Home > Feather River State Bank > Income and Expense
Feather River State Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,017,000 | 1,436 |
| Total interest expense | $4,877,000 | 1,834 |
| Net interest income | $15,140,000 | 1,286 |
| Provision for loan and lease losses | $-690,000 | 9,136 |
| Total noninterest income | $2,838,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,243,000 | 1,393 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,595,000 | 1,749 |
| Total noninterest expense | $12,447,000 | 1,306 |
| Salaries and employee benefits | $6,952,000 | 1,231 |
| Premises and equipment expense | $2,159,000 | 1,056 |
| Additional noninterest expense | $3,336,000 | 1,483 |
| Pre-tax net operating income | $6,221,000 | 1,322 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,211,000 | 1,192 |
| Income before extraordinary items | $4,010,000 | 1,568 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,010,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,331,000 | 735 |
| Cash dividends | $2,285,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 550 |
| Net operating income | $4,010,000 | 1,492 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,226,000 | 1,437 |
| Total interest expense | $3,708,000 | 1,886 |
| Net interest income | $11,518,000 | 1,271 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $2,332,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $925,000 | 1,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,407,000 | 1,595 |
| Total noninterest expense | $8,519,000 | 1,425 |
| Salaries and employee benefits | $5,065,000 | 1,282 |
| Premises and equipment expense | $1,622,000 | 1,067 |
| Additional noninterest expense | $1,832,000 | 1,952 |
| Pre-tax net operating income | $5,321,000 | 1,215 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,929,000 | 1,090 |
| Income before extraordinary items | $3,392,000 | 1,450 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,392,000 | 1,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,062 |
| Cash dividends | $1,025,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 686 |
| Net operating income | $3,392,000 | 1,367 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,350,000 | 1,416 |
| Total interest expense | $2,518,000 | 1,908 |
| Net interest income | $7,832,000 | 1,240 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $1,416,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $603,000 | 1,420 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $813,000 | 1,757 |
| Total noninterest expense | $5,687,000 | 1,412 |
| Salaries and employee benefits | $3,393,000 | 1,274 |
| Premises and equipment expense | $1,058,000 | 1,087 |
| Additional noninterest expense | $1,236,000 | 1,940 |
| Pre-tax net operating income | $3,551,000 | 1,207 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,292,000 | 1,111 |
| Income before extraordinary items | $2,259,000 | 1,455 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,259,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 775 |
| Cash dividends | $266,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 579 |
| Net operating income | $2,259,000 | 1,363 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 1,374 |
| Total interest expense | $1,272,000 | 1,940 |
| Net interest income | $4,068,000 | 1,205 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $819,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $290,000 | 1,426 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $529,000 | 1,429 |
| Total noninterest expense | $2,856,000 | 1,406 |
| Salaries and employee benefits | $1,720,000 | 1,252 |
| Premises and equipment expense | $518,000 | 1,118 |
| Additional noninterest expense | $618,000 | 1,899 |
| Pre-tax net operating income | $2,021,000 | 1,073 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $745,000 | 1,007 |
| Income before extraordinary items | $1,276,000 | 1,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,276,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 428 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,276,000 | 1,208 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,920,000 | 1,472 |
| Total interest expense | $5,063,000 | 2,216 |
| Net interest income | $15,857,000 | 1,218 |
| Provision for loan and lease losses | $550,000 | 2,218 |
| Total noninterest income | $2,763,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,271,000 | 1,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,492,000 | 1,651 |
| Total noninterest expense | $11,348,000 | 1,354 |
| Salaries and employee benefits | $6,675,000 | 1,206 |
| Premises and equipment expense | $2,077,000 | 1,065 |
| Additional noninterest expense | $2,596,000 | 1,795 |
| Pre-tax net operating income | $6,722,000 | 1,250 |
| Securities gains (losses) | $-55,000 | 9,081 |
| Applicable income taxes | $2,369,000 | 1,125 |
| Income before extraordinary items | $4,298,000 | 1,447 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,298,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-484,000 | 9,337 |
| Cash dividends | $1,143,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 691 |
| Net operating income | $4,333,200 | 1,383 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,732,000 | 1,557 |
