Home > FCN Bank > Income and Expense

FCN Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,640,0001,418
Total interest expense$3,827,0001,208
Net interest income$4,813,0001,598
Provision for loan and lease losses$02,775
Total noninterest income$769,0001,528
Gross Fiduciary activities income$7,000832
Service charges on deposit accounts$88,0002,015
Trading account gains and fees$0116
Additional Noninterest Income$674,0001,255
Total noninterest expense$4,187,0001,471
Salaries and employee benefits$2,305,0001,497
Premises and equipment expense$320,0001,793
Additional noninterest expense$674,0001,255
Pre-tax net operating income$1,395,0001,842
Securities gains (losses)$0665
Applicable income taxes$109,0001,997
Income before extraordinary items$1,286,0001,744
Extraordinary gains, net$047
Net income$1,286,0001,764
Minority interest net income$065
Net income of bank and minority interests.$1,286,0001,744
Net charge-offs$-28,0004,232
Cash dividends$585,0001,254
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,286,0001,759
2024-12-31 (YTD Data)Rank
Total interest income$34,327,0001,409
Total interest expense$17,051,0001,159
Net interest income$17,276,0001,645
Provision for loan and lease losses$03,269
Total noninterest income$3,325,0001,494
Gross Fiduciary activities income$85,000770
Service charges on deposit accounts$454,0001,763
Trading account gains and fees$0138
Additional Noninterest Income$2,786,0001,277
Total noninterest expense$16,139,0001,478
Salaries and employee benefits$9,130,0001,490
Premises and equipment expense$1,348,0001,694
Additional noninterest expense$2,786,0001,277
Pre-tax net operating income$4,462,0001,990
Securities gains (losses)$0940
Applicable income taxes$208,0002,366
Income before extraordinary items$4,254,0001,875
Extraordinary gains, net$053
Net income$4,254,0001,894
Minority interest net income$090
Net income of bank and minority interests.$4,254,0001,875
Net charge-offs$-164,0004,364
Cash dividends$1,756,0001,739
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,254,0001,879
2024-09-30 (YTD Data)Rank
Total interest income$25,393,0001,412
Total interest expense$12,641,0001,168
Net interest income$12,752,0001,654
Provision for loan and lease losses$03,100
Total noninterest income$2,404,0001,533
Gross Fiduciary activities income$84,000759
Service charges on deposit accounts$351,0001,723
Trading account gains and fees$0139
Additional Noninterest Income$1,969,0001,336
Total noninterest expense$12,071,0001,457
Salaries and employee benefits$6,839,0001,482
Premises and equipment expense$955,0001,766
Additional noninterest expense$1,969,0001,336
Pre-tax net operating income$3,085,0002,099
Securities gains (losses)$0930
Applicable income taxes$296,0002,025
Income before extraordinary items$2,789,0002,037
Extraordinary gains, net$051
Net income$2,789,0002,058
Minority interest net income$082
Net income of bank and minority interests.$2,789,0002,038
Net charge-offs$-92,0004,346
Cash dividends$1,171,0001,637
Sale, conversion, retirement of capital stock, net$0527
Net operating income$2,789,0002,042
2024-06-30 (YTD Data)Rank
Total interest income$16,545,0001,424
Total interest expense$8,128,0001,180
Net interest income$8,417,0001,657
Provision for loan and lease losses$02,935
Total noninterest income$1,557,0001,542
Gross Fiduciary activities income$6,000879
Service charges on deposit accounts$225,0001,752
Trading account gains and fees$0145
Additional Noninterest Income$1,326,0001,311
Total noninterest expense$8,187,0001,442
Salaries and employee benefits$4,536,0001,486
Premises and equipment expense$630,0001,774
Additional noninterest expense$1,326,0001,311
Pre-tax net operating income$1,787,0002,241
Securities gains (losses)$0628
Applicable income taxes$192,0002,003
Income before extraordinary items$1,595,0002,199
Extraordinary gains, net$052
Net income$1,595,0002,228
Minority interest net income$084
Net income of bank and minority interests.$1,595,0002,201
Net charge-offs$-60,0004,335
Cash dividends$585,0001,874
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,595,0002,205
2024-03-31 (YTD Data)Rank
Total interest income$8,193,0001,420
Total interest expense$3,978,0001,178
Net interest income$4,215,0001,650
Provision for loan and lease losses$02,578
Total noninterest income$751,0001,552
Gross Fiduciary activities income$2,000840
Service charges on deposit accounts$114,0001,734
Trading account gains and fees$0121
Additional Noninterest Income$635,0001,319
Total noninterest expense$4,091,0001,440
Salaries and employee benefits$2,340,0001,460
Premises and equipment expense$313,0001,783
Additional noninterest expense$635,0001,319
Pre-tax net operating income$875,0002,204
Securities gains (losses)$0689
Applicable income taxes$81,0002,069
Income before extraordinary items$794,0002,166
Extraordinary gains, net$051
Net income$794,0002,192
Minority interest net income$072
Net income of bank and minority interests.$794,0002,166
Net charge-offs$-29,0004,317
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$794,0002,169
2023-12-31 (YTD Data)Rank
Total interest income$29,738,0001,407
Total interest expense$11,722,0001,159
Net interest income$18,016,0001,578
Provision for loan and lease losses$300,0001,648
Total noninterest income$3,263,0001,552
Gross Fiduciary activities income$15,000842
Service charges on deposit accounts$471,0001,710
Trading account gains and fees$0123
Additional Noninterest Income$2,777,0001,324
Total noninterest expense$16,376,0001,414
Salaries and employee benefits$9,389,0001,404
Premises and equipment expense$1,307,0001,702
Additional noninterest expense$2,777,0001,324
Pre-tax net operating income$4,603,0002,021
Securities gains (losses)$-205,0003,966
Applicable income taxes$117,0002,726
Income before extraordinary items$4,281,0001,918
Extraordinary gains, net$054
Net income$4,281,0001,941
Minority interest net income$088
Net income of bank and minority interests.$4,281,0001,921
Net charge-offs$-152,0004,406
Cash dividends$1,248,0001,945
Sale, conversion, retirement of capital stock, net$90,000422
Net operating income$4,479,8501,885
2023-09-30 (YTD Data)Rank
Total interest income$21,659,0001,406
Total interest expense$7,935,0001,164
Net interest income$13,724,0001,561
Provision for loan and lease losses$225,0001,554
Total noninterest income$2,490,0001,535
Gross Fiduciary activities income$11,000827
Service charges on deposit accounts$350,0001,723
Trading account gains and fees$0125
Additional Noninterest Income$2,129,0001,299
Total noninterest expense$12,286,0001,411
Salaries and employee benefits$7,115,0001,396
Premises and equipment expense$972,0001,718
Additional noninterest expense$2,129,0001,299
Pre-tax net operating income$3,703,0001,981
Securities gains (losses)$-145,0004,101
Applicable income taxes$233,0002,261
Income before extraordinary items$3,325,0001,932
Extraordinary gains, net$052
Net income$3,325,0001,950
Minority interest net income$081
Net income of bank and minority interests.$3,325,0001,932
Net charge-offs$-122,0004,400
Cash dividends$1,248,0001,514
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,459,8501,911
2023-06-30 (YTD Data)Rank
Total interest income$13,913,0001,417
Total interest expense$4,733,0001,156
Net interest income$9,180,0001,568
Provision for loan and lease losses$150,0001,522
Total noninterest income$1,634,0001,480
Gross Fiduciary activities income$7,000821
Service charges on deposit accounts$230,0001,725
Trading account gains and fees$0112
Additional Noninterest Income$1,397,0001,235
Total noninterest expense$8,159,0001,399
Salaries and employee benefits$4,812,0001,375
Premises and equipment expense$605,0001,793
Additional noninterest expense$1,397,0001,234
Pre-tax net operating income$2,505,0001,957
Securities gains (losses)$-145,0004,280
Applicable income taxes$142,0002,358
Income before extraordinary items$2,218,0001,923
Extraordinary gains, net$051
Net income$2,218,0001,947
Minority interest net income$081
Net income of bank and minority interests.$2,218,0001,923
Net charge-offs$106,000893
Cash dividends$659,0001,729
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,354,3001,860
2023-03-31 (YTD Data)Rank
Total interest income$6,745,0001,431
Total interest expense$2,052,0001,162
Net interest income$4,693,0001,553
Provision for loan and lease losses$75,0001,413
Total noninterest income$814,0001,475
Gross Fiduciary activities income$4,000834
Service charges on deposit accounts$113,0001,768
Trading account gains and fees$097
Additional Noninterest Income$697,0001,221
Total noninterest expense$4,094,0001,420
Salaries and employee benefits$2,434,0001,389
Premises and equipment expense$295,0001,844
Additional noninterest expense$697,0001,221
Pre-tax net operating income$1,338,0001,929
Securities gains (losses)$-147,0004,397
Applicable income taxes$61,0002,461
Income before extraordinary items$1,130,0001,943
Extraordinary gains, net$04
Net income$1,130,0001,943
Minority interest net income$048
Net income of bank and minority interests.$1,130,0001,943
Net charge-offs$135,000524
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,269,6501,806
2022-12-31 (YTD Data)Rank
Total interest income$22,413,0001,435
Total interest expense$3,568,0001,022
Net interest income$18,845,0001,514
Provision for loan and lease losses$100,0002,212
Total noninterest income$3,513,0001,482
Gross Fiduciary activities income$15,000877
Service charges on deposit accounts$442,0001,835
Trading account gains and fees$0116
Additional Noninterest Income$3,056,0001,246
Total noninterest expense$16,103,0001,396
Salaries and employee benefits$9,439,0001,380
Premises and equipment expense$1,227,0001,783
Additional noninterest expense$3,056,0001,246
Pre-tax net operating income$6,155,0001,798
Securities gains (losses)$-155,0004,035
Applicable income taxes$265,0002,496
Income before extraordinary items$5,735,0001,669
Extraordinary gains, net$05
Net income$5,735,0001,667
Minority interest net income$063
Net income of bank and minority interests.$5,735,0001,668
Net charge-offs$343,000729
Cash dividends$2,818,0001,208
Sale, conversion, retirement of capital stock, net$79,000484
Net operating income$5,883,8001,675
2022-09-30 (YTD Data)Rank
Total interest income$15,986,0001,434
Total interest expense$2,100,000975
Net interest income$13,886,0001,505
Provision for loan and lease losses$02,835
Total noninterest income$2,701,0001,482
Gross Fiduciary activities income$9,000870
Service charges on deposit accounts$327,0001,859
Trading account gains and fees$0111
Additional Noninterest Income$2,365,0001,246
Total noninterest expense$11,904,0001,408
Salaries and employee benefits$6,938,0001,395
Premises and equipment expense$917,0001,803
Additional noninterest expense$2,365,0001,246
Pre-tax net operating income$4,683,0001,776
Securities gains (losses)$-7,0003,702
Applicable income taxes$337,0002,111
Income before extraordinary items$4,339,0001,638
Extraordinary gains, net$04
Net income$4,339,0001,637
Minority interest net income$057
Net income of bank and minority interests.$4,339,0001,637
Net charge-offs$118,000873
Cash dividends$1,859,0001,171
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,345,5101,672
2022-06-30 (YTD Data)Rank
Total interest income$10,218,0001,447
Total interest expense$1,222,000942
Net interest income$8,996,0001,506
Provision for loan and lease losses$02,599
Total noninterest income$1,818,0001,457
Gross Fiduciary activities income$7,000822
Service charges on deposit accounts$210,0001,895
Trading account gains and fees$0108
Additional Noninterest Income$1,601,0001,263
Total noninterest expense$7,881,0001,400
Salaries and employee benefits$4,534,0001,417
Premises and equipment expense$570,0001,889
Additional noninterest expense$2,777,0001,232
Pre-tax net operating income$2,933,0001,767
Securities gains (losses)$-14,0004,028
Applicable income taxes$243,0001,986
Income before extraordinary items$2,676,0001,645
Extraordinary gains, net$04
Net income$2,676,0001,644
Minority interest net income$060
Net income of bank and minority interests.$2,676,0001,645
Net charge-offs$-27,0003,978
Cash dividends$1,200,0001,194
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,688,8801,675
2022-03-31 (YTD Data)Rank
Total interest income$5,046,0001,419
Total interest expense$622,000880
Net interest income$4,424,0001,488
