Home > Fidelity Bank > Income and Expense
Fidelity Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,462,000 | 1,609 |
| Total interest expense | $1,363,000 | 1,916 |
| Net interest income | $8,099,000 | 1,510 |
| Provision for loan and lease losses | $393,000 | 1,025 |
| Total noninterest income | $685,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $207,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 2,263 |
| Total noninterest expense | $4,070,000 | 2,230 |
| Salaries and employee benefits | $2,128,000 | 2,367 |
| Premises and equipment expense | $330,000 | 2,656 |
| Additional noninterest expense | $1,612,000 | 1,818 |
| Pre-tax net operating income | $4,321,000 | 1,166 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $870,000 | 994 |
| Income before extraordinary items | $3,451,000 | 1,248 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,451,000 | 1,248 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,451,000 | 1,248 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,451,000 | 1,224 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 2,779 |
| Total interest expense | $321,000 | 2,936 |
| Net interest income | $1,972,000 | 2,711 |
| Provision for loan and lease losses | $42,000 | 2,243 |
| Total noninterest income | $201,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $55,000 | 3,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 2,782 |
| Total noninterest expense | $1,331,000 | 2,946 |
| Salaries and employee benefits | $684,000 | 3,148 |
| Premises and equipment expense | $74,000 | 4,026 |
| Additional noninterest expense | $573,000 | 2,348 |
| Pre-tax net operating income | $800,000 | 2,359 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $185,000 | 1,655 |
| Income before extraordinary items | $615,000 | 2,585 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $615,000 | 2,584 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $615,000 | 2,584 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $615,000 | 2,568 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,164,000 | 1,136 |
| Total interest expense | $3,243,000 | 1,346 |
| Net interest income | $22,921,000 | 1,107 |
| Provision for loan and lease losses | $770,000 | 1,087 |
| Total noninterest income | $1,755,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $684,000 | 1,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,071,000 | 2,176 |
| Total noninterest expense | $11,267,000 | 1,723 |
| Salaries and employee benefits | $7,311,000 | 1,538 |
| Premises and equipment expense | $920,000 | 2,172 |
| Additional noninterest expense | $3,036,000 | 1,900 |
| Pre-tax net operating income | $12,639,000 | 859 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,680,000 | 713 |
| Income before extraordinary items | $9,959,000 | 921 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,959,000 | 920 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,959,000 | 920 |
| Net charge-offs | $80,000 | 2,302 |
| Cash dividends | $4,904,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $9,959,000 | 921 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,407,000 | 1,130 |
| Total interest expense | $2,338,000 | 1,314 |
| Net interest income | $17,069,000 | 1,108 |
| Provision for loan and lease losses | $560,000 | 1,038 |
| Total noninterest income | $1,317,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $511,000 | 1,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $806,000 | 2,183 |
| Total noninterest expense | $8,467,000 | 1,709 |
| Salaries and employee benefits | $5,433,000 | 1,541 |
| Premises and equipment expense | $699,000 | 2,144 |
| Additional noninterest expense | $2,335,000 | 1,853 |
| Pre-tax net operating income | $9,359,000 | 876 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,986,000 | 731 |
| Income before extraordinary items | $7,373,000 | 938 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,373,000 | 936 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,373,000 | 937 |
| Net charge-offs | $46,000 | 2,265 |
| Cash dividends | $4,604,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,373,000 | 934 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 1,135 |
| Total interest expense | $1,415,000 | 1,354 |
| Net interest income | $11,370,000 | 1,108 |
| Provision for loan and lease losses | $350,000 | 1,062 |
| Total noninterest income | $700,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $334,000 | 1,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 2,637 |
| Total noninterest expense | $5,675,000 | 1,715 |
| Salaries and employee benefits | $3,730,000 | 1,504 |
| Premises and equipment expense | $463,000 | 2,183 |
| Additional noninterest expense | $1,482,000 | 1,946 |
| Pre-tax net operating income | $6,045,000 | 888 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,284,000 | 735 |
| Income before extraordinary items | $4,761,000 | 955 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,761,000 | 953 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,761,000 | 954 |
| Net charge-offs | $-300,000 | 5,413 |
| Cash dividends | $4,604,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,761,000 | 944 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 1,135 |
| Total interest expense | $699,000 | 1,308 |
| Net interest income | $5,665,000 | 1,113 |
| Provision for loan and lease losses | $210,000 | 904 |
| Total noninterest income | $358,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $168,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 2,555 |
| Total noninterest expense | $2,789,000 | 1,745 |
| Salaries and employee benefits | $1,796,000 | 1,588 |
| Premises and equipment expense | $233,000 | 2,208 |
| Additional noninterest expense | $760,000 | 1,903 |
| Pre-tax net operating income | $3,024,000 | 861 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $632,000 | 721 |
| Income before extraordinary items | $2,392,000 | 911 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,392,000 | 911 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,392,000 | 911 |
| Net charge-offs | $38,000 | 1,333 |
| Cash dividends | $1,816,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,392,000 | 905 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $24,923,000 | 1,123 |
| Total interest expense | $2,400,000 | 1,329 |
| Net interest income | $22,523,000 | 1,099 |
| Provision for loan and lease losses | $840,000 | 1,013 |
| Total noninterest income | $1,494,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $703,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $791,000 | 2,572 |
| Total noninterest expense | $11,412,000 | 1,678 |
| Salaries and employee benefits | $7,124,000 | 1,562 |
| Premises and equipment expense | $953,000 | 2,184 |
| Additional noninterest expense | $3,335,000 | 1,785 |
| Pre-tax net operating income | $11,765,000 | 868 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $4,764,000 | 686 |
| Income before extraordinary items | $7,001,000 | 1,020 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,001,000 | 1,020 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,001,000 | 1,020 |
| Net charge-offs | $1,281,000 | 574 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 661 |
| Net operating income | $7,001,000 | 1,005 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $18,402,000 | 1,133 |
| Total interest expense | $1,722,000 | 1,366 |
| Net interest income | $16,680,000 | 1,110 |
| Provision for loan and lease losses | $630,000 | 995 |
| Total noninterest income | $1,178,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $537,000 | 1,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $641,000 | 2,504 |
