Home > Federal Trust Bank > Income and Expense
Federal Trust Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,831,000 | 1,673 |
| Total interest expense | $2,278,000 | 2,021 |
| Net interest income | $10,553,000 | 1,596 |
| Provision for loan and lease losses | $7,869,000 | 394 |
| Total noninterest income | $-4,564,000 | 7,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 5,136 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-4,663,000 | 7,423 |
| Total noninterest expense | $15,613,000 | 951 |
| Salaries and employee benefits | $5,041,000 | 1,474 |
| Premises and equipment expense | $5,677,000 | 346 |
| Additional noninterest expense | $4,895,000 | 1,077 |
| Pre-tax net operating income | $-17,493,000 | 7,387 |
| Securities gains (losses) | $649,000 | 519 |
| Applicable income taxes | $-9,188,000 | 7,421 |
| Income before extraordinary items | $-7,656,000 | 7,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,656,000 | 7,314 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,656,000 | 7,314 |
| Net charge-offs | $519,000 | 2,625 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-8,071,360 | 7,309 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 1,588 |
| Total interest expense | $1,679,000 | 1,909 |
| Net interest income | $7,452,000 | 1,495 |
| Provision for loan and lease losses | $7,863,000 | 286 |
| Total noninterest income | $-3,709,000 | 7,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 4,407 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,808,000 | 7,500 |
| Total noninterest expense | $9,538,000 | 1,054 |
| Salaries and employee benefits | $3,450,000 | 1,443 |
| Premises and equipment expense | $1,832,000 | 693 |
| Additional noninterest expense | $4,256,000 | 853 |
| Pre-tax net operating income | $-13,658,000 | 7,464 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $-4,885,000 | 7,491 |
| Income before extraordinary items | $-8,766,000 | 7,432 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,766,000 | 7,432 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-8,766,000 | 7,432 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-8,770,480 | 7,432 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 1,425 |
| Total interest expense | $846,000 | 1,956 |
| Net interest income | $4,305,000 | 1,299 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-486,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-534,000 | 7,511 |
| Total noninterest expense | $3,604,000 | 1,380 |
| Salaries and employee benefits | $1,729,000 | 1,457 |
| Premises and equipment expense | $935,000 | 698 |
| Additional noninterest expense | $940,000 | 1,802 |
| Pre-tax net operating income | $215,000 | 4,114 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $215,000 | 3,857 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $215,000 | 3,855 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $215,000 | 3,857 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $208,210 | 3,870 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,391,000 | 1,176 |
| Total interest expense | $5,488,000 | 1,521 |
| Net interest income | $20,903,000 | 1,059 |
| Provision for loan and lease losses | $3,019,000 | 1,606 |
| Total noninterest income | $-7,007,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,007,000 | 7,644 |
| Total noninterest expense | $192,673,000 | 135 |
| Salaries and employee benefits | $6,831,000 | 1,443 |
| Premises and equipment expense | $3,729,000 | 688 |
| Additional noninterest expense | $182,113,000 | 80 |
| Pre-tax net operating income | $-181,796,000 | 7,645 |
| Securities gains (losses) | $46,000 | 2,712 |
| Applicable income taxes | $-61,985,000 | 7,652 |
| Income before extraordinary items | $-119,765,000 | 7,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-119,765,000 | 7,634 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-119,765,000 | 7,634 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-119,795,360 | 7,631 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,202,000 | 1,361 |
| Total interest expense | $4,217,000 | 1,540 |
| Net interest income | $12,985,000 | 1,308 |
| Provision for loan and lease losses | $2,878,000 | 1,304 |
| Total noninterest income | $-4,757,000 | 7,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-4,757,000 | 7,747 |
| Total noninterest expense | $168,791,000 | 125 |
| Salaries and employee benefits | $5,089,000 | 1,454 |
| Premises and equipment expense | $2,740,000 | 711 |
| Additional noninterest expense | $160,962,000 | 72 |
| Pre-tax net operating income | $-163,441,000 | 7,754 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $-55,495,000 | 7,755 |
| Income before extraordinary items | $-107,902,000 | 7,743 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-107,902,000 | 7,743 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-107,902,000 | 7,743 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-107,931,040 | 7,741 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 1,807 |
| Total interest expense | $2,775,000 | 1,626 |
| Net interest income | $5,866,000 | 1,903 |
| Provision for loan and lease losses | $14,000 | 6,536 |
| Total noninterest income | $-1,151,000 | 7,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,151,000 | 7,770 |
| Total noninterest expense | $165,567,000 | 87 |
| Salaries and employee benefits | $3,414,000 | 1,452 |
