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FCNB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$7,694,0003,192
Total interest expense$2,599,0002,788
Net interest income$5,095,0003,330
Provision for loan and lease losses$-75,0004,303
Total noninterest income$3,152,0001,584
Gross Fiduciary activities income$0981
Service charges on deposit accounts$346,0002,039
Trading account gains and feesNANA
Additional Noninterest Income$2,806,0001,313
Total noninterest expense$7,670,0002,410
Salaries and employee benefits$3,902,0002,554
Premises and equipment expense$1,190,0001,815
Additional noninterest expense$2,806,0001,313
Pre-tax net operating income$652,0003,825
Securities gains (losses)$0988
Applicable income taxes$-19,0004,354
Income before extraordinary items$671,0003,722
Extraordinary gains, net$054
Net income$671,0003,760
Minority interest net income$088
Net income of bank and minority interests.$671,0003,723
Net charge-offs$-58,0004,227
Cash dividends$120,0003,298
Sale, conversion, retirement of capital stock, net$0540
Net operating income$671,0003,754
2023-09-30 (YTD Data)Rank
Total interest income$5,499,0003,227
Total interest expense$1,759,0002,785
Net interest income$3,740,0003,371
Provision for loan and lease losses$03,085
Total noninterest income$2,503,0001,526
Gross Fiduciary activities income$0950
Service charges on deposit accounts$262,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$2,241,0001,268
Total noninterest expense$5,700,0002,406
Salaries and employee benefits$2,854,0002,585
Premises and equipment expense$881,0001,843
Additional noninterest expense$2,241,0001,268
Pre-tax net operating income$543,0003,867
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$543,0003,776
Extraordinary gains, net$052
Net income$543,0003,811
Minority interest net income$081
Net income of bank and minority interests.$543,0003,776
Net charge-offs$-54,0004,232
Cash dividends$120,0002,865
Sale, conversion, retirement of capital stock, net$0507
Net operating income$543,0003,804
2023-06-30 (YTD Data)Rank
Total interest income$3,389,0003,300
Total interest expense$1,016,0002,792
Net interest income$2,373,0003,460
Provision for loan and lease losses$02,940
Total noninterest income$1,842,0001,374
Gross Fiduciary activities income$0931
Service charges on deposit accounts$177,0002,014
Trading account gains and feesNANA
Additional Noninterest Income$1,665,0001,112
Total noninterest expense$3,791,0002,401
Salaries and employee benefits$1,929,0002,568
Premises and equipment expense$578,0001,847
Additional noninterest expense$1,665,0001,111
Pre-tax net operating income$424,0003,811
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$424,0003,710
Extraordinary gains, net$051
Net income$424,0003,746
Minority interest net income$081
Net income of bank and minority interests.$424,0003,709
Net charge-offs$-59,0004,364
Cash dividends$60,0002,839
Sale, conversion, retirement of capital stock, net$0486
Net operating income$424,0003,732
2023-03-31 (YTD Data)Rank
Total interest income$1,489,0003,438
Total interest expense$314,0003,122
Net interest income$1,175,0003,487
Provision for loan and lease losses$02,612
Total noninterest income$857,0001,424
Gross Fiduciary activities income$0913
Service charges on deposit accounts$91,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$766,0001,161
Total noninterest expense$1,845,0002,466
Salaries and employee benefits$972,0002,598
Premises and equipment expense$278,0001,912
Additional noninterest expense$766,0001,161
Pre-tax net operating income$187,0003,953
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$187,0003,855
Extraordinary gains, net$04
Net income$187,0003,855
Minority interest net income$048
Net income of bank and minority interests.$187,0003,855
Net charge-offs$-51,0004,449
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$187,0003,876
2022-12-31 (YTD Data)Rank
Total interest income$5,244,0003,412
Total interest expense$372,0003,553
Net interest income$4,872,0003,368
Provision for loan and lease losses$03,012
Total noninterest income$3,344,0001,529
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$375,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$2,969,0001,267
Total noninterest expense$7,320,0002,442
Salaries and employee benefits$3,872,0002,557
Premises and equipment expense$1,281,0001,722
Additional noninterest expense$2,969,0001,267
Pre-tax net operating income$896,0003,848
Securities gains (losses)$-3,0003,239
Applicable income taxes$1,0003,582
Income before extraordinary items$892,0003,743
Extraordinary gains, net$05
Net income$892,0003,742
Minority interest net income$063
Net income of bank and minority interests.$892,0003,743
Net charge-offs$-12,0003,682
Cash dividends$450,0002,769
Sale, conversion, retirement of capital stock, net$0568
Net operating income$895,0003,761
2022-09-30 (YTD Data)Rank
Total interest income$3,773,0003,427
Total interest expense$149,0003,958
Net interest income$3,624,0003,366
Provision for loan and lease losses$02,835
Total noninterest income$2,614,0001,513
Gross Fiduciary activities income$0968
Service charges on deposit accounts$281,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$2,333,0001,256
Total noninterest expense$5,536,0002,426
Salaries and employee benefits$3,003,0002,501
Premises and equipment expense$993,0001,693
Additional noninterest expense$2,333,0001,256
Pre-tax net operating income$702,0003,824
Securities gains (losses)$-3,0003,592
Applicable income taxes$1,0003,582
Income before extraordinary items$698,0003,707
Extraordinary gains, net$04
Net income$698,0003,706
Minority interest net income$057
Net income of bank and minority interests.$698,0003,706
Net charge-offs$3,0002,106
Cash dividends$250,0002,612
Sale, conversion, retirement of capital stock, net$0519
Net operating income$701,0003,727
2022-06-30 (YTD Data)Rank
Total interest income$2,436,0003,448
Total interest expense$95,0003,975
Net interest income$2,341,0003,387
Provision for loan and lease losses$02,599
Total noninterest income$1,823,0001,454
Gross Fiduciary activities income$0925
Service charges on deposit accounts$183,0002,060
Trading account gains and feesNANA
Additional Noninterest Income$1,640,0001,240
Total noninterest expense$3,533,0002,474
Salaries and employee benefits$1,926,0002,570
Premises and equipment expense$659,0001,708
Additional noninterest expense$948,0002,704
Pre-tax net operating income$631,0003,495
Securities gains (losses)$-11,0003,956
Applicable income taxes$1,0003,535
Income before extraordinary items$619,0003,354
Extraordinary gains, net$04
Net income$619,0003,353
Minority interest net income$060
Net income of bank and minority interests.$619,0003,354
Net charge-offs$33,0001,142
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$630,0003,360
2022-03-31 (YTD Data)Rank
Total interest income$1,186,0003,451
Total interest expense$49,0003,944
Net interest income$1,137,0003,397
Provision for loan and lease losses$02,285
Total noninterest income$1,280,0001,184
Gross Fiduciary activities income$0892
Service charges on deposit accounts$93,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$1,187,000970
Total noninterest expense$2,095,0002,215
Salaries and employee benefits$979,0002,533
Premises and equipment expense$344,0001,667
Additional noninterest expense$772,0001,929
Pre-tax net operating income$322,0003,343
Securities gains (losses)$0623
Applicable income taxes$1,0003,415
Income before extraordinary items$321,0003,195
Extraordinary gains, net$04
Net income$321,0003,193
Minority interest net income$050
Net income of bank and minority interests.$321,0003,195
Net charge-offs$17,0001,013
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$321,0003,215
2021-12-31 (YTD Data)Rank
Total interest income$5,130,0003,440
Total interest expense$249,0003,940
Net interest income$4,881,0003,371
Provision for loan and lease losses$-300,0004,359
Total noninterest income$4,584,0001,387
Gross Fiduciary activities income$0994
Service charges on deposit accounts$415,0001,821
Trading account gains and feesNANA
Additional Noninterest Income$4,169,0001,217
Total noninterest expense$8,863,0002,142
Salaries and employee benefits$3,901,0002,544
Premises and equipment expense$1,402,0001,604
Additional noninterest expense$3,560,0001,733
Pre-tax net operating income$902,0003,902
Securities gains (losses)$235,000555
Applicable income taxes$12,0003,564
Income before extraordinary items$1,125,0003,642
Extraordinary gains, net$010
Net income$1,125,0003,642
Minority interest net income$074
Net income of bank and minority interests.$1,125,0003,642
Net charge-offs$-39,0004,047
Cash dividends$550,0002,733
Sale, conversion, retirement of capital stock, net$0582
Net operating income$892,3503,820
2021-09-30 (YTD Data)Rank
Total interest income$3,767,0003,553
Total interest expense$196,0003,985
Net interest income$3,571,0003,465
Provision for loan and lease losses$02,963
Total noninterest income$3,518,0001,398
Gross Fiduciary activities income$0957
Service charges on deposit accounts$320,0001,776
Trading account gains and feesNANA
Additional Noninterest Income$3,198,0001,235
Total noninterest expense$6,532,0002,172
Salaries and employee benefits$2,883,0002,569
Premises and equipment expense$1,058,0001,621
Additional noninterest expense$2,591,0001,768
Pre-tax net operating income$557,0004,161
Securities gains (losses)$180,000590
Applicable income taxes$9,0003,534
Income before extraordinary items$728,0003,899
Extraordinary gains, net$08
Net income$728,0003,899
Minority interest net income$069
Net income of bank and minority interests.$728,0003,899
Net charge-offs$-35,0004,080
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$549,8004,093
2021-06-30 (YTD Data)Rank
Total interest income$2,555,0003,540
Total interest expense$140,0003,977
Net interest income$2,415,0003,459
Provision for loan and lease losses$3,0002,808
Total noninterest income$2,321,0001,400
Gross Fiduciary activities income$0951
Service charges on deposit accounts$176,0001,964
Trading account gains and feesNANA
Additional Noninterest Income$2,145,0001,239
Total noninterest expense$4,295,0002,184
Salaries and employee benefits$1,901,0002,593
Premises and equipment expense$721,0001,603
Additional noninterest expense$1,673,0001,794
Pre-tax net operating income$438,0004,078
Securities gains (losses)$145,000547
Applicable income taxes$03,702
Income before extraordinary items$583,0003,740
Extraordinary gains, net$06
Net income$583,0003,740
Minority interest net income$067
Net income of bank and minority interests.$583,0003,740
Net charge-offs$-19,0004,036
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$438,0003,975
2021-03-31 (YTD Data)Rank
Total interest income$1,291,0003,519
Total interest expense$76,0003,972
Net interest income$1,215,0003,438
Provision for loan and lease losses$3,0002,653
Total noninterest income$1,101,0001,440
Gross Fiduciary activities income$0922
Service charges on deposit accounts$87,0001,968
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,264
Total noninterest expense$2,095,0002,203
Salaries and employee benefits$935,0002,606
Premises and equipment expense$366,0001,585