| Total interest expense | $7,022,000 | 2,284 |
| Net interest income | $14,710,000 | 1,201 |
| Provision for loan and lease losses | $2,450,000 | 598 |
| Total noninterest income | $2,230,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,083,000 | 1,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,147,000 | 1,860 |
| Total noninterest expense | $12,093,000 | 1,209 |
| Salaries and employee benefits | $7,261,000 | 1,025 |
| Premises and equipment expense | $1,992,000 | 1,061 |
| Additional noninterest expense | $2,840,000 | 1,632 |
| Pre-tax net operating income | $2,397,000 | 2,748 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $752,000 | 2,539 |
| Income before extraordinary items | $1,645,000 | 3,011 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,645,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,676,000 | 462 |
| Cash dividends | $1,295,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 608 |
| Net operating income | $1,645,000 | 2,907 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,539,000 | 1,473 |
| Total interest expense | $9,470,000 | 1,816 |
| Net interest income | $14,069,000 | 1,244 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $2,783,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,009,000 | 1,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,774,000 | 1,232 |
| Total noninterest expense | $12,041,000 | 1,156 |
| Salaries and employee benefits | $6,541,000 | 1,080 |
| Premises and equipment expense | $1,942,000 | 1,028 |
| Additional noninterest expense | $3,558,000 | 1,278 |
| Pre-tax net operating income | $4,611,000 | 1,601 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,764,000 | 1,303 |
| Income before extraordinary items | $2,847,000 | 1,830 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,847,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,246,000 | 645 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $-40,000 | 9,758 |
| Net operating income | $2,847,000 | 1,831 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,323,000 | 1,400 |
| Total interest expense | $8,573,000 | 1,732 |
| Net interest income | $14,750,000 | 1,192 |
| Provision for loan and lease losses | $1,000,000 | 977 |
| Total noninterest income | $4,838,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $971,000 | 1,352 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,867,000 | 763 |
| Total noninterest expense | $16,857,000 | 856 |
| Salaries and employee benefits | $9,372,000 | 746 |
| Premises and equipment expense | $2,312,000 | 869 |
| Additional noninterest expense | $5,173,000 | 930 |
| Pre-tax net operating income | $1,731,000 | 3,721 |
| Securities gains (losses) | $-441,000 | 10,100 |
| Applicable income taxes | $556,000 | 3,399 |
| Income before extraordinary items | $734,000 | 5,328 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $734,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,062 |
| Cash dividends | $899,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $612,000 | 578 |
| Net operating income | $1,016,240 | 4,355 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,826,000 | 1,300 |
| Total interest expense | $8,831,000 | 1,737 |
| Net interest income | $15,995,000 | 1,058 |
| Provision for loan and lease losses | $2,246,000 | 534 |
| Total noninterest income | $5,601,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $918,000 | 1,369 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,683,000 | 678 |
| Total noninterest expense | $14,578,000 | 942 |
| Salaries and employee benefits | $8,484,000 | 783 |
| Premises and equipment expense | $2,262,000 | 861 |
| Additional noninterest expense | $3,832,000 | 1,167 |
| Pre-tax net operating income | $4,772,000 | 1,545 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,787,000 | 1,399 |
| Income before extraordinary items | $2,985,000 | 1,765 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,985,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,736,000 | 510 |
| Cash dividends | $859,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 804 |
| Net operating income | $2,985,000 | 1,689 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,392,000 | 1,400 |
| Total interest expense | $9,288,000 | 1,667 |
| Net interest income | $14,104,000 | 1,230 |
| Provision for loan and lease losses | $6,153,000 | 287 |
| Total noninterest income | $5,011,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,009,000 | 1,268 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,002,000 | 713 |
| Total noninterest expense | $13,385,000 | 1,024 |
| Salaries and employee benefits | $7,768,000 | 852 |
| Premises and equipment expense | $2,027,000 | 981 |
| Additional noninterest expense | $3,590,000 | 1,228 |
| Pre-tax net operating income | $-423,000 | 10,708 |
| Securities gains (losses) | $46,000 | 1,392 |
| Applicable income taxes | $-333,000 | 10,836 |
| Income before extraordinary items | $-44,000 | 10,463 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-44,000 | 10,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,692,000 | 290 |
| Cash dividends | $692,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $321,000 | 601 |
| Net operating income | $-73,440 | 10,456 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,575,000 | 1,630 |