| Total noninterest expense | $8,461,000 | 1,707 |
| Salaries and employee benefits | $5,251,000 | 1,588 |
| Premises and equipment expense | $709,000 | 2,195 |
| Additional noninterest expense | $2,501,000 | 1,779 |
| Pre-tax net operating income | $8,767,000 | 885 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $3,019,000 | 687 |
| Income before extraordinary items | $5,748,000 | 1,038 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,748,000 | 1,037 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,748,000 | 1,038 |
| Net charge-offs | $416,000 | 913 |
| Cash dividends | $800,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 626 |
| Net operating income | $5,748,000 | 1,023 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,914,000 | 1,159 |
| Total interest expense | $1,046,000 | 1,428 |
| Net interest income | $10,868,000 | 1,131 |
| Provision for loan and lease losses | $420,000 | 957 |
| Total noninterest income | $802,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $353,000 | 1,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,455 |
| Total noninterest expense | $5,653,000 | 1,708 |
| Salaries and employee benefits | $3,522,000 | 1,588 |
| Premises and equipment expense | $470,000 | 2,226 |
| Additional noninterest expense | $1,661,000 | 1,769 |
| Pre-tax net operating income | $5,597,000 | 898 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,929,000 | 684 |
| Income before extraordinary items | $3,668,000 | 1,059 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,668,000 | 1,059 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,668,000 | 1,059 |
| Net charge-offs | $219,000 | 996 |
| Cash dividends | $550,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 595 |
| Net operating income | $3,668,000 | 1,050 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 1,170 |
| Total interest expense | $415,000 | 1,710 |
| Net interest income | $5,410,000 | 1,123 |
| Provision for loan and lease losses | $210,000 | 907 |
| Total noninterest income | $412,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $185,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,413 |
| Total noninterest expense | $2,752,000 | 1,771 |
| Salaries and employee benefits | $1,719,000 | 1,641 |
| Premises and equipment expense | $236,000 | 2,232 |
| Additional noninterest expense | $797,000 | 1,848 |
| Pre-tax net operating income | $2,860,000 | 851 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $983,000 | 666 |
| Income before extraordinary items | $1,877,000 | 1,012 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,877,000 | 1,013 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,877,000 | 1,012 |
| Net charge-offs | $210,000 | 581 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 569 |
| Net operating income | $1,877,000 | 995 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,954,000 | 1,251 |
| Total interest expense | $944,000 | 2,516 |
| Net interest income | $20,010,000 | 1,163 |
| Provision for loan and lease losses | $840,000 | 1,057 |
| Total noninterest income | $1,656,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $749,000 | 1,525 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $907,000 | 2,510 |
| Total noninterest expense | $10,626,000 | 1,796 |
| Salaries and employee benefits | $6,596,000 | 1,647 |
| Premises and equipment expense | $951,000 | 2,229 |
| Additional noninterest expense | $3,079,000 | 1,935 |
| Pre-tax net operating income | $10,200,000 | 913 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $3,346,000 | 720 |
| Income before extraordinary items | $6,854,000 | 1,078 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,854,000 | 1,077 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,854,000 | 1,077 |
| Net charge-offs | $343,000 | 1,408 |
| Cash dividends | $1,794,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 658 |
| Net operating income | $6,854,000 | 1,055 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,414,000 | 1,277 |
| Total interest expense | $631,000 | 2,734 |
| Net interest income | $14,783,000 | 1,190 |
| Provision for loan and lease losses | $630,000 | 982 |
| Total noninterest income | $1,239,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $566,000 | 1,517 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $673,000 | 2,539 |
| Total noninterest expense | $7,767,000 | 1,847 |
| Salaries and employee benefits | $4,883,000 | 1,659 |
| Premises and equipment expense | $711,000 | 2,232 |
| Additional noninterest expense | $2,173,000 | 2,041 |
| Pre-tax net operating income | $7,625,000 | 928 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,522,000 | 739 |
| Income before extraordinary items | $5,103,000 | 1,098 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,103,000 | 1,098 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,103,000 | 1,098 |
| Net charge-offs | $124,000 | 1,877 |
| Cash dividends | $1,298,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 617 |
| Net operating income | $5,103,000 | 1,074 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,039,000 | 1,306 |
| Total interest expense | $355,000 | 3,030 |
| Net interest income | $9,684,000 | 1,209 |
| Provision for loan and lease losses | $420,000 | 981 |
| Total noninterest income | $791,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $369,000 | 1,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $422,000 | 2,589 |
| Total noninterest expense | $5,222,000 | 1,830 |
| Salaries and employee benefits | $3,315,000 | 1,633 |
| Premises and equipment expense | $473,000 | 2,236 |
| Additional noninterest expense | $1,434,000 | 2,056 |
| Pre-tax net operating income | $4,833,000 | 960 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,593,000 | 762 |
| Income before extraordinary items | $3,240,000 | 1,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,240,000 | 1,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,240,000 | 1,127 |
| Net charge-offs | $51,000 | 2,129 |
| Cash dividends | $1,298,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 607 |
| Net operating income | $3,240,000 | 1,099 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 1,328 |
| Total interest expense | $137,000 | 3,552 |
| Net interest income | $4,759,000 | 1,229 |
| Provision for loan and lease losses | $210,000 | 929 |
| Total noninterest income | $418,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $190,000 | 1,489 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $228,000 | 2,453 |
| Total noninterest expense | $2,621,000 | 1,831 |
| Salaries and employee benefits | $1,653,000 | 1,653 |
| Premises and equipment expense | $240,000 | 2,226 |
| Additional noninterest expense | $728,000 | 2,008 |
| Pre-tax net operating income | $2,346,000 | 951 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $774,000 | 764 |
| Income before extraordinary items | $1,572,000 | 1,138 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,572,000 | 1,139 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,572,000 | 1,139 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 575 |
| Net operating income | $1,572,000 | 1,110 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,422,000 | 1,424 |
| Total interest expense | $525,000 | 3,631 |
| Net interest income | $16,897,000 | 1,326 |
| Provision for loan and lease losses | $840,000 | 940 |
| Total noninterest income | $1,988,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $802,000 | 1,472 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,186,000 | 2,157 |
| Total noninterest expense | $9,880,000 | 1,918 |
| Salaries and employee benefits | $6,173,000 | 1,706 |
