Home > Farmers State Bank, Spencer > Income and Expense
Farmers State Bank, Spencer, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 5,328 |
| Total interest expense | $367,000 | 4,167 |
| Net interest income | $1,467,000 | 5,426 |
| Provision for loan and lease losses | $330,000 | 1,898 |
| Total noninterest income | $112,000 | 5,438 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $32,000 | 5,414 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $80,000 | 5,100 |
| Total noninterest expense | $1,093,000 | 5,524 |
| Salaries and employee benefits | $529,000 | 5,613 |
| Premises and equipment expense | $117,000 | 5,394 |
| Additional noninterest expense | $447,000 | 5,315 |
| Pre-tax net operating income | $156,000 | 5,399 |
| Securities gains (losses) | $21,000 | 2,341 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $177,000 | 5,367 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $177,000 | 5,366 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $177,000 | 5,366 |
| Net charge-offs | $190,000 | 1,975 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $156,000 | 5,366 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,391 |
| Total interest expense | $259,000 | 4,310 |
| Net interest income | $1,106,000 | 5,480 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $88,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $24,000 | 5,478 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $64,000 | 5,116 |
| Total noninterest expense | $812,000 | 5,569 |
| Salaries and employee benefits | $383,000 | 5,673 |
| Premises and equipment expense | $87,000 | 5,435 |
| Additional noninterest expense | $342,000 | 5,343 |
| Pre-tax net operating income | $112,000 | 5,481 |
| Securities gains (losses) | $21,000 | 2,282 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $133,000 | 5,445 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $133,000 | 5,444 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $133,000 | 5,445 |
| Net charge-offs | $190,000 | 1,499 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $112,000 | 5,450 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 5,473 |
| Total interest expense | $158,000 | 4,449 |
| Net interest income | $727,000 | 5,548 |
| Provision for loan and lease losses | $70,000 | 2,604 |
| Total noninterest income | $63,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $15,000 | 5,562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,082 |
| Total noninterest expense | $554,000 | 5,617 |
| Salaries and employee benefits | $275,000 | 5,688 |
| Premises and equipment expense | $56,000 | 5,522 |
| Additional noninterest expense | $223,000 | 5,428 |
| Pre-tax net operating income | $166,000 | 5,216 |
| Securities gains (losses) | $21,000 | 1,915 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $187,000 | 5,060 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,060 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $187,000 | 5,060 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $166,000 | 5,096 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 5,572 |
| Total interest expense | $71,000 | 4,634 |
| Net interest income | $347,000 | 5,647 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $17,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $259,000 | 5,734 |
| Salaries and employee benefits | $134,000 | 5,757 |
| Premises and equipment expense | $27,000 | 5,587 |
| Additional noninterest expense | $98,000 | 5,590 |
| Pre-tax net operating income | $75,000 | 5,261 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $96,000 | 5,042 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $96,000 | 5,042 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $96,000 | 5,042 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $75,000 | 5,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 5,812 |
| Total interest expense | $175,000 | 5,299 |
| Net interest income | $1,101,000 | 5,832 |
| Provision for loan and lease losses | $117,000 | 2,932 |
| Total noninterest income | $64,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $25,000 | 5,757 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $39,000 | 5,610 |
| Total noninterest expense | $976,000 | 5,830 |
| Salaries and employee benefits | $453,000 | 5,918 |
| Premises and equipment expense | $80,000 | 5,864 |
| Additional noninterest expense | $443,000 | 5,524 |
| Pre-tax net operating income | $72,000 | 5,734 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $78,000 | 5,746 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $78,000 | 5,749 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $78,000 | 5,749 |
| Net charge-offs | $-6,000 | 5,105 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $72,000 | 5,723 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $878,000 | 5,944 |
| Total interest expense | $110,000 | 5,549 |
| Net interest income | $768,000 | 5,950 |
| Provision for loan and lease losses | $27,000 | 3,672 |
| Total noninterest income | $49,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $24,000 | 5,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 5,724 |
| Total noninterest expense | $694,000 | 5,928 |
| Salaries and employee benefits | $331,000 | 5,994 |
| Premises and equipment expense | $48,000 | 6,024 |
| Additional noninterest expense | $315,000 | 5,640 |
| Pre-tax net operating income | $96,000 | 5,733 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $93,000 | 5,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 5,747 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,747 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $96,000 | 5,700 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $550,000 | 6,031 |
| Total interest expense | $58,000 | 5,787 |
| Net interest income | $492,000 | 6,033 |
| Provision for loan and lease losses | $18,000 | 3,557 |
| Total noninterest income | $35,000 | 6,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $13,000 | 5,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,692 |
| Total noninterest expense | $449,000 | 6,021 |
| Salaries and employee benefits | $214,000 | 6,072 |
| Premises and equipment expense | $30,000 | 6,103 |
| Additional noninterest expense | $205,000 | 5,710 |
| Pre-tax net operating income | $60,000 | 5,784 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $57,000 | 5,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 5,820 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $57,000 | 5,821 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $60,000 | 5,756 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 6,137 |
