Home > Fayette Federal Savings Bank > Income and Expense
Fayette Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 6,621 |
| Total interest expense | $1,930,000 | 5,769 |
| Net interest income | $2,129,000 | 7,249 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $1,158,000 | 8,777 |
| Salaries and employee benefits | $641,000 | 8,329 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $317,000 | 9,750 |
| Pre-tax net operating income | $1,012,000 | 5,901 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $377,000 | 4,980 |
| Income before extraordinary items | $609,000 | 6,469 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $609,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $246,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $625,640 | 6,439 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 6,511 |
| Total interest expense | $2,426,000 | 4,954 |
| Net interest income | $1,887,000 | 7,986 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $134,000 | 10,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $1,182,000 | 8,963 |
| Salaries and employee benefits | $617,000 | 8,657 |
| Premises and equipment expense | $176,000 | 8,234 |
| Additional noninterest expense | $389,000 | 9,379 |
| Pre-tax net operating income | $800,000 | 6,809 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $299,000 | 6,097 |
| Income before extraordinary items | $501,000 | 7,547 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $501,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $223,000 | 5,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $501,000 | 7,295 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 6,308 |
| Total interest expense | $3,257,000 | 4,832 |
| Net interest income | $1,829,000 | 8,252 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $154,000 | 10,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $1,104,000 | 9,494 |
| Salaries and employee benefits | $593,000 | 8,865 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $327,000 | 10,471 |
| Pre-tax net operating income | $803,000 | 6,548 |
| Securities gains (losses) | $-24,000 | 13,523 |
| Applicable income taxes | $329,000 | 5,585 |
| Income before extraordinary items | $450,000 | 7,744 |
| Extraordinary gains, net | $214,000 | 410 |
| Net income | $664,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $227,000 | 4,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $465,360 | 7,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.