Home > Fidelity Bank > Income and Expense
Fidelity Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $41,448,000 | 677 |
| Total interest expense | $7,658,000 | 766 |
| Net interest income | $33,790,000 | 634 |
| Provision for loan and lease losses | $28,656,000 | 174 |
| Total noninterest income | $225,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,304,000 | 1,124 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,079,000 | 7,208 |
| Total noninterest expense | $28,333,000 | 701 |
| Salaries and employee benefits | $12,084,000 | 819 |
| Premises and equipment expense | $2,766,000 | 910 |
| Additional noninterest expense | $13,483,000 | 543 |
| Pre-tax net operating income | $-22,974,000 | 7,306 |
| Securities gains (losses) | $332,000 | 1,063 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-22,642,000 | 7,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-22,642,000 | 7,305 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-22,642,000 | 7,305 |
| Net charge-offs | $12,681,000 | 358 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-22,974,000 | 7,303 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $31,630,000 | 671 |
| Total interest expense | $6,033,000 | 760 |
| Net interest income | $25,597,000 | 629 |
| Provision for loan and lease losses | $28,132,000 | 132 |
| Total noninterest income | $-687,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $976,000 | 1,132 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,663,000 | 7,364 |
| Total noninterest expense | $20,912,000 | 702 |
| Salaries and employee benefits | $9,160,000 | 814 |
| Premises and equipment expense | $2,146,000 | 891 |
| Additional noninterest expense | $9,606,000 | 559 |
| Pre-tax net operating income | $-24,134,000 | 7,412 |
| Securities gains (losses) | $332,000 | 866 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-23,802,000 | 7,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,802,000 | 7,407 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-23,802,000 | 7,407 |
| Net charge-offs | $12,157,000 | 299 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-24,134,000 | 7,405 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,622,000 | 657 |
| Total interest expense | $4,276,000 | 746 |
| Net interest income | $17,346,000 | 626 |
| Provision for loan and lease losses | $28,707,000 | 104 |
| Total noninterest income | $-1,021,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $638,000 | 1,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,659,000 | 7,469 |
| Total noninterest expense | $14,044,000 | 707 |
| Salaries and employee benefits | $6,127,000 | 813 |
| Premises and equipment expense | $1,418,000 | 905 |
| Additional noninterest expense | $6,499,000 | 560 |
| Pre-tax net operating income | $-26,426,000 | 7,498 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-26,426,000 | 7,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-26,426,000 | 7,489 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-26,426,000 | 7,489 |
| Net charge-offs | $12,732,000 | 226 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-26,426,000 | 7,490 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,947,000 | 659 |
| Total interest expense | $2,282,000 | 726 |
| Net interest income | $8,665,000 | 629 |
| Provision for loan and lease losses | $1,395,000 | 691 |
| Total noninterest income | $158,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $318,000 | 1,140 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-160,000 | 7,413 |
| Total noninterest expense | $7,067,000 | 708 |
| Salaries and employee benefits | $3,121,000 | 815 |
| Premises and equipment expense | $734,000 | 900 |
| Additional noninterest expense | $3,212,000 | 559 |
| Pre-tax net operating income | $361,000 | 3,179 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $361,000 | 2,876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $361,000 | 2,875 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $361,000 | 2,876 |
| Net charge-offs | $1,395,000 | 680 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $361,000 | 2,822 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $46,966,000 | 634 |
| Total interest expense | $12,495,000 | 633 |
| Net interest income | $34,471,000 | 627 |
| Provision for loan and lease losses | $15,978,000 | 457 |
| Total noninterest income | $-4,132,000 | 7,634 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,448,000 | 1,047 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-5,580,000 | 7,635 |
| Total noninterest expense | $28,713,000 | 698 |
| Salaries and employee benefits | $12,401,000 | 790 |
| Premises and equipment expense | $3,137,000 | 822 |
| Additional noninterest expense | $13,175,000 | 578 |
| Pre-tax net operating income | $-14,352,000 | 7,442 |
| Securities gains (losses) | $539,000 | 833 |
| Applicable income taxes | $-168,000 | 6,935 |
| Income before extraordinary items | $-13,645,000 | 7,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,645,000 | 7,453 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-13,645,000 | 7,453 |
| Net charge-offs | $23,132,000 | 304 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,178,610 | 7,448 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $35,453,000 | 629 |
| Total interest expense | $9,904,000 | 622 |
| Net interest income | $25,549,000 | 627 |
| Provision for loan and lease losses | $12,403,000 | 419 |
