Home > Farmers & Stockmens Bank > Income and Expense
Farmers & Stockmens Bank, Income and Expense
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,012,000 | 1,518 |
| Total interest expense | $1,130,000 | 1,618 |
| Net interest income | $13,882,000 | 1,507 |
| Provision for loan and lease losses | $595,000 | 879 |
| Total noninterest income | $7,971,000 | 744 |
| Gross Fiduciary activities income | $2,053,000 | 354 |
| Service charges on deposit accounts | $358,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,560,000 | 702 |
| Total noninterest expense | $16,507,000 | 1,105 |
| Salaries and employee benefits | $11,347,000 | 945 |
| Premises and equipment expense | $1,108,000 | 1,553 |
| Additional noninterest expense | $5,560,000 | 702 |
| Pre-tax net operating income | $4,751,000 | 1,759 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,751,000 | 1,552 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,751,000 | 1,551 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,751,000 | 1,552 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $1,676,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,751,000 | 1,584 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 1,648 |
| Total interest expense | $453,000 | 2,079 |
| Net interest income | $8,397,000 | 1,595 |
| Provision for loan and lease losses | $637,000 | 585 |
| Total noninterest income | $5,715,000 | 703 |
| Gross Fiduciary activities income | $1,383,000 | 316 |
| Service charges on deposit accounts | $228,000 | 1,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,104,000 | 676 |
| Total noninterest expense | $10,869,000 | 1,103 |
| Salaries and employee benefits | $7,435,000 | 950 |
| Premises and equipment expense | $721,000 | 1,594 |
| Additional noninterest expense | $2,713,000 | 1,256 |
| Pre-tax net operating income | $2,606,000 | 1,888 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,606,000 | 1,675 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,606,000 | 1,673 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,606,000 | 1,675 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $1,314,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,606,000 | 1,712 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 1,662 |
| Total interest expense | $228,000 | 2,030 |
| Net interest income | $3,986,000 | 1,620 |
| Provision for loan and lease losses | $135,000 | 851 |
| Total noninterest income | $2,756,000 | 734 |
| Gross Fiduciary activities income | $720,000 | 309 |
| Service charges on deposit accounts | $109,000 | 1,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,927,000 | 708 |
| Total noninterest expense | $5,289,000 | 1,125 |
| Salaries and employee benefits | $3,632,000 | 973 |
| Premises and equipment expense | $354,000 | 1,634 |
| Additional noninterest expense | $1,303,000 | 1,281 |
| Pre-tax net operating income | $1,318,000 | 1,802 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,318,000 | 1,592 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,318,000 | 1,591 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,318,000 | 1,592 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $454,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,318,000 | 1,614 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,504,000 | 1,652 |
| Total interest expense | $1,134,000 | 2,035 |
| Net interest income | $16,370,000 | 1,608 |
| Provision for loan and lease losses | $915,000 | 653 |
| Total noninterest income | $11,332,000 | 763 |
| Gross Fiduciary activities income | $2,457,000 | 335 |
| Service charges on deposit accounts | $312,000 | 2,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,563,000 | 741 |
| Total noninterest expense | $20,416,000 | 1,145 |
| Salaries and employee benefits | $14,293,000 | 971 |
| Premises and equipment expense | $1,273,000 | 1,751 |
| Additional noninterest expense | $4,850,000 | 1,370 |
| Pre-tax net operating income | $6,371,000 | 1,753 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,371,000 | 1,599 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,371,000 | 1,599 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,371,000 | 1,599 |
| Net charge-offs | $9,000 | 2,316 |
| Cash dividends | $4,069,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,371,000 | 1,579 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,677,000 | 1,629 |
| Total interest expense | $905,000 | 2,038 |
| Net interest income | $12,772,000 | 1,584 |
| Provision for loan and lease losses | $515,000 | 788 |
| Total noninterest income | $9,414,000 | 730 |
| Gross Fiduciary activities income | $1,809,000 | 338 |
| Service charges on deposit accounts | $180,000 | 2,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,425,000 | 701 |
| Total noninterest expense | $15,352,000 | 1,153 |
| Salaries and employee benefits | $10,763,000 | 980 |
| Premises and equipment expense | $941,000 | 1,788 |
| Additional noninterest expense | $3,648,000 | 1,367 |
| Pre-tax net operating income | $6,319,000 | 1,489 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $6,319,000 | 1,342 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,319,000 | 1,342 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,319,000 | 1,342 |
| Net charge-offs | $13,000 | 1,890 |
| Cash dividends | $4,069,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,319,000 | 1,323 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,074,000 | 1,499 |
| Total interest expense | $630,000 | 2,039 |
| Net interest income | $9,444,000 | 1,438 |
| Provision for loan and lease losses | $385,000 | 750 |
| Total noninterest income | $7,319,000 | 670 |
| Gross Fiduciary activities income | $1,217,000 | 332 |
| Service charges on deposit accounts | $118,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,984,000 | 621 |
| Total noninterest expense | $10,398,000 | 1,134 |
| Salaries and employee benefits | $7,333,000 | 954 |
| Premises and equipment expense | $629,000 | 1,787 |
| Additional noninterest expense | $2,436,000 | 1,349 |
| Pre-tax net operating income | $5,980,000 | 1,153 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $5,980,000 | 1,033 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,980,000 | 1,032 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,980,000 | 1,033 |
| Net charge-offs | $7,000 | 1,839 |
| Cash dividends | $3,115,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,980,000 | 1,009 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 1,293 |
| Total interest expense | $314,000 | 2,117 |
| Net interest income | $5,718,000 | 1,231 |
| Provision for loan and lease losses | $272,000 | 652 |
| Total noninterest income | $3,658,000 | 662 |
| Gross Fiduciary activities income | $552,000 | 346 |
| Service charges on deposit accounts | $65,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,041,000 | 617 |
| Total noninterest expense | $5,000,000 | 1,145 |
| Salaries and employee benefits | $3,586,000 | 962 |
| Premises and equipment expense | $304,000 | 1,831 |
| Additional noninterest expense | $1,110,000 | 1,407 |
| Pre-tax net operating income | $4,104,000 | 892 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $4,104,000 | 794 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,104,000 | 794 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,104,000 | 794 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $1,290,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,104,000 | 775 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,933,000 | 1,802 |
| Total interest expense | $1,356,000 | 2,529 |
| Net interest income | $14,577,000 | 1,689 |
| Provision for loan and lease losses | $1,092,000 | 1,515 |
| Total noninterest income | $11,165,000 | 738 |
| Gross Fiduciary activities income | $1,951,000 | 357 |
| Service charges on deposit accounts | $238,000 | 2,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,976,000 | 698 |
| Total noninterest expense | $17,886,000 | 1,210 |
| Salaries and employee benefits | $12,777,000 | 1,028 |
| Premises and equipment expense | $1,162,000 | 1,838 |
| Additional noninterest expense | $3,947,000 | 1,551 |
| Pre-tax net operating income | $6,764,000 | 1,411 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $6,764,000 | 1,293 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,764,000 | 1,294 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,764,000 | 1,294 |
| Net charge-offs | $-17,000 | 4,360 |
| Cash dividends | $2,586,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,764,000 | 1,256 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,435,000 | 1,650 |
| Total interest expense | $1,024,000 | 2,600 |
| Net interest income | $12,411,000 | 1,505 |
| Provision for loan and lease losses | $887,000 | 1,461 |
| Total noninterest income | $7,390,000 | 780 |
| Gross Fiduciary activities income | $1,425,000 | 358 |
| Service charges on deposit accounts | $175,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,790,000 | 743 |
| Total noninterest expense | $12,883,000 | 1,236 |
| Salaries and employee benefits | $9,093,000 | 1,052 |
| Premises and equipment expense | $858,000 | 1,853 |
| Additional noninterest expense | $2,932,000 | 1,543 |
| Pre-tax net operating income | $6,031,000 | 1,207 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $6,031,000 | 1,106 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,031,000 | 1,106 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,031,000 | 1,106 |
| Net charge-offs | $-17,000 | 4,382 |
| Cash dividends | $2,586,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,031,000 | 1,068 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,143,000 | 1,494 |
| Total interest expense | $682,000 | 2,687 |
| Net interest income | $9,461,000 | 1,340 |
| Provision for loan and lease losses | $570,000 | 1,520 |
| Total noninterest income | $3,879,000 | 878 |
| Gross Fiduciary activities income | $949,000 | 356 |
| Service charges on deposit accounts | $113,000 | 2,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,817,000 | 856 |
| Total noninterest expense | $8,137,000 | 1,287 |
| Salaries and employee benefits | $5,703,000 | 1,094 |
| Premises and equipment expense | $564,000 | 1,874 |
| Additional noninterest expense | $1,870,000 | 1,582 |