| Premises and equipment expense | $1,885,000 | 693 |
| Additional noninterest expense | $160,268,000 | 59 |
| Pre-tax net operating income | $-160,866,000 | 7,827 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-54,990,000 | 7,823 |
| Income before extraordinary items | $-105,876,000 | 7,813 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-105,876,000 | 7,813 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-105,876,000 | 7,813 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-105,876,000 | 7,814 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 1,767 |
| Total interest expense | $1,340,000 | 1,757 |
| Net interest income | $3,193,000 | 1,775 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $-663,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-663,000 | 7,885 |
| Total noninterest expense | $3,372,000 | 1,490 |
| Salaries and employee benefits | $1,635,000 | 1,523 |
| Premises and equipment expense | $949,000 | 705 |
| Additional noninterest expense | $788,000 | 2,147 |
| Pre-tax net operating income | $-858,000 | 7,366 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-347,000 | 7,657 |
| Income before extraordinary items | $-511,000 | 7,268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-511,000 | 7,268 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-511,000 | 7,269 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-511,000 | 7,250 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,119,000 | 2,105 |
| Total interest expense | $12,107,000 | 981 |
| Net interest income | $4,012,000 | 4,571 |
| Provision for loan and lease losses | $6,059,000 | 1,237 |
| Total noninterest income | $2,761,000 | 1,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,761,000 | 1,100 |
| Total noninterest expense | $13,386,000 | 1,543 |
| Salaries and employee benefits | $5,309,000 | 1,862 |
| Premises and equipment expense | $3,059,000 | 883 |
| Additional noninterest expense | $5,018,000 | 1,489 |
| Pre-tax net operating income | $-12,672,000 | 7,577 |
| Securities gains (losses) | $-829,000 | 7,674 |
| Applicable income taxes | $-1,389,000 | 7,395 |
| Income before extraordinary items | $-12,112,000 | 7,612 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-12,112,000 | 7,612 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-12,112,000 | 7,612 |
| Net charge-offs | $3,088,000 | 1,574 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,365,900 | 7,601 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,143,000 | 2,281 |
| Total interest expense | $9,311,000 | 1,010 |
| Net interest income | $1,832,000 | 5,913 |
| Provision for loan and lease losses | $6,059,000 | 923 |
| Total noninterest income | $-525,000 | 8,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-525,000 | 7,964 |
| Total noninterest expense | $7,575,000 | 1,989 |
| Salaries and employee benefits | $3,548,000 | 2,091 |
| Premises and equipment expense | $2,045,000 | 996 |
| Additional noninterest expense | $1,982,000 | 2,593 |
| Pre-tax net operating income | $-12,327,000 | 7,793 |
| Securities gains (losses) | $-831,000 | 7,834 |
| Applicable income taxes | $-1,266,000 | 7,619 |
| Income before extraordinary items | $-11,892,000 | 7,825 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,892,000 | 7,824 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,892,000 | 7,824 |
| Net charge-offs | $3,088,000 | 1,165 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,144,100 | 7,807 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 2,847 |
| Total interest expense | $5,384,000 | 1,220 |
| Net interest income | $580,000 | 7,371 |
| Provision for loan and lease losses | $6,059,000 | 650 |
| Total noninterest income | $-384,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-384,000 | 8,064 |
| Total noninterest expense | $3,793,000 | 2,637 |
| Salaries and employee benefits | $1,661,000 | 2,991 |
| Premises and equipment expense | $1,069,000 | 1,314 |
| Additional noninterest expense | $1,063,000 | 3,144 |
| Pre-tax net operating income | $-9,656,000 | 7,912 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-9,655,000 | 7,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,655,000 | 7,942 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,655,000 | 7,942 |
| Net charge-offs | $3,090,000 | 840 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-9,656,000 | 7,945 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 1,602 |
| Total interest expense | $5,083,000 | 661 |
| Net interest income | $558,000 | 6,143 |
| Provision for loan and lease losses | $6,059,000 | 355 |
| Total noninterest income | $-195,000 | 8,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-195,000 | 8,153 |
| Total noninterest expense | $3,541,000 | 1,401 |
| Salaries and employee benefits | $1,561,000 | 1,657 |
| Premises and equipment expense | $1,004,000 | 710 |
| Additional noninterest expense | $976,000 | 1,660 |
| Pre-tax net operating income | $-9,237,000 | 8,104 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-9,236,000 | 8,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,236,000 | 8,117 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-9,236,000 | 8,117 |
| Net charge-offs | $2,221,000 | 564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,237,000 | 8,115 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,671,000 | 1,251 |
