Home > Fidelity Bank > Income and Expense
Fidelity Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,911,000 | 2,433 |
| Total interest expense | $4,839,000 | 3,116 |
| Net interest income | $11,072,000 | 2,093 |
| Provision for loan and lease losses | $400,000 | 2,257 |
| Total noninterest income | $1,128,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $685,000 | 2,422 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $443,000 | 3,560 |
| Total noninterest expense | $7,540,000 | 2,349 |
| Salaries and employee benefits | $4,578,000 | 2,136 |
| Premises and equipment expense | $1,293,000 | 1,948 |
| Additional noninterest expense | $1,669,000 | 3,013 |
| Pre-tax net operating income | $4,260,000 | 2,152 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,260,000 | 1,692 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,260,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,183 |
| Cash dividends | $3,475,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,260,000 | 1,681 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,960,000 | 2,417 |
| Total interest expense | $3,595,000 | 3,048 |
| Net interest income | $8,365,000 | 2,097 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $952,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $528,000 | 2,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 3,113 |
| Total noninterest expense | $5,451,000 | 2,423 |
| Salaries and employee benefits | $3,265,000 | 2,248 |
| Premises and equipment expense | $953,000 | 1,982 |
| Additional noninterest expense | $1,233,000 | 3,052 |
| Pre-tax net operating income | $3,616,000 | 2,003 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,616,000 | 1,544 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,616,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 908 |
| Cash dividends | $3,475,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,616,000 | 1,525 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 2,421 |
| Total interest expense | $2,225,000 | 3,123 |
| Net interest income | $5,618,000 | 2,082 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $685,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $367,000 | 2,262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 2,902 |
| Total noninterest expense | $3,772,000 | 2,343 |
| Salaries and employee benefits | $2,252,000 | 2,177 |
| Premises and equipment expense | $690,000 | 1,829 |
| Additional noninterest expense | $830,000 | 3,036 |
| Pre-tax net operating income | $2,371,000 | 2,043 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,371,000 | 1,555 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,371,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 658 |
| Cash dividends | $2,350,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,371,000 | 1,538 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 2,445 |
| Total interest expense | $1,013,000 | 3,224 |
| Net interest income | $2,763,000 | 2,100 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $377,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 2,152 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $189,000 | 2,587 |
| Total noninterest expense | $1,801,000 | 2,464 |
| Salaries and employee benefits | $1,114,000 | 2,213 |
| Premises and equipment expense | $317,000 | 1,995 |
| Additional noninterest expense | $370,000 | 3,327 |
| Pre-tax net operating income | $1,269,000 | 1,885 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,269,000 | 1,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,269,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 485 |
| Cash dividends | $1,175,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,269,000 | 1,408 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,872,000 | 2,231 |
| Total interest expense | $3,487,000 | 2,950 |
| Net interest income | $11,385,000 | 1,954 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,807,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $808,000 | 2,089 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $999,000 | 2,220 |
| Total noninterest expense | $7,513,000 | 2,233 |
| Salaries and employee benefits | $4,962,000 | 1,878 |
| Premises and equipment expense | $1,243,000 | 1,935 |
| Additional noninterest expense | $1,308,000 | 3,599 |
| Pre-tax net operating income | $5,559,000 | 1,677 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,559,000 | 1,290 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,559,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,585 |
| Cash dividends | $4,650,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,559,000 | 1,274 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,923,000 | 2,226 |
| Total interest expense | $2,346,000 | 3,078 |
| Net interest income | $8,577,000 | 1,915 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $690,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $627,000 | 2,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $4,901,000 | 2,520 |
| Salaries and employee benefits | $3,174,000 | 2,149 |
| Premises and equipment expense | $858,000 | 2,074 |
| Additional noninterest expense | $869,000 | 3,930 |
| Pre-tax net operating income | $4,276,000 | 1,661 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,276,000 | 1,261 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,276,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,017 |
| Cash dividends | $3,475,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,276,000 | 1,234 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,068,000 | 2,234 |
| Total interest expense | $1,431,000 | 3,167 |
| Net interest income | $5,637,000 | 1,917 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $395,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $409,000 | 2,033 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-14,000 | 8,843 |
| Total noninterest expense | $3,250,000 | 2,500 |
| Salaries and employee benefits | $2,105,000 | 2,144 |
| Premises and equipment expense | $568,000 | 2,080 |
| Additional noninterest expense | $577,000 | 3,922 |