| Pre-tax net operating income | $4,633,000 | 1,020 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $4,633,000 | 914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,633,000 | 913 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,633,000 | 914 |
| Net charge-offs | $-16,000 | 4,453 |
| Cash dividends | $1,986,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,633,000 | 883 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 2,324 |
| Total interest expense | $356,000 | 2,763 |
| Net interest income | $2,541,000 | 2,202 |
| Provision for loan and lease losses | $125,000 | 1,776 |
| Total noninterest income | $1,672,000 | 918 |
| Gross Fiduciary activities income | $502,000 | 347 |
| Service charges on deposit accounts | $59,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,111,000 | 890 |
| Total noninterest expense | $3,609,000 | 1,438 |
| Salaries and employee benefits | $2,411,000 | 1,278 |
| Premises and equipment expense | $263,000 | 1,982 |
| Additional noninterest expense | $935,000 | 1,601 |
| Pre-tax net operating income | $479,000 | 2,838 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $479,000 | 2,684 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $479,000 | 2,683 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $479,000 | 2,685 |
| Net charge-offs | $-14,000 | 4,568 |
| Cash dividends | $571,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $479,000 | 2,672 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,635,000 | 2,346 |
| Total interest expense | $1,797,000 | 2,510 |
| Net interest income | $9,838,000 | 2,273 |
| Provision for loan and lease losses | $97,000 | 2,993 |
| Total noninterest income | $6,283,000 | 963 |
| Gross Fiduciary activities income | $1,926,000 | 354 |
| Service charges on deposit accounts | $269,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,088,000 | 951 |
| Total noninterest expense | $11,618,000 | 1,694 |
| Salaries and employee benefits | $7,564,000 | 1,526 |
| Premises and equipment expense | $970,000 | 2,078 |
| Additional noninterest expense | $3,084,000 | 1,888 |
| Pre-tax net operating income | $4,406,000 | 1,927 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,406,000 | 1,758 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,406,000 | 1,760 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,406,000 | 1,760 |
| Net charge-offs | $95,000 | 2,240 |
| Cash dividends | $2,241,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,406,000 | 1,728 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,376 |
| Total interest expense | $1,386,000 | 2,475 |
| Net interest income | $7,295,000 | 2,319 |
| Provision for loan and lease losses | $35,000 | 3,311 |
| Total noninterest income | $4,199,000 | 1,036 |
| Gross Fiduciary activities income | $1,441,000 | 355 |
| Service charges on deposit accounts | $201,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,557,000 | 1,086 |
| Total noninterest expense | $8,164,000 | 1,793 |
| Salaries and employee benefits | $5,227,000 | 1,638 |
| Premises and equipment expense | $724,000 | 2,094 |
| Additional noninterest expense | $2,213,000 | 1,951 |
| Pre-tax net operating income | $3,295,000 | 1,991 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,295,000 | 1,800 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,295,000 | 1,801 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,295,000 | 1,801 |
| Net charge-offs | $95,000 | 1,795 |
| Cash dividends | $2,243,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,295,000 | 1,771 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 2,391 |
| Total interest expense | $939,000 | 2,434 |
| Net interest income | $4,802,000 | 2,349 |
| Provision for loan and lease losses | $15,000 | 3,371 |
| Total noninterest income | $2,500,000 | 1,100 |
| Gross Fiduciary activities income | $949,000 | 361 |
| Service charges on deposit accounts | $128,000 | 2,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,423,000 | 1,205 |
| Total noninterest expense | $5,223,000 | 1,867 |
| Salaries and employee benefits | $3,260,000 | 1,739 |
| Premises and equipment expense | $486,000 | 2,100 |
| Additional noninterest expense | $1,477,000 | 1,965 |
| Pre-tax net operating income | $2,064,000 | 2,053 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,064,000 | 1,858 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,064,000 | 1,857 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,064,000 | 1,858 |
| Net charge-offs | $105,000 | 1,385 |
| Cash dividends | $1,605,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,064,000 | 1,832 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 2,391 |
| Total interest expense | $494,000 | 2,323 |
| Net interest income | $2,372,000 | 2,375 |
| Provision for loan and lease losses | $8,000 | 3,162 |
| Total noninterest income | $1,013,000 | 1,223 |
| Gross Fiduciary activities income | $460,000 | 360 |
| Service charges on deposit accounts | $61,000 | 2,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 1,460 |
| Total noninterest expense | $2,489,000 | 1,951 |
| Salaries and employee benefits | $1,526,000 | 1,842 |
| Premises and equipment expense | $243,000 | 2,124 |
| Additional noninterest expense | $720,000 | 1,981 |
| Pre-tax net operating income | $888,000 | 2,221 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $888,000 | 2,044 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $888,000 | 2,043 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $888,000 | 2,043 |
| Net charge-offs | $114,000 | 834 |
| Cash dividends | $633,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $888,000 | 2,027 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,954,000 | 2,370 |
| Total interest expense | $1,555,000 | 2,290 |
| Net interest income | $9,399,000 | 2,360 |
| Provision for loan and lease losses | $130,000 | 2,777 |
| Total noninterest income | $5,126,000 | 1,074 |
| Gross Fiduciary activities income | $1,873,000 | 363 |
| Service charges on deposit accounts | $279,000 | 2,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,974,000 | 1,150 |
| Total noninterest expense | $10,035,000 | 1,898 |
| Salaries and employee benefits | $6,216,000 | 1,756 |
| Premises and equipment expense | $991,000 | 2,070 |
| Additional noninterest expense | $2,828,000 | 2,024 |
| Pre-tax net operating income | $4,360,000 | 1,985 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,360,000 | 1,776 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,360,000 | 1,775 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,360,000 | 1,775 |
| Net charge-offs | $25,000 | 3,000 |
| Cash dividends | $2,338,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,360,000 | 1,768 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,114,000 | 2,392 |
| Total interest expense | $1,055,000 | 2,362 |
| Net interest income | $7,059,000 | 2,363 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $4,201,000 | 1,026 |
| Gross Fiduciary activities income | $1,372,000 | 365 |
| Service charges on deposit accounts | $211,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,618,000 | 1,032 |
| Total noninterest expense | $7,649,000 | 1,864 |
| Salaries and employee benefits | $4,680,000 | 1,757 |
| Premises and equipment expense | $746,000 | 2,062 |
| Additional noninterest expense | $2,223,000 | 1,934 |
| Pre-tax net operating income | $3,511,000 | 1,885 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,511,000 | 1,679 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,511,000 | 1,678 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,511,000 | 1,678 |
| Net charge-offs | $35,000 | 2,411 |
| Cash dividends | $2,338,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,511,000 | 1,666 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 2,373 |
| Total interest expense | $647,000 | 2,414 |
| Net interest income | $4,751,000 | 2,344 |
| Provision for loan and lease losses | $70,000 | 2,477 |
| Total noninterest income | $2,939,000 | 993 |
| Gross Fiduciary activities income | $906,000 | 370 |
| Service charges on deposit accounts | $142,000 | 2,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,891,000 | 975 |
| Total noninterest expense | $5,176,000 | 1,862 |
| Salaries and employee benefits | $3,162,000 | 1,754 |
| Premises and equipment expense | $518,000 | 2,025 |
| Additional noninterest expense | $1,496,000 | 1,926 |
| Pre-tax net operating income | $2,444,000 | 1,800 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,444,000 | 1,604 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,444,000 | 1,603 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,444,000 | 1,603 |
| Net charge-offs | $46,000 | 1,817 |
| Cash dividends | $1,794,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,444,000 | 1,589 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 2,411 |
| Total interest expense | $310,000 | 2,410 |
| Net interest income | $2,332,000 | 2,379 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $1,427,000 | 1,006 |
| Gross Fiduciary activities income | $452,000 | 366 |
| Service charges on deposit accounts | $71,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $904,000 | 991 |
| Total noninterest expense | $2,653,000 | 1,839 |
| Salaries and employee benefits | $1,609,000 | 1,750 |
| Premises and equipment expense | $261,000 | 2,049 |
| Additional noninterest expense | $783,000 | 1,850 |
| Pre-tax net operating income | $1,066,000 | 1,950 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,066,000 | 1,744 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,066,000 | 1,744 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,066,000 | 1,744 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $731,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,066,000 | 1,731 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,128,000 | 2,425 |
| Total interest expense | $1,322,000 | 2,110 |
| Net interest income | $8,806,000 | 2,450 |
| Provision for loan and lease losses | $239,000 | 2,221 |
| Total noninterest income | $6,344,000 | 933 |
| Gross Fiduciary activities income | $1,543,000 | 384 |
| Service charges on deposit accounts | $272,000 | 3,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,529,000 | 876 |
| Total noninterest expense | $10,485,000 | 1,835 |
| Salaries and employee benefits | $6,419,000 | 1,715 |
| Premises and equipment expense | $1,013,000 | 2,091 |
| Additional noninterest expense | $3,053,000 | 1,904 |