Additional noninterest expense$794,0001,846
Pre-tax net operating income$218,0004,038
Securities gains (losses)$87,000511
Applicable income taxes$03,613
Income before extraordinary items$305,0003,678
Extraordinary gains, net$03
Net income$305,0003,678
Minority interest net income$055
Net income of bank and minority interests.$305,0003,678
Net charge-offs$-9,0004,024
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$218,0003,947
2020-12-31 (YTD Data)Rank
Total interest income$4,606,0003,702
Total interest expense$460,0003,927
Net interest income$4,146,0003,635
Provision for loan and lease losses$-198,0004,974
Total noninterest income$4,006,0001,463
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$441,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$3,565,0001,304
Total noninterest expense$8,442,0002,181
Salaries and employee benefits$3,619,0002,635
Premises and equipment expense$1,394,0001,609
Additional noninterest expense$3,429,0001,731
Pre-tax net operating income$-92,0004,780
Securities gains (losses)$488,000608
Applicable income taxes$03,697
Income before extraordinary items$396,0004,318
Extraordinary gains, net$04
Net income$396,0004,317
Minority interest net income$072
Net income of bank and minority interests.$396,0004,318
Net charge-offs$-26,0004,440
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-92,0004,780
2020-09-30 (YTD Data)Rank
Total interest income$3,418,0003,754
Total interest expense$374,0003,921
Net interest income$3,044,0003,695
Provision for loan and lease losses$-197,0005,013
Total noninterest income$2,935,0001,450
Gross Fiduciary activities income$0981
Service charges on deposit accounts$328,0001,762
Trading account gains and feesNANA
Additional Noninterest Income$2,607,0001,287
Total noninterest expense$6,318,0002,172
Salaries and employee benefits$2,690,0002,639
Premises and equipment expense$1,054,0001,592
Additional noninterest expense$2,574,0001,708
Pre-tax net operating income$-142,0004,831
Securities gains (losses)$486,000507
Applicable income taxes$03,696
Income before extraordinary items$344,0004,279
Extraordinary gains, net$04
Net income$344,0004,277
Minority interest net income$065
Net income of bank and minority interests.$344,0004,279
Net charge-offs$-26,0004,488
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-142,0004,835
2020-06-30 (YTD Data)Rank
Total interest income$2,344,0003,758
Total interest expense$274,0003,906
Net interest income$2,070,0003,691
Provision for loan and lease losses$3,0004,093
Total noninterest income$1,928,0001,393
Gross Fiduciary activities income$0970
Service charges on deposit accounts$218,0001,794
Trading account gains and feesNANA
Additional Noninterest Income$1,710,0001,209
Total noninterest expense$4,192,0002,183
Salaries and employee benefits$1,761,0002,678
Premises and equipment expense$701,0001,596
Additional noninterest expense$1,730,0001,697
Pre-tax net operating income$-197,0004,883
Securities gains (losses)$423,000407
Applicable income taxes$03,655
Income before extraordinary items$226,0004,256
Extraordinary gains, net$04
Net income$226,0004,256
Minority interest net income$065
Net income of bank and minority interests.$226,0004,256
Net charge-offs$-23,0004,557
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-197,0004,884
2020-03-31 (YTD Data)Rank
Total interest income$1,165,0003,790
Total interest expense$149,0003,933
Net interest income$1,016,0003,705
Provision for loan and lease losses$1,0003,685
Total noninterest income$948,0001,340
Gross Fiduciary activities income$0941
Service charges on deposit accounts$134,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$814,0001,121
Total noninterest expense$2,117,0002,193
Salaries and employee benefits$904,0002,649
Premises and equipment expense$354,0001,601
Additional noninterest expense$859,0001,721
Pre-tax net operating income$-154,0004,909
Securities gains (losses)$239,000334
Applicable income taxes$03,513
Income before extraordinary items$85,0004,306
Extraordinary gains, net$04
Net income$85,0004,306
Minority interest net income$056
Net income of bank and minority interests.$85,0004,306
Net charge-offs$-18,0004,636
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-154,0004,905
2019-12-31 (YTD Data)Rank
Total interest income$5,157,0003,681
Total interest expense$674,0003,846
Net interest income$4,483,0003,607
Provision for loan and lease losses$-1,153,0005,134
Total noninterest income$3,601,0001,413
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$622,0001,629
Trading account gains and feesNANA
Additional Noninterest Income$2,979,0001,207
Total noninterest expense$8,599,0002,142
Salaries and employee benefits$3,800,0002,545
Premises and equipment expense$1,411,0001,582
Additional noninterest expense$3,388,0001,715
Pre-tax net operating income$638,0004,281
Securities gains (losses)$81,0001,040
Applicable income taxes$03,859
Income before extraordinary items$719,0004,094
Extraordinary gains, net$011
Net income$719,0004,096
Minority interest net income$076
Net income of bank and minority interests.$719,0004,096
Net charge-offs$117,0002,103
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$638,0004,185
2019-09-30 (YTD Data)Rank
Total interest income$3,912,0003,704
Total interest expense$513,0003,874
Net interest income$3,399,0003,637
Provision for loan and lease losses$-702,0005,199
Total noninterest income$2,806,0001,370
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$468,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$2,338,0001,166
Total noninterest expense$6,377,0002,158
Salaries and employee benefits$2,794,0002,592
Premises and equipment expense$1,050,0001,600
Additional noninterest expense$2,533,0001,731
Pre-tax net operating income$530,0004,299
Securities gains (losses)$69,000946
Applicable income taxes$03,902
Income before extraordinary items$599,0004,094
Extraordinary gains, net$011
Net income$599,0004,094
Minority interest net income$072
Net income of bank and minority interests.$599,0004,094
Net charge-offs$118,0001,658
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$530,0004,190
2019-06-30 (YTD Data)Rank
Total interest income$2,557,0003,755
Total interest expense$343,0003,854
Net interest income$2,214,0003,693
Provision for loan and lease losses$03,685
Total noninterest income$2,109,0001,232
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$304,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$1,805,0001,007
Total noninterest expense$4,082,0002,224
Salaries and employee benefits$1,719,0002,724
Premises and equipment expense$697,0001,616
Additional noninterest expense$1,666,0001,769
Pre-tax net operating income$241,0004,584
Securities gains (losses)$69,000642
Applicable income taxes$03,901
Income before extraordinary items$310,0004,330
Extraordinary gains, net$011
Net income$310,0004,328
Minority interest net income$069
Net income of bank and minority interests.$310,0004,328
Net charge-offs$19,0002,375
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$241,0004,506
2019-03-31 (YTD Data)Rank
Total interest income$1,259,0003,806
Total interest expense$174,0003,823
Net interest income$1,085,0003,759
Provision for loan and lease losses$03,406
Total noninterest income$1,115,0001,151
Gross Fiduciary activities income$0972
Service charges on deposit accounts$146,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$969,000916
Total noninterest expense$2,077,0002,208
Salaries and employee benefits$902,0002,672
Premises and equipment expense$336,0001,693
Additional noninterest expense$839,0001,739
Pre-tax net operating income$123,0004,562
Securities gains (losses)$10,000710
Applicable income taxes$03,800
Income before extraordinary items$133,0004,437
Extraordinary gains, net$05
Net income$133,0004,436
Minority interest net income$052
Net income of bank and minority interests.$133,0004,436
Net charge-offs$62,0001,103
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$123,0004,480
2018-12-31 (YTD Data)Rank
Total interest income$5,633,0003,550
Total interest expense$692,0003,474
Net interest income$4,941,0003,522
Provision for loan and lease losses$108,0002,999
Total noninterest income$3,506,0001,386
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$657,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$2,849,0001,184
Total noninterest expense$9,226,0002,027
Salaries and employee benefits$4,005,0002,456
Premises and equipment expense$1,403,0001,596
Additional noninterest expense$3,818,0001,567
Pre-tax net operating income$-887,0005,345
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-887,0005,340
Extraordinary gains, net$06
Net income$-887,0005,339
Minority interest net income$072
Net income of bank and minority interests.$-887,0005,339
Net charge-offs$-32,0004,786
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-887,0005,340
2018-09-30 (YTD Data)Rank
Total interest income$4,282,0003,540
Total interest expense$530,0003,388
Net interest income$3,752,0003,531
Provision for loan and lease losses$100,0002,576
Total noninterest income$2,633,0001,398
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$484,0001,641
Trading account gains and feesNANA
Additional Noninterest Income$2,149,0001,193
Total noninterest expense$6,879,0002,032
Salaries and employee benefits$3,031,0002,440
Premises and equipment expense$1,043,0001,620
Additional noninterest expense$2,805,0001,588
Pre-tax net operating income$-594,0005,418
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-594,0005,408
Extraordinary gains, net$05
Net income$-594,0005,407
Minority interest net income$066
Net income of bank and minority interests.$-594,0005,407
Net charge-offs$-13,0004,548
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-594,0005,408
2018-06-30 (YTD Data)Rank
Total interest income$2,880,0003,508
Total interest expense$370,0003,244
Net interest income$2,510,0003,526
Provision for loan and lease losses$80,0002,377
Total noninterest income$1,811,0001,372
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$312,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$1,499,0001,159
Total noninterest expense$4,546,0002,060
Salaries and employee benefits$2,074,0002,416
Premises and equipment expense$665,0001,702
Additional noninterest expense$1,807,0001,643
Pre-tax net operating income$-305,0005,458
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-305,0005,445
Extraordinary gains, net$06
Net income$-305,0005,444
Minority interest net income$065
Net income of bank and minority interests.$-305,0005,444
Net charge-offs$-100,0005,198
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-305,0005,449
2018-03-31 (YTD Data)Rank
Total interest income$1,420,0003,545
Total interest expense$187,0003,191
Net interest income$1,233,0003,577
Provision for loan and lease losses$66,0001,834
Total noninterest income$949,0001,310
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$157,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$792,0001,092
Total noninterest expense$2,330,0002,041
Salaries and employee benefits$1,096,0002,353
Premises and equipment expense$344,0001,665
Additional noninterest expense$890,0001,654