| Total interest expense | $23,893,000 | 665 |
| Net interest income | $6,778,000 | 3,153 |
| Provision for loan and lease losses | $21,313,000 | 353 |
| Total noninterest income | $-1,808,000 | 8,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,808,000 | 8,269 |
| Total noninterest expense | $16,555,000 | 1,180 |
| Salaries and employee benefits | $6,940,000 | 1,490 |
| Premises and equipment expense | $4,005,000 | 689 |
| Additional noninterest expense | $5,610,000 | 1,146 |
| Pre-tax net operating income | $-32,898,000 | 8,161 |
| Securities gains (losses) | $229,000 | 660 |
| Applicable income taxes | $5,280,000 | 306 |
| Income before extraordinary items | $-37,949,000 | 8,172 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-37,949,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,963,000 | 381 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-38,178,000 | 8,186 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,272,000 | 1,208 |
| Total interest expense | $18,432,000 | 676 |
| Net interest income | $5,840,000 | 2,792 |
| Provision for loan and lease losses | $10,265,000 | 396 |
| Total noninterest income | $-486,000 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-486,000 | 8,340 |
| Total noninterest expense | $12,629,000 | 1,154 |
| Salaries and employee benefits | $5,400,000 | 1,450 |
| Premises and equipment expense | $3,037,000 | 686 |
| Additional noninterest expense | $4,192,000 | 1,093 |
| Pre-tax net operating income | $-17,540,000 | 8,268 |
| Securities gains (losses) | $234,000 | 554 |
| Applicable income taxes | $5,280,000 | 306 |
| Income before extraordinary items | $-22,586,000 | 8,285 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-22,586,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,464,000 | 415 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-22,820,000 | 8,298 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,115,000 | 1,158 |
| Total interest expense | $12,727,000 | 675 |
| Net interest income | $4,388,000 | 2,500 |
| Provision for loan and lease losses | $4,165,000 | 491 |
| Total noninterest income | $-477,000 | 8,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-477,000 | 8,425 |
| Total noninterest expense | $7,679,000 | 1,260 |
| Salaries and employee benefits | $3,575,000 | 1,474 |
| Premises and equipment expense | $2,015,000 | 689 |
| Additional noninterest expense | $2,089,000 | 1,405 |
| Pre-tax net operating income | $-7,933,000 | 8,338 |
| Securities gains (losses) | $208,000 | 601 |
| Applicable income taxes | $5,280,000 | 243 |
| Income before extraordinary items | $-13,005,000 | 8,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,005,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,420,000 | 499 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-13,213,000 | 8,375 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,056,000 | 1,115 |
| Total interest expense | $6,872,000 | 671 |
| Net interest income | $2,184,000 | 2,500 |
| Provision for loan and lease losses | $1,965,000 | 412 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $3,790,000 | 1,281 |
| Salaries and employee benefits | $1,775,000 | 1,503 |
| Premises and equipment expense | $998,000 | 700 |
| Additional noninterest expense | $1,017,000 | 1,411 |
| Pre-tax net operating income | $-3,542,000 | 8,413 |
| Securities gains (losses) | $208,000 | 430 |
| Applicable income taxes | $-1,310,000 | 8,415 |
| Income before extraordinary items | $-2,024,000 | 8,388 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,024,000 | 8,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,908 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,157,120 | 8,393 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,651,000 | 992 |
| Total interest expense | $30,368,000 | 648 |
| Net interest income | $12,283,000 | 1,842 |
| Provision for loan and lease losses | $17,160,000 | 176 |
| Total noninterest income | $140,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $140,000 | 5,691 |
| Total noninterest expense | $15,313,000 | 1,213 |
| Salaries and employee benefits | $8,457,000 | 1,183 |
| Premises and equipment expense | $3,451,000 | 773 |
| Additional noninterest expense | $3,405,000 | 1,636 |
| Pre-tax net operating income | $-20,050,000 | 8,504 |
| Securities gains (losses) | $-166,000 | 8,236 |
| Applicable income taxes | $-7,944,000 | 8,506 |
| Income before extraordinary items | $-12,272,000 | 8,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,272,000 | 8,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,086,000 | 158 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-12,165,760 | 8,491 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,256,000 | 975 |
| Total interest expense | $22,743,000 | 648 |
| Net interest income | $9,513,000 | 1,789 |
| Provision for loan and lease losses | $11,159,000 | 146 |
| Total noninterest income | $312,000 | 5,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $312,000 | 3,663 |
| Total noninterest expense | $11,117,000 | 1,246 |
| Salaries and employee benefits | $6,438,000 | 1,161 |
| Premises and equipment expense | $2,416,000 | 818 |
| Additional noninterest expense | $2,263,000 | 1,784 |
| Pre-tax net operating income | $-12,451,000 | 8,550 |
| Securities gains (losses) | $-149,000 | 8,349 |
