Home > Farmers Trust and Savings Bank > Income and Expense

Farmers Trust and Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,351,0002,245
Total interest expense$4,137,0002,233
Net interest income$11,214,0002,214
Provision for loan and lease losses$240,0001,853
Total noninterest income$1,492,0002,312
Gross Fiduciary activities income$0981
Service charges on deposit accounts$170,0002,860
Trading account gains and feesNANA
Additional Noninterest Income$1,322,0002,005
Total noninterest expense$7,411,0002,461
Salaries and employee benefits$5,029,0002,190
Premises and equipment expense$556,0002,816
Additional noninterest expense$1,322,0002,005
Pre-tax net operating income$5,055,0001,901
Securities gains (losses)$31,000535
Applicable income taxes$192,0002,464
Income before extraordinary items$4,894,0001,752
Extraordinary gains, net$054
Net income$4,894,0001,773
Minority interest net income$088
Net income of bank and minority interests.$4,894,0001,755
Net charge-offs$14,0002,331
Cash dividends$3,655,0001,018
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,864,2401,786
2023-09-30 (YTD Data)Rank
Total interest income$11,163,0002,258
Total interest expense$2,709,0002,275
Net interest income$8,454,0002,222
Provision for loan and lease losses$180,0001,734
Total noninterest income$1,099,0002,319
Gross Fiduciary activities income$0950
Service charges on deposit accounts$125,0002,891
Trading account gains and feesNANA
Additional Noninterest Income$974,0002,017
Total noninterest expense$5,505,0002,467
Salaries and employee benefits$3,736,0002,192
Premises and equipment expense$399,0002,871
Additional noninterest expense$974,0002,017
Pre-tax net operating income$3,868,0001,927
Securities gains (losses)$17,000492
Applicable income taxes$173,0002,425
Income before extraordinary items$3,712,0001,801
Extraordinary gains, net$052
Net income$3,712,0001,816
Minority interest net income$081
Net income of bank and minority interests.$3,712,0001,801
Net charge-offs$13,0002,056
Cash dividends$2,753,000940
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,695,6801,831
2023-06-30 (YTD Data)Rank
Total interest income$7,221,0002,284
Total interest expense$1,540,0002,307
Net interest income$5,681,0002,223
Provision for loan and lease losses$120,0001,688
Total noninterest income$745,0002,262
Gross Fiduciary activities income$0931
Service charges on deposit accounts$85,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$660,0001,919
Total noninterest expense$3,702,0002,431
Salaries and employee benefits$2,501,0002,182
Premises and equipment expense$266,0002,871
Additional noninterest expense$660,0001,916
Pre-tax net operating income$2,604,0001,910
Securities gains (losses)$12,000583
Applicable income taxes$117,0002,466
Income before extraordinary items$2,499,0001,783
Extraordinary gains, net$051
Net income$2,499,0001,803
Minority interest net income$081
Net income of bank and minority interests.$2,499,0001,783
Net charge-offs$3,0002,145
Cash dividends$1,852,000947
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,487,4801,796
2023-03-31 (YTD Data)Rank
Total interest income$3,591,0002,261
Total interest expense$608,0002,414
Net interest income$2,983,0002,162
Provision for loan and lease losses$60,0001,563
Total noninterest income$345,0002,334
Gross Fiduciary activities income$0913
Service charges on deposit accounts$43,0002,877
Trading account gains and feesNANA
Additional Noninterest Income$302,0001,997
Total noninterest expense$1,854,0002,459
Salaries and employee benefits$1,251,0002,213
Premises and equipment expense$128,0002,977
Additional noninterest expense$302,0001,997
Pre-tax net operating income$1,414,0001,867
Securities gains (losses)$8,000629
Applicable income taxes$63,0002,444
Income before extraordinary items$1,359,0001,708
Extraordinary gains, net$04
Net income$1,359,0001,707
Minority interest net income$048
Net income of bank and minority interests.$1,359,0001,708
Net charge-offs$3,0001,707
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,351,3201,734
2022-12-31 (YTD Data)Rank
Total interest income$12,033,0002,276
Total interest expense$1,048,0002,365
Net interest income$10,985,0002,238
Provision for loan and lease losses$03,012
Total noninterest income$1,547,0002,306
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$203,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$1,344,0002,016
Total noninterest expense$6,799,0002,554
Salaries and employee benefits$4,663,0002,281
Premises and equipment expense$489,0003,021
Additional noninterest expense$1,344,0002,016
Pre-tax net operating income$5,733,0001,878
Securities gains (losses)$-6,0003,342
Applicable income taxes$228,0002,564
Income before extraordinary items$5,499,0001,711
Extraordinary gains, net$05
Net income$5,499,0001,708
Minority interest net income$063
Net income of bank and minority interests.$5,499,0001,710
Net charge-offs$-79,0004,220
Cash dividends$3,882,000961
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,504,7601,739
2022-09-30 (YTD Data)Rank
Total interest income$8,487,0002,309
Total interest expense$632,0002,333
Net interest income$7,855,0002,278
Provision for loan and lease losses$02,835
Total noninterest income$1,059,0002,424
Gross Fiduciary activities income$0968
Service charges on deposit accounts$157,0002,714
Trading account gains and feesNANA
Additional Noninterest Income$902,0002,170
Total noninterest expense$4,878,0002,614
Salaries and employee benefits$3,304,0002,347
Premises and equipment expense$349,0003,085
Additional noninterest expense$902,0002,170
Pre-tax net operating income$4,036,0001,930
Securities gains (losses)$-10,0003,775
Applicable income taxes$155,0002,631
Income before extraordinary items$3,871,0001,772
Extraordinary gains, net$04
Net income$3,871,0001,772
Minority interest net income$057
Net income of bank and minority interests.$3,871,0001,771
Net charge-offs$-80,0004,228
Cash dividends$2,705,000904
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,880,6001,802
2022-06-30 (YTD Data)Rank
Total interest income$5,260,0002,368
Total interest expense$373,0002,375
Net interest income$4,887,0002,343
Provision for loan and lease losses$02,599
Total noninterest income$695,0002,437
Gross Fiduciary activities income$0925
Service charges on deposit accounts$105,0002,713
Trading account gains and feesNANA
Additional Noninterest Income$590,0002,215
Total noninterest expense$3,186,0002,637
Salaries and employee benefits$2,158,0002,389
Premises and equipment expense$235,0003,087
Additional noninterest expense$793,0003,004
Pre-tax net operating income$2,396,0001,976
Securities gains (losses)$-11,0003,956
Applicable income taxes$95,0002,597
Income before extraordinary items$2,290,0001,822
Extraordinary gains, net$04
Net income$2,290,0001,823
Minority interest net income$060
Net income of bank and minority interests.$2,290,0001,822
Net charge-offs$-82,0004,331
Cash dividends$1,528,0001,023
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,300,5601,854
2022-03-31 (YTD Data)Rank
Total interest income$2,491,0002,399
Total interest expense$173,0002,429
Net interest income$2,318,0002,373
Provision for loan and lease losses$02,285
Total noninterest income$318,0002,518
Gross Fiduciary activities income$0892
Service charges on deposit accounts$44,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$274,0002,279
Total noninterest expense$1,614,0002,618
Salaries and employee benefits$1,083,0002,383
Premises and equipment expense$121,0003,062
Additional noninterest expense$410,0002,923
Pre-tax net operating income$1,022,0002,073
Securities gains (losses)$-4,0004,101
Applicable income taxes$51,0002,497
Income before extraordinary items$967,0001,955
Extraordinary gains, net$04
Net income$967,0001,954
Minority interest net income$050
Net income of bank and minority interests.$967,0001,955
Net charge-offs$-88,0004,525
Cash dividends$700,000971
Sale, conversion, retirement of capital stock, net$0453
Net operating income$970,8001,975
2021-12-31 (YTD Data)Rank
Total interest income$11,345,0002,280
Total interest expense$961,0002,269
Net interest income$10,384,0002,273
Provision for loan and lease losses$225,0001,650
Total noninterest income$1,401,0002,616
Gross Fiduciary activities income$0994
Service charges on deposit accounts$184,0002,798
Trading account gains and feesNANA
Additional Noninterest Income$1,217,0002,434
Total noninterest expense$6,337,0002,636
Salaries and employee benefits$4,260,0002,396
Premises and equipment expense$449,0003,174
Additional noninterest expense$1,628,0002,961
Pre-tax net operating income$5,223,0001,993
Securities gains (losses)$20,0001,501
Applicable income taxes$211,0002,679
Income before extraordinary items$5,032,0001,888
Extraordinary gains, net$010
Net income$5,032,0001,888
Minority interest net income$074
Net income of bank and minority interests.$5,032,0001,889
Net charge-offs$-57,0004,174
Cash dividends$3,512,0001,041
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,012,8001,861
2021-09-30 (YTD Data)Rank
Total interest income$8,886,0002,269
Total interest expense$773,0002,261
Net interest income$8,113,0002,245
Provision for loan and lease losses$225,0001,362
Total noninterest income$959,0002,758
Gross Fiduciary activities income$0957
Service charges on deposit accounts$139,0002,794
Trading account gains and feesNANA
Additional Noninterest Income$820,0002,578
Total noninterest expense$4,769,0002,653
Salaries and employee benefits$3,184,0002,426
Premises and equipment expense$325,0003,269
Additional noninterest expense$1,260,0002,902
Pre-tax net operating income$4,078,0002,025
Securities gains (losses)$14,0001,549
Applicable income taxes$165,0002,681
Income before extraordinary items$3,927,0001,897
Extraordinary gains, net$08
Net income$3,927,0001,896
Minority interest net income$069
Net income of bank and minority interests.$3,927,0001,897
Net charge-offs$3,0002,246
Cash dividends$2,460,0001,007
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,913,5601,880
2021-06-30 (YTD Data)Rank
Total interest income$5,878,0002,275
Total interest expense$551,0002,217
Net interest income$5,327,0002,240
Provision for loan and lease losses$150,0001,356
Total noninterest income$624,0002,749
Gross Fiduciary activities income$0951
Service charges on deposit accounts$87,0002,834
Trading account gains and feesNANA
Additional Noninterest Income$537,0002,558
Total noninterest expense$3,090,0002,682
Salaries and employee benefits$2,097,0002,437
Premises and equipment expense$212,0003,304
Additional noninterest expense$781,0003,027
Pre-tax net operating income$2,711,0002,008
Securities gains (losses)$10,0001,415
Applicable income taxes$109,0002,685
Income before extraordinary items$2,612,0001,879
Extraordinary gains, net$06
Net income$2,612,0001,879
Minority interest net income$067
Net income of bank and minority interests.$2,612,0001,879
Net charge-offs$3,0002,008
Cash dividends$1,507,0001,044
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,602,4001,849
2021-03-31 (YTD Data)Rank
Total interest income$2,637,0002,424
Total interest expense$296,0002,206
Net interest income$2,341,0002,444
Provision for loan and lease losses$75,0001,426
Total noninterest income$295,0002,811
Gross Fiduciary activities income$0922
Service charges on deposit accounts$50,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,649