| Pre-tax net operating income | $4,426,000 | 1,889 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,429,000 | 1,488 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,429,000 | 1,488 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,429,000 | 1,488 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $2,261,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,426,000 | 1,476 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 2,478 |
| Total interest expense | $976,000 | 2,118 |
| Net interest income | $6,429,000 | 2,519 |
| Provision for loan and lease losses | $194,000 | 2,063 |
| Total noninterest income | $5,000,000 | 925 |
| Gross Fiduciary activities income | $1,073,000 | 400 |
| Service charges on deposit accounts | $204,000 | 3,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,723,000 | 840 |
| Total noninterest expense | $7,900,000 | 1,833 |
| Salaries and employee benefits | $4,918,000 | 1,690 |
| Premises and equipment expense | $758,000 | 2,103 |
| Additional noninterest expense | $2,224,000 | 1,954 |
| Pre-tax net operating income | $3,335,000 | 1,902 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,338,000 | 1,586 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,338,000 | 1,585 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,338,000 | 1,586 |
| Net charge-offs | $8,000 | 3,335 |
| Cash dividends | $2,261,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,335,000 | 1,569 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 2,485 |
| Total interest expense | $638,000 | 2,115 |
| Net interest income | $4,238,000 | 2,532 |
| Provision for loan and lease losses | $164,000 | 1,755 |
| Total noninterest income | $3,407,000 | 911 |
| Gross Fiduciary activities income | $683,000 | 407 |
| Service charges on deposit accounts | $135,000 | 3,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,589,000 | 810 |
| Total noninterest expense | $5,374,000 | 1,796 |
| Salaries and employee benefits | $3,348,000 | 1,663 |
| Premises and equipment expense | $507,000 | 2,099 |
| Additional noninterest expense | $1,519,000 | 1,921 |
| Pre-tax net operating income | $2,107,000 | 1,953 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,107,000 | 1,629 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,107,000 | 1,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,107,000 | 1,629 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $1,545,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,107,000 | 1,609 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 2,539 |
| Total interest expense | $313,000 | 2,100 |
| Net interest income | $2,053,000 | 2,588 |
| Provision for loan and lease losses | $149,000 | 1,206 |
| Total noninterest income | $1,741,000 | 888 |
| Gross Fiduciary activities income | $340,000 | 410 |
| Service charges on deposit accounts | $66,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,335,000 | 780 |
| Total noninterest expense | $2,682,000 | 1,812 |
| Salaries and employee benefits | $1,684,000 | 1,675 |
| Premises and equipment expense | $252,000 | 2,133 |
| Additional noninterest expense | $746,000 | 1,944 |
| Pre-tax net operating income | $963,000 | 2,013 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $963,000 | 1,718 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $963,000 | 1,717 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $963,000 | 1,718 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $358,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $963,000 | 1,703 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 2,695 |
| Total interest expense | $1,262,000 | 2,048 |
| Net interest income | $7,382,000 | 2,775 |
| Provision for loan and lease losses | $272,000 | 2,104 |
| Total noninterest income | $6,604,000 | 949 |
| Gross Fiduciary activities income | $1,346,000 | 417 |
| Service charges on deposit accounts | $244,000 | 3,308 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,014,000 | 843 |
| Total noninterest expense | $10,557,000 | 1,808 |
| Salaries and employee benefits | $6,320,000 | 1,702 |
| Premises and equipment expense | $983,000 | 2,180 |
| Additional noninterest expense | $3,254,000 | 1,836 |
| Pre-tax net operating income | $3,157,000 | 2,323 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,186,000 | 2,003 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,186,000 | 2,002 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,186,000 | 2,002 |
| Net charge-offs | $139,000 | 2,299 |
| Cash dividends | $2,404,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,157,000 | 1,968 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 2,744 |
| Total interest expense | $943,000 | 2,048 |
| Net interest income | $5,411,000 | 2,823 |
| Provision for loan and lease losses | $112,000 | 2,626 |
| Total noninterest income | $4,798,000 | 962 |
| Gross Fiduciary activities income | $1,004,000 | 415 |
| Service charges on deposit accounts | $180,000 | 3,342 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,614,000 | 854 |
| Total noninterest expense | $7,669,000 | 1,870 |
| Salaries and employee benefits | $4,584,000 | 1,758 |
| Premises and equipment expense | $743,000 | 2,169 |
| Additional noninterest expense | $2,342,000 | 1,901 |
| Pre-tax net operating income | $2,428,000 | 2,296 |
| Securities gains (losses) | $29,000 | 2,127 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,457,000 | 1,980 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,457,000 | 1,980 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,457,000 | 1,980 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $2,404,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,428,000 | 1,937 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 2,767 |
| Total interest expense | $618,000 | 2,089 |
| Net interest income | $3,589,000 | 2,849 |
| Provision for loan and lease losses | $61,000 | 2,694 |
| Total noninterest income | $3,241,000 | 937 |
| Gross Fiduciary activities income | $666,000 | 413 |
| Service charges on deposit accounts | $114,000 | 3,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,461,000 | 832 |
| Total noninterest expense | $4,956,000 | 1,930 |
| Salaries and employee benefits | $2,937,000 | 1,818 |
| Premises and equipment expense | $495,000 | 2,168 |
| Additional noninterest expense | $1,524,000 | 1,946 |
| Pre-tax net operating income | $1,813,000 | 2,099 |
| Securities gains (losses) | $31,000 | 1,734 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,844,000 | 1,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,844,000 | 1,783 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,844,000 | 1,783 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $1,838,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,813,000 | 1,753 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 2,721 |
| Total interest expense | $315,000 | 2,060 |
| Net interest income | $1,843,000 | 2,786 |
| Provision for loan and lease losses | $31,000 | 2,500 |
| Total noninterest income | $1,428,000 | 997 |
| Gross Fiduciary activities income | $336,000 | 409 |
| Service charges on deposit accounts | $53,000 | 3,519 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,039,000 | 906 |
| Total noninterest expense | $2,378,000 | 2,010 |
| Salaries and employee benefits | $1,401,000 | 1,917 |
| Premises and equipment expense | $247,000 | 2,174 |
| Additional noninterest expense | $730,000 | 2,000 |
| Pre-tax net operating income | $862,000 | 2,157 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $862,000 | 1,859 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $862,000 | 1,860 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $862,000 | 1,860 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $707,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $862,000 | 1,817 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,045,000 | 2,825 |
| Total interest expense | $1,130,000 | 2,216 |
| Net interest income | $6,915,000 | 2,886 |
| Provision for loan and lease losses | $573,000 | 1,226 |
| Total noninterest income | $4,858,000 | 1,145 |
| Gross Fiduciary activities income | $1,358,000 | 410 |
| Service charges on deposit accounts | $232,000 | 3,473 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,268,000 | 1,096 |
| Total noninterest expense | $9,051,000 | 2,081 |
| Salaries and employee benefits | $5,254,000 | 1,979 |
| Premises and equipment expense | $997,000 | 2,177 |
| Additional noninterest expense | $2,800,000 | 2,134 |
| Pre-tax net operating income | $2,149,000 | 2,880 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,149,000 | 2,595 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,149,000 | 2,596 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,149,000 | 2,597 |
| Net charge-offs | $11,000 | 3,977 |
| Cash dividends | $1,598,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,149,000 | 2,549 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 2,861 |
| Total interest expense | $812,000 | 2,316 |
| Net interest income | $5,174,000 | 2,908 |
| Provision for loan and lease losses | $562,000 | 950 |
| Total noninterest income | $3,977,000 | 1,100 |
| Gross Fiduciary activities income | $1,034,000 | 407 |
| Service charges on deposit accounts | $169,000 | 3,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,774,000 | 1,027 |
| Total noninterest expense | $6,785,000 | 2,081 |
| Salaries and employee benefits | $3,916,000 | 1,991 |
| Premises and equipment expense | $754,000 | 2,200 |
| Additional noninterest expense | $2,115,000 | 2,102 |
| Pre-tax net operating income | $1,804,000 | 2,752 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,804,000 | 2,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,804,000 | 2,439 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,804,000 | 2,439 |
| Net charge-offs | $13,000 | 3,547 |
| Cash dividends | $1,598,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,804,000 | 2,401 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 2,893 |
| Total interest expense | $539,000 | 2,332 |
| Net interest income | $3,383,000 | 2,955 |
| Provision for loan and lease losses | $523,000 | 734 |
| Total noninterest income | $2,580,000 | 1,122 |
| Gross Fiduciary activities income | $692,000 | 408 |
| Service charges on deposit accounts | $108,000 | 3,605 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,780,000 | 1,054 |