| Applicable income taxes | $-4,995,000 | 8,546 |
| Income before extraordinary items | $-7,605,000 | 8,543 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-7,605,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,089,000 | 123 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-7,509,640 | 8,538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,505,000 | 993 |
| Total interest expense | $14,888,000 | 670 |
| Net interest income | $6,617,000 | 1,732 |
| Provision for loan and lease losses | $5,295,000 | 166 |
| Total noninterest income | $400,000 | 4,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $400,000 | 2,578 |
| Total noninterest expense | $6,235,000 | 1,475 |
| Salaries and employee benefits | $3,222,000 | 1,595 |
| Premises and equipment expense | $1,545,000 | 864 |
| Additional noninterest expense | $1,468,000 | 1,845 |
| Pre-tax net operating income | $-4,513,000 | 8,595 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $-1,878,000 | 8,596 |
| Income before extraordinary items | $-2,637,000 | 8,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,637,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,759 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-2,635,720 | 8,573 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,813,000 | 981 |
| Total interest expense | $7,371,000 | 668 |
| Net interest income | $3,442,000 | 1,675 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $213,000 | 3,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $213,000 | 2,449 |
| Total noninterest expense | $2,829,000 | 1,631 |
| Salaries and employee benefits | $1,566,000 | 1,664 |
| Premises and equipment expense | $718,000 | 926 |
| Additional noninterest expense | $545,000 | 2,414 |
| Pre-tax net operating income | $676,000 | 2,866 |
| Securities gains (losses) | $14,000 | 632 |
| Applicable income taxes | $170,000 | 2,611 |
| Income before extraordinary items | $520,000 | 2,934 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $520,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $509,500 | 2,974 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $43,788,000 | 888 |
| Total interest expense | $27,440,000 | 627 |
| Net interest income | $16,348,000 | 1,388 |
| Provision for loan and lease losses | $639,000 | 1,528 |
| Total noninterest income | $1,213,000 | 3,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,213,000 | 1,947 |
| Total noninterest expense | $9,757,000 | 1,827 |
| Salaries and employee benefits | $5,361,000 | 1,823 |
| Premises and equipment expense | $2,636,000 | 951 |
| Additional noninterest expense | $1,760,000 | 2,877 |
| Pre-tax net operating income | $7,165,000 | 1,377 |
| Securities gains (losses) | $150,000 | 448 |
| Applicable income taxes | $2,376,000 | 1,161 |
| Income before extraordinary items | $4,939,000 | 1,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,939,000 | 1,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,127,000 | 625 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,837,000 | 1,486 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $32,682,000 | 902 |
| Total interest expense | $20,208,000 | 625 |
| Net interest income | $12,474,000 | 1,388 |
| Provision for loan and lease losses | $294,000 | 2,198 |
| Total noninterest income | $1,004,000 | 2,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,004,000 | 1,818 |
| Total noninterest expense | $7,499,000 | 1,776 |
| Salaries and employee benefits | $4,187,000 | 1,751 |
| Premises and equipment expense | $1,908,000 | 997 |
| Additional noninterest expense | $1,404,000 | 2,709 |
| Pre-tax net operating income | $5,685,000 | 1,343 |
| Securities gains (losses) | $165,000 | 358 |
| Applicable income taxes | $1,983,000 | 1,104 |
| Income before extraordinary items | $3,867,000 | 1,450 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,867,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,049,000 | 442 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,758,100 | 1,466 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,731,000 | 875 |
| Total interest expense | $13,011,000 | 619 |
| Net interest income | $8,720,000 | 1,321 |
| Provision for loan and lease losses | $234,000 | 1,878 |
| Total noninterest income | $816,000 | 2,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $816,000 | 1,568 |
| Total noninterest expense | $4,995,000 | 1,780 |
| Salaries and employee benefits | $2,780,000 | 1,759 |
| Premises and equipment expense | $1,246,000 | 1,012 |
| Additional noninterest expense | $969,000 | 2,638 |
| Pre-tax net operating income | $4,307,000 | 1,177 |
| Securities gains (losses) | $54,000 | 446 |
| Applicable income taxes | $1,507,000 | 990 |
| Income before extraordinary items | $2,854,000 | 1,317 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,854,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,818,900 | 1,318 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 869 |
| Total interest expense | $6,224,000 | 604 |
| Net interest income | $4,420,000 | 1,289 |
| Provision for loan and lease losses | $139,000 | 1,570 |
| Total noninterest income | $485,000 | 2,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $485,000 | 1,368 |
| Total noninterest expense | $2,389,000 | 1,865 |
| Salaries and employee benefits | $1,313,000 | 1,875 |
| Premises and equipment expense | $613,000 | 1,033 |
