Home > Fayette County Bank > Assets and Liabilities
Fayette County Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $122,930,000 | 3,632 |
| Cash and due from depository institutions | $7,438,000 | 4,067 |
| Interest-bearing balances | $111,000 | 4,735 |
| Securities | $17,232,000 | 5,330 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 3,791 |
| Net loans & leases | $89,139,000 | 3,048 |
| Loan loss allowance | $1,489,000 | 2,359 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,637,000 | 3,057 |
| Other real estate owned | $152,000 | 4,067 |
| Goodwill and other intangibles | $158,000 | 2,479 |
| All other assets | $1,844,000 | 3,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,930,000 | 3,632 |
| Total liabilities | $111,387,000 | 3,600 |
| Total deposits | $109,170,000 | 3,429 |
| Interest-bearing deposits | $89,382,000 | 3,572 |
| Deposits held in domestic offices | $109,170,000 | 3,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,217,000 | 1,819 |
| Total equity capital | $11,543,000 | 3,842 |
| Total bank equity capital | $11,543,000 | 3,842 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $7,500,000 | 2,031 |
| Undivided profits | $3,543,000 | 5,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $741,000 | 3,124 |
| Earning assets | $110,812,000 | 3,711 |
| Long-term assets (5+ years) | $11,317,000 | 4,432 |
| Average Assets, year-to-date | $125,030,200 | 3,408 |
| Average Assets, quarterly | $123,414,500 | 3,565 |
| Volatile liabilities | $14,878,000 | 3,799 |
| Insider loans | $1,041,000 | 3,446 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,325,000 | 2,162 |
| Tier 1 (core) risk-based capital | $11,329,000 | 3,752 |
| Tier 2 risk-based capital | $1,217,000 | 2,539 |
| Total risk weighted assets | $97,087,600 | 2,903 |
| Total unused commitments | $21,325,000 | 2,169 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $131,229,000 | 3,370 |
| Cash and due from depository institutions | $5,321,000 | 4,284 |
| Interest-bearing balances | $47,000 | 5,392 |
| Securities | $27,039,000 | 3,963 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,435 |
| Net loans & leases | $83,543,000 | 3,251 |
| Loan loss allowance | $1,704,000 | 2,067 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,165,000 | 2,503 |
| Other real estate owned | $502,000 | 4,284 |
| Goodwill and other intangibles | $223,000 | 2,218 |
| All other assets | $1,886,000 | 3,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,229,000 | 3,370 |
| Total liabilities | $120,825,000 | 3,293 |
| Total deposits | $119,115,000 | 3,131 |
| Interest-bearing deposits | $91,140,000 | 3,499 |
| Deposits held in domestic offices | $119,115,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,710,000 | 2,314 |
| Total equity capital | $10,404,000 | 4,149 |
| Total bank equity capital | $10,404,000 | 4,149 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $7,500,000 | 2,000 |
| Undivided profits | $2,404,000 | 6,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $802,000 | 2,880 |
| Earning assets | $120,179,000 | 3,373 |
| Long-term assets (5+ years) | $12,494,000 | 3,773 |
| Average Assets, year-to-date | $120,191,400 | 3,489 |
| Average Assets, quarterly | $125,816,500 | 3,457 |
| Volatile liabilities | $14,240,000 | 3,895 |
| Insider loans | $1,179,000 | 3,170 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,660,000 | 2,422 |
| Tier 1 (core) risk-based capital | $10,205,000 | 4,086 |
| Tier 2 risk-based capital | $1,189,510 | 2,495 |
| Total risk weighted assets | $94,646,110 | 2,922 |
| Total unused commitments | $16,660,000 | 2,427 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $108,489,000 | 4,094 |
| Cash and due from depository institutions | $5,343,000 | 4,213 |
| Interest-bearing balances | $25,000 | 5,796 |
| Securities | $15,078,000 | 6,393 |
| Federal funds sold & reverse repurchase agreements | $1,860,000 | 5,105 |
| Net loans & leases | $80,638,000 | 3,376 |
| Loan loss allowance | $1,214,000 | 2,961 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,352,000 | 2,357 |
| Other real estate owned | $399,000 | 4,213 |
| Goodwill and other intangibles | $470,000 | 1,708 |
| All other assets | $1,349,000 | 5,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,489,000 | 4,094 |
