Home > FBR National Trust Company > Income and Expense
FBR National Trust Company, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 8,594 |
| Total interest expense | $286,000 | 8,222 |
| Net interest income | $292,000 | 8,684 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $8,332,000 | 704 |
| Gross Fiduciary activities income | $8,332,000 | 113 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $7,683,000 | 2,174 |
| Salaries and employee benefits | $1,361,000 | 5,380 |
| Premises and equipment expense | $286,000 | 5,865 |
| Additional noninterest expense | $6,036,000 | 852 |
| Pre-tax net operating income | $941,000 | 5,524 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $351,000 | 3,901 |
| Income before extraordinary items | $590,000 | 6,041 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $590,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $590,000 | 6,007 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,641 |
| Total interest expense | $207,000 | 8,255 |
| Net interest income | $228,000 | 8,730 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $7,266,000 | 641 |
| Gross Fiduciary activities income | $7,266,000 | 107 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $6,416,000 | 1,946 |
| Salaries and employee benefits | $1,100,000 | 5,097 |
| Premises and equipment expense | $226,000 | 5,724 |
| Additional noninterest expense | $5,090,000 | 765 |
| Pre-tax net operating income | $1,078,000 | 4,581 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $426,000 | 3,220 |
| Income before extraordinary items | $652,000 | 5,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $652,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $652,000 | 5,213 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,641 |
| Total interest expense | $133,000 | 8,258 |
| Net interest income | $167,000 | 8,727 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $4,833,000 | 639 |
| Gross Fiduciary activities income | $4,833,000 | 106 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $4,368,000 | 1,896 |
| Salaries and employee benefits | $709,000 | 5,206 |
| Premises and equipment expense | $130,000 | 6,100 |
| Additional noninterest expense | $3,529,000 | 737 |
| Pre-tax net operating income | $632,000 | 4,884 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $253,000 | 3,394 |
| Income before extraordinary items | $379,000 | 5,571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $379,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $379,000 | 5,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 8,731 |
| Total interest expense | $63,000 | 8,348 |
| Net interest income | $81,000 | 8,814 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,474,000 | 616 |
| Gross Fiduciary activities income | $2,474,000 | 107 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $2,184,000 | 1,895 |
| Salaries and employee benefits | $356,000 | 5,233 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $1,761,000 | 726 |
| Pre-tax net operating income | $371,000 | 4,467 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $151,000 | 3,085 |
| Income before extraordinary items | $220,000 | 5,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $220,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $220,000 | 5,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 8,760 |
| Total interest expense | $120,000 | 8,693 |
| Net interest income | $377,000 | 8,753 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $9,315,000 | 642 |
| Gross Fiduciary activities income | $9,309,000 | 109 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $9,363,000 | 1,731 |
| Salaries and employee benefits | $1,338,000 | 5,335 |
| Premises and equipment expense | $282,000 | 5,856 |
| Additional noninterest expense | $7,743,000 | 676 |
| Pre-tax net operating income | $329,000 | 7,343 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $160,000 | 5,024 |
| Income before extraordinary items | $169,000 | 7,797 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $169,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $169,000 | 7,757 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,847 |
| Total interest expense | $65,000 | 8,821 |
| Net interest income | $269,000 | 8,820 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $6,851,000 | 663 |
| Gross Fiduciary activities income | $6,846,000 | 111 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $6,910,000 | 1,750 |
| Salaries and employee benefits | $993,000 | 5,348 |
| Premises and equipment expense | $200,000 | 5,981 |
| Additional noninterest expense | $5,717,000 | 679 |
| Pre-tax net operating income | $210,000 | 7,648 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $107,000 | 5,267 |
| Income before extraordinary items | $103,000 | 8,053 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $103,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $103,000 | 8,003 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $179,000 | 8,948 |
| Total interest expense | $23,000 | 8,953 |
| Net interest income | $156,000 | 8,922 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $4,535,000 | 663 |
| Gross Fiduciary activities income | $4,530,000 | 114 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $4,868,000 | 1,663 |
| Salaries and employee benefits | $672,000 | 5,329 |
| Premises and equipment expense | $144,000 | 5,789 |
| Additional noninterest expense | $4,052,000 | 645 |
| Pre-tax net operating income | $-177,000 | 8,753 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-62,000 | 8,907 |
| Income before extraordinary items | $-115,000 | 8,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-115,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-115,000 | 8,706 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $35,000 | 9,070 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $35,000 | 9,054 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,341,000 | 644 |
| Gross Fiduciary activities income | $2,336,000 | 110 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $2,389,000 | 1,697 |
| Salaries and employee benefits | $368,000 | 5,005 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $1,949,000 | 659 |