| Total interest expense | $21,000 | 6,015 |
| Net interest income | $235,000 | 6,121 |
| Provision for loan and lease losses | $9,000 | 3,298 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 5,573 |
| Total noninterest expense | $210,000 | 6,114 |
| Salaries and employee benefits | $107,000 | 6,146 |
| Premises and equipment expense | $1,000 | 6,392 |
| Additional noninterest expense | $102,000 | 5,754 |
| Pre-tax net operating income | $37,000 | 5,721 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $32,000 | 5,780 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $32,000 | 5,781 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $32,000 | 5,781 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $34,820 | 5,705 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,346 |
| Total interest expense | $63,000 | 6,263 |
| Net interest income | $672,000 | 6,342 |
| Provision for loan and lease losses | $138,000 | 2,861 |
| Total noninterest income | $61,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $41,000 | 5,844 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,040 |
| Total noninterest expense | $708,000 | 6,317 |
| Salaries and employee benefits | $404,000 | 6,271 |
| Premises and equipment expense | $51,000 | 6,341 |
| Additional noninterest expense | $253,000 | 6,239 |
| Pre-tax net operating income | $-113,000 | 6,171 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-111,000 | 6,191 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-111,000 | 6,192 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-111,000 | 6,192 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-113,000 | 6,183 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 6,462 |
| Total interest expense | $44,000 | 6,361 |
| Net interest income | $448,000 | 6,458 |
| Provision for loan and lease losses | $-1,000 | 6,054 |
| Total noninterest income | $24,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $24,000 | 6,056 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $0 | 6,356 |
| Total noninterest expense | $474,000 | 6,418 |
| Salaries and employee benefits | $307,000 | 6,320 |
| Premises and equipment expense | $34,000 | 6,441 |
| Additional noninterest expense | $133,000 | 6,453 |
| Pre-tax net operating income | $-1,000 | 6,144 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,000 | 6,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,000 | 6,155 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,000 | 6,156 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,000 | 6,142 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 6,543 |
| Total interest expense | $26,000 | 6,456 |
| Net interest income | $280,000 | 6,537 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $25,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $22,000 | 5,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,000 | 6,337 |
| Total noninterest expense | $310,000 | 6,485 |
| Salaries and employee benefits | $214,000 | 6,357 |
| Premises and equipment expense | $18,000 | 6,548 |
| Additional noninterest expense | $78,000 | 6,547 |
| Pre-tax net operating income | $-5,000 | 6,195 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-5,000 | 6,220 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,000 | 6,222 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-5,000 | 6,222 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-5,000 | 6,199 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $137,000 | 6,629 |
| Total interest expense | $9,000 | 6,604 |
| Net interest income | $128,000 | 6,621 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $14,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $12,000 | 5,863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $141,000 | 6,596 |
| Salaries and employee benefits | $102,000 | 6,453 |
| Premises and equipment expense | $5,000 | 6,673 |
| Additional noninterest expense | $34,000 | 6,650 |
| Pre-tax net operating income | $1,000 | 6,193 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,000 | 6,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 6,223 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,000 | 6,225 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,000 | 6,206 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $602,000 | 6,684 |
| Total interest expense | $46,000 | 6,666 |
| Net interest income | $556,000 | 6,673 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $68,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $53,000 | 5,926 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 6,298 |
| Total noninterest expense | $644,000 | 6,627 |
| Salaries and employee benefits | $418,000 | 6,536 |
| Premises and equipment expense | $44,000 | 6,652 |
| Additional noninterest expense | $182,000 | 6,652 |
| Pre-tax net operating income | $-20,000 | 6,227 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-20,000 | 6,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,000 | 6,280 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-20,000 | 6,281 |
| Net charge-offs | $19,000 | 4,864 |
| Cash dividends | $20,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-20,000 | 6,242 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 6,764 |
| Total interest expense | $36,000 | 6,748 |
| Net interest income | $421,000 | 6,748 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $55,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $487,000 | 6,678 |
| Salaries and employee benefits | $314,000 | 6,584 |
| Premises and equipment expense | $21,000 | 6,799 |
| Additional noninterest expense | $152,000 | 6,658 |
| Pre-tax net operating income | $-11,000 | 6,304 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-11,000 | 6,359 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-11,000 | 6,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-11,000 | 6,360 |
| Net charge-offs | $13,000 | 4,613 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-11,000 | 6,317 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $303,000 | 6,814 |
| Total interest expense | $24,000 | 6,801 |
| Net interest income | $279,000 | 6,800 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $38,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $25,000 | 6,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,286 |
| Total noninterest expense | $328,000 | 6,725 |
| Salaries and employee benefits | $207,000 | 6,643 |
| Premises and equipment expense | $19,000 | 6,807 |
