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Farmers Trust and Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,570,0001,506
Total interest expense$13,402,0001,068
Net interest income$14,168,0001,898
Provision for loan and lease losses$03,275
Total noninterest income$847,0002,930
Gross Fiduciary activities income$0981
Service charges on deposit accounts$232,0002,507
Trading account gains and feesNANA
Additional Noninterest Income$615,0002,771
Total noninterest expense$9,217,0002,137
Salaries and employee benefits$4,981,0002,199
Premises and equipment expense$730,0002,438
Additional noninterest expense$615,0002,771
Pre-tax net operating income$5,798,0001,761
Securities gains (losses)$11,000751
Applicable income taxes$204,0002,437
Income before extraordinary items$5,605,0001,593
Extraordinary gains, net$054
Net income$5,605,0001,613
Minority interest net income$088
Net income of bank and minority interests.$5,605,0001,596
Net charge-offs$-509,0004,534
Cash dividends$2,867,0001,241
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,594,4401,629
2023-09-30 (YTD Data)Rank
Total interest income$20,159,0001,499
Total interest expense$8,922,0001,074
Net interest income$11,237,0001,823
Provision for loan and lease losses$03,085
Total noninterest income$617,0002,959
Gross Fiduciary activities income$0950
Service charges on deposit accounts$169,0002,553
Trading account gains and feesNANA
Additional Noninterest Income$448,0002,791
Total noninterest expense$7,017,0002,114
Salaries and employee benefits$3,927,0002,122
Premises and equipment expense$539,0002,461
Additional noninterest expense$448,0002,790
Pre-tax net operating income$4,837,0001,689
Securities gains (losses)$-2,0003,320
Applicable income taxes$221,0002,295
Income before extraordinary items$4,614,0001,553
Extraordinary gains, net$052
Net income$4,614,0001,567
Minority interest net income$081
Net income of bank and minority interests.$4,614,0001,553
Net charge-offs$-309,0004,520
Cash dividends$2,439,0001,036
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,615,9001,576
2023-06-30 (YTD Data)Rank
Total interest income$13,110,0001,498
Total interest expense$5,263,0001,079
Net interest income$7,847,0001,774
Provision for loan and lease losses$02,940
Total noninterest income$396,0002,963
Gross Fiduciary activities income$0931
Service charges on deposit accounts$110,0002,575
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,803
Total noninterest expense$4,652,0002,116
Salaries and employee benefits$2,624,0002,114
Premises and equipment expense$357,0002,455
Additional noninterest expense$286,0002,797
Pre-tax net operating income$3,591,0001,562
Securities gains (losses)$-7,0003,750
Applicable income taxes$162,0002,268
Income before extraordinary items$3,422,0001,419
Extraordinary gains, net$051
Net income$3,422,0001,435
Minority interest net income$081
Net income of bank and minority interests.$3,422,0001,419
Net charge-offs$-303,0004,576
Cash dividends$1,453,0001,120
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,428,6501,424
2023-03-31 (YTD Data)Rank
Total interest income$6,680,0001,450
Total interest expense$2,372,0001,050
Net interest income$4,308,0001,666
Provision for loan and lease losses$02,612
Total noninterest income$185,0003,037
Gross Fiduciary activities income$0913
Service charges on deposit accounts$55,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$130,0002,887
Total noninterest expense$2,317,0002,148
Salaries and employee benefits$1,348,0002,113
Premises and equipment expense$191,0002,416
Additional noninterest expense$130,0002,887
Pre-tax net operating income$2,176,0001,377
Securities gains (losses)$7,000681
Applicable income taxes$98,0002,154
Income before extraordinary items$2,085,0001,240
Extraordinary gains, net$04
Net income$2,085,0001,240
Minority interest net income$048
Net income of bank and minority interests.$2,085,0001,240
Net charge-offs$-237,0004,614
Cash dividends$730,0001,008
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,078,2801,270
2022-12-31 (YTD Data)Rank
Total interest income$19,603,0001,610
Total interest expense$3,658,000997
Net interest income$15,945,0001,711
Provision for loan and lease losses$50,0002,541
Total noninterest income$882,0002,960
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$213,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,763
Total noninterest expense$8,644,0002,198
Salaries and employee benefits$4,825,0002,234
Premises and equipment expense$703,0002,487
Additional noninterest expense$669,0002,763
Pre-tax net operating income$8,133,0001,467
Securities gains (losses)$8,000463
Applicable income taxes$319,0002,367
Income before extraordinary items$7,822,0001,330
Extraordinary gains, net$05
Net income$7,822,0001,330
Minority interest net income$063
Net income of bank and minority interests.$7,822,0001,330
Net charge-offs$170,0001,001
Cash dividends$4,155,000900
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,814,3201,348
2022-09-30 (YTD Data)Rank
Total interest income$13,625,0001,652
Total interest expense$1,885,0001,066
Net interest income$11,740,0001,717
Provision for loan and lease losses$50,0002,233
Total noninterest income$677,0002,962
Gross Fiduciary activities income$0968
Service charges on deposit accounts$155,0002,732
Trading account gains and feesNANA
Additional Noninterest Income$522,0002,755
Total noninterest expense$6,388,0002,207
Salaries and employee benefits$3,653,0002,222
Premises and equipment expense$502,0002,551
Additional noninterest expense$522,0002,755
Pre-tax net operating income$5,979,0001,491
Securities gains (losses)$7,000491
Applicable income taxes$281,0002,263
Income before extraordinary items$5,705,0001,336
Extraordinary gains, net$04
Net income$5,705,0001,335
Minority interest net income$057
Net income of bank and minority interests.$5,705,0001,336
Net charge-offs$58,0001,149
Cash dividends$2,596,000935
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,698,3501,368
2022-06-30 (YTD Data)Rank
Total interest income$8,607,0001,677
Total interest expense$999,0001,136
Net interest income$7,608,0001,725
Provision for loan and lease losses$50,0001,907
Total noninterest income$449,0002,957
Gross Fiduciary activities income$0925
Service charges on deposit accounts$97,0002,810
Trading account gains and feesNANA
Additional Noninterest Income$352,0002,782
Total noninterest expense$4,205,0002,210
Salaries and employee benefits$2,442,0002,212
Premises and equipment expense$341,0002,538
Additional noninterest expense$1,422,0002,077
Pre-tax net operating income$3,802,0001,466
Securities gains (losses)$7,000442
Applicable income taxes$177,0002,226
Income before extraordinary items$3,632,0001,313
Extraordinary gains, net$04
Net income$3,632,0001,312
Minority interest net income$060
Net income of bank and minority interests.$3,632,0001,313
Net charge-offs$61,000888
Cash dividends$1,717,000952
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,625,3501,346
2022-03-31 (YTD Data)Rank
Total interest income$4,275,0001,635
Total interest expense$436,0001,240
Net interest income$3,839,0001,675
Provision for loan and lease losses$02,285
Total noninterest income$204,0003,029
Gross Fiduciary activities income$0892
Service charges on deposit accounts$46,0002,846
Trading account gains and feesNANA
Additional Noninterest Income$158,0002,842
Total noninterest expense$2,098,0002,212
Salaries and employee benefits$1,252,0002,173
Premises and equipment expense$178,0002,486
Additional noninterest expense$668,0002,146
Pre-tax net operating income$1,945,0001,373
Securities gains (losses)$17,000316
Applicable income taxes$91,0002,118
Income before extraordinary items$1,871,0001,252
Extraordinary gains, net$04
Net income$1,871,0001,252
Minority interest net income$050
Net income of bank and minority interests.$1,871,0001,252
Net charge-offs$-3,0003,434
Cash dividends$881,000847
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,854,8501,274
2021-12-31 (YTD Data)Rank
Total interest income$17,744,0001,630
Total interest expense$1,984,0001,339
Net interest income$15,760,0001,664
Provision for loan and lease losses$700,000795
Total noninterest income$1,006,0002,970
Gross Fiduciary activities income$0994
Service charges on deposit accounts$174,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$832,0002,794
Total noninterest expense$9,127,0002,093
Salaries and employee benefits$5,470,0002,059
Premises and equipment expense$785,0002,337
Additional noninterest expense$2,872,0002,041
Pre-tax net operating income$6,939,0001,649
Securities gains (losses)$55,0001,082
Applicable income taxes$240,0002,610
Income before extraordinary items$6,754,0001,544
Extraordinary gains, net$010
Net income$6,754,0001,544
Minority interest net income$074
Net income of bank and minority interests.$6,754,0001,544
Net charge-offs$690,000524
Cash dividends$2,926,0001,209
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,700,6501,521
2021-09-30 (YTD Data)Rank
Total interest income$13,296,0001,667
Total interest expense$1,551,0001,358
Net interest income$11,745,0001,696
Provision for loan and lease losses$650,000656
Total noninterest income$769,0002,983
Gross Fiduciary activities income$0957
Service charges on deposit accounts$124,0002,926
Trading account gains and feesNANA
Additional Noninterest Income$645,0002,799
Total noninterest expense$6,869,0002,108
Salaries and employee benefits$4,131,0002,051
Premises and equipment expense$561,0002,437
Additional noninterest expense$2,177,0002,036
Pre-tax net operating income$4,995,0001,763
Securities gains (losses)$55,0001,023
Applicable income taxes$252,0002,431
Income before extraordinary items$4,798,0001,656
Extraordinary gains, net$08
Net income$4,798,0001,655
Minority interest net income$069
Net income of bank and minority interests.$4,798,0001,656
Net charge-offs$-17,0003,826
Cash dividends$1,963,0001,183
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,745,7501,641
2021-06-30 (YTD Data)Rank
Total interest income$9,009,0001,631
Total interest expense$1,114,0001,341
Net interest income$7,895,0001,670
Provision for loan and lease losses$600,000497
Total noninterest income$506,0002,990
Gross Fiduciary activities income$0951
Service charges on deposit accounts$79,0002,930
Trading account gains and feesNANA
Additional Noninterest Income$427,0002,784
Total noninterest expense$4,478,0002,129
Salaries and employee benefits$2,637,0002,107
Premises and equipment expense$356,0002,498
Additional noninterest expense$1,485,0001,986
Pre-tax net operating income$3,323,0001,724
Securities gains (losses)$55,000854
Applicable income taxes$169,0002,415
Income before extraordinary items$3,209,0001,631
Extraordinary gains, net$06
Net income$3,209,0001,631
Minority interest net income$067
Net income of bank and minority interests.$3,209,0001,631
Net charge-offs$-12,0003,873
Cash dividends$1,159,0001,265
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,156,7501,621
2021-03-31 (YTD Data)Rank
Total interest income$4,627,0001,604
Total interest expense$592,0001,325
Net interest income$4,035,0001,632
Provision for loan and lease losses$300,000548
Total noninterest income$262,0002,929
Gross Fiduciary activities income$0922
Service charges on deposit accounts$39,0002,924
Trading account gains and feesNANA
Additional Noninterest Income$223,0002,739