Provision for loan and lease losses$02,285
Total noninterest income$986,0001,385
Gross Fiduciary activities income$4,000812
Service charges on deposit accounts$105,0001,878
Trading account gains and fees$0103
Additional Noninterest Income$877,0001,170
Total noninterest expense$3,973,0001,395
Salaries and employee benefits$2,268,0001,416
Premises and equipment expense$283,0001,913
Additional noninterest expense$1,422,0001,191
Pre-tax net operating income$1,437,0001,690
Securities gains (losses)$-6,0004,184
Applicable income taxes$149,0001,806
Income before extraordinary items$1,282,0001,624
Extraordinary gains, net$04
Net income$1,282,0001,623
Minority interest net income$050
Net income of bank and minority interests.$1,282,0001,624
Net charge-offs$-24,0004,213
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,287,4001,638
2021-12-31 (YTD Data)Rank
Total interest income$21,083,0001,412
Total interest expense$3,080,000882
Net interest income$18,003,0001,493
Provision for loan and lease losses$240,0001,589
Total noninterest income$5,686,0001,202
Gross Fiduciary activities income$20,000830
Service charges on deposit accounts$371,0001,953
Trading account gains and fees$0132
Additional Noninterest Income$5,295,0001,029
Total noninterest expense$14,394,0001,506
Salaries and employee benefits$8,555,0001,478
Premises and equipment expense$1,385,0001,621
Additional noninterest expense$4,454,0001,460
Pre-tax net operating income$9,055,0001,367
Securities gains (losses)$26,0001,401
Applicable income taxes$1,153,0001,501
Income before extraordinary items$7,928,0001,352
Extraordinary gains, net$010
Net income$7,928,0001,352
Minority interest net income$074
Net income of bank and minority interests.$7,928,0001,352
Net charge-offs$-148,0004,463
Cash dividends$6,163,000672
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,905,3801,336
2021-09-30 (YTD Data)Rank
Total interest income$15,469,0001,471
Total interest expense$2,232,000962
Net interest income$13,237,0001,540
Provision for loan and lease losses$180,0001,539
Total noninterest income$4,433,0001,193
Gross Fiduciary activities income$14,000823
Service charges on deposit accounts$268,0001,999
Trading account gains and fees$0132
Additional Noninterest Income$4,151,0001,018
Total noninterest expense$10,424,0001,554
Salaries and employee benefits$6,248,0001,513
Premises and equipment expense$1,037,0001,648
Additional noninterest expense$3,139,0001,538
Pre-tax net operating income$7,066,0001,377
Securities gains (losses)$19,0001,423
Applicable income taxes$1,083,0001,407
Income before extraordinary items$6,002,0001,410
Extraordinary gains, net$08
Net income$6,002,0001,409
Minority interest net income$069
Net income of bank and minority interests.$6,002,0001,410
Net charge-offs$-146,0004,568
Cash dividends$5,516,000564
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,985,8501,392
2021-06-30 (YTD Data)Rank
Total interest income$10,417,0001,456
Total interest expense$1,507,000997
Net interest income$8,910,0001,506
Provision for loan and lease losses$120,0001,537
Total noninterest income$3,288,0001,123
Gross Fiduciary activities income$10,000818
Service charges on deposit accounts$169,0002,007
Trading account gains and fees$0133
Additional Noninterest Income$3,109,000942
Total noninterest expense$6,893,0001,551
Salaries and employee benefits$4,140,0001,520
Premises and equipment expense$673,0001,674
Additional noninterest expense$2,080,0001,525
Pre-tax net operating income$5,185,0001,278
Securities gains (losses)$13,0001,320
Applicable income taxes$754,0001,370
Income before extraordinary items$4,444,0001,292
Extraordinary gains, net$06
Net income$4,444,0001,292
Minority interest net income$067
Net income of bank and minority interests.$4,444,0001,292
Net charge-offs$-46,0004,337
Cash dividends$2,119,000806
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,432,9501,265
2021-03-31 (YTD Data)Rank
Total interest income$5,317,0001,422
Total interest expense$765,0001,038
Net interest income$4,552,0001,478
Provision for loan and lease losses$60,0001,591
Total noninterest income$1,731,0001,094
Gross Fiduciary activities income$5,000820
Service charges on deposit accounts$87,0001,968
Trading account gains and fees$0127
Additional Noninterest Income$1,639,000924
Total noninterest expense$3,453,0001,545
Salaries and employee benefits$2,090,0001,493
Premises and equipment expense$341,0001,683
Additional noninterest expense$1,022,0001,522
Pre-tax net operating income$2,770,0001,208
Securities gains (losses)$13,000986
Applicable income taxes$432,0001,251
Income before extraordinary items$2,351,0001,244
Extraordinary gains, net$03
Net income$2,351,0001,244
Minority interest net income$055
Net income of bank and minority interests.$2,351,0001,244
Net charge-offs$-17,0004,270
Cash dividends$1,189,000664
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,340,0801,214
2020-12-31 (YTD Data)Rank
Total interest income$20,273,0001,482
Total interest expense$3,631,0001,269
Net interest income$16,642,0001,506
Provision for loan and lease losses$1,280,0001,363
Total noninterest income$5,728,0001,162
Gross Fiduciary activities income$17,000858
Service charges on deposit accounts$351,0002,053
Trading account gains and fees$0133
Additional Noninterest Income$5,360,000973
Total noninterest expense$13,952,0001,485
Salaries and employee benefits$7,979,0001,522
Premises and equipment expense$1,269,0001,726
Additional noninterest expense$4,704,0001,349
Pre-tax net operating income$7,138,0001,361
Securities gains (losses)$1,047,000350
Applicable income taxes$1,289,0001,256
Income before extraordinary items$6,896,0001,276
Extraordinary gains, net$04
Net income$6,896,0001,277
Minority interest net income$072
Net income of bank and minority interests.$6,896,0001,277
Net charge-offs$-84,0004,708
Cash dividends$6,750,000605
Sale, conversion, retirement of capital stock, net$16,593,00041
Net operating income$6,016,5201,378
2020-09-30 (YTD Data)Rank
Total interest income$14,962,0001,506
Total interest expense$2,725,0001,333
Net interest income$12,237,0001,530
Provision for loan and lease losses$730,0001,633
Total noninterest income$3,687,0001,247
Gross Fiduciary activities income$11,000848
Service charges on deposit accounts$250,0002,109
Trading account gains and fees$0125
Additional Noninterest Income$3,426,0001,049
Total noninterest expense$10,432,0001,469
Salaries and employee benefits$5,922,0001,520
Premises and equipment expense$1,078,0001,565
Additional noninterest expense$3,432,0001,364
Pre-tax net operating income$4,762,0001,456
Securities gains (losses)$1,043,000294
Applicable income taxes$998,0001,179
Income before extraordinary items$4,807,0001,315
Extraordinary gains, net$04
Net income$4,807,0001,315
Minority interest net income$065
Net income of bank and minority interests.$4,807,0001,315
Net charge-offs$-80,0004,774
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$17,026,00032
Net operating income$3,941,3101,484
2020-06-30 (YTD Data)Rank
Total interest income$9,716,0001,554
Total interest expense$1,798,0001,436
Net interest income$7,918,0001,561
Provision for loan and lease losses$180,0002,493
Total noninterest income$1,727,0001,488
Gross Fiduciary activities income$5,000874
Service charges on deposit accounts$158,0002,196
Trading account gains and fees$0123
Additional Noninterest Income$1,564,0001,282
Total noninterest expense$6,825,0001,494
Salaries and employee benefits$3,830,0001,541
Premises and equipment expense$624,0001,744
Additional noninterest expense$2,371,0001,306
Pre-tax net operating income$2,640,0001,620
Securities gains (losses)$14,0001,790
Applicable income taxes$387,0001,555
Income before extraordinary items$2,267,0001,664
Extraordinary gains, net$04
Net income$2,267,0001,665
Minority interest net income$065
Net income of bank and minority interests.$2,267,0001,665
Net charge-offs$-95,0004,880
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$17,079,00025
Net operating income$2,255,1001,626
2020-03-31 (YTD Data)Rank
Total interest income$4,465,0001,661
Total interest expense$813,0001,668
Net interest income$3,652,0001,646
Provision for loan and lease losses$60,0002,352
Total noninterest income$572,0001,803
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$98,0002,161
Trading account gains and fees$0106
Additional Noninterest Income$473,0001,573
Total noninterest expense$2,961,0001,713
Salaries and employee benefits$1,779,0001,654
Premises and equipment expense$258,0002,007
Additional noninterest expense$924,0001,621
Pre-tax net operating income$1,203,0001,580
Securities gains (losses)$01,705
Applicable income taxes$172,0001,516
Income before extraordinary items$1,031,0001,618
Extraordinary gains, net$04
Net income$1,031,0001,619
Minority interest net income$056
Net income of bank and minority interests.$1,031,0001,619
Net charge-offs$-90,0004,957
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,031,0001,596
2019-12-31 (YTD Data)Rank
Total interest income$18,084,0001,652
Total interest expense$2,915,0001,840
Net interest income$15,169,0001,578
Provision for loan and lease losses$100,0002,932
Total noninterest income$2,452,0001,767
Gross Fiduciary activities income$47,000796
Service charges on deposit accounts$445,0002,077
Trading account gains and fees$0135
Additional Noninterest Income$1,960,0001,559
Total noninterest expense$10,995,0001,773
Salaries and employee benefits$6,415,0001,746
Premises and equipment expense$989,0002,055
Additional noninterest expense$3,591,0001,642
Pre-tax net operating income$6,526,0001,438
Securities gains (losses)$-12,0004,819
Applicable income taxes$1,103,0001,342
Income before extraordinary items$5,411,0001,505
Extraordinary gains, net$011
Net income$5,411,0001,506
Minority interest net income$076
Net income of bank and minority interests.$5,411,0001,507
Net charge-offs$1,359,000542
Cash dividends$1,875,0001,648
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,420,9601,470
2019-09-30 (YTD Data)Rank
Total interest income$13,491,0001,676
Total interest expense$2,083,0001,920
Net interest income$11,408,0001,588
Provision for loan and lease losses$25,0003,438
Total noninterest income$1,718,0001,838
Gross Fiduciary activities income$37,000786
Service charges on deposit accounts$335,0002,082
Trading account gains and fees$0129
Additional Noninterest Income$1,346,0001,623
Total noninterest expense$8,077,0001,803
Salaries and employee benefits$4,774,0001,764
Premises and equipment expense$741,0002,075
Additional noninterest expense$2,562,0001,714
Pre-tax net operating income$5,024,0001,430
Securities gains (losses)$-12,0004,918
Applicable income taxes$921,0001,300
Income before extraordinary items$4,091,0001,518
Extraordinary gains, net$011
Net income$4,091,0001,519
Minority interest net income$072
Net income of bank and minority interests.$4,091,0001,520
Net charge-offs$1,352,000402
Cash dividends$1,117,0001,698
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,100,8401,486
2019-06-30 (YTD Data)Rank
Total interest income$8,913,0001,690
Total interest expense$1,296,0001,994
Net interest income$7,617,0001,587
Provision for loan and lease losses$03,685
Total noninterest income$1,098,0001,862
Gross Fiduciary activities income$34,000769
Service charges on deposit accounts$217,0002,092
Trading account gains and fees$0131
Additional Noninterest Income$847,0001,653
Total noninterest expense$5,384,0001,811
Salaries and employee benefits$3,164,0001,772
Premises and equipment expense$468,0002,149
Additional noninterest expense$1,752,0001,686
Pre-tax net operating income$3,331,0001,418
Securities gains (losses)$01,702
Applicable income taxes$610,0001,288
Income before extraordinary items$2,721,0001,494
Extraordinary gains, net$011
Net income$2,721,0001,494
Minority interest net income$069
Net income of bank and minority interests.$2,721,0001,494
Net charge-offs$-39,0004,841
Cash dividends$508,0002,083
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,721,0001,463
2019-03-31 (YTD Data)Rank
Total interest income$4,418,0001,700
Total interest expense$602,0002,051
Net interest income$3,816,0001,597
Provision for loan and lease losses$03,406
Total noninterest income$509,0001,906
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$103,0002,165
Trading account gains and fees$0126
Additional Noninterest Income$402,0001,662