Total noninterest expense$1,483,0002,737
Salaries and employee benefits$1,023,0002,467
Premises and equipment expense$106,0003,312
Additional noninterest expense$354,0003,152
Pre-tax net operating income$1,078,0002,272
Securities gains (losses)$01,392
Applicable income taxes$42,0002,760
Income before extraordinary items$1,036,0002,171
Extraordinary gains, net$03
Net income$1,036,0002,170
Minority interest net income$055
Net income of bank and minority interests.$1,036,0002,171
Net charge-offs$3,0001,645
Cash dividends$753,000917
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,036,0002,130
2020-12-31 (YTD Data)Rank
Total interest income$11,531,0002,302
Total interest expense$1,869,0002,058
Net interest income$9,662,0002,313
Provision for loan and lease losses$675,0001,964
Total noninterest income$1,227,0002,657
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$192,0002,815
Trading account gains and feesNANA
Additional Noninterest Income$1,035,0002,448
Total noninterest expense$5,879,0002,728
Salaries and employee benefits$4,033,0002,468
Premises and equipment expense$393,0003,436
Additional noninterest expense$1,453,0003,094
Pre-tax net operating income$4,335,0001,964
Securities gains (losses)$02,675
Applicable income taxes$195,0002,579
Income before extraordinary items$4,140,0001,872
Extraordinary gains, net$04
Net income$4,140,0001,871
Minority interest net income$072
Net income of bank and minority interests.$4,140,0001,872
Net charge-offs$45,0002,451
Cash dividends$2,881,0001,170
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,140,0001,829
2020-09-30 (YTD Data)Rank
Total interest income$8,797,0002,299
Total interest expense$1,499,0002,060
Net interest income$7,298,0002,302
Provision for loan and lease losses$675,0001,695
Total noninterest income$906,0002,635
Gross Fiduciary activities income$0981
Service charges on deposit accounts$137,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$769,0002,407
Total noninterest expense$4,360,0002,727
Salaries and employee benefits$2,994,0002,463
Premises and equipment expense$287,0003,476
Additional noninterest expense$1,079,0003,099
Pre-tax net operating income$3,169,0001,978
Securities gains (losses)$02,494
Applicable income taxes$158,0002,524
Income before extraordinary items$3,011,0001,897
Extraordinary gains, net$04
Net income$3,011,0001,896
Minority interest net income$065
Net income of bank and minority interests.$3,011,0001,897
Net charge-offs$46,0002,098
Cash dividends$2,155,0001,050
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,011,0001,849
2020-06-30 (YTD Data)Rank
Total interest income$5,940,0002,307
Total interest expense$1,055,0002,077
Net interest income$4,885,0002,311
Provision for loan and lease losses$450,0001,684
Total noninterest income$618,0002,569
Gross Fiduciary activities income$0970
Service charges on deposit accounts$94,0002,901
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,328
Total noninterest expense$2,889,0002,751
Salaries and employee benefits$2,008,0002,465
Premises and equipment expense$183,0003,541
Additional noninterest expense$698,0003,151
Pre-tax net operating income$2,164,0001,890
Securities gains (losses)$02,249
Applicable income taxes$102,0002,518
Income before extraordinary items$2,062,0001,801
Extraordinary gains, net$04
Net income$2,062,0001,802
Minority interest net income$065
Net income of bank and minority interests.$2,062,0001,802
Net charge-offs$61,0001,618
Cash dividends$1,453,0001,029
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,062,0001,752
2020-03-31 (YTD Data)Rank
Total interest income$2,995,0002,271
Total interest expense$565,0002,127
Net interest income$2,430,0002,271
Provision for loan and lease losses$225,0001,360
Total noninterest income$317,0002,450
Gross Fiduciary activities income$0941
Service charges on deposit accounts$62,0002,787
Trading account gains and feesNANA
Additional Noninterest Income$255,0002,171
Total noninterest expense$1,474,0002,745
Salaries and employee benefits$1,030,0002,430
Premises and equipment expense$92,0003,558
Additional noninterest expense$352,0003,170
Pre-tax net operating income$1,048,0001,763
Securities gains (losses)$01,705
Applicable income taxes$50,0002,408
Income before extraordinary items$998,0001,665
Extraordinary gains, net$04
Net income$998,0001,666
Minority interest net income$056
Net income of bank and minority interests.$998,0001,666
Net charge-offs$12,0001,803
Cash dividends$725,0001,022
Sale, conversion, retirement of capital stock, net$0482
Net operating income$998,0001,636
2019-12-31 (YTD Data)Rank
Total interest income$12,724,0002,180
Total interest expense$2,689,0001,941
Net interest income$10,035,0002,233
Provision for loan and lease losses$900,000972
Total noninterest income$1,310,0002,463
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$277,0002,741
Trading account gains and feesNANA
Additional Noninterest Income$1,033,0002,212
Total noninterest expense$5,885,0002,730
Salaries and employee benefits$4,158,0002,369
Premises and equipment expense$353,0003,673
Additional noninterest expense$1,374,0003,249
Pre-tax net operating income$4,560,0001,874
Securities gains (losses)$02,379
Applicable income taxes$210,0002,599
Income before extraordinary items$4,350,0001,778
Extraordinary gains, net$011
Net income$4,350,0001,780
Minority interest net income$076
Net income of bank and minority interests.$4,350,0001,780
Net charge-offs$174,0001,798
Cash dividends$3,150,0001,146
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,350,0001,742
2019-09-30 (YTD Data)Rank
Total interest income$9,655,0002,191
Total interest expense$2,092,0001,910
Net interest income$7,563,0002,258
Provision for loan and lease losses$675,000924
Total noninterest income$961,0002,510
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$207,0002,789
Trading account gains and feesNANA
Additional Noninterest Income$754,0002,231
Total noninterest expense$4,420,0002,744
Salaries and employee benefits$3,140,0002,381
Premises and equipment expense$244,0003,837
Additional noninterest expense$1,036,0003,261
Pre-tax net operating income$3,429,0001,936
Securities gains (losses)$02,167
Applicable income taxes$176,0002,576
Income before extraordinary items$3,253,0001,818
Extraordinary gains, net$011
Net income$3,253,0001,819
Minority interest net income$072
Net income of bank and minority interests.$3,253,0001,819
Net charge-offs$37,0002,403
Cash dividends$2,350,0001,058
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,253,0001,787
2019-06-30 (YTD Data)Rank
Total interest income$6,377,0002,202
Total interest expense$1,378,0001,902
Net interest income$4,999,0002,277
Provision for loan and lease losses$450,000914
Total noninterest income$632,0002,489
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$132,0002,832
Trading account gains and feesNANA
Additional Noninterest Income$500,0002,199
Total noninterest expense$2,994,0002,732
Salaries and employee benefits$2,134,0002,362
Premises and equipment expense$166,0003,817
Additional noninterest expense$694,0003,283
Pre-tax net operating income$2,187,0001,979
Securities gains (losses)$01,702
Applicable income taxes$106,0002,634
Income before extraordinary items$2,081,0001,847
Extraordinary gains, net$011
Net income$2,081,0001,846
Minority interest net income$069
Net income of bank and minority interests.$2,081,0001,847
Net charge-offs$11,0002,558
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,081,0001,821
2019-03-31 (YTD Data)Rank
Total interest income$3,039,0002,289
Total interest expense$630,0001,997
Net interest income$2,409,0002,343
Provision for loan and lease losses$225,000848
Total noninterest income$300,0002,521
Gross Fiduciary activities income$0972
Service charges on deposit accounts$66,0002,835
Trading account gains and feesNANA
Additional Noninterest Income$234,0002,221
Total noninterest expense$1,495,0002,751
Salaries and employee benefits$1,066,0002,371
Premises and equipment expense$82,0003,868
Additional noninterest expense$347,0003,293
Pre-tax net operating income$989,0002,068
Securities gains (losses)$01,087
Applicable income taxes$44,0002,717
Income before extraordinary items$945,0001,956
Extraordinary gains, net$05
Net income$945,0001,954
Minority interest net income$052
Net income of bank and minority interests.$945,0001,955
Net charge-offs$-9,0004,625
Cash dividends$650,0001,116
Sale, conversion, retirement of capital stock, net$0529
Net operating income$945,0001,941
2018-12-31 (YTD Data)Rank
Total interest income$11,795,0002,241
Total interest expense$2,162,0001,834
Net interest income$9,633,0002,307
Provision for loan and lease losses$600,0001,277
Total noninterest income$1,346,0002,464
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$303,0002,729
Trading account gains and feesNANA
Additional Noninterest Income$1,043,0002,202
Total noninterest expense$5,945,0002,737
Salaries and employee benefits$4,197,0002,380
Premises and equipment expense$372,0003,659
Additional noninterest expense$1,376,0003,334
Pre-tax net operating income$4,434,0001,960
Securities gains (losses)$01,125
Applicable income taxes$191,0002,715
Income before extraordinary items$4,243,0001,828
Extraordinary gains, net$06
Net income$4,243,0001,827
Minority interest net income$072
Net income of bank and minority interests.$4,243,0001,827
Net charge-offs$801,000712
Cash dividends$3,225,0001,028
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,243,0001,818
2018-09-30 (YTD Data)Rank
Total interest income$8,800,0002,232
Total interest expense$1,559,0001,814
Net interest income$7,241,0002,321
Provision for loan and lease losses$450,0001,204
Total noninterest income$980,0002,535
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$223,0002,770
Trading account gains and feesNANA
Additional Noninterest Income$757,0002,244
Total noninterest expense$4,418,0002,756
Salaries and employee benefits$3,164,0002,377
Premises and equipment expense$282,0003,675
Additional noninterest expense$972,0003,458
Pre-tax net operating income$3,353,0001,967
Securities gains (losses)$01,118
Applicable income taxes$142,0002,785
Income before extraordinary items$3,211,0001,814
Extraordinary gains, net$05
Net income$3,211,0001,813
Minority interest net income$066
Net income of bank and minority interests.$3,211,0001,813
Net charge-offs$353,000898
Cash dividends$2,425,000918
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,211,0001,800
2018-06-30 (YTD Data)Rank
Total interest income$5,766,0002,252
Total interest expense$976,0001,807
Net interest income$4,790,0002,330
Provision for loan and lease losses$300,0001,165
Total noninterest income$654,0002,534
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$143,0002,837
Trading account gains and feesNANA
Additional Noninterest Income$511,0002,248
Total noninterest expense$2,909,0002,803
Salaries and employee benefits$2,102,0002,390
Premises and equipment expense$187,0003,710
Additional noninterest expense$620,0003,546
Pre-tax net operating income$2,235,0001,930
Securities gains (losses)$0961
Applicable income taxes$94,0002,769
Income before extraordinary items$2,141,0001,779
Extraordinary gains, net$06
Net income$2,141,0001,778
Minority interest net income$065
Net income of bank and minority interests.$2,141,0001,778