| Pre-tax net operating income | $2,722,000 | 1,701 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,722,000 | 1,292 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,722,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,537 |
| Cash dividends | $2,300,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,722,000 | 1,268 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 2,261 |
| Total interest expense | $655,000 | 3,277 |
| Net interest income | $2,756,000 | 1,954 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $274,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $196,000 | 2,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,243 |
| Total noninterest expense | $1,618,000 | 2,532 |
| Salaries and employee benefits | $1,052,000 | 2,164 |
| Premises and equipment expense | $285,000 | 2,096 |
| Additional noninterest expense | $281,000 | 4,003 |
| Pre-tax net operating income | $1,382,000 | 1,649 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,382,000 | 1,247 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,382,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $1,125,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,382,000 | 1,223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,621,000 | 2,274 |
| Total interest expense | $1,927,000 | 3,761 |
| Net interest income | $10,694,000 | 1,898 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,009,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $785,000 | 2,181 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $6,480,000 | 2,468 |
| Salaries and employee benefits | $4,174,000 | 2,092 |
| Premises and equipment expense | $1,102,000 | 2,084 |
| Additional noninterest expense | $1,204,000 | 3,731 |
| Pre-tax net operating income | $5,103,000 | 1,666 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $5,103,000 | 1,276 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,103,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,523 |
| Cash dividends | $4,500,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,103,000 | 1,240 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 2,309 |
| Total interest expense | $1,374,000 | 3,863 |
| Net interest income | $7,848,000 | 1,915 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $778,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $591,000 | 2,188 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 4,640 |
| Total noninterest expense | $4,859,000 | 2,446 |
| Salaries and employee benefits | $3,140,000 | 2,084 |
| Premises and equipment expense | $823,000 | 2,091 |
| Additional noninterest expense | $896,000 | 3,739 |
| Pre-tax net operating income | $3,677,000 | 1,742 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,677,000 | 1,337 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,677,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,147 |
| Cash dividends | $3,375,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,677,000 | 1,293 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,045,000 | 2,332 |
| Total interest expense | $912,000 | 3,887 |
| Net interest income | $5,133,000 | 1,938 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $524,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $393,000 | 2,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $131,000 | 4,586 |
| Total noninterest expense | $3,203,000 | 2,483 |
| Salaries and employee benefits | $2,098,000 | 2,087 |
| Premises and equipment expense | $546,000 | 2,092 |
| Additional noninterest expense | $559,000 | 3,959 |
| Pre-tax net operating income | $2,394,000 | 1,756 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,394,000 | 1,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,394,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $2,250,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,394,000 | 1,305 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 2,357 |
| Total interest expense | $460,000 | 3,900 |
| Net interest income | $2,539,000 | 1,972 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $262,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 2,132 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $1,576,000 | 2,528 |
| Salaries and employee benefits | $1,047,000 | 2,103 |
| Premises and equipment expense | $270,000 | 2,144 |
| Additional noninterest expense | $259,000 | 4,194 |
| Pre-tax net operating income | $1,195,000 | 1,723 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,195,000 | 1,343 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,195,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $1,125,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,195,000 | 1,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,656,000 | 2,275 |
| Total interest expense | $2,388,000 | 3,468 |
| Net interest income | $10,268,000 | 1,898 |
| Provision for loan and lease losses | $135,000 | 4,750 |
| Total noninterest income | $1,187,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $930,000 | 1,860 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $257,000 | 4,807 |
| Total noninterest expense | $6,278,000 | 2,498 |
| Salaries and employee benefits | $4,111,000 | 2,070 |
| Premises and equipment expense | $987,000 | 2,281 |
| Additional noninterest expense | $1,180,000 | 3,775 |
| Pre-tax net operating income | $5,042,000 | 1,607 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $5,042,000 | 1,273 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,042,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $4,500,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,042,000 | 1,200 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 2,298 |
| Total interest expense | $1,870,000 | 3,459 |
| Net interest income | $7,656,000 | 1,920 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $921,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $723,000 | 1,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 4,819 |
| Total noninterest expense | $4,692,000 | 2,511 |
| Salaries and employee benefits | $3,081,000 | 2,074 |
| Premises and equipment expense | $739,000 | 2,292 |