Total noninterest expense$2,276,0002,085
Salaries and employee benefits$1,336,0002,075
Premises and equipment expense$170,0002,585
Additional noninterest expense$770,0001,887
Pre-tax net operating income$1,721,0001,691
Securities gains (losses)$53,000643
Applicable income taxes$89,0002,363
Income before extraordinary items$1,685,0001,587
Extraordinary gains, net$03
Net income$1,685,0001,587
Minority interest net income$055
Net income of bank and minority interests.$1,685,0001,587
Net charge-offs$-6,0003,842
Cash dividends$354,0001,441
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,634,6501,585
2020-12-31 (YTD Data)Rank
Total interest income$19,236,0001,550
Total interest expense$3,736,0001,238
Net interest income$15,500,0001,605
Provision for loan and lease losses$2,580,000891
Total noninterest income$1,033,0002,829
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$190,0002,828
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,644
Total noninterest expense$8,447,0002,180
Salaries and employee benefits$5,074,0002,139
Premises and equipment expense$576,0002,819
Additional noninterest expense$2,797,0002,032
Pre-tax net operating income$5,506,0001,659
Securities gains (losses)$11,0002,286
Applicable income taxes$210,0002,529
Income before extraordinary items$5,307,0001,559
Extraordinary gains, net$04
Net income$5,307,0001,559
Minority interest net income$072
Net income of bank and minority interests.$5,307,0001,559
Net charge-offs$996,000651
Cash dividends$3,466,0001,007
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,296,4401,526
2020-09-30 (YTD Data)Rank
Total interest income$14,976,0001,504
Total interest expense$3,006,0001,235
Net interest income$11,970,0001,554
Provision for loan and lease losses$1,880,000919
Total noninterest income$794,0002,782
Gross Fiduciary activities income$0981
Service charges on deposit accounts$145,0002,830
Trading account gains and feesNANA
Additional Noninterest Income$649,0002,588
Total noninterest expense$6,382,0002,162
Salaries and employee benefits$3,860,0002,092
Premises and equipment expense$379,0003,046
Additional noninterest expense$2,143,0001,967
Pre-tax net operating income$4,502,0001,527
Securities gains (losses)$11,0002,100
Applicable income taxes$226,0002,301
Income before extraordinary items$4,287,0001,433
Extraordinary gains, net$04
Net income$4,287,0001,434
Minority interest net income$065
Net income of bank and minority interests.$4,287,0001,434
Net charge-offs$6,0002,872
Cash dividends$2,606,000885
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,276,5501,393
2020-06-30 (YTD Data)Rank
Total interest income$10,201,0001,486
Total interest expense$2,191,0001,218
Net interest income$8,010,0001,541
Provision for loan and lease losses$1,280,000930
Total noninterest income$515,0002,777
Gross Fiduciary activities income$0970
Service charges on deposit accounts$98,0002,851
Trading account gains and feesNANA
Additional Noninterest Income$417,0002,569
Total noninterest expense$4,156,0002,198
Salaries and employee benefits$2,488,0002,136
Premises and equipment expense$252,0003,043
Additional noninterest expense$1,416,0001,978
Pre-tax net operating income$3,089,0001,411
Securities gains (losses)$11,0001,847
Applicable income taxes$155,0002,250
Income before extraordinary items$2,945,0001,330
Extraordinary gains, net$04
Net income$2,945,0001,330
Minority interest net income$065
Net income of bank and minority interests.$2,945,0001,330
Net charge-offs$2,0002,854
Cash dividends$1,745,000899
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,934,5501,299
2020-03-31 (YTD Data)Rank
Total interest income$4,974,0001,524
Total interest expense$1,256,0001,182
Net interest income$3,718,0001,608
Provision for loan and lease losses$375,0001,053
Total noninterest income$227,0002,861
Gross Fiduciary activities income$0941
Service charges on deposit accounts$59,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$168,0002,642
Total noninterest expense$2,122,0002,188
Salaries and employee benefits$1,285,0002,112
Premises and equipment expense$109,0003,291
Additional noninterest expense$728,0001,971
Pre-tax net operating income$1,448,0001,358
Securities gains (losses)$11,0001,304
Applicable income taxes$73,0002,165
Income before extraordinary items$1,386,0001,274
Extraordinary gains, net$04
Net income$1,386,0001,273
Minority interest net income$056
Net income of bank and minority interests.$1,386,0001,274
Net charge-offs$11,0001,834
Cash dividends$986,000847
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,375,5501,253
2019-12-31 (YTD Data)Rank
Total interest income$19,783,0001,532
Total interest expense$5,906,0001,071
Net interest income$13,877,0001,719
Provision for loan and lease losses$1,108,000848
Total noninterest income$962,0002,880
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$237,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$725,0002,606
Total noninterest expense$7,780,0002,286
Salaries and employee benefits$4,778,0002,173
Premises and equipment expense$392,0003,512
Additional noninterest expense$2,610,0002,149
Pre-tax net operating income$5,951,0001,544
Securities gains (losses)$1,0002,288
Applicable income taxes$239,0002,511
Income before extraordinary items$5,713,0001,435
Extraordinary gains, net$011
Net income$5,713,0001,437
Minority interest net income$076
Net income of bank and minority interests.$5,713,0001,437
Net charge-offs$521,0001,003
Cash dividends$3,335,0001,107
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,712,0401,404
2019-09-30 (YTD Data)Rank
Total interest income$14,728,0001,558
Total interest expense$4,495,0001,062
Net interest income$10,233,0001,765
Provision for loan and lease losses$940,000714
Total noninterest income$692,0002,940
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$173,0003,027
Trading account gains and feesNANA
Additional Noninterest Income$519,0002,702
Total noninterest expense$5,824,0002,298
Salaries and employee benefits$3,571,0002,188
Premises and equipment expense$294,0003,533
Additional noninterest expense$1,959,0002,146
Pre-tax net operating income$4,161,0001,668
Securities gains (losses)$02,167
Applicable income taxes$208,0002,475
Income before extraordinary items$3,953,0001,564
Extraordinary gains, net$011
Net income$3,953,0001,566
Minority interest net income$072
Net income of bank and minority interests.$3,953,0001,566
Net charge-offs$-3,0004,153
Cash dividends$2,481,0001,021
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,953,0001,535
2019-06-30 (YTD Data)Rank
Total interest income$9,654,0001,579
Total interest expense$2,972,0001,059
Net interest income$6,682,0001,803
Provision for loan and lease losses$715,000640
Total noninterest income$446,0002,952
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$114,0003,034
Trading account gains and feesNANA
Additional Noninterest Income$332,0002,713
Total noninterest expense$3,871,0002,317
Salaries and employee benefits$2,402,0002,185
Premises and equipment expense$200,0003,512
Additional noninterest expense$1,269,0002,202
Pre-tax net operating income$2,542,0001,769
Securities gains (losses)$01,702
Applicable income taxes$127,0002,512
Income before extraordinary items$2,415,0001,649
Extraordinary gains, net$011
Net income$2,415,0001,649
Minority interest net income$069
Net income of bank and minority interests.$2,415,0001,649
Net charge-offs$6,0002,766
Cash dividends$1,578,0001,058
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,415,0001,622
2019-03-31 (YTD Data)Rank
Total interest income$4,734,0001,597
Total interest expense$1,457,0001,048
Net interest income$3,277,0001,838
Provision for loan and lease losses$420,000540
Total noninterest income$197,0003,069
Gross Fiduciary activities income$0972
Service charges on deposit accounts$55,0003,093
Trading account gains and feesNANA
Additional Noninterest Income$142,0002,812
Total noninterest expense$1,952,0002,312
Salaries and employee benefits$1,222,0002,166
Premises and equipment expense$97,0003,596
Additional noninterest expense$633,0002,202
Pre-tax net operating income$1,102,0001,928
Securities gains (losses)$-6,0005,035
Applicable income taxes$55,0002,568
Income before extraordinary items$1,041,0001,811
Extraordinary gains, net$05
Net income$1,041,0001,809
Minority interest net income$052
Net income of bank and minority interests.$1,041,0001,810
Net charge-offs$3,0002,375
Cash dividends$794,000988
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,046,7001,788
2018-12-31 (YTD Data)Rank
Total interest income$17,216,0001,652
Total interest expense$4,378,0001,044
Net interest income$12,838,0001,836
Provision for loan and lease losses$465,0001,522
Total noninterest income$914,0002,974
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$240,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,692
Total noninterest expense$7,415,0002,377
Salaries and employee benefits$4,504,0002,266
Premises and equipment expense$414,0003,463
Additional noninterest expense$2,497,0002,223
Pre-tax net operating income$5,872,0001,542
Securities gains (losses)$01,125
Applicable income taxes$247,0002,544
Income before extraordinary items$5,625,0001,434
Extraordinary gains, net$06
Net income$5,625,0001,434
Minority interest net income$072
Net income of bank and minority interests.$5,625,0001,433
Net charge-offs$588,000857
Cash dividends$2,822,0001,142
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,625,0001,426
2018-09-30 (YTD Data)Rank
Total interest income$12,595,0001,672
Total interest expense$3,055,0001,052
Net interest income$9,540,0001,852
Provision for loan and lease losses$315,0001,521
Total noninterest income$670,0003,036
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$179,0003,112
Trading account gains and feesNANA
Additional Noninterest Income$491,0002,779
Total noninterest expense$5,492,0002,402
Salaries and employee benefits$3,386,0002,263
Premises and equipment expense$330,0003,419
Additional noninterest expense$1,776,0002,307
Pre-tax net operating income$4,403,0001,554
Securities gains (losses)$01,118
Applicable income taxes$221,0002,467
Income before extraordinary items$4,182,0001,453
Extraordinary gains, net$05
Net income$4,182,0001,452
Minority interest net income$066
Net income of bank and minority interests.$4,182,0001,452
Net charge-offs$398,000825
Cash dividends$2,433,000915
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,182,0001,437
2018-06-30 (YTD Data)Rank
Total interest income$8,171,0001,697
Total interest expense$1,902,0001,054
Net interest income$6,269,0001,875
Provision for loan and lease losses$100,0002,173
Total noninterest income$441,0003,063
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$117,0003,124
Trading account gains and feesNANA
Additional Noninterest Income$324,0002,797
Total noninterest expense$3,646,0002,418
Salaries and employee benefits$2,258,0002,267
Premises and equipment expense$223,0003,417
Additional noninterest expense$1,165,0002,350
Pre-tax net operating income$2,964,0001,528
Securities gains (losses)$0961
Applicable income taxes$149,0002,425
Income before extraordinary items$2,815,0001,415
Extraordinary gains, net$06
Net income$2,815,0001,414
Minority interest net income$065
Net income of bank and minority interests.$2,815,0001,414
Net charge-offs$389,000615
Cash dividends$1,632,000895
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,815,0001,404
