Home > Fayette Bank > Income and Expense
Fayette Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,028,000 | 1,310 |
| Total interest expense | $11,423,000 | 1,418 |
| Net interest income | $14,605,000 | 1,230 |
| Provision for loan and lease losses | $1,180,000 | 910 |
| Total noninterest income | $1,960,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $800,000 | 1,666 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,160,000 | 1,638 |
| Total noninterest expense | $11,593,000 | 1,240 |
| Salaries and employee benefits | $2,956,000 | 2,255 |
| Premises and equipment expense | $1,345,000 | 1,506 |
| Additional noninterest expense | $7,292,000 | 868 |
| Pre-tax net operating income | $3,792,000 | 1,912 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,336,000 | 1,797 |
| Income before extraordinary items | $2,457,000 | 2,015 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,457,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,222,000 | 789 |
| Cash dividends | $2,179,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,456,350 | 1,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,955,000 | 1,619 |
| Total interest expense | $9,696,000 | 1,637 |
| Net interest income | $11,259,000 | 1,591 |
| Provision for loan and lease losses | $305,000 | 2,249 |
| Total noninterest income | $1,121,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $484,000 | 2,800 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $637,000 | 2,440 |
| Total noninterest expense | $8,004,000 | 1,755 |
| Salaries and employee benefits | $2,808,000 | 2,359 |
| Premises and equipment expense | $1,060,000 | 1,918 |
| Additional noninterest expense | $4,136,000 | 1,297 |
| Pre-tax net operating income | $4,071,000 | 1,820 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,288,000 | 1,891 |
| Income before extraordinary items | $2,788,000 | 1,811 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,788,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,397 |
| Cash dividends | $1,991,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,784,600 | 1,791 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,091,000 | 1,616 |
| Total interest expense | $7,855,000 | 1,609 |
| Net interest income | $11,236,000 | 1,612 |
| Provision for loan and lease losses | $221,000 | 2,846 |
| Total noninterest income | $1,074,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $478,000 | 2,895 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $596,000 | 2,599 |
| Total noninterest expense | $8,425,000 | 1,731 |
| Salaries and employee benefits | $3,045,000 | 2,182 |
| Premises and equipment expense | $1,082,000 | 1,889 |
| Additional noninterest expense | $4,298,000 | 1,337 |
| Pre-tax net operating income | $3,664,000 | 1,946 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $1,131,000 | 1,991 |
| Income before extraordinary items | $2,546,000 | 1,911 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,546,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,587 |
| Cash dividends | $2,082,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,537,030 | 1,917 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 3,113 |
| Total interest expense | $3,511,000 | 3,575 |
| Net interest income | $6,403,000 | 2,834 |
| Provision for loan and lease losses | $260,000 | 3,299 |
| Total noninterest income | $526,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $355,000 | 3,825 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $171,000 | 6,152 |
| Total noninterest expense | $4,544,000 | 3,092 |
| Salaries and employee benefits | $1,794,000 | 3,621 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $2,250,000 | 2,466 |
| Pre-tax net operating income | $2,125,000 | 3,126 |
| Securities gains (losses) | $1,105,000 | 505 |
| Applicable income taxes | $1,001,000 | 2,260 |
| Income before extraordinary items | $2,229,000 | 2,243 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,229,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,256 |
| Cash dividends | $1,219,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,466,550 | 3,134 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 3,663 |
| Total interest expense | $3,910,000 | 4,159 |
| Net interest income | $5,611,000 | 3,265 |
| Provision for loan and lease losses | $306,000 | 4,057 |
| Total noninterest income | $394,000 | 6,611 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $266,000 | 4,900 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $4,212,000 | 3,340 |
| Salaries and employee benefits | $1,724,000 | 3,707 |
| Premises and equipment expense | $500,000 | 3,969 |
| Additional noninterest expense | $1,988,000 | 2,818 |
| Pre-tax net operating income | $1,487,000 | 4,062 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $1,135,000 | 4,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,135,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $1,045,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,125,120 | 3,745 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.