| Pre-tax net operating income | $-13,000 | 8,620 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-5,000 | 8,826 |
| Income before extraordinary items | $-8,000 | 8,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-8,000 | 8,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 8,114 |
| Total interest expense | $864,000 | 6,517 |
| Net interest income | $602,000 | 8,690 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $9,906,000 | 658 |
| Gross Fiduciary activities income | $8,968,000 | 115 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $937,000 | 2,486 |
| Total noninterest expense | $10,055,000 | 1,598 |
| Salaries and employee benefits | $3,458,000 | 2,435 |
| Premises and equipment expense | $340,000 | 5,272 |
| Additional noninterest expense | $6,257,000 | 825 |
| Pre-tax net operating income | $453,000 | 6,829 |
| Securities gains (losses) | $-37,000 | 8,930 |
| Applicable income taxes | $142,000 | 5,341 |
| Income before extraordinary items | $274,000 | 7,406 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $274,000 | 7,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $298,420 | 7,145 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 7,712 |
| Total interest expense | $866,000 | 5,843 |
| Net interest income | $584,000 | 8,521 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $7,729,000 | 663 |
| Gross Fiduciary activities income | $6,696,000 | 120 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,032,000 | 2,007 |
| Total noninterest expense | $7,665,000 | 1,577 |
| Salaries and employee benefits | $3,012,000 | 2,126 |
| Premises and equipment expense | $217,000 | 5,749 |
| Additional noninterest expense | $4,436,000 | 872 |
| Pre-tax net operating income | $648,000 | 5,700 |
| Securities gains (losses) | $-37,000 | 9,056 |
| Applicable income taxes | $73,000 | 5,891 |
| Income before extraordinary items | $538,000 | 5,661 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $538,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $570,560 | 5,341 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 7,257 |
| Total interest expense | $708,000 | 5,301 |
| Net interest income | $507,000 | 8,194 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $4,391,000 | 743 |
| Gross Fiduciary activities income | $4,387,000 | 121 |
| Service charges on deposit accounts | $1,000 | 8,110 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $4,816,000 | 1,669 |
| Salaries and employee benefits | $2,035,000 | 2,084 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $2,609,000 | 967 |
| Pre-tax net operating income | $82,000 | 8,145 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-3,000 | 8,940 |
| Income before extraordinary items | $85,000 | 8,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $85,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $85,000 | 7,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,967 |
| Total interest expense | $363,000 | 5,337 |
| Net interest income | $321,000 | 7,785 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,094,000 | 749 |
| Gross Fiduciary activities income | $2,092,000 | 126 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $2,228,000 | 1,770 |
| Salaries and employee benefits | $881,000 | 2,391 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $1,258,000 | 976 |
| Pre-tax net operating income | $187,000 | 5,998 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-12,000 | 9,084 |
| Income before extraordinary items | $199,000 | 5,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $199,000 | 5,157 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 7,819 |
| Total interest expense | $873,000 | 7,272 |
| Net interest income | $1,162,000 | 8,013 |
| Provision for loan and lease losses | $89,000 | 5,940 |
| Total noninterest income | $7,941,000 | 732 |
| Gross Fiduciary activities income | $7,933,000 | 131 |
| Service charges on deposit accounts | $2,000 | 8,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $8,974,000 | 1,693 |
| Salaries and employee benefits | $3,417,000 | 2,341 |
| Premises and equipment expense | $350,000 | 5,091 |
| Additional noninterest expense | $5,207,000 | 959 |
| Pre-tax net operating income | $40,000 | 8,509 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $-14,000 | 8,749 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-14,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-33,840 | 8,704 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 9,059 |
| Total interest expense | $420,000 | 9,135 |
| Net interest income | $702,000 | 8,849 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $3,682,000 | 1,263 |
| Gross Fiduciary activities income | $3,671,000 | 206 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $5,586,000 | 2,532 |
| Salaries and employee benefits | $2,440,000 | 3,008 |
| Premises and equipment expense | $382,000 | 4,745 |
| Additional noninterest expense | $2,764,000 | 1,670 |
| Pre-tax net operating income | $-1,202,000 | 9,408 |
| Securities gains (losses) | $59,000 | 2,204 |
| Applicable income taxes | $-358,000 | 9,454 |
| Income before extraordinary items | $-788,000 | 9,343 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-788,000 | 9,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-828,710 | 9,331 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 9,214 |
| Total interest expense | $622,000 | 9,013 |
| Net interest income | $600,000 | 9,295 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $4,470,000 | 1,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,470,000 | 679 |
| Total noninterest expense | $5,066,000 | 2,683 |
| Salaries and employee benefits | $2,453,000 | 2,877 |
| Premises and equipment expense | $850,000 | 2,434 |
| Additional noninterest expense | $1,763,000 | 2,437 |
| Pre-tax net operating income | $4,000 | 9,103 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $3,000 | 9,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,000 | 9,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,000 | 9,124 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 9,623 |
| Total interest expense | $419,000 | 9,607 |
| Net interest income | $573,000 | 9,554 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $4,210,000 | 1,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,210,000 | 718 |