Total noninterest expense$2,660,0001,834
Salaries and employee benefits$1,565,0001,806
Premises and equipment expense$227,0002,217
Additional noninterest expense$868,0001,695
Pre-tax net operating income$1,665,0001,396
Securities gains (losses)$01,087
Applicable income taxes$305,0001,246
Income before extraordinary items$1,360,0001,469
Extraordinary gains, net$05
Net income$1,360,0001,468
Minority interest net income$052
Net income of bank and minority interests.$1,360,0001,468
Net charge-offs$-36,0005,006
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,360,0001,445
2018-12-31 (YTD Data)Rank
Total interest income$16,474,0001,710
Total interest expense$2,075,0001,891
Net interest income$14,399,0001,672
Provision for loan and lease losses$04,082
Total noninterest income$2,310,0001,838
Gross Fiduciary activities income$47,000832
Service charges on deposit accounts$445,0002,162
Trading account gains and fees$0126
Additional Noninterest Income$1,818,0001,587
Total noninterest expense$10,209,0001,878
Salaries and employee benefits$5,992,0001,810
Premises and equipment expense$1,019,0002,026
Additional noninterest expense$3,198,0001,807
Pre-tax net operating income$6,500,0001,428
Securities gains (losses)$-13,0004,473
Applicable income taxes$1,204,0001,215
Income before extraordinary items$5,283,0001,511
Extraordinary gains, net$06
Net income$5,283,0001,509
Minority interest net income$072
Net income of bank and minority interests.$5,283,0001,510
Net charge-offs$41,0002,735
Cash dividends$2,081,0001,422
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,293,5301,499
2018-09-30 (YTD Data)Rank
Total interest income$12,095,0001,731
Total interest expense$1,491,0001,876
Net interest income$10,604,0001,695
Provision for loan and lease losses$03,948
Total noninterest income$1,693,0001,874
Gross Fiduciary activities income$13,000893
Service charges on deposit accounts$328,0002,192
Trading account gains and fees$0138
Additional Noninterest Income$1,352,0001,618
Total noninterest expense$7,436,0001,916
Salaries and employee benefits$4,404,0001,846
Premises and equipment expense$761,0002,036
Additional noninterest expense$2,271,0001,905
Pre-tax net operating income$4,861,0001,454
Securities gains (losses)$27,000517
Applicable income taxes$993,0001,173
Income before extraordinary items$3,895,0001,558
Extraordinary gains, net$05
Net income$3,895,0001,557
Minority interest net income$066
Net income of bank and minority interests.$3,895,0001,557
Net charge-offs$80,0001,896
Cash dividends$1,353,0001,411
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,873,4001,546
2018-06-30 (YTD Data)Rank
Total interest income$7,909,0001,750
Total interest expense$960,0001,839
Net interest income$6,949,0001,714
Provision for loan and lease losses$03,782
Total noninterest income$1,143,0001,858
Gross Fiduciary activities income$10,000891
Service charges on deposit accounts$214,0002,218
Trading account gains and fees$0130
Additional Noninterest Income$919,0001,607
Total noninterest expense$4,993,0001,911
Salaries and employee benefits$2,939,0001,853
Premises and equipment expense$518,0002,025
Additional noninterest expense$1,536,0001,886
Pre-tax net operating income$3,099,0001,487
Securities gains (losses)$77,000287
Applicable income taxes$643,0001,184
Income before extraordinary items$2,533,0001,558
Extraordinary gains, net$06
Net income$2,533,0001,556
Minority interest net income$065
Net income of bank and minority interests.$2,533,0001,557
Net charge-offs$-1,0003,891
Cash dividends$887,0001,432
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,471,4001,573
2018-03-31 (YTD Data)Rank
Total interest income$3,959,0001,725
Total interest expense$440,0001,890
Net interest income$3,519,0001,691
Provision for loan and lease losses$03,508
Total noninterest income$530,0001,913
Gross Fiduciary activities income$6,000871
Service charges on deposit accounts$106,0002,235
Trading account gains and fees$0123
Additional Noninterest Income$418,0001,668
Total noninterest expense$2,527,0001,915
Salaries and employee benefits$1,475,0001,870
Premises and equipment expense$280,0001,952
Additional noninterest expense$772,0001,872
Pre-tax net operating income$1,522,0001,467
Securities gains (losses)$0735
Applicable income taxes$211,0001,531
Income before extraordinary items$1,311,0001,478
Extraordinary gains, net$07
Net income$1,311,0001,478
Minority interest net income$052
Net income of bank and minority interests.$1,311,0001,478
Net charge-offs$-8,0004,650
Cash dividends$436,0001,307
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,311,0001,462
2017-12-31 (YTD Data)Rank
Total interest income$14,731,0001,796
Total interest expense$1,733,0001,717
Net interest income$12,998,0001,783
Provision for loan and lease losses$04,227
Total noninterest income$2,204,0001,912
Gross Fiduciary activities income$19,000930
Service charges on deposit accounts$466,0002,144
Trading account gains and fees$0151
Additional Noninterest Income$1,719,0001,679
Total noninterest expense$9,853,0001,936
Salaries and employee benefits$5,364,0001,984
Premises and equipment expense$921,0002,232
Additional noninterest expense$3,568,0001,682
Pre-tax net operating income$5,349,0001,621
Securities gains (losses)$-56,0005,328
Applicable income taxes$1,814,0001,361
Income before extraordinary items$3,479,0001,817
Extraordinary gains, net$09
Net income$3,479,0001,817
Minority interest net income$076
Net income of bank and minority interests.$3,479,0001,818
Net charge-offs$73,0002,710
Cash dividends$1,858,0001,507
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,515,9601,780
2017-09-30 (YTD Data)Rank
Total interest income$10,887,0001,823
Total interest expense$1,302,0001,690
Net interest income$9,585,0001,805
Provision for loan and lease losses$04,088
Total noninterest income$1,563,0002,011
Gross Fiduciary activities income$10,000939
Service charges on deposit accounts$345,0002,173
Trading account gains and fees$0145
Additional Noninterest Income$1,208,0001,752
Total noninterest expense$7,209,0001,965
Salaries and employee benefits$3,945,0002,025
Premises and equipment expense$715,0002,188
Additional noninterest expense$2,549,0001,744
Pre-tax net operating income$3,939,0001,664
Securities gains (losses)$38,0001,005
Applicable income taxes$1,121,0001,367
Income before extraordinary items$2,856,0001,794
Extraordinary gains, net$09
Net income$2,856,0001,793
Minority interest net income$071
Net income of bank and minority interests.$2,856,0001,794
Net charge-offs$57,0002,367
Cash dividends$1,362,0001,402
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,828,6401,785
2017-06-30 (YTD Data)Rank
Total interest income$7,180,0001,824
Total interest expense$868,0001,663
Net interest income$6,312,0001,822
Provision for loan and lease losses$03,871
Total noninterest income$927,0002,149
Gross Fiduciary activities income$7,000945
Service charges on deposit accounts$221,0002,232
Trading account gains and fees$0139
Additional Noninterest Income$699,0001,931
Total noninterest expense$4,738,0001,995
Salaries and employee benefits$2,588,0002,055
Premises and equipment expense$499,0002,134
Additional noninterest expense$1,651,0001,782
Pre-tax net operating income$2,501,0001,703
Securities gains (losses)$38,000745
Applicable income taxes$708,0001,385
Income before extraordinary items$1,831,0001,831
Extraordinary gains, net$011
Net income$1,831,0001,831
Minority interest net income$071
Net income of bank and minority interests.$1,831,0001,831
Net charge-offs$03,512
Cash dividends$942,0001,388
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,803,6401,827
2017-03-31 (YTD Data)Rank
Total interest income$3,548,0001,832
Total interest expense$432,0001,643
Net interest income$3,116,0001,840
Provision for loan and lease losses$03,537
Total noninterest income$412,0002,299
Gross Fiduciary activities income$3,000952
Service charges on deposit accounts$111,0002,234
Trading account gains and fees$0142
Additional Noninterest Income$298,0002,108
Total noninterest expense$2,356,0002,027
Salaries and employee benefits$1,278,0002,094
Premises and equipment expense$232,0002,259
Additional noninterest expense$846,0001,753
Pre-tax net operating income$1,172,0001,750
Securities gains (losses)$38,000389
Applicable income taxes$336,0001,399
Income before extraordinary items$874,0001,840
Extraordinary gains, net$08
Net income$874,0001,840
Minority interest net income$055
Net income of bank and minority interests.$874,0001,840
Net charge-offs$-6,0004,769
Cash dividends$521,0001,173
Sale, conversion, retirement of capital stock, net$0632
Net operating income$846,6401,875
2016-12-31 (YTD Data)Rank
Total interest income$14,031,0001,809
Total interest expense$1,800,0001,538
Net interest income$12,231,0001,831
Provision for loan and lease losses$75,0003,346
Total noninterest income$1,970,0002,141
Gross Fiduciary activities income$21,000956
Service charges on deposit accounts$460,0002,226
Trading account gains and fees$0170
Additional Noninterest Income$1,489,0001,899
Total noninterest expense$8,760,0002,132
Salaries and employee benefits$5,160,0002,049
Premises and equipment expense$907,0002,301
Additional noninterest expense$2,693,0002,160
Pre-tax net operating income$5,366,0001,533
Securities gains (losses)$18,0002,427
Applicable income taxes$1,384,0001,338
Income before extraordinary items$4,000,0001,659
Extraordinary gains, net$05
Net income$4,000,0001,656
Minority interest net income$082
Net income of bank and minority interests.$4,000,0001,658
Net charge-offs$195,0001,957
Cash dividends$2,025,0001,375
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,986,6801,627
2016-09-30 (YTD Data)Rank
Total interest income$10,476,0001,813
Total interest expense$1,347,0001,548
Net interest income$9,129,0001,840
Provision for loan and lease losses$75,0003,003
Total noninterest income$1,415,0002,198
Gross Fiduciary activities income$13,000953
Service charges on deposit accounts$340,0002,251
Trading account gains and fees$0169
Additional Noninterest Income$1,062,0001,961
Total noninterest expense$6,292,0002,205
Salaries and employee benefits$3,877,0002,033
Premises and equipment expense$656,0002,358
Additional noninterest expense$1,759,0002,433
Pre-tax net operating income$4,177,0001,504
Securities gains (losses)$18,0002,362
Applicable income taxes$1,208,0001,253
Income before extraordinary items$2,987,0001,702
Extraordinary gains, net$05
Net income$2,987,0001,702
Minority interest net income$071
Net income of bank and minority interests.$2,987,0001,702
Net charge-offs$-33,0005,252
Cash dividends$1,219,0001,472
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,974,2201,655
2016-06-30 (YTD Data)Rank
Total interest income$7,015,0001,810
Total interest expense$897,0001,545
Net interest income$6,118,0001,841
Provision for loan and lease losses$75,0002,531
Total noninterest income$914,0002,212
Gross Fiduciary activities income$9,000964
Service charges on deposit accounts$219,0002,290
Trading account gains and fees$0157
Additional Noninterest Income$686,0001,981
Total noninterest expense$4,192,0002,217
Salaries and employee benefits$2,574,0002,045
Premises and equipment expense$413,0002,457
Additional noninterest expense$1,205,0002,390
Pre-tax net operating income$2,765,0001,505
Securities gains (losses)$18,0001,997
Applicable income taxes$801,0001,249
Income before extraordinary items$1,982,0001,674
Extraordinary gains, net$016
Net income$1,982,0001,675
Minority interest net income$071
Net income of bank and minority interests.$1,982,0001,675
Net charge-offs$-26,0005,296
Cash dividends$813,0001,486
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,969,2201,634
2016-03-31 (YTD Data)Rank
Total interest income$3,539,0001,794
Total interest expense$452,0001,532
Net interest income$3,087,0001,819
Provision for loan and lease losses$75,0001,741
Total noninterest income$447,0002,222
Gross Fiduciary activities income$5,000948
Service charges on deposit accounts$109,0002,286
Trading account gains and fees$0142
Additional Noninterest Income$333,0001,972
Total noninterest expense$2,069,0002,250
Salaries and employee benefits$1,281,0002,058
Premises and equipment expense$213,0002,434
Additional noninterest expense$575,0002,481
Pre-tax net operating income$1,390,0001,473
Securities gains (losses)$18,0001,277