| Additional noninterest expense | $872,000 | 3,797 |
| Pre-tax net operating income | $3,750,000 | 1,679 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,750,000 | 1,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,750,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $3,375,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,750,000 | 1,244 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 2,295 |
| Total interest expense | $1,304,000 | 3,438 |
| Net interest income | $5,100,000 | 1,921 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $638,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $503,000 | 1,677 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $135,000 | 4,758 |
| Total noninterest expense | $3,110,000 | 2,507 |
| Salaries and employee benefits | $2,035,000 | 2,084 |
| Premises and equipment expense | $488,000 | 2,300 |
| Additional noninterest expense | $587,000 | 3,758 |
| Pre-tax net operating income | $2,538,000 | 1,653 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,538,000 | 1,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,538,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $2,250,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,538,000 | 1,210 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 2,351 |
| Total interest expense | $671,000 | 3,430 |
| Net interest income | $2,464,000 | 1,987 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $313,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $247,000 | 1,651 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $1,544,000 | 2,506 |
| Salaries and employee benefits | $1,010,000 | 2,094 |
| Premises and equipment expense | $240,000 | 2,320 |
| Additional noninterest expense | $294,000 | 3,706 |
| Pre-tax net operating income | $1,188,000 | 1,764 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,188,000 | 1,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,188,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $1,125,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,188,000 | 1,295 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,507,000 | 2,280 |
| Total interest expense | $3,415,000 | 3,179 |
| Net interest income | $10,092,000 | 1,930 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,313,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $996,000 | 1,626 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 4,135 |
| Total noninterest expense | $5,880,000 | 2,509 |
| Salaries and employee benefits | $3,812,000 | 2,092 |
| Premises and equipment expense | $921,000 | 2,353 |
| Additional noninterest expense | $1,147,000 | 3,750 |
| Pre-tax net operating income | $5,345,000 | 1,533 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $5,371,000 | 1,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,371,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,345,000 | 1,129 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,874,000 | 2,305 |
| Total interest expense | $4,889,000 | 3,211 |
| Net interest income | $9,985,000 | 1,784 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $1,269,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $915,000 | 1,648 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $5,648,000 | 2,504 |
| Salaries and employee benefits | $3,644,000 | 2,068 |
| Premises and equipment expense | $893,000 | 2,387 |
| Additional noninterest expense | $1,111,000 | 3,735 |
| Pre-tax net operating income | $5,326,000 | 1,366 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $5,326,000 | 1,030 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,326,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $5,275,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,326,000 | 990 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,287,000 | 2,294 |
| Total interest expense | $5,480,000 | 3,047 |
| Net interest income | $9,807,000 | 1,786 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $1,296,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $907,000 | 1,511 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $389,000 | 3,416 |
| Total noninterest expense | $5,400,000 | 2,528 |
| Salaries and employee benefits | $3,454,000 | 2,063 |
| Premises and equipment expense | $874,000 | 2,368 |
| Additional noninterest expense | $1,072,000 | 3,776 |
| Pre-tax net operating income | $5,323,000 | 1,394 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $5,323,000 | 1,006 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,323,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $6,250,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,323,000 | 1,004 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,884,000 | 2,351 |
| Total interest expense | $4,583,000 | 3,166 |
| Net interest income | $9,301,000 | 1,886 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,330,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $908,000 | 1,427 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $422,000 | 3,294 |
| Total noninterest expense | $5,243,000 | 2,581 |
| Salaries and employee benefits | $3,182,000 | 2,208 |
| Premises and equipment expense | $878,000 | 2,314 |
| Additional noninterest expense | $1,183,000 | 3,473 |
| Pre-tax net operating income | $5,208,000 | 1,454 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $5,206,000 | 1,057 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,206,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,133 |
| Cash dividends | $4,450,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,208,000 | 1,039 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,507,000 | 2,247 |
| Total interest expense | $5,102,000 | 2,943 |
| Net interest income | $9,405,000 | 1,818 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,776,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $890,000 | 1,410 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $886,000 | 2,027 |
| Total noninterest expense | $5,819,000 | 2,251 |
| Salaries and employee benefits | $3,236,000 | 2,093 |
| Premises and equipment expense | $862,000 | 2,264 |
| Additional noninterest expense | $1,721,000 | 2,416 |