Net charge-offs$143,0001,108
Cash dividends$1,629,000897
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,141,0001,768
2018-03-31 (YTD Data)Rank
Total interest income$2,799,0002,295
Total interest expense$438,0001,899
Net interest income$2,361,0002,352
Provision for loan and lease losses$150,0001,106
Total noninterest income$318,0002,547
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$72,0002,839
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,243
Total noninterest expense$1,469,0002,821
Salaries and employee benefits$1,058,0002,409
Premises and equipment expense$92,0003,783
Additional noninterest expense$319,0003,527
Pre-tax net operating income$1,060,0001,959
Securities gains (losses)$0735
Applicable income taxes$46,0002,756
Income before extraordinary items$1,014,0001,832
Extraordinary gains, net$07
Net income$1,014,0001,831
Minority interest net income$052
Net income of bank and minority interests.$1,014,0001,832
Net charge-offs$-1,0003,770
Cash dividends$803,000843
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,014,0001,822
2017-12-31 (YTD Data)Rank
Total interest income$10,966,0002,269
Total interest expense$1,631,0001,793
Net interest income$9,335,0002,330
Provision for loan and lease losses$600,0001,276
Total noninterest income$1,448,0002,448
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$324,0002,733
Trading account gains and feesNANA
Additional Noninterest Income$1,124,0002,149
Total noninterest expense$5,480,0002,935
Salaries and employee benefits$3,833,0002,539
Premises and equipment expense$421,0003,569
Additional noninterest expense$1,226,0003,632
Pre-tax net operating income$4,703,0001,798
Securities gains (losses)$02,243
Applicable income taxes$202,0002,968
Income before extraordinary items$4,501,0001,469
Extraordinary gains, net$09
Net income$4,501,0001,468
Minority interest net income$076
Net income of bank and minority interests.$4,501,0001,469
Net charge-offs$277,0001,547
Cash dividends$3,075,0001,006
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,501,0001,454
2017-09-30 (YTD Data)Rank
Total interest income$8,213,0002,276
Total interest expense$1,210,0001,792
Net interest income$7,003,0002,348
Provision for loan and lease losses$450,0001,230
Total noninterest income$967,0002,617
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$239,0002,779
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,362
Total noninterest expense$4,123,0002,958
Salaries and employee benefits$2,903,0002,527
Premises and equipment expense$321,0003,568
Additional noninterest expense$899,0003,685
Pre-tax net operating income$3,397,0001,877
Securities gains (losses)$02,274
Applicable income taxes$144,0002,958
Income before extraordinary items$3,253,0001,625
Extraordinary gains, net$09
Net income$3,253,0001,625
Minority interest net income$071
Net income of bank and minority interests.$3,253,0001,625
Net charge-offs$03,796
Cash dividends$2,275,000944
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,253,0001,606
2017-06-30 (YTD Data)Rank
Total interest income$5,362,0002,297
Total interest expense$768,0001,824
Net interest income$4,594,0002,368
Provision for loan and lease losses$300,0001,177
Total noninterest income$643,0002,621
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$156,0002,819
Trading account gains and feesNANA
Additional Noninterest Income$487,0002,370
Total noninterest expense$2,718,0002,996
Salaries and employee benefits$1,923,0002,557
Premises and equipment expense$214,0003,592
Additional noninterest expense$581,0003,758
Pre-tax net operating income$2,219,0001,872
Securities gains (losses)$01,906
Applicable income taxes$90,0002,988
Income before extraordinary items$2,129,0001,618
Extraordinary gains, net$011
Net income$2,129,0001,618
Minority interest net income$071
Net income of bank and minority interests.$2,129,0001,618
Net charge-offs$1,0003,381
Cash dividends$1,475,000988
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,129,0001,598
2017-03-31 (YTD Data)Rank
Total interest income$2,560,0002,382
Total interest expense$367,0001,875
Net interest income$2,193,0002,449
Provision for loan and lease losses$150,0001,115
Total noninterest income$307,0002,681
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$75,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,398
Total noninterest expense$1,368,0003,000
Salaries and employee benefits$970,0002,581
Premises and equipment expense$110,0003,584
Additional noninterest expense$288,0003,816
Pre-tax net operating income$982,0001,988
Securities gains (losses)$01,153
Applicable income taxes$39,0003,024
Income before extraordinary items$943,0001,742
Extraordinary gains, net$08
Net income$943,0001,741
Minority interest net income$055
Net income of bank and minority interests.$943,0001,742
Net charge-offs$1,0002,795
Cash dividends$675,000972
Sale, conversion, retirement of capital stock, net$0632
Net operating income$943,0001,727
2016-12-31 (YTD Data)Rank
Total interest income$10,559,0002,298
Total interest expense$1,477,0001,820
Net interest income$9,082,0002,368
Provision for loan and lease losses$360,0001,801
Total noninterest income$1,330,0002,637
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$311,0002,884
Trading account gains and fees$0170
Additional Noninterest Income$1,019,0002,386
Total noninterest expense$5,386,0003,046
Salaries and employee benefits$3,722,0002,623
Premises and equipment expense$448,0003,580
Additional noninterest expense$1,216,0003,784
Pre-tax net operating income$4,666,0001,714
Securities gains (losses)$03,212
Applicable income taxes$205,0002,916
Income before extraordinary items$4,461,0001,522
Extraordinary gains, net$05
Net income$4,461,0001,521
Minority interest net income$082
Net income of bank and minority interests.$4,461,0001,521
Net charge-offs$201,0001,922
Cash dividends$3,226,000968
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,461,0001,487
2016-09-30 (YTD Data)Rank
Total interest income$7,989,0002,287
Total interest expense$1,108,0001,826
Net interest income$6,881,0002,345
Provision for loan and lease losses$270,0001,728
Total noninterest income$946,0002,701
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$247,0002,801
Trading account gains and fees$0169
Additional Noninterest Income$699,0002,493
Total noninterest expense$4,021,0003,052
Salaries and employee benefits$2,790,0002,622
Premises and equipment expense$348,0003,518
Additional noninterest expense$883,0003,889
Pre-tax net operating income$3,536,0001,719
Securities gains (losses)$03,160
Applicable income taxes$154,0002,981
Income before extraordinary items$3,382,0001,527
Extraordinary gains, net$05
Net income$3,382,0001,526
Minority interest net income$071
Net income of bank and minority interests.$3,382,0001,527
Net charge-offs$31,0002,887
Cash dividends$2,475,000880
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,382,0001,490
2016-06-30 (YTD Data)Rank
Total interest income$5,341,0002,282
Total interest expense$741,0001,830
Net interest income$4,600,0002,349
Provision for loan and lease losses$180,0001,722
Total noninterest income$626,0002,697
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$157,0002,871
Trading account gains and fees$0157
Additional Noninterest Income$469,0002,462
Total noninterest expense$2,635,0003,103
Salaries and employee benefits$1,849,0002,659
Premises and equipment expense$230,0003,578
Additional noninterest expense$556,0004,040
Pre-tax net operating income$2,411,0001,683
Securities gains (losses)$02,835
Applicable income taxes$101,0002,997
Income before extraordinary items$2,310,0001,490
Extraordinary gains, net$016
Net income$2,310,0001,490
Minority interest net income$071
Net income of bank and minority interests.$2,310,0001,490
Net charge-offs$1,0003,591
Cash dividends$1,725,000871
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,310,0001,451
2016-03-31 (YTD Data)Rank
Total interest income$2,662,0002,286
Total interest expense$374,0001,812
Net interest income$2,288,0002,362
Provision for loan and lease losses$90,0001,597
Total noninterest income$296,0002,747
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$77,0002,901
Trading account gains and fees$0142
Additional Noninterest Income$219,0002,516
Total noninterest expense$1,320,0003,118
Salaries and employee benefits$933,0002,637
Premises and equipment expense$117,0003,560
Additional noninterest expense$270,0004,104
Pre-tax net operating income$1,174,0001,709
Securities gains (losses)$02,077
Applicable income taxes$39,0003,130
Income before extraordinary items$1,135,0001,465
Extraordinary gains, net$012
Net income$1,135,0001,465
Minority interest net income$062
Net income of bank and minority interests.$1,135,0001,466
Net charge-offs$1,0002,929
Cash dividends$775,000896
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,135,0001,434
2015-12-31 (YTD Data)Rank
Total interest income$10,507,0002,279
Total interest expense$1,574,0001,706
Net interest income$8,933,0002,364
Provision for loan and lease losses$360,0001,703
Total noninterest income$1,283,0002,698
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$317,0002,923
Trading account gains and fees$0159
Additional Noninterest Income$966,0002,413
Total noninterest expense$5,160,0003,145
Salaries and employee benefits$3,509,0002,734
Premises and equipment expense$477,0003,568
Additional noninterest expense$1,174,0003,963
Pre-tax net operating income$4,696,0001,655
Securities gains (losses)$03,216
Applicable income taxes$233,0002,840
Income before extraordinary items$4,463,0001,481
Extraordinary gains, net$023
Net income$4,463,0001,481
Minority interest net income$081
Net income of bank and minority interests.$4,463,0001,481
Net charge-offs$136,0002,360
Cash dividends$3,132,000939
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,463,0001,456
2015-09-30 (YTD Data)Rank
Total interest income$7,904,0002,281
Total interest expense$1,176,0001,736
Net interest income$6,728,0002,374
Provision for loan and lease losses$270,0001,610
Total noninterest income$926,0002,765
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$222,0003,071
Trading account gains and fees$0153
Additional Noninterest Income$704,0002,471
Total noninterest expense$3,902,0003,150
Salaries and employee benefits$2,646,0002,733
Premises and equipment expense$346,0003,692
Additional noninterest expense$910,0003,906
Pre-tax net operating income$3,482,0001,700
Securities gains (losses)$03,031
Applicable income taxes$178,0002,907
Income before extraordinary items$3,304,0001,515
Extraordinary gains, net$021
Net income$3,304,0001,516
Minority interest net income$078
Net income of bank and minority interests.$3,304,0001,516
Net charge-offs$75,0002,423
Cash dividends$2,355,000859
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,304,0001,477
2015-06-30 (YTD Data)Rank
Total interest income$5,251,0002,293
Total interest expense$784,0001,748
Net interest income$4,467,0002,382
Provision for loan and lease losses$180,0001,603
Total noninterest income$601,0002,823
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$136,0003,213
Trading account gains and fees$0157
Additional Noninterest Income$465,0002,491
Total noninterest expense$2,539,0003,226
Salaries and employee benefits$1,750,0002,762
Premises and equipment expense$218,0003,819
Additional noninterest expense$571,0004,074
