Home > Farmers State Bank of Western Illinois > Net charge- offs to loans

Farmers State Bank of Western Illinois, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3016%359
Percentage Net Loans Charged-off: Total real estate loans0.4563%46
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0734%4,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential1.7713%9
Percentage Net Loans Charged-off: Home equity loans3.0864%8
All other 1-4 family - Percent of loans charged-off, net1.4553%24
Percentage Net Loans Charged-off: Commercial and industrial0.1593%1,016
Percentage Net Loans Charged-off: Loans to individuals1.0888%646
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual1.0888%549
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0767%946
Percentage Net Loans Charged-off: Total real estate loans0.1380%132
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.4990%4,609
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.7519%18
Percentage Net Loans Charged-off: Home equity loans0.2303%60
All other 1-4 family - Percent of loans charged-off, net0.8790%29
Percentage Net Loans Charged-off: Commercial and industrial-0.0349%3,994
Percentage Net Loans Charged-off: Loans to individuals0.2192%1,682
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.2192%1,614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0702%4,454
Percentage Net Loans Charged-off: Total real estate loans-0.1503%4,590
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.7693%4,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.2270%4,613
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.2843%4,578
Percentage Net Loans Charged-off: Commercial and industrial-0.0535%4,113
Percentage Net Loans Charged-off: Loans to individuals0.2639%1,414
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.2639%1,374
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1566%4,567
Percentage Net Loans Charged-off: Total real estate loans-0.3002%4,649
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-1.5176%4,681
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.4503%4,667
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.5611%4,670
Percentage Net Loans Charged-off: Commercial and industrial-0.0539%4,131
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1454%563
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial1.2630%155
Percentage Net Loans Charged-off: Loans to individuals0.1031%2,116
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1031%2,035
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1930%345
Percentage Net Loans Charged-off: Total real estate loans0.0000%831
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial1.6978%96
Percentage Net Loans Charged-off: Loans to individuals0.0457%2,212
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0457%2,132
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0030%3,208
Percentage Net Loans Charged-off: Total real estate loans0.0000%698
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0530%3,817
Percentage Net Loans Charged-off: Loans to individuals0.0688%1,905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0688%1,825
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%1,838
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0658%4,437
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,438
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.7600%4,698
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2254%125
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.2924%97
Percentage Net Loans Charged-off: Commercial and industrial-0.5667%4,551
Percentage Net Loans Charged-off: Loans to individuals0.1636%1,690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1636%1,584
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0320%4,159
Percentage Net Loans Charged-off: Total real estate loans-0.0953%4,629
Percentage Net Loans Charged-off:Construction & development0.2828%61
Percentage Net Loans Charged-off: Commercial real estate-1.0444%4,772
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0155%1,142
Percentage Net Loans Charged-off: Loans to individuals0.2637%1,214
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2637%1,099
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0934%778
Percentage Net Loans Charged-off: Total real estate loans0.1874%197
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate2.0546%26
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0243%941
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%1,688
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0530%642
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1810%928
Percentage Net Loans Charged-off: Total real estate loans0.0058%1,779
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0710%657
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial1.3958%291
Percentage Net Loans Charged-off: Loans to individuals1.0515%594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0515%536
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%2,446
Percentage Net Loans Charged-off: Total real estate loans0.0077%1,474
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0944%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.3579%1,468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3579%1,350
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0110%2,556
Percentage Net Loans Charged-off: Total real estate loans0.0114%1,188
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.1428%323
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.1204%2,214
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1204%2,084
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0109%2,193
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,097
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.2408%1,757
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2408%1,645
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2017%1,012
Percentage Net Loans Charged-off: Total real estate loans0.0981%733
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2800%252
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.3703%173
Percentage Net Loans Charged-off: Commercial and industrial1.6421%318