Pre-tax net operating income$-214,0005,534
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-214,0005,520
Extraordinary gains, net$07
Net income$-214,0005,520
Minority interest net income$052
Net income of bank and minority interests.$-214,0005,520
Net charge-offs$98,000867
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-214,0005,525
2017-12-31 (YTD Data)Rank
Total interest income$6,779,0003,181
Total interest expense$872,0002,795
Net interest income$5,907,0003,203
Provision for loan and lease losses$4,279,000277
Total noninterest income$4,152,0001,250
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$732,0001,514
Trading account gains and feesNANA
Additional Noninterest Income$3,420,0001,062
Total noninterest expense$10,989,0001,742
Salaries and employee benefits$4,667,0002,200
Premises and equipment expense$1,612,0001,417
Additional noninterest expense$4,710,0001,306
Pre-tax net operating income$-5,209,0005,664
Securities gains (losses)$14,0001,468
Applicable income taxes$04,135
Income before extraordinary items$-5,195,0005,649
Extraordinary gains, net$09
Net income$-5,195,0005,649
Minority interest net income$076
Net income of bank and minority interests.$-5,195,0005,649
Net charge-offs$4,248,000230
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-5,209,0005,648
2017-09-30 (YTD Data)Rank
Total interest income$5,374,0003,108
Total interest expense$680,0002,693
Net interest income$4,694,0003,122
Provision for loan and lease losses$4,223,000225
Total noninterest income$3,428,0001,212
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$559,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$2,869,0001,007
Total noninterest expense$8,210,0001,750
Salaries and employee benefits$3,534,0002,181
Premises and equipment expense$1,197,0001,436
Additional noninterest expense$3,479,0001,320
Pre-tax net operating income$-4,311,0005,736
Securities gains (losses)$14,0001,480
Applicable income taxes$04,172
Income before extraordinary items$-4,297,0005,727
Extraordinary gains, net$09
Net income$-4,297,0005,727
Minority interest net income$071
Net income of bank and minority interests.$-4,297,0005,727
Net charge-offs$3,986,000185
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-4,311,0005,728
2017-06-30 (YTD Data)Rank
Total interest income$3,658,0003,043
Total interest expense$477,0002,564
Net interest income$3,181,0003,084
Provision for loan and lease losses$2,114,000268
Total noninterest income$1,852,0001,376
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$375,0001,490
Trading account gains and feesNANA
Additional Noninterest Income$1,477,0001,205
Total noninterest expense$5,481,0001,754
Salaries and employee benefits$2,444,0002,142
Premises and equipment expense$740,0001,549
Additional noninterest expense$2,297,0001,328
Pre-tax net operating income$-2,562,0005,777
Securities gains (losses)$14,0001,120
Applicable income taxes$04,189
Income before extraordinary items$-2,548,0005,773
Extraordinary gains, net$011
Net income$-2,548,0005,773
Minority interest net income$071
Net income of bank and minority interests.$-2,548,0005,773
Net charge-offs$1,347,000292
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-2,562,0005,773
2017-03-31 (YTD Data)Rank
Total interest income$1,870,0003,014
Total interest expense$262,0002,383
Net interest income$1,608,0003,068
Provision for loan and lease losses$544,000435
Total noninterest income$768,0001,567
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$192,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$576,0001,397
Total noninterest expense$2,771,0001,763
Salaries and employee benefits$1,223,0002,170
Premises and equipment expense$333,0001,716
Additional noninterest expense$1,215,0001,272
Pre-tax net operating income$-939,0005,827
Securities gains (losses)$3,000889
Applicable income taxes$04,086
Income before extraordinary items$-936,0005,824
Extraordinary gains, net$08
Net income$-936,0005,824
Minority interest net income$055
Net income of bank and minority interests.$-936,0005,824
Net charge-offs$392,000398
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-939,0005,824
2016-12-31 (YTD Data)Rank
Total interest income$8,338,0002,771
Total interest expense$1,696,0001,621
Net interest income$6,642,0002,994
Provision for loan and lease losses$3,516,000346
Total noninterest income$3,650,0001,435
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$853,0001,380
Trading account gains and fees$0170
Additional Noninterest Income$2,797,0001,269
Total noninterest expense$10,050,0001,907
Salaries and employee benefits$4,684,0002,196
Premises and equipment expense$1,660,0001,382
Additional noninterest expense$3,706,0001,641
Pre-tax net operating income$-3,274,0005,891
Securities gains (losses)$182,000935
Applicable income taxes$04,278
Income before extraordinary items$-3,092,0005,886
Extraordinary gains, net$05
Net income$-3,092,0005,885
Minority interest net income$082
Net income of bank and minority interests.$-3,092,0005,885
Net charge-offs$3,077,000295
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-3,274,0005,885
2016-09-30 (YTD Data)Rank
Total interest income$6,346,0002,746
Total interest expense$1,118,0001,818
Net interest income$5,228,0002,896
Provision for loan and lease losses$1,906,000425
Total noninterest income$2,434,0001,550
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$633,0001,387
Trading account gains and fees$0169
Additional Noninterest Income$1,801,0001,408
Total noninterest expense$7,355,0001,939
Salaries and employee benefits$3,412,0002,245
Premises and equipment expense$1,156,0001,483
Additional noninterest expense$2,787,0001,634
Pre-tax net operating income$-1,599,0005,942
Securities gains (losses)$159,000941
Applicable income taxes$04,325
Income before extraordinary items$-1,440,0005,940
Extraordinary gains, net$05
Net income$-1,440,0005,940
Minority interest net income$071
Net income of bank and minority interests.$-1,440,0005,940
Net charge-offs$1,353,000383
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,599,0005,943
2016-06-30 (YTD Data)Rank
Total interest income$4,289,0002,733
Total interest expense$744,0001,824
Net interest income$3,545,0002,871
Provision for loan and lease losses$577,000767
Total noninterest income$1,440,0001,669
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$404,0001,414
Trading account gains and fees$0157
Additional Noninterest Income$1,036,0001,511
Total noninterest expense$4,811,0001,985
Salaries and employee benefits$2,241,0002,283
Premises and equipment expense$774,0001,477
Additional noninterest expense$1,796,0001,692
Pre-tax net operating income$-403,0005,964
Securities gains (losses)$5,0002,477
Applicable income taxes$04,338
Income before extraordinary items$-398,0005,969
Extraordinary gains, net$016
Net income$-398,0005,968
Minority interest net income$071
Net income of bank and minority interests.$-398,0005,968
Net charge-offs$479,000616
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-403,0005,961
2016-03-31 (YTD Data)Rank
Total interest income$2,143,0002,733
Total interest expense$373,0001,817
Net interest income$1,770,0002,882
Provision for loan and lease losses$233,000851
Total noninterest income$915,0001,396
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$196,0001,451
Trading account gains and fees$0142
Additional Noninterest Income$719,0001,181
Total noninterest expense$2,354,0002,024
Salaries and employee benefits$1,098,0002,332
Premises and equipment expense$389,0001,487
Additional noninterest expense$867,0001,733
Pre-tax net operating income$98,0005,086
Securities gains (losses)$5,0001,720
Applicable income taxes$04,259
Income before extraordinary items$103,0004,985
Extraordinary gains, net$012
Net income$103,0004,986
Minority interest net income$062
Net income of bank and minority interests.$103,0004,986
Net charge-offs$100,0001,011
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$98,0004,972
2015-12-31 (YTD Data)Rank
Total interest income$9,446,0002,482
Total interest expense$1,602,0001,677
Net interest income$7,844,0002,647
Provision for loan and lease losses$4,002,000252
Total noninterest income$3,569,0001,411
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$814,0001,454
Trading account gains and fees$0159
Additional Noninterest Income$2,755,0001,231
Total noninterest expense$9,458,0001,993
Salaries and employee benefits$4,281,0002,343
Premises and equipment expense$1,640,0001,406
Additional noninterest expense$3,537,0001,710
Pre-tax net operating income$-2,047,0006,137
Securities gains (losses)$147,000911
Applicable income taxes$04,402
Income before extraordinary items$-1,900,0006,131
Extraordinary gains, net$023
Net income$-1,900,0006,131
Minority interest net income$081
Net income of bank and minority interests.$-1,900,0006,131
Net charge-offs$3,786,000231
Cash dividends$1,300,0001,796
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-2,047,0006,129
2015-09-30 (YTD Data)Rank
Total interest income$7,194,0002,469
Total interest expense$1,217,0001,686
Net interest income$5,977,0002,619
Provision for loan and lease losses$1,800,000359
Total noninterest income$3,358,0001,219
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$598,0001,499
Trading account gains and fees$0153
Additional Noninterest Income$2,760,0001,032
Total noninterest expense$6,952,0002,035
Salaries and employee benefits$3,162,0002,377
Premises and equipment expense$1,200,0001,448
Additional noninterest expense$2,590,0001,753
Pre-tax net operating income$583,0004,543
Securities gains (losses)$97,0001,060
Applicable income taxes$04,489
Income before extraordinary items$680,0004,159
Extraordinary gains, net$021
Net income$680,0004,159
Minority interest net income$078
Net income of bank and minority interests.$680,0004,162
Net charge-offs$1,517,000341
Cash dividends$1,300,0001,338
Sale, conversion, retirement of capital stock, net$0773
Net operating income$583,0004,326
2015-06-30 (YTD Data)Rank
Total interest income$4,724,0002,503
Total interest expense$822,0001,681
Net interest income$3,902,0002,665
Provision for loan and lease losses$629,000626
Total noninterest income$2,405,0001,174
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$377,0001,548
Trading account gains and fees$0157
Additional Noninterest Income$2,028,000959
Total noninterest expense$4,642,0002,048
Salaries and employee benefits$2,087,0002,418
Premises and equipment expense$782,0001,496
Additional noninterest expense$1,773,0001,711
Pre-tax net operating income$1,036,0003,001
Securities gains (losses)$95,000878
Applicable income taxes$04,497
Income before extraordinary items$1,131,0002,531
Extraordinary gains, net$022
Net income$1,131,0002,533
Minority interest net income$075
Net income of bank and minority interests.$1,131,0002,533
Net charge-offs$1,488,000269
Cash dividends$1,300,000995
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,036,0002,637
2015-03-31 (YTD Data)Rank
Total interest income$2,411,0002,463
Total interest expense$416,0001,674
Net interest income$1,995,0002,613
Provision for loan and lease losses$101,0001,422
Total noninterest income$985,0001,312
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$175,0001,629
