| 1999-12-31 | Rank |
| # of Employees: | 189 | 888 |
| Assets and Liabilities |
| Total Assets: | $656,121,000 | 755 |
| Cash and due from depository institutions | $11,073,000 | 888 |
| Interest-bearing balances | $4,389,000 | 918 |
| Securities | $155,497,000 | 765 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $469,156,000 | 695 |
| Loan loss allowance | $2,340,000 | 1,593 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,381,000 | 1,103 |
| Other real estate owned | $106,000 | 888 |
| Goodwill and other intangibles | $378,000 | 2,061 |
| All other assets | $12,530,000 | 831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $656,121,000 | 755 |
| Total liabilities | $606,931,000 | 743 |
| Total deposits | $445,842,000 | 839 |
| Interest-bearing deposits | $433,939,000 | 747 |
| Deposits held in domestic offices | $445,842,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,915,000 | 465 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $96,742,000 | 505 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,432,000 | 795 |
| Total equity capital | $49,190,000 | 907 |
| Total bank equity capital | $49,190,000 | 907 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $66,000 | 8,428 |
| Surplus | $37,213,000 | 564 |
| Undivided profits | $11,911,000 | 2,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,619,000 | 908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,730,000 | 773 |
| Earning assets | $629,042,000 | 725 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $652,634,000 | 731 |
| Average Assets, quarterly | $654,288,000 | 751 |
| Volatile liabilities | $225,878,000 | 562 |
| Insider loans | $168,000 | 7,441 |
| FHLB advances | $93,540,000 | 140 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,542,000 | 1,846 |
| Tier 1 (core) risk-based capital | $54,899,000 | 812 |
| Tier 2 risk-based capital | $2,340,000 | 1,462 |
| Total risk weighted assets | $439,401,000 | 745 |
| Total unused commitments | $27,542,000 | 1,850 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 174 | 962 |
| Assets and Liabilities |
| Total Assets: | $649,136,000 | 741 |
| Cash and due from depository institutions | $12,560,000 | 962 |
| Interest-bearing balances | $8,095,000 | 781 |
| Securities | $147,846,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $469,949,000 | 654 |
| Loan loss allowance | $2,303,000 | 1,557 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,452,000 | 1,026 |
| Other real estate owned | $124,000 | 962 |
| Goodwill and other intangibles | $190,000 | 2,375 |
| All other assets | $11,015,000 | 817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $649,136,000 | 741 |
| Total liabilities | $594,814,000 | 732 |
| Total deposits | $459,682,000 | 803 |
| Interest-bearing deposits | $456,968,000 | 692 |
| Deposits held in domestic offices | $459,682,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,777,000 | 419 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $67,771,000 | 498 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,584,000 | 829 |
| Total equity capital | $54,322,000 | 844 |
| Total bank equity capital | $54,322,000 | 844 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $66,000 | 8,615 |
| Surplus | $35,985,000 | 555 |
| Undivided profits | $18,271,000 | 1,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,247,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,641,000 | 772 |
| Earning assets | $625,890,000 | 712 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $626,836,400 | 720 |
| Average Assets, quarterly | $640,811,500 | 735 |
| Volatile liabilities | $181,654,000 | 565 |
| Insider loans | $570,000 | 4,954 |
| FHLB advances | $64,500,000 | 151 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,044,000 | 1,756 |
| Tier 1 (core) risk-based capital | $53,889,000 | 791 |
| Tier 2 risk-based capital | $2,303,000 | 1,423 |
| Total risk weighted assets | $403,986,000 | 752 |
| Total unused commitments | $28,044,000 | 1,763 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 177 | 988 |
| Assets and Liabilities |
| Total Assets: | $596,926,000 | 799 |
| Cash and due from depository institutions | $8,547,000 | 988 |
| Interest-bearing balances | $4,037,000 | 1,089 |
| Securities | $109,007,000 | 1,054 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $462,693,000 | 666 |
| Loan loss allowance | $2,224,000 | 1,615 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,710,000 | 965 |
| Other real estate owned | $0 | 988 |
| Goodwill and other intangibles | $1,000 | 3,544 |
| All other assets | $8,968,000 | 951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $596,926,000 | 799 |
| Total liabilities | $540,772,000 | 799 |
| Total deposits | $456,718,000 | 818 |
| Interest-bearing deposits | $453,968,000 | 708 |
| Deposits held in domestic offices | $456,718,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,043,000 | 550 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $40,487,000 | 639 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,524,000 | 920 |
| Total equity capital | $56,154,000 | 823 |
| Total bank equity capital | $56,154,000 | 823 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $66,000 | 9,001 |
