Home > Fidelity Bank > Income and Expense
Fidelity Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 3,961 |
| Total interest expense | $1,386,000 | 4,456 |
| Net interest income | $5,483,000 | 3,714 |
| Provision for loan and lease losses | $573,000 | 3,938 |
| Total noninterest income | $90,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 6,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 6,156 |
| Total noninterest expense | $4,343,000 | 3,984 |
| Salaries and employee benefits | $2,288,000 | 3,836 |
| Premises and equipment expense | $593,000 | 3,751 |
| Additional noninterest expense | $1,462,000 | 4,073 |
| Pre-tax net operating income | $657,000 | 4,014 |
| Securities gains (losses) | $-186,000 | 7,299 |
| Applicable income taxes | $158,000 | 2,891 |
| Income before extraordinary items | $313,000 | 4,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 4,902 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $313,000 | 4,902 |
| Net charge-offs | $370,000 | 4,033 |
| Cash dividends | $281,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 267 |
| Net operating income | $435,760 | 4,361 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 4,010 |
| Total interest expense | $1,054,000 | 4,566 |
| Net interest income | $4,145,000 | 3,741 |
| Provision for loan and lease losses | $295,000 | 4,350 |
| Total noninterest income | $12,000 | 7,372 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-20,000 | 7,264 |
| Total noninterest expense | $3,147,000 | 4,085 |
| Salaries and employee benefits | $1,642,000 | 4,009 |
| Premises and equipment expense | $449,000 | 3,781 |
| Additional noninterest expense | $1,056,000 | 4,154 |
| Pre-tax net operating income | $715,000 | 3,677 |
| Securities gains (losses) | $17,000 | 2,949 |
| Applicable income taxes | $183,000 | 2,647 |
| Income before extraordinary items | $549,000 | 3,942 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $549,000 | 3,944 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $549,000 | 3,944 |
| Net charge-offs | $225,000 | 4,086 |
| Cash dividends | $116,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 204 |
| Net operating income | $536,250 | 3,836 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 4,015 |
| Total interest expense | $710,000 | 4,649 |
| Net interest income | $2,799,000 | 3,709 |
| Provision for loan and lease losses | $195,000 | 4,276 |
| Total noninterest income | $31,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $2,089,000 | 4,112 |
| Salaries and employee benefits | $1,091,000 | 4,044 |
| Premises and equipment expense | $299,000 | 3,809 |
| Additional noninterest expense | $699,000 | 4,178 |
| Pre-tax net operating income | $546,000 | 3,486 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $133,000 | 2,525 |
| Income before extraordinary items | $413,000 | 3,731 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $413,000 | 3,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $413,000 | 3,730 |
| Net charge-offs | $203,000 | 3,522 |
| Cash dividends | $116,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 143 |
| Net operating income | $413,000 | 3,628 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 4,022 |
| Total interest expense | $356,000 | 4,774 |
| Net interest income | $1,431,000 | 3,679 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $1,048,000 | 4,141 |
| Salaries and employee benefits | $561,000 | 4,014 |
| Premises and equipment expense | $147,000 | 3,937 |
| Additional noninterest expense | $340,000 | 4,243 |
| Pre-tax net operating income | $299,000 | 3,356 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $231,000 | 3,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 3,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $231,000 | 3,633 |
| Net charge-offs | $134,000 | 2,842 |
| Cash dividends | $41,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $231,000 | 3,504 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 4,197 |
| Total interest expense | $1,714,000 | 4,848 |
| Net interest income | $5,225,000 | 3,835 |
| Provision for loan and lease losses | $533,000 | 4,441 |
| Total noninterest income | $60,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $39,000 | 6,659 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $21,000 | 6,936 |
| Total noninterest expense | $4,171,000 | 4,225 |
| Salaries and employee benefits | $2,200,000 | 4,070 |
| Premises and equipment expense | $599,000 | 3,877 |
| Additional noninterest expense | $1,372,000 | 4,329 |
| Pre-tax net operating income | $581,000 | 3,821 |
| Securities gains (losses) | $123,000 | 1,954 |
| Applicable income taxes | $104,000 | 2,857 |
| Income before extraordinary items | $600,000 | 3,597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $600,000 | 3,596 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $600,000 | 3,596 |
| Net charge-offs | $404,000 | 4,076 |
| Cash dividends | $310,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 265 |
| Net operating income | $495,450 | 3,821 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 4,295 |
| Total interest expense | $1,343,000 | 4,880 |
| Net interest income | $3,794,000 | 3,917 |
| Provision for loan and lease losses | $343,000 | 4,407 |
| Total noninterest income | $26,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-3,000 | 7,643 |
| Total noninterest expense | $3,012,000 | 4,346 |
| Salaries and employee benefits | $1,618,000 | 4,151 |
| Premises and equipment expense | $445,000 | 3,944 |
| Additional noninterest expense | $949,000 | 4,561 |
| Pre-tax net operating income | $465,000 | 3,993 |
| Securities gains (losses) | $210,000 | 1,251 |
| Applicable income taxes | $21,000 | 3,776 |
