Home > Farmers State Bank of Ypsilanti > Income and Expense

Farmers State Bank of Ypsilanti, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$166,00011,918
Total interest expense$61,00011,896
Net interest income$105,00011,919
Provision for loan and lease losses$2,0008,854
Total noninterest income$8,00011,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,00010,277
Trading account gains and feesNANA
Additional Noninterest Income$5,00011,753
Total noninterest expense$89,00011,952
Salaries and employee benefits$29,00011,956
Premises and equipment expense$13,00011,869
Additional noninterest expense$47,00011,904
Pre-tax net operating income$22,00011,411
Securities gains (losses)$03,831
Applicable income taxes$9,00010,947
Income before extraordinary items$13,00011,455
Extraordinary gains, net$065
Net income$13,00011,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$13,00011,423
1994-12-31 (YTD Data)Rank
Total interest income$140,00012,569
Total interest expense$63,00012,545
Net interest income$77,00012,578
Provision for loan and lease losses$09,146
Total noninterest income$7,00012,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,00010,814
Trading account gains and feesNANA
Additional Noninterest Income$4,00012,414
Total noninterest expense$99,00012,582
Salaries and employee benefits$40,00012,584
Premises and equipment expense$11,00012,531
Additional noninterest expense$48,00012,552
Pre-tax net operating income$-15,00012,126
Securities gains (losses)$5,0002,624
Applicable income taxes$-6,00012,062
Income before extraordinary items$-4,00012,047
Extraordinary gains, net$0249
Net income$-4,00012,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-7,20012,079
1993-12-31 (YTD Data)Rank
Total interest income$013,280
Total interest expense$013,264
Net interest income$013,240
Provision for loan and lease losses$010,371
Total noninterest income$013,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$013,212
Total noninterest expense$013,281
Salaries and employee benefits$013,274
Premises and equipment expense$013,260
Additional noninterest expense$013,278
Pre-tax net operating income$012,389
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$012,522
Extraordinary gains, net$03,149
Net income$012,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$012,384
1992-12-31 (YTD Data)Rank
Total interest income$187,00013,865
Total interest expense$69,00013,847
Net interest income$118,00013,839
Provision for loan and lease losses$4,00011,584
Total noninterest income$11,00013,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,00011,715
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$102,00013,896
Salaries and employee benefits$68,00013,858
Premises and equipment expense$6,00013,876
Additional noninterest expense$28,00013,893
Pre-tax net operating income$23,00012,578
Securities gains (losses)$1,0007,986
Applicable income taxes$4,00012,540
Income before extraordinary items$20,00012,775
Extraordinary gains, net$01,422
Net income$20,00012,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$50,0007,650
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$19,17012,544

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.