2018-03-31 (YTD Data)Rank
Total interest income$3,878,0001,763
Total interest expense$876,0001,082
Net interest income$3,002,0001,942
Provision for loan and lease losses$25,0002,657
Total noninterest income$194,0003,220
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$58,0003,164
Trading account gains and feesNANA
Additional Noninterest Income$136,0002,959
Total noninterest expense$1,820,0002,439
Salaries and employee benefits$1,140,0002,274
Premises and equipment expense$108,0003,514
Additional noninterest expense$572,0002,378
Pre-tax net operating income$1,351,0001,617
Securities gains (losses)$0735
Applicable income taxes$68,0002,474
Income before extraordinary items$1,283,0001,501
Extraordinary gains, net$07
Net income$1,283,0001,501
Minority interest net income$052
Net income of bank and minority interests.$1,283,0001,501
Net charge-offs$13,0001,854
Cash dividends$823,000834
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,283,0001,491
2017-12-31 (YTD Data)Rank
Total interest income$14,648,0001,811
Total interest expense$2,712,0001,188
Net interest income$11,936,0001,918
Provision for loan and lease losses$780,0001,068
Total noninterest income$1,042,0002,890
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$216,0003,351
Trading account gains and feesNANA
Additional Noninterest Income$826,0002,539
Total noninterest expense$6,757,0002,568
Salaries and employee benefits$4,112,0002,427
Premises and equipment expense$403,0003,636
Additional noninterest expense$2,242,0002,453
Pre-tax net operating income$5,441,0001,596
Securities gains (losses)$44,000951
Applicable income taxes$173,0003,040
Income before extraordinary items$5,312,0001,283
Extraordinary gains, net$09
Net income$5,312,0001,283
Minority interest net income$076
Net income of bank and minority interests.$5,312,0001,283
Net charge-offs$13,0003,596
Cash dividends$3,573,000897
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,269,3201,282
2017-09-30 (YTD Data)Rank
Total interest income$10,821,0001,833
Total interest expense$1,938,0001,227
Net interest income$8,883,0001,939
Provision for loan and lease losses$680,000941
Total noninterest income$762,0002,941
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$162,0003,370
Trading account gains and feesNANA
Additional Noninterest Income$600,0002,585
Total noninterest expense$4,983,0002,601
Salaries and employee benefits$3,121,0002,412
Premises and equipment expense$254,0004,009
Additional noninterest expense$1,608,0002,540
Pre-tax net operating income$3,982,0001,644
Securities gains (losses)$43,000945
Applicable income taxes$202,0002,755
Income before extraordinary items$3,823,0001,428
Extraordinary gains, net$09
Net income$3,823,0001,426
Minority interest net income$071
Net income of bank and minority interests.$3,823,0001,428
Net charge-offs$15,0003,108
Cash dividends$3,020,000753
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,782,1501,422
2017-06-30 (YTD Data)Rank
Total interest income$7,031,0001,855
Total interest expense$1,212,0001,262
Net interest income$5,819,0001,958
Provision for loan and lease losses$180,0001,642
Total noninterest income$481,0003,021
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$104,0003,429
Trading account gains and feesNANA
Additional Noninterest Income$377,0002,665
Total noninterest expense$3,246,0002,652
Salaries and employee benefits$2,085,0002,424
Premises and equipment expense$166,0004,056
Additional noninterest expense$995,0002,682
Pre-tax net operating income$2,874,0001,512
Securities gains (losses)$44,000690
Applicable income taxes$147,0002,681
Income before extraordinary items$2,771,0001,325
Extraordinary gains, net$011
Net income$2,771,0001,324
Minority interest net income$071
Net income of bank and minority interests.$2,771,0001,325
Net charge-offs$8,0002,974
Cash dividends$2,059,000740
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,729,2001,324
2017-03-31 (YTD Data)Rank
Total interest income$3,460,0001,877
Total interest expense$545,0001,366
Net interest income$2,915,0001,940
Provision for loan and lease losses$40,0002,253
Total noninterest income$247,0002,978
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$55,0003,369
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,628
Total noninterest expense$1,624,0002,679
Salaries and employee benefits$1,058,0002,430
Premises and equipment expense$86,0004,023
Additional noninterest expense$480,0002,754
Pre-tax net operating income$1,498,0001,443
Securities gains (losses)$01,153
Applicable income taxes$75,0002,644
Income before extraordinary items$1,423,0001,278
Extraordinary gains, net$08
Net income$1,423,0001,278
Minority interest net income$055
Net income of bank and minority interests.$1,423,0001,278
Net charge-offs$-10,0004,993
Cash dividends$982,000756
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,423,0001,259
2016-12-31 (YTD Data)Rank
Total interest income$13,327,0001,894
Total interest expense$1,844,0001,515
Net interest income$11,483,0001,941
Provision for loan and lease losses$250,0002,175
Total noninterest income$1,186,0002,783
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$230,0003,391
Trading account gains and fees$0170
Additional Noninterest Income$956,0002,443
Total noninterest expense$6,703,0002,645
Salaries and employee benefits$3,950,0002,523
Premises and equipment expense$327,0004,159
Additional noninterest expense$2,426,0002,372
Pre-tax net operating income$5,716,0001,455
Securities gains (losses)$9,0002,705
Applicable income taxes$243,0002,796
Income before extraordinary items$5,482,0001,286
Extraordinary gains, net$05
Net income$5,482,0001,285
Minority interest net income$082
Net income of bank and minority interests.$5,482,0001,285
Net charge-offs$165,0002,137
Cash dividends$3,933,000830
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,473,3601,259
2016-09-30 (YTD Data)Rank
Total interest income$9,912,0001,914
Total interest expense$1,352,0001,546
Net interest income$8,560,0001,957
Provision for loan and lease losses$175,0002,207
Total noninterest income$912,0002,763
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$173,0003,411
Trading account gains and fees$0169
Additional Noninterest Income$739,0002,427
Total noninterest expense$4,994,0002,644
Salaries and employee benefits$3,017,0002,470
Premises and equipment expense$269,0004,002
Additional noninterest expense$1,708,0002,501
Pre-tax net operating income$4,303,0001,469
Securities gains (losses)$9,0002,624
Applicable income taxes$216,0002,754
Income before extraordinary items$4,096,0001,307
Extraordinary gains, net$05
Net income$4,096,0001,306
Minority interest net income$071
Net income of bank and minority interests.$4,096,0001,307
Net charge-offs$169,0001,590
Cash dividends$3,032,000745
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,087,4501,272
2016-06-30 (YTD Data)Rank
Total interest income$6,526,0001,937
Total interest expense$889,0001,563
Net interest income$5,637,0001,983
Provision for loan and lease losses$150,0001,887
Total noninterest income$567,0002,836
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$114,0003,417
Trading account gains and fees$0157
Additional Noninterest Income$453,0002,502
Total noninterest expense$3,339,0002,648
Salaries and employee benefits$2,023,0002,481
Premises and equipment expense$181,0004,005
Additional noninterest expense$1,135,0002,514
Pre-tax net operating income$2,715,0001,527
Securities gains (losses)$9,0002,280
Applicable income taxes$137,0002,777
Income before extraordinary items$2,587,0001,367
Extraordinary gains, net$016
Net income$2,587,0001,366
Minority interest net income$071
Net income of bank and minority interests.$2,587,0001,367
Net charge-offs$80,0001,820
Cash dividends$1,958,000786
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,578,4501,324
2016-03-31 (YTD Data)Rank
Total interest income$3,202,0001,969
Total interest expense$437,0001,581
Net interest income$2,765,0002,018
Provision for loan and lease losses$75,0001,741
Total noninterest income$266,0002,911
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$56,0003,440
Trading account gains and fees$0142
Additional Noninterest Income$210,0002,557
Total noninterest expense$1,608,0002,730
Salaries and employee benefits$1,009,0002,498
Premises and equipment expense$93,0003,976
Additional noninterest expense$506,0002,750
Pre-tax net operating income$1,348,0001,510
Securities gains (losses)$02,077
Applicable income taxes$68,0002,770
Income before extraordinary items$1,280,0001,341
Extraordinary gains, net$012
Net income$1,280,0001,340
Minority interest net income$062
Net income of bank and minority interests.$1,280,0001,342
Net charge-offs$59,0001,329
Cash dividends$983,000766
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,280,0001,302
2015-12-31 (YTD Data)Rank
Total interest income$12,374,0001,978
Total interest expense$1,500,0001,776
Net interest income$10,874,0001,988
Provision for loan and lease losses$770,0001,001
Total noninterest income$821,0003,401
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$222,0003,557
Trading account gains and fees$0159
Additional Noninterest Income$599,0003,039
Total noninterest expense$6,276,0002,771
Salaries and employee benefits$3,693,0002,632
Premises and equipment expense$384,0003,991
Additional noninterest expense$2,199,0002,588
Pre-tax net operating income$4,649,0001,677
Securities gains (losses)$304,000545
Applicable income taxes$209,0002,914
Income before extraordinary items$4,744,0001,408
Extraordinary gains, net$023
Net income$4,744,0001,408
Minority interest net income$081
Net income of bank and minority interests.$4,744,0001,408
Net charge-offs$158,0002,202
Cash dividends$2,886,0001,017
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,452,1601,460
2015-09-30 (YTD Data)Rank
Total interest income$9,062,0002,030
Total interest expense$1,092,0001,839
Net interest income$7,970,0002,035
Provision for loan and lease losses$620,000875
Total noninterest income$554,0003,578
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$161,0003,625
Trading account gains and fees$0153
Additional Noninterest Income$393,0003,245
Total noninterest expense$4,535,0002,860
Salaries and employee benefits$2,746,0002,654
Premises and equipment expense$297,0003,973
Additional noninterest expense$1,492,0002,801
Pre-tax net operating income$3,369,0001,740
Securities gains (losses)$300,000476
Applicable income taxes$184,0002,889
Income before extraordinary items$3,485,0001,452
Extraordinary gains, net$021
Net income$3,485,0001,453
Minority interest net income$078
Net income of bank and minority interests.$3,485,0001,453
Net charge-offs$131,0001,927
Cash dividends$1,686,0001,125
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,200,0001,510
2015-06-30 (YTD Data)Rank
Total interest income$5,812,0002,100
Total interest expense$704,0001,888
Net interest income$5,108,0002,103
Provision for loan and lease losses$495,000780
Total noninterest income$527,0002,987
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$99,0003,733
Trading account gains and fees$0157
Additional Noninterest Income$428,0002,594
Total noninterest expense$3,089,0002,831
Salaries and employee benefits$1,849,0002,657
Premises and equipment expense$224,0003,764
Additional noninterest expense$1,016,0002,769
Pre-tax net operating income$2,051,0001,862
Securities gains (losses)$300,000379