| Premises and equipment expense | $894,000 | 2,362 |
| Additional noninterest expense | $2,813,000 | 2,123 |
| Pre-tax net operating income | $8,165,000 | 1,052 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,586,000 | 840 |
| Income before extraordinary items | $5,579,000 | 1,250 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,579,000 | 1,250 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,579,000 | 1,250 |
| Net charge-offs | $-87,000 | 5,696 |
| Cash dividends | $914,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 379 |
| Net operating income | $5,579,000 | 1,216 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,761,000 | 1,460 |
| Total interest expense | $407,000 | 3,633 |
| Net interest income | $12,354,000 | 1,368 |
| Provision for loan and lease losses | $630,000 | 864 |
| Total noninterest income | $1,573,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $600,000 | 1,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $973,000 | 2,070 |
| Total noninterest expense | $7,061,000 | 2,009 |
| Salaries and employee benefits | $4,458,000 | 1,761 |
| Premises and equipment expense | $636,000 | 2,475 |
| Additional noninterest expense | $1,967,000 | 2,233 |
| Pre-tax net operating income | $6,236,000 | 1,052 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,168,000 | 796 |
| Income before extraordinary items | $4,068,000 | 1,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,068,000 | 1,282 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,068,000 | 1,281 |
| Net charge-offs | $-88,000 | 5,773 |
| Cash dividends | $914,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 655 |
| Net operating income | $4,068,000 | 1,244 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,199,000 | 1,517 |
| Total interest expense | $287,000 | 3,546 |
| Net interest income | $7,912,000 | 1,423 |
| Provision for loan and lease losses | $420,000 | 895 |
| Total noninterest income | $951,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $383,000 | 1,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $568,000 | 2,274 |
| Total noninterest expense | $4,677,000 | 2,037 |
| Salaries and employee benefits | $2,899,000 | 1,809 |
| Premises and equipment expense | $426,000 | 2,478 |
| Additional noninterest expense | $1,352,000 | 2,175 |
| Pre-tax net operating income | $3,766,000 | 1,135 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,314,000 | 845 |
| Income before extraordinary items | $2,452,000 | 1,360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,452,000 | 1,362 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,452,000 | 1,361 |
| Net charge-offs | $-59,000 | 5,792 |
| Cash dividends | $611,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 631 |
| Net operating income | $2,452,000 | 1,323 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 1,530 |
| Total interest expense | $147,000 | 3,524 |
| Net interest income | $3,907,000 | 1,435 |
| Provision for loan and lease losses | $210,000 | 862 |
| Total noninterest income | $487,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $182,000 | 1,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $305,000 | 2,105 |
| Total noninterest expense | $2,309,000 | 2,046 |
| Salaries and employee benefits | $1,442,000 | 1,831 |
| Premises and equipment expense | $211,000 | 2,544 |
| Additional noninterest expense | $656,000 | 2,230 |
| Pre-tax net operating income | $1,875,000 | 1,115 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $667,000 | 830 |
| Income before extraordinary items | $1,208,000 | 1,364 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,208,000 | 1,365 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,208,000 | 1,366 |
| Net charge-offs | $74,000 | 1,302 |
| Cash dividends | $306,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 596 |
| Net operating income | $1,208,000 | 1,322 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,489,000 | 1,607 |
| Total interest expense | $602,000 | 3,630 |
| Net interest income | $14,887,000 | 1,486 |
| Provision for loan and lease losses | $840,000 | 994 |
| Total noninterest income | $2,174,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $783,000 | 1,608 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,391,000 | 1,862 |
| Total noninterest expense | $9,989,000 | 1,890 |
| Salaries and employee benefits | $5,906,000 | 1,745 |
| Premises and equipment expense | $812,000 | 2,639 |
| Additional noninterest expense | $3,271,000 | 1,884 |
| Pre-tax net operating income | $6,232,000 | 1,265 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,930,000 | 1,008 |
| Income before extraordinary items | $4,302,000 | 1,486 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,302,000 | 1,483 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,302,000 | 1,485 |
| Net charge-offs | $504,000 | 1,449 |
| Cash dividends | $1,067,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 757 |
| Net operating income | $4,302,000 | 1,461 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,295,000 | 1,667 |
| Total interest expense | $452,000 | 3,696 |
| Net interest income | $10,843,000 | 1,537 |
| Provision for loan and lease losses | $630,000 | 958 |
| Total noninterest income | $1,787,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $595,000 | 1,606 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,192,000 | 1,733 |
| Total noninterest expense | $7,594,000 | 1,875 |
| Salaries and employee benefits | $4,395,000 | 1,759 |
| Premises and equipment expense | $605,000 | 2,679 |
| Additional noninterest expense | $2,594,000 | 1,776 |
| Pre-tax net operating income | $4,406,000 | 1,351 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,430,000 | 1,035 |
| Income before extraordinary items | $2,976,000 | 1,592 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,976,000 | 1,592 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,976,000 | 1,592 |
| Net charge-offs | $449,000 | 1,249 |
| Cash dividends | $943,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 727 |
| Net operating income | $2,976,000 | 1,569 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 1,650 |
| Total interest expense | $297,000 | 3,753 |
| Net interest income | $7,249,000 | 1,521 |
| Provision for loan and lease losses | $420,000 | 963 |
| Total noninterest income | $818,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $404,000 | 1,552 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $414,000 | 2,578 |
| Total noninterest expense | $5,178,000 | 1,823 |
| Salaries and employee benefits | $2,860,000 | 1,802 |
| Premises and equipment expense | $385,000 | 2,785 |
| Additional noninterest expense | $1,933,000 | 1,614 |
| Pre-tax net operating income | $2,469,000 | 1,520 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $798,000 | 1,130 |
| Income before extraordinary items | $1,671,000 | 1,803 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,671,000 | 1,806 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,671,000 | 1,805 |
| Net charge-offs | $325,000 | 1,198 |
| Cash dividends | $630,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 698 |
| Net operating income | $1,671,000 | 1,756 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 2,162 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $2,661,000 | 2,012 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $282,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $100,000 | 2,676 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $182,000 | 2,697 |
| Total noninterest expense | $1,575,000 | 2,875 |
| Salaries and employee benefits | $974,000 | 2,573 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $473,000 | 3,010 |