| Total liabilities | $99,340,000 | 4,037 |
| Total deposits | $98,159,000 | 3,839 |
| Interest-bearing deposits | $81,021,000 | 4,006 |
| Deposits held in domestic offices | $98,159,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,181,000 | 3,106 |
| Total equity capital | $9,149,000 | 4,668 |
| Total bank equity capital | $9,149,000 | 4,668 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $6,938,000 | 2,212 |
| Undivided profits | $1,711,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 2,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $730,000 | 3,141 |
| Earning assets | $97,601,000 | 4,195 |
| Long-term assets (5+ years) | $2,173,000 | 7,672 |
| Average Assets, year-to-date | $102,309,200 | 4,163 |
| Average Assets, quarterly | $106,222,000 | 4,144 |
| Volatile liabilities | $15,291,000 | 3,562 |
| Insider loans | $2,298,000 | 1,852 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,845,000 | 1,935 |
| Tier 1 (core) risk-based capital | $8,894,000 | 4,688 |
| Tier 2 risk-based capital | $1,099,560 | 2,718 |
| Total risk weighted assets | $87,850,660 | 3,129 |
| Total unused commitments | $21,845,000 | 1,947 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $91,042,000 | 4,800 |
| Cash and due from depository institutions | $3,227,000 | 4,413 |
| Interest-bearing balances | $202,000 | 4,169 |
| Securities | $13,001,000 | 7,274 |
| Federal funds sold & reverse repurchase agreements | $2,880,000 | 4,487 |
| Net loans & leases | $66,853,000 | 3,905 |
| Loan loss allowance | $918,000 | 3,805 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,267,000 | 2,360 |
| Other real estate owned | $69,000 | 4,413 |
| Goodwill and other intangibles | $569,000 | 1,494 |
| All other assets | $1,176,000 | 5,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,042,000 | 4,800 |
| Total liabilities | $82,959,000 | 4,733 |
| Total deposits | $81,513,000 | 4,612 |
| Interest-bearing deposits | $67,787,000 | 4,758 |
| Deposits held in domestic offices | $81,513,000 | 4,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,732 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,445,000 | 2,726 |
| Total equity capital | $8,083,000 | 5,197 |
| Total bank equity capital | $8,083,000 | 5,197 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $6,138,000 | 2,417 |
| Undivided profits | $1,445,000 | 8,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $549,000 | 4,341 |
| Earning assets | $82,936,000 | 4,846 |
| Long-term assets (5+ years) | $4,531,000 | 6,060 |
| Average Assets, year-to-date | $82,347,600 | 5,031 |
| Average Assets, quarterly | $91,147,000 | 4,738 |
| Volatile liabilities | $12,302,000 | 3,919 |
| Insider loans | $1,517,000 | 2,739 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,669,000 | 2,085 |
| Tier 1 (core) risk-based capital | $7,739,000 | 5,268 |
| Tier 2 risk-based capital | $909,190 | 3,179 |
| Total risk weighted assets | $72,726,390 | 3,624 |
| Total unused commitments | $18,669,000 | 2,095 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $64,955,000 | 6,255 |
| Cash and due from depository institutions | $3,168,000 | 4,778 |
| Interest-bearing balances | $394,000 | 3,664 |
| Securities | $14,463,000 | 7,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,696,000 | 5,617 |
| Loan loss allowance | $715,000 | 4,752 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,353,000 | 2,219 |
| Other real estate owned | $493,000 | 4,778 |
| Goodwill and other intangibles | $666,000 | 1,289 |
| All other assets | $1,116,000 | 6,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,955,000 | 6,255 |
| Total liabilities | $58,299,000 | 6,302 |
| Total deposits | $56,773,000 | 6,201 |
| Interest-bearing deposits | $45,495,000 | 6,512 |
| Deposits held in domestic offices | $56,773,000 | 6,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,038,000 | 3,318 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $488,000 | 5,292 |
| Total equity capital | $6,656,000 | 5,784 |
| Total bank equity capital | $6,656,000 | 5,784 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $5,338,000 | 2,607 |
| Undivided profits | $818,000 | 9,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $349,000 | 5,835 |
| Earning assets | $56,553,000 | 6,498 |
