Home > Fayette Bank > Assets and Liabilities
Fayette Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities | ||
| Total Assets: | $354,946,000 | 1,335 |
| Cash and due from depository institutions | $15,795,000 | 1,807 |
| Interest-bearing balances | $290,000 | 3,676 |
| Securities | $53,278,000 | 2,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $266,151,000 | 1,135 |
| Loan loss allowance | $2,422,000 | 1,595 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,010,000 | 1,299 |
| Other real estate owned | $4,000 | 1,807 |
| Goodwill and other intangibles | $9,595,000 | 379 |
| All other assets | $4,113,000 | 1,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,946,000 | 1,335 |
| Total liabilities | $318,284,000 | 1,351 |
| Total deposits | $314,468,000 | 1,220 |
| Interest-bearing deposits | $282,442,000 | 1,186 |
| Deposits held in domestic offices | $314,468,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,988,000 | 2,258 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $492,000 | 3,974 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,336,000 | 2,831 |
| Total equity capital | $36,662,000 | 1,230 |
| Total bank equity capital | $36,662,000 | 1,230 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $23,341,000 | 810 |
| Undivided profits | $13,121,000 | 1,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,276,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,340,000 | 1,625 |
| Earning assets | $319,719,000 | 1,360 |
| Long-term assets (5+ years) | $106,322,000 | 688 |
| Average Assets, year-to-date | $362,666,200 | 1,258 |
| Average Assets, quarterly | $358,517,000 | 1,308 |
| Volatile liabilities | $41,276,000 | 1,604 |
| Insider loans | $6,016,000 | 719 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $38,516,000 | 1,281 |
| Tier 1 (core) risk-based capital | $27,286,000 | 1,577 |
| Tier 2 risk-based capital | $2,422,000 | 1,330 |
| Total risk weighted assets | $261,261,400 | 1,140 |
| Total unused commitments | $38,516,000 | 1,288 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 133 | 1,436 |
| Assets and Liabilities | ||
| Total Assets: | $370,691,000 | 1,292 |
| Cash and due from depository institutions | $10,875,000 | 1,436 |
| Interest-bearing balances | $151,000 | 4,554 |
| Securities | $69,026,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $270,392,000 | 1,106 |
| Loan loss allowance | $2,464,000 | 1,629 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,289,000 | 1,189 |
| Other real estate owned | $15,000 | 1,436 |
| Goodwill and other intangibles | $10,246,000 | 352 |
| All other assets | $3,848,000 | 2,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,691,000 | 1,292 |
| Total liabilities | $334,064,000 | 1,303 |
| Total deposits | $323,752,000 | 1,213 |
| Interest-bearing deposits | $289,756,000 | 1,174 |
| Deposits held in domestic offices | $323,752,000 | 1,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,688,000 | 1,355 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $140,000 | 4,216 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,484,000 | 1,359 |
| Total equity capital | $36,627,000 | 1,256 |
| Total bank equity capital | $36,627,000 | 1,256 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $23,341,000 | 809 |
| Undivided profits | $13,086,000 | 1,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,259,000 | 1,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,496,000 | 1,490 |
| Earning assets | $339,569,000 | 1,293 |
| Long-term assets (5+ years) | $99,799,000 | 687 |
| Average Assets, year-to-date | $298,020,000 | 1,523 |
| Average Assets, quarterly | $323,332,000 | 1,451 |
| Volatile liabilities | $33,085,000 | 1,740 |
| Insider loans | $7,046,000 | 626 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $34,014,000 | 1,355 |
| Tier 1 (core) risk-based capital | $26,356,000 | 1,622 |
| Tier 2 risk-based capital | $2,464,000 | 1,318 |
| Total risk weighted assets | $255,118,300 | 1,156 |
| Total unused commitments | $34,014,000 | 1,366 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 105 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $293,714,000 | 1,575 |
| Cash and due from depository institutions | $8,405,000 | 1,914 |
| Interest-bearing balances | $488,000 | 3,404 |
| Securities | $72,933,000 | 1,802 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 981 |
| Net loans & leases | $194,876,000 | 1,459 |
| Loan loss allowance | $1,523,000 | 2,504 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,146,000 | 1,429 |
| Other real estate owned | $20,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,834,000 | 2,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,714,000 | 1,575 |
| Total liabilities | $272,784,000 | 1,547 |
| Total deposits | $250,171,000 | 1,520 |
| Interest-bearing deposits | $227,196,000 | 1,450 |