| Total noninterest expense | $4,482,000 | 2,995 |
| Salaries and employee benefits | $2,199,000 | 3,143 |
| Premises and equipment expense | $893,000 | 2,275 |
| Additional noninterest expense | $1,390,000 | 3,054 |
| Pre-tax net operating income | $297,000 | 8,108 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $116,000 | 6,713 |
| Income before extraordinary items | $181,000 | 8,429 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $181,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $181,000 | 8,396 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 9,952 |
| Total interest expense | $299,000 | 10,057 |
| Net interest income | $595,000 | 9,749 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $4,289,000 | 1,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,289,000 | 719 |
| Total noninterest expense | $4,675,000 | 2,777 |
| Salaries and employee benefits | $2,176,000 | 3,081 |
| Premises and equipment expense | $1,070,000 | 1,845 |
| Additional noninterest expense | $1,429,000 | 2,896 |
| Pre-tax net operating income | $201,000 | 8,903 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $12,000 | 9,035 |
| Income before extraordinary items | $189,000 | 8,696 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $189,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $189,000 | 8,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 9,207 |
| Total interest expense | $720,000 | 9,493 |
| Net interest income | $1,125,000 | 8,880 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $4,445,000 | 1,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,445,000 | 664 |
| Total noninterest expense | $4,787,000 | 2,677 |
| Salaries and employee benefits | $2,215,000 | 2,988 |
| Premises and equipment expense | $1,059,000 | 1,874 |
| Additional noninterest expense | $1,513,000 | 2,718 |
| Pre-tax net operating income | $771,000 | 6,676 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $296,000 | 5,759 |
| Income before extraordinary items | $480,000 | 7,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $480,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 10,712 |
| Net operating income | $476,800 | 7,071 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 8,814 |
| Total interest expense | $1,090,000 | 8,728 |
| Net interest income | $1,314,000 | 8,734 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $4,011,000 | 1,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,011,000 | 731 |
| Total noninterest expense | $5,042,000 | 2,720 |
| Salaries and employee benefits | $2,239,000 | 2,979 |
| Premises and equipment expense | $991,000 | 2,027 |
| Additional noninterest expense | $1,812,000 | 2,677 |
| Pre-tax net operating income | $271,000 | 9,323 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $101,000 | 8,731 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $170,000 | 9,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $170,000 | 9,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 9,398 |
| Total interest expense | $934,000 | 9,486 |
| Net interest income | $1,279,000 | 9,123 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $3,566,000 | 1,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,566,000 | 804 |
| Total noninterest expense | $4,675,000 | 2,879 |
| Salaries and employee benefits | $2,179,000 | 3,058 |
| Premises and equipment expense | $1,069,000 | 1,901 |
| Additional noninterest expense | $1,427,000 | 3,220 |
| Pre-tax net operating income | $158,000 | 10,731 |
| Securities gains (losses) | $501,000 | 357 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $466,000 | 7,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $466,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $110,290 | 10,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 9,741 |
| Total interest expense | $688,000 | 10,167 |
| Net interest income | $1,348,000 | 9,318 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $3,307,000 | 1,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,307,000 | 833 |
| Total noninterest expense | $4,466,000 | 3,074 |
| Salaries and employee benefits | $1,993,000 | 3,295 |
| Premises and equipment expense | $1,158,000 | 1,774 |
| Additional noninterest expense | $1,315,000 | 3,739 |
| Pre-tax net operating income | $177,000 | 11,075 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $113,000 | 11,240 |
| Extraordinary gains, net | $13,000 | 213 |
| Net income | $126,000 | 11,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-53,000 | 12,487 |
| Net operating income | $113,000 | 11,283 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 10,250 |
| Total interest expense | $724,000 | 10,445 |
| Net interest income | $1,243,000 | 9,927 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $1,428,000 | 2,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,428,000 | 1,610 |
| Total noninterest expense | $2,252,000 | 5,755 |
| Salaries and employee benefits | $1,373,000 | 4,642 |
| Premises and equipment expense | $346,000 | 5,285 |
| Additional noninterest expense | $533,000 | 7,925 |
| Pre-tax net operating income | $407,000 | 9,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $159,000 | 8,437 |
| Income before extraordinary items | $248,000 | 10,067 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $248,000 | 10,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 666 |
| Net operating income | $248,000 | 9,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 10,764 |
| Total interest expense | $979,000 | 10,491 |
| Net interest income | $1,089,000 | 10,734 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $263,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $263,000 | 4,807 |
| Total noninterest expense | $842,000 | 10,798 |
| Salaries and employee benefits | $340,000 | 11,553 |
| Premises and equipment expense | $225,000 | 7,284 |
| Additional noninterest expense | $277,000 | 11,175 |
| Pre-tax net operating income | $486,000 | 8,507 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $305,000 | 9,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $305,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $305,000 | 8,878 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.