| Income before extraordinary items | $654,000 | 3,239 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $654,000 | 3,237 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $654,000 | 3,239 |
| Net charge-offs | $271,000 | 3,865 |
| Cash dividends | $80,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 214 |
| Net operating income | $450,300 | 3,770 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 4,513 |
| Total interest expense | $939,000 | 4,886 |
| Net interest income | $2,266,000 | 4,201 |
| Provision for loan and lease losses | $223,000 | 4,189 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $1,940,000 | 4,466 |
| Salaries and employee benefits | $1,069,000 | 4,232 |
| Premises and equipment expense | $292,000 | 4,018 |
| Additional noninterest expense | $579,000 | 4,828 |
| Pre-tax net operating income | $136,000 | 5,010 |
| Securities gains (losses) | $48,000 | 1,930 |
| Applicable income taxes | $-79,000 | 7,087 |
| Income before extraordinary items | $263,000 | 4,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 4,169 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $263,000 | 4,169 |
| Net charge-offs | $202,000 | 3,405 |
| Cash dividends | $80,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 160 |
| Net operating income | $215,000 | 4,338 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 4,654 |
| Total interest expense | $523,000 | 4,716 |
| Net interest income | $1,029,000 | 4,500 |
| Provision for loan and lease losses | $33,000 | 5,351 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $914,000 | 4,564 |
| Salaries and employee benefits | $520,000 | 4,346 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $253,000 | 4,920 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $21,000 | 1,659 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $100,000 | 4,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 4,968 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $100,000 | 4,967 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,570 | 5,022 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 4,601 |
| Total interest expense | $2,889,000 | 4,366 |
| Net interest income | $3,840,000 | 4,705 |
| Provision for loan and lease losses | $425,000 | 4,045 |
| Total noninterest income | $88,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $3,518,000 | 4,626 |
| Salaries and employee benefits | $1,861,000 | 4,691 |
| Premises and equipment expense | $484,000 | 4,547 |
| Additional noninterest expense | $1,173,000 | 4,361 |
| Pre-tax net operating income | $-15,000 | 6,352 |
| Securities gains (losses) | $168,000 | 800 |
| Applicable income taxes | $129,000 | 3,183 |
| Income before extraordinary items | $24,000 | 6,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $24,000 | 6,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $60,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 1,078 |
| Net operating income | $-83,520 | 6,483 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 4,650 |
| Total interest expense | $2,233,000 | 4,398 |
| Net interest income | $2,858,000 | 4,759 |
| Provision for loan and lease losses | $110,000 | 5,045 |
| Total noninterest income | $68,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $2,564,000 | 4,702 |
| Salaries and employee benefits | $1,320,000 | 4,869 |
| Premises and equipment expense | $356,000 | 4,608 |
| Additional noninterest expense | $888,000 | 4,255 |
| Pre-tax net operating income | $252,000 | 5,832 |
| Securities gains (losses) | $162,000 | 707 |
| Applicable income taxes | $74,000 | 3,836 |
| Income before extraordinary items | $340,000 | 5,040 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $340,000 | 5,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,844 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $207,160 | 5,836 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 4,687 |
| Total interest expense | $1,558,000 | 4,411 |
| Net interest income | $1,877,000 | 4,817 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $54,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $25,000 | 6,995 |
| Total noninterest expense | $1,703,000 | 4,733 |
| Salaries and employee benefits | $876,000 | 4,921 |
| Premises and equipment expense | $235,000 | 4,675 |
| Additional noninterest expense | $592,000 | 4,240 |
| Pre-tax net operating income | $138,000 | 6,183 |
| Securities gains (losses) | $158,000 | 708 |
| Applicable income taxes | $40,000 | 4,234 |
| Income before extraordinary items | $256,000 | 5,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $120,120 | 6,142 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 4,563 |
| Total interest expense | $854,000 | 4,330 |
| Net interest income | $986,000 | 4,671 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $840,000 | 4,783 |
| Salaries and employee benefits | $419,000 | 5,103 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $310,000 | 4,013 |
| Pre-tax net operating income | $141,000 | 5,546 |
| Securities gains (losses) | $82,000 | 816 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $186,000 | 4,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $117,940 | 5,507 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,804,000 | 4,102 |
| Total interest expense | $4,505,000 | 3,716 |
| Net interest income | $4,299,000 | 4,417 |
| Provision for loan and lease losses | $265,000 | 3,404 |
| Total noninterest income | $62,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,000 | 8,060 |
| Total noninterest expense | $2,970,000 | 5,034 |
| Salaries and employee benefits | $1,494,000 | 5,317 |
| Premises and equipment expense | $458,000 | 4,620 |