| Additional noninterest expense | $463,000 | 2,734 |
| Pre-tax net operating income | $2,377,000 | 1,050 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $825,000 | 911 |
| Income before extraordinary items | $1,551,000 | 1,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,551,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,551,650 | 1,180 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,330,000 | 956 |
| Total interest expense | $18,820,000 | 608 |
| Net interest income | $15,510,000 | 1,400 |
| Provision for loan and lease losses | $650,000 | 1,533 |
| Total noninterest income | $1,719,000 | 2,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,719,000 | 1,506 |
| Total noninterest expense | $9,656,000 | 1,760 |
| Salaries and employee benefits | $5,513,000 | 1,698 |
| Premises and equipment expense | $2,252,000 | 1,067 |
| Additional noninterest expense | $1,891,000 | 2,625 |
| Pre-tax net operating income | $6,923,000 | 1,383 |
| Securities gains (losses) | $481,000 | 286 |
| Applicable income taxes | $2,554,000 | 1,105 |
| Income before extraordinary items | $4,850,000 | 1,456 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,850,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,532,540 | 1,525 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,326,000 | 990 |
| Total interest expense | $12,976,000 | 624 |
| Net interest income | $11,350,000 | 1,418 |
| Provision for loan and lease losses | $500,000 | 1,397 |
| Total noninterest income | $1,284,000 | 2,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,284,000 | 1,509 |
| Total noninterest expense | $7,089,000 | 1,777 |
| Salaries and employee benefits | $4,047,000 | 1,710 |
| Premises and equipment expense | $1,676,000 | 1,071 |
| Additional noninterest expense | $1,366,000 | 2,697 |
| Pre-tax net operating income | $5,045,000 | 1,421 |
| Securities gains (losses) | $399,000 | 306 |
| Applicable income taxes | $1,924,000 | 1,106 |
| Income before extraordinary items | $3,520,000 | 1,506 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,520,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,260,650 | 1,581 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,729,000 | 987 |
| Total interest expense | $7,907,000 | 641 |
| Net interest income | $7,822,000 | 1,363 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $827,000 | 2,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $827,000 | 1,541 |
| Total noninterest expense | $4,741,000 | 1,755 |
| Salaries and employee benefits | $2,670,000 | 1,724 |
| Premises and equipment expense | $1,095,000 | 1,086 |
| Additional noninterest expense | $976,000 | 2,490 |
| Pre-tax net operating income | $3,608,000 | 1,298 |
| Securities gains (losses) | $382,000 | 271 |
| Applicable income taxes | $1,426,000 | 1,002 |
| Income before extraordinary items | $2,564,000 | 1,358 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,564,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,319,520 | 1,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 1,000 |
| Total interest expense | $3,549,000 | 681 |
| Net interest income | $4,099,000 | 1,303 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $314,000 | 2,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,848 |
| Total noninterest expense | $2,387,000 | 1,749 |
| Salaries and employee benefits | $1,323,000 | 1,743 |
| Premises and equipment expense | $551,000 | 1,086 |
| Additional noninterest expense | $513,000 | 2,369 |
| Pre-tax net operating income | $1,846,000 | 1,232 |
| Securities gains (losses) | $197,000 | 255 |
| Applicable income taxes | $732,000 | 969 |
| Income before extraordinary items | $1,311,000 | 1,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,311,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,184,920 | 1,410 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,949,000 | 1,133 |
| Total interest expense | $10,396,000 | 791 |
| Net interest income | $14,553,000 | 1,388 |
| Provision for loan and lease losses | $2,236,000 | 488 |
| Total noninterest income | $1,388,000 | 2,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,388,000 | 1,730 |
| Total noninterest expense | $9,260,000 | 1,745 |
| Salaries and employee benefits | $5,271,000 | 1,672 |
| Premises and equipment expense | $2,188,000 | 1,056 |
| Additional noninterest expense | $1,801,000 | 2,651 |
| Pre-tax net operating income | $4,445,000 | 1,871 |
| Securities gains (losses) | $583,000 | 415 |
| Applicable income taxes | $1,669,000 | 1,478 |
| Income before extraordinary items | $3,359,000 | 1,882 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,359,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,748 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,968,390 | 2,054 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,644,000 | 1,176 |
| Total interest expense | $7,228,000 | 820 |
| Net interest income | $10,416,000 | 1,442 |
| Provision for loan and lease losses | $850,000 | 903 |
| Total noninterest income | $1,238,000 | 2,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,238,000 | 1,528 |
| Total noninterest expense | $6,897,000 | 1,753 |
| Salaries and employee benefits | $3,885,000 | 1,699 |
| Premises and equipment expense | $1,636,000 | 1,055 |
| Additional noninterest expense | $1,376,000 | 2,578 |