| Pre-tax net operating income | $1,218,000 | 1,494 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $399,000 | 1,085 |
| Income before extraordinary items | $819,000 | 1,777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $819,000 | 1,781 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $819,000 | 1,780 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 657 |
| Net operating income | $819,000 | 1,749 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,762,000 | 2,257 |
| Total interest expense | $808,000 | 3,428 |
| Net interest income | $9,954,000 | 2,097 |
| Provision for loan and lease losses | $640,000 | 1,569 |
| Total noninterest income | $1,065,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $403,000 | 2,796 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $662,000 | 2,952 |
| Total noninterest expense | $5,835,000 | 3,052 |
| Salaries and employee benefits | $3,758,000 | 2,627 |
| Premises and equipment expense | $507,000 | 3,702 |
| Additional noninterest expense | $1,570,000 | 3,539 |
| Pre-tax net operating income | $4,544,000 | 1,541 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,483,000 | 1,133 |
| Income before extraordinary items | $3,061,000 | 1,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,061,000 | 1,870 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,061,000 | 1,870 |
| Net charge-offs | $696,000 | 1,659 |
| Cash dividends | $6,200,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 805 |
| Net operating income | $3,061,000 | 1,836 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,938,000 | 2,303 |
| Total interest expense | $666,000 | 3,295 |
| Net interest income | $7,272,000 | 2,156 |
| Provision for loan and lease losses | $370,000 | 1,863 |
| Total noninterest income | $788,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $299,000 | 2,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $489,000 | 3,054 |
| Total noninterest expense | $4,290,000 | 3,088 |
| Salaries and employee benefits | $2,845,000 | 2,601 |
| Premises and equipment expense | $384,000 | 3,715 |
| Additional noninterest expense | $1,061,000 | 3,795 |
| Pre-tax net operating income | $3,400,000 | 1,572 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,110,000 | 1,163 |
| Income before extraordinary items | $2,290,000 | 1,908 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,290,000 | 1,915 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,290,000 | 1,914 |
| Net charge-offs | $652,000 | 1,351 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 764 |
| Net operating income | $2,290,000 | 1,854 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 2,381 |
| Total interest expense | $450,000 | 3,327 |
| Net interest income | $4,671,000 | 2,228 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $511,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $195,000 | 2,842 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $316,000 | 3,129 |
| Total noninterest expense | $2,794,000 | 3,156 |
| Salaries and employee benefits | $1,889,000 | 2,632 |
| Premises and equipment expense | $258,000 | 3,709 |
| Additional noninterest expense | $647,000 | 4,016 |
| Pre-tax net operating income | $2,138,000 | 1,630 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $698,000 | 1,197 |
| Income before extraordinary items | $1,440,000 | 1,994 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,440,000 | 2,001 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,440,000 | 2,000 |
| Net charge-offs | $518,000 | 1,232 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 752 |
| Net operating income | $1,440,000 | 1,914 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 2,446 |
| Total interest expense | $223,000 | 3,424 |
| Net interest income | $2,282,000 | 2,292 |
| Provision for loan and lease losses | $130,000 | 1,826 |
| Total noninterest income | $246,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 3,201 |
| Total noninterest expense | $1,446,000 | 3,093 |
| Salaries and employee benefits | $971,000 | 2,574 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $346,000 | 3,875 |
| Pre-tax net operating income | $952,000 | 1,792 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $308,000 | 1,296 |
| Income before extraordinary items | $644,000 | 2,135 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $644,000 | 2,137 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $644,000 | 2,137 |
| Net charge-offs | $519,000 | 755 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $644,000 | 2,047 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,513,000 | 2,449 |
| Total interest expense | $974,000 | 3,672 |
| Net interest income | $9,539,000 | 2,255 |
| Provision for loan and lease losses | $500,000 | 2,712 |
| Total noninterest income | $986,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $430,000 | 2,777 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $556,000 | 3,206 |
| Total noninterest expense | $5,695,000 | 3,152 |
| Salaries and employee benefits | $3,643,000 | 2,686 |
| Premises and equipment expense | $493,000 | 3,856 |
| Additional noninterest expense | $1,559,000 | 3,695 |
| Pre-tax net operating income | $4,330,000 | 1,560 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,347,000 | 1,189 |
| Income before extraordinary items | $2,983,000 | 1,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,983,000 | 1,875 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,983,000 | 1,877 |
| Net charge-offs | $18,000 | 5,440 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 927 |
| Net operating income | $2,983,000 | 1,769 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 2,516 |
| Total interest expense | $747,000 | 3,740 |
| Net interest income | $7,078,000 | 2,310 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $740,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $323,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $417,000 | 3,212 |
| Total noninterest expense | $4,233,000 | 3,188 |
| Salaries and employee benefits | $2,743,000 | 2,688 |
| Premises and equipment expense | $373,000 | 3,883 |
| Additional noninterest expense | $1,117,000 | 3,825 |
| Pre-tax net operating income | $3,235,000 | 1,598 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,007,000 | 1,224 |
| Income before extraordinary items | $2,228,000 | 1,909 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,228,000 | 1,908 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,228,000 | 1,910 |
| Net charge-offs | $24,000 | 4,974 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $2,228,000 | 1,803 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 2,556 |
| Total interest expense | $517,000 | 3,743 |
| Net interest income | $4,650,000 | 2,344 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $486,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $219,000 | 2,762 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 3,242 |
| Total noninterest expense | $2,790,000 | 3,245 |
| Salaries and employee benefits | $1,828,000 | 2,703 |
| Premises and equipment expense | $242,000 | 3,956 |
| Additional noninterest expense | $720,000 | 3,917 |
| Pre-tax net operating income | $2,071,000 | 1,644 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $638,000 | 1,262 |
| Income before extraordinary items | $1,433,000 | 1,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,433,000 | 1,958 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,433,000 | 1,960 |
| Net charge-offs | $42,000 | 4,179 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,433,000 | 1,857 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 2,585 |