| Long-term assets (5+ years) | $4,133,000 | 6,540 |
| Average Assets, year-to-date | $67,900,200 | 5,948 |
| Average Assets, quarterly | $66,310,500 | 6,140 |
| Volatile liabilities | $3,234,000 | 8,245 |
| Insider loans | $1,396,000 | 2,848 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,258,000 | 2,442 |
| Tier 1 (core) risk-based capital | $6,616,000 | 5,914 |
| Tier 2 risk-based capital | $599,750 | 4,542 |
| Total risk weighted assets | $47,864,350 | 5,123 |
| Total unused commitments | $14,258,000 | 2,453 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $67,714,000 | 6,232 |
| Cash and due from depository institutions | $4,005,000 | 5,994 |
| Interest-bearing balances | $394,000 | 4,714 |
| Securities | $13,934,000 | 7,731 |
| Federal funds sold & reverse repurchase agreements | $2,485,000 | 5,046 |
| Net loans & leases | $42,182,000 | 5,476 |
| Loan loss allowance | $833,000 | 4,334 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,997,000 | 2,445 |
| Other real estate owned | $491,000 | 5,994 |
| Goodwill and other intangibles | $764,000 | 1,131 |
| All other assets | $856,000 | 6,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,714,000 | 6,232 |
| Total liabilities | $61,304,000 | 6,214 |
| Total deposits | $60,141,000 | 6,119 |
| Interest-bearing deposits | $48,415,000 | 6,493 |
| Deposits held in domestic offices | $60,141,000 | 6,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $502,000 | 3,232 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $661,000 | 4,345 |
| Total equity capital | $6,410,000 | 6,053 |
| Total bank equity capital | $6,410,000 | 6,053 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $5,338,000 | 2,531 |
| Undivided profits | $572,000 | 10,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 7,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $284,000 | 6,349 |
| Earning assets | $58,995,000 | 6,495 |
| Long-term assets (5+ years) | $6,577,000 | 5,605 |
| Average Assets, year-to-date | $58,665,800 | 6,802 |
| Average Assets, quarterly | $65,957,000 | 6,306 |
| Volatile liabilities | $1,024,000 | 11,317 |
| Insider loans | $154,000 | 8,915 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,556,000 | 2,785 |
| Tier 1 (core) risk-based capital | $5,877,000 | 6,399 |
| Tier 2 risk-based capital | $633,030 | 4,313 |
| Total risk weighted assets | $50,442,430 | 4,848 |
| Total unused commitments | $11,556,000 | 2,807 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $52,136,000 | 7,649 |
| Cash and due from depository institutions | $2,869,000 | 6,539 |
| Interest-bearing balances | $398,000 | 5,257 |
| Securities | $8,994,000 | 9,590 |
| Federal funds sold & reverse repurchase agreements | $3,419,000 | 4,560 |
| Net loans & leases | $32,349,000 | 6,683 |
| Loan loss allowance | $839,000 | 4,322 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,737,000 | 2,684 |
| Other real estate owned | $81,000 | 6,539 |
| Goodwill and other intangibles | $863,000 | 1,077 |
| All other assets | $824,000 | 7,249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,136,000 | 7,649 |
| Total liabilities | $46,276,000 | 7,772 |
| Total deposits | $45,633,000 | 7,688 |
| Interest-bearing deposits | $36,174,000 | 8,108 |
| Deposits held in domestic offices | $45,633,000 | 7,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $643,000 | 4,751 |
| Total equity capital | $5,860,000 | 6,274 |
| Total bank equity capital | $5,860,000 | 6,274 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $4,838,000 | 2,681 |
| Undivided profits | $522,000 | 10,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 4,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $241,000 | 7,707 |
| Earning assets | $45,160,000 | 7,902 |
| Long-term assets (5+ years) | $1,697,000 | 9,312 |
| Average Assets, year-to-date | $49,372,200 | 7,762 |
| Average Assets, quarterly | $50,321,000 | 7,761 |
| Volatile liabilities | $341,000 | 13,185 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,242,000 | 3,347 |
| Tier 1 (core) risk-based capital | $4,997,000 | 7,036 |
| Tier 2 risk-based capital | $478,690 | 5,421 |
| Total risk weighted assets | $37,935,090 | 6,171 |
| Total unused commitments | $8,242,000 | 3,367 |
| Derivatives | $0 | 651 |