Home > Farmers State Bank Stanberry > Income and Expense
Farmers State Bank Stanberry, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 5,517 |
| Total interest expense | $114,000 | 4,910 |
| Net interest income | $732,000 | 5,539 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $108,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $32,000 | 5,058 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,693 |
| Total noninterest expense | $578,000 | 5,578 |
| Salaries and employee benefits | $262,000 | 5,725 |
| Premises and equipment expense | $61,000 | 5,458 |
| Additional noninterest expense | $255,000 | 5,290 |
| Pre-tax net operating income | $262,000 | 4,887 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $262,000 | 4,773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 4,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $262,000 | 4,774 |
| Net charge-offs | $78,000 | 1,843 |
| Cash dividends | $1,130,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $262,000 | 4,714 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 5,541 |
| Total interest expense | $57,000 | 4,955 |
| Net interest income | $377,000 | 5,563 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $27,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $296,000 | 5,617 |
| Salaries and employee benefits | $130,000 | 5,781 |
| Premises and equipment expense | $27,000 | 5,587 |
| Additional noninterest expense | $139,000 | 5,229 |
| Pre-tax net operating income | $108,000 | 5,012 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $108,000 | 4,943 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $108,000 | 4,943 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $108,000 | 4,943 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $1,130,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $108,000 | 4,884 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 5,446 |
| Total interest expense | $233,000 | 4,978 |
| Net interest income | $1,692,000 | 5,467 |
| Provision for loan and lease losses | $-200,000 | 5,815 |
| Total noninterest income | $135,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $64,000 | 5,191 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $71,000 | 5,323 |
| Total noninterest expense | $1,159,000 | 5,692 |
| Salaries and employee benefits | $618,000 | 5,711 |
| Premises and equipment expense | $148,000 | 5,429 |
| Additional noninterest expense | $393,000 | 5,645 |
| Pre-tax net operating income | $868,000 | 4,279 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $871,000 | 4,127 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $871,000 | 4,127 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $871,000 | 4,128 |
| Net charge-offs | $-67,000 | 5,648 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $868,000 | 4,074 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 5,498 |
| Total interest expense | $176,000 | 5,038 |
| Net interest income | $1,298,000 | 5,507 |
| Provision for loan and lease losses | $-200,000 | 5,985 |
| Total noninterest income | $101,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $47,000 | 5,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,368 |
| Total noninterest expense | $827,000 | 5,797 |
| Salaries and employee benefits | $436,000 | 5,811 |
| Premises and equipment expense | $96,000 | 5,625 |
| Additional noninterest expense | $295,000 | 5,707 |
| Pre-tax net operating income | $772,000 | 4,147 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $775,000 | 3,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $775,000 | 3,941 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $775,000 | 3,944 |
| Net charge-offs | $8,000 | 3,710 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $772,000 | 3,886 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 5,540 |
| Total interest expense | $118,000 | 5,082 |
| Net interest income | $861,000 | 5,554 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $60,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,406 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,483 |
| Total noninterest expense | $512,000 | 5,912 |
| Salaries and employee benefits | $277,000 | 5,906 |
| Premises and equipment expense | $59,000 | 5,735 |
| Additional noninterest expense | $176,000 | 5,851 |
| Pre-tax net operating income | $409,000 | 4,458 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $410,000 | 4,264 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $410,000 | 4,266 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $410,000 | 4,267 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $409,000 | 4,211 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 5,618 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $418,000 | 5,642 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $28,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 5,610 |
| Total noninterest expense | $262,000 | 5,958 |
| Salaries and employee benefits | $142,000 | 5,945 |
| Premises and equipment expense | $24,000 | 5,929 |
| Additional noninterest expense | $96,000 | 5,833 |
| Pre-tax net operating income | $184,000 | 4,557 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $184,000 | 4,405 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $184,000 | 4,407 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $184,000 | 4,408 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $184,000 | 4,330 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 5,673 |
| Total interest expense | $235,000 | 5,303 |
| Net interest income | $1,736,000 | 5,670 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $139,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $79,000 | 5,264 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $60,000 | 5,630 |
| Total noninterest expense | $1,078,000 | 6,029 |
| Salaries and employee benefits | $593,000 | 6,020 |
| Premises and equipment expense | $156,000 | 5,641 |
| Additional noninterest expense | $329,000 | 6,056 |
| Pre-tax net operating income | $677,000 | 4,701 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $677,000 | 4,530 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $677,000 | 4,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $677,000 | 4,531 |