| Total noninterest income | $-3,365,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,090,000 | 1,069 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-4,455,000 | 7,744 |
| Total noninterest expense | $21,624,000 | 691 |
| Salaries and employee benefits | $9,219,000 | 790 |
| Premises and equipment expense | $2,382,000 | 812 |
| Additional noninterest expense | $10,023,000 | 549 |
| Pre-tax net operating income | $-11,843,000 | 7,590 |
| Securities gains (losses) | $539,000 | 687 |
| Applicable income taxes | $100,000 | 3,124 |
| Income before extraordinary items | $-11,404,000 | 7,602 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,404,000 | 7,602 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-11,404,000 | 7,602 |
| Net charge-offs | $17,697,000 | 292 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-11,943,000 | 7,604 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $23,735,000 | 635 |
| Total interest expense | $7,041,000 | 607 |
| Net interest income | $16,694,000 | 642 |
| Provision for loan and lease losses | $11,903,000 | 311 |
| Total noninterest income | $-3,012,000 | 7,815 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $723,000 | 1,084 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,735,000 | 7,824 |
| Total noninterest expense | $14,027,000 | 707 |
| Salaries and employee benefits | $6,168,000 | 782 |
| Premises and equipment expense | $1,554,000 | 838 |
| Additional noninterest expense | $6,305,000 | 576 |
| Pre-tax net operating income | $-12,248,000 | 7,708 |
| Securities gains (losses) | $69,000 | 1,672 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-12,179,000 | 7,711 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-12,179,000 | 7,711 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-12,179,000 | 7,711 |
| Net charge-offs | $15,454,000 | 239 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-12,248,000 | 7,710 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,983,000 | 646 |
| Total interest expense | $3,836,000 | 584 |
| Net interest income | $8,147,000 | 666 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $-44,000 | 7,749 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $342,000 | 1,145 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-386,000 | 7,854 |
| Total noninterest expense | $6,777,000 | 740 |
| Salaries and employee benefits | $3,087,000 | 790 |
| Premises and equipment expense | $813,000 | 831 |
| Additional noninterest expense | $2,877,000 | 642 |
| Pre-tax net operating income | $1,226,000 | 1,078 |
| Securities gains (losses) | $69,000 | 978 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,295,000 | 845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,295,000 | 848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,295,000 | 849 |
| Net charge-offs | $4,937,000 | 340 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,226,000 | 868 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $54,228,000 | 600 |
| Total interest expense | $22,955,000 | 485 |
| Net interest income | $31,273,000 | 684 |
| Provision for loan and lease losses | $50,863,000 | 237 |
| Total noninterest income | $-95,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,499,000 | 1,150 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,594,000 | 7,930 |
| Total noninterest expense | $32,856,000 | 636 |
| Salaries and employee benefits | $12,904,000 | 760 |
| Premises and equipment expense | $3,432,000 | 783 |
| Additional noninterest expense | $16,520,000 | 509 |
| Pre-tax net operating income | $-52,541,000 | 7,866 |
| Securities gains (losses) | $77,000 | 2,326 |
| Applicable income taxes | $8,052,000 | 187 |
| Income before extraordinary items | $-60,516,000 | 7,891 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-60,516,000 | 7,890 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-60,516,000 | 7,890 |
| Net charge-offs | $24,426,000 | 348 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-60,593,000 | 7,892 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $40,961,000 | 614 |
| Total interest expense | $17,786,000 | 505 |
| Net interest income | $23,175,000 | 691 |
| Provision for loan and lease losses | $38,555,000 | 247 |
| Total noninterest income | $-582,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,118,000 | 1,153 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,700,000 | 8,050 |
| Total noninterest expense | $25,497,000 | 616 |
| Salaries and employee benefits | $9,605,000 | 772 |
| Premises and equipment expense | $2,618,000 | 787 |
| Additional noninterest expense | $13,274,000 | 458 |
| Pre-tax net operating income | $-41,459,000 | 7,963 |
| Securities gains (losses) | $78,000 | 1,996 |
| Applicable income taxes | $13,503,000 | 119 |
| Income before extraordinary items | $-54,884,000 | 7,999 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-54,884,000 | 7,998 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-54,884,000 | 7,998 |
| Net charge-offs | $18,870,000 | 319 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-54,962,000 | 7,999 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $27,730,000 | 627 |
| Total interest expense | $12,475,000 | 511 |
| Net interest income | $15,255,000 | 708 |
| Provision for loan and lease losses | $24,356,000 | 253 |
| Total noninterest income | $-482,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $730,000 | 1,164 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,212,000 | 8,134 |