| Pre-tax net operating income | $5,242,000 | 1,416 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-24,000 | 10,069 |
| Income before extraordinary items | $5,266,000 | 1,020 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,266,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $4,799,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,266,000 | 986 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,611,000 | 2,396 |
| Total interest expense | $4,668,000 | 3,185 |
| Net interest income | $8,943,000 | 1,944 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $1,942,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $928,000 | 1,389 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,014,000 | 1,716 |
| Total noninterest expense | $5,628,000 | 2,288 |
| Salaries and employee benefits | $2,858,000 | 2,310 |
| Premises and equipment expense | $952,000 | 2,072 |
| Additional noninterest expense | $1,818,000 | 2,293 |
| Pre-tax net operating income | $5,122,000 | 1,511 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $771,000 | 3,008 |
| Income before extraordinary items | $4,352,000 | 1,255 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,352,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $3,525,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,351,150 | 1,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,140,000 | 2,542 |
| Total interest expense | $4,865,000 | 3,077 |
| Net interest income | $8,275,000 | 2,176 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $2,168,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $816,000 | 1,635 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,352,000 | 1,480 |
| Total noninterest expense | $6,412,000 | 2,143 |
| Salaries and employee benefits | $3,487,000 | 1,890 |
| Premises and equipment expense | $955,000 | 2,100 |
| Additional noninterest expense | $1,970,000 | 2,496 |
| Pre-tax net operating income | $3,971,000 | 1,813 |
| Securities gains (losses) | $-192,000 | 11,301 |
| Applicable income taxes | $829,000 | 2,761 |
| Income before extraordinary items | $2,950,000 | 1,684 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,950,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,776 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,099,760 | 1,574 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,349,000 | 2,708 |
| Total interest expense | $4,411,000 | 3,369 |
| Net interest income | $7,938,000 | 2,266 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,882,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $774,000 | 1,762 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,108,000 | 1,682 |
| Total noninterest expense | $6,611,000 | 2,082 |
| Salaries and employee benefits | $3,348,000 | 1,984 |
| Premises and equipment expense | $1,001,000 | 2,018 |
| Additional noninterest expense | $2,262,000 | 2,180 |
| Pre-tax net operating income | $3,089,000 | 2,373 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $710,000 | 3,199 |
| Income before extraordinary items | $2,386,000 | 2,121 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,386,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,380,610 | 2,085 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,383,000 | 2,663 |
| Total interest expense | $3,072,000 | 3,878 |
| Net interest income | $8,311,000 | 2,180 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $2,159,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,064,000 | 1,253 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,095,000 | 1,739 |
| Total noninterest expense | $6,777,000 | 2,099 |
| Salaries and employee benefits | $3,428,000 | 1,949 |
| Premises and equipment expense | $998,000 | 2,044 |
| Additional noninterest expense | $2,351,000 | 2,253 |
| Pre-tax net operating income | $3,503,000 | 2,037 |
| Securities gains (losses) | $-54,000 | 11,090 |
| Applicable income taxes | $783,000 | 2,826 |
| Income before extraordinary items | $2,666,000 | 1,826 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,666,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,513 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,707,580 | 1,807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 2,932 |
| Total interest expense | $2,993,000 | 4,123 |
| Net interest income | $7,585,000 | 2,359 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $2,267,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,355,000 | 979 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $912,000 | 2,172 |
| Total noninterest expense | $6,685,000 | 2,181 |
| Salaries and employee benefits | $3,378,000 | 1,964 |
| Premises and equipment expense | $1,070,000 | 1,934 |
| Additional noninterest expense | $2,237,000 | 2,475 |
| Pre-tax net operating income | $3,017,000 | 2,270 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $622,000 | 3,484 |
| Income before extraordinary items | $2,413,000 | 2,076 |
| Extraordinary gains, net | $209,000 | 982 |
| Net income | $2,622,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,398,600 | 1,954 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,565,000 | 3,318 |
| Total interest expense | $3,567,000 | 4,477 |
| Net interest income | $6,998,000 | 2,592 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $1,791,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,127,000 | 1,178 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $664,000 | 2,633 |
| Total noninterest expense | $6,023,000 | 2,413 |
| Salaries and employee benefits | $3,128,000 | 2,106 |
| Premises and equipment expense | $1,047,000 | 2,014 |
| Additional noninterest expense | $1,848,000 | 2,998 |
| Pre-tax net operating income | $2,541,000 | 2,440 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $536,000 | 3,764 |
| Income before extraordinary items | $2,050,000 | 2,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,050,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $875,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,014,450 | 2,102 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.