| Net charge-offs | $110,000 | 3,092 |
| Cash dividends | $849,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $677,000 | 4,478 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 5,733 |
| Total interest expense | $178,000 | 5,368 |
| Net interest income | $1,301,000 | 5,739 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $104,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $60,000 | 5,329 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $44,000 | 5,720 |
| Total noninterest expense | $773,000 | 6,126 |
| Salaries and employee benefits | $420,000 | 6,108 |
| Premises and equipment expense | $104,000 | 5,843 |
| Additional noninterest expense | $249,000 | 6,108 |
| Pre-tax net operating income | $632,000 | 4,503 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $632,000 | 4,282 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $632,000 | 4,283 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $632,000 | 4,283 |
| Net charge-offs | $-10,000 | 5,623 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $632,000 | 4,230 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,783 |
| Total interest expense | $117,000 | 5,436 |
| Net interest income | $860,000 | 5,785 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $66,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,000 | 5,707 |
| Total noninterest expense | $503,000 | 6,196 |
| Salaries and employee benefits | $280,000 | 6,162 |
| Premises and equipment expense | $67,000 | 5,917 |
| Additional noninterest expense | $156,000 | 6,210 |
| Pre-tax net operating income | $423,000 | 4,442 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $423,000 | 4,219 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $423,000 | 4,223 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $423,000 | 4,224 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $423,000 | 4,160 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 5,830 |
| Total interest expense | $57,000 | 5,542 |
| Net interest income | $432,000 | 5,828 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $33,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $254,000 | 6,256 |
| Salaries and employee benefits | $140,000 | 6,226 |
| Premises and equipment expense | $35,000 | 5,931 |
| Additional noninterest expense | $79,000 | 6,274 |
| Pre-tax net operating income | $211,000 | 4,388 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $211,000 | 4,159 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 4,159 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $211,000 | 4,161 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $211,000 | 4,107 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 5,826 |
| Total interest expense | $239,000 | 5,707 |
| Net interest income | $1,845,000 | 5,796 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $155,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 5,636 |
| Total noninterest expense | $977,000 | 6,364 |
| Salaries and employee benefits | $588,000 | 6,272 |
| Premises and equipment expense | $136,000 | 6,035 |
| Additional noninterest expense | $253,000 | 6,489 |
| Pre-tax net operating income | $1,023,000 | 4,045 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,023,000 | 3,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,023,000 | 3,848 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,023,000 | 3,849 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $910,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,023,000 | 3,793 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 5,883 |
| Total interest expense | $182,000 | 5,793 |
| Net interest income | $1,382,000 | 5,854 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $110,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $62,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $48,000 | 5,794 |
| Total noninterest expense | $676,000 | 6,487 |
| Salaries and employee benefits | $416,000 | 6,369 |
| Premises and equipment expense | $88,000 | 6,218 |
| Additional noninterest expense | $172,000 | 6,593 |
| Pre-tax net operating income | $816,000 | 4,023 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $816,000 | 3,782 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $816,000 | 3,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $816,000 | 3,785 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $710,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $816,000 | 3,714 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,916 |
| Total interest expense | $122,000 | 5,848 |
| Net interest income | $920,000 | 5,876 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $67,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $418,000 | 6,588 |
| Salaries and employee benefits | $274,000 | 6,422 |
| Premises and equipment expense | $54,000 | 6,324 |
| Additional noninterest expense | $90,000 | 6,746 |
| Pre-tax net operating income | $569,000 | 3,917 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $569,000 | 3,707 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $569,000 | 3,709 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $569,000 | 3,710 |
| Net charge-offs | $5,000 | 4,545 |
| Cash dividends | $510,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $569,000 | 3,602 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 5,956 |
| Total interest expense | $61,000 | 5,921 |
| Net interest income | $464,000 | 5,892 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $246,000 | 6,512 |
| Salaries and employee benefits | $137,000 | 6,477 |
| Premises and equipment expense | $26,000 | 6,397 |
| Additional noninterest expense | $83,000 | 6,432 |
| Pre-tax net operating income | $250,000 | 4,119 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $250,000 | 3,888 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $250,000 | 3,887 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $250,000 | 3,890 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $207,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $250,000 | 3,783 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,058 |
| Total interest expense | $299,000 | 5,974 |
| Net interest income | $1,829,000 | 6,014 |
| Provision for loan and lease losses | $125,000 | 4,434 |