| Total noninterest expense | $13,708,000 | 772 |
| Salaries and employee benefits | $6,471,000 | 779 |
| Premises and equipment expense | $1,760,000 | 793 |
| Additional noninterest expense | $5,477,000 | 705 |
| Pre-tax net operating income | $-23,291,000 | 8,035 |
| Securities gains (losses) | $465,000 | 534 |
| Applicable income taxes | $-7,744,000 | 8,080 |
| Income before extraordinary items | $-15,082,000 | 8,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,082,000 | 8,006 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-15,082,000 | 8,006 |
| Net charge-offs | $10,622,000 | 358 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-15,388,900 | 8,005 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,161,000 | 613 |
| Total interest expense | $6,544,000 | 509 |
| Net interest income | $7,617,000 | 703 |
| Provision for loan and lease losses | $10,732,000 | 237 |
| Total noninterest income | $236,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $355,000 | 1,165 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-119,000 | 8,130 |
| Total noninterest expense | $6,345,000 | 795 |
| Salaries and employee benefits | $3,161,000 | 801 |
| Premises and equipment expense | $800,000 | 889 |
| Additional noninterest expense | $2,384,000 | 714 |
| Pre-tax net operating income | $-9,224,000 | 8,103 |
| Securities gains (losses) | $195,000 | 684 |
| Applicable income taxes | $-3,055,000 | 8,129 |
| Income before extraordinary items | $-5,974,000 | 8,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,974,000 | 8,078 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,974,000 | 8,078 |
| Net charge-offs | $5,438,000 | 302 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,102,700 | 8,085 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $61,090,000 | 610 |
| Total interest expense | $28,255,000 | 562 |
| Net interest income | $32,835,000 | 663 |
| Provision for loan and lease losses | $14,633,000 | 458 |
| Total noninterest income | $-570,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,538,000 | 1,166 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-2,108,000 | 8,277 |
| Total noninterest expense | $64,224,000 | 336 |
| Salaries and employee benefits | $12,581,000 | 788 |
| Premises and equipment expense | $3,610,000 | 774 |
| Additional noninterest expense | $48,033,000 | 227 |
| Pre-tax net operating income | $-46,592,000 | 8,194 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $-15,785,000 | 8,212 |
| Income before extraordinary items | $-30,790,000 | 8,146 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-30,790,000 | 8,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,561,000 | 287 |
| Cash dividends | $3,500,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-30,801,220 | 8,163 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $46,249,000 | 626 |
| Total interest expense | $21,180,000 | 588 |
| Net interest income | $25,069,000 | 664 |
| Provision for loan and lease losses | $9,722,000 | 413 |
| Total noninterest income | $594,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,146,000 | 1,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-552,000 | 8,345 |
| Total noninterest expense | $18,410,000 | 793 |
| Salaries and employee benefits | $9,498,000 | 803 |
| Premises and equipment expense | $2,608,000 | 802 |
| Additional noninterest expense | $6,304,000 | 737 |
| Pre-tax net operating income | $-2,469,000 | 7,940 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $-708,000 | 7,962 |
| Income before extraordinary items | $-1,752,000 | 7,798 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,752,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,909,000 | 537 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,758,390 | 7,881 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,397,000 | 623 |
| Total interest expense | $14,707,000 | 589 |
| Net interest income | $16,690,000 | 662 |
| Provision for loan and lease losses | $9,632,000 | 284 |
| Total noninterest income | $202,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $743,000 | 1,201 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-541,000 | 8,429 |
| Total noninterest expense | $12,275,000 | 793 |
| Salaries and employee benefits | $6,251,000 | 826 |
| Premises and equipment expense | $1,733,000 | 800 |
| Additional noninterest expense | $4,291,000 | 701 |
| Pre-tax net operating income | $-5,015,000 | 8,294 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,667,000 | 8,318 |
| Income before extraordinary items | $-3,348,000 | 8,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,348,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,610,000 | 376 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,348,000 | 8,267 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,283,000 | 624 |
| Total interest expense | $8,021,000 | 583 |
| Net interest income | $8,262,000 | 666 |
| Provision for loan and lease losses | $886,000 | 686 |
| Total noninterest income | $179,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $380,000 | 1,156 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-201,000 | 8,465 |
| Total noninterest expense | $6,008,000 | 799 |
| Salaries and employee benefits | $3,074,000 | 847 |
| Premises and equipment expense | $837,000 | 833 |
| Additional noninterest expense | $2,097,000 | 698 |
| Pre-tax net operating income | $1,547,000 | 1,220 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $531,000 | 963 |
| Income before extraordinary items | $1,016,000 | 1,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,016,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 556 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,016,000 | 1,416 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $69,851,000 | 610 |
| Total interest expense | $35,619,000 | 567 |
| Net interest income | $34,232,000 | 657 |
| Provision for loan and lease losses | $5,821,000 | 361 |
| Total noninterest income | $1,340,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,267,000 | 1,412 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $73,000 | 6,653 |
| Total noninterest expense | $22,905,000 | 810 |
| Salaries and employee benefits | $12,645,000 | 777 |
| Premises and equipment expense | $3,473,000 | 768 |
| Additional noninterest expense | $6,787,000 | 838 |
| Pre-tax net operating income | $6,846,000 | 1,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,521,000 | 918 |
| Income before extraordinary items | $4,325,000 | 1,478 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,325,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,682,000 | 333 |
| Cash dividends | $15,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,325,000 | 1,462 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $52,671,000 | 601 |
| Total interest expense | $26,472,000 | 570 |
| Net interest income | $26,199,000 | 635 |
| Provision for loan and lease losses | $4,966,000 | 255 |
| Total noninterest income | $1,008,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $939,000 | 1,404 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 6,360 |
| Total noninterest expense | $16,209,000 | 850 |
| Salaries and employee benefits | $9,184,000 | 802 |
| Premises and equipment expense | $2,614,000 | 762 |
| Additional noninterest expense | $4,411,000 | 928 |
| Pre-tax net operating income | $6,032,000 | 1,134 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,245,000 | 877 |
| Income before extraordinary items | $3,787,000 | 1,351 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,787,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,135,000 | 233 |
| Cash dividends | $15,000,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,787,000 | 1,341 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $34,906,000 | 616 |
| Total interest expense | $17,312,000 | 594 |
| Net interest income | $17,594,000 | 649 |
| Provision for loan and lease losses | $906,000 | 630 |
| Total noninterest income | $858,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $649,000 | 1,359 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $209,000 | 3,694 |
| Total noninterest expense | $10,798,000 | 862 |
| Salaries and employee benefits | $6,145,000 | 820 |
| Premises and equipment expense | $1,755,000 | 779 |
| Additional noninterest expense | $2,898,000 | 958 |
| Pre-tax net operating income | $6,748,000 | 732 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,362,000 | 632 |
| Income before extraordinary items | $4,386,000 | 836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,386,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 786 |
| Cash dividends | $13,000,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,386,000 | 824 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,373,000 | 612 |
| Total interest expense | $8,559,000 | 594 |
| Net interest income | $8,814,000 | 643 |
| Provision for loan and lease losses | $617,000 | 439 |
| Total noninterest income | $475,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $318,000 | 1,351 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $157,000 | 2,924 |
| Total noninterest expense | $5,537,000 | 836 |
| Salaries and employee benefits | $3,217,000 | 787 |
| Premises and equipment expense | $915,000 | 748 |
| Additional noninterest expense | $1,405,000 | 970 |
| Pre-tax net operating income | $3,135,000 | 767 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,097,000 | 675 |
| Income before extraordinary items | $2,038,000 | 875 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,038,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 436 |
| Cash dividends | $8,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,038,000 | 865 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $52,938,000 | 726 |
| Total interest expense | $25,014,000 | 680 |
| Net interest income | $27,924,000 | 794 |
| Provision for loan and lease losses | $943,000 | 1,095 |
| Total noninterest income | $1,104,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $700,000 | 2,372 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $404,000 | 3,715 |
| Total noninterest expense | $15,493,000 | 1,161 |
| Salaries and employee benefits | $9,758,000 | 986 |
| Premises and equipment expense | $2,357,000 | 1,070 |
| Additional noninterest expense | $3,378,000 | 1,560 |
| Pre-tax net operating income | $12,592,000 | 795 |
| Securities gains (losses) | $9,000 | 1,119 |
| Applicable income taxes | $4,284,000 | 712 |
| Income before extraordinary items | $8,317,000 | 910 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,317,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,166 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,311,060 | 897 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $38,694,000 | 746 |
