Home > Fidelity Bank > Net charge- offs to loans
Fidelity Bank, Net charge- offs to loans
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8227% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8091% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 10.0532% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0185% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8090% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6718% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4678% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2902% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1996% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7709% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7439% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2999% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3178% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 12.5775% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3269% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9013% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8587% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3982% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5264% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8913% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1668% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1235% | 599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5537% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5936% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 18.6836% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0093% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0024% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1531% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0202% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7455% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6444% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4333% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3338% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7641% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7960% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 2.7939% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5105% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4538% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0742% | 5,329 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7823% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 5,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7376% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6529% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9263% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8472% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 15.1873% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8275% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1879% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4093% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7426% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5359% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2974% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.5453% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 250.0000% | 12 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9368% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9872% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 14.4967% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8348% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1360% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7774% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4871% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6450% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9799% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3941% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 266.6486% | 10 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7863% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8371% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 20.0297% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0036% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.2103% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5773% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2033% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4621% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8895% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9299% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 299.9595% | 8 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3781% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2585% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 9.8792% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2708% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9290% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9556% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5066% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4924% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7753% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3028% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7611% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8418% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 13.1676% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0386% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1930% | 544 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0418% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4686% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8009% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1237% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3597% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0650% | 6,785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 251.0040% | 14 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8085% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8866% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 13.1145% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1150% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5865% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6496% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7385% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4685% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5649% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0674% | 7,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6457% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 275.8373% | 11 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3471% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3660% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 10.1276% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7373% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3751% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2671% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3116% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9324% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1239% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0761% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3784% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2543% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 11.7995% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6108% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4437% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7355% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9875% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8542% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6780% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8556% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7568% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5080% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 4.9589% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3727% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7931% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4167% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4127% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4173% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8751% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0928% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7473% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5508% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1755% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.2614% | 1,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7249% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9383% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6898% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8717% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3819% | 7,923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3049% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7611% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1924% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0746% | 1,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9517% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3919% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8784% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1288% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2452% | 7,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5482% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3169% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2243% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3716% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1995% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5118% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3380% | 7,650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6240% | 7,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5154% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5480% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 1.9869% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2004% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4094% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5026% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3908% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7414% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6145% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6511% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 2.3388% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2534% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4283% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4590% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4219% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8753% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1233% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.1848% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 7,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5970% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7273% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3568% | 7,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2097% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.3742% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2422% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5317% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7543% | 7,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3116% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 7,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 8,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0845% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0722% | 8,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3579% | 8,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2270% | 7,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 7,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1681% | 7,665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4529% | 8,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6815% | 7,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 7,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2337% | 7,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 3,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.9682% | 7,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 4,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4676% | 7,943 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3178% | 7,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 5,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0975% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0953% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9825% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 6,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3135% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 8,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1035% | 7,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3103% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7866% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 6,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3611% | 8,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4441% | 4,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 7,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1382% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1805% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5441% | 8,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 4,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 8,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7969% | 8,296 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2116% | 8,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0913% | 8,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4981% | 8,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3160% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 3,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7189% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7880% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4180% | 4,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.2442% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1752% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5585% | 3,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8532% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3596% | 4,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 7,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1809% | 8,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1813% | 4,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 6,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4209% | 3,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3122% | 5,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 4,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6647% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1033% | 6,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 6,175 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8302% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 7,166 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 7,802 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 8,688 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 6,470 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |