Home > Fidelity Bank > Income and Expense
Fidelity Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 3,910 |
| Total interest expense | $228,000 | 3,378 |
| Net interest income | $1,147,000 | 3,944 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $263,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $111,000 | 2,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,157 |
| Total noninterest expense | $2,000,000 | 2,364 |
| Salaries and employee benefits | $837,000 | 2,937 |
| Premises and equipment expense | $277,000 | 2,107 |
| Additional noninterest expense | $886,000 | 1,792 |
| Pre-tax net operating income | $-590,000 | 6,881 |
| Securities gains (losses) | $141,000 | 576 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-449,000 | 6,862 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-449,000 | 6,863 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-449,000 | 6,863 |
| Net charge-offs | $1,748,000 | 287 |
| Cash dividends | $4,468,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-590,000 | 6,878 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 3,392 |
| Total interest expense | $1,050,000 | 3,501 |
| Net interest income | $6,107,000 | 3,328 |
| Provision for loan and lease losses | $440,000 | 2,897 |
| Total noninterest income | $1,030,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $497,000 | 2,501 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $533,000 | 3,262 |
| Total noninterest expense | $6,240,000 | 2,952 |
| Salaries and employee benefits | $3,136,000 | 3,033 |
| Premises and equipment expense | $928,000 | 2,407 |
| Additional noninterest expense | $2,176,000 | 2,896 |
| Pre-tax net operating income | $457,000 | 5,007 |
| Securities gains (losses) | $237,000 | 1,557 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $694,000 | 4,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $694,000 | 4,491 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $694,000 | 4,493 |
| Net charge-offs | $941,000 | 1,885 |
| Cash dividends | $128,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $457,000 | 4,843 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 3,582 |
| Total interest expense | $808,000 | 3,567 |
| Net interest income | $4,277,000 | 3,552 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $853,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $375,000 | 2,513 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $478,000 | 3,015 |
| Total noninterest expense | $4,854,000 | 2,862 |
| Salaries and employee benefits | $2,391,000 | 3,018 |
| Premises and equipment expense | $709,000 | 2,407 |
| Additional noninterest expense | $1,754,000 | 2,734 |
| Pre-tax net operating income | $51,000 | 6,144 |
| Securities gains (losses) | $237,000 | 1,304 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $288,000 | 5,366 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $288,000 | 5,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $288,000 | 5,365 |
| Net charge-offs | $951,000 | 1,518 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $51,000 | 6,136 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 3,613 |
| Total interest expense | $560,000 | 3,561 |
| Net interest income | $2,834,000 | 3,582 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $570,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $253,000 | 2,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 2,993 |
| Total noninterest expense | $3,152,000 | 2,937 |
| Salaries and employee benefits | $1,632,000 | 2,975 |
| Premises and equipment expense | $475,000 | 2,403 |
| Additional noninterest expense | $1,045,000 | 3,008 |
| Pre-tax net operating income | $102,000 | 5,857 |
| Securities gains (losses) | $144,000 | 1,339 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $246,000 | 5,080 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $246,000 | 5,082 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $246,000 | 5,082 |
| Net charge-offs | $884,000 | 1,247 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $102,000 | 5,778 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 3,654 |
| Total interest expense | $292,000 | 3,571 |
| Net interest income | $1,405,000 | 3,624 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $297,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $124,000 | 2,487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 2,863 |
| Total noninterest expense | $1,539,000 | 2,987 |
| Salaries and employee benefits | $870,000 | 2,825 |
| Premises and equipment expense | $244,000 | 2,336 |
| Additional noninterest expense | $425,000 | 3,496 |
| Pre-tax net operating income | $88,000 | 5,537 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $88,000 | 5,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,520 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,520 |
| Net charge-offs | $851,000 | 754 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $88,000 | 5,360 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 3,554 |
| Total interest expense | $1,457,000 | 3,515 |
| Net interest income | $5,902,000 | 3,505 |
| Provision for loan and lease losses | $981,000 | 2,442 |
| Total noninterest income | $972,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $583,000 | 2,284 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $389,000 | 3,480 |
| Total noninterest expense | $6,293,000 | 2,937 |
| Salaries and employee benefits | $2,976,000 | 3,140 |
| Premises and equipment expense | $1,036,000 | 2,345 |
| Additional noninterest expense | $2,281,000 | 2,787 |
| Pre-tax net operating income | $-400,000 | 6,358 |
| Securities gains (losses) | $301,000 | 1,140 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-99,000 | 6,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-99,000 | 6,279 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-99,000 | 6,280 |
| Net charge-offs | $718,000 | 2,752 |
| Cash dividends | $328,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-400,000 | 6,393 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 3,577 |
| Total interest expense | $1,144,000 | 3,531 |
| Net interest income | $4,406,000 | 3,536 |
| Provision for loan and lease losses | $29,000 | 5,848 |
| Total noninterest income | $698,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $438,000 | 2,299 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $260,000 | 3,681 |
| Total noninterest expense | $4,681,000 | 2,959 |
| Salaries and employee benefits | $2,189,000 | 3,190 |
| Premises and equipment expense | $776,000 | 2,364 |
| Additional noninterest expense | $1,716,000 | 2,791 |
| Pre-tax net operating income | $394,000 | 4,788 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $400,000 | 4,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 4,660 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $400,000 | 4,660 |
| Net charge-offs | $702,000 | 2,284 |
| Cash dividends | $328,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $394,000 | 4,559 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 3,613 |
| Total interest expense | $805,000 | 3,496 |
| Net interest income | $2,886,000 | 3,592 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $347,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $293,000 | 2,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,373 |
| Total noninterest expense | $3,060,000 | 3,046 |
| Salaries and employee benefits | $1,460,000 | 3,210 |
| Premises and equipment expense | $507,000 | 2,415 |
| Additional noninterest expense | $1,093,000 | 2,961 |
| Pre-tax net operating income | $173,000 | 5,274 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $179,000 | 5,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 5,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $179,000 | 5,166 |
| Net charge-offs | $448,000 | 2,257 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $173,000 | 5,118 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 3,677 |
| Total interest expense | $428,000 | 3,447 |
| Net interest income | $1,382,000 | 3,681 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $239,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,676 |
| Total noninterest expense | $1,543,000 | 3,032 |
| Salaries and employee benefits | $727,000 | 3,226 |
| Premises and equipment expense | $255,000 | 2,450 |
| Additional noninterest expense | $561,000 | 2,887 |
| Pre-tax net operating income | $78,000 | 5,399 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $84,000 | 5,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $84,000 | 5,232 |
| Net charge-offs | $363,000 | 1,599 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $78,000 | 5,254 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 3,447 |
| Total interest expense | $1,971,000 | 3,612 |
| Net interest income | $6,325,000 | 3,346 |
| Provision for loan and lease losses | $1,255,000 | 2,709 |
| Total noninterest income | $1,133,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $662,000 | 2,131 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $471,000 | 3,275 |
| Total noninterest expense | $6,105,000 | 3,062 |
| Salaries and employee benefits | $2,879,000 | 3,224 |
| Premises and equipment expense | $1,063,000 | 2,347 |
| Additional noninterest expense | $2,163,000 | 3,038 |
| Pre-tax net operating income | $98,000 | 5,481 |
| Securities gains (losses) | $52,000 | 2,628 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $150,000 | 5,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $150,000 | 5,453 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $150,000 | 5,455 |
| Net charge-offs | $913,000 | 2,816 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $98,000 | 5,493 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 3,486 |
| Total interest expense | $1,520,000 | 3,667 |
| Net interest income | $4,789,000 | 3,358 |
| Provision for loan and lease losses | $802,000 | 2,844 |
| Total noninterest income | $812,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $502,000 | 2,165 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $310,000 | 3,505 |
| Total noninterest expense | $4,583,000 | 3,074 |
| Salaries and employee benefits | $2,148,000 | 3,251 |
| Premises and equipment expense | $774,000 | 2,453 |
| Additional noninterest expense | $1,661,000 | 2,928 |
| Pre-tax net operating income | $216,000 | 5,195 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $216,000 | 5,231 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $216,000 | 5,233 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $216,000 | 5,234 |
| Net charge-offs | $165,000 | 4,412 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $216,000 | 5,065 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 3,532 |
| Total interest expense | $1,058,000 | 3,656 |
| Net interest income | $3,127,000 | 3,423 |
| Provision for loan and lease losses | $725,000 | 2,325 |
| Total noninterest income | $589,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $345,000 | 2,118 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $244,000 | 3,164 |
| Total noninterest expense | $3,074,000 | 3,049 |
| Salaries and employee benefits | $1,412,000 | 3,316 |
| Premises and equipment expense | $516,000 | 2,466 |
| Additional noninterest expense | $1,146,000 | 2,825 |
| Pre-tax net operating income | $-83,000 | 6,247 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-83,000 | 6,380 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-83,000 | 6,382 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-83,000 | 6,380 |
| Net charge-offs | $134,000 | 3,944 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-83,000 | 6,304 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 3,609 |
| Total interest expense | $557,000 | 3,635 |
| Net interest income | $1,518,000 | 3,522 |
| Provision for loan and lease losses | $648,000 | 1,550 |
| Total noninterest income | $278,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $172,000 | 2,115 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $106,000 | 3,400 |
| Total noninterest expense | $1,485,000 | 3,175 |
| Salaries and employee benefits | $698,000 | 3,403 |
| Premises and equipment expense | $260,000 | 2,511 |
| Additional noninterest expense | $527,000 | 3,027 |
| Pre-tax net operating income | $-337,000 | 7,011 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-337,000 | 7,116 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-337,000 | 7,118 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-337,000 | 7,116 |
| Net charge-offs | $105,000 | 3,047 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-337,000 | 7,078 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,044,000 | 3,499 |
| Total interest expense | $3,116,000 | 3,322 |
| Net interest income | $5,928,000 | 3,506 |
| Provision for loan and lease losses | $2,605,000 | 2,130 |
| Total noninterest income | $752,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $690,000 | 2,285 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $62,000 | 6,155 |
| Total noninterest expense | $6,618,000 | 2,936 |
| Salaries and employee benefits | $2,910,000 | 3,272 |
| Premises and equipment expense | $1,105,000 | 2,369 |
| Additional noninterest expense | $2,603,000 | 2,651 |
| Pre-tax net operating income | $-2,543,000 | 6,787 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,543,000 | 6,903 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,543,000 | 6,902 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,543,000 | 6,903 |
| Net charge-offs | $3,085,000 | 1,577 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,543,000 | 6,907 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 3,511 |
| Total interest expense | $2,406,000 | 3,380 |
| Net interest income | $4,455,000 | 3,493 |
| Provision for loan and lease losses | $1,927,000 | 1,956 |
| Total noninterest income | $456,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $507,000 | 2,327 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-51,000 | 7,757 |
| Total noninterest expense | $5,034,000 | 2,896 |
| Salaries and employee benefits | $2,159,000 | 3,336 |
| Premises and equipment expense | $835,000 | 2,384 |
| Additional noninterest expense | $2,040,000 | 2,531 |
| Pre-tax net operating income | $-2,050,000 | 7,058 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,050,000 | 7,191 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,050,000 | 7,191 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,050,000 | 7,190 |
| Net charge-offs | $2,253,000 | 1,406 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,050,000 | 7,182 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 3,529 |
| Total interest expense | $1,624,000 | 3,469 |
| Net interest income | $2,977,000 | 3,478 |
| Provision for loan and lease losses | $1,927,000 | 1,430 |
| Total noninterest income | $132,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $326,000 | 2,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-194,000 | 8,018 |
| Total noninterest expense | $3,471,000 | 2,848 |
| Salaries and employee benefits | $1,468,000 | 3,295 |
| Premises and equipment expense | $575,000 | 2,341 |
| Additional noninterest expense | $1,428,000 | 2,444 |
| Pre-tax net operating income | $-2,289,000 | 7,453 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,289,000 | 7,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,289,000 | 7,532 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,289,000 | 7,532 |
| Net charge-offs | $1,908,000 | 1,151 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,289,000 | 7,541 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 3,553 |
| Total interest expense | $820,000 | 3,551 |
| Net interest income | $1,494,000 | 3,459 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $302,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $167,000 | 2,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $1,678,000 | 2,848 |
| Salaries and employee benefits | $741,000 | 3,310 |
| Premises and equipment expense | $292,000 | 2,352 |
| Additional noninterest expense | $645,000 | 2,407 |
| Pre-tax net operating income | $118,000 | 4,834 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $118,000 | 4,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 4,713 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $118,000 | 4,712 |
| Net charge-offs | $65,000 | 3,293 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,000 | 4,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,898,000 | 3,314 |
| Total interest expense | $3,579,000 | 3,790 |
| Net interest income | $7,319,000 | 2,928 |
| Provision for loan and lease losses | $950,000 | 2,782 |
| Total noninterest income | $1,242,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $699,000 | 2,352 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $543,000 | 3,045 |
| Total noninterest expense | $6,947,000 | 2,706 |
| Salaries and employee benefits | $3,313,000 | 2,975 |
| Premises and equipment expense | $1,167,000 | 2,302 |
| Additional noninterest expense | $2,467,000 | 2,372 |
| Pre-tax net operating income | $664,000 | 4,482 |
| Securities gains (losses) | $-18,000 | 7,071 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $646,000 | 4,056 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $646,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 3,427 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $664,000 | 4,169 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 3,291 |
| Total interest expense | $2,728,000 | 3,857 |
| Net interest income | $5,642,000 | 2,886 |
| Provision for loan and lease losses | $-12,000 | 8,274 |
| Total noninterest income | $958,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $520,000 | 2,378 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $438,000 | 3,033 |
| Total noninterest expense | $5,327,000 | 2,640 |
| Salaries and employee benefits | $2,494,000 | 2,990 |
| Premises and equipment expense | $872,000 | 2,317 |
| Additional noninterest expense | $1,961,000 | 2,201 |
| Pre-tax net operating income | $1,285,000 | 3,183 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,288,000 | 2,619 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,288,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,009 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,285,000 | 2,758 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 3,339 |
| Total interest expense | $1,832,000 | 3,959 |
| Net interest income | $3,773,000 | 2,859 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $642,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $337,000 | 2,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $305,000 | 2,989 |
| Total noninterest expense | $3,542,000 | 2,649 |
| Salaries and employee benefits | $1,676,000 | 2,994 |
| Premises and equipment expense | $549,000 | 2,424 |
| Additional noninterest expense | $1,317,000 | 2,152 |
| Pre-tax net operating income | $873,000 | 3,245 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $876,000 | 2,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,966 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $873,000 | 2,812 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 3,319 |
| Total interest expense | $963,000 | 3,997 |
| Net interest income | $1,936,000 | 2,782 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $328,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $161,000 | 2,467 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $167,000 | 2,856 |
| Total noninterest expense | $1,784,000 | 2,641 |
| Salaries and employee benefits | $845,000 | 3,013 |
| Premises and equipment expense | $285,000 | 2,367 |
| Additional noninterest expense | $654,000 | 2,141 |
| Pre-tax net operating income | $480,000 | 3,150 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $480,000 | 2,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $480,000 | 2,704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,077,000 | 3,051 |
| Total interest expense | $4,598,000 | 3,671 |
| Net interest income | $8,479,000 | 2,582 |
| Provision for loan and lease losses | $-40,000 | 8,295 |
| Total noninterest income | $2,324,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $587,000 | 2,717 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,737,000 | 1,507 |
| Total noninterest expense | $8,417,000 | 2,183 |
| Salaries and employee benefits | $3,873,000 | 2,559 |
| Premises and equipment expense | $1,090,000 | 2,383 |
| Additional noninterest expense | $3,454,000 | 1,602 |
| Pre-tax net operating income | $2,426,000 | 2,894 |
| Securities gains (losses) | $23,000 | 1,062 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,449,000 | 2,420 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,449,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,974 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,426,000 | 2,436 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,754,000 | 3,052 |
| Total interest expense | $3,483,000 | 3,654 |
| Net interest income | $6,271,000 | 2,631 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $2,045,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 2,778 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,620,000 | 1,312 |
| Total noninterest expense | $6,555,000 | 2,083 |
| Salaries and employee benefits | $2,584,000 | 2,827 |
| Premises and equipment expense | $807,000 | 2,398 |
| Additional noninterest expense | $3,164,000 | 1,298 |
| Pre-tax net operating income | $1,711,000 | 3,196 |
| Securities gains (losses) | $23,000 | 791 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,734,000 | 2,673 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,734,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,110 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,711,000 | 2,680 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 3,124 |
| Total interest expense | $2,258,000 | 3,722 |
| Net interest income | $4,112,000 | 2,687 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,756,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $276,000 | 2,830 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,480,000 | 1,057 |
| Total noninterest expense | $4,609,000 | 2,007 |
| Salaries and employee benefits | $1,726,000 | 2,869 |
| Premises and equipment expense | $532,000 | 2,426 |
| Additional noninterest expense | $2,351,000 | 1,188 |
| Pre-tax net operating income | $1,109,000 | 3,292 |
| Securities gains (losses) | $21,000 | 698 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,130,000 | 2,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,130,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,261 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,109,000 | 2,794 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 3,183 |
| Total interest expense | $1,137,000 | 3,676 |
| Net interest income | $1,973,000 | 2,794 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $307,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $170,000 | 2,796 |
| Total noninterest expense | $1,762,000 | 2,590 |
| Salaries and employee benefits | $856,000 | 2,899 |
| Premises and equipment expense | $257,000 | 2,518 |
| Additional noninterest expense | $649,000 | 2,021 |
| Pre-tax net operating income | $518,000 | 3,443 |
| Securities gains (losses) | $19,000 | 575 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $537,000 | 2,862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $537,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,300 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $518,000 | 2,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,287,000 | 3,019 |
| Total interest expense | $4,110,000 | 3,527 |
| Net interest income | $8,177,000 | 2,700 |
| Provision for loan and lease losses | $1,436,000 | 740 |
| Total noninterest income | $3,296,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $612,000 | 2,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,684,000 | 1,078 |
| Total noninterest expense | $7,607,000 | 2,327 |
| Salaries and employee benefits | $3,688,000 | 2,624 |
| Premises and equipment expense | $1,081,000 | 2,294 |
| Additional noninterest expense | $2,838,000 | 1,853 |
| Pre-tax net operating income | $2,430,000 | 3,188 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,190,000 | 1,963 |
| Income before extraordinary items | $1,240,000 | 4,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,240,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 467 |
| Cash dividends | $2,500,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,240,000 | 4,184 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,323,000 | 2,977 |
| Total interest expense | $3,154,000 | 3,363 |
| Net interest income | $6,169,000 | 2,720 |
| Provision for loan and lease losses | $440,000 | 1,570 |
| Total noninterest income | $2,979,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $478,000 | 2,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,501,000 | 943 |
| Total noninterest expense | $6,651,000 | 1,983 |
| Salaries and employee benefits | $2,266,000 | 3,098 |
| Premises and equipment expense | $796,000 | 2,339 |
| Additional noninterest expense | $3,589,000 | 1,123 |
| Pre-tax net operating income | $2,057,000 | 3,042 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $709,000 | 2,374 |
| Income before extraordinary items | $1,348,000 | 3,437 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,348,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,075,000 | 434 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,348,000 | 3,426 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 2,931 |
| Total interest expense | $2,177,000 | 3,168 |
| Net interest income | $4,053,000 | 2,755 |
| Provision for loan and lease losses | $385,000 | 1,199 |
| Total noninterest income | $2,658,000 | 1,052 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $335,000 | 2,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,323,000 | 716 |
| Total noninterest expense | $4,881,000 | 1,825 |
| Salaries and employee benefits | $1,460,000 | 3,206 |
| Premises and equipment expense | $498,000 | 2,475 |
| Additional noninterest expense | $2,923,000 | 915 |
| Pre-tax net operating income | $1,445,000 | 2,953 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $491,000 | 2,341 |
| Income before extraordinary items | $954,000 | 3,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $954,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 482 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $954,000 | 3,311 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 2,911 |
| Total interest expense | $1,068,000 | 3,088 |
| Net interest income | $1,998,000 | 2,785 |
| Provision for loan and lease losses | $305,000 | 757 |
| Total noninterest income | $2,297,000 | 659 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 2,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,136,000 | 475 |
| Total noninterest expense | $3,153,000 | 1,436 |
| Salaries and employee benefits | $716,000 | 3,271 |
| Premises and equipment expense | $245,000 | 2,511 |
| Additional noninterest expense | $2,192,000 | 637 |
| Pre-tax net operating income | $837,000 | 2,617 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $285,000 | 2,084 |
| Income before extraordinary items | $552,000 | 2,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $552,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,181 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $552,000 | 2,908 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,595,000 | 3,001 |
| Total interest expense | $3,194,000 | 3,159 |
| Net interest income | $7,401,000 | 2,896 |
| Provision for loan and lease losses | $366,000 | 2,423 |
| Total noninterest income | $1,229,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $636,000 | 2,541 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $593,000 | 3,077 |
| Total noninterest expense | $6,416,000 | 2,587 |
| Salaries and employee benefits | $3,426,000 | 2,653 |
| Premises and equipment expense | $899,000 | 2,601 |
| Additional noninterest expense | $2,091,000 | 2,384 |
| Pre-tax net operating income | $1,848,000 | 3,875 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $635,000 | 2,985 |
| Income before extraordinary items | $1,213,000 | 4,316 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,213,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 776 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,213,000 | 4,286 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 3,071 |
| Total interest expense | $2,209,000 | 3,234 |
| Net interest income | $5,394,000 | 2,965 |
| Provision for loan and lease losses | $296,000 | 2,228 |
| Total noninterest income | $864,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $466,000 | 2,580 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $398,000 | 3,293 |
| Total noninterest expense | $4,504,000 | 2,723 |
| Salaries and employee benefits | $2,332,000 | 2,844 |
| Premises and equipment expense | $649,000 | 2,674 |
| Additional noninterest expense | $1,523,000 | 2,413 |
| Pre-tax net operating income | $1,458,000 | 3,834 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $496,000 | 2,962 |
| Income before extraordinary items | $962,000 | 4,274 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $962,000 | 4,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,136 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $962,000 | 4,222 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 3,136 |
| Total interest expense | $1,386,000 | 3,253 |
| Net interest income | $3,442,000 | 3,038 |
| Provision for loan and lease losses | $151,000 | 2,592 |
| Total noninterest income | $568,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $304,000 | 2,594 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $264,000 | 3,293 |
| Total noninterest expense | $2,986,000 | 2,706 |
| Salaries and employee benefits | $1,563,000 | 2,819 |
| Premises and equipment expense | $420,000 | 2,718 |
| Additional noninterest expense | $1,003,000 | 2,420 |
| Pre-tax net operating income | $873,000 | 4,066 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $297,000 | 3,126 |
| Income before extraordinary items | $576,000 | 4,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,547 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $576,000 | 4,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 3,183 |
| Total interest expense | $653,000 | 3,283 |
| Net interest income | $1,684,000 | 3,079 |
| Provision for loan and lease losses | $95,000 | 2,131 |
| Total noninterest income | $288,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $153,000 | 2,519 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,174 |
| Total noninterest expense | $1,465,000 | 2,781 |
| Salaries and employee benefits | $767,000 | 2,868 |
| Premises and equipment expense | $222,000 | 2,619 |
| Additional noninterest expense | $476,000 | 2,549 |
| Pre-tax net operating income | $412,000 | 4,186 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $131,000 | 3,336 |
| Income before extraordinary items | $281,000 | 4,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $281,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,775 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $281,000 | 4,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 3,048 |
| Total interest expense | $2,539,000 | 3,020 |
| Net interest income | $6,657,000 | 3,025 |
| Provision for loan and lease losses | $1,975,000 | 555 |
| Total noninterest income | $1,764,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $542,000 | 2,964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,222,000 | 1,884 |
| Total noninterest expense | $7,435,000 | 2,138 |
| Salaries and employee benefits | $3,686,000 | 2,351 |
| Premises and equipment expense | $907,000 | 2,506 |
| Additional noninterest expense | $2,842,000 | 1,721 |
| Pre-tax net operating income | $-989,000 | 8,802 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $-270,000 | 8,849 |
| Income before extraordinary items | $-672,000 | 8,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-672,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,314,000 | 638 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 339 |
| Net operating income | $-705,370 | 8,755 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 3,005 |
| Total interest expense | $1,923,000 | 2,934 |
| Net interest income | $5,002,000 | 2,999 |
| Provision for loan and lease losses | $392,000 | 1,811 |
| Total noninterest income | $1,290,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $378,000 | 3,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $912,000 | 1,897 |
| Total noninterest expense | $5,595,000 | 2,137 |
| Salaries and employee benefits | $2,711,000 | 2,390 |
| Premises and equipment expense | $669,000 | 2,532 |
| Additional noninterest expense | $2,215,000 | 1,628 |
| Pre-tax net operating income | $305,000 | 7,178 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $120,000 | 5,137 |
| Income before extraordinary items | $232,000 | 7,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $232,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 930 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 306 |
| Net operating income | $200,980 | 7,417 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 2,948 |
| Total interest expense | $1,323,000 | 2,848 |
| Net interest income | $3,381,000 | 2,954 |
| Provision for loan and lease losses | $177,000 | 2,455 |
| Total noninterest income | $972,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $258,000 | 3,067 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $714,000 | 1,691 |
| Total noninterest expense | $3,997,000 | 1,994 |
| Salaries and employee benefits | $1,867,000 | 2,316 |
| Premises and equipment expense | $447,000 | 2,521 |
| Additional noninterest expense | $1,683,000 | 1,436 |
| Pre-tax net operating income | $179,000 | 7,349 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $77,000 | 5,156 |
| Income before extraordinary items | $149,000 | 7,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 952 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $117,980 | 7,547 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 2,883 |
| Total interest expense | $662,000 | 2,886 |
| Net interest income | $1,757,000 | 2,838 |
| Provision for loan and lease losses | $151,000 | 1,407 |
| Total noninterest income | $605,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $476,000 | 1,338 |
| Total noninterest expense | $2,315,000 | 1,754 |
| Salaries and employee benefits | $980,000 | 2,237 |
| Premises and equipment expense | $221,000 | 2,553 |
| Additional noninterest expense | $1,114,000 | 1,102 |
| Pre-tax net operating income | $-104,000 | 8,801 |
| Securities gains (losses) | $46,000 | 1,247 |
| Applicable income taxes | $35,000 | 5,238 |
| Income before extraordinary items | $-93,000 | 8,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-93,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-139,000 | 8,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 3,221 |
| Total interest expense | $2,395,000 | 3,451 |
| Net interest income | $6,215,000 | 3,089 |
| Provision for loan and lease losses | $620,000 | 1,792 |
| Total noninterest income | $2,157,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $435,000 | 3,461 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,722,000 | 1,630 |
| Total noninterest expense | $7,198,000 | 2,189 |
| Salaries and employee benefits | $3,885,000 | 2,189 |
| Premises and equipment expense | $795,000 | 2,775 |
| Additional noninterest expense | $2,518,000 | 1,911 |
| Pre-tax net operating income | $554,000 | 6,501 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $160,000 | 5,198 |
| Income before extraordinary items | $394,000 | 6,841 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $394,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,112 |
| Cash dividends | $1,215,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 210 |
| Net operating income | $394,000 | 6,682 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 3,308 |
| Total interest expense | $1,799,000 | 3,558 |
| Net interest income | $4,560,000 | 3,155 |
| Provision for loan and lease losses | $289,000 | 2,592 |
| Total noninterest income | $1,405,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $292,000 | 3,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,113,000 | 1,902 |
| Total noninterest expense | $4,858,000 | 2,431 |
| Salaries and employee benefits | $2,757,000 | 2,306 |
| Premises and equipment expense | $582,000 | 2,852 |
| Additional noninterest expense | $1,519,000 | 2,368 |
| Pre-tax net operating income | $818,000 | 5,066 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $279,000 | 4,052 |
| Income before extraordinary items | $539,000 | 5,656 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $539,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,940 |
| Cash dividends | $1,215,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 139 |
| Net operating income | $539,000 | 5,478 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 3,437 |
| Total interest expense | $1,182,000 | 3,711 |
| Net interest income | $2,926,000 | 3,266 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $807,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $634,000 | 2,115 |
| Total noninterest expense | $3,154,000 | 2,481 |
| Salaries and employee benefits | $1,825,000 | 2,317 |
| Premises and equipment expense | $377,000 | 2,911 |
| Additional noninterest expense | $952,000 | 2,479 |
| Pre-tax net operating income | $429,000 | 5,694 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $155,000 | 4,438 |
| Income before extraordinary items | $274,000 | 6,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,336 |
| Cash dividends | $1,215,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 92 |
| Net operating income | $274,000 | 6,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,566 |
| Total interest expense | $572,000 | 3,910 |
| Net interest income | $1,402,000 | 3,363 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $369,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $287,000 | 2,171 |
| Total noninterest expense | $1,505,000 | 2,577 |
| Salaries and employee benefits | $892,000 | 2,359 |
| Premises and equipment expense | $180,000 | 3,019 |
| Additional noninterest expense | $433,000 | 2,662 |
| Pre-tax net operating income | $193,000 | 5,923 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,227 |
| Cash dividends | $140,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 45 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 3,901 |
| Total interest expense | $2,328,000 | 4,327 |
| Net interest income | $5,001,000 | 3,673 |
| Provision for loan and lease losses | $375,000 | 2,962 |
| Total noninterest income | $2,439,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $252,000 | 4,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,187,000 | 1,237 |
| Total noninterest expense | $5,954,000 | 2,480 |
| Salaries and employee benefits | $3,299,000 | 2,417 |
| Premises and equipment expense | $764,000 | 2,778 |
| Additional noninterest expense | $1,891,000 | 2,440 |
| Pre-tax net operating income | $1,111,000 | 4,919 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $391,000 | 3,931 |
| Income before extraordinary items | $720,000 | 5,484 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $720,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $273,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $720,000 | 5,347 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 4,876 |
| Total interest expense | $2,799,000 | 4,995 |
| Net interest income | $3,345,000 | 4,701 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $1,602,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $175,000 | 5,452 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,427,000 | 1,594 |
| Total noninterest expense | $4,499,000 | 3,095 |
| Salaries and employee benefits | $2,383,000 | 3,077 |
| Premises and equipment expense | $565,000 | 3,538 |
| Additional noninterest expense | $1,551,000 | 2,794 |
| Pre-tax net operating income | $253,000 | 7,620 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $74,000 | 6,348 |
| Income before extraordinary items | $179,000 | 7,870 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $179,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,627 |
| Cash dividends | $264,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 451 |
| Net operating income | $179,000 | 7,755 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 5,389 |
| Total interest expense | $2,503,000 | 5,556 |
| Net interest income | $2,992,000 | 5,172 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $342,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $139,000 | 5,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $2,450,000 | 4,933 |
| Salaries and employee benefits | $1,188,000 | 5,268 |
| Premises and equipment expense | $351,000 | 4,919 |
| Additional noninterest expense | $911,000 | 4,293 |
| Pre-tax net operating income | $484,000 | 7,071 |
| Securities gains (losses) | $206,000 | 409 |
| Applicable income taxes | $274,000 | 4,774 |
| Income before extraordinary items | $416,000 | 6,752 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $416,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,129 |
| Cash dividends | $214,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $284,160 | 7,577 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 4,672 |
| Total interest expense | $3,357,000 | 4,189 |
| Net interest income | $3,144,000 | 4,991 |
| Provision for loan and lease losses | $405,000 | 2,081 |
| Total noninterest income | $1,227,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $178,000 | 5,419 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,049,000 | 1,802 |
| Total noninterest expense | $3,140,000 | 4,063 |
| Salaries and employee benefits | $1,299,000 | 4,875 |
| Premises and equipment expense | $373,000 | 4,751 |
| Additional noninterest expense | $1,468,000 | 2,914 |
| Pre-tax net operating income | $826,000 | 5,838 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $499,000 | 6,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $499,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,487 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $499,000 | 6,431 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 3,692 |
| Total interest expense | $5,006,000 | 2,994 |
| Net interest income | $3,542,000 | 4,555 |
| Provision for loan and lease losses | $939,000 | 1,026 |
| Total noninterest income | $813,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,158 |
| Total noninterest expense | $5,905,000 | 2,216 |
| Salaries and employee benefits | $1,314,000 | 4,720 |
| Premises and equipment expense | $432,000 | 4,156 |
| Additional noninterest expense | $4,159,000 | 1,092 |
| Pre-tax net operating income | $-2,489,000 | 10,425 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-757,000 | 10,412 |
| Income before extraordinary items | $-1,732,000 | 10,411 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,732,000 | 10,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,398 |
| Cash dividends | $275,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,732,000 | 10,395 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,787,000 | 4,063 |
| Total interest expense | $4,339,000 | 3,397 |
| Net interest income | $3,448,000 | 4,785 |
| Provision for loan and lease losses | $450,000 | 1,925 |
| Total noninterest income | $563,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,239 |
| Total noninterest expense | $2,666,000 | 4,528 |
| Salaries and employee benefits | $1,390,000 | 4,531 |
| Premises and equipment expense | $429,000 | 4,199 |
| Additional noninterest expense | $847,000 | 4,530 |
| Pre-tax net operating income | $895,000 | 6,170 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $330,000 | 5,468 |
| Income before extraordinary items | $565,000 | 6,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $565,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,364 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $565,000 | 6,511 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 4,952 |
| Total interest expense | $3,447,000 | 4,244 |
| Net interest income | $2,925,000 | 5,543 |
| Provision for loan and lease losses | $340,000 | 2,362 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,429 |
| Total noninterest expense | $2,806,000 | 4,548 |
| Salaries and employee benefits | $950,000 | 6,221 |
| Premises and equipment expense | $444,000 | 4,162 |
| Additional noninterest expense | $1,412,000 | 3,286 |
| Pre-tax net operating income | $276,000 | 9,283 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $101,000 | 8,731 |
| Income before extraordinary items | $175,000 | 9,540 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $175,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,581 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $175,000 | 9,485 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 5,591 |
| Total interest expense | $2,845,000 | 5,004 |
| Net interest income | $2,654,000 | 6,036 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $545,000 | 4,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,116 |
| Total noninterest expense | $2,404,000 | 5,168 |
| Salaries and employee benefits | $930,000 | 6,401 |
| Premises and equipment expense | $392,000 | 4,624 |
| Additional noninterest expense | $1,082,000 | 4,079 |
| Pre-tax net operating income | $740,000 | 7,113 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $475,000 | 7,442 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $475,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $475,000 | 7,406 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 6,899 |
| Total interest expense | $1,742,000 | 6,224 |
| Net interest income | $2,096,000 | 7,338 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $655,000 | 4,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,718 |
| Total noninterest expense | $2,418,000 | 5,306 |
| Salaries and employee benefits | $1,085,000 | 5,704 |
| Premises and equipment expense | $344,000 | 5,135 |
| Additional noninterest expense | $989,000 | 4,746 |
| Pre-tax net operating income | $253,000 | 10,463 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $170,000 | 10,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $170,000 | 10,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $170,000 | 10,648 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,924,000 | 6,952 |
| Total interest expense | $1,781,000 | 6,382 |
| Net interest income | $2,143,000 | 7,320 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $1,301,000 | 2,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,203,000 | 1,807 |
| Total noninterest expense | $2,569,000 | 5,151 |
| Salaries and employee benefits | $1,171,000 | 5,341 |
| Premises and equipment expense | $310,000 | 5,690 |
| Additional noninterest expense | $1,088,000 | 4,580 |
| Pre-tax net operating income | $710,000 | 7,310 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $485,000 | 7,674 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $485,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $485,000 | 7,422 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 8,018 |
| Total interest expense | $1,998,000 | 7,112 |
| Net interest income | $1,620,000 | 8,899 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $562,000 | 5,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $562,000 | 2,961 |
| Total noninterest expense | $2,096,000 | 6,147 |
| Salaries and employee benefits | $1,058,000 | 5,750 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $821,000 | 5,945 |
| Pre-tax net operating income | $-99,000 | 12,941 |
| Securities gains (losses) | $729,000 | 823 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $615,000 | 6,471 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $615,000 | 6,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-99,420 | 12,916 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.