| Surplus | $34,853,000 | 570 |
| Undivided profits | $21,235,000 | 1,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,628,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,550,000 | 854 |
| Earning assets | $575,737,000 | 771 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $581,075,200 | 781 |
| Average Assets, quarterly | $594,553,000 | 784 |
| Volatile liabilities | $130,035,000 | 713 |
| Insider loans | $572,000 | 5,055 |
| FHLB advances | $32,000,000 | 238 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,820,000 | 1,975 |
| Tier 1 (core) risk-based capital | $55,948,000 | 766 |
| Tier 2 risk-based capital | $2,224,000 | 1,393 |
| Total risk weighted assets | $348,691,000 | 860 |
| Total unused commitments | $21,820,000 | 1,981 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 178 | 1,044 |
| Assets and Liabilities |
| Total Assets: | $558,457,000 | 879 |
| Cash and due from depository institutions | $10,845,000 | 1,044 |
| Interest-bearing balances | $7,981,000 | 482 |
| Securities | $76,961,000 | 1,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $453,313,000 | 716 |
| Loan loss allowance | $3,506,000 | 1,173 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,927,000 | 989 |
| Other real estate owned | $118,000 | 1,044 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $9,293,000 | 956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $558,457,000 | 879 |
| Total liabilities | $503,029,000 | 887 |
| Total deposits | $463,594,000 | 842 |
| Interest-bearing deposits | $460,790,000 | 737 |
| Deposits held in domestic offices | $463,594,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,888,000 | 1,365 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $28,978,000 | 777 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,569,000 | 1,286 |
| Total equity capital | $55,428,000 | 847 |
| Total bank equity capital | $55,428,000 | 847 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $66,000 | 9,446 |
| Surplus | $33,646,000 | 606 |
| Undivided profits | $21,716,000 | 1,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,977,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,474,000 | 886 |
| Earning assets | $538,255,000 | 842 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $546,663,200 | 869 |
| Average Assets, quarterly | $562,871,000 | 869 |
| Volatile liabilities | $94,438,000 | 911 |
| Insider loans | $607,000 | 4,992 |
| FHLB advances | $25,000,000 | 291 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,366,000 | 2,916 |
| Tier 1 (core) risk-based capital | $55,422,000 | 803 |
| Tier 2 risk-based capital | $3,224,000 | 1,047 |
| Total risk weighted assets | $335,596,000 | 917 |
| Total unused commitments | $12,366,000 | 2,931 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 170 | 1,126 |
| Assets and Liabilities |
| Total Assets: | $535,960,000 | 940 |
| Cash and due from depository institutions | $7,931,000 | 1,126 |
| Interest-bearing balances | $4,321,000 | 1,073 |
| Securities | $91,113,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $419,692,000 | 770 |
| Loan loss allowance | $3,301,000 | 1,260 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,118,000 | 938 |
| Other real estate owned | $129,000 | 1,126 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,977,000 | 1,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $535,960,000 | 940 |
| Total liabilities | $481,957,000 | 941 |
| Total deposits | $460,394,000 | 866 |
| Interest-bearing deposits | $457,551,000 | 774 |
| Deposits held in domestic offices | $460,394,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $17,198,000 | 912 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,365,000 | 1,143 |
| Total equity capital | $54,003,000 | 889 |
| Total bank equity capital | $54,003,000 | 889 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $66,000 | 9,902 |
| Surplus | $32,452,000 | 628 |
| Undivided profits | $21,485,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,990,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,100,000 | 1,084 |
| Earning assets | $515,126,000 | 909 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $528,828,200 | 918 |
| Average Assets, quarterly | $532,133,000 | 934 |
| Volatile liabilities | $69,928,000 | 1,029 |
| Insider loans | $865,000 | 4,095 |
| FHLB advances | $5,320,000 | 516 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,124,000 | 2,678 |
| Tier 1 (core) risk-based capital | $53,814,000 | 848 |
| Tier 2 risk-based capital | $3,256,000 | 1,061 |
| Total risk weighted assets | $301,144,000 | 1,000 |
| Total unused commitments | $13,124,000 | 2,689 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 160 | 1,233 |
| Assets and Liabilities |
| Total Assets: | $526,034,000 | 909 |
| Cash and due from depository institutions | $7,530,000 | 1,233 |
| Interest-bearing balances | $5,520,000 | 655 |
| Securities | $103,638,000 | 1,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $394,451,000 | 792 |
| Loan loss allowance | $2,992,000 | 1,403 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,482,000 | 858 |