Pre-tax net operating income$2,349,0001,665
Securities gains (losses)$02,636
Applicable income taxes$112,0002,947
Income before extraordinary items$2,237,0001,478
Extraordinary gains, net$022
Net income$2,237,0001,479
Minority interest net income$075
Net income of bank and minority interests.$2,237,0001,480
Net charge-offs$72,0002,015
Cash dividends$1,554,000869
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,237,0001,439
2015-03-31 (YTD Data)Rank
Total interest income$2,568,0002,334
Total interest expense$394,0001,750
Net interest income$2,174,0002,430
Provision for loan and lease losses$90,0001,532
Total noninterest income$285,0002,862
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$64,0003,286
Trading account gains and fees$0152
Additional Noninterest Income$221,0002,499
Total noninterest expense$1,323,0003,158
Salaries and employee benefits$892,0002,743
Premises and equipment expense$113,0003,790
Additional noninterest expense$318,0003,823
Pre-tax net operating income$1,046,0001,783
Securities gains (losses)$02,027
Applicable income taxes$49,0003,007
Income before extraordinary items$997,0001,607
Extraordinary gains, net$013
Net income$997,0001,608
Minority interest net income$064
Net income of bank and minority interests.$997,0001,609
Net charge-offs$-3,0004,874
Cash dividends$650,000914
Sale, conversion, retirement of capital stock, net$0697
Net operating income$997,0001,537
2014-12-31 (YTD Data)Rank
Total interest income$10,020,0002,395
Total interest expense$1,508,0001,874
Net interest income$8,512,0002,490
Provision for loan and lease losses$360,0001,793
Total noninterest income$1,274,0002,738
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$304,0003,186
Trading account gains and fees$0180
Additional Noninterest Income$970,0002,361
Total noninterest expense$5,020,0003,301
Salaries and employee benefits$3,318,0002,873
Premises and equipment expense$475,0003,760
Additional noninterest expense$1,227,0004,010
Pre-tax net operating income$4,406,0001,707
Securities gains (losses)$03,259
Applicable income taxes$209,0002,922
Income before extraordinary items$4,197,0001,523
Extraordinary gains, net$017
Net income$4,197,0001,520
Minority interest net income$084
Net income of bank and minority interests.$4,197,0001,522
Net charge-offs$43,0003,878
Cash dividends$2,982,000930
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,197,0001,494
2014-09-30 (YTD Data)Rank
Total interest income$7,466,0002,419
Total interest expense$1,112,0001,933
Net interest income$6,354,0002,510
Provision for loan and lease losses$270,0001,734
Total noninterest income$881,0002,886
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$230,0003,196
Trading account gains and fees$0174
Additional Noninterest Income$651,0002,529
Total noninterest expense$3,708,0003,364
Salaries and employee benefits$2,443,0002,927
Premises and equipment expense$347,0003,861
Additional noninterest expense$918,0004,032
Pre-tax net operating income$3,257,0001,732
Securities gains (losses)$02,980
Applicable income taxes$156,0003,003
Income before extraordinary items$3,101,0001,529
Extraordinary gains, net$015
Net income$3,101,0001,529
Minority interest net income$081
Net income of bank and minority interests.$3,101,0001,529
Net charge-offs$30,0003,619
Cash dividends$2,130,000874
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,101,0001,502
2014-06-30 (YTD Data)Rank
Total interest income$4,921,0002,447
Total interest expense$729,0001,980
Net interest income$4,192,0002,527
Provision for loan and lease losses$180,0001,726
Total noninterest income$510,0003,074
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$152,0003,196
Trading account gains and fees$0172
Additional Noninterest Income$358,0002,800
Total noninterest expense$2,384,0003,459
Salaries and employee benefits$1,588,0003,003
Premises and equipment expense$222,0003,971
Additional noninterest expense$574,0004,195
Pre-tax net operating income$2,138,0001,722
Securities gains (losses)$02,580
Applicable income taxes$103,0002,986
Income before extraordinary items$2,035,0001,517
Extraordinary gains, net$020
Net income$2,035,0001,520
Minority interest net income$080
Net income of bank and minority interests.$2,035,0001,519
Net charge-offs$13,0003,613
Cash dividends$1,404,000882
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,035,0001,482
2014-03-31 (YTD Data)Rank
Total interest income$2,429,0002,474
Total interest expense$360,0002,026
Net interest income$2,069,0002,545
Provision for loan and lease losses$90,0001,672
Total noninterest income$254,0003,045
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$68,0003,391
Trading account gains and fees$0147
Additional Noninterest Income$186,0002,660
Total noninterest expense$1,232,0003,412
Salaries and employee benefits$801,0002,993
Premises and equipment expense$111,0003,994
Additional noninterest expense$320,0003,961
Pre-tax net operating income$1,001,0001,768
Securities gains (losses)$01,715
Applicable income taxes$47,0002,994
Income before extraordinary items$954,0001,555
Extraordinary gains, net$016
Net income$954,0001,558
Minority interest net income$066
Net income of bank and minority interests.$954,0001,558
Net charge-offs$14,0002,677
Cash dividends$650,000849
Sale, conversion, retirement of capital stock, net$0747
Net operating income$954,0001,531
2013-12-31 (YTD Data)Rank
Total interest income$9,627,0002,507
Total interest expense$1,484,0002,189
Net interest income$8,143,0002,557
Provision for loan and lease losses$360,0002,221
Total noninterest income$1,258,0002,845
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$308,0003,313
Trading account gains and fees$0184
Additional Noninterest Income$950,0002,451
Total noninterest expense$4,958,0003,422
Salaries and employee benefits$3,248,0002,945
Premises and equipment expense$490,0003,779
Additional noninterest expense$1,220,0004,164
Pre-tax net operating income$4,083,0001,700
Securities gains (losses)$03,182
Applicable income taxes$192,0002,976
Income before extraordinary items$3,891,0001,543
Extraordinary gains, net$029
Net income$3,891,0001,546
Minority interest net income$090
Net income of bank and minority interests.$3,891,0001,547
Net charge-offs$84,0003,918
Cash dividends$2,937,000887
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,891,0001,501
2013-09-30 (YTD Data)Rank
Total interest income$7,163,0002,547
Total interest expense$1,057,0002,334
Net interest income$6,106,0002,571
Provision for loan and lease losses$270,0002,189
Total noninterest income$881,0002,986
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$228,0003,354
Trading account gains and fees$0180
Additional Noninterest Income$653,0002,603
Total noninterest expense$3,767,0003,402
Salaries and employee benefits$2,418,0002,984
Premises and equipment expense$370,0003,795
Additional noninterest expense$979,0003,994
Pre-tax net operating income$2,950,0001,766
Securities gains (losses)$03,040
Applicable income taxes$142,0003,065
Income before extraordinary items$2,808,0001,596
Extraordinary gains, net$025
Net income$2,808,0001,599
Minority interest net income$084
Net income of bank and minority interests.$2,808,0001,600
Net charge-offs$90,0003,362
Cash dividends$2,175,000819
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,808,0001,555
2013-06-30 (YTD Data)Rank
Total interest income$4,702,0002,586
Total interest expense$745,0002,288
Net interest income$3,957,0002,632
Provision for loan and lease losses$180,0002,226
Total noninterest income$506,0003,273
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$151,0003,345
Trading account gains and fees$0157
Additional Noninterest Income$355,0002,965
Total noninterest expense$2,458,0003,476
Salaries and employee benefits$1,631,0002,975
Premises and equipment expense$246,0003,824
Additional noninterest expense$581,0004,272
Pre-tax net operating income$1,825,0001,867
Securities gains (losses)$02,791
Applicable income taxes$87,0003,102
Income before extraordinary items$1,738,0001,713
Extraordinary gains, net$022
Net income$1,738,0001,718
Minority interest net income$082
Net income of bank and minority interests.$1,738,0001,719
Net charge-offs$50,0003,354
Cash dividends$1,450,000816
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,738,0001,647
2013-03-31 (YTD Data)Rank
Total interest income$2,258,0002,699
Total interest expense$380,0002,305
Net interest income$1,878,0002,762
Provision for loan and lease losses$90,0002,172
Total noninterest income$264,0003,189
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$73,0003,385
Trading account gains and fees$0148
Additional Noninterest Income$191,0002,844
Total noninterest expense$1,255,0003,443
Salaries and employee benefits$850,0002,899
Premises and equipment expense$116,0003,975
Additional noninterest expense$289,0004,307
Pre-tax net operating income$797,0002,052
Securities gains (losses)$01,966
Applicable income taxes$39,0003,169
Income before extraordinary items$758,0001,879
Extraordinary gains, net$010
Net income$758,0001,881
Minority interest net income$076
Net income of bank and minority interests.$758,0001,881
Net charge-offs$51,0002,405
Cash dividends$550,000872
Sale, conversion, retirement of capital stock, net$0789
Net operating income$758,0001,801
2012-12-31 (YTD Data)Rank
Total interest income$9,281,0002,751
Total interest expense$1,774,0002,377
Net interest income$7,507,0002,811
Provision for loan and lease losses$340,0003,215
Total noninterest income$1,174,0003,000
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$300,0003,485
Trading account gains and fees$0166
Additional Noninterest Income$873,0002,554
Total noninterest expense$4,605,0003,682
Salaries and employee benefits$2,943,0003,172
Premises and equipment expense$436,0004,137
Additional noninterest expense$1,226,0004,302
Pre-tax net operating income$3,736,0001,730
Securities gains (losses)$2,0003,664
Applicable income taxes$183,0003,073
Income before extraordinary items$3,555,0001,607
Extraordinary gains, net$029
Net income$3,555,0001,608
Minority interest net income$093
Net income of bank and minority interests.$3,555,0001,608
Net charge-offs$-4,0006,481
Cash dividends$2,550,000991
Sale, conversion, retirement of capital stock, net$5,250,00078
Net operating income$3,553,1001,522
2012-09-30 (YTD Data)Rank
Total interest income$6,894,0002,842
Total interest expense$1,372,0002,396
Net interest income$5,522,0002,898
Provision for loan and lease losses$250,0003,206
Total noninterest income$670,0003,493
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$212,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$458,0003,075
Total noninterest expense$3,297,0003,822
Salaries and employee benefits$1,997,0003,425
Premises and equipment expense$367,0003,926
Additional noninterest expense$933,0004,294
Pre-tax net operating income$2,645,0001,873
Securities gains (losses)$2,0003,410
Applicable income taxes$127,0003,204
Income before extraordinary items$2,520,0001,735
Extraordinary gains, net$020
Net income$2,520,0001,734
Minority interest net income$086
Net income of bank and minority interests.$2,520,0001,736
Net charge-offs$-11,0006,627
Cash dividends$1,850,000840
Sale, conversion, retirement of capital stock, net$5,250,00050
Net operating income$2,518,1001,633
2012-06-30 (YTD Data)Rank