Trading account gains and fees$0152
Additional Noninterest Income$810,0001,076
Total noninterest expense$2,348,0002,019
Salaries and employee benefits$1,049,0002,423
Premises and equipment expense$390,0001,520
Additional noninterest expense$909,0001,656
Pre-tax net operating income$531,0002,913
Securities gains (losses)$65,000740
Applicable income taxes$04,400
Income before extraordinary items$596,0002,400
Extraordinary gains, net$013
Net income$596,0002,402
Minority interest net income$064
Net income of bank and minority interests.$596,0002,402
Net charge-offs$256,000605
Cash dividends$350,0001,409
Sale, conversion, retirement of capital stock, net$0697
Net operating income$531,0002,525
2014-12-31 (YTD Data)Rank
Total interest income$9,739,0002,460
Total interest expense$1,703,0001,698
Net interest income$8,036,0002,607
Provision for loan and lease losses$996,000885
Total noninterest income$4,175,0001,248
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$820,0001,536
Trading account gains and fees$0180
Additional Noninterest Income$3,355,0001,018
Total noninterest expense$9,202,0002,046
Salaries and employee benefits$4,430,0002,283
Premises and equipment expense$1,691,0001,402
Additional noninterest expense$3,081,0001,990
Pre-tax net operating income$2,013,0002,964
Securities gains (losses)$207,000789
Applicable income taxes$04,531
Income before extraordinary items$2,220,0002,502
Extraordinary gains, net$017
Net income$2,220,0002,502
Minority interest net income$084
Net income of bank and minority interests.$2,220,0002,502
Net charge-offs$1,426,000678
Cash dividends$2,060,0001,240
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,013,0002,645
2014-09-30 (YTD Data)Rank
Total interest income$7,219,0002,499
Total interest expense$1,282,0001,714
Net interest income$5,937,0002,656
Provision for loan and lease losses$597,0001,006
Total noninterest income$3,181,0001,235
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$605,0001,583
Trading account gains and fees$0174
Additional Noninterest Income$2,576,0001,015
Total noninterest expense$6,497,0002,181
Salaries and employee benefits$3,180,0002,371
Premises and equipment expense$1,141,0001,559
Additional noninterest expense$2,176,0002,090
Pre-tax net operating income$2,024,0002,489
Securities gains (losses)$207,000630
Applicable income taxes$04,583
Income before extraordinary items$2,231,0002,038
Extraordinary gains, net$015
Net income$2,231,0002,037
Minority interest net income$081
Net income of bank and minority interests.$2,231,0002,036
Net charge-offs$1,357,000520
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,024,0002,149
2014-06-30 (YTD Data)Rank
Total interest income$4,824,0002,496
Total interest expense$851,0001,738
Net interest income$3,973,0002,641
Provision for loan and lease losses$348,0001,120
Total noninterest income$2,194,0001,197
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$389,0001,605
Trading account gains and fees$0172
Additional Noninterest Income$1,805,000968
Total noninterest expense$4,275,0002,198
Salaries and employee benefits$2,121,0002,370
Premises and equipment expense$763,0001,557
Additional noninterest expense$1,391,0002,152
Pre-tax net operating income$1,544,0002,225
Securities gains (losses)$150,000584
Applicable income taxes$04,568
Income before extraordinary items$1,694,0001,777
Extraordinary gains, net$020
Net income$1,694,0001,780
Minority interest net income$080
Net income of bank and minority interests.$1,694,0001,779
Net charge-offs$1,108,000454
Cash dividends$1,475,000855
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,544,0001,882
2014-03-31 (YTD Data)Rank
Total interest income$2,478,0002,422
Total interest expense$427,0001,754
Net interest income$2,051,0002,568
Provision for loan and lease losses$174,0001,105
Total noninterest income$1,211,0001,088
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$186,0001,652
Trading account gains and fees$0147
Additional Noninterest Income$1,025,000828
Total noninterest expense$2,080,0002,254
Salaries and employee benefits$1,003,0002,502
Premises and equipment expense$393,0001,545
Additional noninterest expense$684,0002,190
Pre-tax net operating income$1,008,0001,757
Securities gains (losses)$-9,0006,428
Applicable income taxes$04,445
Income before extraordinary items$999,0001,502
Extraordinary gains, net$016
Net income$999,0001,505
Minority interest net income$066
Net income of bank and minority interests.$999,0001,505
Net charge-offs$889,000327
Cash dividends$250,0001,571
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,008,0001,460
2013-12-31 (YTD Data)Rank
Total interest income$10,107,0002,399
Total interest expense$2,178,0001,568
Net interest income$7,929,0002,624
Provision for loan and lease losses$997,0001,109
Total noninterest income$4,074,0001,305
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$928,0001,457
Trading account gains and fees$0184
Additional Noninterest Income$3,146,0001,118
Total noninterest expense$8,274,0002,274
Salaries and employee benefits$4,137,0002,403
Premises and equipment expense$1,482,0001,592
Additional noninterest expense$2,655,0002,326
Pre-tax net operating income$2,732,0002,314
Securities gains (losses)$107,0001,274
Applicable income taxes$04,631
Income before extraordinary items$2,839,0001,981
Extraordinary gains, net$029
Net income$2,839,0001,984
Minority interest net income$090
Net income of bank and minority interests.$2,839,0001,985
Net charge-offs$1,753,000834
Cash dividends$2,557,000985
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,732,0001,986
2013-09-30 (YTD Data)Rank
Total interest income$7,479,0002,448
Total interest expense$1,767,0001,486
Net interest income$5,712,0002,728
Provision for loan and lease losses$523,0001,467
Total noninterest income$3,186,0001,292
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$697,0001,466
Trading account gains and fees$0180
Additional Noninterest Income$2,489,0001,100
Total noninterest expense$6,047,0002,332
Salaries and employee benefits$3,005,0002,485
Premises and equipment expense$1,131,0001,573
Additional noninterest expense$1,911,0002,401
Pre-tax net operating income$2,328,0002,178
Securities gains (losses)$107,0001,168
Applicable income taxes$04,713
Income before extraordinary items$2,435,0001,804
Extraordinary gains, net$025
Net income$2,435,0001,808
Minority interest net income$084
Net income of bank and minority interests.$2,435,0001,809
Net charge-offs$278,0002,197
Cash dividends$2,257,000792
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,328,0001,831
2013-06-30 (YTD Data)Rank
Total interest income$4,940,0002,457
Total interest expense$1,290,0001,385
Net interest income$3,650,0002,823
Provision for loan and lease losses$347,0001,513
Total noninterest income$2,226,0001,265
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$458,0001,457
Trading account gains and fees$0157
Additional Noninterest Income$1,768,0001,072
Total noninterest expense$3,934,0002,374
Salaries and employee benefits$1,981,0002,520
Premises and equipment expense$744,0001,605
Additional noninterest expense$1,209,0002,522
Pre-tax net operating income$1,595,0002,101
Securities gains (losses)$107,0001,068
Applicable income taxes$04,679
Income before extraordinary items$1,702,0001,737
Extraordinary gains, net$022
Net income$1,702,0001,742
Minority interest net income$082
Net income of bank and minority interests.$1,702,0001,743
Net charge-offs$99,0002,766
Cash dividends$1,635,000736
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,595,0001,766
2013-03-31 (YTD Data)Rank
Total interest income$2,487,0002,464
Total interest expense$694,0001,335
Net interest income$1,793,0002,870
Provision for loan and lease losses$173,0001,499
Total noninterest income$981,0001,375
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$228,0001,441
Trading account gains and fees$0148
Additional Noninterest Income$753,0001,194
Total noninterest expense$1,965,0002,407
Salaries and employee benefits$962,0002,597
Premises and equipment expense$366,0001,647
Additional noninterest expense$637,0002,409
Pre-tax net operating income$636,0002,446
Securities gains (losses)$107,000656
Applicable income taxes$04,602
Income before extraordinary items$743,0001,909
Extraordinary gains, net$010
Net income$743,0001,910
Minority interest net income$076
Net income of bank and minority interests.$743,0001,911
Net charge-offs$4,0003,745
Cash dividends$610,000805
Sale, conversion, retirement of capital stock, net$0789
Net operating income$636,0002,065
2012-12-31 (YTD Data)Rank
Total interest income$10,307,0002,498
Total interest expense$3,132,0001,420
Net interest income$7,175,0002,923
Provision for loan and lease losses$399,0003,038
Total noninterest income$3,227,0001,561
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,059,0001,346
Trading account gains and fees$0166
Additional Noninterest Income$2,168,0001,453
Total noninterest expense$7,671,0002,458
Salaries and employee benefits$3,832,0002,554
Premises and equipment expense$1,608,0001,474
Additional noninterest expense$2,231,0002,830
Pre-tax net operating income$2,332,0002,532
Securities gains (losses)$58,0002,626
Applicable income taxes$04,751
Income before extraordinary items$2,390,0002,261
Extraordinary gains, net$029
Net income$2,390,0002,261
Minority interest net income$093
Net income of bank and minority interests.$2,390,0002,263
Net charge-offs$941,0001,885
Cash dividends$2,075,0001,176
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,332,0002,187
2012-09-30 (YTD Data)Rank
Total interest income$7,763,0002,539
Total interest expense$2,374,0001,474
Net interest income$5,389,0002,969
Provision for loan and lease losses$225,0003,327
Total noninterest income$2,349,0001,591
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$786,0001,370
Trading account gains and fees$0157
Additional Noninterest Income$1,563,0001,480
Total noninterest expense$5,505,0002,568
Salaries and employee benefits$2,916,0002,529
Premises and equipment expense$1,028,0001,726
Additional noninterest expense$1,561,0003,009
Pre-tax net operating income$2,008,0002,353
Securities gains (losses)$58,0002,346
Applicable income taxes$04,802
Income before extraordinary items$2,066,0002,052
Extraordinary gains, net$020
Net income$2,066,0002,051
Minority interest net income$086
Net income of bank and minority interests.$2,066,0002,053
Net charge-offs$873,0001,598
Cash dividends$1,825,000846
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,008,0001,976
2012-06-30 (YTD Data)Rank
Total interest income$5,173,0002,552
Total interest expense$1,624,0001,493
Net interest income$3,549,0003,012
Provision for loan and lease losses$202,0002,957
Total noninterest income$1,607,0001,547
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$533,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$1,074,0001,450
Total noninterest expense$3,630,0002,605
Salaries and employee benefits$1,944,0002,522
Premises and equipment expense$666,0001,778
Additional noninterest expense$1,020,0003,072
Pre-tax net operating income$1,324,0002,348
Securities gains (losses)$58,0001,958
Applicable income taxes$04,770