| Other real estate owned | $9,000 | 1,233 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $11,924,000 | 867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $526,034,000 | 909 |
| Total liabilities | $475,916,000 | 920 |
| Total deposits | $444,358,000 | 871 |
| Interest-bearing deposits | $441,659,000 | 776 |
| Deposits held in domestic offices | $444,358,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $21,385,000 | 861 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $10,173,000 | 600 |
| Total equity capital | $50,118,000 | 877 |
| Total bank equity capital | $50,118,000 | 877 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $66,000 | 10,435 |
| Surplus | $25,581,000 | 707 |
| Undivided profits | $24,471,000 | 955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,195,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,789,000 | 1,088 |
| Earning assets | $503,609,000 | 872 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $539,633,000 | 870 |
| Average Assets, quarterly | $528,470,000 | 903 |
| Volatile liabilities | $63,421,000 | 1,079 |
| Insider loans | $740,000 | 4,521 |
| FHLB advances | $9,850,000 | 475 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,935,000 | 3,400 |
| Tier 1 (core) risk-based capital | $52,863,000 | 825 |
| Tier 2 risk-based capital | $2,950,000 | 1,133 |
| Total risk weighted assets | $280,533,000 | 1,036 |
| Total unused commitments | $8,935,000 | 3,408 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 151 | 1,396 |
| Assets and Liabilities |
| Total Assets: | $549,985,000 | 893 |
| Cash and due from depository institutions | $12,660,000 | 1,396 |
| Interest-bearing balances | $9,275,000 | 679 |
| Securities | $167,693,000 | 838 |
| Federal funds sold & reverse repurchase agreements | $122,000 | 10,111 |
| Net loans & leases | $349,182,000 | 847 |
| Loan loss allowance | $2,661,000 | 1,634 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,537,000 | 843 |
| Other real estate owned | $0 | 1,396 |
| Goodwill and other intangibles | $197,000 | 1,838 |
| All other assets | $11,594,000 | 858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $549,985,000 | 893 |
| Total liabilities | $465,226,000 | 953 |
| Total deposits | $453,743,000 | 885 |
| Interest-bearing deposits | $451,086,000 | 792 |
| Deposits held in domestic offices | $453,743,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,039,000 | 1,475 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,444,000 | 811 |
| Total equity capital | $84,759,000 | 528 |
| Total bank equity capital | $84,759,000 | 528 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $66,000 | 10,949 |
| Surplus | $24,088,000 | 703 |
| Undivided profits | $60,605,000 | 384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,349,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,442,000 | 1,180 |
| Earning assets | $526,272,000 | 871 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $535,970,200 | 888 |
| Average Assets, quarterly | $541,584,000 | 895 |
| Volatile liabilities | $51,844,000 | 1,166 |
| Insider loans | $779,000 | 4,439 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,677,000 | 2,763 |
| Tier 1 (core) risk-based capital | $84,562,000 | 513 |
| Tier 2 risk-based capital | $2,631,000 | 1,233 |
| Total risk weighted assets | $253,792,000 | 1,119 |
| Total unused commitments | $11,677,000 | 2,785 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities |
| Total Assets: | $521,509,000 | 962 |
| Cash and due from depository institutions | $14,066,000 | 1,498 |
| Interest-bearing balances | $11,167,000 | 676 |
| Securities | $166,148,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $1,140,000 | 8,354 |
| Net loans & leases | $324,423,000 | 928 |
| Loan loss allowance | $2,351,000 | 1,854 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,697,000 | 944 |
| Other real estate owned | $37,000 | 1,498 |
| Goodwill and other intangibles | $393,000 | 1,469 |
| All other assets | $7,605,000 | 1,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $521,509,000 | 962 |
| Total liabilities | $468,280,000 | 988 |
| Total deposits | $461,691,000 | 920 |
| Interest-bearing deposits | $459,723,000 | 824 |
| Deposits held in domestic offices | $461,691,000 | 910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,166,000 | 1,436 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,423,000 | 1,608 |
| Total equity capital | $53,229,000 | 773 |
| Total bank equity capital | $53,229,000 | 773 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $53,229,000 | 398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,669,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,209,000 | 1,592 |
| Earning assets | $502,878,000 | 914 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $489,553,600 | 1,001 |
| Average Assets, quarterly | $513,493,000 | 971 |
| Volatile liabilities | $58,945,000 | 1,060 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,971,000 | 2,972 |
| Tier 1 (core) risk-based capital | $52,836,000 | 742 |
| Tier 2 risk-based capital | $2,267,000 | 1,432 |
| Total risk weighted assets | $222,053,000 | 1,318 |
| Total unused commitments | $9,971,000 | 2,987 |
| Derivatives | $0 | 651 |