| Total noninterest expense | $4,434,000 | 2,128 |
| Salaries and employee benefits | $2,533,000 | 2,061 |
| Premises and equipment expense | $502,000 | 2,215 |
| Additional noninterest expense | $1,399,000 | 2,121 |
| Pre-tax net operating income | $1,006,000 | 3,059 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,006,000 | 2,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,006,000 | 2,742 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,006,000 | 2,743 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $1,142,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,006,000 | 2,690 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 2,965 |
| Total interest expense | $260,000 | 2,415 |
| Net interest income | $1,630,000 | 3,051 |
| Provision for loan and lease losses | $445,000 | 462 |
| Total noninterest income | $1,197,000 | 1,140 |
| Gross Fiduciary activities income | $344,000 | 413 |
| Service charges on deposit accounts | $52,000 | 3,639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $801,000 | 1,090 |
| Total noninterest expense | $2,192,000 | 2,157 |
| Salaries and employee benefits | $1,217,000 | 2,129 |
| Premises and equipment expense | $254,000 | 2,219 |
| Additional noninterest expense | $721,000 | 2,048 |
| Pre-tax net operating income | $190,000 | 4,509 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $190,000 | 4,354 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $190,000 | 4,356 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $190,000 | 4,357 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $190,000 | 4,278 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 3,165 |
| Total interest expense | $895,000 | 2,794 |
| Net interest income | $6,155,000 | 3,186 |
| Provision for loan and lease losses | $143,000 | 2,834 |
| Total noninterest income | $5,057,000 | 1,097 |
| Gross Fiduciary activities income | $1,326,000 | 419 |
| Service charges on deposit accounts | $253,000 | 3,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,478,000 | 997 |
| Total noninterest expense | $8,739,000 | 2,157 |
| Salaries and employee benefits | $4,953,000 | 2,067 |
| Premises and equipment expense | $1,039,000 | 2,166 |
| Additional noninterest expense | $2,747,000 | 2,207 |
| Pre-tax net operating income | $2,330,000 | 2,718 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,330,000 | 2,425 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,330,000 | 2,425 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,330,000 | 2,425 |
| Net charge-offs | $73,000 | 3,459 |
| Cash dividends | $1,241,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,330,000 | 2,388 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 3,293 |
| Total interest expense | $643,000 | 2,944 |
| Net interest income | $4,431,000 | 3,309 |
| Provision for loan and lease losses | $52,000 | 3,356 |
| Total noninterest income | $3,696,000 | 1,118 |
| Gross Fiduciary activities income | $999,000 | 417 |
| Service charges on deposit accounts | $194,000 | 3,515 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,503,000 | 1,040 |
| Total noninterest expense | $6,411,000 | 2,200 |
| Salaries and employee benefits | $3,566,000 | 2,153 |
| Premises and equipment expense | $771,000 | 2,210 |
| Additional noninterest expense | $2,074,000 | 2,173 |
| Pre-tax net operating income | $1,664,000 | 2,848 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,664,000 | 2,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,664,000 | 2,532 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,664,000 | 2,531 |
| Net charge-offs | $71,000 | 2,995 |
| Cash dividends | $1,241,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,664,000 | 2,493 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 3,444 |
| Total interest expense | $413,000 | 3,061 |
| Net interest income | $2,738,000 | 3,470 |
| Provision for loan and lease losses | $7,000 | 3,995 |
| Total noninterest income | $2,543,000 | 1,079 |
| Gross Fiduciary activities income | $667,000 | 413 |
| Service charges on deposit accounts | $131,000 | 3,482 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,745,000 | 989 |
| Total noninterest expense | $4,109,000 | 2,287 |
| Salaries and employee benefits | $2,246,000 | 2,263 |
| Premises and equipment expense | $501,000 | 2,268 |
| Additional noninterest expense | $1,362,000 | 2,190 |
| Pre-tax net operating income | $1,165,000 | 2,706 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,165,000 | 2,382 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,165,000 | 2,386 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,165,000 | 2,386 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $1,028,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,165,000 | 2,340 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 3,661 |
| Total interest expense | $197,000 | 3,210 |
| Net interest income | $1,251,000 | 3,685 |
| Provision for loan and lease losses | $7,000 | 3,504 |
| Total noninterest income | $1,147,000 | 1,123 |
| Gross Fiduciary activities income | $320,000 | 421 |
| Service charges on deposit accounts | $66,000 | 3,449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $761,000 | 1,050 |
| Total noninterest expense | $2,041,000 | 2,297 |
| Salaries and employee benefits | $1,072,000 | 2,362 |
| Premises and equipment expense | $241,000 | 2,379 |
| Additional noninterest expense | $728,000 | 2,072 |
| Pre-tax net operating income | $350,000 | 3,550 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $350,000 | 3,252 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 3,255 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $350,000 | 3,255 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $600,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $350,000 | 3,220 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 3,715 |
| Total interest expense | $673,000 | 3,840 |
| Net interest income | $5,107,000 | 3,660 |
| Provision for loan and lease losses | $95,000 | 3,759 |
| Total noninterest income | $5,044,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $267,000 | 3,580 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,777,000 | 836 |
| Total noninterest expense | $7,599,000 | 2,454 |
| Salaries and employee benefits | $4,487,000 | 2,261 |
| Premises and equipment expense | $928,000 | 2,399 |
| Additional noninterest expense | $2,184,000 | 2,789 |
| Pre-tax net operating income | $2,457,000 | 2,495 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,509,000 | 2,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,509,000 | 2,192 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,509,000 | 2,191 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $1,481,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,457,000 | 2,170 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 3,794 |
| Total interest expense | $490,000 | 3,992 |
| Net interest income | $3,766,000 | 3,712 |
| Provision for loan and lease losses | $54,000 | 3,904 |
| Total noninterest income | $3,856,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $197,000 | 3,632 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,659,000 | 841 |
| Total noninterest expense | $5,769,000 | 2,420 |
| Salaries and employee benefits | $3,491,000 | 2,191 |
| Premises and equipment expense | $690,000 | 2,435 |
| Additional noninterest expense | $1,588,000 | 2,846 |
| Pre-tax net operating income | $1,799,000 | 2,625 |
| Securities gains (losses) | $65,000 | 1,480 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,864,000 | 2,260 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,864,000 | 2,265 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,864,000 | 2,265 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $1,481,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,799,000 | 2,252 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,898 |
| Total interest expense | $329,000 | 4,040 |
| Net interest income | $2,405,000 | 3,813 |
| Provision for loan and lease losses | $14,000 | 4,421 |
| Total noninterest income | $2,633,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $129,000 | 3,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,504,000 | 839 |
| Total noninterest expense | $3,820,000 | 2,441 |
| Salaries and employee benefits | $2,316,000 | 2,194 |
| Premises and equipment expense | $454,000 | 2,470 |
| Additional noninterest expense | $1,050,000 | 2,856 |
| Pre-tax net operating income | $1,204,000 | 2,591 |
| Securities gains (losses) | $65,000 | 1,357 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,269,000 | 2,204 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,269,000 | 2,212 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,269,000 | 2,210 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $1,181,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,204,000 | 2,203 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 3,939 |
| Total interest expense | $173,000 | 4,012 |
| Net interest income | $1,184,000 | 3,868 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,422,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,359,000 | 792 |
| Total noninterest expense | $1,957,000 | 2,418 |
| Salaries and employee benefits | $1,214,000 | 2,123 |
| Premises and equipment expense | $220,000 | 2,566 |
| Additional noninterest expense | $523,000 | 2,872 |
| Pre-tax net operating income | $649,000 | 2,409 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $652,000 | 2,109 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $652,000 | 2,112 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $652,000 | 2,111 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $654,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $649,000 | 2,038 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 4,043 |
| Total interest expense | $709,000 | 4,378 |
| Net interest income | $4,825,000 | 3,902 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $4,035,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $261,000 | 3,762 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,774,000 | 1,007 |
| Total noninterest expense | $6,707,000 | 2,769 |
| Salaries and employee benefits | $3,912,000 | 2,510 |
| Premises and equipment expense | $840,000 | 2,633 |
| Additional noninterest expense | $1,955,000 | 3,150 |