| Additional noninterest expense | $1,018,000 | 4,605 |
| Pre-tax net operating income | $1,126,000 | 4,495 |
| Securities gains (losses) | $33,000 | 934 |
| Applicable income taxes | $331,000 | 3,257 |
| Income before extraordinary items | $828,000 | 4,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $804,570 | 4,768 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 4,058 |
| Total interest expense | $3,505,000 | 3,638 |
| Net interest income | $3,232,000 | 4,437 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $37,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-3,000 | 8,493 |
| Total noninterest expense | $2,167,000 | 5,097 |
| Salaries and employee benefits | $1,116,000 | 5,307 |
| Premises and equipment expense | $339,000 | 4,640 |
| Additional noninterest expense | $712,000 | 4,752 |
| Pre-tax net operating income | $867,000 | 4,678 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $234,000 | 3,509 |
| Income before extraordinary items | $644,000 | 4,874 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $644,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $635,970 | 4,886 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 4,085 |
| Total interest expense | $2,429,000 | 3,536 |
| Net interest income | $2,048,000 | 4,603 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $7,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-19,000 | 8,574 |
| Total noninterest expense | $1,412,000 | 5,209 |
| Salaries and employee benefits | $733,000 | 5,407 |
| Premises and equipment expense | $226,000 | 4,661 |
| Additional noninterest expense | $453,000 | 4,899 |
| Pre-tax net operating income | $478,000 | 5,137 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $482,000 | 4,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $482,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $478,000 | 4,648 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 4,153 |
| Total interest expense | $1,211,000 | 3,512 |
| Net interest income | $966,000 | 4,775 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $-13,000 | 8,620 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-27,000 | 8,622 |
| Total noninterest expense | $682,000 | 5,336 |
| Salaries and employee benefits | $378,000 | 5,346 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $192,000 | 5,396 |
| Pre-tax net operating income | $196,000 | 5,569 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $196,000 | 5,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $196,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,557 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $196,000 | 5,102 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 6,952 |
| Total interest expense | $1,501,000 | 6,110 |
| Net interest income | $1,266,000 | 7,495 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $40,000 | 8,289 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $1,076,000 | 7,591 |
| Salaries and employee benefits | $591,000 | 7,619 |
| Premises and equipment expense | $112,000 | 7,663 |
| Additional noninterest expense | $373,000 | 7,196 |
| Pre-tax net operating income | $120,000 | 7,649 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $120,000 | 7,602 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $120,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,017 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $120,000 | 7,595 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 4,557 |
| Total interest expense | $2,719,000 | 3,755 |
| Net interest income | $2,544,000 | 5,199 |
| Provision for loan and lease losses | $229,000 | 2,581 |
| Total noninterest income | $130,000 | 7,177 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 6,036 |
| Total noninterest expense | $2,262,000 | 4,848 |
| Salaries and employee benefits | $1,204,000 | 4,952 |
| Premises and equipment expense | $160,000 | 6,605 |
| Additional noninterest expense | $898,000 | 3,929 |
| Pre-tax net operating income | $183,000 | 7,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $183,000 | 7,300 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $183,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,135 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $183,000 | 7,298 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 4,601 |
| Total interest expense | $1,696,000 | 3,807 |
| Net interest income | $1,696,000 | 5,231 |
| Provision for loan and lease losses | $179,000 | 2,328 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $1,468,000 | 4,952 |
| Salaries and employee benefits | $768,000 | 5,118 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $592,000 | 3,956 |
| Pre-tax net operating income | $155,000 | 7,354 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $155,000 | 7,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $155,000 | 7,127 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,762 |
| Total interest expense | $761,000 | 3,950 |
| Net interest income | $808,000 | 5,370 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $670,000 | 5,266 |
| Salaries and employee benefits | $361,000 | 5,335 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $90,000 | 7,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $90,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $90,000 | 6,884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 5,296 |
| Total interest expense | $1,980,000 | 4,462 |
| Net interest income | $2,811,000 | 5,706 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $127,000 | 7,687 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $64,000 | 6,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,106 |
| Total noninterest expense | $2,364,000 | 5,553 |