| Additional noninterest expense | $102,000 | 6,693 |
| Pre-tax net operating income | $-11,000 | 6,337 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-11,000 | 6,397 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-11,000 | 6,399 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-11,000 | 6,399 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-11,000 | 6,341 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 6,864 |
| Total interest expense | $13,000 | 6,871 |
| Net interest income | $152,000 | 6,841 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $154,000 | 6,821 |
| Salaries and employee benefits | $103,000 | 6,706 |
| Premises and equipment expense | $5,000 | 6,947 |
| Additional noninterest expense | $46,000 | 6,819 |
| Pre-tax net operating income | $15,000 | 6,208 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $10,000 | 6,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,000 | 6,323 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,000 | 6,323 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $10,000 | 6,245 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 6,920 |
| Total interest expense | $62,000 | 6,945 |
| Net interest income | $652,000 | 6,896 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $70,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,000 | 6,419 |
| Total noninterest expense | $662,000 | 6,871 |
| Salaries and employee benefits | $434,000 | 6,749 |
| Premises and equipment expense | $44,000 | 6,925 |
| Additional noninterest expense | $184,000 | 6,907 |
| Pre-tax net operating income | $60,000 | 6,015 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $23,000 | 4,174 |
| Income before extraordinary items | $37,000 | 6,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 6,221 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $37,000 | 6,223 |
| Net charge-offs | $36,000 | 5,123 |
| Cash dividends | $20,000 | 4,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $37,000 | 6,078 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,025 |
| Total interest expense | $50,000 | 7,039 |
| Net interest income | $487,000 | 7,001 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $50,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,597 |
| Total noninterest expense | $453,000 | 6,995 |
| Salaries and employee benefits | $295,000 | 6,881 |
| Premises and equipment expense | $19,000 | 7,100 |
| Additional noninterest expense | $139,000 | 6,993 |
| Pre-tax net operating income | $84,000 | 6,047 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $28,000 | 4,050 |
| Income before extraordinary items | $56,000 | 6,254 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $56,000 | 6,252 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $56,000 | 6,253 |
| Net charge-offs | $37,000 | 4,721 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $56,000 | 6,119 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $349,000 | 7,094 |
| Total interest expense | $36,000 | 7,091 |
| Net interest income | $313,000 | 7,069 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $35,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $306,000 | 7,050 |
| Salaries and employee benefits | $200,000 | 6,931 |
| Premises and equipment expense | $14,000 | 7,149 |
| Additional noninterest expense | $92,000 | 7,043 |
| Pre-tax net operating income | $42,000 | 6,136 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $14,000 | 4,124 |
| Income before extraordinary items | $28,000 | 6,344 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $28,000 | 6,343 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $28,000 | 6,344 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $28,000 | 6,207 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 7,167 |
| Total interest expense | $18,000 | 7,158 |
| Net interest income | $151,000 | 7,141 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $140,000 | 7,148 |
| Salaries and employee benefits | $102,000 | 6,979 |
| Premises and equipment expense | $4,000 | 7,248 |
| Additional noninterest expense | $34,000 | 7,204 |
| Pre-tax net operating income | $29,000 | 6,142 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $19,000 | 6,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,000 | 6,337 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $19,000 | 6,338 |
| Net charge-offs | $38,000 | 3,242 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $19,000 | 6,203 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,232 |
| Total interest expense | $88,000 | 7,220 |
| Net interest income | $571,000 | 7,214 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $69,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $63,000 | 6,099 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,000 | 6,599 |
| Total noninterest expense | $602,000 | 7,182 |
| Salaries and employee benefits | $408,000 | 7,043 |
| Premises and equipment expense | $25,000 | 7,291 |
| Additional noninterest expense | $169,000 | 7,210 |
| Pre-tax net operating income | $38,000 | 5,917 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $27,000 | 6,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,000 | 6,091 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $27,000 | 6,091 |
| Net charge-offs | $36,000 | 5,646 |
| Cash dividends | $20,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $27,000 | 5,968 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,309 |
| Total interest expense | $69,000 | 7,287 |
| Net interest income | $418,000 | 7,289 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $51,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $47,000 | 6,146 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,000 | 6,772 |
| Total noninterest expense | $429,000 | 7,269 |
| Salaries and employee benefits | $289,000 | 7,125 |
| Premises and equipment expense | $22,000 | 7,337 |
| Additional noninterest expense | $118,000 | 7,299 |
| Pre-tax net operating income | $40,000 | 6,019 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $8,000 | 4,313 |
| Income before extraordinary items | $33,000 | 6,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 6,150 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $33,000 | 6,150 |
| Net charge-offs | $38,000 | 5,159 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $32,200 | 6,051 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $318,000 | 7,380 |
| Total interest expense | $47,000 | 7,362 |
| Net interest income | $271,000 | 7,363 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $33,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $291,000 | 7,329 |