| Pre-tax net operating income | $1,903,000 | 2,904 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,908,000 | 2,664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,908,000 | 2,667 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,908,000 | 2,665 |
| Net charge-offs | $-9,000 | 6,592 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,903,000 | 2,556 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 4,132 |
| Total interest expense | $525,000 | 4,538 |
| Net interest income | $3,608,000 | 3,966 |
| Provision for loan and lease losses | $175,000 | 3,700 |
| Total noninterest income | $2,551,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $193,000 | 3,837 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,358,000 | 1,120 |
| Total noninterest expense | $4,946,000 | 2,819 |
| Salaries and employee benefits | $2,862,000 | 2,575 |
| Premises and equipment expense | $616,000 | 2,717 |
| Additional noninterest expense | $1,468,000 | 3,171 |
| Pre-tax net operating income | $1,038,000 | 3,564 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,043,000 | 3,351 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,043,000 | 3,352 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,043,000 | 3,353 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,038,000 | 3,206 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 4,330 |
| Total interest expense | $344,000 | 4,684 |
| Net interest income | $2,239,000 | 4,180 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $1,366,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $123,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,243,000 | 1,306 |
| Total noninterest expense | $3,117,000 | 2,965 |
| Salaries and employee benefits | $1,742,000 | 2,814 |
| Premises and equipment expense | $394,000 | 2,807 |
| Additional noninterest expense | $981,000 | 3,176 |
| Pre-tax net operating income | $388,000 | 4,492 |
| Securities gains (losses) | $-2,000 | 6,849 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $386,000 | 4,432 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $386,000 | 4,438 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $386,000 | 4,436 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $388,000 | 4,227 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 4,437 |
| Total interest expense | $176,000 | 4,739 |
| Net interest income | $1,083,000 | 4,297 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $644,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $587,000 | 1,352 |
| Total noninterest expense | $1,513,000 | 3,030 |
| Salaries and employee benefits | $853,000 | 2,878 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $464,000 | 3,274 |
| Pre-tax net operating income | $189,000 | 4,601 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $187,000 | 4,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 4,490 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $187,000 | 4,491 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $189,000 | 4,328 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 4,777 |
| Total interest expense | $492,000 | 5,879 |
| Net interest income | $4,101,000 | 4,478 |
| Provision for loan and lease losses | $659,000 | 3,039 |
| Total noninterest income | $2,688,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $237,000 | 4,068 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,451,000 | 1,189 |
| Total noninterest expense | $5,533,000 | 3,259 |
| Salaries and employee benefits | $2,884,000 | 3,213 |
| Premises and equipment expense | $761,000 | 3,022 |
| Additional noninterest expense | $1,888,000 | 3,295 |
| Pre-tax net operating income | $597,000 | 4,518 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $599,000 | 4,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $599,000 | 4,413 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $599,000 | 4,413 |
| Net charge-offs | $-38,000 | 7,150 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $597,000 | 4,288 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 4,870 |
| Total interest expense | $320,000 | 6,215 |
| Net interest income | $3,079,000 | 4,498 |
| Provision for loan and lease losses | $482,000 | 2,921 |
| Total noninterest income | $1,582,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $188,000 | 3,967 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,394,000 | 1,412 |
| Total noninterest expense | $3,839,000 | 3,480 |
| Salaries and employee benefits | $1,997,000 | 3,403 |
| Premises and equipment expense | $557,000 | 3,087 |
| Additional noninterest expense | $1,285,000 | 3,519 |
| Pre-tax net operating income | $340,000 | 4,972 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $340,000 | 4,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,892 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $340,000 | 4,892 |
| Net charge-offs | $-48,000 | 7,249 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $340,000 | 4,772 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 5,071 |
| Total interest expense | $201,000 | 6,412 |
| Net interest income | $1,943,000 | 4,668 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $977,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $123,000 | 3,990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $854,000 | 1,496 |
| Total noninterest expense | $2,365,000 | 3,729 |
| Salaries and employee benefits | $1,211,000 | 3,678 |
| Premises and equipment expense | $343,000 | 3,304 |
| Additional noninterest expense | $811,000 | 3,708 |
| Pre-tax net operating income | $245,000 | 4,866 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $245,000 | 4,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 4,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $245,000 | 4,736 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $245,000 | 4,651 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 5,257 |
| Total interest expense | $100,000 | 6,519 |
| Net interest income | $903,000 | 4,854 |
| Provision for loan and lease losses | $134,000 | 3,012 |
| Total noninterest income | $467,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $405,000 | 1,553 |
| Total noninterest expense | $1,034,000 | 4,093 |
| Salaries and employee benefits | $532,000 | 4,061 |
| Premises and equipment expense | $161,000 | 3,522 |
| Additional noninterest expense | $341,000 | 4,165 |
| Pre-tax net operating income | $202,000 | 4,222 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $202,000 | 3,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $202,000 | 3,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 3,968 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $202,000 | 3,913 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 5,515 |
| Total interest expense | $454,000 | 6,659 |
| Net interest income | $3,355,000 | 5,068 |
| Provision for loan and lease losses | $505,000 | 4,106 |
| Total noninterest income | $525,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 3,898 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $262,000 | 4,173 |
| Total noninterest expense | $3,708,000 | 4,424 |
| Salaries and employee benefits | $1,922,000 | 4,354 |
| Premises and equipment expense | $539,000 | 3,997 |
| Additional noninterest expense | $1,247,000 | 4,511 |
| Pre-tax net operating income | $-333,000 | 6,142 |
| Securities gains (losses) | $138,000 | 1,905 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-195,000 | 6,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-195,000 | 6,167 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-195,000 | 6,168 |
| Net charge-offs | $120,000 | 5,263 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-333,000 | 6,214 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 5,701 |
| Total interest expense | $350,000 | 6,759 |
| Net interest income | $2,421,000 | 5,223 |
| Provision for loan and lease losses | $341,000 | 4,142 |
| Total noninterest income | $398,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $196,000 | 3,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $202,000 | 4,164 |
| Total noninterest expense | $2,715,000 | 4,512 |
| Salaries and employee benefits | $1,407,000 | 4,450 |
| Premises and equipment expense | $383,000 | 4,185 |
| Additional noninterest expense | $925,000 | 4,526 |
| Pre-tax net operating income | $-237,000 | 6,334 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-237,000 | 6,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-237,000 | 6,476 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-237,000 | 6,475 |
| Net charge-offs | $69,000 | 5,267 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-237,000 | 6,390 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 5,866 |
| Total interest expense | $242,000 | 6,796 |
| Net interest income | $1,510,000 | 5,428 |
| Provision for loan and lease losses | $207,000 | 4,169 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $126,000 | 4,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 5,477 |
| Total noninterest expense | $1,816,000 | 4,516 |
| Salaries and employee benefits | $937,000 | 4,470 |
| Premises and equipment expense | $254,000 | 4,242 |
| Additional noninterest expense | $625,000 | 4,484 |
| Pre-tax net operating income | $-332,000 | 6,599 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-332,000 | 6,724 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-332,000 | 6,726 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-332,000 | 6,725 |
| Net charge-offs | $70,000 | 4,589 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-332,000 | 6,678 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,045 |
| Total interest expense | $123,000 | 6,890 |
| Net interest income | $709,000 | 5,621 |
| Provision for loan and lease losses | $119,000 | 3,767 |
| Total noninterest income | $90,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $880,000 | 4,655 |
| Salaries and employee benefits | $463,000 | 4,563 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $286,000 | 4,731 |
| Pre-tax net operating income | $-200,000 | 6,831 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-200,000 | 6,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-200,000 | 6,929 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-200,000 | 6,928 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-200,000 | 6,890 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,889 |
| Total interest expense | $102,000 | 7,905 |