Applicable income taxes$118,0002,910
Income before extraordinary items$2,233,0001,481
Extraordinary gains, net$022
Net income$2,233,0001,482
Minority interest net income$075
Net income of bank and minority interests.$2,233,0001,483
Net charge-offs$263,0001,011
Cash dividends$958,0001,291
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,948,0001,605
2015-03-31 (YTD Data)Rank
Total interest income$2,740,0002,197
Total interest expense$333,0001,993
Net interest income$2,407,0002,219
Provision for loan and lease losses$150,0001,060
Total noninterest income$250,0003,039
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$47,0003,792
Trading account gains and fees$0152
Additional Noninterest Income$203,0002,608
Total noninterest expense$1,533,0002,861
Salaries and employee benefits$930,0002,667
Premises and equipment expense$120,0003,662
Additional noninterest expense$483,0002,861
Pre-tax net operating income$974,0001,902
Securities gains (losses)$02,027
Applicable income taxes$49,0003,007
Income before extraordinary items$925,0001,718
Extraordinary gains, net$013
Net income$925,0001,720
Minority interest net income$064
Net income of bank and minority interests.$925,0001,720
Net charge-offs$11,0002,441
Cash dividends$480,0001,162
Sale, conversion, retirement of capital stock, net$0697
Net operating income$925,0001,654
2014-12-31 (YTD Data)Rank
Total interest income$11,097,0002,175
Total interest expense$1,397,0002,010
Net interest income$9,700,0002,193
Provision for loan and lease losses$1,155,000772
Total noninterest income$760,0003,572
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$209,0003,849
Trading account gains and fees$0180
Additional Noninterest Income$551,0003,133
Total noninterest expense$5,800,0002,988
Salaries and employee benefits$3,548,0002,733
Premises and equipment expense$499,0003,638
Additional noninterest expense$1,753,0003,179
Pre-tax net operating income$3,505,0002,028
Securities gains (losses)$185,000841
Applicable income taxes$159,0003,120
Income before extraordinary items$3,531,0001,752
Extraordinary gains, net$017
Net income$3,531,0001,752
Minority interest net income$084
Net income of bank and minority interests.$3,531,0001,751
Net charge-offs$2,796,000375
Cash dividends$2,558,0001,063
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,353,4001,808
2014-09-30 (YTD Data)Rank
Total interest income$8,303,0002,196
Total interest expense$1,058,0002,019
Net interest income$7,245,0002,217
Provision for loan and lease losses$490,0001,157
Total noninterest income$571,0003,593
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$151,0003,946
Trading account gains and fees$0174
Additional Noninterest Income$420,0003,166
Total noninterest expense$4,339,0003,009
Salaries and employee benefits$2,700,0002,721
Premises and equipment expense$398,0003,545
Additional noninterest expense$1,241,0003,319
Pre-tax net operating income$2,987,0001,862
Securities gains (losses)$185,000667
Applicable income taxes$159,0002,992
Income before extraordinary items$3,013,0001,573
Extraordinary gains, net$015
Net income$3,013,0001,573
Minority interest net income$081
Net income of bank and minority interests.$3,013,0001,573
Net charge-offs$1,271,000566
Cash dividends$2,176,000865
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,837,2501,637
2014-06-30 (YTD Data)Rank
Total interest income$5,489,0002,205
Total interest expense$714,0002,014
Net interest income$4,775,0002,222
Provision for loan and lease losses$290,0001,335
Total noninterest income$332,0003,839
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$92,0004,074
Trading account gains and fees$0172
Additional Noninterest Income$240,0003,361
Total noninterest expense$2,905,0003,007
Salaries and employee benefits$1,810,0002,725
Premises and equipment expense$262,0003,610
Additional noninterest expense$833,0003,323
Pre-tax net operating income$1,912,0001,884
Securities gains (losses)$185,000507
Applicable income taxes$105,0002,971
Income before extraordinary items$1,992,0001,545
Extraordinary gains, net$020
Net income$1,992,0001,548
Minority interest net income$080
Net income of bank and minority interests.$1,992,0001,547
Net charge-offs$39,0002,989
Cash dividends$1,452,000861
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,816,2501,641
2014-03-31 (YTD Data)Rank
Total interest income$2,667,0002,260
Total interest expense$356,0002,038
Net interest income$2,311,0002,281
Provision for loan and lease losses$50,0002,211
Total noninterest income$17,0006,333
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$43,0004,189
Trading account gains and fees$0147
Additional Noninterest Income$-26,0006,606
Total noninterest expense$1,443,0003,044
Salaries and employee benefits$919,0002,710
Premises and equipment expense$134,0003,597
Additional noninterest expense$390,0003,472
Pre-tax net operating income$835,0002,029
Securities gains (losses)$185,000288
Applicable income taxes$51,0002,929
Income before extraordinary items$969,0001,538
Extraordinary gains, net$016
Net income$969,0001,541
Minority interest net income$066
Net income of bank and minority interests.$969,0001,541
Net charge-offs$-55,0006,341
Cash dividends$727,000789
Sale, conversion, retirement of capital stock, net$0747
Net operating income$793,2501,788
2013-12-31 (YTD Data)Rank
Total interest income$11,217,0002,176
Total interest expense$1,490,0002,173
Net interest income$9,727,0002,143
Provision for loan and lease losses$225,0002,826
Total noninterest income$619,0004,067
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$203,0004,073
Trading account gains and fees$0184
Additional Noninterest Income$416,0003,604
Total noninterest expense$5,611,0003,134
Salaries and employee benefits$3,464,0002,824
Premises and equipment expense$528,0003,617
Additional noninterest expense$1,619,0003,449
Pre-tax net operating income$4,510,0001,554
Securities gains (losses)$03,182
Applicable income taxes$226,0002,860
Income before extraordinary items$4,284,0001,404
Extraordinary gains, net$029
Net income$4,284,0001,407
Minority interest net income$090
Net income of bank and minority interests.$4,284,0001,407
Net charge-offs$786,0001,506
Cash dividends$2,712,000937
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,284,0001,384
2013-09-30 (YTD Data)Rank
Total interest income$8,436,0002,186
Total interest expense$1,115,0002,238
Net interest income$7,321,0002,150
Provision for loan and lease losses$150,0002,922
Total noninterest income$420,0004,302
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$153,0004,100
Trading account gains and fees$0180
Additional Noninterest Income$267,0003,920
Total noninterest expense$4,241,0003,110
Salaries and employee benefits$2,617,0002,821
Premises and equipment expense$415,0003,523
Additional noninterest expense$1,209,0003,473
Pre-tax net operating income$3,350,0001,590
Securities gains (losses)$03,040
Applicable income taxes$168,0002,938
Income before extraordinary items$3,182,0001,424
Extraordinary gains, net$025
Net income$3,182,0001,426
Minority interest net income$084
Net income of bank and minority interests.$3,182,0001,426
Net charge-offs$625,0001,388
Cash dividends$1,987,000885
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,182,0001,392
2013-06-30 (YTD Data)Rank
Total interest income$5,608,0002,197
Total interest expense$752,0002,265
Net interest income$4,856,0002,154
Provision for loan and lease losses$75,0003,208
Total noninterest income$202,0004,822
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$100,0004,106
Trading account gains and fees$0157
Additional Noninterest Income$102,0004,724
Total noninterest expense$2,873,0003,089
Salaries and employee benefits$1,753,0002,824
Premises and equipment expense$278,0003,533
Additional noninterest expense$842,0003,378
Pre-tax net operating income$2,110,0001,649
Securities gains (losses)$02,791
Applicable income taxes$106,0002,969
Income before extraordinary items$2,004,0001,497
Extraordinary gains, net$022
Net income$2,004,0001,500
Minority interest net income$082
Net income of bank and minority interests.$2,004,0001,502
Net charge-offs$621,0001,077
Cash dividends$1,249,000907
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,004,0001,443
2013-03-31 (YTD Data)Rank
Total interest income$2,793,0002,223
Total interest expense$377,0002,319
Net interest income$2,416,0002,174
Provision for loan and lease losses$04,409
Total noninterest income$113,0004,652
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$51,0004,059
Trading account gains and fees$0148
Additional Noninterest Income$62,0004,443
Total noninterest expense$1,389,0003,186
Salaries and employee benefits$890,0002,789
Premises and equipment expense$136,0003,606
Additional noninterest expense$363,0003,757
Pre-tax net operating income$1,140,0001,533
Securities gains (losses)$01,966
Applicable income taxes$57,0002,902
Income before extraordinary items$1,083,0001,365
Extraordinary gains, net$010
Net income$1,083,0001,367
Minority interest net income$076
Net income of bank and minority interests.$1,083,0001,367
Net charge-offs$2,0003,902
Cash dividends$625,000789
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,083,0001,313
2012-12-31 (YTD Data)Rank
Total interest income$11,494,0002,264
Total interest expense$1,790,0002,350
Net interest income$9,704,0002,220
Provision for loan and lease losses$200,0003,920
Total noninterest income$774,0003,714
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$213,0004,144
Trading account gains and fees$0166
Additional Noninterest Income$561,0003,191
Total noninterest expense$5,538,0003,215
Salaries and employee benefits$3,351,0002,894
Premises and equipment expense$533,0003,662
Additional noninterest expense$1,654,0003,552
Pre-tax net operating income$4,740,0001,437
Securities gains (losses)$147,0001,968
Applicable income taxes$208,0002,979
Income before extraordinary items$4,679,0001,259
Extraordinary gains, net$029
Net income$4,679,0001,260
Minority interest net income$093
Net income of bank and minority interests.$4,679,0001,260
Net charge-offs$300,0003,298
Cash dividends$2,039,0001,193
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,537,8801,239
2012-09-30 (YTD Data)Rank
Total interest income$8,613,0002,315
Total interest expense$1,378,0002,383
Net interest income$7,235,0002,262
Provision for loan and lease losses$200,0003,508
Total noninterest income$673,0003,481
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$163,0004,159
Trading account gains and fees$0157
Additional Noninterest Income$510,0002,924
Total noninterest expense$4,140,0003,252
Salaries and employee benefits$2,503,0002,912
Premises and equipment expense$407,0003,676
Additional noninterest expense$1,230,0003,578
Pre-tax net operating income$3,568,0001,478
Securities gains (losses)$147,0001,678
Applicable income taxes$186,0002,899
Income before extraordinary items$3,529,0001,279
Extraordinary gains, net$020
Net income$3,529,0001,281
Minority interest net income$086
Net income of bank and minority interests.$3,529,0001,280
Net charge-offs$153,0003,574
Cash dividends$1,591,000950
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,389,3501,259
2012-06-30 (YTD Data)Rank
Total interest income$5,711,0002,335
Total interest expense$950,0002,394
Net interest income$4,761,0002,293
Provision for loan and lease losses$200,0002,964