| Pre-tax net operating income | $3,907,000 | 1,647 |
| Securities gains (losses) | $356,000 | 530 |
| Applicable income taxes | $1,435,000 | 1,333 |
| Income before extraordinary items | $2,828,000 | 1,718 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,828,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,903 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,593,040 | 1,799 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,479,000 | 1,190 |
| Total interest expense | $4,637,000 | 836 |
| Net interest income | $6,842,000 | 1,457 |
| Provision for loan and lease losses | $700,000 | 728 |
| Total noninterest income | $879,000 | 2,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $879,000 | 1,455 |
| Total noninterest expense | $4,552,000 | 1,761 |
| Salaries and employee benefits | $2,538,000 | 1,729 |
| Premises and equipment expense | $1,077,000 | 1,080 |
| Additional noninterest expense | $937,000 | 2,536 |
| Pre-tax net operating income | $2,469,000 | 1,703 |
| Securities gains (losses) | $223,000 | 606 |
| Applicable income taxes | $894,000 | 1,407 |
| Income before extraordinary items | $1,798,000 | 1,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,798,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,648,590 | 1,856 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 1,191 |
| Total interest expense | $2,249,000 | 884 |
| Net interest income | $3,582,000 | 1,383 |
| Provision for loan and lease losses | $550,000 | 479 |
| Total noninterest income | $437,000 | 2,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $437,000 | 1,425 |
| Total noninterest expense | $2,298,000 | 1,759 |
| Salaries and employee benefits | $1,247,000 | 1,769 |
| Premises and equipment expense | $546,000 | 1,087 |
| Additional noninterest expense | $505,000 | 2,341 |
| Pre-tax net operating income | $1,171,000 | 1,764 |
| Securities gains (losses) | $159,000 | 599 |
| Applicable income taxes | $433,000 | 1,460 |
| Income before extraordinary items | $897,000 | 1,749 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $897,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $790,470 | 1,885 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,817,000 | 1,365 |
| Total interest expense | $9,426,000 | 952 |
| Net interest income | $11,391,000 | 1,703 |
| Provision for loan and lease losses | $615,000 | 1,808 |
| Total noninterest income | $986,000 | 3,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $986,000 | 2,413 |
| Total noninterest expense | $8,417,000 | 1,880 |
| Salaries and employee benefits | $4,688,000 | 1,838 |
| Premises and equipment expense | $2,000,000 | 1,135 |
| Additional noninterest expense | $1,729,000 | 2,716 |
| Pre-tax net operating income | $3,345,000 | 2,296 |
| Securities gains (losses) | $966,000 | 496 |
| Applicable income taxes | $1,551,000 | 1,580 |
| Income before extraordinary items | $2,760,000 | 2,198 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,760,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,990 |
| Cash dividends | $264,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,141,760 | 2,586 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,508,000 | 1,409 |
| Total interest expense | $7,226,000 | 968 |
| Net interest income | $8,282,000 | 1,764 |
| Provision for loan and lease losses | $395,000 | 2,048 |
| Total noninterest income | $643,000 | 4,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $643,000 | 2,710 |
| Total noninterest expense | $6,051,000 | 1,972 |
| Salaries and employee benefits | $3,309,000 | 1,946 |
| Premises and equipment expense | $1,435,000 | 1,192 |
| Additional noninterest expense | $1,307,000 | 2,688 |
| Pre-tax net operating income | $2,479,000 | 2,402 |
| Securities gains (losses) | $751,000 | 536 |
| Applicable income taxes | $1,065,000 | 1,768 |
| Income before extraordinary items | $2,165,000 | 2,170 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,165,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,986 |
| Cash dividends | $198,000 | 4,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,661,830 | 2,590 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,472,000 | 1,395 |
| Total interest expense | $5,104,000 | 944 |
| Net interest income | $5,368,000 | 1,817 |
| Provision for loan and lease losses | $325,000 | 1,685 |
| Total noninterest income | $495,000 | 3,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $495,000 | 2,452 |
| Total noninterest expense | $4,049,000 | 1,942 |
| Salaries and employee benefits | $2,225,000 | 1,911 |
| Premises and equipment expense | $896,000 | 1,276 |
| Additional noninterest expense | $928,000 | 2,540 |
| Pre-tax net operating income | $1,489,000 | 2,614 |
| Securities gains (losses) | $604,000 | 510 |
| Applicable income taxes | $693,000 | 1,835 |
| Income before extraordinary items | $1,400,000 | 2,238 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,400,000 | 2,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 9,031 |
| Cash dividends | $132,000 | 3,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $995,320 | 2,836 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 1,340 |
| Total interest expense | $2,732,000 | 899 |
| Net interest income | $2,741,000 | 1,774 |
| Provision for loan and lease losses | $220,000 | 1,270 |