| Total interest expense | $271,000 | 3,734 |
| Net interest income | $2,301,000 | 2,386 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $230,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $109,000 | 2,739 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,406 |
| Total noninterest expense | $1,387,000 | 3,258 |
| Salaries and employee benefits | $901,000 | 2,736 |
| Premises and equipment expense | $124,000 | 3,907 |
| Additional noninterest expense | $362,000 | 3,888 |
| Pre-tax net operating income | $994,000 | 1,692 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $310,000 | 1,267 |
| Income before extraordinary items | $684,000 | 2,042 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $684,000 | 2,043 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $684,000 | 2,044 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $684,000 | 1,943 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,545,000 | 2,873 |
| Total interest expense | $1,204,000 | 3,955 |
| Net interest income | $8,341,000 | 2,625 |
| Provision for loan and lease losses | $725,000 | 2,882 |
| Total noninterest income | $870,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $415,000 | 2,956 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $455,000 | 3,252 |
| Total noninterest expense | $5,519,000 | 3,264 |
| Salaries and employee benefits | $3,286,000 | 2,901 |
| Premises and equipment expense | $505,000 | 4,015 |
| Additional noninterest expense | $1,728,000 | 3,525 |
| Pre-tax net operating income | $2,967,000 | 1,852 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $875,000 | 1,478 |
| Income before extraordinary items | $2,092,000 | 2,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,092,000 | 2,174 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,092,000 | 2,174 |
| Net charge-offs | $103,000 | 4,944 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,092,000 | 2,101 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 3,000 |
| Total interest expense | $921,000 | 4,036 |
| Net interest income | $6,007,000 | 2,735 |
| Provision for loan and lease losses | $525,000 | 2,810 |
| Total noninterest income | $639,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $315,000 | 2,941 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $324,000 | 3,361 |
| Total noninterest expense | $4,076,000 | 3,322 |
| Salaries and employee benefits | $2,451,000 | 2,903 |
| Premises and equipment expense | $383,000 | 4,030 |
| Additional noninterest expense | $1,242,000 | 3,593 |
| Pre-tax net operating income | $2,045,000 | 2,051 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $593,000 | 1,587 |
| Income before extraordinary items | $1,452,000 | 2,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,452,000 | 2,388 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,452,000 | 2,388 |
| Net charge-offs | $59,000 | 4,858 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,452,000 | 2,278 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 3,110 |
| Total interest expense | $611,000 | 4,158 |
| Net interest income | $3,853,000 | 2,833 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $444,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $215,000 | 2,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,286 |
| Total noninterest expense | $2,656,000 | 3,424 |
| Salaries and employee benefits | $1,606,000 | 2,965 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $800,000 | 3,750 |
| Pre-tax net operating income | $1,191,000 | 2,250 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $336,000 | 1,685 |
| Income before extraordinary items | $855,000 | 2,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $855,000 | 2,557 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $855,000 | 2,557 |
| Net charge-offs | $56,000 | 4,362 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $855,000 | 2,477 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 3,171 |
| Total interest expense | $306,000 | 4,243 |
| Net interest income | $1,882,000 | 2,868 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $235,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,207 |
| Total noninterest expense | $1,340,000 | 3,390 |
| Salaries and employee benefits | $830,000 | 2,906 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $384,000 | 3,836 |
| Pre-tax net operating income | $477,000 | 2,646 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $129,000 | 1,922 |
| Income before extraordinary items | $348,000 | 2,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $348,000 | 2,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $348,000 | 2,943 |
| Net charge-offs | $59,000 | 3,213 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $348,000 | 2,888 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 3,127 |
| Total interest expense | $1,635,000 | 4,055 |
| Net interest income | $7,682,000 | 2,826 |
| Provision for loan and lease losses | $650,000 | 3,712 |
| Total noninterest income | $866,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $417,000 | 2,995 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $449,000 | 3,342 |
| Total noninterest expense | $5,309,000 | 3,430 |
| Salaries and employee benefits | $3,036,000 | 3,082 |
| Premises and equipment expense | $525,000 | 4,046 |
| Additional noninterest expense | $1,748,000 | 3,602 |
| Pre-tax net operating income | $2,589,000 | 1,838 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $880,000 | 1,345 |
| Income before extraordinary items | $1,709,000 | 2,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,709,000 | 2,285 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,709,000 | 2,289 |
| Net charge-offs | $780,000 | 3,029 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,198 |
| Net operating income | $1,709,000 | 2,198 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 3,248 |
| Total interest expense | $1,295,000 | 4,074 |
| Net interest income | $5,554,000 | 2,972 |
| Provision for loan and lease losses | $500,000 | 3,526 |
| Total noninterest income | $649,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $306,000 | 3,124 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $343,000 | 3,333 |
| Total noninterest expense | $3,967,000 | 3,439 |
| Salaries and employee benefits | $2,295,000 | 3,078 |
| Premises and equipment expense | $399,000 | 4,103 |
| Additional noninterest expense | $1,273,000 | 3,658 |
| Pre-tax net operating income | $1,736,000 | 2,123 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $590,000 | 1,489 |
| Income before extraordinary items | $1,146,000 | 2,643 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,146,000 | 2,641 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,146,000 | 2,645 |
| Net charge-offs | $774,000 | 2,501 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,108 |
| Net operating income | $1,146,000 | 2,512 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 3,279 |
| Total interest expense | $918,000 | 4,022 |
| Net interest income | $3,653,000 | 3,007 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $423,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $204,000 | 3,127 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $219,000 | 3,355 |
| Total noninterest expense | $2,646,000 | 3,456 |
| Salaries and employee benefits | $1,530,000 | 3,095 |
| Premises and equipment expense | $270,000 | 4,082 |
| Additional noninterest expense | $846,000 | 3,652 |
| Pre-tax net operating income | $1,080,000 | 2,230 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $367,000 | 1,531 |
| Income before extraordinary items | $713,000 | 2,728 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $713,000 | 2,723 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $713,000 | 2,727 |