Applicable income taxes$415,0001,212
Income before extraordinary items$993,0001,635
Extraordinary gains, net$012
Net income$993,0001,636
Minority interest net income$062
Net income of bank and minority interests.$993,0001,636
Net charge-offs$-22,0005,496
Cash dividends$406,0001,357
Sale, conversion, retirement of capital stock, net$0659
Net operating income$980,2201,612
2015-12-31 (YTD Data)Rank
Total interest income$13,606,0001,816
Total interest expense$1,970,0001,414
Net interest income$11,636,0001,874
Provision for loan and lease losses$360,0001,703
Total noninterest income$1,854,0002,210
Gross Fiduciary activities income$20,000990
Service charges on deposit accounts$473,0002,234
Trading account gains and fees$0159
Additional Noninterest Income$1,361,0001,976
Total noninterest expense$8,236,0002,237
Salaries and employee benefits$4,952,0002,075
Premises and equipment expense$799,0002,567
Additional noninterest expense$2,485,0002,355
Pre-tax net operating income$4,894,0001,605
Securities gains (losses)$6,0002,777
Applicable income taxes$1,332,0001,321
Income before extraordinary items$3,568,0001,761
Extraordinary gains, net$023
Net income$3,568,0001,761
Minority interest net income$081
Net income of bank and minority interests.$3,568,0001,762
Net charge-offs$106,0002,593
Cash dividends$1,566,0001,597
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,563,6201,728
2015-09-30 (YTD Data)Rank
Total interest income$10,140,0001,844
Total interest expense$1,493,0001,405
Net interest income$8,647,0001,903
Provision for loan and lease losses$270,0001,610
Total noninterest income$1,351,0002,255
Gross Fiduciary activities income$12,000987
Service charges on deposit accounts$356,0002,233
Trading account gains and fees$0153
Additional Noninterest Income$983,0002,049
Total noninterest expense$6,027,0002,286
Salaries and employee benefits$3,659,0002,104
Premises and equipment expense$598,0002,593
Additional noninterest expense$1,770,0002,445
Pre-tax net operating income$3,701,0001,621
Securities gains (losses)$6,0002,557
Applicable income taxes$993,0001,370
Income before extraordinary items$2,714,0001,776
Extraordinary gains, net$021
Net income$2,714,0001,777
Minority interest net income$078
Net income of bank and minority interests.$2,714,0001,778
Net charge-offs$115,0002,029
Cash dividends$1,174,0001,447
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,709,6201,742
2015-06-30 (YTD Data)Rank
Total interest income$6,734,0001,847
Total interest expense$1,011,0001,395
Net interest income$5,723,0001,910
Provision for loan and lease losses$180,0001,603
Total noninterest income$840,0002,360
Gross Fiduciary activities income$8,000995
Service charges on deposit accounts$232,0002,239
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,184
Total noninterest expense$4,021,0002,290
Salaries and employee benefits$2,432,0002,125
Premises and equipment expense$403,0002,581
Additional noninterest expense$1,186,0002,458
Pre-tax net operating income$2,362,0001,657
Securities gains (losses)$02,636
Applicable income taxes$668,0001,364
Income before extraordinary items$1,694,0001,857
Extraordinary gains, net$022
Net income$1,694,0001,861
Minority interest net income$075
Net income of bank and minority interests.$1,694,0001,861
Net charge-offs$115,0001,602
Cash dividends$783,0001,485
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,694,0001,816
2015-03-31 (YTD Data)Rank
Total interest income$3,386,0001,841
Total interest expense$515,0001,365
Net interest income$2,871,0001,912
Provision for loan and lease losses$90,0001,532
Total noninterest income$384,0002,444
Gross Fiduciary activities income$5,000974
Service charges on deposit accounts$109,0002,330
Trading account gains and fees$0152
Additional Noninterest Income$270,0002,260
Total noninterest expense$1,998,0002,309
Salaries and employee benefits$1,209,0002,142
Premises and equipment expense$209,0002,560
Additional noninterest expense$580,0002,489
Pre-tax net operating income$1,167,0001,629
Securities gains (losses)$02,027
Applicable income taxes$323,0001,371
Income before extraordinary items$844,0001,847
Extraordinary gains, net$013
Net income$844,0001,850
Minority interest net income$064
Net income of bank and minority interests.$844,0001,849
Net charge-offs$-24,0005,740
Cash dividends$391,0001,335
Sale, conversion, retirement of capital stock, net$0697
Net operating income$844,0001,778
2014-12-31 (YTD Data)Rank
Total interest income$13,504,0001,859
Total interest expense$2,244,0001,295
Net interest income$11,260,0001,924
Provision for loan and lease losses$510,0001,442
Total noninterest income$1,673,0002,365
Gross Fiduciary activities income$21,0001,011
Service charges on deposit accounts$505,0002,265
Trading account gains and fees$0180
Additional Noninterest Income$1,147,0002,142
Total noninterest expense$7,961,0002,326
Salaries and employee benefits$4,780,0002,133
Premises and equipment expense$846,0002,553
Additional noninterest expense$2,335,0002,552
Pre-tax net operating income$4,462,0001,691
Securities gains (losses)$13,0002,526
Applicable income taxes$1,162,0001,391
Income before extraordinary items$3,313,0001,860
Extraordinary gains, net$017
Net income$3,313,0001,860
Minority interest net income$084
Net income of bank and minority interests.$3,313,0001,859
Net charge-offs$175,0002,623
Cash dividends$1,566,0001,525
Sale, conversion, retirement of capital stock, net$10,000784
Net operating income$3,303,3801,833
2014-09-30 (YTD Data)Rank
Total interest income$10,069,0001,872
Total interest expense$1,694,0001,295
Net interest income$8,375,0001,946
Provision for loan and lease losses$390,0001,406
Total noninterest income$1,292,0002,324
Gross Fiduciary activities income$14,0001,006
Service charges on deposit accounts$379,0002,280
Trading account gains and fees$0174
Additional Noninterest Income$899,0002,085
Total noninterest expense$5,999,0002,326
Salaries and employee benefits$3,603,0002,131
Premises and equipment expense$635,0002,576
Additional noninterest expense$1,761,0002,540
Pre-tax net operating income$3,278,0001,726
Securities gains (losses)$15,0002,163
Applicable income taxes$881,0001,421
Income before extraordinary items$2,412,0001,899
Extraordinary gains, net$015
Net income$2,412,0001,899
Minority interest net income$081
Net income of bank and minority interests.$2,412,0001,898
Net charge-offs$-36,0005,946
Cash dividends$1,174,0001,387
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,401,0501,863
2014-06-30 (YTD Data)Rank
Total interest income$6,732,0001,864
Total interest expense$1,135,0001,301
Net interest income$5,597,0001,932
Provision for loan and lease losses$270,0001,390
Total noninterest income$869,0002,295
Gross Fiduciary activities income$10,0001,006
Service charges on deposit accounts$245,0002,306
Trading account gains and fees$0172
Additional Noninterest Income$614,0002,021
Total noninterest expense$4,063,0002,303
Salaries and employee benefits$2,418,0002,126
Premises and equipment expense$427,0002,586
Additional noninterest expense$1,218,0002,448
Pre-tax net operating income$2,133,0001,724
Securities gains (losses)$15,0001,782
Applicable income taxes$567,0001,419
Income before extraordinary items$1,581,0001,900
Extraordinary gains, net$020
Net income$1,581,0001,904
Minority interest net income$080
Net income of bank and minority interests.$1,581,0001,903
Net charge-offs$-40,0006,093
Cash dividends$783,0001,396
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,569,9001,859
2014-03-31 (YTD Data)Rank
Total interest income$3,378,0001,853
Total interest expense$575,0001,305
Net interest income$2,803,0001,929
Provision for loan and lease losses$150,0001,189
Total noninterest income$394,0002,392
Gross Fiduciary activities income$5,0001,003
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$271,0002,151
Total noninterest expense$2,024,0002,315
Salaries and employee benefits$1,238,0002,096
Premises and equipment expense$224,0002,533
Additional noninterest expense$562,0002,634
Pre-tax net operating income$1,023,0001,736
Securities gains (losses)$15,0001,042
Applicable income taxes$264,0001,461
Income before extraordinary items$774,0001,861
Extraordinary gains, net$016
Net income$774,0001,865
Minority interest net income$066
Net income of bank and minority interests.$774,0001,864
Net charge-offs$-11,0005,794
Cash dividends$391,0001,255
Sale, conversion, retirement of capital stock, net$0747
Net operating income$762,7501,848
2013-12-31 (YTD Data)Rank
Total interest income$13,080,0001,907
Total interest expense$2,605,0001,291
Net interest income$10,475,0002,016
Provision for loan and lease losses$675,0001,512
Total noninterest income$2,022,0002,154
Gross Fiduciary activities income$19,0001,047
Service charges on deposit accounts$508,0002,348
Trading account gains and fees$0184
Additional Noninterest Income$1,495,0001,855
Total noninterest expense$7,558,0002,465
Salaries and employee benefits$4,560,0002,236
Premises and equipment expense$841,0002,604
Additional noninterest expense$2,157,0002,814
Pre-tax net operating income$4,264,0001,636
Securities gains (losses)$30,0002,133
Applicable income taxes$1,056,0001,420
Income before extraordinary items$3,238,0001,779
Extraordinary gains, net$029
Net income$3,238,0001,781
Minority interest net income$090
Net income of bank and minority interests.$3,238,0001,782
Net charge-offs$576,0001,867
Cash dividends$1,586,0001,422
Sale, conversion, retirement of capital stock, net$12,000832
Net operating income$3,215,5001,769
2013-09-30 (YTD Data)Rank
Total interest income$9,701,0001,934
Total interest expense$1,989,0001,308
Net interest income$7,712,0002,045
Provision for loan and lease losses$450,0001,622
Total noninterest income$1,532,0002,181
Gross Fiduciary activities income$12,0001,050
Service charges on deposit accounts$374,0002,404
Trading account gains and fees$0180
Additional Noninterest Income$1,146,0001,876
Total noninterest expense$5,592,0002,494
Salaries and employee benefits$3,384,0002,257
Premises and equipment expense$603,0002,718
Additional noninterest expense$1,605,0002,827
Pre-tax net operating income$3,202,0001,650
Securities gains (losses)$30,0001,995
Applicable income taxes$852,0001,391
Income before extraordinary items$2,380,0001,848
Extraordinary gains, net$025
Net income$2,380,0001,852
Minority interest net income$084
Net income of bank and minority interests.$2,380,0001,853
Net charge-offs$326,0002,037
Cash dividends$1,174,0001,295
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,357,8001,809
2013-06-30 (YTD Data)Rank
Total interest income$6,428,0001,938
Total interest expense$1,350,0001,328
Net interest income$5,078,0002,061
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,066,0002,141
Gross Fiduciary activities income$8,0001,048
Service charges on deposit accounts$240,0002,442
Trading account gains and fees$0157
Additional Noninterest Income$818,0001,828
Total noninterest expense$3,726,0002,487
Salaries and employee benefits$2,252,0002,265
Premises and equipment expense$393,0002,783
Additional noninterest expense$1,081,0002,780
Pre-tax net operating income$2,118,0001,643
Securities gains (losses)$30,0001,819
Applicable income taxes$577,0001,387
Income before extraordinary items$1,571,0001,851
Extraordinary gains, net$022
Net income$1,571,0001,856
Minority interest net income$082
Net income of bank and minority interests.$1,571,0001,857
Net charge-offs$211,0002,042
Cash dividends$783,0001,304
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,549,1001,804
2013-03-31 (YTD Data)Rank
Total interest income$3,221,0001,946
Total interest expense$702,0001,319
Net interest income$2,519,0002,091
Provision for loan and lease losses$150,0001,610
Total noninterest income$588,0001,983
Gross Fiduciary activities income$5,0001,015
Service charges on deposit accounts$116,0002,505
Trading account gains and fees$0148
Additional Noninterest Income$467,0001,649
Total noninterest expense$1,894,0002,483
Salaries and employee benefits$1,145,0002,249
Premises and equipment expense$197,0002,795
Additional noninterest expense$552,0002,738
Pre-tax net operating income$1,063,0001,620
Securities gains (losses)$01,966
Applicable income taxes$287,0001,377
Income before extraordinary items$776,0001,830
Extraordinary gains, net$010
Net income$776,0001,831