| Net interest income | $436,000 | 7,862 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $68,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $798,000 | 7,613 |
| Salaries and employee benefits | $277,000 | 7,849 |
| Premises and equipment expense | $83,000 | 7,523 |
| Additional noninterest expense | $438,000 | 6,978 |
| Pre-tax net operating income | $-294,000 | 5,799 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-294,000 | 5,915 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-294,000 | 5,914 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-294,000 | 5,914 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-294,000 | 5,913 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 5,889 |
| Total interest expense | $472,000 | 6,970 |
| Net interest income | $2,392,000 | 5,237 |
| Provision for loan and lease losses | $173,000 | 5,360 |
| Total noninterest income | $282,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $211,000 | 4,027 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $71,000 | 5,836 |
| Total noninterest expense | $1,368,000 | 6,461 |
| Salaries and employee benefits | $722,000 | 6,357 |
| Premises and equipment expense | $94,000 | 7,199 |
| Additional noninterest expense | $552,000 | 6,020 |
| Pre-tax net operating income | $1,133,000 | 2,521 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $399,000 | 1,630 |
| Income before extraordinary items | $734,000 | 3,028 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $734,000 | 3,026 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $734,000 | 3,029 |
| Net charge-offs | $-9,000 | 7,862 |
| Cash dividends | $725,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $734,000 | 2,945 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 5,928 |
| Total interest expense | $317,000 | 7,066 |
| Net interest income | $1,605,000 | 5,213 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $175,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $866,000 | 6,612 |
| Salaries and employee benefits | $481,000 | 6,420 |
| Premises and equipment expense | $58,000 | 7,366 |
| Additional noninterest expense | $327,000 | 6,310 |
| Pre-tax net operating income | $814,000 | 2,489 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $287,000 | 1,580 |
| Income before extraordinary items | $527,000 | 2,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 2,993 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $527,000 | 2,994 |
| Net charge-offs | $-10,000 | 7,898 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $527,000 | 2,894 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,904 |
| Total interest expense | $164,000 | 7,107 |
| Net interest income | $824,000 | 5,124 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $443,000 | 6,538 |
| Salaries and employee benefits | $248,000 | 6,413 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $163,000 | 6,106 |
| Pre-tax net operating income | $451,000 | 2,567 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $160,000 | 1,686 |
| Income before extraordinary items | $291,000 | 3,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $291,000 | 3,189 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $291,000 | 3,189 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $291,000 | 3,038 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 6,184 |
| Total interest expense | $1,087,000 | 6,634 |
| Net interest income | $2,632,000 | 5,781 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $383,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $297,000 | 4,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $86,000 | 6,122 |
| Total noninterest expense | $1,770,000 | 6,525 |
| Salaries and employee benefits | $926,000 | 6,591 |
| Premises and equipment expense | $146,000 | 7,181 |
| Additional noninterest expense | $698,000 | 5,818 |
| Pre-tax net operating income | $1,225,000 | 3,380 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $421,000 | 2,022 |
| Income before extraordinary items | $804,000 | 3,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $804,000 | 3,813 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 6,220 |
| Total interest expense | $873,000 | 6,617 |
| Net interest income | $1,947,000 | 5,857 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $297,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $233,000 | 3,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 6,278 |
| Total noninterest expense | $1,321,000 | 6,554 |
| Salaries and employee benefits | $688,000 | 6,633 |
| Premises and equipment expense | $115,000 | 7,173 |
| Additional noninterest expense | $518,000 | 5,811 |
| Pre-tax net operating income | $923,000 | 3,829 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $317,000 | 2,399 |
| Income before extraordinary items | $606,000 | 4,110 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $606,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $606,000 | 4,253 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 6,296 |
| Total interest expense | $633,000 | 6,578 |
| Net interest income | $1,237,000 | 5,989 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $181,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $139,000 | 4,184 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $859,000 | 6,641 |
| Salaries and employee benefits | $450,000 | 6,726 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $321,000 | 6,002 |
| Pre-tax net operating income | $559,000 | 4,165 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $198,000 | 2,694 |
| Income before extraordinary items | $361,000 | 4,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $361,000 | 4,612 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 6,307 |
| Total interest expense | $343,000 | 6,568 |
| Net interest income | $619,000 | 6,020 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $85,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $440,000 | 6,616 |
| Salaries and employee benefits | $229,000 | 6,714 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $161,000 | 5,988 |
| Pre-tax net operating income | $264,000 | 4,428 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $93,000 | 2,883 |
| Income before extraordinary items | $171,000 | 5,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $171,000 | 4,890 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 6,231 |
| Total interest expense | $1,515,000 | 6,408 |
| Net interest income | $2,477,000 | 6,006 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $417,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $299,000 | 4,084 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $118,000 | 5,971 |
| Total noninterest expense | $1,831,000 | 6,432 |
| Salaries and employee benefits | $980,000 | 6,483 |
| Premises and equipment expense | $213,000 | 6,601 |
| Additional noninterest expense | $638,000 | 5,976 |
| Pre-tax net operating income | $1,048,000 | 4,643 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $363,000 | 3,149 |
| Income before extraordinary items | $685,000 | 5,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,097 |
| Cash dividends | $650,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $685,000 | 5,083 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 6,280 |
| Total interest expense | $1,130,000 | 6,453 |
| Net interest income | $1,846,000 | 6,051 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $307,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $224,000 | 4,095 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $83,000 | 6,099 |
| Total noninterest expense | $1,369,000 | 6,428 |
| Salaries and employee benefits | $741,000 | 6,462 |
| Premises and equipment expense | $157,000 | 6,643 |
| Additional noninterest expense | $471,000 | 5,971 |
| Pre-tax net operating income | $784,000 | 4,880 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $271,000 | 3,339 |
| Income before extraordinary items | $513,000 | 5,330 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $513,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,161 |
| Cash dividends | $480,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $513,000 | 5,316 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 6,356 |
| Total interest expense | $752,000 | 6,492 |
| Net interest income | $1,193,000 | 6,170 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $184,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $151,000 | 4,076 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $926,000 | 6,429 |
| Salaries and employee benefits | $500,000 | 6,479 |
| Premises and equipment expense | $107,000 | 6,639 |
| Additional noninterest expense | $319,000 | 5,954 |
| Pre-tax net operating income | $451,000 | 5,260 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $153,000 | 3,621 |
| Income before extraordinary items | $298,000 | 5,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $298,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,920 |
| Cash dividends | $280,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $298,000 | 5,654 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 6,410 |
| Total interest expense | $375,000 | 6,491 |
| Net interest income | $580,000 | 6,246 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $461,000 | 6,488 |
| Salaries and employee benefits | $248,000 | 6,539 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $208,000 | 5,431 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $138,000 | 5,815 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $138,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $130,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $138,000 | 5,794 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 6,305 |
| Total interest expense | $1,398,000 | 6,265 |
| Net interest income | $2,299,000 | 6,227 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $359,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $273,000 | 4,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $1,889,000 | 6,314 |
| Salaries and employee benefits | $1,044,000 | 6,304 |
| Premises and equipment expense | $228,000 | 6,431 |
| Additional noninterest expense | $617,000 | 5,984 |
| Pre-tax net operating income | $769,000 | 5,728 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $253,000 | 4,015 |
