Home > Federal Savings Association of Virginia > Income and Expense
Federal Savings Association of Virginia, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 12,871 |
| Total interest expense | $591,000 | 11,196 |
| Net interest income | $66,000 | 13,214 |
| Provision for loan and lease losses | $2,990,000 | 613 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,709,000 | 7,164 |
| Salaries and employee benefits | $305,000 | 11,596 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $1,108,000 | 4,506 |
| Pre-tax net operating income | $-4,580,000 | 13,169 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-4,580,000 | 13,155 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-4,580,000 | 13,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,563,000 | 847 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-4,580,000 | 13,143 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 12,780 |
| Total interest expense | $881,000 | 10,948 |
| Net interest income | $243,000 | 13,719 |
| Provision for loan and lease losses | $1,816,000 | 1,235 |
| Total noninterest income | $6,000 | 13,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $1,390,000 | 8,338 |
| Salaries and employee benefits | $357,000 | 11,368 |
| Premises and equipment expense | $362,000 | 5,215 |
| Additional noninterest expense | $671,000 | 6,947 |
| Pre-tax net operating income | $-2,957,000 | 13,713 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,957,000 | 13,741 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,957,000 | 13,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-3,300,000 | 13,897 |
| Net operating income | $-2,957,000 | 13,697 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.