| Salaries and employee benefits | $1,263,000 | 5,617 |
| Premises and equipment expense | $207,000 | 6,661 |
| Additional noninterest expense | $894,000 | 4,793 |
| Pre-tax net operating income | $414,000 | 7,026 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $419,000 | 6,695 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $419,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,600,000 | 369 |
| Net operating income | $414,000 | 6,698 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 5,475 |
| Total interest expense | $1,334,000 | 4,635 |
| Net interest income | $2,023,000 | 5,855 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $101,000 | 7,670 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 6,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 7,043 |
| Total noninterest expense | $1,724,000 | 5,608 |
| Salaries and employee benefits | $950,000 | 5,600 |
| Premises and equipment expense | $154,000 | 6,648 |
| Additional noninterest expense | $620,000 | 5,006 |
| Pre-tax net operating income | $350,000 | 6,998 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $355,000 | 6,619 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $355,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,514 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,600,000 | 272 |
| Net operating income | $350,000 | 6,609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 5,608 |
| Total interest expense | $817,000 | 4,722 |
| Net interest income | $1,271,000 | 6,007 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $68,000 | 7,644 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $1,107,000 | 5,724 |
| Salaries and employee benefits | $610,000 | 5,696 |
| Premises and equipment expense | $103,000 | 6,639 |
| Additional noninterest expense | $394,000 | 5,143 |
| Pre-tax net operating income | $192,000 | 7,267 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $197,000 | 6,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $197,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,600,000 | 182 |
| Net operating income | $192,000 | 6,946 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,779 |
| Total interest expense | $363,000 | 4,958 |
| Net interest income | $622,000 | 6,109 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $535,000 | 5,871 |
| Salaries and employee benefits | $289,000 | 5,905 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $193,000 | 5,211 |
| Pre-tax net operating income | $106,000 | 7,134 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,000 | 6,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 5,987 |
| Total interest expense | $998,000 | 5,658 |
| Net interest income | $2,478,000 | 6,031 |
| Provision for loan and lease losses | $210,000 | 3,601 |
| Total noninterest income | $80,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $80,000 | 6,764 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $2,141,000 | 5,786 |
| Salaries and employee benefits | $1,123,000 | 5,911 |
| Premises and equipment expense | $215,000 | 6,583 |
| Additional noninterest expense | $803,000 | 5,080 |
| Pre-tax net operating income | $207,000 | 7,759 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $-80,000 | 8,710 |
| Income before extraordinary items | $303,000 | 7,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $303,000 | 7,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,342 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 517 |
| Net operating income | $287,000 | 7,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 6,094 |
| Total interest expense | $704,000 | 5,804 |
| Net interest income | $1,806,000 | 6,127 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $98,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $1,550,000 | 5,862 |
| Salaries and employee benefits | $824,000 | 5,917 |
| Premises and equipment expense | $163,000 | 6,540 |
| Additional noninterest expense | $563,000 | 5,259 |
| Pre-tax net operating income | $174,000 | 7,807 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $-80,000 | 8,839 |
| Income before extraordinary items | $270,000 | 7,093 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $270,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 400 |
| Net operating income | $254,000 | 7,125 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 6,248 |
| Total interest expense | $442,000 | 6,002 |
| Net interest income | $1,163,000 | 6,249 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $102,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,046,000 | 5,864 |
| Salaries and employee benefits | $538,000 | 6,033 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $398,000 | 5,080 |
| Pre-tax net operating income | $99,000 | 7,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-80,000 | 8,922 |
| Income before extraordinary items | $179,000 | 7,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 7,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 302 |
| Net operating income | $179,000 | 7,012 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,308 |
| Total interest expense | $214,000 | 6,161 |
| Net interest income | $577,000 | 6,270 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $60,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $523,000 | 5,902 |
| Salaries and employee benefits | $262,000 | 6,167 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-80,000 | 9,020 |
| Income before extraordinary items | $144,000 | 6,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 183 |
| Net operating income | $144,000 | 5,993 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 6,474 |
| Total interest expense | $982,000 | 6,166 |