| Income before extraordinary items | $516,000 | 6,088 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $516,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $516,000 | 6,086 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 6,338 |
| Total interest expense | $1,019,000 | 6,280 |
| Net interest income | $1,738,000 | 6,268 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $263,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $198,000 | 4,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $1,402,000 | 6,340 |
| Salaries and employee benefits | $774,000 | 6,321 |
| Premises and equipment expense | $171,000 | 6,459 |
| Additional noninterest expense | $457,000 | 6,024 |
| Pre-tax net operating income | $599,000 | 5,858 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $199,000 | 4,137 |
| Income before extraordinary items | $400,000 | 6,231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $400,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $405,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $400,000 | 6,232 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 6,345 |
| Total interest expense | $658,000 | 6,270 |
| Net interest income | $1,173,000 | 6,282 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $163,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $942,000 | 6,340 |
| Salaries and employee benefits | $517,000 | 6,343 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $309,000 | 5,989 |
| Pre-tax net operating income | $394,000 | 5,930 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $131,000 | 4,199 |
| Income before extraordinary items | $263,000 | 6,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $263,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $280,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $263,000 | 6,288 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,332 |
| Total interest expense | $317,000 | 6,265 |
| Net interest income | $590,000 | 6,278 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $79,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $471,000 | 6,349 |
| Salaries and employee benefits | $259,000 | 6,362 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $170,000 | 5,688 |
| Pre-tax net operating income | $198,000 | 5,860 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $134,000 | 6,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $130,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $134,000 | 6,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 6,247 |
| Total interest expense | $894,000 | 6,548 |
| Net interest income | $2,530,000 | 6,014 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $337,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $250,000 | 4,578 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,625 |
| Total noninterest expense | $1,854,000 | 6,343 |
| Salaries and employee benefits | $1,020,000 | 6,295 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $614,000 | 5,989 |
| Pre-tax net operating income | $1,010,000 | 5,338 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $345,000 | 3,925 |
| Income before extraordinary items | $665,000 | 5,772 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $665,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,572 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $665,000 | 5,744 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 6,286 |
| Total interest expense | $635,000 | 6,602 |
| Net interest income | $1,892,000 | 6,053 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $247,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,628 |
| Total noninterest expense | $1,380,000 | 6,333 |
| Salaries and employee benefits | $759,000 | 6,316 |
| Premises and equipment expense | $164,000 | 6,507 |
| Additional noninterest expense | $457,000 | 5,970 |
| Pre-tax net operating income | $756,000 | 5,477 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $259,000 | 4,034 |
| Income before extraordinary items | $497,000 | 5,912 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $497,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $497,000 | 5,873 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,294 |
| Total interest expense | $400,000 | 6,602 |
| Net interest income | $1,247,000 | 6,070 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $175,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $124,000 | 4,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $912,000 | 6,355 |
| Salaries and employee benefits | $506,000 | 6,305 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $300,000 | 6,003 |
| Pre-tax net operating income | $507,000 | 5,452 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $174,000 | 4,033 |
| Income before extraordinary items | $333,000 | 5,899 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $333,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $333,000 | 5,850 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 6,348 |
| Total interest expense | $194,000 | 6,619 |
| Net interest income | $617,000 | 6,138 |
| Provision for loan and lease losses | $-7,000 | 8,709 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $451,000 | 6,420 |
| Salaries and employee benefits | $250,000 | 6,391 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $255,000 | 5,412 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $88,000 | 3,973 |
| Income before extraordinary items | $167,000 | 5,857 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $167,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $167,000 | 5,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 6,482 |
| Total interest expense | $619,000 | 6,877 |
| Net interest income | $2,325,000 | 6,211 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $309,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $233,000 | 4,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $1,724,000 | 6,498 |
| Salaries and employee benefits | $947,000 | 6,454 |
| Premises and equipment expense | $220,000 | 6,530 |
| Additional noninterest expense | $557,000 | 6,227 |
| Pre-tax net operating income | $885,000 | 5,532 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $309,000 | 4,130 |
| Income before extraordinary items | $576,000 | 6,045 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $576,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $576,000 | 5,978 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 6,554 |
| Total interest expense | $442,000 | 6,989 |
| Net interest income | $1,718,000 | 6,263 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $232,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $172,000 | 4,967 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $1,253,000 | 6,555 |
| Salaries and employee benefits | $700,000 | 6,466 |
| Premises and equipment expense | $161,000 | 6,576 |
| Additional noninterest expense | $392,000 | 6,373 |
| Pre-tax net operating income | $672,000 | 5,606 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $235,000 | 4,190 |
| Income before extraordinary items | $437,000 | 6,122 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $437,000 | 6,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $437,000 | 6,045 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 6,648 |
| Total interest expense | $288,000 | 7,069 |
| Net interest income | $1,121,000 | 6,349 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $138,000 | 6,641 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $104,000 | 5,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $827,000 | 6,629 |
| Salaries and employee benefits | $467,000 | 6,516 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $254,000 | 6,483 |
| Pre-tax net operating income | $417,000 | 5,765 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $145,000 | 4,308 |
| Income before extraordinary items | $272,000 | 6,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $272,000 | 6,175 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 6,825 |
| Total interest expense | $144,000 | 7,122 |
| Net interest income | $524,000 | 6,555 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $415,000 | 6,657 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $152,000 | 6,412 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $100,000 | 6,881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $100,000 | 6,781 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 6,593 |
| Total interest expense | $660,000 | 7,186 |
| Net interest income | $2,279,000 | 6,217 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $264,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $204,000 | 5,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $1,616,000 | 6,671 |
| Salaries and employee benefits | $910,000 | 6,560 |
| Premises and equipment expense | $235,000 | 6,370 |
| Additional noninterest expense | $471,000 | 6,724 |
| Pre-tax net operating income | $897,000 | 5,432 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $292,000 | 4,327 |
| Income before extraordinary items | $605,000 | 5,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $605,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,141 |
| Cash dividends | $575,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $605,000 | 5,754 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 6,598 |
| Total interest expense | $518,000 | 7,228 |
| Net interest income | $1,729,000 | 6,193 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $191,000 | 6,968 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $157,000 | 5,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $1,206,000 | 6,690 |
| Salaries and employee benefits | $681,000 | 6,551 |
| Premises and equipment expense | $178,000 | 6,333 |
| Additional noninterest expense | $347,000 | 6,739 |
| Pre-tax net operating income | $699,000 | 5,507 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $228,000 | 4,447 |
| Income before extraordinary items | $471,000 | 5,991 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $471,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $475,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $471,000 | 5,826 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 6,587 |
| Total interest expense | $363,000 | 7,231 |
| Net interest income | $1,164,000 | 6,155 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $127,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $800,000 | 6,712 |
