Home > Fayette County Bank > Income and Expense
Fayette County Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,850,000 | 2,976 |
| Total interest expense | $4,336,000 | 3,418 |
| Net interest income | $6,514,000 | 2,623 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $690,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $549,000 | 2,346 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $5,177,000 | 2,514 |
| Salaries and employee benefits | $2,778,000 | 2,431 |
| Premises and equipment expense | $687,000 | 2,816 |
| Additional noninterest expense | $1,712,000 | 2,433 |
| Pre-tax net operating income | $2,027,000 | 3,307 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $759,000 | 2,854 |
| Income before extraordinary items | $1,262,000 | 3,766 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,262,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,326 |
| Cash dividends | $203,000 | 5,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,265,840 | 3,674 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,586,000 | 3,061 |
| Total interest expense | $4,254,000 | 3,456 |
| Net interest income | $6,332,000 | 2,747 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $640,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $527,000 | 2,493 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $3,825,000 | 3,307 |
| Salaries and employee benefits | $1,864,000 | 3,523 |
| Premises and equipment expense | $475,000 | 3,879 |
| Additional noninterest expense | $1,486,000 | 2,759 |
| Pre-tax net operating income | $2,527,000 | 2,883 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $915,000 | 2,624 |
| Income before extraordinary items | $1,604,000 | 3,155 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,604,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,290 |
| Cash dividends | $464,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,609,120 | 3,086 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,364,000 | 3,480 |
| Total interest expense | $3,686,000 | 3,990 |
| Net interest income | $5,678,000 | 3,118 |
| Provision for loan and lease losses | $856,000 | 1,147 |
| Total noninterest income | $649,000 | 4,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,070 |
| Total noninterest expense | $3,461,000 | 3,814 |
| Salaries and employee benefits | $1,601,000 | 4,067 |
| Premises and equipment expense | $431,000 | 4,280 |
| Additional noninterest expense | $1,429,000 | 3,253 |
| Pre-tax net operating income | $2,010,000 | 3,410 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $718,000 | 3,121 |
| Income before extraordinary items | $1,292,000 | 3,646 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,292,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,310 |
| Cash dividends | $184,000 | 5,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,292,000 | 3,585 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 4,452 |
| Total interest expense | $2,789,000 | 5,073 |
| Net interest income | $4,398,000 | 3,986 |
| Provision for loan and lease losses | $335,000 | 2,119 |
| Total noninterest income | $534,000 | 4,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $2,898,000 | 4,423 |
| Salaries and employee benefits | $1,361,000 | 4,682 |
| Premises and equipment expense | $425,000 | 4,302 |
| Additional noninterest expense | $1,112,000 | 3,993 |
| Pre-tax net operating income | $1,699,000 | 4,031 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $601,000 | 3,653 |
| Income before extraordinary items | $1,098,000 | 4,267 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,098,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,098,000 | 4,243 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 5,424 |
| Total interest expense | $1,560,000 | 6,720 |
| Net interest income | $3,709,000 | 4,692 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $483,000 | 5,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $2,807,000 | 4,669 |
| Salaries and employee benefits | $1,133,000 | 5,513 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $1,264,000 | 3,870 |
| Pre-tax net operating income | $1,293,000 | 4,962 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $382,000 | 4,925 |
| Income before extraordinary items | $810,000 | 5,319 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $810,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,413 |
| Cash dividends | $121,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $878,680 | 5,057 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 6,369 |
| Total interest expense | $1,312,000 | 7,830 |
| Net interest income | $3,134,000 | 5,466 |
| Provision for loan and lease losses | $412,000 | 2,412 |
| Total noninterest income | $476,000 | 5,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $2,362,000 | 5,537 |
| Salaries and employee benefits | $1,071,000 | 5,788 |
| Premises and equipment expense | $328,000 | 5,487 |
| Additional noninterest expense | $963,000 | 5,083 |
| Pre-tax net operating income | $836,000 | 6,638 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $615,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 2,003 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $551,700 | 6,875 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 7,255 |
| Total interest expense | $1,537,000 | 8,403 |
| Net interest income | $2,655,000 | 6,304 |
| Provision for loan and lease losses | $596,000 | 2,654 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,981,000 | 6,436 |
| Salaries and employee benefits | $848,000 | 6,944 |
| Premises and equipment expense | $296,000 | 6,033 |
| Additional noninterest expense | $837,000 | 5,853 |
| Pre-tax net operating income | $407,000 | 9,173 |
| Securities gains (losses) | $56,000 | 3,937 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $25,000 | 1,177 |
| Net income | $331,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,040 | 9,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.