| Total interest expense | $17,883,000 | 697 |
| Net interest income | $20,811,000 | 814 |
| Provision for loan and lease losses | $782,000 | 965 |
| Total noninterest income | $727,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $507,000 | 2,456 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $220,000 | 4,334 |
| Total noninterest expense | $11,509,000 | 1,182 |
| Salaries and employee benefits | $7,145,000 | 1,020 |
| Premises and equipment expense | $1,777,000 | 1,077 |
| Additional noninterest expense | $2,587,000 | 1,528 |
| Pre-tax net operating income | $9,247,000 | 840 |
| Securities gains (losses) | $9,000 | 918 |
| Applicable income taxes | $3,147,000 | 766 |
| Income before extraordinary items | $6,109,000 | 952 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,109,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,123 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,103,060 | 938 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,983,000 | 756 |
| Total interest expense | $11,083,000 | 710 |
| Net interest income | $13,900,000 | 818 |
| Provision for loan and lease losses | $312,000 | 1,419 |
| Total noninterest income | $440,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $323,000 | 2,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 4,796 |
| Total noninterest expense | $7,457,000 | 1,230 |
| Salaries and employee benefits | $4,617,000 | 1,060 |
| Premises and equipment expense | $1,189,000 | 1,072 |
| Additional noninterest expense | $1,651,000 | 1,594 |
| Pre-tax net operating income | $6,571,000 | 795 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,234,000 | 729 |
| Income before extraordinary items | $4,337,000 | 899 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,337,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,282 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,337,000 | 880 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,093,000 | 755 |
| Total interest expense | $5,192,000 | 714 |
| Net interest income | $6,901,000 | 818 |
| Provision for loan and lease losses | $157,000 | 1,379 |
| Total noninterest income | $208,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 2,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $3,765,000 | 1,215 |
| Salaries and employee benefits | $2,308,000 | 1,061 |
| Premises and equipment expense | $644,000 | 983 |
| Additional noninterest expense | $813,000 | 1,602 |
| Pre-tax net operating income | $3,187,000 | 808 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,084,000 | 743 |
| Income before extraordinary items | $2,103,000 | 902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,103,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,103,000 | 884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,409,000 | 736 |
| Total interest expense | $15,701,000 | 720 |
| Net interest income | $27,708,000 | 759 |
| Provision for loan and lease losses | $1,081,000 | 978 |
| Total noninterest income | $1,454,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $639,000 | 2,531 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $815,000 | 2,506 |
| Total noninterest expense | $14,983,000 | 1,156 |
| Salaries and employee benefits | $9,148,000 | 1,007 |
| Premises and equipment expense | $2,469,000 | 974 |
| Additional noninterest expense | $3,366,000 | 1,506 |
| Pre-tax net operating income | $13,098,000 | 756 |
| Securities gains (losses) | $-740,000 | 8,738 |
| Applicable income taxes | $4,202,000 | 749 |
| Income before extraordinary items | $8,156,000 | 882 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,156,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,667 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,644,400 | 823 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,561,000 | 738 |
| Total interest expense | $11,055,000 | 719 |
| Net interest income | $20,506,000 | 761 |
| Provision for loan and lease losses | $991,000 | 768 |
| Total noninterest income | $1,144,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $664,000 | 2,397 |
| Total noninterest expense | $11,276,000 | 1,131 |
| Salaries and employee benefits | $6,880,000 | 992 |
| Premises and equipment expense | $1,837,000 | 970 |
| Additional noninterest expense | $2,559,000 | 1,466 |
| Pre-tax net operating income | $9,383,000 | 787 |
| Securities gains (losses) | $-740,000 | 8,807 |
| Applicable income taxes | $2,939,000 | 794 |
| Income before extraordinary items | $5,704,000 | 945 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,704,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,337 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,192,400 | 849 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,331,000 | 751 |
| Total interest expense | $6,965,000 | 724 |
| Net interest income | $13,366,000 | 774 |
| Provision for loan and lease losses | $743,000 | 682 |
| Total noninterest income | $795,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $316,000 | 2,517 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $479,000 | 2,256 |
| Total noninterest expense | $7,497,000 | 1,121 |
| Salaries and employee benefits | $4,575,000 | 986 |
| Premises and equipment expense | $1,229,000 | 947 |
| Additional noninterest expense | $1,693,000 | 1,477 |
| Pre-tax net operating income | $5,921,000 | 806 |
| Securities gains (losses) | $-696,000 | 8,826 |
| Applicable income taxes | $1,777,000 | 843 |