Total interest income$4,432,0002,941
Total interest expense$909,0002,497
Net interest income$3,523,0003,029
Provision for loan and lease losses$160,0003,267
Total noninterest income$341,0003,951
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$131,0003,777
Trading account gains and fees$0153
Additional Noninterest Income$210,0003,608
Total noninterest expense$2,132,0003,906
Salaries and employee benefits$1,277,0003,551
Premises and equipment expense$238,0003,993
Additional noninterest expense$617,0004,327
Pre-tax net operating income$1,572,0002,060
Securities gains (losses)$2,0003,012
Applicable income taxes$77,0003,260
Income before extraordinary items$1,497,0001,891
Extraordinary gains, net$019
Net income$1,497,0001,890
Minority interest net income$084
Net income of bank and minority interests.$1,497,0001,891
Net charge-offs$-10,0006,639
Cash dividends$1,100,000893
Sale, conversion, retirement of capital stock, net$5,250,00036
Net operating income$1,495,1001,802
2012-03-31 (YTD Data)Rank
Total interest income$2,095,0003,098
Total interest expense$450,0002,610
Net interest income$1,645,0003,205
Provision for loan and lease losses$70,0003,343
Total noninterest income$172,0003,964
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$64,0003,833
Trading account gains and fees$0148
Additional Noninterest Income$108,0003,590
Total noninterest expense$1,005,0004,089
Salaries and employee benefits$628,0003,617
Premises and equipment expense$118,0004,022
Additional noninterest expense$259,0004,775
Pre-tax net operating income$742,0002,154
Securities gains (losses)$02,210
Applicable income taxes$35,0003,327
Income before extraordinary items$707,0001,995
Extraordinary gains, net$019
Net income$707,0001,996
Minority interest net income$078
Net income of bank and minority interests.$707,0001,997
Net charge-offs$-9,0006,608
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$707,0001,893
2011-12-31 (YTD Data)Rank
Total interest income$8,185,0003,263
Total interest expense$2,064,0002,711
Net interest income$6,121,0003,418
Provision for loan and lease losses$240,0004,406
Total noninterest income$810,0003,493
Gross Fiduciary activities income$20,0001,031
Service charges on deposit accounts$292,0003,636
Trading account gains and fees$0146
Additional Noninterest Income$498,0003,137
Total noninterest expense$3,762,0004,289
Salaries and employee benefits$2,417,0003,655
Premises and equipment expense$414,0004,484
Additional noninterest expense$931,0005,071
Pre-tax net operating income$2,929,0001,872
Securities gains (losses)$03,838
Applicable income taxes$143,0003,146
Income before extraordinary items$2,786,0001,723
Extraordinary gains, net$029
Net income$2,786,0001,724
Minority interest net income$096
Net income of bank and minority interests.$2,786,0001,724
Net charge-offs$98,0004,990
Cash dividends$1,950,000995
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,786,0001,639
2011-09-30 (YTD Data)Rank
Total interest income$6,101,0003,319
Total interest expense$1,582,0002,753
Net interest income$4,519,0003,463
Provision for loan and lease losses$180,0004,271
Total noninterest income$590,0003,569
Gross Fiduciary activities income$20,000976
Service charges on deposit accounts$225,0003,606
Trading account gains and fees$0145
Additional Noninterest Income$345,0003,249
Total noninterest expense$2,810,0004,307
Salaries and employee benefits$1,797,0003,680
Premises and equipment expense$281,0004,771
Additional noninterest expense$732,0004,981
Pre-tax net operating income$2,119,0001,989
Securities gains (losses)$03,555
Applicable income taxes$105,0003,166
Income before extraordinary items$2,014,0001,821
Extraordinary gains, net$021
Net income$2,014,0001,821
Minority interest net income$087
Net income of bank and minority interests.$2,014,0001,821
Net charge-offs$71,0004,726
Cash dividends$1,350,000912
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,014,0001,746
2011-06-30 (YTD Data)Rank
Total interest income$3,988,0003,401
Total interest expense$1,074,0002,803
Net interest income$2,914,0003,555
Provision for loan and lease losses$120,0004,174
Total noninterest income$319,0003,992
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$135,0003,806
Trading account gains and fees$0153
Additional Noninterest Income$184,0003,629
Total noninterest expense$1,888,0004,322
Salaries and employee benefits$1,187,0003,741
Premises and equipment expense$192,0004,762
Additional noninterest expense$509,0004,954
Pre-tax net operating income$1,225,0002,194
Securities gains (losses)$02,914
Applicable income taxes$59,0003,256
Income before extraordinary items$1,166,0002,001
Extraordinary gains, net$015
Net income$1,166,0002,001
Minority interest net income$089
Net income of bank and minority interests.$1,166,0002,001
Net charge-offs$58,0004,333
Cash dividends$825,000954
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,166,0001,928
2011-03-31 (YTD Data)Rank
Total interest income$1,952,0003,479
Total interest expense$552,0002,823
Net interest income$1,400,0003,655
Provision for loan and lease losses$60,0003,936
Total noninterest income$133,0004,392
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,124
Total noninterest expense$954,0004,316
Salaries and employee benefits$596,0003,749
Premises and equipment expense$92,0004,915
Additional noninterest expense$266,0004,841
Pre-tax net operating income$519,0002,488
Securities gains (losses)$01,772
Applicable income taxes$24,0003,333
Income before extraordinary items$495,0002,274
Extraordinary gains, net$09
Net income$495,0002,273
Minority interest net income$086
Net income of bank and minority interests.$495,0002,274
Net charge-offs$-3,0006,584
Cash dividends$350,0001,005
Sale, conversion, retirement of capital stock, net$0925
Net operating income$495,0002,222
2010-12-31 (YTD Data)Rank
Total interest income$8,666,0003,325
Total interest expense$2,463,0003,030
Net interest income$6,203,0003,390
Provision for loan and lease losses$230,0005,193
Total noninterest income$840,0003,556
Gross Fiduciary activities income$6,0001,203
Service charges on deposit accounts$303,0003,619
Trading account gains and fees$0175
Additional Noninterest Income$531,0003,097
Total noninterest expense$3,711,0004,423
Salaries and employee benefits$2,384,0003,716
Premises and equipment expense$357,0005,022
Additional noninterest expense$970,0005,177
Pre-tax net operating income$3,102,0001,584
Securities gains (losses)$03,793
Applicable income taxes$147,0002,950
Income before extraordinary items$2,955,0001,418
Extraordinary gains, net$029
Net income$2,955,0001,421
Minority interest net income$0111
Net income of bank and minority interests.$2,955,0001,422
Net charge-offs$130,0005,185
Cash dividends$2,175,000760
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,955,0001,372
2010-09-30 (YTD Data)Rank
Total interest income$6,632,0003,339
Total interest expense$1,855,0003,140
Net interest income$4,777,0003,366
Provision for loan and lease losses$170,0005,118
Total noninterest income$544,0003,894
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$224,0003,714
Trading account gains and fees$0165
Additional Noninterest Income$314,0003,493
Total noninterest expense$2,767,0004,455
Salaries and employee benefits$1,577,0004,125
Premises and equipment expense$183,0005,911
Additional noninterest expense$1,007,0004,282
Pre-tax net operating income$2,384,0001,647
Securities gains (losses)$03,651
Applicable income taxes$116,0003,008
Income before extraordinary items$2,268,0001,469
Extraordinary gains, net$023
Net income$2,268,0001,472
Minority interest net income$0110
Net income of bank and minority interests.$2,268,0001,472
Net charge-offs$-35,0007,609
Cash dividends$1,725,000625
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,268,0001,410
2010-06-30 (YTD Data)Rank
Total interest income$4,417,0003,373
Total interest expense$1,234,0003,237
Net interest income$3,183,0003,376
Provision for loan and lease losses$110,0005,057
Total noninterest income$341,0003,982
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$145,0003,755
Trading account gains and fees$0152
Additional Noninterest Income$196,0003,532
Total noninterest expense$1,825,0004,502
Salaries and employee benefits$1,005,0004,284
Premises and equipment expense$120,0005,950
Additional noninterest expense$700,0004,166
Pre-tax net operating income$1,589,0001,643
Securities gains (losses)$03,184
Applicable income taxes$73,0003,042
Income before extraordinary items$1,516,0001,455
Extraordinary gains, net$019
Net income$1,516,0001,455
Minority interest net income$0105
Net income of bank and minority interests.$1,516,0001,456
Net charge-offs$-27,0007,628
Cash dividends$1,125,000626
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,516,0001,391
2010-03-31 (YTD Data)Rank
Total interest income$2,188,0003,478
Total interest expense$615,0003,367
Net interest income$1,573,0003,425
Provision for loan and lease losses$50,0004,831
Total noninterest income$163,0004,089
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$68,0003,894
Trading account gains and fees$0175
Additional Noninterest Income$95,0003,602
Total noninterest expense$916,0004,530
Salaries and employee benefits$586,0003,899
Premises and equipment expense$60,0006,053
Additional noninterest expense$270,0004,891
Pre-tax net operating income$770,0001,680
Securities gains (losses)$02,284
Applicable income taxes$37,0003,017
Income before extraordinary items$733,0001,490
Extraordinary gains, net$016
Net income$733,0001,492
Minority interest net income$091
Net income of bank and minority interests.$733,0001,492
Net charge-offs$-7,0007,395
Cash dividends$550,000607
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$733,0001,436
2009-12-31 (YTD Data)Rank
Total interest income$8,629,0003,624
Total interest expense$2,730,0003,672
Net interest income$5,899,0003,521
Provision for loan and lease losses$120,0006,252
Total noninterest income$546,0004,570
Gross Fiduciary activities income$10,0001,186
Service charges on deposit accounts$345,0003,621
Trading account gains and fees$0211
Additional Noninterest Income$191,0004,711
Total noninterest expense$3,388,0004,819
Salaries and employee benefits$2,039,0004,296
Premises and equipment expense$244,0006,120
Additional noninterest expense$1,105,0004,958
Pre-tax net operating income$2,937,0001,361
Securities gains (losses)$03,754
Applicable income taxes$141,0002,641
Income before extraordinary items$2,796,0001,193
Extraordinary gains, net$034
Net income$2,796,0001,191
Minority interest net income$0115
Net income of bank and minority interests.$2,796,0001,192
Net charge-offs$212,0004,934
Cash dividends$1,946,000954
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,796,0001,189
2009-09-30 (YTD Data)Rank
Total interest income$6,458,0003,678
Total interest expense$2,070,0003,769
Net interest income$4,388,0003,542
Provision for loan and lease losses$90,0006,065
Total noninterest income$338,0004,983
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$257,0003,639
Trading account gains and fees$0212
Additional Noninterest Income$78,0005,728
Total noninterest expense$2,546,0004,825
Salaries and employee benefits$1,531,0004,322
Premises and equipment expense$191,0006,063
Additional noninterest expense$824,0004,984
Pre-tax net operating income$2,090,0001,556