| Deposits held in domestic offices | $250,171,000 | 1,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,009,000 | 856 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $411,000 | 3,910 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,193,000 | 2,680 |
| Total equity capital | $20,930,000 | 1,980 |
| Total bank equity capital | $20,930,000 | 1,980 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $10,841,000 | 1,431 |
| Undivided profits | $9,889,000 | 2,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $858,000 | 2,340 |
| Earning assets | $277,797,000 | 1,517 |
| Long-term assets (5+ years) | $84,524,000 | 770 |
| Average Assets, year-to-date | $280,641,000 | 1,602 |
| Average Assets, quarterly | $285,564,000 | 1,610 |
| Volatile liabilities | $39,775,000 | 1,477 |
| Insider loans | $6,252,000 | 692 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $28,517,000 | 1,481 |
| Tier 1 (core) risk-based capital | $23,305,000 | 1,783 |
| Tier 2 risk-based capital | $1,523,000 | 2,020 |
| Total risk weighted assets | $193,837,100 | 1,443 |
| Total unused commitments | $28,517,000 | 1,491 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 118 | 1,776 |
| Assets and Liabilities | ||
| Total Assets: | $289,797,000 | 1,606 |
| Cash and due from depository institutions | $34,303,000 | 1,776 |
| Interest-bearing balances | $28,695,000 | 219 |
| Securities | $41,714,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $27,500,000 | 498 |
| Net loans & leases | $177,749,000 | 1,561 |
| Loan loss allowance | $1,705,000 | 2,353 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,282,000 | 1,385 |
| Other real estate owned | $436,000 | 1,776 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,813,000 | 2,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,797,000 | 1,606 |
| Total liabilities | $266,200,000 | 1,609 |
| Total deposits | $262,572,000 | 1,521 |
| Interest-bearing deposits | $239,380,000 | 1,443 |
| Deposits held in domestic offices | $262,572,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $850,000 | 2,912 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,778,000 | 1,416 |
| Total equity capital | $23,597,000 | 1,734 |
| Total bank equity capital | $23,597,000 | 1,734 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $17,235,000 | 921 |
| Undivided profits | $6,162,000 | 3,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 4,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,010,000 | 1,718 |
| Earning assets | $275,658,000 | 1,568 |
| Long-term assets (5+ years) | $74,189,000 | 871 |
| Average Assets, year-to-date | $159,684,400 | 2,802 |
| Average Assets, quarterly | $209,550,500 | 2,196 |
| Volatile liabilities | $16,368,000 | 2,807 |
| Insider loans | $6,564,000 | 646 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,382,000 | 1,927 |
| Tier 1 (core) risk-based capital | $22,841,000 | 1,732 |
| Tier 2 risk-based capital | $1,705,000 | 1,802 |
| Total risk weighted assets | $184,210,200 | 1,503 |
| Total unused commitments | $19,382,000 | 1,945 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $128,636,000 | 3,609 |
| Cash and due from depository institutions | $6,227,000 | 3,504 |
| Interest-bearing balances | $1,999,000 | 2,749 |
| Securities | $30,709,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,762 |
| Net loans & leases | $85,463,000 | 3,060 |
| Loan loss allowance | $847,000 | 4,288 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,197,000 | 2,299 |
| Other real estate owned | $0 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,190,000 | 5,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,636,000 | 3,609 |
| Total liabilities | $116,077,000 | 3,655 |
| Total deposits | $114,225,000 | 3,556 |
| Interest-bearing deposits | $100,489,000 | 3,513 |
| Deposits held in domestic offices | $114,225,000 | 3,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $846,000 | 2,702 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,006,000 | 3,266 |
| Total equity capital | $12,559,000 | 3,056 |
| Total bank equity capital | $12,559,000 | 3,056 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $7,963,000 | 1,759 |
| Undivided profits | $4,396,000 | 4,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 8,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $305,000 | 6,433 |
| Earning assets | $120,021,000 | 3,523 |
| Long-term assets (5+ years) | $22,540,000 | 2,369 |
| Average Assets, year-to-date | $125,458,600 | 3,620 |
| Average Assets, quarterly | $126,206,500 | 3,642 |
| Volatile liabilities | $8,831,000 | 4,500 |
| Insider loans | $152,000 | 4,625 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,997,000 | 2,212 |
| Tier 1 (core) risk-based capital | $12,559,000 | 3,005 |
| Tier 2 risk-based capital | $847,000 | 3,359 |
| Total risk weighted assets | $92,644,400 | 2,878 |
| Total unused commitments | $14,997,000 | 2,230 |
| Derivatives | $0 | 651 |