| Income before extraordinary items | $3,448,000 | 1,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,448,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,907,360 | 875 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,794,000 | 761 |
| Total interest expense | $3,172,000 | 756 |
| Net interest income | $6,622,000 | 778 |
| Provision for loan and lease losses | $464,000 | 506 |
| Total noninterest income | $401,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $150,000 | 2,558 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,148 |
| Total noninterest expense | $3,715,000 | 1,124 |
| Salaries and employee benefits | $2,272,000 | 979 |
| Premises and equipment expense | $628,000 | 945 |
| Additional noninterest expense | $815,000 | 1,526 |
| Pre-tax net operating income | $2,844,000 | 827 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $967,000 | 779 |
| Income before extraordinary items | $1,877,000 | 924 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,877,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,554 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,877,000 | 902 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,529,000 | 955 |
| Total interest expense | $8,957,000 | 900 |
| Net interest income | $20,572,000 | 962 |
| Provision for loan and lease losses | $1,400,000 | 768 |
| Total noninterest income | $1,328,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $569,000 | 2,830 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $759,000 | 2,583 |
| Total noninterest expense | $11,407,000 | 1,424 |
| Salaries and employee benefits | $7,526,000 | 1,144 |
| Premises and equipment expense | $1,624,000 | 1,414 |
| Additional noninterest expense | $2,257,000 | 2,160 |
| Pre-tax net operating income | $9,093,000 | 960 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,925,000 | 919 |
| Income before extraordinary items | $6,168,000 | 1,063 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,168,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,168,000 | 1,030 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,634,000 | 1,012 |
| Total interest expense | $6,139,000 | 968 |
| Net interest income | $14,495,000 | 1,019 |
| Provision for loan and lease losses | $874,000 | 891 |
| Total noninterest income | $969,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $409,000 | 2,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $560,000 | 2,622 |
| Total noninterest expense | $7,977,000 | 1,527 |
| Salaries and employee benefits | $5,436,000 | 1,202 |
| Premises and equipment expense | $1,096,000 | 1,595 |
| Additional noninterest expense | $1,445,000 | 2,472 |
| Pre-tax net operating income | $6,613,000 | 1,002 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,245,000 | 921 |
| Income before extraordinary items | $4,368,000 | 1,129 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,368,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,368,000 | 1,090 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,326,000 | 1,030 |
| Total interest expense | $3,825,000 | 1,019 |
| Net interest income | $9,501,000 | 1,030 |
| Provision for loan and lease losses | $505,000 | 979 |
| Total noninterest income | $682,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $268,000 | 2,964 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $414,000 | 2,459 |
| Total noninterest expense | $5,306,000 | 1,522 |
| Salaries and employee benefits | $3,615,000 | 1,205 |
| Premises and equipment expense | $718,000 | 1,610 |
| Additional noninterest expense | $973,000 | 2,445 |
| Pre-tax net operating income | $4,372,000 | 1,000 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,485,000 | 921 |
| Income before extraordinary items | $2,887,000 | 1,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,887,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,831 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,887,000 | 1,092 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 1,074 |
| Total interest expense | $1,891,000 | 1,048 |
| Net interest income | $4,594,000 | 1,080 |
| Provision for loan and lease losses | $224,000 | 1,073 |
| Total noninterest income | $296,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $132,000 | 2,944 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $164,000 | 2,783 |
| Total noninterest expense | $2,631,000 | 1,543 |
| Salaries and employee benefits | $1,777,000 | 1,244 |
| Premises and equipment expense | $363,000 | 1,618 |
| Additional noninterest expense | $491,000 | 2,404 |
| Pre-tax net operating income | $2,035,000 | 1,060 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $690,000 | 992 |
| Income before extraordinary items | $1,345,000 | 1,213 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,345,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 8,958 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,345,000 | 1,150 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,444,000 | 1,219 |
| Total interest expense | $8,140,000 | 1,101 |
| Net interest income | $15,304,000 | 1,263 |
| Provision for loan and lease losses | $1,699,000 | 736 |
| Total noninterest income | $2,740,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $459,000 | 3,322 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,281,000 | 1,333 |
| Total noninterest expense | $10,393,000 | 1,535 |
| Salaries and employee benefits | $6,890,000 | 1,239 |
