Home > Farmers Union Bank > Income and Expense
Farmers Union Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 6,426 |
| Total interest expense | $1,834,000 | 5,985 |
| Net interest income | $2,409,000 | 6,644 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $320,000 | 6,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $2,427,000 | 5,291 |
| Salaries and employee benefits | $1,142,000 | 5,483 |
| Premises and equipment expense | $393,000 | 4,652 |
| Additional noninterest expense | $892,000 | 5,215 |
| Pre-tax net operating income | $302,000 | 10,135 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $167,000 | 7,982 |
| Income before extraordinary items | $96,000 | 11,420 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $96,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $120,960 | 11,202 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 7,849 |
| Total interest expense | $1,591,000 | 6,903 |
| Net interest income | $1,705,000 | 8,474 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $249,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,767,000 | 6,984 |
| Salaries and employee benefits | $741,000 | 7,703 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $772,000 | 6,094 |
| Pre-tax net operating income | $97,000 | 11,890 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $15,000 | 12,448 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $15,000 | 12,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $1,654,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $12,440 | 12,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 6,037 |
| Total interest expense | $2,681,000 | 5,670 |
| Net interest income | $2,666,000 | 6,284 |
| Provision for loan and lease losses | $296,000 | 4,189 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $1,986,000 | 6,418 |
| Salaries and employee benefits | $898,000 | 6,634 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $751,000 | 6,415 |
| Pre-tax net operating income | $738,000 | 6,898 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $237,000 | 6,885 |
| Income before extraordinary items | $506,000 | 7,274 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $506,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 3,960 |
| Cash dividends | $424,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $502,600 | 6,933 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.