| Net charge-offs | $771,000 | 1,975 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,035 |
| Net operating income | $713,000 | 2,633 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 3,354 |
| Total interest expense | $480,000 | 4,044 |
| Net interest income | $1,794,000 | 3,081 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $100,000 | 3,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $109,000 | 3,348 |
| Total noninterest expense | $1,329,000 | 3,470 |
| Salaries and employee benefits | $806,000 | 2,998 |
| Premises and equipment expense | $134,000 | 4,186 |
| Additional noninterest expense | $389,000 | 3,861 |
| Pre-tax net operating income | $524,000 | 2,328 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $178,000 | 1,545 |
| Income before extraordinary items | $346,000 | 2,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $346,000 | 2,843 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $346,000 | 2,846 |
| Net charge-offs | $-10,000 | 7,490 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $346,000 | 2,723 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 3,593 |
| Total interest expense | $1,940,000 | 4,540 |
| Net interest income | $6,788,000 | 3,123 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $900,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $372,000 | 3,463 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $528,000 | 3,115 |
| Total noninterest expense | $5,267,000 | 3,523 |
| Salaries and employee benefits | $3,057,000 | 3,122 |
| Premises and equipment expense | $525,000 | 4,246 |
| Additional noninterest expense | $1,685,000 | 3,767 |
| Pre-tax net operating income | $1,821,000 | 2,064 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $619,000 | 1,356 |
| Income before extraordinary items | $1,202,000 | 2,480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,202,000 | 2,478 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,202,000 | 2,479 |
| Net charge-offs | $135,000 | 5,432 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,283 |
| Net operating income | $1,202,000 | 2,427 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 3,619 |
| Total interest expense | $1,475,000 | 4,650 |
| Net interest income | $5,122,000 | 3,127 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $702,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $273,000 | 3,512 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $429,000 | 3,057 |
| Total noninterest expense | $3,960,000 | 3,514 |
| Salaries and employee benefits | $2,311,000 | 3,128 |
| Premises and equipment expense | $397,000 | 4,282 |
| Additional noninterest expense | $1,252,000 | 3,764 |
| Pre-tax net operating income | $1,414,000 | 2,150 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $481,000 | 1,440 |
| Income before extraordinary items | $933,000 | 2,584 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $933,000 | 2,582 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $933,000 | 2,585 |
| Net charge-offs | $144,000 | 4,661 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,185 |
| Net operating income | $933,000 | 2,545 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 3,676 |
| Total interest expense | $992,000 | 4,746 |
| Net interest income | $3,366,000 | 3,154 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $445,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $184,000 | 3,477 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $261,000 | 3,233 |
| Total noninterest expense | $2,666,000 | 3,540 |
| Salaries and employee benefits | $1,521,000 | 3,195 |
| Premises and equipment expense | $262,000 | 4,330 |
| Additional noninterest expense | $883,000 | 3,604 |
| Pre-tax net operating income | $845,000 | 2,414 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $287,000 | 1,580 |
| Income before extraordinary items | $558,000 | 2,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $558,000 | 2,894 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $558,000 | 2,895 |
| Net charge-offs | $148,000 | 3,793 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,136 |
| Net operating income | $558,000 | 2,786 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 3,764 |
| Total interest expense | $505,000 | 4,812 |
| Net interest income | $1,625,000 | 3,219 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $221,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $92,000 | 3,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $129,000 | 3,218 |
| Total noninterest expense | $1,196,000 | 3,770 |
| Salaries and employee benefits | $746,000 | 3,286 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $320,000 | 4,203 |
| Pre-tax net operating income | $500,000 | 2,376 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $170,000 | 1,610 |
| Income before extraordinary items | $330,000 | 2,951 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $330,000 | 2,952 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $330,000 | 2,952 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,009 |
| Net operating income | $330,000 | 2,817 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,277,000 | 3,454 |
| Total interest expense | $2,829,000 | 4,415 |
| Net interest income | $7,448,000 | 2,882 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $1,044,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $397,000 | 3,465 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $647,000 | 2,776 |
| Total noninterest expense | $5,158,000 | 3,474 |
| Salaries and employee benefits | $3,019,000 | 3,230 |
| Premises and equipment expense | $548,000 | 4,221 |
| Additional noninterest expense | $1,591,000 | 3,471 |
| Pre-tax net operating income | $2,734,000 | 1,949 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $888,000 | 1,299 |
| Income before extraordinary items | $1,846,000 | 2,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,846,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 3,049 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,285 |
| Net operating income | $1,846,000 | 2,261 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,824,000 | 3,484 |
| Total interest expense | $2,184,000 | 4,460 |
| Net interest income | $5,640,000 | 2,887 |
| Provision for loan and lease losses | $600,000 | 2,479 |
| Total noninterest income | $764,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $292,000 | 3,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $472,000 | 2,909 |
| Total noninterest expense | $3,719,000 | 3,577 |
| Salaries and employee benefits | $2,250,000 | 3,283 |
| Premises and equipment expense | $420,000 | 4,147 |
| Additional noninterest expense | $1,049,000 | 3,729 |
| Pre-tax net operating income | $2,085,000 | 2,232 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $667,000 | 1,583 |
| Income before extraordinary items | $1,418,000 | 2,435 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,418,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 2,105 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,143 |
| Net operating income | $1,418,000 | 2,542 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 3,536 |
| Total interest expense | $1,499,000 | 4,503 |
| Net interest income | $3,715,000 | 2,904 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $478,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $190,000 | 3,582 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $288,000 | 3,101 |
| Total noninterest expense | $2,507,000 | 3,567 |
| Salaries and employee benefits | $1,515,000 | 3,304 |
| Premises and equipment expense | $294,000 | 4,021 |