| Premises and equipment expense | $1,475,000 | 1,551 |
| Additional noninterest expense | $2,028,000 | 2,372 |
| Pre-tax net operating income | $5,952,000 | 1,388 |
| Securities gains (losses) | $89,000 | 1,992 |
| Applicable income taxes | $2,037,000 | 1,274 |
| Income before extraordinary items | $4,004,000 | 1,569 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,004,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,452 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,945,260 | 1,511 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,064,000 | 1,279 |
| Total interest expense | $6,151,000 | 1,140 |
| Net interest income | $10,913,000 | 1,358 |
| Provision for loan and lease losses | $1,410,000 | 681 |
| Total noninterest income | $2,341,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $330,000 | 3,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,011,000 | 1,225 |
| Total noninterest expense | $7,837,000 | 1,543 |
| Salaries and employee benefits | $5,216,000 | 1,243 |
| Premises and equipment expense | $1,076,000 | 1,594 |
| Additional noninterest expense | $1,545,000 | 2,322 |
| Pre-tax net operating income | $4,007,000 | 1,578 |
| Securities gains (losses) | $89,000 | 1,850 |
| Applicable income taxes | $1,388,000 | 1,430 |
| Income before extraordinary items | $2,708,000 | 1,784 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,708,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,649,260 | 1,722 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,969,000 | 1,330 |
| Total interest expense | $4,303,000 | 1,114 |
| Net interest income | $6,666,000 | 1,470 |
| Provision for loan and lease losses | $739,000 | 842 |
| Total noninterest income | $1,579,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $213,000 | 3,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,366,000 | 1,218 |
| Total noninterest expense | $5,211,000 | 1,547 |
| Salaries and employee benefits | $3,493,000 | 1,225 |
| Premises and equipment expense | $698,000 | 1,642 |
| Additional noninterest expense | $1,020,000 | 2,324 |
| Pre-tax net operating income | $2,295,000 | 1,817 |
| Securities gains (losses) | $79,000 | 1,687 |
| Applicable income taxes | $806,000 | 1,609 |
| Income before extraordinary items | $1,568,000 | 2,025 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,568,000 | 2,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,515,860 | 1,974 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 1,401 |
| Total interest expense | $2,182,000 | 1,126 |
| Net interest income | $3,081,000 | 1,585 |
| Provision for loan and lease losses | $228,000 | 1,201 |
| Total noninterest income | $751,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $648,000 | 1,222 |
| Total noninterest expense | $2,571,000 | 1,552 |
| Salaries and employee benefits | $1,724,000 | 1,246 |
| Premises and equipment expense | $336,000 | 1,696 |
| Additional noninterest expense | $511,000 | 2,290 |
| Pre-tax net operating income | $1,033,000 | 1,978 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $351,000 | 1,814 |
| Income before extraordinary items | $682,000 | 2,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $682,000 | 2,119 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,147,000 | 1,693 |
| Total interest expense | $7,488,000 | 1,516 |
| Net interest income | $10,659,000 | 1,821 |
| Provision for loan and lease losses | $1,052,000 | 1,289 |
| Total noninterest income | $1,536,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $357,000 | 3,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,179,000 | 1,955 |
| Total noninterest expense | $7,201,000 | 2,085 |
| Salaries and employee benefits | $4,577,000 | 1,750 |
| Premises and equipment expense | $1,069,000 | 2,049 |
| Additional noninterest expense | $1,555,000 | 2,881 |
| Pre-tax net operating income | $3,942,000 | 2,015 |
| Securities gains (losses) | $138,000 | 1,454 |
| Applicable income taxes | $1,384,000 | 1,759 |
| Income before extraordinary items | $2,696,000 | 2,213 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,696,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,186 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,604,920 | 2,207 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,063,000 | 2,442 |
| Total interest expense | $7,378,000 | 2,175 |
| Net interest income | $6,685,000 | 2,673 |
| Provision for loan and lease losses | $920,000 | 1,332 |
| Total noninterest income | $1,338,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $262,000 | 4,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,076,000 | 1,933 |
| Total noninterest expense | $5,205,000 | 2,730 |
| Salaries and employee benefits | $3,291,000 | 2,281 |
| Premises and equipment expense | $673,000 | 3,052 |
| Additional noninterest expense | $1,241,000 | 3,398 |
| Pre-tax net operating income | $1,898,000 | 3,298 |
| Securities gains (losses) | $144,000 | 1,437 |
| Applicable income taxes | $701,000 | 2,669 |
| Income before extraordinary items | $1,341,000 | 3,514 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,341,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,498 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,245,960 | 3,594 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,099,000 | 2,881 |
| Total interest expense | $6,796,000 | 2,474 |
| Net interest income | $5,303,000 | 3,306 |
| Provision for loan and lease losses | $510,000 | 1,838 |
