57,0009,699
Total noninterest expense$1,014,0009,672
Salaries and employee benefits$486,0009,810
Premises and equipment expense$159,0008,674
Additional noninterest expense$369,0009,615
Pre-tax net operating income$763,0007,013
Securities gains (losses)$07,477
Applicable income taxes$344,0005,572
Income before extraordinary items$419,0008,246
Extraordinary gains, net$03,149
Net income$419,0008,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0007,087
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$419,0007,973
1992-12-31 (YTD Data)Rank
Total interest income$1,507,00011,954
Total interest expense$497,00012,772
Net interest income$1,010,00011,067
Provision for loan and lease losses$72,0008,175
Total noninterest income$88,00012,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0009,282
Trading account gains and feesNANA
Additional Noninterest Income$11,00013,290
Total noninterest expense$720,00011,413
Salaries and employee benefits$383,00011,059
Premises and equipment expense$72,00011,802
Additional noninterest expense$265,00011,348
Pre-tax net operating income$306,00010,078
Securities gains (losses)$08,369
Applicable income taxes$35,00011,656
Income before extraordinary items$271,0009,670
Extraordinary gains, net$01,422
Net income$271,0009,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$271,0009,295

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.