| Salaries and employee benefits | $194,000 | 7,188 |
| Premises and equipment expense | $17,000 | 7,388 |
| Additional noninterest expense | $80,000 | 7,373 |
| Pre-tax net operating income | $13,000 | 6,134 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $10,000 | 6,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,259 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $10,000 | 6,259 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $10,000 | 6,178 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 7,449 |
| Total interest expense | $25,000 | 7,418 |
| Net interest income | $128,000 | 7,427 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $145,000 | 7,388 |
| Salaries and employee benefits | $96,000 | 7,244 |
| Premises and equipment expense | $7,000 | 7,466 |
| Additional noninterest expense | $42,000 | 7,420 |
| Pre-tax net operating income | $0 | 6,326 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $0 | 6,378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $0 | 6,378 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $0 | 6,378 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $0 | 6,348 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 7,453 |
| Total interest expense | $147,000 | 7,441 |
| Net interest income | $641,000 | 7,433 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $62,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 6,156 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,841 |
| Total noninterest expense | $660,000 | 7,411 |
| Salaries and employee benefits | $413,000 | 7,299 |
| Premises and equipment expense | $22,000 | 7,586 |
| Additional noninterest expense | $225,000 | 7,327 |
| Pre-tax net operating income | $43,000 | 5,640 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $41,000 | 5,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $41,000 | 5,838 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $41,000 | 5,838 |
| Net charge-offs | $5,000 | 6,697 |
| Cash dividends | $20,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $41,000 | 5,698 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,557 |
| Total interest expense | $119,000 | 7,542 |
| Net interest income | $484,000 | 7,529 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $39,000 | 6,285 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,000 | 7,023 |
| Total noninterest expense | $434,000 | 7,565 |
| Salaries and employee benefits | $271,000 | 7,461 |
| Premises and equipment expense | $22,000 | 7,663 |
| Additional noninterest expense | $141,000 | 7,535 |
| Pre-tax net operating income | $94,000 | 5,635 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $20,000 | 3,999 |
| Income before extraordinary items | $74,000 | 5,841 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $74,000 | 5,843 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $74,000 | 5,843 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $74,000 | 5,692 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,623 |
| Total interest expense | $88,000 | 7,574 |
| Net interest income | $319,000 | 7,607 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $30,000 | 7,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $301,000 | 7,616 |
| Salaries and employee benefits | $181,000 | 7,522 |
| Premises and equipment expense | $20,000 | 7,669 |
| Additional noninterest expense | $100,000 | 7,565 |
| Pre-tax net operating income | $48,000 | 5,816 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $38,000 | 5,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $38,000 | 5,988 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $38,000 | 5,987 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $38,000 | 5,884 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 7,724 |
| Total interest expense | $48,000 | 7,654 |
| Net interest income | $158,000 | 7,702 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $149,000 | 7,721 |
| Salaries and employee benefits | $90,000 | 7,625 |
| Premises and equipment expense | $6,000 | 7,840 |
| Additional noninterest expense | $53,000 | 7,621 |
| Pre-tax net operating income | $24,000 | 5,984 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $19,000 | 6,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $19,000 | 6,144 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $19,000 | 6,143 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $19,000 | 6,040 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 7,718 |
| Total interest expense | $303,000 | 7,584 |
| Net interest income | $673,000 | 7,728 |
| Provision for loan and lease losses | $112,000 | 6,328 |
| Total noninterest income | $71,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $648,000 | 7,757 |
| Salaries and employee benefits | $393,000 | 7,650 |
| Premises and equipment expense | $27,000 | 7,921 |
| Additional noninterest expense | $228,000 | 7,656 |
| Pre-tax net operating income | $-16,000 | 5,449 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-7,000 | 6,217 |
| Income before extraordinary items | $-9,000 | 5,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,000 | 5,554 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,000 | 5,554 |
| Net charge-offs | $-9,000 | 7,856 |
| Cash dividends | $20,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,000 | 5,505 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,797 |
| Total interest expense | $240,000 | 7,645 |
| Net interest income | $511,000 | 7,793 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $52,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $44,000 | 6,392 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,000 | 7,336 |
| Total noninterest expense | $437,000 | 7,878 |
| Salaries and employee benefits | $273,000 | 7,759 |
| Premises and equipment expense | $25,000 | 7,965 |
| Additional noninterest expense | $139,000 | 7,857 |
| Pre-tax net operating income | $126,000 | 5,198 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $86,000 | 5,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $86,000 | 5,376 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $86,000 | 5,376 |
| Net charge-offs | $-43,000 | 8,014 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $86,000 | 5,322 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,869 |
| Total interest expense | $172,000 | 7,694 |
| Net interest income | $340,000 | 7,867 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $34,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $282,000 | 7,981 |