Income before extraordinary items$1,382,0002,027
Extraordinary gains, net$019
Net income$1,382,0002,025
Minority interest net income$084
Net income of bank and minority interests.$1,382,0002,027
Net charge-offs$731,0001,395
Cash dividends$1,325,000774
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,324,0001,987
2012-03-31 (YTD Data)Rank
Total interest income$2,541,0002,614
Total interest expense$841,0001,495
Net interest income$1,700,0003,126
Provision for loan and lease losses$179,0002,141
Total noninterest income$741,0001,614
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$254,0001,386
Trading account gains and fees$0148
Additional Noninterest Income$487,0001,534
Total noninterest expense$1,780,0002,630
Salaries and employee benefits$963,0002,569
Premises and equipment expense$322,0001,847
Additional noninterest expense$495,0003,116
Pre-tax net operating income$482,0002,947
Securities gains (losses)$58,0001,159
Applicable income taxes$04,704
Income before extraordinary items$540,0002,454
Extraordinary gains, net$019
Net income$540,0002,455
Minority interest net income$078
Net income of bank and minority interests.$540,0002,457
Net charge-offs$200,0001,847
Cash dividends$600,000741
Sale, conversion, retirement of capital stock, net$0861
Net operating income$482,0002,558
2011-12-31 (YTD Data)Rank
Total interest income$11,572,0002,415
Total interest expense$3,630,0001,654
Net interest income$7,942,0002,755
Provision for loan and lease losses$1,206,0002,151
Total noninterest income$3,073,0001,468
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,262,0001,166
Trading account gains and fees$0146
Additional Noninterest Income$1,811,0001,461
Total noninterest expense$7,291,0002,575
Salaries and employee benefits$3,734,0002,567
Premises and equipment expense$1,349,0001,849
Additional noninterest expense$2,208,0002,851
Pre-tax net operating income$2,518,0002,124
Securities gains (losses)$154,0001,689
Applicable income taxes$04,719
Income before extraordinary items$2,672,0001,774
Extraordinary gains, net$029
Net income$2,672,0001,776
Minority interest net income$096
Net income of bank and minority interests.$2,672,0001,776
Net charge-offs$1,151,0002,190
Cash dividends$2,275,000864
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,518,0001,782
2011-09-30 (YTD Data)Rank
Total interest income$8,811,0002,403
Total interest expense$2,744,0001,701
Net interest income$6,067,0002,711
Provision for loan and lease losses$980,0001,989
Total noninterest income$2,439,0001,400
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$952,0001,164
Trading account gains and fees$0145
Additional Noninterest Income$1,487,0001,344
Total noninterest expense$5,449,0002,580
Salaries and employee benefits$2,834,0002,539
Premises and equipment expense$990,0001,899
Additional noninterest expense$1,625,0002,930
Pre-tax net operating income$2,077,0002,020
Securities gains (losses)$154,0001,410
Applicable income taxes$04,740
Income before extraordinary items$2,231,0001,684
Extraordinary gains, net$021
Net income$2,231,0001,685
Minority interest net income$087
Net income of bank and minority interests.$2,231,0001,685
Net charge-offs$1,016,0001,872
Cash dividends$2,025,000630
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,077,0001,701
2011-06-30 (YTD Data)Rank
Total interest income$5,932,0002,392
Total interest expense$1,862,0001,731
Net interest income$4,070,0002,703
Provision for loan and lease losses$609,0002,033
Total noninterest income$1,644,0001,387
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$601,0001,202
Trading account gains and fees$0153
Additional Noninterest Income$1,043,0001,300
Total noninterest expense$3,639,0002,592
Salaries and employee benefits$1,890,0002,544
Premises and equipment expense$661,0001,909
Additional noninterest expense$1,088,0002,980
Pre-tax net operating income$1,466,0001,922
Securities gains (losses)$102,0001,130
Applicable income taxes$04,697
Income before extraordinary items$1,568,0001,563
Extraordinary gains, net$015
Net income$1,568,0001,563
Minority interest net income$089
Net income of bank and minority interests.$1,568,0001,563
Net charge-offs$262,0002,835
Cash dividends$1,650,000512
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,466,0001,585
2011-03-31 (YTD Data)Rank
Total interest income$2,985,0002,383
Total interest expense$951,0001,756
Net interest income$2,034,0002,693
Provision for loan and lease losses$390,0001,663
Total noninterest income$644,0001,665
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$263,0001,358
Trading account gains and fees$0158
Additional Noninterest Income$381,0001,622
Total noninterest expense$1,822,0002,605
Salaries and employee benefits$917,0002,645
Premises and equipment expense$331,0001,948
Additional noninterest expense$574,0002,815
Pre-tax net operating income$466,0002,686
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$466,0002,382
Extraordinary gains, net$09
Net income$466,0002,381
Minority interest net income$086
Net income of bank and minority interests.$466,0002,382
Net charge-offs$56,0003,252
Cash dividends$575,000647
Sale, conversion, retirement of capital stock, net$0925
Net operating income$466,0002,338
2010-12-31 (YTD Data)Rank
Total interest income$12,498,0002,404
Total interest expense$3,723,0002,130
Net interest income$8,775,0002,506
Provision for loan and lease losses$1,503,0002,457
Total noninterest income$2,839,0001,613
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,309,0001,150
Trading account gains and fees$0175
Additional Noninterest Income$1,530,0001,681
Total noninterest expense$7,446,0002,599
Salaries and employee benefits$3,904,0002,462
Premises and equipment expense$1,376,0001,871
Additional noninterest expense$2,166,0003,031
Pre-tax net operating income$2,665,0001,805
Securities gains (losses)$81,0002,336
Applicable income taxes$04,655
Income before extraordinary items$2,746,0001,514
Extraordinary gains, net$029
Net income$2,746,0001,515
Minority interest net income$0111
Net income of bank and minority interests.$2,746,0001,516
Net charge-offs$211,0004,709
Cash dividends$2,295,000728
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,665,0001,497
2010-09-30 (YTD Data)Rank
Total interest income$9,470,0002,440
Total interest expense$2,767,0002,243
Net interest income$6,703,0002,474
Provision for loan and lease losses$987,0002,528
Total noninterest income$2,249,0001,545
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,021,0001,135
Trading account gains and fees$0165
Additional Noninterest Income$1,228,0001,571
Total noninterest expense$5,578,0002,600
Salaries and employee benefits$2,994,0002,422
Premises and equipment expense$1,022,0001,904
Additional noninterest expense$1,562,0003,101
Pre-tax net operating income$2,387,0001,644
Securities gains (losses)$7,0003,200
Applicable income taxes$04,726
Income before extraordinary items$2,394,0001,382
Extraordinary gains, net$023
Net income$2,394,0001,385
Minority interest net income$0110
Net income of bank and minority interests.$2,394,0001,386
Net charge-offs$91,0005,003
Cash dividends$1,995,000541
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,387,0001,334
2010-06-30 (YTD Data)Rank
Total interest income$6,332,0002,456
Total interest expense$1,817,0002,359
Net interest income$4,515,0002,452
Provision for loan and lease losses$591,0002,623
Total noninterest income$1,500,0001,511
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$701,0001,116
Trading account gains and fees$0152
Additional Noninterest Income$799,0001,520
Total noninterest expense$3,604,0002,665
Salaries and employee benefits$1,961,0002,482
Premises and equipment expense$651,0001,996
Additional noninterest expense$992,0003,227
Pre-tax net operating income$1,820,0001,426
Securities gains (losses)$7,0002,699
Applicable income taxes$04,691
Income before extraordinary items$1,827,0001,222
Extraordinary gains, net$019
Net income$1,827,0001,223
Minority interest net income$0105
Net income of bank and minority interests.$1,827,0001,223
Net charge-offs$47,0004,944
Cash dividends$1,460,000480
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,820,0001,181
2010-03-31 (YTD Data)Rank
Total interest income$3,204,0002,487
Total interest expense$914,0002,460
Net interest income$2,290,0002,455
Provision for loan and lease losses$245,0002,726
Total noninterest income$752,0001,504
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$335,0001,165
Trading account gains and fees$0175
Additional Noninterest Income$417,0001,464
Total noninterest expense$1,772,0002,742
Salaries and employee benefits$949,0002,592
Premises and equipment expense$321,0002,079
Additional noninterest expense$502,0003,178
Pre-tax net operating income$1,025,0001,276
Securities gains (losses)$70,000968
Applicable income taxes$04,611
Income before extraordinary items$1,095,000997
Extraordinary gains, net$016
Net income$1,095,0001,000
Minority interest net income$091
Net income of bank and minority interests.$1,095,0001,001
Net charge-offs$25,0004,275
Cash dividends$410,000815
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,025,0001,037
2009-12-31 (YTD Data)Rank
Total interest income$12,317,0002,676
Total interest expense$4,005,0002,732
Net interest income$8,312,0002,629
Provision for loan and lease losses$794,0003,852
Total noninterest income$2,918,0001,646
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,525,0001,133
Trading account gains and fees$0211
Additional Noninterest Income$1,393,0001,735
Total noninterest expense$7,452,0002,645
Salaries and employee benefits$3,952,0002,473
Premises and equipment expense$1,407,0001,911
Additional noninterest expense$2,093,0003,194
Pre-tax net operating income$2,984,0001,343
Securities gains (losses)$36,0002,792
Applicable income taxes$04,388
Income before extraordinary items$3,020,0001,120
Extraordinary gains, net$034
Net income$3,020,0001,118
Minority interest net income$0115
Net income of bank and minority interests.$3,020,0001,119
Net charge-offs$495,0003,802
Cash dividends$2,125,000856
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,984,0001,124
2009-09-30 (YTD Data)Rank
Total interest income$9,074,0002,761
Total interest expense$3,004,0002,858
Net interest income$6,070,0002,697
Provision for loan and lease losses$446,0004,016
Total noninterest income$2,197,0001,664
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,140,0001,139
Trading account gains and fees$0212
Additional Noninterest Income$1,057,0001,757
Total noninterest expense$5,518,0002,679
Salaries and employee benefits$3,047,0002,443
Premises and equipment expense$983,0002,053
Additional noninterest expense$1,488,0003,300
Pre-tax net operating income$2,303,0001,395
Securities gains (losses)$37,0002,446
Applicable income taxes$04,592
Income before extraordinary items$2,340,0001,156
Extraordinary gains, net$027
Net income$2,340,0001,156
Minority interest net income$0118
Net income of bank and minority interests.$2,340,0001,156
Net charge-offs$291,0003,749
Cash dividends$1,850,000694
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,303,0001,154
2009-06-30 (YTD Data)Rank
Total interest income$5,924,0002,873