| Total noninterest income | $142,000 | 6,018 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $90,000 | 5,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $52,000 | 5,836 |
| Total noninterest expense | $1,114,000 | 6,477 |
| Salaries and employee benefits | $589,000 | 6,480 |
| Premises and equipment expense | $134,000 | 6,265 |
| Additional noninterest expense | $391,000 | 6,378 |
| Pre-tax net operating income | $732,000 | 4,456 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $732,000 | 4,407 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $732,000 | 4,404 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $732,000 | 4,406 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $603,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $732,000 | 4,235 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 6,159 |
| Total interest expense | $231,000 | 6,078 |
| Net interest income | $1,362,000 | 6,115 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $105,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,997 |
| Total noninterest expense | $852,000 | 6,519 |
| Salaries and employee benefits | $419,000 | 6,593 |
| Premises and equipment expense | $138,000 | 5,918 |
| Additional noninterest expense | $295,000 | 6,431 |
| Pre-tax net operating income | $490,000 | 4,738 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $490,000 | 4,673 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $490,000 | 4,672 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $490,000 | 4,672 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $453,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $490,000 | 4,494 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 6,225 |
| Total interest expense | $160,000 | 6,124 |
| Net interest income | $891,000 | 6,190 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $607,000 | 6,491 |
| Salaries and employee benefits | $280,000 | 6,653 |
| Premises and equipment expense | $120,000 | 5,497 |
| Additional noninterest expense | $207,000 | 6,406 |
| Pre-tax net operating income | $355,000 | 4,620 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $355,000 | 4,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $355,000 | 4,560 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $355,000 | 4,560 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $302,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $355,000 | 4,369 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 6,277 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $443,000 | 6,240 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $320,000 | 6,492 |
| Salaries and employee benefits | $145,000 | 6,663 |
| Premises and equipment expense | $76,000 | 5,053 |
| Additional noninterest expense | $99,000 | 6,517 |
| Pre-tax net operating income | $147,000 | 4,969 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $147,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $147,000 | 4,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $147,000 | 4,879 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $147,000 | 4,731 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 6,255 |
| Total interest expense | $426,000 | 6,117 |
| Net interest income | $1,847,000 | 6,216 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $155,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $58,000 | 5,821 |
| Total noninterest expense | $1,083,000 | 6,758 |
| Salaries and employee benefits | $593,000 | 6,720 |
| Premises and equipment expense | $147,000 | 6,440 |
| Additional noninterest expense | $343,000 | 6,717 |
| Pre-tax net operating income | $919,000 | 3,879 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $919,000 | 3,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $919,000 | 3,705 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $919,000 | 3,705 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $851,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $919,000 | 3,575 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 6,289 |
| Total interest expense | $333,000 | 6,157 |
| Net interest income | $1,398,000 | 6,243 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $126,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $76,000 | 5,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $50,000 | 5,795 |
| Total noninterest expense | $739,000 | 6,891 |
| Salaries and employee benefits | $409,000 | 6,846 |
| Premises and equipment expense | $76,000 | 6,849 |
| Additional noninterest expense | $254,000 | 6,774 |
| Pre-tax net operating income | $785,000 | 3,755 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $785,000 | 3,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $785,000 | 3,550 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $785,000 | 3,550 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $651,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $785,000 | 3,431 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 6,327 |
| Total interest expense | $231,000 | 6,202 |
| Net interest income | $938,000 | 6,285 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $69,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $490,000 | 6,966 |
| Salaries and employee benefits | $272,000 | 6,919 |
| Premises and equipment expense | $53,000 | 6,870 |
| Additional noninterest expense | $165,000 | 6,888 |
| Pre-tax net operating income | $517,000 | 3,756 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $517,000 | 3,513 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $517,000 | 3,514 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $517,000 | 3,514 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $401,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $517,000 | 3,413 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 6,365 |
| Total interest expense | $120,000 | 6,234 |
| Net interest income | $467,000 | 6,314 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $259,000 | 6,955 |
| Salaries and employee benefits | $138,000 | 6,939 |
| Premises and equipment expense | $36,000 | 6,602 |
| Additional noninterest expense | $85,000 | 6,907 |