Minority interest net income$076
Net income of bank and minority interests.$776,0001,832
Net charge-offs$212,0001,310
Cash dividends$391,0001,130
Sale, conversion, retirement of capital stock, net$0789
Net operating income$776,0001,758
2012-12-31 (YTD Data)Rank
Total interest income$13,758,0001,923
Total interest expense$3,511,0001,278
Net interest income$10,247,0002,095
Provision for loan and lease losses$900,0001,884
Total noninterest income$2,227,0002,033
Gross Fiduciary activities income$29,0001,030
Service charges on deposit accounts$534,0002,353
Trading account gains and fees$0166
Additional Noninterest Income$1,664,0001,738
Total noninterest expense$7,418,0002,534
Salaries and employee benefits$4,294,0002,294
Premises and equipment expense$892,0002,506
Additional noninterest expense$2,232,0002,829
Pre-tax net operating income$4,156,0001,597
Securities gains (losses)$03,810
Applicable income taxes$1,196,0001,303
Income before extraordinary items$2,960,0001,890
Extraordinary gains, net$029
Net income$2,960,0001,888
Minority interest net income$093
Net income of bank and minority interests.$2,960,0001,890
Net charge-offs$485,0002,697
Cash dividends$1,566,0001,448
Sale, conversion, retirement of capital stock, net$5,000945
Net operating income$2,960,0001,782
2012-09-30 (YTD Data)Rank
Total interest income$10,389,0001,930
Total interest expense$2,739,0001,285
Net interest income$7,650,0002,146
Provision for loan and lease losses$690,0001,871
Total noninterest income$1,583,0002,109
Gross Fiduciary activities income$23,0001,008
Service charges on deposit accounts$397,0002,398
Trading account gains and fees$0157
Additional Noninterest Income$1,163,0001,804
Total noninterest expense$5,511,0002,563
Salaries and employee benefits$3,162,0002,338
Premises and equipment expense$692,0002,467
Additional noninterest expense$1,657,0002,866
Pre-tax net operating income$3,032,0001,680
Securities gains (losses)$03,575
Applicable income taxes$817,0001,429
Income before extraordinary items$2,215,0001,921
Extraordinary gains, net$020
Net income$2,215,0001,920
Minority interest net income$086
Net income of bank and minority interests.$2,215,0001,922
Net charge-offs$172,0003,458
Cash dividends$1,174,0001,194
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,215,0001,813
2012-06-30 (YTD Data)Rank
Total interest income$6,972,0001,930
Total interest expense$1,876,0001,296
Net interest income$5,096,0002,140
Provision for loan and lease losses$480,0001,860
Total noninterest income$966,0002,209
Gross Fiduciary activities income$19,000994
Service charges on deposit accounts$260,0002,413
Trading account gains and fees$0153
Additional Noninterest Income$687,0001,942
Total noninterest expense$3,705,0002,546
Salaries and employee benefits$2,142,0002,313
Premises and equipment expense$482,0002,365
Additional noninterest expense$1,081,0002,928
Pre-tax net operating income$1,877,0001,769
Securities gains (losses)$03,178
Applicable income taxes$488,0001,518
Income before extraordinary items$1,389,0002,017
Extraordinary gains, net$019
Net income$1,389,0002,015
Minority interest net income$084
Net income of bank and minority interests.$1,389,0002,017
Net charge-offs$42,0004,179
Cash dividends$783,0001,186
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,389,0001,915
2012-03-31 (YTD Data)Rank
Total interest income$3,506,0001,936
Total interest expense$967,0001,311
Net interest income$2,539,0002,166
Provision for loan and lease losses$255,0001,721
Total noninterest income$467,0002,253
Gross Fiduciary activities income$17,000935
Service charges on deposit accounts$126,0002,454
Trading account gains and fees$0148
Additional Noninterest Income$324,0002,010
Total noninterest expense$1,823,0002,577
Salaries and employee benefits$1,072,0002,331
Premises and equipment expense$233,0002,455
Additional noninterest expense$518,0003,006
Pre-tax net operating income$928,0001,792
Securities gains (losses)$02,210
Applicable income taxes$241,0001,527
Income before extraordinary items$687,0002,034
Extraordinary gains, net$019
Net income$687,0002,035
Minority interest net income$078
Net income of bank and minority interests.$687,0002,036
Net charge-offs$5,0004,286
Cash dividends$391,0001,075
Sale, conversion, retirement of capital stock, net$0861
Net operating income$687,0001,933
2011-12-31 (YTD Data)Rank
Total interest income$14,687,0001,917
Total interest expense$4,107,0001,475
Net interest income$10,580,0002,062
Provision for loan and lease losses$1,210,0002,142
Total noninterest income$1,600,0002,348
Gross Fiduciary activities income$20,0001,031
Service charges on deposit accounts$574,0002,321
Trading account gains and fees$0146
Additional Noninterest Income$1,006,0002,127
Total noninterest expense$7,146,0002,623
Salaries and employee benefits$4,256,0002,272
Premises and equipment expense$830,0002,828
Additional noninterest expense$2,060,0003,054
Pre-tax net operating income$3,824,0001,486
Securities gains (losses)$03,838
Applicable income taxes$1,046,0001,304
Income before extraordinary items$2,778,0001,725
Extraordinary gains, net$029
Net income$2,778,0001,726
Minority interest net income$096
Net income of bank and minority interests.$2,778,0001,726
Net charge-offs$822,0002,597
Cash dividends$1,566,0001,190
Sale, conversion, retirement of capital stock, net$28,000903
Net operating income$2,778,0001,642
2011-09-30 (YTD Data)Rank
Total interest income$11,098,0001,927
Total interest expense$3,104,0001,521
Net interest income$7,994,0002,060
Provision for loan and lease losses$780,0002,298
Total noninterest income$1,068,0002,520
Gross Fiduciary activities income$12,0001,022
Service charges on deposit accounts$423,0002,359
Trading account gains and fees$0145
Additional Noninterest Income$633,0002,354
Total noninterest expense$5,386,0002,607
Salaries and employee benefits$3,156,0002,291
Premises and equipment expense$622,0002,855
Additional noninterest expense$1,608,0002,950
Pre-tax net operating income$2,896,0001,528
Securities gains (losses)$03,555
Applicable income taxes$810,0001,281
Income before extraordinary items$2,086,0001,777
Extraordinary gains, net$021
Net income$2,086,0001,777
Minority interest net income$087
Net income of bank and minority interests.$2,086,0001,777
Net charge-offs$449,0002,791
Cash dividends$1,174,0001,028
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,086,0001,694
2011-06-30 (YTD Data)Rank
Total interest income$7,382,0001,949
Total interest expense$2,080,0001,568
Net interest income$5,302,0002,066
Provision for loan and lease losses$510,0002,283
Total noninterest income$647,0002,674
Gross Fiduciary activities income$8,0001,035
Service charges on deposit accounts$272,0002,403
Trading account gains and fees$0153
Additional Noninterest Income$367,0002,565
Total noninterest expense$3,555,0002,658
Salaries and employee benefits$2,102,0002,307
Premises and equipment expense$405,0002,941
Additional noninterest expense$1,048,0003,086
Pre-tax net operating income$1,884,0001,533
Securities gains (losses)$02,914
Applicable income taxes$522,0001,278
Income before extraordinary items$1,362,0001,753
Extraordinary gains, net$015
Net income$1,362,0001,753
Minority interest net income$089
Net income of bank and minority interests.$1,362,0001,753
Net charge-offs$299,0002,684
Cash dividends$783,0001,017
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,362,0001,682
2011-03-31 (YTD Data)Rank
Total interest income$3,664,0001,971
Total interest expense$1,041,0001,627
Net interest income$2,623,0002,072
Provision for loan and lease losses$255,0002,143
Total noninterest income$312,0002,767
Gross Fiduciary activities income$3,0001,053
Service charges on deposit accounts$127,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$182,0002,603
Total noninterest expense$1,801,0002,635
Salaries and employee benefits$1,053,0002,324
Premises and equipment expense$215,0002,816
Additional noninterest expense$533,0003,022
Pre-tax net operating income$879,0001,627
Securities gains (losses)$01,772
Applicable income taxes$237,0001,331
Income before extraordinary items$642,0001,813
Extraordinary gains, net$09
Net income$642,0001,812
Minority interest net income$086
Net income of bank and minority interests.$642,0001,813
Net charge-offs$108,0002,655
Cash dividends$391,000943
Sale, conversion, retirement of capital stock, net$0925
Net operating income$642,0001,760
2010-12-31 (YTD Data)Rank
Total interest income$14,561,0002,068
Total interest expense$4,611,0001,769
Net interest income$9,950,0002,211
Provision for loan and lease losses$1,735,0002,265
Total noninterest income$1,822,0002,201
Gross Fiduciary activities income$20,0001,064
Service charges on deposit accounts$620,0002,235
Trading account gains and fees$0175
Additional Noninterest Income$1,182,0001,974
Total noninterest expense$7,185,0002,679
Salaries and employee benefits$4,037,0002,386
Premises and equipment expense$979,0002,520
Additional noninterest expense$2,169,0003,028
Pre-tax net operating income$2,852,0001,692
Securities gains (losses)$74,0002,404
Applicable income taxes$687,0001,585
Income before extraordinary items$2,239,0001,832
Extraordinary gains, net$029
Net income$2,239,0001,833
Minority interest net income$0111
Net income of bank and minority interests.$2,239,0001,834
Net charge-offs$573,0003,470
Cash dividends$1,565,0001,026
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,182,0201,800
2010-09-30 (YTD Data)Rank
Total interest income$10,882,0002,118
Total interest expense$3,531,0001,800
Net interest income$7,351,0002,287
Provision for loan and lease losses$1,300,0002,172
Total noninterest income$1,291,0002,323
Gross Fiduciary activities income$11,0001,082
Service charges on deposit accounts$472,0002,257
Trading account gains and fees$0165
Additional Noninterest Income$808,0002,056
Total noninterest expense$5,339,0002,685
Salaries and employee benefits$3,064,0002,372
Premises and equipment expense$690,0002,692
Additional noninterest expense$1,585,0003,060
Pre-tax net operating income$2,003,0001,895
Securities gains (losses)$74,0002,178
Applicable income taxes$523,0001,628
Income before extraordinary items$1,554,0002,082
Extraordinary gains, net$023
Net income$1,554,0002,083
Minority interest net income$0110
Net income of bank and minority interests.$1,554,0002,084
Net charge-offs$306,0003,708
Cash dividends$1,174,000920
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,498,5002,050
2010-06-30 (YTD Data)Rank
Total interest income$7,205,0002,163
Total interest expense$2,399,0001,835
Net interest income$4,806,0002,325
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$772,0002,423
Gross Fiduciary activities income$8,0001,086
Service charges on deposit accounts$308,0002,308
Trading account gains and fees$0152
Additional Noninterest Income$456,0002,224
Total noninterest expense$3,518,0002,721
Salaries and employee benefits$2,026,0002,407
Premises and equipment expense$450,0002,756
Additional noninterest expense$1,042,0003,085
Pre-tax net operating income$1,060,0002,270
Securities gains (losses)$74,0001,632
Applicable income taxes$248,0001,917
Income before extraordinary items$886,0002,329
Extraordinary gains, net$019
Net income$886,0002,326
Minority interest net income$0105
Net income of bank and minority interests.$886,0002,329
Net charge-offs$114,0004,110
Cash dividends$783,000900
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$828,2802,347
2010-03-31 (YTD Data)Rank
Total interest income$3,530,0002,272
Total interest expense$1,203,0001,913
Net interest income$2,327,0002,423
Provision for loan and lease losses$500,0001,815
Total noninterest income$352,0002,577
Gross Fiduciary activities income$5,0001,053
Service charges on deposit accounts$146,0002,396
Trading account gains and fees$0175
Additional Noninterest Income$201,0002,388
Total noninterest expense$1,730,0002,797
Salaries and employee benefits$1,014,0002,441
Premises and equipment expense$210,0003,012
Additional noninterest expense$506,0003,154
Pre-tax net operating income$449,0002,610
Securities gains (losses)$74,000936
Applicable income taxes$100,0002,124
Income before extraordinary items$423,0002,461
Extraordinary gains, net$016
Net income$423,0002,459
Minority interest net income$091
Net income of bank and minority interests.$423,0002,461
Net charge-offs$89,0003,205
Cash dividends$391,000885