Securities gains (losses)$03,497
Applicable income taxes$101,0002,865
Income before extraordinary items$1,989,0001,339
Extraordinary gains, net$027
Net income$1,989,0001,337
Minority interest net income$0118
Net income of bank and minority interests.$1,989,0001,339
Net charge-offs$84,0005,226
Cash dividends$1,446,000904
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,989,0001,311
2009-06-30 (YTD Data)Rank
Total interest income$4,271,0003,723
Total interest expense$1,383,0003,877
Net interest income$2,888,0003,563
Provision for loan and lease losses$60,0005,816
Total noninterest income$206,0005,175
Gross Fiduciary activities income$3,0001,207
Service charges on deposit accounts$171,0003,620
Trading account gains and fees$0193
Additional Noninterest Income$32,0006,339
Total noninterest expense$1,663,0004,927
Salaries and employee benefits$932,0004,651
Premises and equipment expense$128,0006,102
Additional noninterest expense$603,0004,709
Pre-tax net operating income$1,371,0001,647
Securities gains (losses)$03,136
Applicable income taxes$64,0002,982
Income before extraordinary items$1,307,0001,435
Extraordinary gains, net$021
Net income$1,307,0001,433
Minority interest net income$0112
Net income of bank and minority interests.$1,307,0001,434
Net charge-offs$57,0004,802
Cash dividends$961,000963
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,307,0001,402
2009-03-31 (YTD Data)Rank
Total interest income$2,106,0003,790
Total interest expense$692,0003,977
Net interest income$1,414,0003,618
Provision for loan and lease losses$30,0005,394
Total noninterest income$113,0004,983
Gross Fiduciary activities income$3,0001,122
Service charges on deposit accounts$86,0003,560
Trading account gains and fees$0171
Additional Noninterest Income$24,0005,949
Total noninterest expense$845,0004,785
Salaries and employee benefits$391,0005,219
Premises and equipment expense$68,0006,010
Additional noninterest expense$386,0003,675
Pre-tax net operating income$652,0001,914
Securities gains (losses)$02,434
Applicable income taxes$31,0003,260
Income before extraordinary items$621,0001,738
Extraordinary gains, net$015
Net income$621,0001,739
Minority interest net income$0102
Net income of bank and minority interests.$621,0001,740
Net charge-offs$41,0003,730
Cash dividends$461,000956
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$621,0001,645
2008-12-31 (YTD Data)Rank
Total interest income$9,067,0003,786
Total interest expense$3,381,0003,927
Net interest income$5,686,0003,612
Provision for loan and lease losses$07,334
Total noninterest income$982,0003,449
Gross Fiduciary activities income$7,0001,258
Service charges on deposit accounts$372,0003,600
Trading account gains and fees$0154
Additional Noninterest Income$603,0002,885
Total noninterest expense$3,543,0004,598
Salaries and employee benefits$2,310,0003,996
Premises and equipment expense$334,0005,535
Additional noninterest expense$899,0005,144
Pre-tax net operating income$3,125,0001,732
Securities gains (losses)$63,0001,446
Applicable income taxes$152,0003,051
Income before extraordinary items$3,036,0001,346
Extraordinary gains, net$039
Net income$3,036,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,900
Cash dividends$2,320,0001,181
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,976,1501,473
2008-09-30 (YTD Data)Rank
Total interest income$6,879,0003,820
Total interest expense$2,628,0003,954
Net interest income$4,251,0003,650
Provision for loan and lease losses$06,991
Total noninterest income$652,0003,785
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$285,0003,584
Trading account gains and fees$0148
Additional Noninterest Income$363,0003,340
Total noninterest expense$2,553,0004,707
Salaries and employee benefits$1,655,0004,170
Premises and equipment expense$152,0006,689
Additional noninterest expense$746,0004,758
Pre-tax net operating income$2,350,0002,035
Securities gains (losses)$33,0001,699
Applicable income taxes$113,0003,491
Income before extraordinary items$2,270,0001,595
Extraordinary gains, net$031
Net income$2,270,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,863
Cash dividends$1,795,0001,141
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,238,6501,705
2008-06-30 (YTD Data)Rank
Total interest income$4,617,0003,852
Total interest expense$1,821,0003,977
Net interest income$2,796,0003,673
Provision for loan and lease losses$06,671
Total noninterest income$388,0004,075
Gross Fiduciary activities income$6,0001,200
Service charges on deposit accounts$186,0003,629
Trading account gains and fees$0149
Additional Noninterest Income$196,0003,810
Total noninterest expense$1,676,0004,783
Salaries and employee benefits$1,077,0004,273
Premises and equipment expense$168,0005,598
Additional noninterest expense$431,0005,189
Pre-tax net operating income$1,508,0002,189
Securities gains (losses)$19,0002,087
Applicable income taxes$74,0003,748
Income before extraordinary items$1,453,0001,854
Extraordinary gains, net$021
Net income$1,453,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,051
Cash dividends$1,120,0001,291
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,434,9501,844
2008-03-31 (YTD Data)Rank
Total interest income$2,303,0003,939
Total interest expense$943,0004,054
Net interest income$1,360,0003,742
Provision for loan and lease losses$06,080
Total noninterest income$193,0004,074
Gross Fiduciary activities income$6,0001,090
Service charges on deposit accounts$90,0003,657
Trading account gains and fees$0158
Additional Noninterest Income$97,0003,825
Total noninterest expense$853,0004,744
Salaries and employee benefits$547,0004,248
Premises and equipment expense$86,0005,563
Additional noninterest expense$220,0005,078
Pre-tax net operating income$700,0002,412
Securities gains (losses)$02,688
Applicable income taxes$34,0003,939
Income before extraordinary items$666,0002,113
Extraordinary gains, net$015
Net income$666,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,082
Cash dividends$510,0001,319
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$666,0002,053
2007-12-31 (YTD Data)Rank
Total interest income$9,330,0003,949
Total interest expense$4,363,0003,795
Net interest income$4,967,0004,023
Provision for loan and lease losses$110,0004,771
Total noninterest income$950,0003,641
Gross Fiduciary activities income$11,0001,249
Service charges on deposit accounts$415,0003,458
Trading account gains and fees$0178
Additional Noninterest Income$524,0003,223
Total noninterest expense$3,469,0004,554
Salaries and employee benefits$2,281,0003,973
Premises and equipment expense$360,0005,327
Additional noninterest expense$828,0005,238
Pre-tax net operating income$2,338,0002,971
Securities gains (losses)$02,146
Applicable income taxes$112,0004,403
Income before extraordinary items$2,226,0002,605
Extraordinary gains, net$039
Net income$2,226,0002,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,543
Cash dividends$1,910,0001,665
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,226,0002,597
2007-09-30 (YTD Data)Rank
Total interest income$6,984,0003,974
Total interest expense$3,294,0003,783
Net interest income$3,690,0004,059
Provision for loan and lease losses$90,0004,255
Total noninterest income$688,0003,714
Gross Fiduciary activities income$9,0001,194
Service charges on deposit accounts$309,0003,461
Trading account gains and fees$0184
Additional Noninterest Income$370,0003,349
Total noninterest expense$2,552,0004,595
Salaries and employee benefits$1,669,0004,035
Premises and equipment expense$256,0005,470
Additional noninterest expense$627,0005,150
Pre-tax net operating income$1,736,0003,156
Securities gains (losses)$01,655
Applicable income taxes$83,0004,590
Income before extraordinary items$1,653,0002,776
Extraordinary gains, net$033
Net income$1,653,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$1,475,0001,545
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,653,0002,757
2007-06-30 (YTD Data)Rank
Total interest income$4,569,0004,035
Total interest expense$2,147,0003,845
Net interest income$2,422,0004,138
Provision for loan and lease losses$60,0003,990
Total noninterest income$406,0004,005
Gross Fiduciary activities income$5,0001,236
Service charges on deposit accounts$203,0003,494
Trading account gains and fees$0168
Additional Noninterest Income$198,0003,800
Total noninterest expense$1,660,0004,679
Salaries and employee benefits$1,075,0004,182
Premises and equipment expense$169,0005,529
Additional noninterest expense$416,0005,168
Pre-tax net operating income$1,108,0003,296
Securities gains (losses)$01,444
Applicable income taxes$52,0004,731
Income before extraordinary items$1,056,0002,914
Extraordinary gains, net$029
Net income$1,056,0002,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,056,0002,899
2007-03-31 (YTD Data)Rank
Total interest income$2,221,0004,106
Total interest expense$1,026,0003,952
Net interest income$1,195,0004,174
Provision for loan and lease losses$30,0003,737
Total noninterest income$231,0003,721
Gross Fiduciary activities income$6,0001,089
Service charges on deposit accounts$95,0003,560
Trading account gains and fees$0195
Additional Noninterest Income$130,0003,266
Total noninterest expense$833,0004,677
Salaries and employee benefits$537,0004,211
Premises and equipment expense$84,0005,553
Additional noninterest expense$212,0005,077
Pre-tax net operating income$563,0003,267
Securities gains (losses)$01,187
Applicable income taxes$27,0004,694
Income before extraordinary items$536,0002,864
Extraordinary gains, net$022
Net income$536,0002,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$450,0001,526
Sale, conversion, retirement of capital stock, net$0885
Net operating income$536,0002,850
2006-12-31 (YTD Data)Rank
Total interest income$8,462,0004,048
Total interest expense$3,750,0003,748
Net interest income$4,712,0004,198
Provision for loan and lease losses$90,0004,875
Total noninterest income$826,0003,974
Gross Fiduciary activities income$7,0001,322
Service charges on deposit accounts$410,0003,489
Trading account gains and fees$0130
Additional Noninterest Income$409,0003,694
Total noninterest expense$3,179,0004,698
Salaries and employee benefits$2,053,0004,185
Premises and equipment expense$376,0005,121
Additional noninterest expense$750,0005,436
Pre-tax net operating income$2,269,0003,365
Securities gains (losses)$2,0001,439
Applicable income taxes$110,0004,896
Income before extraordinary items$2,161,0002,936
Extraordinary gains, net$051
Net income$2,161,0002,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,500
Cash dividends$1,825,0001,668
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,159,1002,928
2006-09-30 (YTD Data)Rank
Total interest income$6,207,0004,077
Total interest expense$2,768,0003,708
Net interest income$3,439,0004,305
Provision for loan and lease losses$45,0005,149
Total noninterest income$587,0004,112
Gross Fiduciary activities income$3,0001,330
Service charges on deposit accounts$317,0003,446
Trading account gains and fees$0126
Additional Noninterest Income$267,0003,972
Total noninterest expense$2,529,0004,496
Salaries and employee benefits$1,561,0004,131
Premises and equipment expense$244,0005,554
Additional noninterest expense$724,0004,593
Pre-tax net operating income$1,452,0003,858
Securities gains (losses)$01,388
Applicable income taxes$68,0005,235