| Pre-tax net operating income | $241,000 | 3,900 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $241,000 | 3,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $241,000 | 3,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $241,000 | 3,649 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $241,000 | 3,591 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 6,374 |
| Total interest expense | $638,000 | 6,142 |
| Net interest income | $1,867,000 | 6,357 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $148,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 5,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 6,229 |
| Total noninterest expense | $1,073,000 | 7,000 |
| Salaries and employee benefits | $594,000 | 6,942 |
| Premises and equipment expense | $138,000 | 6,733 |
| Additional noninterest expense | $341,000 | 6,982 |
| Pre-tax net operating income | $842,000 | 3,664 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $842,000 | 3,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $842,000 | 3,522 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $842,000 | 3,525 |
| Net charge-offs | $-3,000 | 7,359 |
| Cash dividends | $727,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $842,000 | 3,408 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,474 |
| Total interest expense | $502,000 | 6,205 |
| Net interest income | $1,381,000 | 6,475 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $110,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $78,000 | 5,513 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $768,000 | 7,120 |
| Salaries and employee benefits | $416,000 | 7,085 |
| Premises and equipment expense | $89,000 | 6,984 |
| Additional noninterest expense | $263,000 | 7,011 |
| Pre-tax net operating income | $723,000 | 3,647 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $723,000 | 3,461 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $723,000 | 3,459 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $723,000 | 3,461 |
| Net charge-offs | $-4,000 | 7,360 |
| Cash dividends | $452,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $723,000 | 3,328 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 6,537 |
| Total interest expense | $352,000 | 6,195 |
| Net interest income | $894,000 | 6,561 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $527,000 | 7,141 |
| Salaries and employee benefits | $281,000 | 7,129 |
| Premises and equipment expense | $61,000 | 6,995 |
| Additional noninterest expense | $185,000 | 6,999 |
| Pre-tax net operating income | $445,000 | 3,818 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $445,000 | 3,611 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $445,000 | 3,608 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $445,000 | 3,610 |
| Net charge-offs | $-6,000 | 7,394 |
| Cash dividends | $302,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $445,000 | 3,490 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 6,609 |
| Total interest expense | $187,000 | 6,197 |
| Net interest income | $439,000 | 6,645 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $265,000 | 7,228 |
| Salaries and employee benefits | $146,000 | 7,156 |
| Premises and equipment expense | $31,000 | 7,066 |
| Additional noninterest expense | $88,000 | 7,152 |
| Pre-tax net operating income | $212,000 | 3,963 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $212,000 | 3,777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $212,000 | 3,774 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $212,000 | 3,776 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $212,000 | 3,653 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 6,622 |
| Total interest expense | $899,000 | 6,246 |
| Net interest income | $1,698,000 | 6,678 |
| Provision for loan and lease losses | $150,000 | 6,058 |
| Total noninterest income | $145,000 | 6,622 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $96,000 | 5,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $49,000 | 6,389 |
| Total noninterest expense | $1,053,000 | 7,317 |
| Salaries and employee benefits | $577,000 | 7,254 |
| Premises and equipment expense | $142,000 | 7,007 |
| Additional noninterest expense | $334,000 | 7,320 |
| Pre-tax net operating income | $640,000 | 3,681 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $640,000 | 3,507 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $640,000 | 3,506 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $640,000 | 3,506 |
| Net charge-offs | $176,000 | 5,145 |
| Cash dividends | $580,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $640,000 | 3,442 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 6,679 |
| Total interest expense | $697,000 | 6,317 |
| Net interest income | $1,272,000 | 6,721 |
| Provision for loan and lease losses | $150,000 | 5,500 |
| Total noninterest income | $108,000 | 6,757 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $73,000 | 5,846 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $766,000 | 7,398 |
| Salaries and employee benefits | $411,000 | 7,372 |
| Premises and equipment expense | $98,000 | 7,150 |
| Additional noninterest expense | $257,000 | 7,317 |
| Pre-tax net operating income | $464,000 | 3,997 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $464,000 | 3,813 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $464,000 | 3,809 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $464,000 | 3,811 |
| Net charge-offs | $177,000 | 4,385 |
| Cash dividends | $430,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $464,000 | 3,725 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 6,709 |
| Total interest expense | $482,000 | 6,351 |
| Net interest income | $855,000 | 6,727 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $523,000 | 7,447 |
| Salaries and employee benefits | $276,000 | 7,439 |
| Premises and equipment expense | $73,000 | 7,077 |
| Additional noninterest expense | $174,000 | 7,366 |
| Pre-tax net operating income | $254,000 | 4,359 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $254,000 | 4,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,230 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $254,000 | 4,230 |
| Net charge-offs | $178,000 | 3,577 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $254,000 | 4,121 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,699 |