| Additional noninterest expense | $698,000 | 3,729 |
| Pre-tax net operating income | $1,186,000 | 2,607 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $361,000 | 1,984 |
| Income before extraordinary items | $825,000 | 2,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $825,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,370 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,041 |
| Net operating income | $825,000 | 2,948 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 3,566 |
| Total interest expense | $781,000 | 4,578 |
| Net interest income | $1,874,000 | 2,871 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $244,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $85,000 | 3,772 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,942 |
| Total noninterest expense | $1,239,000 | 3,606 |
| Salaries and employee benefits | $762,000 | 3,306 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $331,000 | 3,824 |
| Pre-tax net operating income | $679,000 | 2,470 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $206,000 | 1,932 |
| Income before extraordinary items | $473,000 | 2,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $473,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,280 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $473,000 | 2,741 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,726,000 | 3,597 |
| Total interest expense | $3,429,000 | 4,394 |
| Net interest income | $7,297,000 | 2,983 |
| Provision for loan and lease losses | $678,000 | 1,890 |
| Total noninterest income | $920,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $330,000 | 3,890 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $590,000 | 3,027 |
| Total noninterest expense | $4,429,000 | 3,805 |
| Salaries and employee benefits | $2,659,000 | 3,551 |
| Premises and equipment expense | $545,000 | 4,111 |
| Additional noninterest expense | $1,225,000 | 4,021 |
| Pre-tax net operating income | $3,110,000 | 2,390 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $957,000 | 1,917 |
| Income before extraordinary items | $2,153,000 | 2,671 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,153,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,664 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,218 |
| Net operating income | $2,153,000 | 2,667 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,819,000 | 3,668 |
| Total interest expense | $2,440,000 | 4,550 |
| Net interest income | $5,379,000 | 3,031 |
| Provision for loan and lease losses | $396,000 | 1,881 |
| Total noninterest income | $661,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $426,000 | 3,093 |
| Total noninterest expense | $3,239,000 | 3,869 |
| Salaries and employee benefits | $1,955,000 | 3,600 |
| Premises and equipment expense | $405,000 | 4,131 |
| Additional noninterest expense | $879,000 | 4,087 |
| Pre-tax net operating income | $2,405,000 | 2,505 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $743,000 | 2,001 |
| Income before extraordinary items | $1,662,000 | 2,758 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,662,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,103 |
| Net operating income | $1,662,000 | 2,743 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 3,819 |
| Total interest expense | $1,510,000 | 4,785 |
| Net interest income | $3,421,000 | 3,185 |
| Provision for loan and lease losses | $239,000 | 1,923 |
| Total noninterest income | $457,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $157,000 | 4,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $300,000 | 3,012 |
| Total noninterest expense | $2,124,000 | 3,949 |
| Salaries and employee benefits | $1,295,000 | 3,649 |
| Premises and equipment expense | $263,000 | 4,232 |
| Additional noninterest expense | $566,000 | 4,192 |
| Pre-tax net operating income | $1,515,000 | 2,658 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $465,000 | 2,174 |
| Income before extraordinary items | $1,050,000 | 2,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,050,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,011 |
| Net operating income | $1,050,000 | 2,915 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 4,042 |
| Total interest expense | $703,000 | 4,961 |
| Net interest income | $1,573,000 | 3,420 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $228,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $157,000 | 2,924 |
| Total noninterest expense | $1,051,000 | 3,985 |
| Salaries and employee benefits | $649,000 | 3,669 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $670,000 | 2,892 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $203,000 | 2,380 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $467,000 | 3,144 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 4,238 |
| Total interest expense | $1,962,000 | 5,452 |
| Net interest income | $5,917,000 | 3,557 |
| Provision for loan and lease losses | $374,000 | 2,398 |
| Total noninterest income | $735,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $287,000 | 4,213 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $448,000 | 3,541 |
| Total noninterest expense | $3,469,000 | 4,427 |
| Salaries and employee benefits | $2,123,000 | 4,089 |
| Premises and equipment expense | $393,000 | 4,973 |
| Additional noninterest expense | $953,000 | 4,667 |
| Pre-tax net operating income | $2,809,000 | 2,906 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $955,000 | 2,263 |
| Income before extraordinary items | $1,854,000 | 3,275 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,854,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,005,000 | 363 |
| Net operating income | $1,854,000 | 3,257 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 4,368 |
| Total interest expense | $1,406,000 | 5,515 |
| Net interest income | $4,200,000 | 3,724 |
| Provision for loan and lease losses | $267,000 | 2,373 |
| Total noninterest income | $566,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $341,000 | 3,493 |
| Total noninterest expense | $2,497,000 | 4,545 |
| Salaries and employee benefits | $1,533,000 | 4,178 |
| Premises and equipment expense | $282,000 | 5,139 |
| Additional noninterest expense | $682,000 | 4,803 |
| Pre-tax net operating income | $2,002,000 | 3,103 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $671,000 | 2,432 |
| Income before extraordinary items | $1,331,000 | 3,479 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,331,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 277 |
| Net operating income | $1,331,000 | 3,463 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 4,472 |
| Total interest expense | $923,000 | 5,436 |
| Net interest income | $2,624,000 | 3,914 |
| Provision for loan and lease losses | $186,000 | 2,224 |
| Total noninterest income | $352,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 3,613 |
| Total noninterest expense | $1,592,000 | 4,697 |
| Salaries and employee benefits | $975,000 | 4,344 |
| Premises and equipment expense | $182,000 | 5,229 |
| Additional noninterest expense | $435,000 | 4,936 |
| Pre-tax net operating income | $1,198,000 | 3,362 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $407,000 | 2,600 |
| Income before extraordinary items | $791,000 | 3,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $791,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 188 |
| Net operating income | $791,000 | 3,771 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,579 |
| Total interest expense | $436,000 | 5,468 |
| Net interest income | $1,246,000 | 4,050 |
| Provision for loan and lease losses | $26,000 | 4,229 |