| Salaries and employee benefits | $184,000 | 7,840 |
| Premises and equipment expense | $20,000 | 8,006 |
| Additional noninterest expense | $78,000 | 8,001 |
| Pre-tax net operating income | $92,000 | 5,276 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $31,000 | 3,458 |
| Income before extraordinary items | $61,000 | 5,493 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 5,489 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $61,000 | 5,489 |
| Net charge-offs | $-34,000 | 8,052 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $61,000 | 5,409 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 7,934 |
| Total interest expense | $90,000 | 7,736 |
| Net interest income | $163,000 | 7,937 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $134,000 | 8,050 |
| Salaries and employee benefits | $93,000 | 7,883 |
| Premises and equipment expense | $6,000 | 8,138 |
| Additional noninterest expense | $35,000 | 8,060 |
| Pre-tax net operating income | $45,000 | 5,702 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $45,000 | 5,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 5,769 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $45,000 | 5,769 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,000 | 5,600 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 7,955 |
| Total interest expense | $435,000 | 7,782 |
| Net interest income | $615,000 | 8,000 |
| Provision for loan and lease losses | $260,000 | 4,843 |
| Total noninterest income | $92,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 6,466 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $585,000 | 8,045 |
| Salaries and employee benefits | $403,000 | 7,886 |
| Premises and equipment expense | $23,000 | 8,207 |
| Additional noninterest expense | $159,000 | 8,044 |
| Pre-tax net operating income | $-138,000 | 6,493 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-48,000 | 6,952 |
| Income before extraordinary items | $-90,000 | 6,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-90,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 3,628 |
| Cash dividends | $20,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-90,000 | 6,496 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 8,044 |
| Total interest expense | $338,000 | 7,855 |
| Net interest income | $456,000 | 8,094 |
| Provision for loan and lease losses | $190,000 | 4,286 |
| Total noninterest income | $74,000 | 7,436 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $45,000 | 6,537 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $405,000 | 8,144 |
| Salaries and employee benefits | $269,000 | 8,018 |
| Premises and equipment expense | $21,000 | 8,257 |
| Additional noninterest expense | $115,000 | 8,109 |
| Pre-tax net operating income | $-65,000 | 6,866 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-65,000 | 6,723 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-65,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,511 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-65,000 | 6,904 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,112 |
| Total interest expense | $235,000 | 7,918 |
| Net interest income | $295,000 | 8,157 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $37,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $274,000 | 8,194 |
| Salaries and employee benefits | $184,000 | 8,058 |
| Premises and equipment expense | $14,000 | 8,328 |
| Additional noninterest expense | $76,000 | 8,168 |
| Pre-tax net operating income | $-132,000 | 7,243 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-132,000 | 7,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-132,000 | 7,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,838 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-132,000 | 7,278 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,168 |
| Total interest expense | $123,000 | 7,960 |
| Net interest income | $146,000 | 8,220 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $141,000 | 8,222 |
| Salaries and employee benefits | $89,000 | 8,120 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $-30,000 | 7,325 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-30,000 | 7,432 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,000 | 7,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-30,000 | 7,363 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 8,173 |
| Total interest expense | $588,000 | 7,824 |
| Net interest income | $451,000 | 8,311 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $66,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $61,000 | 6,585 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $570,000 | 8,254 |
| Salaries and employee benefits | $370,000 | 8,130 |
| Premises and equipment expense | $34,000 | 8,368 |
| Additional noninterest expense | $166,000 | 8,181 |
| Pre-tax net operating income | $-293,000 | 7,705 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-105,000 | 8,028 |
| Income before extraordinary items | $-188,000 | 7,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-188,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,504 |
| Cash dividends | $20,000 | 5,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-188,000 | 7,681 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $767,000 | 8,232 |
| Total interest expense | $448,000 | 7,852 |
| Net interest income | $319,000 | 8,378 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $50,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $373,000 | 8,327 |
| Salaries and employee benefits | $257,000 | 8,170 |
| Premises and equipment expense | $16,000 | 8,459 |
| Additional noninterest expense | $100,000 | 8,329 |
| Pre-tax net operating income | $-194,000 | 7,887 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-68,000 | 8,196 |
| Income before extraordinary items | $-126,000 | 7,877 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-126,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-126,000 | 7,861 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 8,317 |
| Total interest expense | $302,000 | 7,892 |
| Net interest income | $196,000 | 8,470 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $32,000 | 8,017 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $241,000 | 8,395 |
| Salaries and employee benefits | $173,000 | 8,236 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $54,000 | 8,463 |
| Pre-tax net operating income | $-133,000 | 8,023 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-44,000 | 8,273 |