| Total interest expense | $251,000 | 6,369 |
| Net interest income | $433,000 | 6,711 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $243,000 | 7,554 |
| Salaries and employee benefits | $147,000 | 7,402 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $60,000 | 7,705 |
| Pre-tax net operating income | $224,000 | 3,853 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $224,000 | 3,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 3,671 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $224,000 | 3,672 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $224,000 | 3,522 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 6,683 |
| Total interest expense | $1,171,000 | 6,487 |
| Net interest income | $1,740,000 | 6,722 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $136,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $49,000 | 6,777 |
| Total noninterest expense | $1,096,000 | 7,420 |
| Salaries and employee benefits | $625,000 | 7,346 |
| Premises and equipment expense | $162,000 | 7,032 |
| Additional noninterest expense | $309,000 | 7,422 |
| Pre-tax net operating income | $780,000 | 4,217 |
| Securities gains (losses) | $-6,000 | 6,975 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $774,000 | 3,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $774,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $1,602,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $780,000 | 3,874 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,739 |
| Total interest expense | $906,000 | 6,543 |
| Net interest income | $1,286,000 | 6,794 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $102,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $58,000 | 6,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $825,000 | 7,425 |
| Salaries and employee benefits | $450,000 | 7,442 |
| Premises and equipment expense | $126,000 | 7,022 |
| Additional noninterest expense | $249,000 | 7,323 |
| Pre-tax net operating income | $563,000 | 4,749 |
| Securities gains (losses) | $-6,000 | 7,287 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $557,000 | 4,233 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $557,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $452,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $563,000 | 4,377 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 6,811 |
| Total interest expense | $631,000 | 6,585 |
| Net interest income | $824,000 | 6,899 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $537,000 | 7,519 |
| Salaries and employee benefits | $309,000 | 7,466 |
| Premises and equipment expense | $83,000 | 7,070 |
| Additional noninterest expense | $145,000 | 7,557 |
| Pre-tax net operating income | $343,000 | 5,076 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $343,000 | 4,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $343,000 | 4,716 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,857 |
| Total interest expense | $335,000 | 6,612 |
| Net interest income | $408,000 | 6,970 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $280,000 | 7,494 |
| Salaries and employee benefits | $164,000 | 7,384 |
| Premises and equipment expense | $44,000 | 7,000 |
| Additional noninterest expense | $72,000 | 7,579 |
| Pre-tax net operating income | $158,000 | 5,368 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $158,000 | 5,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 6,953 |
| Total interest expense | $1,238,000 | 6,807 |
| Net interest income | $1,605,000 | 6,993 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $338,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $57,000 | 6,638 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $281,000 | 4,364 |
| Total noninterest expense | $1,210,000 | 7,346 |
| Salaries and employee benefits | $633,000 | 7,453 |
| Premises and equipment expense | $179,000 | 6,942 |
| Additional noninterest expense | $398,000 | 7,050 |
| Pre-tax net operating income | $733,000 | 5,359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $733,000 | 4,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $733,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $752,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $733,000 | 4,938 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 7,027 |
| Total interest expense | $913,000 | 6,869 |
| Net interest income | $1,182,000 | 7,077 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $312,000 | 5,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,646 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $268,000 | 3,962 |
| Total noninterest expense | $805,000 | 7,528 |
| Salaries and employee benefits | $462,000 | 7,470 |
| Premises and equipment expense | $118,000 | 7,158 |
| Additional noninterest expense | $225,000 | 7,526 |
| Pre-tax net operating income | $689,000 | 5,152 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $689,000 | 4,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $689,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $752,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $689,000 | 4,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 7,087 |
| Total interest expense | $599,000 | 6,911 |
| Net interest income | $775,000 | 7,157 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $542,000 | 7,565 |
| Salaries and employee benefits | $307,000 | 7,533 |
| Premises and equipment expense | $84,000 | 7,058 |
| Additional noninterest expense | $151,000 | 7,561 |
| Pre-tax net operating income | $308,000 | 5,980 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $308,000 | 5,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $308,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $308,000 | 5,575 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 7,142 |
| Total interest expense | $287,000 | 7,008 |
| Net interest income | $391,000 | 7,160 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $44,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $296,000 | 7,454 |
| Salaries and employee benefits | $157,000 | 7,531 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $87,000 | 7,339 |