Total noninterest income$588,0002,963
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$110,0004,130
Trading account gains and fees$0153
Additional Noninterest Income$478,0002,395
Total noninterest expense$2,806,0003,226
Salaries and employee benefits$1,672,0002,915
Premises and equipment expense$269,0003,683
Additional noninterest expense$865,0003,481
Pre-tax net operating income$2,343,0001,486
Securities gains (losses)$147,0001,326
Applicable income taxes$125,0002,877
Income before extraordinary items$2,365,0001,260
Extraordinary gains, net$019
Net income$2,365,0001,260
Minority interest net income$084
Net income of bank and minority interests.$2,365,0001,260
Net charge-offs$89,0003,523
Cash dividends$1,067,000917
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,225,3501,258
2012-03-31 (YTD Data)Rank
Total interest income$2,815,0002,395
Total interest expense$491,0002,420
Net interest income$2,324,0002,353
Provision for loan and lease losses$100,0002,838
Total noninterest income$283,0003,032
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$55,0004,115
Trading account gains and fees$0148
Additional Noninterest Income$228,0002,460
Total noninterest expense$1,401,0003,220
Salaries and employee benefits$845,0002,896
Premises and equipment expense$133,0003,747
Additional noninterest expense$423,0003,504
Pre-tax net operating income$1,106,0001,537
Securities gains (losses)$147,000725
Applicable income taxes$63,0002,854
Income before extraordinary items$1,190,0001,222
Extraordinary gains, net$019
Net income$1,190,0001,222
Minority interest net income$078
Net income of bank and minority interests.$1,190,0001,223
Net charge-offs$90,0002,538
Cash dividends$543,000811
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,050,3501,312
2011-12-31 (YTD Data)Rank
Total interest income$12,819,0002,179
Total interest expense$2,486,0002,321
Net interest income$10,333,0002,117
Provision for loan and lease losses$1,371,0002,010
Total noninterest income$973,0003,165
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$228,0004,149
Trading account gains and fees$0146
Additional Noninterest Income$745,0002,553
Total noninterest expense$5,689,0003,191
Salaries and employee benefits$3,142,0002,997
Premises and equipment expense$524,0003,912
Additional noninterest expense$2,023,0003,115
Pre-tax net operating income$4,246,0001,364
Securities gains (losses)$18,0003,129
Applicable income taxes$215,0002,836
Income before extraordinary items$4,049,0001,241
Extraordinary gains, net$029
Net income$4,049,0001,241
Minority interest net income$096
Net income of bank and minority interests.$4,049,0001,241
Net charge-offs$1,227,0002,119
Cash dividends$1,576,0001,184
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,031,9001,172
2011-09-30 (YTD Data)Rank
Total interest income$9,435,0002,244
Total interest expense$1,946,0002,321
Net interest income$7,489,0002,198
Provision for loan and lease losses$996,0001,976
Total noninterest income$750,0003,124
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$170,0004,177
Trading account gains and fees$0145
Additional Noninterest Income$580,0002,472
Total noninterest expense$3,986,0003,382
Salaries and employee benefits$2,257,0003,122
Premises and equipment expense$402,0003,896
Additional noninterest expense$1,327,0003,450
Pre-tax net operating income$3,257,0001,389
Securities gains (losses)$18,0002,857
Applicable income taxes$164,0002,840
Income before extraordinary items$3,111,0001,248
Extraordinary gains, net$021
Net income$3,111,0001,248
Minority interest net income$087
Net income of bank and minority interests.$3,111,0001,248
Net charge-offs$510,0002,642
Cash dividends$923,0001,234
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,093,9001,179
2011-06-30 (YTD Data)Rank
Total interest income$6,337,0002,246
Total interest expense$1,351,0002,311
Net interest income$4,986,0002,202
Provision for loan and lease losses$796,0001,734
Total noninterest income$496,0003,135
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$109,0004,230
Trading account gains and fees$0153
Additional Noninterest Income$387,0002,479
Total noninterest expense$2,637,0003,449
Salaries and employee benefits$1,443,0003,235
Premises and equipment expense$266,0003,951
Additional noninterest expense$928,0003,373
Pre-tax net operating income$2,049,0001,419
Securities gains (losses)$18,0002,133
Applicable income taxes$104,0002,837
Income before extraordinary items$1,963,0001,276
Extraordinary gains, net$015
Net income$1,963,0001,276
Minority interest net income$089
Net income of bank and minority interests.$1,963,0001,276
Net charge-offs$326,0002,599
Cash dividends$452,0001,499
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,945,9001,229
2011-03-31 (YTD Data)Rank
Total interest income$3,079,0002,331
Total interest expense$697,0002,328
Net interest income$2,382,0002,289
Provision for loan and lease losses$736,0001,098
Total noninterest income$240,0003,231
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$50,0004,342
Trading account gains and fees$0158
Additional Noninterest Income$190,0002,541
Total noninterest expense$1,271,0003,532
Salaries and employee benefits$741,0003,187
Premises and equipment expense$135,0003,977
Additional noninterest expense$395,0003,761
Pre-tax net operating income$615,0002,177
Securities gains (losses)$01,772
Applicable income taxes$31,0003,162
Income before extraordinary items$584,0001,960
Extraordinary gains, net$09
Net income$584,0001,959
Minority interest net income$086
Net income of bank and minority interests.$584,0001,960
Net charge-offs$2,0004,883
Cash dividends$452,000807
Sale, conversion, retirement of capital stock, net$0925
Net operating income$584,0001,907
2010-12-31 (YTD Data)Rank
Total interest income$13,417,0002,248
Total interest expense$3,373,0002,340
Net interest income$10,044,0002,181
Provision for loan and lease losses$2,595,0001,776
Total noninterest income$924,0003,359
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$221,0004,225
Trading account gains and fees$0175
Additional Noninterest Income$703,0002,684
Total noninterest expense$5,151,0003,526
Salaries and employee benefits$2,919,0003,193
Premises and equipment expense$542,0003,983
Additional noninterest expense$1,690,0003,687
Pre-tax net operating income$3,222,0001,520
Securities gains (losses)$03,793
Applicable income taxes$112,0003,149
Income before extraordinary items$3,110,0001,362
Extraordinary gains, net$029
Net income$3,110,0001,364
Minority interest net income$0111
Net income of bank and minority interests.$3,110,0001,365
Net charge-offs$2,556,0001,609
Cash dividends$1,744,000924
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,110,0001,312
2010-09-30 (YTD Data)Rank
Total interest income$10,144,0002,278
Total interest expense$2,600,0002,386
Net interest income$7,544,0002,201
Provision for loan and lease losses$2,045,0001,632
Total noninterest income$714,0003,348
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$166,0004,300
Trading account gains and fees$0165
Additional Noninterest Income$548,0002,606
Total noninterest expense$3,917,0003,491
Salaries and employee benefits$2,209,0003,186
Premises and equipment expense$437,0003,854
Additional noninterest expense$1,271,0003,660
Pre-tax net operating income$2,296,0001,708
Securities gains (losses)$03,651
Applicable income taxes$115,0003,011
Income before extraordinary items$2,181,0001,530
Extraordinary gains, net$023
Net income$2,181,0001,533
Minority interest net income$0110
Net income of bank and minority interests.$2,181,0001,533
Net charge-offs$1,619,0001,710
Cash dividends$1,655,000651
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,181,0001,461
2010-06-30 (YTD Data)Rank
Total interest income$6,820,0002,296
Total interest expense$1,788,0002,406
Net interest income$5,032,0002,199
Provision for loan and lease losses$1,517,0001,506
Total noninterest income$386,0003,706
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$109,0004,327
Trading account gains and fees$0152
Additional Noninterest Income$277,0002,967
Total noninterest expense$2,565,0003,553
Salaries and employee benefits$1,458,0003,223
Premises and equipment expense$298,0003,821
Additional noninterest expense$809,0003,767
Pre-tax net operating income$1,336,0001,881
Securities gains (losses)$03,184
Applicable income taxes$67,0003,103
Income before extraordinary items$1,269,0001,710
Extraordinary gains, net$019
Net income$1,269,0001,709
Minority interest net income$0105
Net income of bank and minority interests.$1,269,0001,710
Net charge-offs$1,344,0001,467
Cash dividends$1,251,000559
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,269,0001,634
2010-03-31 (YTD Data)Rank
Total interest income$3,433,0002,336
Total interest expense$923,0002,443
Net interest income$2,510,0002,220
Provision for loan and lease losses$1,150,0001,066
Total noninterest income$177,0003,929
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$56,0004,261
Trading account gains and fees$0175
Additional Noninterest Income$121,0003,186
Total noninterest expense$1,257,0003,635
Salaries and employee benefits$736,0003,238
Premises and equipment expense$143,0003,999
Additional noninterest expense$378,0003,945
Pre-tax net operating income$280,0003,482
Securities gains (losses)$02,284
Applicable income taxes$25,0003,295
Income before extraordinary items$255,0003,446
Extraordinary gains, net$016
Net income$255,0003,444
Minority interest net income$091
Net income of bank and minority interests.$255,0003,446
Net charge-offs$968,0001,061
Cash dividends$568,000590
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$255,0003,323
2009-12-31 (YTD Data)Rank
Total interest income$14,396,0002,328
Total interest expense$4,670,0002,404
Net interest income$9,726,0002,243
Provision for loan and lease losses$1,925,0002,527
Total noninterest income$773,0003,836
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$259,0004,162
Trading account gains and fees$0211
Additional Noninterest Income$514,0003,157
Total noninterest expense$5,272,0003,519
Salaries and employee benefits$2,838,0003,344
Premises and equipment expense$536,0004,194
Additional noninterest expense$1,898,0003,457
Pre-tax net operating income$3,302,0001,224
Securities gains (losses)$03,754
Applicable income taxes$150,0002,601
Income before extraordinary items$3,152,0001,064
Extraordinary gains, net$034
Net income$3,152,0001,062
Minority interest net income$0115
Net income of bank and minority interests.$3,152,0001,063
Net charge-offs$773,0003,224
Cash dividends$1,854,000979
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,152,0001,065
2009-09-30 (YTD Data)Rank
Total interest income$10,736,0002,371
Total interest expense$3,652,0002,416
Net interest income$7,084,0002,313
Provision for loan and lease losses$1,251,0002,465
Total noninterest income$576,0003,924
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$193,0004,188
Trading account gains and fees$0212
Additional Noninterest Income$383,0003,257
Total noninterest expense$4,034,0003,477
Salaries and employee benefits$2,102,0003,397
Premises and equipment expense$411,0004,178
Additional noninterest expense$1,521,0003,248
Pre-tax net operating income$2,375,0001,356
Securities gains (losses)$03,497
Applicable income taxes$119,0002,755
Income before extraordinary items$2,256,0001,191
Extraordinary gains, net$027