| Income before extraordinary items | $-89,000 | 7,981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-89,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-89,000 | 7,970 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,321 |
| Total interest expense | $149,000 | 7,941 |
| Net interest income | $123,000 | 8,456 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $121,000 | 8,427 |
| Salaries and employee benefits | $87,000 | 8,269 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $27,000 | 8,489 |
| Pre-tax net operating income | $17,000 | 7,680 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $16,000 | 7,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $16,000 | 7,654 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 8,272 |
| Total interest expense | $548,000 | 7,825 |
| Net interest income | $468,000 | 8,432 |
| Provision for loan and lease losses | $58,000 | 5,459 |
| Total noninterest income | $65,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $57,000 | 6,779 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $573,000 | 8,356 |
| Salaries and employee benefits | $423,000 | 8,090 |
| Premises and equipment expense | $25,000 | 8,560 |
| Additional noninterest expense | $125,000 | 8,473 |
| Pre-tax net operating income | $-98,000 | 8,047 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-32,000 | 8,250 |
| Income before extraordinary items | $-66,000 | 8,049 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-66,000 | 8,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,727 |
| Cash dividends | $20,000 | 5,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-66,000 | 8,035 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,360 |
| Total interest expense | $388,000 | 7,912 |
| Net interest income | $346,000 | 8,515 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $53,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $374,000 | 8,475 |
| Salaries and employee benefits | $255,000 | 8,301 |
| Premises and equipment expense | $23,000 | 8,577 |
| Additional noninterest expense | $96,000 | 8,508 |
| Pre-tax net operating income | $-10,000 | 8,133 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-10,000 | 8,146 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-10,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-10,000 | 8,131 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $467,000 | 8,440 |
| Total interest expense | $239,000 | 7,987 |
| Net interest income | $228,000 | 8,575 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $38,000 | 8,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $238,000 | 8,546 |
| Salaries and employee benefits | $171,000 | 8,346 |
| Premises and equipment expense | $16,000 | 8,603 |
| Additional noninterest expense | $51,000 | 8,633 |
| Pre-tax net operating income | $-7,000 | 8,196 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-7,000 | 8,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-7,000 | 8,187 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $222,000 | 8,479 |
| Total interest expense | $112,000 | 8,034 |
| Net interest income | $110,000 | 8,611 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $128,000 | 8,515 |
| Salaries and employee benefits | $84,000 | 8,386 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $32,000 | 8,551 |
| Pre-tax net operating income | $4,000 | 8,167 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $4,000 | 8,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,000 | 8,154 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 8,476 |
| Total interest expense | $334,000 | 8,100 |
| Net interest income | $474,000 | 8,556 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $73,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $510,000 | 8,550 |
| Salaries and employee benefits | $403,000 | 8,199 |
| Premises and equipment expense | $14,000 | 8,757 |
| Additional noninterest expense | $93,000 | 8,717 |
| Pre-tax net operating income | $37,000 | 8,156 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $36,000 | 8,189 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $36,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $20,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $36,000 | 8,157 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 8,530 |
| Total interest expense | $233,000 | 8,170 |
| Net interest income | $357,000 | 8,602 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $58,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $318,000 | 8,651 |
| Salaries and employee benefits | $234,000 | 8,446 |
| Premises and equipment expense | $12,000 | 8,758 |
| Additional noninterest expense | $72,000 | 8,721 |
| Pre-tax net operating income | $97,000 | 8,029 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $82,000 | 8,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $82,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $82,000 | 8,020 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,553 |
| Total interest expense | $142,000 | 8,213 |
| Net interest income | $239,000 | 8,612 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $39,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $211,000 | 8,661 |
| Salaries and employee benefits | $154,000 | 8,472 |
| Premises and equipment expense | $9,000 | 8,746 |
| Additional noninterest expense | $48,000 | 8,728 |
| Pre-tax net operating income | $67,000 | 8,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $59,000 | 8,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $59,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $59,000 | 8,008 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 8,637 |
| Total interest expense | $65,000 | 8,326 |
| Net interest income | $124,000 | 8,678 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $102,000 | 8,738 |
| Salaries and employee benefits | $77,000 | 8,534 |
| Premises and equipment expense | $4,000 | 8,826 |
| Additional noninterest expense | $21,000 | 8,814 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $35,000 | 8,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $35,000 | 7,987 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 8,606 |
| Total interest expense | $221,000 | 8,393 |
| Net interest income | $536,000 | 8,617 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $64,000 | 8,461 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $55,000 | 7,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $532,000 | 8,631 |
| Salaries and employee benefits | $409,000 | 8,272 |
| Premises and equipment expense | $23,000 | 8,848 |