Income before extraordinary items$1,384,0003,378
Extraordinary gains, net$045
Net income$1,384,0003,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,474
Cash dividends$1,400,0001,526
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,384,0003,370
2006-06-30 (YTD Data)Rank
Total interest income$4,015,0004,111
Total interest expense$1,761,0003,705
Net interest income$2,254,0004,367
Provision for loan and lease losses$06,419
Total noninterest income$359,0004,285
Gross Fiduciary activities income$3,0001,300
Service charges on deposit accounts$203,0003,505
Trading account gains and fees$0126
Additional Noninterest Income$153,0004,278
Total noninterest expense$1,563,0004,757
Salaries and employee benefits$1,047,0004,134
Premises and equipment expense$161,0005,586
Additional noninterest expense$355,0005,569
Pre-tax net operating income$1,050,0003,690
Securities gains (losses)$01,185
Applicable income taxes$50,0005,228
Income before extraordinary items$1,000,0003,208
Extraordinary gains, net$039
Net income$1,000,0003,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,000,0003,202
2006-03-31 (YTD Data)Rank
Total interest income$1,923,0004,193
Total interest expense$826,0003,735
Net interest income$1,097,0004,441
Provision for loan and lease losses$06,013
Total noninterest income$169,0004,354
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$100,0003,481
Trading account gains and fees$0115
Additional Noninterest Income$69,0004,456
Total noninterest expense$790,0004,738
Salaries and employee benefits$531,0004,118
Premises and equipment expense$79,0005,661
Additional noninterest expense$180,0005,503
Pre-tax net operating income$476,0003,864
Securities gains (losses)$0955
Applicable income taxes$22,0005,279
Income before extraordinary items$454,0003,395
Extraordinary gains, net$021
Net income$454,0003,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,092
Cash dividends$400,0001,598
Sale, conversion, retirement of capital stock, net$0648
Net operating income$454,0003,372
2005-12-31 (YTD Data)Rank
Total interest income$6,933,0004,178
Total interest expense$2,445,0003,881
Net interest income$4,488,0004,265
Provision for loan and lease losses$165,0003,955
Total noninterest income$781,0004,104
Gross Fiduciary activities income$6,0001,363
Service charges on deposit accounts$466,0003,202
Trading account gains and fees$0138
Additional Noninterest Income$309,0004,269
Total noninterest expense$3,045,0004,721
Salaries and employee benefits$2,050,0004,059
Premises and equipment expense$321,0005,538
Additional noninterest expense$674,0005,704
Pre-tax net operating income$2,059,0003,612
Securities gains (losses)$-3,0007,152
Applicable income taxes$101,0005,363
Income before extraordinary items$1,955,0003,148
Extraordinary gains, net$046
Net income$1,955,0003,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,583
Cash dividends$1,400,0001,916
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,957,8503,105
2005-09-30 (YTD Data)Rank
Total interest income$5,065,0004,206
Total interest expense$1,740,0003,892
Net interest income$3,325,0004,317
Provision for loan and lease losses$120,0003,874
Total noninterest income$568,0004,189
Gross Fiduciary activities income$6,0001,295
Service charges on deposit accounts$348,0003,222
Trading account gains and fees$0126
Additional Noninterest Income$214,0004,453
Total noninterest expense$2,217,0004,785
Salaries and employee benefits$1,512,0004,068
Premises and equipment expense$203,0005,995
Additional noninterest expense$502,0005,685
Pre-tax net operating income$1,556,0003,647
Securities gains (losses)$-3,0007,524
Applicable income taxes$76,0005,483
Income before extraordinary items$1,477,0003,167
Extraordinary gains, net$035
Net income$1,477,0003,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$1,050,0001,715
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,479,8503,129
2005-06-30 (YTD Data)Rank
Total interest income$3,263,0004,234
Total interest expense$1,066,0003,958
Net interest income$2,197,0004,315
Provision for loan and lease losses$75,0003,815
Total noninterest income$337,0004,480
Gross Fiduciary activities income$6,0001,239
Service charges on deposit accounts$216,0003,326
Trading account gains and fees$0116
Additional Noninterest Income$115,0004,902
Total noninterest expense$1,467,0004,791
Salaries and employee benefits$1,008,0004,046
Premises and equipment expense$133,0006,041
Additional noninterest expense$326,0005,756
Pre-tax net operating income$992,0003,731
Securities gains (losses)$02,146
Applicable income taxes$49,0005,534
Income before extraordinary items$943,0003,232
Extraordinary gains, net$030
Net income$943,0003,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,257
Cash dividends$600,0001,914
Sale, conversion, retirement of capital stock, net$0643
Net operating income$943,0003,191
2005-03-31 (YTD Data)Rank
Total interest income$1,573,0004,327
Total interest expense$485,0004,106
Net interest income$1,088,0004,359
Provision for loan and lease losses$30,0003,913
Total noninterest income$166,0004,438
Gross Fiduciary activities income$6,0001,124
Service charges on deposit accounts$108,0003,268
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,105
Total noninterest expense$751,0004,741
Salaries and employee benefits$508,0004,045
Premises and equipment expense$67,0006,074
Additional noninterest expense$176,0005,487
Pre-tax net operating income$473,0003,825
Securities gains (losses)$01,685
Applicable income taxes$22,0005,594
Income before extraordinary items$451,0003,300
Extraordinary gains, net$024
Net income$451,0003,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,370
Cash dividends$175,0002,369
Sale, conversion, retirement of capital stock, net$0491
Net operating income$451,0003,261
2004-12-31 (YTD Data)Rank
Total interest income$6,196,0004,157
Total interest expense$1,861,0003,864
Net interest income$4,335,0004,235
Provision for loan and lease losses$20,0006,718
Total noninterest income$762,0004,184
Gross Fiduciary activities income$2,0001,487
Service charges on deposit accounts$385,0003,732
Trading account gains and fees$0138
Additional Noninterest Income$375,0003,827
Total noninterest expense$2,868,0004,809
Salaries and employee benefits$1,862,0004,228
Premises and equipment expense$270,0005,990
Additional noninterest expense$736,0005,360
Pre-tax net operating income$2,209,0003,285
Securities gains (losses)$29,0002,137
Applicable income taxes$108,0005,433
Income before extraordinary items$2,130,0002,770
Extraordinary gains, net$034
Net income$2,130,0002,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,623
Cash dividends$2,315,0001,207
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,102,4502,736
2004-09-30 (YTD Data)Rank
Total interest income$4,632,0004,155
Total interest expense$1,398,0003,814
Net interest income$3,234,0004,247
Provision for loan and lease losses$20,0006,311
Total noninterest income$502,0004,546
Gross Fiduciary activities income$2,0001,430
Service charges on deposit accounts$296,0003,697
Trading account gains and fees$0134
Additional Noninterest Income$204,0004,458
Total noninterest expense$2,088,0004,873
Salaries and employee benefits$1,396,0004,185
Premises and equipment expense$172,0006,401
Additional noninterest expense$520,0005,522
Pre-tax net operating income$1,628,0003,398
Securities gains (losses)$25,0002,158
Applicable income taxes$79,0005,602
Income before extraordinary items$1,574,0002,837
Extraordinary gains, net$026
Net income$1,574,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$1,815,0001,074
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,550,2502,803
2004-06-30 (YTD Data)Rank
Total interest income$3,053,0004,187
Total interest expense$932,0003,815
Net interest income$2,121,0004,301
Provision for loan and lease losses$20,0005,844
Total noninterest income$338,0004,505
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$200,0003,646
Trading account gains and fees$0130
Additional Noninterest Income$136,0004,504
Total noninterest expense$1,388,0004,912
Salaries and employee benefits$929,0004,214
Premises and equipment expense$107,0006,627
Additional noninterest expense$352,0005,498
Pre-tax net operating income$1,051,0003,424
Securities gains (losses)$1,0003,212
Applicable income taxes$49,0005,655
Income before extraordinary items$1,003,0002,930
Extraordinary gains, net$021
Net income$1,003,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,422
Cash dividends$1,315,000993
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,002,0502,847
2004-03-31 (YTD Data)Rank
Total interest income$1,513,0004,235
Total interest expense$472,0003,826
Net interest income$1,041,0004,361
Provision for loan and lease losses$20,0004,792
Total noninterest income$165,0004,531
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$102,0003,536
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$700,0004,921
Salaries and employee benefits$471,0004,199
Premises and equipment expense$56,0006,504
Additional noninterest expense$173,0005,550
Pre-tax net operating income$486,0003,601
Securities gains (losses)$02,934
Applicable income taxes$22,0005,705
Income before extraordinary items$464,0003,119
Extraordinary gains, net$016
Net income$464,0003,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,115
Cash dividends$335,0001,614
Sale, conversion, retirement of capital stock, net$0464
Net operating income$464,0003,001
2003-12-31 (YTD Data)Rank
Total interest income$6,432,0004,089
Total interest expense$2,197,0003,713
Net interest income$4,235,0004,182
Provision for loan and lease losses$275,0003,362
Total noninterest income$643,0004,784
Gross Fiduciary activities income$4,0001,466
Service charges on deposit accounts$316,0004,177
Trading account gains and fees$0160
Additional Noninterest Income$323,0004,356
Total noninterest expense$2,785,0004,850
Salaries and employee benefits$1,874,0004,134
Premises and equipment expense$223,0006,510
Additional noninterest expense$688,0005,553
Pre-tax net operating income$1,818,0003,612
Securities gains (losses)$04,500
Applicable income taxes$90,0005,823
Income before extraordinary items$1,728,0003,204
Extraordinary gains, net$054
Net income$1,728,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,908
Cash dividends$1,200,0002,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,728,0003,062
2003-09-30 (YTD Data)Rank
Total interest income$4,854,0004,110
Total interest expense$1,686,0003,757
Net interest income$3,168,0004,216
Provision for loan and lease losses$225,0003,052
Total noninterest income$468,0004,916
Gross Fiduciary activities income$4,0001,409
Service charges on deposit accounts$239,0004,180
Trading account gains and fees$0153
Additional Noninterest Income$225,0004,563
Total noninterest expense$2,034,0004,921
Salaries and employee benefits$1,399,0004,155
Premises and equipment expense$189,0006,143
Additional noninterest expense$446,0006,010
Pre-tax net operating income$1,377,0003,707
Securities gains (losses)$04,204
Applicable income taxes$70,0005,931
Income before extraordinary items$1,307,0003,270
Extraordinary gains, net$040
Net income$1,307,0003,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,738
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,307,0003,119
2003-06-30 (YTD Data)Rank
Total interest income$3,226,0004,166