| Net interest income | $2,055,000 | 6,509 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $389,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $65,000 | 7,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $324,000 | 4,349 |
| Total noninterest expense | $1,839,000 | 6,280 |
| Salaries and employee benefits | $965,000 | 6,385 |
| Premises and equipment expense | $234,000 | 6,382 |
| Additional noninterest expense | $640,000 | 5,778 |
| Pre-tax net operating income | $410,000 | 6,996 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $411,000 | 6,761 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $411,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,500 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $410,000 | 6,607 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 6,581 |
| Total interest expense | $760,000 | 6,219 |
| Net interest income | $1,501,000 | 6,635 |
| Provision for loan and lease losses | $70,000 | 5,319 |
| Total noninterest income | $359,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 3,972 |
| Total noninterest expense | $1,371,000 | 6,253 |
| Salaries and employee benefits | $757,000 | 6,200 |
| Premises and equipment expense | $177,000 | 6,353 |
| Additional noninterest expense | $437,000 | 6,077 |
| Pre-tax net operating income | $419,000 | 6,638 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $421,000 | 6,235 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $421,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $419,000 | 6,074 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,732 |
| Total interest expense | $533,000 | 6,194 |
| Net interest income | $936,000 | 6,844 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $298,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $270,000 | 3,489 |
| Total noninterest expense | $904,000 | 6,326 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $119,000 | 6,291 |
| Additional noninterest expense | $272,000 | 6,275 |
| Pre-tax net operating income | $310,000 | 6,443 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $311,000 | 6,022 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $311,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $310,000 | 5,830 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,781 |
| Total interest expense | $287,000 | 6,077 |
| Net interest income | $444,000 | 6,995 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $461,000 | 6,260 |
| Salaries and employee benefits | $265,000 | 6,053 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $43,000 | 8,097 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $43,000 | 8,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $43,000 | 7,885 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 6,930 |
| Total interest expense | $1,149,000 | 6,543 |
| Net interest income | $1,773,000 | 7,005 |
| Provision for loan and lease losses | $258,000 | 3,791 |
| Total noninterest income | $114,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,674,000 | 6,514 |
| Salaries and employee benefits | $942,000 | 6,342 |
| Premises and equipment expense | $232,000 | 6,364 |
| Additional noninterest expense | $500,000 | 6,497 |
| Pre-tax net operating income | $-45,000 | 8,702 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-45,000 | 8,786 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-45,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-45,000 | 8,717 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 7,833 |
| Total interest expense | $1,363,000 | 7,271 |
| Net interest income | $1,055,000 | 8,174 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $144,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $41,000 | 7,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $103,000 | 6,375 |
| Total noninterest expense | $1,552,000 | 6,678 |
| Salaries and employee benefits | $843,000 | 6,602 |
| Premises and equipment expense | $237,000 | 6,249 |
| Additional noninterest expense | $472,000 | 6,637 |
| Pre-tax net operating income | $-593,000 | 9,209 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-593,000 | 9,277 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-593,000 | 9,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-593,000 | 9,239 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 9,372 |
| Total interest expense | $398,000 | 9,419 |
| Net interest income | $633,000 | 9,236 |
| Provision for loan and lease losses | $162,000 | 4,234 |
| Total noninterest income | $13,000 | 9,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $1,209,000 | 7,474 |
| Salaries and employee benefits | $670,000 | 7,337 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $336,000 | 7,667 |
| Pre-tax net operating income | $-725,000 | 9,644 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-725,000 | 9,668 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-725,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $860,000 | 480 |
| Net operating income | $-725,000 | 9,667 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000 | 10,219 |
| Total interest expense | $0 | 10,199 |
| Net interest income | $8,000 | 10,213 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $105,000 | 10,196 |
| Salaries and employee benefits | $56,000 | 10,185 |
| Premises and equipment expense | $12,000 | 10,138 |
| Additional noninterest expense | $37,000 | 10,185 |
| Pre-tax net operating income | $-97,000 | 9,533 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-97,000 | 9,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-97,000 | 9,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,140,000 | 239 |
| Net operating income | $-97,000 | 9,547 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.