Total interest expense$1,989,0002,980
Net interest income$3,935,0002,767
Provision for loan and lease losses$198,0004,349
Total noninterest income$1,397,0001,731
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$748,0001,139
Trading account gains and fees$0193
Additional Noninterest Income$649,0001,887
Total noninterest expense$3,536,0002,801
Salaries and employee benefits$1,986,0002,531
Premises and equipment expense$612,0002,221
Additional noninterest expense$938,0003,438
Pre-tax net operating income$1,598,0001,435
Securities gains (losses)$37,0002,068
Applicable income taxes$04,657
Income before extraordinary items$1,635,0001,161
Extraordinary gains, net$021
Net income$1,635,0001,161
Minority interest net income$0112
Net income of bank and minority interests.$1,635,0001,161
Net charge-offs$165,0003,665
Cash dividends$1,340,000689
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,598,0001,152
2009-03-31 (YTD Data)Rank
Total interest income$2,942,0002,915
Total interest expense$987,0003,084
Net interest income$1,955,0002,769
Provision for loan and lease losses$99,0003,935
Total noninterest income$678,0001,728
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$339,0001,220
Trading account gains and fees$0171
Additional Noninterest Income$339,0001,797
Total noninterest expense$1,729,0002,772
Salaries and employee benefits$965,0002,621
Premises and equipment expense$309,0002,245
Additional noninterest expense$455,0003,247
Pre-tax net operating income$805,0001,587
Securities gains (losses)$36,0001,437
Applicable income taxes$04,835
Income before extraordinary items$841,0001,307
Extraordinary gains, net$015
Net income$841,0001,309
Minority interest net income$0102
Net income of bank and minority interests.$841,0001,309
Net charge-offs$82,0003,075
Cash dividends$445,0001,002
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$805,0001,288
2008-12-31 (YTD Data)Rank
Total interest income$11,831,0003,081
Total interest expense$4,486,0003,232
Net interest income$7,345,0002,912
Provision for loan and lease losses$545,0003,676
Total noninterest income$2,804,0001,662
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,571,0001,146
Trading account gains and fees$0154
Additional Noninterest Income$1,233,0001,845
Total noninterest expense$6,584,0002,827
Salaries and employee benefits$3,659,0002,716
Premises and equipment expense$1,316,0002,055
Additional noninterest expense$1,609,0003,444
Pre-tax net operating income$3,020,0001,785
Securities gains (losses)$3,0002,883
Applicable income taxes$04,979
Income before extraordinary items$3,023,0001,352
Extraordinary gains, net$039
Net income$3,023,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0004,485
Cash dividends$1,915,0001,416
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,020,0001,449
2008-09-30 (YTD Data)Rank
Total interest income$8,903,0003,136
Total interest expense$3,444,0003,277
Net interest income$5,459,0002,970
Provision for loan and lease losses$221,0004,062
Total noninterest income$2,050,0001,746
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,160,0001,174
Trading account gains and fees$0148
Additional Noninterest Income$890,0001,981
Total noninterest expense$4,802,0002,874
Salaries and employee benefits$2,744,0002,734
Premises and equipment expense$933,0002,182
Additional noninterest expense$1,125,0003,536
Pre-tax net operating income$2,486,0001,940
Securities gains (losses)$3,0002,756
Applicable income taxes$05,372
Income before extraordinary items$2,489,0001,464
Extraordinary gains, net$031
Net income$2,489,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,540
Cash dividends$1,690,0001,190
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,486,0001,546
2008-06-30 (YTD Data)Rank
Total interest income$5,929,0003,184
Total interest expense$2,408,0003,278
Net interest income$3,521,0003,031
Provision for loan and lease losses$148,0003,696
Total noninterest income$1,318,0001,809
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$741,0001,202
Trading account gains and fees$0149
Additional Noninterest Income$577,0002,043
Total noninterest expense$3,131,0002,948
Salaries and employee benefits$1,801,0002,809
Premises and equipment expense$622,0002,171
Additional noninterest expense$708,0003,695
Pre-tax net operating income$1,560,0002,119
Securities gains (losses)$3,0002,869
Applicable income taxes$05,627
Income before extraordinary items$1,563,0001,734
Extraordinary gains, net$021
Net income$1,563,0001,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,872
Cash dividends$1,166,0001,251
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,560,0001,710
2008-03-31 (YTD Data)Rank
Total interest income$3,014,0003,217
Total interest expense$1,287,0003,280
Net interest income$1,727,0003,115
Provision for loan and lease losses$74,0003,255
Total noninterest income$607,0001,941
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$352,0001,248
Trading account gains and fees$0158
Additional Noninterest Income$255,0002,192
Total noninterest expense$1,491,0003,080
Salaries and employee benefits$875,0002,911
Premises and equipment expense$287,0002,356
Additional noninterest expense$329,0003,846
Pre-tax net operating income$769,0002,244
Securities gains (losses)$3,0002,367
Applicable income taxes$05,622
Income before extraordinary items$772,0001,875
Extraordinary gains, net$015
Net income$772,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,651
Cash dividends$375,0001,669
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$769,0001,813
2007-12-31 (YTD Data)Rank
Total interest income$12,210,0003,235
Total interest expense$5,715,0003,126
Net interest income$6,495,0003,300
Provision for loan and lease losses$297,0003,225
Total noninterest income$2,356,0001,971
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,446,0001,227
Trading account gains and fees$0178
Additional Noninterest Income$910,0002,367
Total noninterest expense$6,101,0002,927
Salaries and employee benefits$3,361,0002,925
Premises and equipment expense$1,215,0002,137
Additional noninterest expense$1,525,0003,364
Pre-tax net operating income$2,453,0002,865
Securities gains (losses)$36,000908
Applicable income taxes$-3,0007,730
Income before extraordinary items$2,492,0002,372
Extraordinary gains, net$039
Net income$2,492,0002,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,852
Cash dividends$1,594,0001,925
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,456,0002,396
2007-09-30 (YTD Data)Rank
Total interest income$9,078,0003,264
Total interest expense$4,248,0003,155
Net interest income$4,830,0003,326
Provision for loan and lease losses$221,0002,851
Total noninterest income$1,679,0002,046
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,058,0001,239
Trading account gains and fees$0184
Additional Noninterest Income$621,0002,508
Total noninterest expense$4,472,0002,962
Salaries and employee benefits$2,506,0002,915
Premises and equipment expense$879,0002,198
Additional noninterest expense$1,087,0003,467
Pre-tax net operating income$1,816,0003,041
Securities gains (losses)$41,000663
Applicable income taxes$06,220
Income before extraordinary items$1,857,0002,539
Extraordinary gains, net$033
Net income$1,857,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,281
Cash dividends$1,350,0001,627
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,816,0002,553
2007-06-30 (YTD Data)Rank
Total interest income$5,914,0003,332
Total interest expense$2,749,0003,209
Net interest income$3,165,0003,402
Provision for loan and lease losses$145,0002,710
Total noninterest income$1,090,0002,097
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$692,0001,274
Trading account gains and fees$0168
Additional Noninterest Income$398,0002,584
Total noninterest expense$2,881,0003,066
Salaries and employee benefits$1,641,0003,004
Premises and equipment expense$580,0002,226
Additional noninterest expense$660,0003,730
Pre-tax net operating income$1,229,0003,068
Securities gains (losses)$15,000765
Applicable income taxes$06,265
Income before extraordinary items$1,244,0002,562
Extraordinary gains, net$029
Net income$1,244,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,125
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,229,0002,565
2007-03-31 (YTD Data)Rank
Total interest income$2,909,0003,363
Total interest expense$1,351,0003,239
Net interest income$1,558,0003,442
Provision for loan and lease losses$71,0002,566
Total noninterest income$502,0002,211
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$322,0001,335
Trading account gains and fees$0195
Additional Noninterest Income$180,0002,707
Total noninterest expense$1,397,0003,160
Salaries and employee benefits$800,0003,083
Premises and equipment expense$287,0002,275
Additional noninterest expense$310,0003,875
Pre-tax net operating income$592,0003,153
Securities gains (losses)$15,000615
Applicable income taxes$06,196
Income before extraordinary items$607,0002,605
Extraordinary gains, net$022
Net income$607,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$320,0001,914
Sale, conversion, retirement of capital stock, net$0885
Net operating income$592,0002,645
2006-12-31 (YTD Data)Rank
Total interest income$10,540,0003,443
Total interest expense$4,644,0003,216
Net interest income$5,896,0003,566
Provision for loan and lease losses$293,0002,846
Total noninterest income$2,012,0002,214
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,415,0001,262
Trading account gains and fees$0130
Additional Noninterest Income$597,0003,029
Total noninterest expense$5,417,0003,130
Salaries and employee benefits$2,999,0003,132
Premises and equipment expense$1,038,0002,381
Additional noninterest expense$1,380,0003,524
Pre-tax net operating income$2,198,0003,431
Securities gains (losses)$32,000790
Applicable income taxes$06,600
Income before extraordinary items$2,230,0002,861
Extraordinary gains, net$051
Net income$2,230,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,766
Cash dividends$1,773,0001,723
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,198,0002,884
2006-09-30 (YTD Data)Rank
Total interest income$7,697,0003,487
Total interest expense$3,329,0003,237
Net interest income$4,368,0003,618
Provision for loan and lease losses$220,0002,716
Total noninterest income$1,507,0002,216
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,068,0001,256
Trading account gains and fees$0126
Additional Noninterest Income$439,0003,063
Total noninterest expense$3,998,0003,172
Salaries and employee benefits$2,232,0003,142
Premises and equipment expense$755,0002,459
Additional noninterest expense$1,011,0003,576
Pre-tax net operating income$1,657,0003,548
Securities gains (losses)$29,000669
Applicable income taxes$06,687
Income before extraordinary items$1,686,0002,941
Extraordinary gains, net$045
Net income$1,686,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,313
Cash dividends$1,455,0001,484
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,657,0002,963
2006-06-30 (YTD Data)Rank
Total interest income$4,849,0003,577
Total interest expense$2,056,0003,306
Net interest income$2,793,0003,743
Provision for loan and lease losses$144,0002,732