| Pre-tax net operating income | $139,000 | 6,180 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,000 | 5,778 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 7,266 |
| Total interest expense | $921,000 | 7,089 |
| Net interest income | $1,429,000 | 7,263 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $133,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $64,000 | 6,666 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 6,875 |
| Total noninterest expense | $1,119,000 | 7,517 |
| Salaries and employee benefits | $598,000 | 7,600 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $371,000 | 7,202 |
| Pre-tax net operating income | $443,000 | 6,660 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $443,000 | 6,354 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $443,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $450,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $443,000 | 6,351 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,361 |
| Total interest expense | $658,000 | 7,172 |
| Net interest income | $1,056,000 | 7,362 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $102,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $775,000 | 7,660 |
| Salaries and employee benefits | $414,000 | 7,721 |
| Premises and equipment expense | $90,000 | 7,602 |
| Additional noninterest expense | $271,000 | 7,262 |
| Pre-tax net operating income | $383,000 | 6,676 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $383,000 | 6,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $383,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $383,000 | 6,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,425 |
| Total interest expense | $406,000 | 7,250 |
| Net interest income | $703,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $70,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $479,000 | 7,798 |
| Salaries and employee benefits | $274,000 | 7,777 |
| Premises and equipment expense | $51,000 | 7,826 |
| Additional noninterest expense | $154,000 | 7,567 |
| Pre-tax net operating income | $294,000 | 6,502 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $294,000 | 6,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $294,000 | 6,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,480 |
| Total interest expense | $193,000 | 7,291 |
| Net interest income | $342,000 | 7,487 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $228,000 | 7,891 |
| Salaries and employee benefits | $141,000 | 7,745 |
| Premises and equipment expense | $29,000 | 7,679 |
| Additional noninterest expense | $58,000 | 7,984 |
| Pre-tax net operating income | $140,000 | 6,542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $140,000 | 6,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $140,000 | 6,106 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 7,572 |
| Total interest expense | $613,000 | 7,294 |
| Net interest income | $1,256,000 | 7,623 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $170,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $55,000 | 7,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,187 |
| Total noninterest expense | $954,000 | 7,827 |
| Salaries and employee benefits | $521,000 | 7,830 |
| Premises and equipment expense | $151,000 | 7,260 |
| Additional noninterest expense | $282,000 | 7,749 |
| Pre-tax net operating income | $472,000 | 6,843 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $472,000 | 6,475 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $472,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $472,000 | 6,452 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 7,631 |
| Total interest expense | $437,000 | 7,333 |
| Net interest income | $936,000 | 7,673 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $116,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 7,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $672,000 | 7,910 |
| Salaries and employee benefits | $371,000 | 7,892 |
| Premises and equipment expense | $97,000 | 7,518 |
| Additional noninterest expense | $204,000 | 7,799 |
| Pre-tax net operating income | $380,000 | 6,878 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $380,000 | 6,486 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $380,000 | 6,448 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,646 |
| Total interest expense | $276,000 | 7,342 |
| Net interest income | $629,000 | 7,683 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $57,000 | 6,200 |
| Total noninterest expense | $461,000 | 7,877 |
| Salaries and employee benefits | $243,000 | 7,927 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $139,000 | 7,760 |
| Pre-tax net operating income | $251,000 | 6,911 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $251,000 | 6,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $251,000 | 6,459 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,699 |
| Total interest expense | $130,000 | 7,417 |
| Net interest income | $319,000 | 7,724 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $207,000 | 8,113 |
| Salaries and employee benefits | $124,000 | 7,963 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $54,000 | 8,182 |
| Pre-tax net operating income | $148,000 | 6,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $148,000 | 6,133 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $148,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $148,000 | 6,092 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 7,515 |
| Total interest expense | $459,000 | 7,459 |
| Net interest income | $1,411,000 | 7,442 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $235,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $62,000 | 7,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,410 |
| Total noninterest expense | $872,000 | 8,028 |
| Salaries and employee benefits | $499,000 | 7,987 |
| Premises and equipment expense | $128,000 | 7,609 |
| Additional noninterest expense | $245,000 | 8,019 |
| Pre-tax net operating income | $714,000 | 6,063 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $714,000 | 5,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $714,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $714,000 | 5,452 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 7,526 |