| Total noninterest income | $171,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $760,000 | 4,846 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $186,000 | 5,401 |
| Pre-tax net operating income | $631,000 | 3,205 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $222,000 | 2,459 |
| Income before extraordinary items | $409,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $409,000 | 3,626 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 5,719 |
| Total interest expense | $1,097,000 | 6,056 |
| Net interest income | $3,040,000 | 5,468 |
| Provision for loan and lease losses | $409,000 | 2,243 |
| Total noninterest income | $487,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $126,000 | 5,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $361,000 | 3,949 |
| Total noninterest expense | $2,380,000 | 5,528 |
| Salaries and employee benefits | $1,384,000 | 5,333 |
| Premises and equipment expense | $303,000 | 5,706 |
| Additional noninterest expense | $693,000 | 5,613 |
| Pre-tax net operating income | $738,000 | 6,049 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $738,000 | 5,548 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $738,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 534 |
| Net operating income | $738,000 | 5,513 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 6,118 |
| Total interest expense | $707,000 | 6,334 |
| Net interest income | $1,980,000 | 5,913 |
| Provision for loan and lease losses | $260,000 | 2,468 |
| Total noninterest income | $358,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,974 |
| Total noninterest expense | $1,646,000 | 5,755 |
| Salaries and employee benefits | $963,000 | 5,546 |
| Premises and equipment expense | $186,000 | 6,209 |
| Additional noninterest expense | $497,000 | 5,717 |
| Pre-tax net operating income | $432,000 | 6,662 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $432,000 | 6,212 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $432,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 400 |
| Net operating income | $432,000 | 6,174 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 6,461 |
| Total interest expense | $386,000 | 6,691 |
| Net interest income | $1,172,000 | 6,250 |
| Provision for loan and lease losses | $137,000 | 2,820 |
| Total noninterest income | $204,000 | 5,692 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $983,000 | 6,134 |
| Salaries and employee benefits | $548,000 | 6,054 |
| Premises and equipment expense | $112,000 | 6,458 |
| Additional noninterest expense | $323,000 | 5,780 |
| Pre-tax net operating income | $256,000 | 6,868 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $256,000 | 6,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $256,000 | 6,414 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,712 |
| Total interest expense | $162,000 | 7,021 |
| Net interest income | $549,000 | 6,450 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $100,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $496,000 | 6,129 |
| Salaries and employee benefits | $259,000 | 6,258 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $123,000 | 6,919 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $123,000 | 6,520 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $123,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $123,000 | 6,477 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 7,938 |
| Total interest expense | $308,000 | 8,055 |
| Net interest income | $1,163,000 | 7,798 |
| Provision for loan and lease losses | $355,000 | 2,603 |
| Total noninterest income | $214,000 | 7,034 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $52,000 | 7,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,528 |
| Total noninterest expense | $1,337,000 | 7,195 |
| Salaries and employee benefits | $771,000 | 7,041 |
| Premises and equipment expense | $212,000 | 6,613 |
| Additional noninterest expense | $354,000 | 7,378 |
| Pre-tax net operating income | $-315,000 | 8,586 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-315,000 | 8,634 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-315,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-315,000 | 8,606 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 8,273 |
| Total interest expense | $191,000 | 8,304 |
| Net interest income | $696,000 | 8,161 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $139,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $34,000 | 7,408 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 5,832 |
| Total noninterest expense | $957,000 | 7,272 |
| Salaries and employee benefits | $542,000 | 7,158 |
| Premises and equipment expense | $158,000 | 6,621 |
| Additional noninterest expense | $257,000 | 7,438 |
| Pre-tax net operating income | $-372,000 | 8,727 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-372,000 | 8,768 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-372,000 | 8,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-372,000 | 8,741 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $475,000 | 8,538 |
| Total interest expense | $104,000 | 8,549 |
| Net interest income | $371,000 | 8,467 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $617,000 | 7,402 |
| Salaries and employee benefits | $348,000 | 7,307 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $-387,000 | 8,850 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-387,000 | 8,888 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-387,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-387,000 | 8,863 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,739 |
| Total interest expense | $45,000 | 8,685 |
| Net interest income | $146,000 | 8,709 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $313,000 | 7,409 |
| Salaries and employee benefits | $174,000 | 7,354 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $-237,000 | 8,935 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-237,000 | 8,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-237,000 | 8,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-237,000 | 8,941 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 9,108 |
| Total interest expense | $28,000 | 9,074 |
| Net interest income | $85,000 | 9,103 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $8,000 | 9,067 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $703,000 | 8,446 |
| Salaries and employee benefits | $213,000 | 8,980 |
| Premises and equipment expense | $55,000 | 8,689 |
| Additional noninterest expense | $435,000 | 6,934 |
| Pre-tax net operating income | $-710,000 | 8,898 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-710,000 | 8,971 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-710,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 125 |
| Net operating income | $-710,000 | 8,914 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,000 | 9,228 |
| Total interest expense | $2,000 | 9,209 |
| Net interest income | $6,000 | 9,222 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $3,000 | 9,156 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,005 |
| Total noninterest expense | $396,000 | 8,823 |
| Salaries and employee benefits | $48,000 | 9,204 |
| Premises and equipment expense | $3,000 | 9,191 |
| Additional noninterest expense | $345,000 | 6,756 |
| Pre-tax net operating income | $-407,000 | 8,919 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-407,000 | 8,998 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-407,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 81 |
| Net operating income | $-407,000 | 8,935 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.