| Total noninterest income | $204,000 | 4,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $204,000 | 2,691 |
| Total noninterest expense | $2,033,000 | 1,921 |
| Salaries and employee benefits | $1,110,000 | 1,918 |
| Premises and equipment expense | $448,000 | 1,289 |
| Additional noninterest expense | $475,000 | 2,449 |
| Pre-tax net operating income | $692,000 | 2,758 |
| Securities gains (losses) | $302,000 | 508 |
| Applicable income taxes | $327,000 | 1,931 |
| Income before extraordinary items | $667,000 | 2,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $667,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $66,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $464,660 | 2,954 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,460,000 | 1,584 |
| Total interest expense | $10,764,000 | 1,037 |
| Net interest income | $8,696,000 | 2,224 |
| Provision for loan and lease losses | $445,000 | 2,609 |
| Total noninterest income | $1,625,000 | 2,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,625,000 | 1,552 |
| Total noninterest expense | $7,006,000 | 2,146 |
| Salaries and employee benefits | $4,091,000 | 1,956 |
| Premises and equipment expense | $1,521,000 | 1,452 |
| Additional noninterest expense | $1,394,000 | 3,143 |
| Pre-tax net operating income | $2,870,000 | 2,588 |
| Securities gains (losses) | $678,000 | 540 |
| Applicable income taxes | $1,119,000 | 2,033 |
| Income before extraordinary items | $2,429,000 | 2,410 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,429,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,607 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $605,000 | 448 |
| Net operating income | $1,967,960 | 2,750 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,955,000 | 1,704 |
| Total interest expense | $13,051,000 | 1,240 |
| Net interest income | $6,904,000 | 2,594 |
| Provision for loan and lease losses | $540,000 | 2,073 |
| Total noninterest income | $1,492,000 | 2,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,492,000 | 1,524 |
| Total noninterest expense | $6,190,000 | 2,306 |
| Salaries and employee benefits | $3,347,000 | 2,237 |
| Premises and equipment expense | $1,337,000 | 1,609 |
| Additional noninterest expense | $1,506,000 | 2,860 |
| Pre-tax net operating income | $1,666,000 | 3,608 |
| Securities gains (losses) | $829,000 | 452 |
| Applicable income taxes | $922,000 | 2,199 |
| Income before extraordinary items | $1,573,000 | 3,108 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,573,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,215 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
| Net operating income | $1,042,440 | 4,056 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,217,000 | 1,925 |
| Total interest expense | $12,481,000 | 1,394 |
| Net interest income | $5,736,000 | 3,075 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $1,394,000 | 2,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,394,000 | 1,466 |
| Total noninterest expense | $5,022,000 | 2,707 |
| Salaries and employee benefits | $2,651,000 | 2,685 |
| Premises and equipment expense | $1,211,000 | 1,723 |
| Additional noninterest expense | $1,160,000 | 3,541 |
| Pre-tax net operating income | $1,868,000 | 3,488 |
| Securities gains (losses) | $255,000 | 370 |
| Applicable income taxes | $791,000 | 2,541 |
| Income before extraordinary items | $1,332,000 | 3,573 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,332,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,894 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,600,000 | 396 |
| Net operating income | $1,168,800 | 3,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,755,000 | 2,381 |
| Total interest expense | $8,864,000 | 1,690 |
| Net interest income | $4,891,000 | 3,515 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $1,010,000 | 3,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,010,000 | 1,850 |
| Total noninterest expense | $4,484,000 | 2,994 |
| Salaries and employee benefits | $2,479,000 | 2,827 |
| Premises and equipment expense | $984,000 | 2,080 |
| Additional noninterest expense | $1,021,000 | 3,957 |
| Pre-tax net operating income | $1,147,000 | 4,904 |
| Securities gains (losses) | $303,000 | 452 |
| Applicable income taxes | $387,000 | 4,254 |
| Income before extraordinary items | $1,063,000 | 4,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,063,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,551 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 604 |
| Net operating income | $841,810 | 4,898 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 2,953 |
| Total interest expense | $7,670,000 | 1,993 |
| Net interest income | $3,270,000 | 4,834 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $822,000 | 3,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $822,000 | 2,131 |
| Total noninterest expense | $3,185,000 | 3,904 |
| Salaries and employee benefits | $1,624,000 | 3,990 |
| Premises and equipment expense | $690,000 | 2,802 |
| Additional noninterest expense | $871,000 | 4,398 |
| Pre-tax net operating income | $865,000 | 5,860 |
| Securities gains (losses) | $80,000 | 1,427 |
| Applicable income taxes | $359,000 | 4,702 |
| Income before extraordinary items | $586,000 | 6,122 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $586,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $534,800 | 6,296 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 3,205 |