| Additional noninterest expense | $100,000 | 8,817 |
| Pre-tax net operating income | $68,000 | 8,197 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $64,000 | 8,232 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $64,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $20,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $64,000 | 8,188 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 8,650 |
| Total interest expense | $167,000 | 8,430 |
| Net interest income | $400,000 | 8,672 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $46,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $39,000 | 7,302 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $327,000 | 8,771 |
| Salaries and employee benefits | $243,000 | 8,555 |
| Premises and equipment expense | $10,000 | 8,943 |
| Additional noninterest expense | $74,000 | 8,852 |
| Pre-tax net operating income | $119,000 | 8,047 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $23,000 | 6,442 |
| Income before extraordinary items | $96,000 | 8,094 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $96,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $96,000 | 8,041 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $370,000 | 8,718 |
| Total interest expense | $112,000 | 8,482 |
| Net interest income | $258,000 | 8,747 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $217,000 | 8,835 |
| Salaries and employee benefits | $163,000 | 8,599 |
| Premises and equipment expense | $8,000 | 8,987 |
| Additional noninterest expense | $46,000 | 8,932 |
| Pre-tax net operating income | $71,000 | 8,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $61,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $61,000 | 8,089 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,707 |
| Total interest expense | $57,000 | 8,524 |
| Net interest income | $144,000 | 8,716 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $109,000 | 8,873 |
| Salaries and employee benefits | $82,000 | 8,625 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $23,000 | 8,965 |
| Pre-tax net operating income | $52,000 | 7,897 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $45,000 | 7,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $45,000 | 7,813 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 8,748 |
| Total interest expense | $241,000 | 8,633 |
| Net interest income | $570,000 | 8,731 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $75,000 | 8,562 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $64,000 | 7,203 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $513,000 | 8,822 |
| Salaries and employee benefits | $391,000 | 8,447 |
| Premises and equipment expense | $23,000 | 9,055 |
| Additional noninterest expense | $99,000 | 9,006 |
| Pre-tax net operating income | $132,000 | 8,078 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $33,000 | 6,542 |
| Income before extraordinary items | $99,000 | 8,224 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $99,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $20,000 | 6,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $99,000 | 8,106 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,819 |
| Total interest expense | $186,000 | 8,724 |
| Net interest income | $429,000 | 8,802 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $56,000 | 8,631 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $308,000 | 8,999 |
| Salaries and employee benefits | $228,000 | 8,767 |
| Premises and equipment expense | $17,000 | 9,101 |
| Additional noninterest expense | $63,000 | 9,097 |
| Pre-tax net operating income | $177,000 | 7,837 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $130,000 | 8,042 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $130,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $130,000 | 7,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $410,000 | 8,864 |
| Total interest expense | $129,000 | 8,767 |
| Net interest income | $281,000 | 8,847 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $205,000 | 9,028 |
| Salaries and employee benefits | $150,000 | 8,813 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $46,000 | 9,097 |
| Pre-tax net operating income | $112,000 | 7,909 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $88,000 | 8,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $88,000 | 7,911 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 8,899 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $144,000 | 8,885 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $103,000 | 9,071 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $58,000 | 7,870 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $50,000 | 7,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $50,000 | 7,742 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 8,938 |
| Total interest expense | $324,000 | 8,842 |
| Net interest income | $561,000 | 8,939 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $47,000 | 8,987 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $42,000 | 7,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $503,000 | 8,986 |
| Salaries and employee benefits | $381,000 | 8,577 |
| Premises and equipment expense | $40,000 | 9,054 |
| Additional noninterest expense | $82,000 | 9,225 |
| Pre-tax net operating income | $57,000 | 8,450 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $52,000 | 8,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $52,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $20,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $52,000 | 8,460 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 9,197 |
| Total interest expense | $460,000 | 9,082 |
| Net interest income | $477,000 | 9,222 |
| Provision for loan and lease losses | $61,000 | 6,339 |
| Total noninterest income | $43,000 | 9,232 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $41,000 | 7,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,000 | 9,423 |
| Total noninterest expense | $443,000 | 9,287 |
| Salaries and employee benefits | $353,000 | 8,823 |
| Premises and equipment expense | $14,000 | 9,536 |
| Additional noninterest expense | $76,000 | 9,484 |
| Pre-tax net operating income | $16,000 | 8,663 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $15,000 | 8,754 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $15,000 | 8,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $20,000 | 6,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $15,000 | 8,665 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 9,383 |