| Total interest expense | $7,449,000 | 2,109 |
| Net interest income | $13,126,000 | 1,366 |
| Provision for loan and lease losses | $385,000 | 2,159 |
| Total noninterest income | $3,126,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $917,000 | 1,465 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,209,000 | 1,072 |
| Total noninterest expense | $9,939,000 | 1,443 |
| Salaries and employee benefits | $5,513,000 | 1,208 |
| Premises and equipment expense | $1,569,000 | 1,303 |
| Additional noninterest expense | $2,857,000 | 1,814 |
| Pre-tax net operating income | $5,928,000 | 1,223 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $2,339,000 | 1,070 |
| Income before extraordinary items | $3,595,000 | 1,379 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,595,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,390 |
| Cash dividends | $958,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $311,000 | 521 |
| Net operating income | $3,591,160 | 1,347 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,003,000 | 1,785 |
| Total interest expense | $6,310,000 | 2,438 |
| Net interest income | $12,693,000 | 1,416 |
| Provision for loan and lease losses | $875,000 | 1,056 |
| Total noninterest income | $2,221,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $859,000 | 1,577 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,362,000 | 1,448 |
| Total noninterest expense | $8,796,000 | 1,617 |
| Salaries and employee benefits | $4,673,000 | 1,417 |
| Premises and equipment expense | $1,388,000 | 1,478 |
| Additional noninterest expense | $2,735,000 | 1,829 |
| Pre-tax net operating income | $5,243,000 | 1,441 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $2,087,000 | 1,230 |
| Income before extraordinary items | $3,144,000 | 1,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,144,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,175 |
| Cash dividends | $825,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 10,431 |
| Net operating income | $3,151,680 | 1,590 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,120,000 | 2,058 |
| Total interest expense | $4,470,000 | 2,742 |
| Net interest income | $10,650,000 | 1,698 |
| Provision for loan and lease losses | $347,000 | 2,049 |
| Total noninterest income | $1,875,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $768,000 | 1,762 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,107,000 | 1,723 |
| Total noninterest expense | $8,200,000 | 1,778 |
| Salaries and employee benefits | $4,216,000 | 1,583 |
| Premises and equipment expense | $1,243,000 | 1,667 |
| Additional noninterest expense | $2,741,000 | 1,979 |
| Pre-tax net operating income | $3,978,000 | 1,795 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $1,540,000 | 1,524 |
| Income before extraordinary items | $2,420,000 | 2,016 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,420,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,018 |
| Cash dividends | $543,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 690 |
| Net operating income | $2,431,520 | 2,026 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,806,000 | 2,410 |
| Total interest expense | $4,355,000 | 2,931 |
| Net interest income | $8,451,000 | 2,136 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $2,346,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $761,000 | 1,801 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,585,000 | 1,481 |
| Total noninterest expense | $7,130,000 | 2,062 |
| Salaries and employee benefits | $3,349,000 | 1,988 |
| Premises and equipment expense | $904,000 | 2,266 |
| Additional noninterest expense | $2,877,000 | 1,977 |
| Pre-tax net operating income | $3,512,000 | 1,939 |
| Securities gains (losses) | $-14,000 | 12,848 |
| Applicable income taxes | $1,309,000 | 1,790 |
| Income before extraordinary items | $2,189,000 | 2,282 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,189,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 2,091 |
| Cash dividends | $466,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 861 |
| Net operating income | $2,197,960 | 2,142 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,420,000 | 2,817 |
| Total interest expense | $4,879,000 | 3,385 |
| Net interest income | $7,541,000 | 2,402 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $1,920,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $771,000 | 1,753 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,149,000 | 1,822 |
| Total noninterest expense | $6,015,000 | 2,418 |
| Salaries and employee benefits | $2,853,000 | 2,281 |
| Premises and equipment expense | $752,000 | 2,761 |
| Additional noninterest expense | $2,410,000 | 2,392 |
| Pre-tax net operating income | $3,266,000 | 1,901 |
| Securities gains (losses) | $-18,000 | 13,448 |
| Applicable income taxes | $1,200,000 | 1,763 |
| Income before extraordinary items | $2,048,000 | 2,235 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,048,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $421,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 908 |
| Net operating income | $2,059,520 | 2,041 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.