| Total noninterest income | $588,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $214,000 | 4,933 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $374,000 | 3,500 |
| Total noninterest expense | $4,112,000 | 3,258 |
| Salaries and employee benefits | $2,540,000 | 2,794 |
| Premises and equipment expense | $534,000 | 3,598 |
| Additional noninterest expense | $1,038,000 | 3,880 |
| Pre-tax net operating income | $1,269,000 | 4,575 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $412,000 | 3,930 |
| Income before extraordinary items | $810,000 | 5,008 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $810,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $841,020 | 4,896 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 3,581 |
| Total interest expense | $4,727,000 | 3,082 |
| Net interest income | $4,125,000 | 4,061 |
| Provision for loan and lease losses | $772,000 | 1,226 |
| Total noninterest income | $570,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $197,000 | 5,158 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $373,000 | 3,566 |
| Total noninterest expense | $3,608,000 | 3,623 |
| Salaries and employee benefits | $2,104,000 | 3,275 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $1,024,000 | 3,940 |
| Pre-tax net operating income | $315,000 | 8,010 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $201,000 | 5,699 |
| Income before extraordinary items | $102,000 | 8,954 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $102,000 | 8,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 1,022 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $109,680 | 8,865 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 4,098 |
| Total interest expense | $4,427,000 | 3,353 |
| Net interest income | $3,209,000 | 4,901 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $463,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,872 |
| Total noninterest expense | $2,886,000 | 4,261 |
| Salaries and employee benefits | $1,654,000 | 3,931 |
| Premises and equipment expense | $479,000 | 3,814 |
| Additional noninterest expense | $753,000 | 4,882 |
| Pre-tax net operating income | $666,000 | 6,615 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $554,000 | 6,299 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $554,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $500,750 | 6,492 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 5,528 |
| Total interest expense | $2,956,000 | 4,780 |
| Net interest income | $2,391,000 | 6,228 |
| Provision for loan and lease losses | $164,000 | 3,946 |
| Total noninterest income | $299,000 | 6,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $2,063,000 | 5,533 |
| Salaries and employee benefits | $1,195,000 | 5,114 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $556,000 | 6,081 |
| Pre-tax net operating income | $463,000 | 8,121 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $-145,000 | 10,753 |
| Income before extraordinary items | $621,000 | 6,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $621,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $608,000 | 6,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 7,619 |
| Total interest expense | $1,664,000 | 7,180 |
| Net interest income | $1,618,000 | 7,982 |
| Provision for loan and lease losses | $163,000 | 3,895 |
| Total noninterest income | $247,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,886 |
| Total noninterest expense | $1,684,000 | 6,644 |
| Salaries and employee benefits | $1,039,000 | 5,836 |
| Premises and equipment expense | $237,000 | 6,434 |
| Additional noninterest expense | $408,000 | 7,815 |
| Pre-tax net operating income | $18,000 | 10,719 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $52,000 | 10,568 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $52,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $18,000 | 10,697 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 9,828 |
| Total interest expense | $959,000 | 9,394 |
| Net interest income | $977,000 | 10,006 |
| Provision for loan and lease losses | $114,000 | 4,327 |
| Total noninterest income | $191,000 | 8,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $1,371,000 | 7,677 |
| Salaries and employee benefits | $861,000 | 6,753 |
| Premises and equipment expense | $177,000 | 7,669 |
| Additional noninterest expense | $333,000 | 8,883 |
| Pre-tax net operating income | $-317,000 | 11,735 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-298,000 | 11,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-298,000 | 11,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 374 |
| Net operating income | $-317,000 | 11,731 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 12,317 |
| Total interest expense | $218,000 | 12,295 |
| Net interest income | $380,000 | 12,266 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,049,000 | 9,165 |
| Salaries and employee benefits | $657,000 | 8,225 |
| Premises and equipment expense | $137,000 | 8,902 |
| Additional noninterest expense | $255,000 | 10,466 |
| Pre-tax net operating income | $-684,000 | 12,414 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-684,000 | 12,388 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-684,000 | 12,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 210 |
| Net operating income | $-684,000 | 12,392 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.