| Total interest expense | $481,000 | 9,283 |
| Net interest income | $541,000 | 9,390 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $43,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $468,000 | 9,453 |
| Salaries and employee benefits | $356,000 | 8,967 |
| Premises and equipment expense | $20,000 | 9,769 |
| Additional noninterest expense | $92,000 | 9,686 |
| Pre-tax net operating income | $116,000 | 8,744 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $84,000 | 8,801 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $84,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $20,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $84,000 | 8,791 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 9,632 |
| Total interest expense | $461,000 | 9,526 |
| Net interest income | $520,000 | 9,654 |
| Provision for loan and lease losses | $114,000 | 4,972 |
| Total noninterest income | $46,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $424,000 | 9,819 |
| Salaries and employee benefits | $334,000 | 9,294 |
| Premises and equipment expense | $15,000 | 10,120 |
| Additional noninterest expense | $75,000 | 10,074 |
| Pre-tax net operating income | $28,000 | 9,310 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $9,000 | 9,414 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,903 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,000 | 9,385 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 9,841 |
| Total interest expense | $467,000 | 9,761 |
| Net interest income | $552,000 | 9,819 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $43,000 | 9,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $435,000 | 9,964 |
| Salaries and employee benefits | $333,000 | 9,400 |
| Premises and equipment expense | $15,000 | 10,360 |
| Additional noninterest expense | $87,000 | 10,220 |
| Pre-tax net operating income | $112,000 | 9,355 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $98,000 | 9,358 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $98,000 | 9,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $20,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $98,000 | 9,289 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 10,229 |
| Total interest expense | $463,000 | 10,190 |
| Net interest income | $609,000 | 10,163 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $49,000 | 10,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $439,000 | 10,367 |
| Salaries and employee benefits | $321,000 | 9,802 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $75,000 | 10,727 |
| Pre-tax net operating income | $167,000 | 9,754 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $32,000 | 9,533 |
| Income before extraordinary items | $135,000 | 9,730 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $135,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $135,000 | 9,681 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 10,702 |
| Total interest expense | $534,000 | 10,480 |
| Net interest income | $549,000 | 10,775 |
| Provision for loan and lease losses | $402,000 | 2,071 |
| Total noninterest income | $50,000 | 10,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $410,000 | 10,938 |
| Salaries and employee benefits | $296,000 | 10,380 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $76,000 | 11,276 |
| Pre-tax net operating income | $-213,000 | 11,079 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-80,000 | 11,148 |
| Income before extraordinary items | $-133,000 | 11,040 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-133,000 | 11,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,916 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-133,000 | 11,000 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 11,132 |
| Total interest expense | $560,000 | 10,810 |
| Net interest income | $529,000 | 11,331 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $449,000 | 11,241 |
| Salaries and employee benefits | $346,000 | 10,368 |
| Premises and equipment expense | $19,000 | 11,813 |
| Additional noninterest expense | $84,000 | 11,742 |
| Pre-tax net operating income | $131,000 | 10,902 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $31,000 | 10,571 |
| Income before extraordinary items | $100,000 | 10,931 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $100,000 | 10,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $100,000 | 10,907 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 11,776 |
| Total interest expense | $449,000 | 11,344 |
| Net interest income | $515,000 | 11,957 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $30,000 | 12,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $432,000 | 11,900 |
| Salaries and employee benefits | $320,000 | 11,015 |
| Premises and equipment expense | $20,000 | 12,430 |
| Additional noninterest expense | $92,000 | 12,357 |
| Pre-tax net operating income | $93,000 | 11,672 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $29,000 | 10,950 |
| Income before extraordinary items | $64,000 | 11,702 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $64,000 | 11,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $64,000 | 11,744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 12,302 |
| Total interest expense | $470,000 | 11,831 |
| Net interest income | $525,000 | 12,478 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $33,000 | 12,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $450,000 | 12,411 |
| Salaries and employee benefits | $338,000 | 11,275 |
| Premises and equipment expense | $19,000 | 13,098 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $108,000 | 11,812 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $86,000 | 11,942 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $86,000 | 11,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $86,000 | 11,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 12,698 |
| Total interest expense | $560,000 | 12,484 |
| Net interest income | $596,000 | 12,716 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $39,000 | 13,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $478,000 | 12,760 |
| Salaries and employee benefits | $361,000 | 11,327 |
| Premises and equipment expense | $15,000 | 13,772 |
| Additional noninterest expense | $102,000 | 13,505 |
| Pre-tax net operating income | $157,000 | 11,454 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $113,000 | 11,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $110,870 | 11,487 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.