| Total interest expense | $7,159,000 | 2,112 |
| Net interest income | $2,937,000 | 5,393 |
| Provision for loan and lease losses | $-47,000 | 10,712 |
| Total noninterest income | $954,000 | 3,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $954,000 | 1,794 |
| Total noninterest expense | $3,115,000 | 3,976 |
| Salaries and employee benefits | $1,382,000 | 4,558 |
| Premises and equipment expense | $627,000 | 3,027 |
| Additional noninterest expense | $1,106,000 | 3,581 |
| Pre-tax net operating income | $823,000 | 6,437 |
| Securities gains (losses) | $-126,000 | 10,802 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $427,000 | 7,460 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $427,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,700,000 | 265 |
| Net operating income | $507,640 | 6,861 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,833,000 | 3,332 |
| Total interest expense | $7,001,000 | 2,217 |
| Net interest income | $2,832,000 | 5,688 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $484,000 | 5,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $484,000 | 2,991 |
| Total noninterest expense | $3,592,000 | 3,694 |
| Salaries and employee benefits | $1,064,000 | 5,724 |
| Premises and equipment expense | $619,000 | 3,114 |
| Additional noninterest expense | $1,909,000 | 2,568 |
| Pre-tax net operating income | $-556,000 | 11,260 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $-214,000 | 11,276 |
| Income before extraordinary items | $-354,000 | 11,210 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-354,000 | 11,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 1,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-346,320 | 11,179 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,511,000 | 3,154 |
| Total interest expense | $7,988,000 | 1,960 |
| Net interest income | $2,523,000 | 6,271 |
| Provision for loan and lease losses | $899,000 | 1,037 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $431,000 | 3,166 |
| Total noninterest expense | $3,555,000 | 3,685 |
| Salaries and employee benefits | $1,170,000 | 5,327 |
| Premises and equipment expense | $632,000 | 3,077 |
| Additional noninterest expense | $1,753,000 | 2,681 |
| Pre-tax net operating income | $-1,500,000 | 11,910 |
| Securities gains (losses) | $-943,000 | 11,864 |
| Applicable income taxes | $-927,000 | 11,901 |
| Income before extraordinary items | $-1,516,000 | 11,888 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,516,000 | 11,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,231 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-912,480 | 11,851 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,679,000 | 3,129 |
| Total interest expense | $5,730,000 | 2,177 |
| Net interest income | $3,949,000 | 4,436 |
| Provision for loan and lease losses | $892,000 | 1,008 |
| Total noninterest income | $530,000 | 5,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $530,000 | 2,854 |
| Total noninterest expense | $3,098,000 | 4,294 |
| Salaries and employee benefits | $1,170,000 | 5,365 |
| Premises and equipment expense | $644,000 | 3,056 |
| Additional noninterest expense | $1,284,000 | 3,812 |
| Pre-tax net operating income | $489,000 | 8,739 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $330,000 | 8,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $330,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $336,900 | 8,821 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,402,000 | 3,289 |
| Total interest expense | $4,700,000 | 2,740 |
| Net interest income | $4,702,000 | 3,780 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $1,212,000 | 2,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,212,000 | 1,797 |
| Total noninterest expense | $3,538,000 | 3,872 |
| Salaries and employee benefits | $1,378,000 | 4,625 |
| Premises and equipment expense | $877,000 | 2,329 |
| Additional noninterest expense | $1,283,000 | 3,969 |
| Pre-tax net operating income | $2,361,000 | 2,851 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $863,000 | 2,597 |
| Income before extraordinary items | $1,501,000 | 3,248 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,501,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $2,376,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,499,080 | 3,078 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,608,000 | 3,027 |
| Total interest expense | $6,573,000 | 2,570 |
| Net interest income | $5,035,000 | 3,609 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $1,121,000 | 3,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,121,000 | 1,849 |
| Total noninterest expense | $3,899,000 | 3,586 |
| Salaries and employee benefits | $1,519,000 | 4,186 |
| Premises and equipment expense | $1,032,000 | 2,035 |
| Additional noninterest expense | $1,348,000 | 3,923 |
| Pre-tax net operating income | $2,077,000 | 3,003 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $850,000 | 2,446 |
| Income before extraordinary items | $1,227,000 | 3,724 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,227,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $3,125,000 | 235 |
| Net operating income | $1,227,000 | 3,457 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.