Net income$2,256,0001,191
Minority interest net income$0118
Net income of bank and minority interests.$2,256,0001,191
Net charge-offs$431,0003,247
Cash dividends$1,341,000973
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,256,0001,179
2009-06-30 (YTD Data)Rank
Total interest income$7,111,0002,416
Total interest expense$2,545,0002,408
Net interest income$4,566,0002,377
Provision for loan and lease losses$801,0002,332
Total noninterest income$456,0003,602
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$128,0004,181
Trading account gains and fees$0193
Additional Noninterest Income$328,0002,842
Total noninterest expense$2,644,0003,556
Salaries and employee benefits$1,401,0003,437
Premises and equipment expense$274,0004,203
Additional noninterest expense$969,0003,367
Pre-tax net operating income$1,577,0001,454
Securities gains (losses)$03,136
Applicable income taxes$79,0002,807
Income before extraordinary items$1,498,0001,260
Extraordinary gains, net$021
Net income$1,498,0001,258
Minority interest net income$0112
Net income of bank and minority interests.$1,498,0001,259
Net charge-offs$8,0006,088
Cash dividends$918,0001,002
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,498,0001,225
2009-03-31 (YTD Data)Rank
Total interest income$3,557,0002,437
Total interest expense$1,333,0002,386
Net interest income$2,224,0002,430
Provision for loan and lease losses$350,0002,122
Total noninterest income$228,0003,562
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$63,0004,164
Trading account gains and fees$0171
Additional Noninterest Income$165,0002,808
Total noninterest expense$1,259,0003,631
Salaries and employee benefits$708,0003,430
Premises and equipment expense$139,0004,200
Additional noninterest expense$412,0003,489
Pre-tax net operating income$843,0001,523
Securities gains (losses)$02,434
Applicable income taxes$43,0003,015
Income before extraordinary items$800,0001,370
Extraordinary gains, net$015
Net income$800,0001,371
Minority interest net income$0102
Net income of bank and minority interests.$800,0001,372
Net charge-offs$05,728
Cash dividends$494,000910
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$800,0001,295
2008-12-31 (YTD Data)Rank
Total interest income$15,848,0002,355
Total interest expense$7,133,0002,174
Net interest income$8,715,0002,490
Provision for loan and lease losses$1,510,0002,149
Total noninterest income$699,0004,145
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$315,0003,928
Trading account gains and fees$0154
Additional Noninterest Income$384,0003,658
Total noninterest expense$4,771,0003,703
Salaries and employee benefits$2,764,0003,481
Premises and equipment expense$538,0004,268
Additional noninterest expense$1,469,0003,675
Pre-tax net operating income$3,133,0001,725
Securities gains (losses)$03,220
Applicable income taxes$131,0003,169
Income before extraordinary items$3,002,0001,368
Extraordinary gains, net$039
Net income$3,002,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0003,045
Cash dividends$2,114,0001,274
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,002,0001,461
2008-09-30 (YTD Data)Rank
Total interest income$12,100,0002,364
Total interest expense$5,618,0002,157
Net interest income$6,482,0002,539
Provision for loan and lease losses$925,0001,919
Total noninterest income$487,0004,383
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$230,0004,007
Trading account gains and fees$0148
Additional Noninterest Income$257,0003,972
Total noninterest expense$3,528,0003,729
Salaries and employee benefits$2,131,0003,439
Premises and equipment expense$408,0004,258
Additional noninterest expense$989,0003,900
Pre-tax net operating income$2,516,0001,917
Securities gains (losses)$03,106
Applicable income taxes$126,0003,392
Income before extraordinary items$2,390,0001,520
Extraordinary gains, net$031
Net income$2,390,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0002,611
Cash dividends$1,414,0001,391
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,390,0001,607
2008-06-30 (YTD Data)Rank
Total interest income$8,168,0002,375
Total interest expense$3,916,0002,154
Net interest income$4,252,0002,573
Provision for loan and lease losses$390,0002,193
Total noninterest income$420,0003,915
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$148,0004,077
Trading account gains and fees$0149
Additional Noninterest Income$272,0003,198
Total noninterest expense$2,348,0003,761
Salaries and employee benefits$1,444,0003,439
Premises and equipment expense$272,0004,275
Additional noninterest expense$632,0004,017
Pre-tax net operating income$1,934,0001,731
Securities gains (losses)$03,233
Applicable income taxes$97,0003,485
Income before extraordinary items$1,837,0001,490
Extraordinary gains, net$021
Net income$1,837,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,865
Cash dividends$988,0001,451
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,837,0001,464
2008-03-31 (YTD Data)Rank
Total interest income$4,205,0002,385
Total interest expense$2,167,0002,100
Net interest income$2,038,0002,670
Provision for loan and lease losses$120,0002,457
Total noninterest income$192,0004,084
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$72,0004,098
Trading account gains and fees$0158
Additional Noninterest Income$120,0003,442
Total noninterest expense$1,173,0003,760
Salaries and employee benefits$728,0003,443
Premises and equipment expense$144,0004,108
Additional noninterest expense$301,0004,105
Pre-tax net operating income$937,0001,898
Securities gains (losses)$02,688
Applicable income taxes$47,0003,621
Income before extraordinary items$890,0001,672
Extraordinary gains, net$015
Net income$890,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,023
Cash dividends$420,0001,534
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$890,0001,609
2007-12-31 (YTD Data)Rank
Total interest income$16,244,0002,504
Total interest expense$9,205,0002,072
Net interest income$7,039,0003,088
Provision for loan and lease losses$270,0003,372
Total noninterest income$785,0004,042
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$290,0004,146
Trading account gains and fees$0178
Additional Noninterest Income$495,0003,330
Total noninterest expense$4,638,0003,667
Salaries and employee benefits$2,780,0003,433
Premises and equipment expense$463,0004,588
Additional noninterest expense$1,395,0003,628
Pre-tax net operating income$2,916,0002,529
Securities gains (losses)$02,146
Applicable income taxes$108,0004,421
Income before extraordinary items$2,808,0002,145
Extraordinary gains, net$039
Net income$2,808,0002,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,656
Cash dividends$1,451,0002,060
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,808,0002,132
2007-09-30 (YTD Data)Rank
Total interest income$12,064,0002,532
Total interest expense$6,855,0002,084
Net interest income$5,209,0003,129
Provision for loan and lease losses$235,0002,712
Total noninterest income$594,0004,038
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$214,0004,202
Trading account gains and fees$0184
Additional Noninterest Income$380,0003,302
Total noninterest expense$3,409,0003,703
Salaries and employee benefits$2,072,0003,428
Premises and equipment expense$343,0004,602
Additional noninterest expense$994,0003,720
Pre-tax net operating income$2,159,0002,706
Securities gains (losses)$01,655
Applicable income taxes$108,0004,370
Income before extraordinary items$2,051,0002,322
Extraordinary gains, net$033
Net income$2,051,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,397
Cash dividends$1,142,0001,824
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,051,0002,303
2007-06-30 (YTD Data)Rank
Total interest income$7,863,0002,589
Total interest expense$4,504,0002,114
Net interest income$3,359,0003,230
Provision for loan and lease losses$90,0003,429
Total noninterest income$387,0004,106
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$135,0004,319
Trading account gains and fees$0168
Additional Noninterest Income$252,0003,326
Total noninterest expense$2,300,0003,692
Salaries and employee benefits$1,377,0003,465
Premises and equipment expense$236,0004,542
Additional noninterest expense$687,0003,617
Pre-tax net operating income$1,356,0002,867
Securities gains (losses)$01,444
Applicable income taxes$68,0004,497
Income before extraordinary items$1,288,0002,500
Extraordinary gains, net$029
Net income$1,288,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,655
Cash dividends$784,0001,837
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,288,0002,484
2007-03-31 (YTD Data)Rank
Total interest income$3,809,0002,656
Total interest expense$2,179,0002,159
Net interest income$1,630,0003,315
Provision for loan and lease losses$45,0003,197
Total noninterest income$179,0004,263
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$63,0004,424
Trading account gains and fees$0195
Additional Noninterest Income$116,0003,494
Total noninterest expense$1,153,0003,680
Salaries and employee benefits$680,0003,540
Premises and equipment expense$120,0004,509
Additional noninterest expense$353,0003,510
Pre-tax net operating income$611,0003,083
Securities gains (losses)$01,187
Applicable income taxes$31,0004,589
Income before extraordinary items$580,0002,706
Extraordinary gains, net$022
Net income$580,0002,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$424,0001,606
Sale, conversion, retirement of capital stock, net$0885
Net operating income$580,0002,695
2006-12-31 (YTD Data)Rank
Total interest income$14,156,0002,672
Total interest expense$7,751,0002,101
Net interest income$6,405,0003,344
Provision for loan and lease losses$165,0003,897
Total noninterest income$694,0004,380
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$272,0004,312
Trading account gains and fees$0130
Additional Noninterest Income$422,0003,648
Total noninterest expense$4,263,0003,797
Salaries and employee benefits$2,574,0003,540
Premises and equipment expense$457,0004,517
Additional noninterest expense$1,232,0003,851
Pre-tax net operating income$2,671,0002,997
Securities gains (losses)$01,687
Applicable income taxes$100,0004,967
Income before extraordinary items$2,571,0002,551
Extraordinary gains, net$051
Net income$2,571,0002,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,914
Cash dividends$1,682,0001,775
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,571,0002,532
2006-09-30 (YTD Data)Rank
Total interest income$10,400,0002,700
Total interest expense$5,563,0002,125
Net interest income$4,837,0003,352
Provision for loan and lease losses$120,0003,815
Total noninterest income$517,0004,392
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$203,0004,353
Trading account gains and fees$0126
Additional Noninterest Income$314,0003,664
Total noninterest expense$3,242,0003,744
Salaries and employee benefits$1,952,0003,512
Premises and equipment expense$342,0004,527
Additional noninterest expense$948,0003,770
Pre-tax net operating income$1,992,0003,116
Securities gains (losses)$01,388
Applicable income taxes$100,0004,927
Income before extraordinary items$1,892,0002,694
Extraordinary gains, net$045
Net income$1,892,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,540
Cash dividends$1,484,0001,469
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,892,0002,676
2006-06-30 (YTD Data)Rank
Total interest income$6,718,0002,745