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$363,0602,624
2009-12-31 (YTD Data)Rank
Total interest income$14,607,0002,283
Total interest expense$5,274,0002,152
Net interest income$9,333,0002,337
Provision for loan and lease losses$1,520,0002,881
Total noninterest income$1,916,0002,183
Gross Fiduciary activities income$17,0001,108
Service charges on deposit accounts$646,0002,408
Trading account gains and fees$0211
Additional Noninterest Income$1,253,0001,865
Total noninterest expense$7,145,0002,740
Salaries and employee benefits$3,894,0002,510
Premises and equipment expense$900,0002,827
Additional noninterest expense$2,351,0002,894
Pre-tax net operating income$2,584,0001,531
Securities gains (losses)$-3,0006,914
Applicable income taxes$603,0001,377
Income before extraordinary items$1,978,0001,706
Extraordinary gains, net$034
Net income$1,978,0001,704
Minority interest net income$0115
Net income of bank and minority interests.$1,978,0001,705
Net charge-offs$954,0002,919
Cash dividends$1,770,0001,019
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,980,3101,645
2009-09-30 (YTD Data)Rank
Total interest income$10,985,0002,314
Total interest expense$4,008,0002,214
Net interest income$6,977,0002,337
Provision for loan and lease losses$925,0002,891
Total noninterest income$1,504,0002,169
Gross Fiduciary activities income$10,0001,116
Service charges on deposit accounts$478,0002,447
Trading account gains and fees$0212
Additional Noninterest Income$1,016,0001,801
Total noninterest expense$5,340,0002,759
Salaries and employee benefits$2,949,0002,512
Premises and equipment expense$657,0002,918
Additional noninterest expense$1,734,0002,909
Pre-tax net operating income$2,216,0001,472
Securities gains (losses)$-3,0007,144
Applicable income taxes$526,0001,357
Income before extraordinary items$1,687,0001,589
Extraordinary gains, net$027
Net income$1,687,0001,587
Minority interest net income$0118
Net income of bank and minority interests.$1,687,0001,589
Net charge-offs$721,0002,604
Cash dividends$1,278,0001,005
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,689,2801,549
2009-06-30 (YTD Data)Rank
Total interest income$7,359,0002,340
Total interest expense$2,689,0002,287
Net interest income$4,670,0002,335
Provision for loan and lease losses$550,0002,834
Total noninterest income$1,091,0002,042
Gross Fiduciary activities income$7,0001,124
Service charges on deposit accounts$302,0002,531
Trading account gains and fees$0193
Additional Noninterest Income$782,0001,680
Total noninterest expense$3,269,0002,993
Salaries and employee benefits$1,916,0002,598
Premises and equipment expense$421,0003,052
Additional noninterest expense$932,0003,458
Pre-tax net operating income$1,942,0001,174
Securities gains (losses)$03,136
Applicable income taxes$547,0001,004
Income before extraordinary items$1,395,0001,359
Extraordinary gains, net$021
Net income$1,395,0001,357
Minority interest net income$0112
Net income of bank and minority interests.$1,395,0001,358
Net charge-offs$472,0002,405
Cash dividends$886,0001,042
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,395,0001,317
2009-03-31 (YTD Data)Rank
Total interest income$3,725,0002,337
Total interest expense$1,359,0002,345
Net interest income$2,366,0002,309
Provision for loan and lease losses$200,0002,838
Total noninterest income$586,0001,907
Gross Fiduciary activities income$4,0001,095
Service charges on deposit accounts$144,0002,555
Trading account gains and fees$0171
Additional Noninterest Income$438,0001,518
Total noninterest expense$1,620,0002,929
Salaries and employee benefits$950,0002,664
Premises and equipment expense$210,0003,112
Additional noninterest expense$460,0003,219
Pre-tax net operating income$1,132,0001,128
Securities gains (losses)$02,434
Applicable income taxes$346,000932
Income before extraordinary items$786,0001,398
Extraordinary gains, net$015
Net income$786,0001,398
Minority interest net income$0102
Net income of bank and minority interests.$786,0001,400
Net charge-offs$66,0003,281
Cash dividends$393,0001,129
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$786,0001,318
2008-12-31 (YTD Data)Rank
Total interest income$15,403,0002,401
Total interest expense$6,290,0002,418
Net interest income$9,113,0002,395
Provision for loan and lease losses$425,0004,045
Total noninterest income$1,304,0002,891
Gross Fiduciary activities income$18,0001,123
Service charges on deposit accounts$738,0002,256
Trading account gains and fees$0154
Additional Noninterest Income$548,0003,032
Total noninterest expense$6,239,0002,961
Salaries and employee benefits$3,747,0002,659
Premises and equipment expense$794,0003,202
Additional noninterest expense$1,698,0003,303
Pre-tax net operating income$3,753,0001,458
Securities gains (losses)$24,0002,069
Applicable income taxes$909,0001,281
Income before extraordinary items$2,868,0001,425
Extraordinary gains, net$039
Net income$2,868,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0002,538
Cash dividends$1,579,0001,668
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,849,7601,529
2008-09-30 (YTD Data)Rank
Total interest income$11,586,0002,451
Total interest expense$4,864,0002,438
Net interest income$6,722,0002,454
Provision for loan and lease losses$225,0004,003
Total noninterest income$937,0003,023
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$552,0002,276
Trading account gains and fees$0148
Additional Noninterest Income$373,0003,300
Total noninterest expense$4,628,0002,971
Salaries and employee benefits$2,840,0002,673
Premises and equipment expense$604,0003,182
Additional noninterest expense$1,184,0003,426
Pre-tax net operating income$2,806,0001,736
Securities gains (losses)$-2,0007,202
Applicable income taxes$780,0001,395
Income before extraordinary items$2,024,0001,762
Extraordinary gains, net$031
Net income$2,024,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,232
Cash dividends$1,135,0001,652
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,025,4401,857
2008-06-30 (YTD Data)Rank
Total interest income$7,669,0002,502
Total interest expense$3,318,0002,475
Net interest income$4,351,0002,515
Provision for loan and lease losses$150,0003,592
Total noninterest income$605,0003,123
Gross Fiduciary activities income$9,0001,133
Service charges on deposit accounts$355,0002,324
Trading account gains and fees$0149
Additional Noninterest Income$241,0003,420
Total noninterest expense$3,048,0003,016
Salaries and employee benefits$1,891,0002,697
Premises and equipment expense$407,0003,166
Additional noninterest expense$750,0003,517
Pre-tax net operating income$1,758,0001,901
Securities gains (losses)$03,233
Applicable income taxes$478,0001,657
Income before extraordinary items$1,280,0002,068
Extraordinary gains, net$021
Net income$1,280,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,855
Cash dividends$757,0001,760
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,280,0002,022
2008-03-31 (YTD Data)Rank
Total interest income$3,849,0002,551
Total interest expense$1,764,0002,485
Net interest income$2,085,0002,614
Provision for loan and lease losses$75,0003,123
Total noninterest income$326,0002,966
Gross Fiduciary activities income$5,0001,113
Service charges on deposit accounts$176,0002,306
Trading account gains and fees$0158
Additional Noninterest Income$145,0003,095
Total noninterest expense$1,504,0003,052
Salaries and employee benefits$931,0002,741
Premises and equipment expense$213,0003,047
Additional noninterest expense$360,0003,589
Pre-tax net operating income$832,0002,070
Securities gains (losses)$02,688
Applicable income taxes$218,0001,860
Income before extraordinary items$614,0002,269
Extraordinary gains, net$015
Net income$614,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,931
Cash dividends$378,0001,667
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$614,0002,194
2007-12-31 (YTD Data)Rank
Total interest income$14,988,0002,681
Total interest expense$6,631,0002,759
Net interest income$8,357,0002,618
Provision for loan and lease losses$240,0003,573
Total noninterest income$1,189,0003,155
Gross Fiduciary activities income$19,0001,156
Service charges on deposit accounts$645,0002,535
Trading account gains and fees$0178
Additional Noninterest Income$525,0003,218
Total noninterest expense$5,652,0003,124
Salaries and employee benefits$3,398,0002,887
Premises and equipment expense$763,0003,207
Additional noninterest expense$1,491,0003,432
Pre-tax net operating income$3,654,0002,133
Securities gains (losses)$3,0001,730
Applicable income taxes$955,0001,920
Income before extraordinary items$2,702,0002,215
Extraordinary gains, net$039
Net income$2,702,0002,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,556
Cash dividends$1,469,0002,047
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,699,7802,200
2007-09-30 (YTD Data)Rank
Total interest income$11,046,0002,725
Total interest expense$4,864,0002,813
Net interest income$6,182,0002,665
Provision for loan and lease losses$180,0003,151
Total noninterest income$876,0003,191
Gross Fiduciary activities income$13,0001,145
Service charges on deposit accounts$470,0002,573
Trading account gains and fees$0184
Additional Noninterest Income$393,0003,239
Total noninterest expense$4,120,0003,171
Salaries and employee benefits$2,546,0002,872
Premises and equipment expense$498,0003,552
Additional noninterest expense$1,076,0003,496
Pre-tax net operating income$2,758,0002,260
Securities gains (losses)$3,0001,317
Applicable income taxes$764,0001,961
Income before extraordinary items$1,997,0002,369
Extraordinary gains, net$033
Net income$1,997,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,891
Cash dividends$1,090,0001,879
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,994,8402,350
2007-06-30 (YTD Data)Rank
Total interest income$7,275,0002,770
Total interest expense$3,115,0002,917
Net interest income$4,160,0002,669
Provision for loan and lease losses$120,0002,960
Total noninterest income$550,0003,344
Gross Fiduciary activities income$7,0001,185
Service charges on deposit accounts$300,0002,649
Trading account gains and fees$0168
Additional Noninterest Income$243,0003,410
Total noninterest expense$2,672,0003,273
Salaries and employee benefits$1,679,0002,942
Premises and equipment expense$329,0003,603
Additional noninterest expense$664,0003,708
Pre-tax net operating income$1,918,0002,240
Securities gains (losses)$01,444
Applicable income taxes$534,0001,970
Income before extraordinary items$1,384,0002,353
Extraordinary gains, net$029
Net income$1,384,0002,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,479
Cash dividends$726,0001,935
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,384,0002,334
2007-03-31 (YTD Data)Rank
Total interest income$3,563,0002,815
Total interest expense$1,492,0002,998
Net interest income$2,071,0002,682
Provision for loan and lease losses$60,0002,747
Total noninterest income$255,0003,475
Gross Fiduciary activities income$4,0001,141
Service charges on deposit accounts$138,0002,762
Trading account gains and fees$0195
Additional Noninterest Income$113,0003,538
Total noninterest expense$1,291,0003,369
Salaries and employee benefits$832,0002,968
Premises and equipment expense$143,0003,992
Additional noninterest expense$316,0003,819
Pre-tax net operating income$975,0002,214
Securities gains (losses)$01,187
Applicable income taxes$275,0001,972
Income before extraordinary items$700,0002,331
Extraordinary gains, net$022
Net income$700,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,597
Cash dividends$363,0001,762
Sale, conversion, retirement of capital stock, net$0885
Net operating income$700,0002,310
2006-12-31 (YTD Data)Rank
Total interest income$13,366,0002,815
Total interest expense$5,245,0002,913
Net interest income$8,121,0002,720
Provision for loan and lease losses$360,0002,452
Total noninterest income$1,092,0003,344
Gross Fiduciary activities income$19,0001,179
Service charges on deposit accounts$636,0002,569
Trading account gains and fees$0130
Additional Noninterest Income$437,0003,582
Total noninterest expense$5,141,0003,273
Salaries and employee benefits$3,203,0002,954
Premises and equipment expense$571,0003,906
Additional noninterest expense$1,367,0003,546
Pre-tax net operating income$3,712,0002,377
Securities gains (losses)$-30,0007,718
Applicable income taxes$955,0002,263