| Salaries and employee benefits | $460,000 | 6,533 |
| Premises and equipment expense | $125,000 | 6,160 |
| Additional noninterest expense | $215,000 | 6,954 |
| Pre-tax net operating income | $491,000 | 5,350 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $160,000 | 4,394 |
| Income before extraordinary items | $331,000 | 5,873 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $331,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $335,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $331,000 | 5,649 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,597 |
| Total interest expense | $185,000 | 7,287 |
| Net interest income | $585,000 | 6,133 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $392,000 | 6,779 |
| Salaries and employee benefits | $227,000 | 6,595 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $99,000 | 7,172 |
| Pre-tax net operating income | $253,000 | 5,250 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $170,000 | 5,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $145,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $170,000 | 5,523 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 6,520 |
| Total interest expense | $865,000 | 7,309 |
| Net interest income | $2,449,000 | 5,975 |
| Provision for loan and lease losses | $38,000 | 6,985 |
| Total noninterest income | $296,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $195,000 | 5,259 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $1,711,000 | 6,434 |
| Salaries and employee benefits | $877,000 | 6,592 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $583,000 | 6,038 |
| Pre-tax net operating income | $996,000 | 5,218 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $334,000 | 4,254 |
| Income before extraordinary items | $662,000 | 5,701 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $662,000 | 5,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $660,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $662,000 | 5,554 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 6,386 |
| Total interest expense | $1,739,000 | 6,524 |
| Net interest income | $2,223,000 | 6,096 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $278,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $200,000 | 5,168 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $1,644,000 | 6,474 |
| Salaries and employee benefits | $807,000 | 6,742 |
| Premises and equipment expense | $270,000 | 5,857 |
| Additional noninterest expense | $567,000 | 6,047 |
| Pre-tax net operating income | $857,000 | 5,317 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $306,000 | 4,218 |
| Income before extraordinary items | $551,000 | 5,844 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $551,000 | 5,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $577,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $551,000 | 5,726 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 6,294 |
| Total interest expense | $1,897,000 | 6,429 |
| Net interest income | $2,343,000 | 6,040 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $210,000 | 7,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $1,610,000 | 6,460 |
| Salaries and employee benefits | $778,000 | 6,836 |
| Premises and equipment expense | $217,000 | 6,509 |
| Additional noninterest expense | $615,000 | 5,687 |
| Pre-tax net operating income | $943,000 | 5,415 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $339,000 | 4,325 |
| Income before extraordinary items | $604,000 | 5,822 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $604,000 | 5,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $610,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $604,000 | 5,840 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 6,466 |
| Total interest expense | $1,562,000 | 6,815 |
| Net interest income | $2,328,000 | 6,062 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $214,000 | 7,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,513,000 | 6,747 |
| Salaries and employee benefits | $771,000 | 6,890 |
| Premises and equipment expense | $257,000 | 5,946 |
| Additional noninterest expense | $485,000 | 6,623 |
| Pre-tax net operating income | $1,029,000 | 5,219 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-51,000 | 9,831 |
| Income before extraordinary items | $1,080,000 | 4,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,080,000 | 4,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $1,081,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,080,000 | 4,162 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 6,478 |
| Total interest expense | $1,671,000 | 6,829 |
| Net interest income | $2,333,000 | 6,091 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $247,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $1,541,000 | 6,574 |
| Salaries and employee benefits | $780,000 | 6,774 |
| Premises and equipment expense | $263,000 | 5,784 |
| Additional noninterest expense | $498,000 | 6,456 |
| Pre-tax net operating income | $1,039,000 | 5,302 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $368,000 | 4,637 |
| Income before extraordinary items | $671,000 | 5,726 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $671,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 10,211 |
| Cash dividends | $680,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $671,000 | 5,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 6,703 |
| Total interest expense | $1,568,000 | 7,188 |
| Net interest income | $2,384,000 | 6,239 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $250,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,650,000 | 6,413 |
| Salaries and employee benefits | $839,000 | 6,592 |
| Premises and equipment expense | $228,000 | 6,375 |
| Additional noninterest expense | $583,000 | 5,918 |
| Pre-tax net operating income | $984,000 | 5,881 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $357,000 | 5,238 |
| Income before extraordinary items | $632,000 | 6,201 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $632,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $-103,000 | 10,777 |
| Net operating income | $628,800 | 6,166 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 7,248 |
| Total interest expense | $1,358,000 | 7,937 |
| Net interest income | $2,263,000 | 6,633 |
| Provision for loan and lease losses | $473,000 | 1,815 |
| Total noninterest income | $567,000 | 4,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,293 |
| Total noninterest expense | $1,662,000 | 6,689 |
| Salaries and employee benefits | $799,000 | 6,986 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $640,000 | 6,092 |
| Pre-tax net operating income | $695,000 | 6,956 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $265,000 | 6,241 |
| Income before extraordinary items | $430,000 | 7,380 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $430,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,504 |
| Cash dividends | $1,140,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $430,000 | 7,327 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 7,103 |
| Total interest expense | $1,555,000 | 7,544 |
| Net interest income | $2,349,000 | 6,577 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $549,000 | 4,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,838 |
| Total noninterest expense | $1,711,000 | 6,708 |
| Salaries and employee benefits | $821,000 | 6,986 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $636,000 | 6,291 |
| Pre-tax net operating income | $1,112,000 | 5,562 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $400,000 | 4,957 |
| Income before extraordinary items | $712,000 | 5,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $712,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $382,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $-42,000 | 10,458 |
| Net operating income | $712,000 | 5,897 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 11,632 |
| Total interest expense | $440,000 | 11,390 |
| Net interest income | $605,000 | 11,688 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $96,000 | 10,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $606,000 | 11,096 |
| Salaries and employee benefits | $316,000 | 11,054 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $209,000 | 11,024 |
| Pre-tax net operating income | $90,000 | 11,691 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $36,000 | 10,781 |
| Income before extraordinary items | $54,000 | 11,776 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $54,000 | 11,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $54,000 | 11,819 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 8,475 |
| Total interest expense | $1,195,000 | 8,268 |
| Net interest income | $1,720,000 | 8,441 |
| Provision for loan and lease losses | $61,000 | 6,929 |
| Total noninterest income | $507,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 4,333 |
| Total noninterest expense | $1,575,000 | 7,572 |
| Salaries and employee benefits | $826,000 | 7,165 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $474,000 | 8,485 |
| Pre-tax net operating income | $591,000 | 8,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $390,000 | 8,537 |
| Extraordinary gains, net | $737,000 | 310 |
| Net income | $1,127,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,245 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $-1,096,000 | 13,255 |
| Net operating income | $390,000 | 8,269 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 8,146 |
| Total interest expense | $1,571,000 | 8,296 |
| Net interest income | $1,956,000 | 7,884 |
| Provision for loan and lease losses | $176,000 | 5,636 |
| Total noninterest income | $262,000 | 8,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $2,577,000 | 5,167 |
| Salaries and employee benefits | $775,000 | 7,432 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $1,538,000 | 3,523 |
| Pre-tax net operating income | $-535,000 | 13,309 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-171,000 | 13,632 |
| Income before extraordinary items | $-364,000 | 13,304 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-364,000 | 13,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $245,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-364,000 | 13,195 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.