Total noninterest income$990,0002,244
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$701,0001,266
Trading account gains and fees$0126
Additional Noninterest Income$289,0003,090
Total noninterest expense$2,638,0003,205
Salaries and employee benefits$1,470,0003,175
Premises and equipment expense$496,0002,487
Additional noninterest expense$672,0003,605
Pre-tax net operating income$1,001,0003,793
Securities gains (losses)$1,0001,053
Applicable income taxes$06,706
Income before extraordinary items$1,002,0003,203
Extraordinary gains, net$039
Net income$1,002,0003,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,929
Cash dividends$1,030,0001,392
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,001,0003,198
2006-03-31 (YTD Data)Rank
Total interest income$2,336,0003,618
Total interest expense$966,0003,345
Net interest income$1,370,0003,797
Provision for loan and lease losses$72,0002,600
Total noninterest income$443,0002,378
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$325,0001,320
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,406
Total noninterest expense$1,235,0003,387
Salaries and employee benefits$713,0003,284
Premises and equipment expense$248,0002,481
Additional noninterest expense$274,0004,183
Pre-tax net operating income$506,0003,699
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$506,0003,126
Extraordinary gains, net$021
Net income$506,0003,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$320,0001,859
Sale, conversion, retirement of capital stock, net$0648
Net operating income$506,0003,104
2005-12-31 (YTD Data)Rank
Total interest income$8,427,0003,605
Total interest expense$3,103,0003,238
Net interest income$5,324,0003,780
Provision for loan and lease losses$277,0002,997
Total noninterest income$1,722,0002,452
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,285,0001,371
Trading account gains and fees$0138
Additional Noninterest Income$437,0003,623
Total noninterest expense$4,865,0003,312
Salaries and employee benefits$2,784,0003,171
Premises and equipment expense$935,0002,512
Additional noninterest expense$1,146,0004,005
Pre-tax net operating income$1,904,0003,812
Securities gains (losses)$-20,0007,814
Applicable income taxes$12,0006,486
Income before extraordinary items$1,872,0003,258
Extraordinary gains, net$046
Net income$1,872,0003,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,235
Cash dividends$1,490,0001,842
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,891,8003,202
2005-09-30 (YTD Data)Rank
Total interest income$6,150,0003,628
Total interest expense$2,221,0003,223
Net interest income$3,929,0003,818
Provision for loan and lease losses$207,0002,899
Total noninterest income$1,265,0002,490
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$932,0001,392
Trading account gains and fees$0126
Additional Noninterest Income$333,0003,615
Total noninterest expense$3,537,0003,369
Salaries and employee benefits$2,013,0003,256
Premises and equipment expense$668,0002,608
Additional noninterest expense$856,0003,971
Pre-tax net operating income$1,450,0003,852
Securities gains (losses)$-23,0008,230
Applicable income taxes$06,976
Income before extraordinary items$1,427,0003,257
Extraordinary gains, net$035
Net income$1,427,0003,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,141
Cash dividends$1,275,0001,509
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,450,0003,171
2005-06-30 (YTD Data)Rank
Total interest income$3,969,0003,652
Total interest expense$1,416,0003,195
Net interest income$2,553,0003,861
Provision for loan and lease losses$137,0002,820
Total noninterest income$820,0002,489
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$595,0001,423
Trading account gains and fees$0116
Additional Noninterest Income$225,0003,561
Total noninterest expense$2,305,0003,410
Salaries and employee benefits$1,329,0003,262
Premises and equipment expense$438,0002,618
Additional noninterest expense$538,0004,122
Pre-tax net operating income$931,0003,901
Securities gains (losses)$-21,0008,378
Applicable income taxes$06,961
Income before extraordinary items$910,0003,327
Extraordinary gains, net$030
Net income$910,0003,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$1,015,0001,269
Sale, conversion, retirement of capital stock, net$0643
Net operating income$931,0003,222
2005-03-31 (YTD Data)Rank
Total interest income$1,951,0003,673
Total interest expense$687,0003,167
Net interest income$1,264,0003,892
Provision for loan and lease losses$66,0002,725
Total noninterest income$364,0002,658
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$258,0001,581
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,615
Total noninterest expense$1,087,0003,606
Salaries and employee benefits$645,0003,344
Premises and equipment expense$208,0002,776
Additional noninterest expense$234,0004,589
Pre-tax net operating income$475,0003,811
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$475,0003,162
Extraordinary gains, net$024
Net income$475,0003,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,217
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$475,0003,122
2004-12-31 (YTD Data)Rank
Total interest income$7,813,0003,476
Total interest expense$2,606,0002,941
Net interest income$5,207,0003,692
Provision for loan and lease losses$430,0002,234
Total noninterest income$1,592,0002,575
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,044,0001,682
Trading account gains and fees$0138
Additional Noninterest Income$548,0003,136
Total noninterest expense$4,516,0003,403
Salaries and employee benefits$2,501,0003,347
Premises and equipment expense$984,0002,326
Additional noninterest expense$1,031,0004,231
Pre-tax net operating income$1,853,0003,714
Securities gains (losses)$26,0002,233
Applicable income taxes$4,0006,965
Income before extraordinary items$1,875,0003,089
Extraordinary gains, net$034
Net income$1,875,0003,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,059
Cash dividends$1,284,0001,939
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,849,0003,057
2004-09-30 (YTD Data)Rank
Total interest income$5,835,0003,463
Total interest expense$1,935,0002,919
Net interest income$3,900,0003,671
Provision for loan and lease losses$372,0001,892
Total noninterest income$1,252,0002,505
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$778,0001,706
Trading account gains and fees$0134
Additional Noninterest Income$474,0002,897
Total noninterest expense$3,294,0003,463
Salaries and employee benefits$1,809,0003,411
Premises and equipment expense$703,0002,410
Additional noninterest expense$782,0004,152
Pre-tax net operating income$1,486,0003,596
Securities gains (losses)$53,0001,616
Applicable income taxes$4,0006,986
Income before extraordinary items$1,535,0002,894
Extraordinary gains, net$026
Net income$1,535,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,941
Cash dividends$1,085,0001,616
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,482,0002,901
2004-06-30 (YTD Data)Rank
Total interest income$3,851,0003,478
Total interest expense$1,296,0002,896
Net interest income$2,555,0003,706
Provision for loan and lease losses$307,0001,498
Total noninterest income$894,0002,384
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$514,0001,703
Trading account gains and fees$0130
Additional Noninterest Income$380,0002,591
Total noninterest expense$2,162,0003,519
Salaries and employee benefits$1,192,0003,470
Premises and equipment expense$460,0002,449
Additional noninterest expense$510,0004,250
Pre-tax net operating income$980,0003,584
Securities gains (losses)$55,0001,393
Applicable income taxes$07,214
Income before extraordinary items$1,035,0002,845
Extraordinary gains, net$021
Net income$1,035,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,713
Cash dividends$695,0001,716
Sale, conversion, retirement of capital stock, net$0638
Net operating income$980,0002,898
2004-03-31 (YTD Data)Rank
Total interest income$1,906,0003,526
Total interest expense$659,0002,898
Net interest income$1,247,0003,767
Provision for loan and lease losses$49,0003,372
Total noninterest income$320,0002,974
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$238,0001,794
Trading account gains and fees$0121
Additional Noninterest Income$82,0004,114
Total noninterest expense$1,063,0003,588
Salaries and employee benefits$581,0003,575
Premises and equipment expense$228,0002,495
Additional noninterest expense$254,0004,267
Pre-tax net operating income$455,0003,764
Securities gains (losses)$4,0002,410
Applicable income taxes$07,103
Income before extraordinary items$459,0003,145
Extraordinary gains, net$016
Net income$459,0003,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$220,0002,062
Sale, conversion, retirement of capital stock, net$0464
Net operating income$455,0003,052
2003-12-31 (YTD Data)Rank
Total interest income$7,703,0003,548
Total interest expense$2,815,0003,033
Net interest income$4,888,0003,739
Provision for loan and lease losses$240,0003,615
Total noninterest income$1,003,0003,724
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$761,0002,206
Trading account gains and fees$0160
Additional Noninterest Income$242,0004,909
Total noninterest expense$4,262,0003,514
Salaries and employee benefits$2,291,0003,517
Premises and equipment expense$993,0002,276
Additional noninterest expense$978,0004,358
Pre-tax net operating income$1,389,0004,329
Securities gains (losses)$27,0003,018
Applicable income taxes$7,0007,138
Income before extraordinary items$1,409,0003,714
Extraordinary gains, net$054
Net income$1,409,0003,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,706
Cash dividends$970,0002,382
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,382,0003,611
2003-09-30 (YTD Data)Rank
Total interest income$5,781,0003,590
Total interest expense$2,146,0003,090
Net interest income$3,635,0003,791
Provision for loan and lease losses$109,0004,528
Total noninterest income$693,0003,964
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$514,0002,413
Trading account gains and fees$0153
Additional Noninterest Income$179,0005,002
Total noninterest expense$3,135,0003,568
Salaries and employee benefits$1,675,0003,570
Premises and equipment expense$707,0002,387
Additional noninterest expense$753,0004,244
Pre-tax net operating income$1,084,0004,342
Securities gains (losses)$28,0002,745
Applicable income taxes$10,0007,078
Income before extraordinary items$1,102,0003,733
Extraordinary gains, net$040
Net income$1,102,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$770,0002,054
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,074,2803,642
2003-06-30 (YTD Data)Rank
Total interest income$3,901,0003,581
Total interest expense$1,459,0003,129
Net interest income$2,442,0003,778
Provision for loan and lease losses$72,0004,482
Total noninterest income$464,0003,914
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$336,0002,427
Trading account gains and fees$0150
Additional Noninterest Income$128,0004,871
Total noninterest expense$2,065,0003,597
Salaries and employee benefits$1,120,0003,555
Premises and equipment expense$459,0002,425
Additional noninterest expense$486,0004,338