Income before extraordinary items$2,727,0002,437
Extraordinary gains, net$051
Net income$2,727,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,884
Cash dividends$1,408,0002,019
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,749,2002,407
2006-09-30 (YTD Data)Rank
Total interest income$9,833,0002,839
Total interest expense$3,783,0002,920
Net interest income$6,050,0002,765
Provision for loan and lease losses$162,0003,271
Total noninterest income$813,0003,362
Gross Fiduciary activities income$13,0001,175
Service charges on deposit accounts$472,0002,594
Trading account gains and fees$0126
Additional Noninterest Income$328,0003,581
Total noninterest expense$3,952,0003,204
Salaries and employee benefits$2,419,0002,928
Premises and equipment expense$441,0003,838
Additional noninterest expense$1,092,0003,373
Pre-tax net operating income$2,749,0002,473
Securities gains (losses)$01,388
Applicable income taxes$789,0002,223
Income before extraordinary items$1,960,0002,610
Extraordinary gains, net$045
Net income$1,960,0002,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,926
Cash dividends$1,045,0001,873
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,960,0002,598
2006-06-30 (YTD Data)Rank
Total interest income$6,408,0002,857
Total interest expense$2,409,0002,910
Net interest income$3,999,0002,786
Provision for loan and lease losses$108,0003,218
Total noninterest income$521,0003,435
Gross Fiduciary activities income$9,0001,185
Service charges on deposit accounts$305,0002,625
Trading account gains and fees$0126
Additional Noninterest Income$207,0003,678
Total noninterest expense$2,649,0003,193
Salaries and employee benefits$1,642,0002,888
Premises and equipment expense$294,0003,830
Additional noninterest expense$713,0003,419
Pre-tax net operating income$1,763,0002,553
Securities gains (losses)$01,185
Applicable income taxes$501,0002,309
Income before extraordinary items$1,262,0002,683
Extraordinary gains, net$039
Net income$1,262,0002,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,455
Cash dividends$697,0001,905
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,262,0002,672
2006-03-31 (YTD Data)Rank
Total interest income$3,147,0002,857
Total interest expense$1,139,0002,920
Net interest income$2,008,0002,773
Provision for loan and lease losses$54,0003,025
Total noninterest income$241,0003,563
Gross Fiduciary activities income$6,0001,135
Service charges on deposit accounts$144,0002,683
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,897
Total noninterest expense$1,340,0003,181
Salaries and employee benefits$857,0002,803
Premises and equipment expense$148,0003,826
Additional noninterest expense$335,0003,570
Pre-tax net operating income$855,0002,574
Securities gains (losses)$0955
Applicable income taxes$240,0002,338
Income before extraordinary items$615,0002,693
Extraordinary gains, net$021
Net income$615,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,032
Cash dividends$348,0001,799
Sale, conversion, retirement of capital stock, net$0648
Net operating income$615,0002,680
2005-12-31 (YTD Data)Rank
Total interest income$12,103,0002,695
Total interest expense$3,860,0002,727
Net interest income$8,243,0002,629
Provision for loan and lease losses$240,0003,239
Total noninterest income$1,111,0003,308
Gross Fiduciary activities income$26,0001,147
Service charges on deposit accounts$648,0002,501
Trading account gains and fees$0138
Additional Noninterest Income$437,0003,623
Total noninterest expense$5,263,0003,098
Salaries and employee benefits$3,318,0002,726
Premises and equipment expense$578,0003,764
Additional noninterest expense$1,367,0003,481
Pre-tax net operating income$3,851,0002,283
Securities gains (losses)$-34,0008,043
Applicable income taxes$1,112,0002,117
Income before extraordinary items$2,705,0002,440
Extraordinary gains, net$046
Net income$2,705,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,363
Cash dividends$1,348,0001,982
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,729,1402,399
2005-09-30 (YTD Data)Rank
Total interest income$8,912,0002,677
Total interest expense$2,750,0002,718
Net interest income$6,162,0002,609
Provision for loan and lease losses$180,0003,127
Total noninterest income$820,0003,344
Gross Fiduciary activities income$20,0001,117
Service charges on deposit accounts$486,0002,492
Trading account gains and fees$0126
Additional Noninterest Income$314,0003,726
Total noninterest expense$3,947,0003,067
Salaries and employee benefits$2,461,0002,712
Premises and equipment expense$426,0003,793
Additional noninterest expense$1,060,0003,351
Pre-tax net operating income$2,855,0002,324
Securities gains (losses)$-34,0008,371
Applicable income taxes$810,0002,183
Income before extraordinary items$2,011,0002,475
Extraordinary gains, net$035
Net income$2,011,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,845
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,035,1402,425
2005-06-30 (YTD Data)Rank
Total interest income$5,834,0002,664
Total interest expense$1,735,0002,703
Net interest income$4,099,0002,595
Provision for loan and lease losses$120,0003,004
Total noninterest income$547,0003,310
Gross Fiduciary activities income$18,0001,075
Service charges on deposit accounts$312,0002,545
Trading account gains and fees$0116
Additional Noninterest Income$217,0003,630
Total noninterest expense$2,579,0003,103
Salaries and employee benefits$1,605,0002,755
Premises and equipment expense$278,0003,838
Additional noninterest expense$696,0003,378
Pre-tax net operating income$1,947,0002,235
Securities gains (losses)$-37,0008,525
Applicable income taxes$553,0002,112
Income before extraordinary items$1,357,0002,394
Extraordinary gains, net$030
Net income$1,357,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,519
Cash dividends$666,0001,816
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,383,2702,330
2005-03-31 (YTD Data)Rank
Total interest income$2,906,0002,648
Total interest expense$835,0002,685
Net interest income$2,071,0002,577
Provision for loan and lease losses$60,0002,830
Total noninterest income$272,0003,273
Gross Fiduciary activities income$6,0001,124
Service charges on deposit accounts$146,0002,618
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,395
Total noninterest expense$1,266,0003,161
Salaries and employee benefits$790,0002,800
Premises and equipment expense$136,0003,941
Additional noninterest expense$340,0003,447
Pre-tax net operating income$1,017,0002,144
Securities gains (losses)$1,0001,514
Applicable income taxes$303,0001,965
Income before extraordinary items$715,0002,287
Extraordinary gains, net$024
Net income$715,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,563
Cash dividends$333,0001,635
Sale, conversion, retirement of capital stock, net$0491
Net operating income$714,3002,249
2004-12-31 (YTD Data)Rank
Total interest income$11,290,0002,533
Total interest expense$3,241,0002,451
Net interest income$8,049,0002,535
Provision for loan and lease losses$240,0003,319
Total noninterest income$996,0003,565
Gross Fiduciary activities income$19,0001,204
Service charges on deposit accounts$548,0002,933
Trading account gains and fees$0138
Additional Noninterest Income$429,0003,589
Total noninterest expense$4,971,0003,134
Salaries and employee benefits$3,131,0002,728
Premises and equipment expense$514,0003,999
Additional noninterest expense$1,326,0003,470
Pre-tax net operating income$3,834,0002,123
Securities gains (losses)$-2,0007,892
Applicable income taxes$1,130,0001,980
Income before extraordinary items$2,702,0002,265
Extraordinary gains, net$034
Net income$2,702,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,204
Cash dividends$1,269,0001,958
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,703,4202,212
2004-09-30 (YTD Data)Rank
Total interest income$8,426,0002,511
Total interest expense$2,424,0002,415
Net interest income$6,002,0002,519
Provision for loan and lease losses$180,0003,152
Total noninterest income$726,0003,641
Gross Fiduciary activities income$13,0001,207
Service charges on deposit accounts$403,0002,995
Trading account gains and fees$0134
Additional Noninterest Income$310,0003,669
Total noninterest expense$3,755,0003,073
Salaries and employee benefits$2,308,0002,758
Premises and equipment expense$402,0003,861
Additional noninterest expense$1,045,0003,294
Pre-tax net operating income$2,793,0002,193
Securities gains (losses)$-2,0008,174
Applicable income taxes$804,0002,095
Income before extraordinary items$1,987,0002,332
Extraordinary gains, net$026
Net income$1,987,0002,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,920
Cash dividends$936,0001,793
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,988,4202,281
2004-06-30 (YTD Data)Rank
Total interest income$5,623,0002,487
Total interest expense$1,631,0002,377
Net interest income$3,992,0002,489
Provision for loan and lease losses$120,0003,090
Total noninterest income$462,0003,757
Gross Fiduciary activities income$10,0001,191
Service charges on deposit accounts$264,0003,007
Trading account gains and fees$0130
Additional Noninterest Income$188,0003,858
Total noninterest expense$2,472,0003,136
Salaries and employee benefits$1,497,0002,836
Premises and equipment expense$262,0003,931
Additional noninterest expense$713,0003,252
Pre-tax net operating income$1,862,0002,177
Securities gains (losses)$-2,0008,438
Applicable income taxes$536,0002,089
Income before extraordinary items$1,324,0002,315
Extraordinary gains, net$021
Net income$1,324,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,672
Cash dividends$641,0001,797
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,325,4202,251
2004-03-31 (YTD Data)Rank
Total interest income$2,860,0002,454
Total interest expense$828,0002,364
Net interest income$2,032,0002,458
Provision for loan and lease losses$60,0002,918
Total noninterest income$228,0003,729
Gross Fiduciary activities income$5,0001,183
Service charges on deposit accounts$127,0003,037
Trading account gains and fees$0121
Additional Noninterest Income$96,0003,801
Total noninterest expense$1,292,0003,003
Salaries and employee benefits$794,0002,704
Premises and equipment expense$134,0003,902
Additional noninterest expense$364,0003,176
Pre-tax net operating income$908,0002,178
Securities gains (losses)$02,934
Applicable income taxes$260,0002,133
Income before extraordinary items$648,0002,323
Extraordinary gains, net$016
Net income$648,0002,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$295,0001,784
Sale, conversion, retirement of capital stock, net$0464
Net operating income$648,0002,237
2003-12-31 (YTD Data)Rank
Total interest income$10,165,0002,792
Total interest expense$3,262,0002,659
Net interest income$6,903,0002,790
Provision for loan and lease losses$390,0002,639
Total noninterest income$1,052,0003,612
Gross Fiduciary activities income$34,0001,150
Service charges on deposit accounts$396,0003,668
Trading account gains and fees$0160
Additional Noninterest Income$622,0003,183
Total noninterest expense$4,302,0003,492
Salaries and employee benefits$2,580,0003,186
Premises and equipment expense$444,0004,410
Additional noninterest expense$1,278,0003,545
Pre-tax net operating income$3,263,0002,332
Securities gains (losses)$22,0003,160
Applicable income taxes$906,0002,318
Income before extraordinary items$2,379,0002,485
Extraordinary gains, net$054
Net income$2,379,0002,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,737
Cash dividends$1,113,0002,160
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,363,1602,384
2003-09-30 (YTD Data)Rank
Total interest income$7,589,0002,828
Total interest expense$2,502,0002,679
Net interest income$5,087,0002,846
Provision for loan and lease losses$315,0002,407
Total noninterest income$849,0003,503
Gross Fiduciary activities income$28,0001,128
Service charges on deposit accounts$293,0003,704
Trading account gains and fees$0153
Additional Noninterest Income$528,0003,030
Total noninterest expense$3,143,0003,557
Salaries and employee benefits$1,931,0003,195
Premises and equipment expense$319,0004,534
Additional noninterest expense$893,0003,730
Pre-tax net operating income$2,478,0002,403
Securities gains (losses)$22,0002,902
Applicable income taxes$695,0002,401
Income before extraordinary items$1,805,0002,562
Extraordinary gains, net$040