| Total interest expense | $340,000 | 7,507 |
| Net interest income | $1,074,000 | 7,425 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $146,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $47,000 | 7,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $628,000 | 8,083 |
| Salaries and employee benefits | $347,000 | 8,075 |
| Premises and equipment expense | $93,000 | 7,655 |
| Additional noninterest expense | $188,000 | 7,989 |
| Pre-tax net operating income | $532,000 | 6,177 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $532,000 | 5,663 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $532,000 | 5,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $532,000 | 5,591 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $942,000 | 7,572 |
| Total interest expense | $225,000 | 7,596 |
| Net interest income | $717,000 | 7,458 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $96,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $417,000 | 8,143 |
| Salaries and employee benefits | $233,000 | 8,122 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $119,000 | 8,102 |
| Pre-tax net operating income | $336,000 | 6,271 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $336,000 | 5,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $336,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $224,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $336,000 | 5,688 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,621 |
| Total interest expense | $116,000 | 7,606 |
| Net interest income | $355,000 | 7,507 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $201,000 | 8,238 |
| Salaries and employee benefits | $120,000 | 8,115 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $203,000 | 5,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $203,000 | 5,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $203,000 | 5,186 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 7,696 |
| Total interest expense | $526,000 | 7,653 |
| Net interest income | $1,336,000 | 7,599 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $231,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $162,000 | 5,688 |
| Total noninterest expense | $920,000 | 8,034 |
| Salaries and employee benefits | $495,000 | 8,097 |
| Premises and equipment expense | $189,000 | 6,917 |
| Additional noninterest expense | $236,000 | 8,179 |
| Pre-tax net operating income | $577,000 | 6,418 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $577,000 | 6,024 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $577,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $577,000 | 5,865 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 7,816 |
| Total interest expense | $409,000 | 7,728 |
| Net interest income | $971,000 | 7,726 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $139,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $639,000 | 8,183 |
| Salaries and employee benefits | $351,000 | 8,191 |
| Premises and equipment expense | $104,000 | 7,567 |
| Additional noninterest expense | $184,000 | 8,143 |
| Pre-tax net operating income | $471,000 | 6,407 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $471,000 | 5,991 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $471,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $599,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $471,000 | 5,826 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,934 |
| Total interest expense | $282,000 | 7,779 |
| Net interest income | $607,000 | 7,884 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $432,000 | 8,182 |
| Salaries and employee benefits | $234,000 | 8,213 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $125,000 | 8,110 |
| Pre-tax net operating income | $272,000 | 6,687 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $272,000 | 6,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $449,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $272,000 | 6,113 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 8,007 |
| Total interest expense | $146,000 | 7,812 |
| Net interest income | $294,000 | 7,963 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $213,000 | 8,233 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $128,000 | 6,785 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $128,000 | 6,226 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 7,393 |
| Total interest expense | $779,000 | 7,579 |
| Net interest income | $1,688,000 | 7,130 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $232,000 | 7,018 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $72,000 | 7,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,470 |
| Total noninterest expense | $953,000 | 8,029 |
| Salaries and employee benefits | $471,000 | 8,249 |
| Premises and equipment expense | $188,000 | 6,919 |
| Additional noninterest expense | $294,000 | 7,852 |
| Pre-tax net operating income | $967,000 | 5,291 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $967,000 | 4,687 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $967,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $967,000 | 4,564 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 7,318 |
| Total interest expense | $1,245,000 | 7,521 |
| Net interest income | $1,692,000 | 6,993 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $178,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $16,000 | 8,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $990,000 | 7,989 |
| Salaries and employee benefits | $442,000 | 8,442 |
| Premises and equipment expense | $248,000 | 6,115 |
| Additional noninterest expense | $300,000 | 7,860 |
| Pre-tax net operating income | $880,000 | 5,246 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $880,000 | 4,624 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $880,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $880,000 | 4,524 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 7,605 |
| Total interest expense | $1,241,000 | 7,719 |
| Net interest income | $1,565,000 | 7,353 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $291,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,705 |
| Total noninterest expense | $944,000 | 8,184 |