Pre-tax net operating income$769,0004,166
Securities gains (losses)$1,0003,586
Applicable income taxes$7,0007,084
Income before extraordinary items$763,0003,638
Extraordinary gains, net$030
Net income$763,0003,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,718
Cash dividends$510,0002,097
Sale, conversion, retirement of capital stock, net$0589
Net operating income$762,0103,446
2003-03-31 (YTD Data)Rank
Total interest income$1,942,0003,613
Total interest expense$736,0003,172
Net interest income$1,206,0003,805
Provision for loan and lease losses$36,0004,248
Total noninterest income$218,0003,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$166,0002,386
Trading account gains and fees$0134
Additional Noninterest Income$52,0005,197
Total noninterest expense$1,022,0003,589
Salaries and employee benefits$540,0003,657
Premises and equipment expense$239,0002,330
Additional noninterest expense$243,0004,314
Pre-tax net operating income$366,0004,268
Securities gains (losses)$02,891
Applicable income taxes$3,0007,063
Income before extraordinary items$363,0003,712
Extraordinary gains, net$021
Net income$363,0003,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,727
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$363,0003,539
2002-12-31 (YTD Data)Rank
Total interest income$8,421,0003,489
Total interest expense$3,317,0003,250
Net interest income$5,104,0003,612
Provision for loan and lease losses$132,0005,166
Total noninterest income$896,0003,717
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$659,0002,363
Trading account gains and fees$0153
Additional Noninterest Income$237,0004,698
Total noninterest expense$4,189,0003,432
Salaries and employee benefits$2,230,0003,424
Premises and equipment expense$894,0002,427
Additional noninterest expense$1,065,0003,974
Pre-tax net operating income$1,679,0003,815
Securities gains (losses)$19,0003,191
Applicable income taxes$23,0006,986
Income before extraordinary items$1,675,0003,220
Extraordinary gains, net$070
Net income$1,675,0003,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,660
Cash dividends$1,215,0001,926
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,656,1903,146
2001-12-31 (YTD Data)Rank
Total interest income$9,247,0003,541
Total interest expense$4,649,0003,364
Net interest income$4,598,0003,680
Provision for loan and lease losses$133,0005,016
Total noninterest income$836,0003,736
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$614,0002,388
Trading account gains and fees$0177
Additional Noninterest Income$222,0004,718
Total noninterest expense$3,859,0003,541
Salaries and employee benefits$2,035,0003,548
Premises and equipment expense$897,0002,372
Additional noninterest expense$927,0004,313
Pre-tax net operating income$1,442,0003,958
Securities gains (losses)$-6,0009,232
Applicable income taxes$07,903
Income before extraordinary items$1,436,0003,329
Extraordinary gains, net$0105
Net income$1,436,0003,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,784
Cash dividends$950,0002,347
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,442,0003,216
2000-12-31 (YTD Data)Rank
Total interest income$8,759,0003,817
Total interest expense$4,538,0003,592
Net interest income$4,221,0004,001
Provision for loan and lease losses$120,0004,828
Total noninterest income$796,0003,670
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$560,0002,440
Trading account gains and fees$0180
Additional Noninterest Income$236,0004,413
Total noninterest expense$3,550,0003,656
Salaries and employee benefits$1,822,0003,742
Premises and equipment expense$815,0002,526
Additional noninterest expense$913,0004,288
Pre-tax net operating income$1,347,0004,393
Securities gains (losses)$4,0001,432
Applicable income taxes$327,0004,401
Income before extraordinary items$1,024,0004,311
Extraordinary gains, net$038
Net income$1,024,0004,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,534
Cash dividends$850,0002,553
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,020,9604,331
1999-12-31 (YTD Data)Rank
Total interest income$7,996,0003,902
Total interest expense$3,722,0003,818
Net interest income$4,274,0003,947
Provision for loan and lease losses$120,0004,720
Total noninterest income$791,0003,647
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$575,0002,324
Trading account gains and fees$0173
Additional Noninterest Income$216,0004,765
Total noninterest expense$3,444,0003,748
Salaries and employee benefits$1,750,0003,836
Premises and equipment expense$805,0002,523
Additional noninterest expense$889,0004,424
Pre-tax net operating income$1,501,0004,085
Securities gains (losses)$20,0001,398
Applicable income taxes$419,0004,042
Income before extraordinary items$1,102,0004,137
Extraordinary gains, net$035
Net income$1,102,0004,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,930
Cash dividends$550,0003,313
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,087,6004,138
1998-12-31 (YTD Data)Rank
Total interest income$7,838,0004,019
Total interest expense$3,836,0003,818
Net interest income$4,002,0004,113
Provision for loan and lease losses$120,0004,610
Total noninterest income$841,0003,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$643,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$198,0004,980
Total noninterest expense$3,228,0003,866
Salaries and employee benefits$1,598,0004,042
Premises and equipment expense$714,0002,714
Additional noninterest expense$916,0004,227
Pre-tax net operating income$1,495,0004,195
Securities gains (losses)$1,0004,151
Applicable income taxes$421,0004,293
Income before extraordinary items$1,075,0004,257
Extraordinary gains, net$032
Net income$1,075,0004,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,292
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,074,2804,163
1997-12-31 (YTD Data)Rank
Total interest income$7,643,0004,144
Total interest expense$3,552,0004,094
Net interest income$4,091,0004,165
Provision for loan and lease losses$120,0004,629
Total noninterest income$759,0003,731
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$563,0002,333
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,008
Total noninterest expense$3,025,0004,070
Salaries and employee benefits$1,526,0004,189
Premises and equipment expense$640,0002,978
Additional noninterest expense$859,0004,487
Pre-tax net operating income$1,705,0004,030
Securities gains (losses)$-8,0009,909
Applicable income taxes$499,0004,213
Income before extraordinary items$1,198,0004,074
Extraordinary gains, net$044
Net income$1,198,0004,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,227
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,203,6803,983
1996-12-31 (YTD Data)Rank
Total interest income$7,253,0004,423
Total interest expense$3,296,0004,409
Net interest income$3,957,0004,370
Provision for loan and lease losses$162,0003,904
Total noninterest income$685,0004,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$526,0002,593
Trading account gains and feesNANA
Additional Noninterest Income$159,0005,807
Total noninterest expense$2,773,0004,591
Salaries and employee benefits$1,341,0004,752
Premises and equipment expense$623,0003,097
Additional noninterest expense$809,0005,162
Pre-tax net operating income$1,707,0003,903
Securities gains (losses)$-14,00010,446
Applicable income taxes$470,0004,359
Income before extraordinary items$1,223,0003,812
Extraordinary gains, net$053
Net income$1,223,0003,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,287
Cash dividends$450,0003,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,233,0803,742
1995-12-31 (YTD Data)Rank
Total interest income$6,944,0004,594
Total interest expense$2,971,0004,805
Net interest income$3,973,0004,337
Provision for loan and lease losses$96,0004,714
Total noninterest income$610,0004,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,831
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,351
Total noninterest expense$2,750,0004,598
Salaries and employee benefits$1,366,0004,661
Premises and equipment expense$564,0003,384
Additional noninterest expense$820,0005,150
Pre-tax net operating income$1,737,0003,959
Securities gains (losses)$-2,0009,253
Applicable income taxes$486,0004,294
Income before extraordinary items$1,249,0003,824
Extraordinary gains, net$065
Net income$1,249,0003,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,693
Cash dividends$275,0004,749
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,250,4403,798
1994-12-31 (YTD Data)Rank
Total interest income$6,282,0004,666
Total interest expense$2,353,0004,887
Net interest income$3,929,0004,459
Provision for loan and lease losses$96,0004,659
Total noninterest income$510,0005,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$412,0003,295
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,572
Total noninterest expense$2,559,0005,053
Salaries and employee benefits$1,207,0005,217
Premises and equipment expense$495,0003,839
Additional noninterest expense$857,0005,390
Pre-tax net operating income$1,784,0003,776
Securities gains (losses)$-85,00011,425
Applicable income taxes$580,0003,616
Income before extraordinary items$1,119,0004,116
Extraordinary gains, net$0249
Net income$1,119,0004,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00011,116
Cash dividends$488,0003,293
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,175,1003,976
1993-12-31 (YTD Data)Rank
Total interest income$6,273,0004,769
Total interest expense$2,577,0004,679
Net interest income$3,696,0004,731
Provision for loan and lease losses$96,0005,869
Total noninterest income$455,0005,942
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$239,0005,270
Trading account gains and feesNANA
Additional Noninterest Income$216,0005,429
Total noninterest expense$2,313,0005,636
Salaries and employee benefits$1,108,0005,609
Premises and equipment expense$382,0004,901
Additional noninterest expense$823,0005,789
Pre-tax net operating income$1,742,0003,803
Securities gains (losses)$12,0005,266
Applicable income taxes$545,0003,875
Income before extraordinary items$1,209,0003,996
Extraordinary gains, net$03,149
Net income$1,209,0004,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,785
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,200,7203,811
1992-12-31 (YTD Data)Rank
Total interest income$6,909,0004,884
Total interest expense$3,374,0004,691
Net interest income$3,535,0004,964
Provision for loan and lease losses$96,0007,391
Total noninterest income$442,0006,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,527
Trading account gains and feesNANA
Additional Noninterest Income$217,0005,400
Total noninterest expense$2,264,0005,773
Salaries and employee benefits$1,002,0006,015
Premises and equipment expense$353,0005,331
Additional noninterest expense$909,0005,477
Pre-tax net operating income$1,617,0003,769
Securities gains (losses)$08,369
Applicable income taxes$565,0003,605
Income before extraordinary items$1,052,0004,312
Extraordinary gains, net$01,422
Net income$1,052,0004,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$710,0002,099
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,052,0003,994

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.