Net income$1,805,0002,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,387
Cash dividends$818,0001,972
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,789,1602,454
2003-06-30 (YTD Data)Rank
Total interest income$5,127,0002,821
Total interest expense$1,749,0002,647
Net interest income$3,378,0002,858
Provision for loan and lease losses$225,0002,308
Total noninterest income$662,0003,123
Gross Fiduciary activities income$17,0001,146
Service charges on deposit accounts$190,0003,743
Trading account gains and fees$0150
Additional Noninterest Income$455,0002,587
Total noninterest expense$2,200,0003,399
Salaries and employee benefits$1,392,0002,981
Premises and equipment expense$214,0004,514
Additional noninterest expense$594,0003,729
Pre-tax net operating income$1,615,0002,443
Securities gains (losses)$03,782
Applicable income taxes$458,0002,449
Income before extraordinary items$1,157,0002,663
Extraordinary gains, net$030
Net income$1,157,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,447
Cash dividends$546,0002,025
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,157,0002,509
2003-03-31 (YTD Data)Rank
Total interest income$2,634,0002,770
Total interest expense$902,0002,641
Net interest income$1,732,0002,789
Provision for loan and lease losses$120,0002,030
Total noninterest income$333,0003,018
Gross Fiduciary activities income$12,0001,101
Service charges on deposit accounts$93,0003,718
Trading account gains and fees$0134
Additional Noninterest Income$228,0002,493
Total noninterest expense$978,0003,732
Salaries and employee benefits$593,0003,396
Premises and equipment expense$109,0004,452
Additional noninterest expense$276,0003,908
Pre-tax net operating income$967,0002,101
Securities gains (losses)$02,891
Applicable income taxes$282,0002,139
Income before extraordinary items$685,0002,231
Extraordinary gains, net$021
Net income$685,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$273,0001,876
Sale, conversion, retirement of capital stock, net$0419
Net operating income$685,0002,113
2002-12-31 (YTD Data)Rank
Total interest income$11,622,0002,629
Total interest expense$4,431,0002,510
Net interest income$7,191,0002,655
Provision for loan and lease losses$670,0001,898
Total noninterest income$1,407,0002,743
Gross Fiduciary activities income$17,0001,326
Service charges on deposit accounts$390,0003,589
Trading account gains and fees$0153
Additional Noninterest Income$1,000,0002,179
Total noninterest expense$4,246,0003,393
Salaries and employee benefits$2,520,0003,102
Premises and equipment expense$434,0004,369
Additional noninterest expense$1,292,0003,397
Pre-tax net operating income$3,682,0002,126
Securities gains (losses)$-168,0009,185
Applicable income taxes$1,001,0002,204
Income before extraordinary items$2,513,0002,339
Extraordinary gains, net$070
Net income$2,513,0002,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,0001,773
Cash dividends$1,073,0002,122
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,633,9602,185
2001-12-31 (YTD Data)Rank
Total interest income$12,735,0002,673
Total interest expense$6,175,0002,585
Net interest income$6,560,0002,719
Provision for loan and lease losses$345,0002,938
Total noninterest income$657,0004,352
Gross Fiduciary activities income$32,0001,221
Service charges on deposit accounts$379,0003,556
Trading account gains and fees$0177
Additional Noninterest Income$246,0004,515
Total noninterest expense$3,885,0003,517
Salaries and employee benefits$2,258,0003,248
Premises and equipment expense$467,0004,120
Additional noninterest expense$1,160,0003,610
Pre-tax net operating income$2,987,0002,273
Securities gains (losses)$13,0003,437
Applicable income taxes$920,0002,205
Income before extraordinary items$2,080,0002,433
Extraordinary gains, net$0105
Net income$2,080,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,546
Cash dividends$1,334,0001,822
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,071,0302,367
2000-12-31 (YTD Data)Rank
Total interest income$12,466,0002,806
Total interest expense$6,298,0002,656
Net interest income$6,168,0002,865
Provision for loan and lease losses$263,0003,133
Total noninterest income$622,0004,326
Gross Fiduciary activities income$24,0001,137
Service charges on deposit accounts$385,0003,344
Trading account gains and fees$0180
Additional Noninterest Income$213,0004,653
Total noninterest expense$3,402,0003,810
Salaries and employee benefits$2,099,0003,329
Premises and equipment expense$410,0004,430
Additional noninterest expense$893,0004,364
Pre-tax net operating income$3,125,0002,312
Securities gains (losses)$-35,0009,026
Applicable income taxes$919,0002,282
Income before extraordinary items$2,171,0002,356
Extraordinary gains, net$038
Net income$2,171,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,671
Cash dividends$1,019,0002,225
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,195,5002,345
1999-12-31 (YTD Data)Rank
Total interest income$10,927,0002,953
Total interest expense$5,099,0002,857
Net interest income$5,828,0002,996
Provision for loan and lease losses$205,0003,496
Total noninterest income$725,0003,897
Gross Fiduciary activities income$46,0001,111
Service charges on deposit accounts$363,0003,475
Trading account gains and fees$0173
Additional Noninterest Income$316,0003,900
Total noninterest expense$3,359,0003,837
Salaries and employee benefits$2,068,0003,337
Premises and equipment expense$391,0004,622
Additional noninterest expense$900,0004,381
Pre-tax net operating income$2,989,0002,421
Securities gains (losses)$2,0002,566
Applicable income taxes$938,0002,319
Income before extraordinary items$2,053,0002,530
Extraordinary gains, net$035
Net income$2,053,0002,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,097
Cash dividends$916,0002,428
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,051,6202,490
1998-12-31 (YTD Data)Rank
Total interest income$10,418,0003,103
Total interest expense$4,973,0003,010
Net interest income$5,445,0003,154
Provision for loan and lease losses$273,0002,834
Total noninterest income$491,0004,987
Gross Fiduciary activities income$15,0001,249
Service charges on deposit accounts$278,0004,169
Trading account gains and fees$0224
Additional Noninterest Income$198,0004,980
Total noninterest expense$3,146,0003,947
Salaries and employee benefits$1,920,0003,466
Premises and equipment expense$308,0005,311
Additional noninterest expense$918,0004,222
Pre-tax net operating income$2,517,0002,767
Securities gains (losses)$36,0001,984
Applicable income taxes$828,0002,666
Income before extraordinary items$1,725,0002,892
Extraordinary gains, net$032
Net income$1,725,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,532
Cash dividends$915,0002,373
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,700,5202,841
1997-12-31 (YTD Data)Rank
Total interest income$10,409,0003,109
Total interest expense$4,982,0002,989
Net interest income$5,427,0003,217
Provision for loan and lease losses$515,0001,729
Total noninterest income$386,0005,836
Gross Fiduciary activities income$15,0001,305
Service charges on deposit accounts$244,0004,736
Trading account gains and fees$0239
Additional Noninterest Income$127,0006,130
Total noninterest expense$2,445,0004,860
Salaries and employee benefits$1,561,0004,108
Premises and equipment expense$215,0006,570
Additional noninterest expense$669,0005,396
Pre-tax net operating income$2,853,0002,593
Securities gains (losses)$-11,00010,082
Applicable income taxes$900,0002,657
Income before extraordinary items$1,942,0002,651
Extraordinary gains, net$044
Net income$1,942,0002,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,0001,180
Cash dividends$756,0002,644
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,949,4802,600
1996-12-31 (YTD Data)Rank
Total interest income$9,784,0003,353
Total interest expense$4,863,0003,079
Net interest income$4,921,0003,585
Provision for loan and lease losses$09,041
Total noninterest income$353,0006,405
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$206,0005,447
Trading account gains and fees$0262
Additional Noninterest Income$135,0006,273
Total noninterest expense$2,348,0005,269
Salaries and employee benefits$1,457,0004,432
Premises and equipment expense$185,0007,320
Additional noninterest expense$706,0005,712
Pre-tax net operating income$2,926,0002,425
Securities gains (losses)$13,0002,310
Applicable income taxes$905,0002,567
Income before extraordinary items$2,034,0002,416
Extraordinary gains, net$053
Net income$2,034,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,733
Cash dividends$694,0002,784
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,025,0302,383
1995-12-31 (YTD Data)Rank
Total interest income$9,254,0003,529
Total interest expense$4,696,0003,195
Net interest income$4,558,0003,859
Provision for loan and lease losses$08,958
Total noninterest income$400,0005,989
Gross Fiduciary activities income$25,0001,381
Service charges on deposit accounts$190,0005,864
Trading account gains and fees$0522
Additional Noninterest Income$185,0005,343
Total noninterest expense$2,227,0005,501
Salaries and employee benefits$1,416,0004,520
Premises and equipment expense$156,0008,119
Additional noninterest expense$655,0006,161
Pre-tax net operating income$2,731,0002,639
Securities gains (losses)$-2,0009,253
Applicable income taxes$806,0002,856
Income before extraordinary items$1,923,0002,590
Extraordinary gains, net$065
Net income$1,923,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$667,0002,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,924,4002,562
1994-12-31 (YTD Data)Rank
Total interest income$8,449,0003,549
Total interest expense$3,601,0003,367
Net interest income$4,848,0003,663
Provision for loan and lease losses$98,0004,627
Total noninterest income$362,0006,522
Gross Fiduciary activities income$41,0001,346
Service charges on deposit accounts$183,0006,215
Trading account gains and fees$0475
Additional Noninterest Income$138,0006,471
Total noninterest expense$2,234,0005,667
Salaries and employee benefits$1,421,0004,494
Premises and equipment expense$145,0008,686
Additional noninterest expense$668,0006,553
Pre-tax net operating income$2,878,0002,467
Securities gains (losses)$-24,00010,481
Applicable income taxes$833,0002,678
Income before extraordinary items$2,021,0002,400
Extraordinary gains, net$0249
Net income$2,021,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$581,0002,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,038,0402,403
1993-12-31 (YTD Data)Rank
Total interest income$7,892,0003,862
Total interest expense$3,282,0003,803
Net interest income$4,610,0003,834
Provision for loan and lease losses$47,0007,653
Total noninterest income$268,0008,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0008,341
Trading account gains and feesNANA
Additional Noninterest Income$167,0006,217
Total noninterest expense$2,192,0005,880
Salaries and employee benefits$1,391,0004,580
Premises and equipment expense$144,0009,078
Additional noninterest expense$657,0006,895
Pre-tax net operating income$2,639,0002,586
Securities gains (losses)$30,0004,104
Applicable income taxes$729,0002,997
Income before extraordinary items$1,940,0002,594
Extraordinary gains, net$-26,00012,519
Net income$1,914,0002,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$510,0003,011
Sale, conversion, retirement of capital stock, net$-294,00013,221
Net operating income$1,918,1002,463
1992-12-31 (YTD Data)Rank
Total interest income$7,691,0004,443
Total interest expense$3,598,0004,446
Net interest income$4,093,0004,350
Provision for loan and lease losses$85,0007,723
Total noninterest income$267,0008,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0008,573
Trading account gains and feesNANA
Additional Noninterest Income$169,0006,237
Total noninterest expense$1,970,0006,458
Salaries and employee benefits$1,217,0005,095
Premises and equipment expense$144,0009,299
Additional noninterest expense$609,0007,430
Pre-tax net operating income$2,305,0002,710
Securities gains (losses)$-3,00012,949
Applicable income taxes$588,0003,484
Income before extraordinary items$1,714,0002,681
Extraordinary gains, net$01,422
Net income$1,714,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0006,806
Cash dividends$463,0002,975
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,716,2202,479

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.