Total interest expense$3,465,0002,146
Net interest income$3,253,0003,341
Provision for loan and lease losses$90,0003,463
Total noninterest income$355,0004,316
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$124,0004,534
Trading account gains and fees$0126
Additional Noninterest Income$231,0003,466
Total noninterest expense$2,180,0003,727
Salaries and employee benefits$1,315,0003,495
Premises and equipment expense$230,0004,507
Additional noninterest expense$635,0003,753
Pre-tax net operating income$1,338,0003,119
Securities gains (losses)$01,185
Applicable income taxes$67,0004,971
Income before extraordinary items$1,271,0002,660
Extraordinary gains, net$039
Net income$1,271,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$1,197,0001,258
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,271,0002,647
2006-03-31 (YTD Data)Rank
Total interest income$3,270,0002,753
Total interest expense$1,602,0002,200
Net interest income$1,668,0003,254
Provision for loan and lease losses$45,0003,261
Total noninterest income$160,0004,504
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$60,0004,537
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,699
Total noninterest expense$1,081,0003,774
Salaries and employee benefits$681,0003,403
Premises and equipment expense$118,0004,464
Additional noninterest expense$282,0004,091
Pre-tax net operating income$702,0002,963
Securities gains (losses)$0955
Applicable income taxes$35,0004,870
Income before extraordinary items$667,0002,536
Extraordinary gains, net$021
Net income$667,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$589,0001,199
Sale, conversion, retirement of capital stock, net$0648
Net operating income$667,0002,518
2005-12-31 (YTD Data)Rank
Total interest income$12,013,0002,706
Total interest expense$4,938,0002,216
Net interest income$7,075,0003,017
Provision for loan and lease losses$320,0002,696
Total noninterest income$837,0003,957
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$308,0004,107
Trading account gains and fees$0138
Additional Noninterest Income$529,0003,269
Total noninterest expense$3,964,0003,892
Salaries and employee benefits$2,443,0003,551
Premises and equipment expense$422,0004,697
Additional noninterest expense$1,099,0004,113
Pre-tax net operating income$3,628,0002,394
Securities gains (losses)$16,0001,323
Applicable income taxes$182,0004,779
Income before extraordinary items$3,462,0001,977
Extraordinary gains, net$046
Net income$3,462,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,711
Cash dividends$2,099,0001,396
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,446,8001,966
2005-09-30 (YTD Data)Rank
Total interest income$8,787,0002,715
Total interest expense$3,451,0002,249
Net interest income$5,336,0002,987
Provision for loan and lease losses$210,0002,870
Total noninterest income$636,0003,940
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$228,0004,166
Trading account gains and fees$0126
Additional Noninterest Income$408,0003,244
Total noninterest expense$2,924,0003,904
Salaries and employee benefits$1,793,0003,581
Premises and equipment expense$340,0004,454
Additional noninterest expense$791,0004,211
Pre-tax net operating income$2,838,0002,334
Securities gains (losses)$16,0001,308
Applicable income taxes$142,0004,872
Income before extraordinary items$2,712,0001,934
Extraordinary gains, net$035
Net income$2,712,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,559
Cash dividends$1,519,0001,324
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,696,8001,906
2005-06-30 (YTD Data)Rank
Total interest income$5,680,0002,725
Total interest expense$2,122,0002,303
Net interest income$3,558,0002,958
Provision for loan and lease losses$120,0003,004
Total noninterest income$415,0003,963
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$143,0004,261
Trading account gains and fees$0116
Additional Noninterest Income$272,0003,244
Total noninterest expense$1,951,0003,886
Salaries and employee benefits$1,191,0003,580
Premises and equipment expense$236,0004,311
Additional noninterest expense$524,0004,215
Pre-tax net operating income$1,902,0002,268
Securities gains (losses)$16,0001,180
Applicable income taxes$96,0004,867
Income before extraordinary items$1,822,0001,876
Extraordinary gains, net$030
Net income$1,822,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,182
Cash dividends$1,016,0001,268
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,806,8001,853
2005-03-31 (YTD Data)Rank
Total interest income$2,719,0002,797
Total interest expense$946,0002,444
Net interest income$1,773,0002,953
Provision for loan and lease losses$60,0002,830
Total noninterest income$208,0003,873
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$69,0004,296
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,113
Total noninterest expense$972,0003,924
Salaries and employee benefits$601,0003,565
Premises and equipment expense$130,0004,075
Additional noninterest expense$241,0004,475
Pre-tax net operating income$949,0002,262
Securities gains (losses)$16,000862
Applicable income taxes$48,0004,803
Income before extraordinary items$917,0001,845
Extraordinary gains, net$024
Net income$917,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,600
Cash dividends$511,0001,182
Sale, conversion, retirement of capital stock, net$0491
Net operating income$901,8001,839
2004-12-31 (YTD Data)Rank
Total interest income$9,887,0002,866
Total interest expense$3,023,0002,616
Net interest income$6,864,0002,941
Provision for loan and lease losses$549,0001,820
Total noninterest income$791,0004,082
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$319,0004,183
Trading account gains and fees$0138
Additional Noninterest Income$472,0003,423
Total noninterest expense$3,623,0004,067
Salaries and employee benefits$2,308,0003,557
Premises and equipment expense$350,0005,212
Additional noninterest expense$965,0004,477
Pre-tax net operating income$3,483,0002,279
Securities gains (losses)$03,819
Applicable income taxes$174,0004,921
Income before extraordinary items$3,309,0001,910
Extraordinary gains, net$034
Net income$3,309,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,727
Cash dividends$2,100,0001,281
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,309,0001,862
2004-09-30 (YTD Data)Rank
Total interest income$7,212,0002,902
Total interest expense$2,150,0002,692
Net interest income$5,062,0002,964
Provision for loan and lease losses$519,0001,416
Total noninterest income$585,0004,145
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$233,0004,269
Trading account gains and fees$0134
Additional Noninterest Income$352,0003,426
Total noninterest expense$2,650,0004,114
Salaries and employee benefits$1,705,0003,591
Premises and equipment expense$257,0005,261
Additional noninterest expense$688,0004,589
Pre-tax net operating income$2,478,0002,408
Securities gains (losses)$03,710
Applicable income taxes$124,0005,093
Income before extraordinary items$2,354,0001,998
Extraordinary gains, net$026
Net income$2,354,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0001,293
Cash dividends$1,495,0001,279
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,354,0001,945
2004-06-30 (YTD Data)Rank
Total interest income$4,650,0002,979
Total interest expense$1,367,0002,773
Net interest income$3,283,0003,037
Provision for loan and lease losses$387,0001,271
Total noninterest income$399,0004,099
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$144,0004,417
Trading account gains and fees$0130
Additional Noninterest Income$255,0003,288
Total noninterest expense$1,746,0004,170
Salaries and employee benefits$1,121,0003,644
Premises and equipment expense$167,0005,367
Additional noninterest expense$458,0004,621
Pre-tax net operating income$1,549,0002,522
Securities gains (losses)$03,413
Applicable income taxes$77,0005,156
Income before extraordinary items$1,472,0002,107
Extraordinary gains, net$021
Net income$1,472,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,000945
Cash dividends$1,034,0001,215
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,472,0002,045
2004-03-31 (YTD Data)Rank
Total interest income$2,271,0003,046
Total interest expense$677,0002,828
Net interest income$1,594,0003,109
Provision for loan and lease losses$290,000863
Total noninterest income$188,0004,196
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$118,0003,377
Total noninterest expense$887,0004,137
Salaries and employee benefits$562,0003,657
Premises and equipment expense$86,0005,308
Additional noninterest expense$239,0004,470
Pre-tax net operating income$605,0003,064
Securities gains (losses)$02,934
Applicable income taxes$30,0005,394
Income before extraordinary items$575,0002,607
Extraordinary gains, net$016
Net income$575,0002,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,000574
Cash dividends$749,000873
Sale, conversion, retirement of capital stock, net$0464
Net operating income$575,0002,514
2003-12-31 (YTD Data)Rank
Total interest income$9,268,0003,033
Total interest expense$3,057,0002,814
Net interest income$6,211,0003,091
Provision for loan and lease losses$535,0002,046
Total noninterest income$920,0003,897
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$321,0004,140
Trading account gains and fees$0160
Additional Noninterest Income$599,0003,260
Total noninterest expense$3,411,0004,207
Salaries and employee benefits$2,163,0003,672
Premises and equipment expense$337,0005,297
Additional noninterest expense$911,0004,580
Pre-tax net operating income$3,185,0002,392
Securities gains (losses)$04,500
Applicable income taxes$149,0005,281
Income before extraordinary items$3,036,0002,017
Extraordinary gains, net$054
Net income$3,036,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,429
Cash dividends$2,114,0001,321
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,036,0001,925
2003-09-30 (YTD Data)Rank
Total interest income$7,014,0003,050
Total interest expense$2,362,0002,827
Net interest income$4,652,0003,103
Provision for loan and lease losses$285,0002,606
Total noninterest income$738,0003,823
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$234,0004,220
Trading account gains and fees$0153
Additional Noninterest Income$504,0003,122
Total noninterest expense$2,543,0004,213
Salaries and employee benefits$1,596,0003,723
Premises and equipment expense$251,0005,318
Additional noninterest expense$696,0004,486
Pre-tax net operating income$2,562,0002,334
Securities gains (losses)$04,204
Applicable income taxes$128,0005,296
Income before extraordinary items$2,434,0001,977
Extraordinary gains, net$040
Net income$2,434,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,672
Cash dividends$1,886,0001,063
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,434,0001,874
2003-06-30 (YTD Data)Rank
Total interest income$4,699,0003,057
Total interest expense$1,637,0002,813
Net interest income$3,062,0003,129
Provision for loan and lease losses$215,0002,376
Total noninterest income$492,0003,775
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$151,0004,272
Trading account gains and fees$0150
Additional Noninterest Income$341,0003,064
Total noninterest expense$1,691,0004,212
Salaries and employee benefits$1,061,0003,733
Premises and equipment expense$168,0005,277
Additional noninterest expense$462,0004,505
Pre-tax net operating income$1,648,0002,401
Securities gains (losses)$03,782