| Salaries and employee benefits | $414,000 | 8,677 |
| Premises and equipment expense | $268,000 | 5,800 |
| Additional noninterest expense | $262,000 | 8,241 |
| Pre-tax net operating income | $912,000 | 5,507 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $912,000 | 4,640 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $912,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,375 |
| Cash dividends | $601,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $912,000 | 4,643 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 7,929 |
| Total interest expense | $1,101,000 | 7,902 |
| Net interest income | $1,382,000 | 7,815 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $138,000 | 8,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,520 |
| Total noninterest expense | $876,000 | 8,516 |
| Salaries and employee benefits | $408,000 | 8,841 |
| Premises and equipment expense | $287,000 | 5,600 |
| Additional noninterest expense | $181,000 | 9,221 |
| Pre-tax net operating income | $644,000 | 6,550 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $644,000 | 5,699 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $644,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $644,000 | 5,665 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 7,845 |
| Total interest expense | $1,203,000 | 7,906 |
| Net interest income | $1,520,000 | 7,649 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $95,000 | 9,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $865,000 | 8,549 |
| Salaries and employee benefits | $399,000 | 8,978 |
| Premises and equipment expense | $265,000 | 5,763 |
| Additional noninterest expense | $201,000 | 9,102 |
| Pre-tax net operating income | $675,000 | 6,582 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $111,000 | 7,364 |
| Income before extraordinary items | $564,000 | 6,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $564,000 | 6,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $780,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $564,000 | 6,127 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 7,844 |
| Total interest expense | $1,232,000 | 8,029 |
| Net interest income | $1,702,000 | 7,549 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $94,000 | 9,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $940,000 | 8,553 |
| Salaries and employee benefits | $508,000 | 8,544 |
| Premises and equipment expense | $226,000 | 6,405 |
| Additional noninterest expense | $206,000 | 9,333 |
| Pre-tax net operating income | $856,000 | 6,303 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $791,000 | 5,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $791,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $791,000 | 5,448 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 8,185 |
| Total interest expense | $1,217,000 | 8,328 |
| Net interest income | $1,651,000 | 7,896 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $850,000 | 9,241 |
| Salaries and employee benefits | $466,000 | 9,135 |
| Premises and equipment expense | $214,000 | 6,788 |
| Additional noninterest expense | $170,000 | 10,300 |
| Pre-tax net operating income | $884,000 | 6,147 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $649,000 | 5,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $649,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $656,400 | 5,904 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 8,555 |
| Total interest expense | $1,181,000 | 8,649 |
| Net interest income | $1,575,000 | 8,321 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $82,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $783,000 | 9,843 |
| Salaries and employee benefits | $370,000 | 10,168 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $232,000 | 10,043 |
| Pre-tax net operating income | $674,000 | 7,447 |
| Securities gains (losses) | $-166,000 | 11,642 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $463,000 | 7,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $463,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,975 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $614,060 | 6,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 9,246 |
| Total interest expense | $972,000 | 8,816 |
| Net interest income | $1,335,000 | 9,354 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $731,000 | 10,557 |
| Salaries and employee benefits | $332,000 | 10,921 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $201,000 | 11,141 |
| Pre-tax net operating income | $688,000 | 7,470 |
| Securities gains (losses) | $-849,000 | 12,371 |
| Applicable income taxes | $-45,000 | 12,201 |
| Income before extraordinary items | $-116,000 | 12,171 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-116,000 | 12,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $495,280 | 7,386 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 9,703 |
| Total interest expense | $935,000 | 9,404 |
| Net interest income | $1,300,000 | 9,729 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $866,000 | 10,362 |
| Salaries and employee benefits | $388,000 | 10,763 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $314,000 | 10,267 |
| Pre-tax net operating income | $513,000 | 8,581 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $410,000 | 8,327 |
| Extraordinary gains, net | $-69,000 | 12,820 |
| Net income | $341,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 12,473 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $410,000 | 8,054 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 9,161 |
| Total interest expense | $1,214,000 | 9,551 |
| Net interest income | $1,679,000 | 8,723 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $73,000 | 12,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $901,000 | 10,474 |
| Salaries and employee benefits | $500,000 | 9,787 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $249,000 | 11,542 |
| Pre-tax net operating income | $851,000 | 6,331 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $649,000 | 6,237 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $649,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $649,000 | 5,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.