Total interest expense$1,157,0003,785
Net interest income$2,069,0004,297
Provision for loan and lease losses$150,0003,000
Total noninterest income$316,0004,854
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$150,0004,294
Trading account gains and fees$0150
Additional Noninterest Income$165,0004,388
Total noninterest expense$1,351,0004,934
Salaries and employee benefits$932,0004,141
Premises and equipment expense$123,0006,193
Additional noninterest expense$296,0006,020
Pre-tax net operating income$884,0003,798
Securities gains (losses)$03,782
Applicable income taxes$45,0006,001
Income before extraordinary items$839,0003,379
Extraordinary gains, net$030
Net income$839,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$839,0003,202
2003-03-31 (YTD Data)Rank
Total interest income$1,587,0004,256
Total interest expense$602,0003,743
Net interest income$985,0004,451
Provision for loan and lease losses$75,0002,805
Total noninterest income$145,0004,974
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$75,0004,221
Trading account gains and fees$0134
Additional Noninterest Income$69,0004,643
Total noninterest expense$682,0004,890
Salaries and employee benefits$465,0004,124
Premises and equipment expense$66,0006,019
Additional noninterest expense$151,0005,912
Pre-tax net operating income$373,0004,215
Securities gains (losses)$02,891
Applicable income taxes$19,0006,113
Income before extraordinary items$354,0003,769
Extraordinary gains, net$021
Net income$354,0003,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$354,0003,595
2002-12-31 (YTD Data)Rank
Total interest income$6,952,0004,073
Total interest expense$2,882,0003,642
Net interest income$4,070,0004,293
Provision for loan and lease losses$465,0002,518
Total noninterest income$626,0004,616
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$340,0003,948
Trading account gains and fees$0153
Additional Noninterest Income$283,0004,374
Total noninterest expense$2,587,0004,965
Salaries and employee benefits$1,730,0004,214
Premises and equipment expense$275,0005,831
Additional noninterest expense$582,0006,045
Pre-tax net operating income$1,644,0003,870
Securities gains (losses)$04,537
Applicable income taxes$80,0006,164
Income before extraordinary items$1,564,0003,394
Extraordinary gains, net$070
Net income$1,564,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,477
Cash dividends$720,0002,833
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,564,0003,286
2001-12-31 (YTD Data)Rank
Total interest income$7,246,0004,317
Total interest expense$3,927,0003,861
Net interest income$3,319,0004,719
Provision for loan and lease losses$370,0002,780
Total noninterest income$584,0004,656
Gross Fiduciary activities income$8,0001,472
Service charges on deposit accounts$285,0004,290
Trading account gains and fees$0177
Additional Noninterest Income$291,0004,182
Total noninterest expense$2,330,0005,196
Salaries and employee benefits$1,525,0004,457
Premises and equipment expense$200,0006,791
Additional noninterest expense$605,0005,802
Pre-tax net operating income$1,203,0004,414
Securities gains (losses)$4,0004,008
Applicable income taxes$62,0006,510
Income before extraordinary items$1,145,0003,924
Extraordinary gains, net$0105
Net income$1,145,0003,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,400
Cash dividends$561,0003,264
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,141,2003,796
2000-12-31 (YTD Data)Rank
Total interest income$6,735,0004,727
Total interest expense$3,858,0004,091
Net interest income$2,877,0005,306
Provision for loan and lease losses$120,0004,828
Total noninterest income$544,0004,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$235,0004,684
Trading account gains and feesNANA
Additional Noninterest Income$309,0003,852
Total noninterest expense$2,276,0005,202
Salaries and employee benefits$1,442,0004,501
Premises and equipment expense$294,0005,492
Additional noninterest expense$540,0006,130
Pre-tax net operating income$1,025,0005,189
Securities gains (losses)$01,956
Applicable income taxes$83,0006,747
Income before extraordinary items$942,0004,552
Extraordinary gains, net$038
Net income$942,0004,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,170
Cash dividends$528,0003,454
Sale, conversion, retirement of capital stock, net$0969
Net operating income$942,0004,548
1999-12-31 (YTD Data)Rank
Total interest income$5,681,0005,125
Total interest expense$3,028,0004,562
Net interest income$2,653,0005,598
Provision for loan and lease losses$120,0004,720
Total noninterest income$935,0003,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0005,563
Trading account gains and feesNANA
Additional Noninterest Income$767,0002,217
Total noninterest expense$2,694,0004,606
Salaries and employee benefits$1,420,0004,538
Premises and equipment expense$291,0005,562
Additional noninterest expense$983,0004,072
Pre-tax net operating income$774,0006,026
Securities gains (losses)$2,0002,566
Applicable income taxes$66,0007,402
Income before extraordinary items$710,0005,415
Extraordinary gains, net$035
Net income$710,0005,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,193
Cash dividends$354,0004,180
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$708,1805,394
1998-12-31 (YTD Data)Rank
Total interest income$5,521,0005,282
Total interest expense$2,856,0004,892
Net interest income$2,665,0005,590
Provision for loan and lease losses$135,0004,381
Total noninterest income$703,0003,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,148
Trading account gains and feesNANA
Additional Noninterest Income$566,0002,750
Total noninterest expense$2,152,0005,305
Salaries and employee benefits$1,179,0005,135
Premises and equipment expense$120,0008,264
Additional noninterest expense$853,0004,461
Pre-tax net operating income$1,081,0005,189
Securities gains (losses)$04,449
Applicable income taxes$143,0006,938
Income before extraordinary items$938,0004,692
Extraordinary gains, net$032
Net income$938,0004,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,364
Cash dividends$506,0003,467
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$938,0004,607
1997-12-31 (YTD Data)Rank
Total interest income$5,201,0005,639
Total interest expense$2,612,0005,244
Net interest income$2,589,0005,909
Provision for loan and lease losses$75,0005,767
Total noninterest income$176,0008,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0006,257
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,280
Total noninterest expense$1,716,0006,249
Salaries and employee benefits$1,092,0005,511
Premises and equipment expense$184,0007,131
Additional noninterest expense$440,0007,015
Pre-tax net operating income$974,0005,916
Securities gains (losses)$-9,0009,978
Applicable income taxes$315,0005,588
Income before extraordinary items$650,0006,117
Extraordinary gains, net$044
Net income$650,0006,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,883
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$656,0306,040
1996-12-31 (YTD Data)Rank
Total interest income$4,898,0006,036
Total interest expense$2,448,0005,599
Net interest income$2,450,0006,278
Provision for loan and lease losses$75,0005,702
Total noninterest income$158,0008,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,752
Trading account gains and feesNANA
Additional Noninterest Income$23,00010,237
Total noninterest expense$1,787,0006,417
Salaries and employee benefits$1,163,0005,345
Premises and equipment expense$137,0008,364
Additional noninterest expense$487,0007,162
Pre-tax net operating income$746,0006,721
Securities gains (losses)$04,148
Applicable income taxes$196,0007,198
Income before extraordinary items$550,0006,559
Extraordinary gains, net$053
Net income$550,0006,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,891
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$550,0006,495
1995-12-31 (YTD Data)Rank
Total interest income$4,712,0006,226
Total interest expense$2,381,0005,768
Net interest income$2,331,0006,617
Provision for loan and lease losses$23,0007,541
Total noninterest income$174,0008,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0006,882
Trading account gains and feesNANA
Additional Noninterest Income$34,00010,029
Total noninterest expense$1,730,0006,654
Salaries and employee benefits$1,121,0005,519
Premises and equipment expense$168,0007,858
Additional noninterest expense$441,0007,787
Pre-tax net operating income$752,0007,048
Securities gains (losses)$-3,0009,402
Applicable income taxes$209,0007,275
Income before extraordinary items$540,0006,959
Extraordinary gains, net$065
Net income$540,0006,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,621
Cash dividends$60,0007,552
Sale, conversion, retirement of capital stock, net$0809
Net operating income$542,1606,930
1994-12-31 (YTD Data)Rank
Total interest income$4,171,0006,498
Total interest expense$1,809,0006,045
Net interest income$2,362,0006,733
Provision for loan and lease losses$70,0005,310
Total noninterest income$166,0009,388
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$25,00011,111
Total noninterest expense$1,696,0007,003
Salaries and employee benefits$1,046,0005,870
Premises and equipment expense$194,0007,568
Additional noninterest expense$456,0008,269
Pre-tax net operating income$762,0007,069
Securities gains (losses)$03,600
Applicable income taxes$224,0006,953
Income before extraordinary items$538,0007,020
Extraordinary gains, net$0249
Net income$538,0007,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$538,0007,066
1993-12-31 (YTD Data)Rank
Total interest income$4,147,0006,698
Total interest expense$1,932,0006,004
Net interest income$2,215,0007,148
Provision for loan and lease losses$43,0007,841
Total noninterest income$188,0009,451
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0007,532
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,758
Total noninterest expense$1,648,0007,360
Salaries and employee benefits$1,000,0006,136
Premises and equipment expense$207,0007,543
Additional noninterest expense$441,0008,808
Pre-tax net operating income$712,0007,297
Securities gains (losses)$106,0002,422
Applicable income taxes$234,0007,024
Income before extraordinary items$584,0006,906
Extraordinary gains, net$03,149
Net income$584,0007,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$40,0008,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$508,7407,231
1992-12-31 (YTD Data)Rank
Total interest income$4,356,0007,066
Total interest expense$2,352,0006,280
Net interest income$2,004,0007,751
Provision for loan and lease losses$8,00011,328
Total noninterest income$170,00010,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0007,617
Trading account gains and feesNANA
Additional Noninterest Income$38,00011,181
Total noninterest expense$1,615,0007,522
Salaries and employee benefits$952,0006,309
Premises and equipment expense$185,0008,187
Additional noninterest expense$478,0008,661
Pre-tax net operating income$551,0008,064
Securities gains (losses)$67,0003,651
Applicable income taxes$174,0008,098
Income before extraordinary items$444,0007,792
Extraordinary gains, net$01,422
Net income$444,0007,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,00013,727
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$395,7607,906

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.