Applicable income taxes$82,0005,386
Income before extraordinary items$1,566,0002,027
Extraordinary gains, net$030
Net income$1,566,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,092
Cash dividends$1,339,0001,025
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,566,0001,915
2003-03-31 (YTD Data)Rank
Total interest income$2,394,0003,022
Total interest expense$842,0002,805
Net interest income$1,552,0003,081
Provision for loan and lease losses$140,0001,874
Total noninterest income$252,0003,623
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$72,0004,314
Trading account gains and fees$0134
Additional Noninterest Income$180,0002,901
Total noninterest expense$856,0004,156
Salaries and employee benefits$542,0003,646
Premises and equipment expense$81,0005,408
Additional noninterest expense$233,0004,460
Pre-tax net operating income$808,0002,449
Securities gains (losses)$02,891
Applicable income taxes$40,0005,397
Income before extraordinary items$768,0002,046
Extraordinary gains, net$021
Net income$768,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,227
Cash dividends$798,000836
Sale, conversion, retirement of capital stock, net$0419
Net operating income$768,0001,927
2002-12-31 (YTD Data)Rank
Total interest income$9,788,0003,075
Total interest expense$3,651,0002,981
Net interest income$6,137,0003,086
Provision for loan and lease losses$342,0003,175
Total noninterest income$771,0004,093
Gross Fiduciary activities income$1,0001,652
Service charges on deposit accounts$294,0004,271
Trading account gains and fees$0153
Additional Noninterest Income$476,0003,377
Total noninterest expense$3,173,0004,285
Salaries and employee benefits$1,946,0003,829
Premises and equipment expense$327,0005,300
Additional noninterest expense$900,0004,542
Pre-tax net operating income$3,393,0002,263
Securities gains (losses)$25,0002,988
Applicable income taxes$155,0005,481
Income before extraordinary items$3,263,0001,835
Extraordinary gains, net$070
Net income$3,263,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,297
Cash dividends$2,244,0001,199
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,239,2501,782
2001-12-31 (YTD Data)Rank
Total interest income$10,721,0003,125
Total interest expense$5,334,0002,983
Net interest income$5,387,0003,230
Provision for loan and lease losses$159,0004,667
Total noninterest income$725,0004,105
Gross Fiduciary activities income$4,0001,566
Service charges on deposit accounts$317,0004,025
Trading account gains and fees$0177
Additional Noninterest Income$404,0003,512
Total noninterest expense$2,956,0004,381
Salaries and employee benefits$1,833,0003,857
Premises and equipment expense$288,0005,656
Additional noninterest expense$835,0004,656
Pre-tax net operating income$2,997,0002,267
Securities gains (losses)$-42,0009,432
Applicable income taxes$471,0003,427
Income before extraordinary items$2,484,0002,098
Extraordinary gains, net$0105
Net income$2,484,0002,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,387
Cash dividends$1,877,0001,411
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,519,2802,001
2000-12-31 (YTD Data)Rank
Total interest income$10,780,0003,188
Total interest expense$6,195,0002,696
Net interest income$4,585,0003,735
Provision for loan and lease losses$100,0005,274
Total noninterest income$592,0004,446
Gross Fiduciary activities income$20,0001,156
Service charges on deposit accounts$311,0003,954
Trading account gains and fees$0180
Additional Noninterest Income$261,0004,212
Total noninterest expense$2,882,0004,365
Salaries and employee benefits$1,752,0003,856
Premises and equipment expense$290,0005,532
Additional noninterest expense$840,0004,572
Pre-tax net operating income$2,195,0003,089
Securities gains (losses)$-8,0008,215
Applicable income taxes$697,0002,795
Income before extraordinary items$1,490,0003,278
Extraordinary gains, net$038
Net income$1,490,0003,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$659,0003,031
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,495,4403,256
1999-12-31 (YTD Data)Rank
Total interest income$9,342,0003,426
Total interest expense$4,948,0002,949
Net interest income$4,394,0003,864
Provision for loan and lease losses$170,0003,962
Total noninterest income$657,0004,162
Gross Fiduciary activities income$19,0001,210
Service charges on deposit accounts$322,0003,780
Trading account gains and fees$0173
Additional Noninterest Income$316,0003,900
Total noninterest expense$2,895,0004,324
Salaries and employee benefits$1,697,0003,928
Premises and equipment expense$293,0005,535
Additional noninterest expense$905,0004,366
Pre-tax net operating income$1,986,0003,360
Securities gains (losses)$3,0002,393
Applicable income taxes$582,0003,283
Income before extraordinary items$1,407,0003,406
Extraordinary gains, net$035
Net income$1,407,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,726
Cash dividends$992,0002,312
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,404,8703,376
1998-12-31 (YTD Data)Rank
Total interest income$8,630,0003,672
Total interest expense$4,686,0003,180
Net interest income$3,944,0004,165
Provision for loan and lease losses$478,0001,794
Total noninterest income$485,0005,031
Gross Fiduciary activities income$16,0001,241
Service charges on deposit accounts$284,0004,097
Trading account gains and fees$0224
Additional Noninterest Income$185,0005,166
Total noninterest expense$2,447,0004,837
Salaries and employee benefits$1,505,0004,225
Premises and equipment expense$293,0005,454
Additional noninterest expense$649,0005,452
Pre-tax net operating income$1,504,0004,180
Securities gains (losses)$-1,0009,769
Applicable income taxes$397,0004,435
Income before extraordinary items$1,106,0004,164
Extraordinary gains, net$032
Net income$1,106,0004,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,043
Cash dividends$1,104,0002,071
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,106,7404,073
1997-12-31 (YTD Data)Rank
Total interest income$7,615,0004,155
Total interest expense$3,855,0003,817
Net interest income$3,760,0004,462
Provision for loan and lease losses$08,829
Total noninterest income$470,0005,199
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$272,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$198,0004,977
Total noninterest expense$2,430,0004,884
Salaries and employee benefits$1,434,0004,418
Premises and equipment expense$256,0005,972
Additional noninterest expense$740,0005,004
Pre-tax net operating income$1,800,0003,862
Securities gains (losses)$-7,0009,846
Applicable income taxes$425,0004,699
Income before extraordinary items$1,368,0003,637
Extraordinary gains, net$044
Net income$1,368,0003,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,597
Cash dividends$1,635,0001,512
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,373,3203,550
1996-12-31 (YTD Data)Rank
Total interest income$6,736,0004,726
Total interest expense$3,181,0004,534
Net interest income$3,555,0004,766
Provision for loan and lease losses$09,041
Total noninterest income$412,0005,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0004,824
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,740
Total noninterest expense$2,261,0005,418
Salaries and employee benefits$1,413,0004,553
Premises and equipment expense$217,0006,740
Additional noninterest expense$631,0006,152
Pre-tax net operating income$1,706,0003,908
Securities gains (losses)$-4,0009,823
Applicable income taxes$432,0004,646
Income before extraordinary items$1,270,0003,690
Extraordinary gains, net$053
Net income$1,270,0003,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,00011,064
Cash dividends$1,116,0001,972
Sale, conversion, retirement of capital stock, net$-422,00011,393
Net operating income$1,273,0003,632
1995-12-31 (YTD Data)Rank
Total interest income$6,055,0005,165
Total interest expense$2,931,0004,867
Net interest income$3,124,0005,324
Provision for loan and lease losses$4,0008,753
Total noninterest income$402,0005,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$253,0004,907
Trading account gains and feesNANA
Additional Noninterest Income$149,0006,005
Total noninterest expense$2,121,0005,736
Salaries and employee benefits$1,223,0005,126
Premises and equipment expense$189,0007,403
Additional noninterest expense$709,0005,784
Pre-tax net operating income$1,409,0004,666
Securities gains (losses)$3,0003,092
Applicable income taxes$354,0005,391
Income before extraordinary items$1,058,0004,379
Extraordinary gains, net$065
Net income$1,058,0004,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$260,0004,875
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,055,7504,382
1994-12-31 (YTD Data)Rank
Total interest income$5,151,0005,533
Total interest expense$2,081,0005,444
Net interest income$3,070,0005,525
Provision for loan and lease losses$09,146
Total noninterest income$420,0005,952
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,765
Trading account gains and feesNANA
Additional Noninterest Income$151,0006,191
Total noninterest expense$1,880,0006,501
Salaries and employee benefits$1,050,0005,849
Premises and equipment expense$226,0006,941
Additional noninterest expense$604,0007,014
Pre-tax net operating income$1,610,0004,149
Securities gains (losses)$1,0003,293
Applicable income taxes$430,0004,520
Income before extraordinary items$1,181,0003,917
Extraordinary gains, net$0249
Net income$1,181,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,447
Cash dividends$52,0007,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,180,2703,964
1993-12-31 (YTD Data)Rank
Total interest income$5,083,0005,696
Total interest expense$2,123,0005,553
Net interest income$2,960,0005,715
Provision for loan and lease losses$010,371
Total noninterest income$427,0006,197
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$275,0004,756
Trading account gains and feesNANA
Additional Noninterest Income$152,0006,523
Total noninterest expense$1,771,0006,974
Salaries and employee benefits$978,0006,253
Premises and equipment expense$202,0007,645
Additional noninterest expense$591,0007,418
Pre-tax net operating income$1,616,0004,056
Securities gains (losses)$4,0006,316
Applicable income taxes$462,0004,480
Income before extraordinary items$1,158,0004,152
Extraordinary gains, net$03,149
Net income$1,158,0004,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00011,843
Cash dividends$52,0007,891
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,155,1603,954
1992-12-31 (YTD Data)Rank
Total interest income$5,385,0005,997
Total interest expense$2,612,0005,772
Net interest income$2,773,0006,088
Provision for loan and lease losses$-21,00013,532
Total noninterest income$420,0006,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$255,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$165,0006,311
Total noninterest expense$1,624,0007,490
Salaries and employee benefits$934,0006,426
Premises and equipment expense$181,0008,279
Additional noninterest expense$509,0008,374
Pre-tax net operating income$1,590,0003,835
Securities gains (losses)$5,0007,049
Applicable income taxes$526,0003,830
Income before extraordinary items$1,069,0004,244
Extraordinary gains, net$80,000830
Net income$1,149,0004,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,00013,703
Cash dividends$52,0007,625
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,065,6503,945

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.