Percentage Net Loans Charged-off: Loans to individuals0.5975%1,365
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5975%1,265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0213%2,682
Percentage Net Loans Charged-off: Total real estate loans0.0037%1,791
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0105%1,355
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0140%1,234
Percentage Net Loans Charged-off: Commercial and industrial0.0225%1,756
Percentage Net Loans Charged-off: Loans to individuals0.4262%1,638
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4262%1,518
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,172
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,674
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,740
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0624%5,036
Percentage Net Loans Charged-off: Total real estate loans-0.0985%5,099
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0648%681
Percentage Net Loans Charged-off: Multi-family residential-4.8900%4,410
Percentage Net Loans Charged-off: 1-4 family residential-0.2507%5,219
Percentage Net Loans Charged-off: Home equity loans0.0525%418
All other 1-4 family - Percent of loans charged-off, net-0.3692%5,246
Percentage Net Loans Charged-off: Commercial and industrial-0.2557%4,879
Percentage Net Loans Charged-off: Loans to individuals0.0955%2,951
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0955%2,852
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0758%5,078
Percentage Net Loans Charged-off: Total real estate loans-0.1161%5,183
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0850%480
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.3305%5,297
Percentage Net Loans Charged-off: Home equity loans0.0677%322
All other 1-4 family - Percent of loans charged-off, net-0.4913%5,325
Percentage Net Loans Charged-off: Commercial and industrial-0.3180%4,961
Percentage Net Loans Charged-off: Loans to individuals0.0841%2,776
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0841%2,670
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1154%5,204
Percentage Net Loans Charged-off: Total real estate loans-0.1739%5,300
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.1268%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.4928%5,379
Percentage Net Loans Charged-off: Home equity loans0.1000%251
All other 1-4 family - Percent of loans charged-off, net-0.7348%5,400
Percentage Net Loans Charged-off: Commercial and industrial-0.4743%5,097
Percentage Net Loans Charged-off: Loans to individuals0.0627%2,673
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0627%2,556
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,722
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6740%320
Percentage Net Loans Charged-off: Total real estate loans0.0418%1,628
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-1.1110%5,530
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.3221%333
Percentage Net Loans Charged-off: Home equity loans0.1883%280
All other 1-4 family - Percent of loans charged-off, net0.3771%282
Percentage Net Loans Charged-off: Commercial and industrial3.1607%189
Percentage Net Loans Charged-off: Loans to individuals0.5520%1,631
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5520%1,496
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5194%394
Percentage Net Loans Charged-off: Total real estate loans-0.0817%5,292
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-1.5226%5,594
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0906%1,014
Percentage Net Loans Charged-off: Home equity loans0.3096%172
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial0.0235%1,870
Percentage Net Loans Charged-off: Loans to individuals0.6206%1,336
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6209%1,209
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7918%248
Percentage Net Loans Charged-off: Total real estate loans-0.1236%5,463
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-2.3730%5,650
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1349%734
Percentage Net Loans Charged-off: Home equity loans0.4553%123
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.0740%1,369
Percentage Net Loans Charged-off: Loans to individuals0.9249%874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9249%777
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5593%101
Percentage Net Loans Charged-off: Total real estate loans-0.2490%5,665
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-4.7154%5,720
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2658%384
Percentage Net Loans Charged-off: Home equity loans0.8928%61
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.3043%632
Percentage Net Loans Charged-off: Loans to individuals0.8095%1,026
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8095%909
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4368%587
Percentage Net Loans Charged-off: Total real estate loans-0.0089%4,769
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.2796%5,640
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0328%2,143
Percentage Net Loans Charged-off: Home equity loans0.2256%349
All other 1-4 family - Percent of loans charged-off, net-0.0463%5,349
Percentage Net Loans Charged-off: Commercial and industrial0.1596%1,670
Percentage Net Loans Charged-off: Loans to individuals0.2789%2,469
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2789%2,321
Percentage Net Loans Charged-off: All other loans and lease1.0122%470
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%3,792
Percentage Net Loans Charged-off: Total real estate loans-0.0631%5,419
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.3680%5,723
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0700%5,474
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0983%5,562
Percentage Net Loans Charged-off: Commercial and industrial0.2156%1,222
Percentage Net Loans Charged-off: Loans to individuals0.3718%1,905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3718%1,765
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1009%5,620
Percentage Net Loans Charged-off: Total real estate loans-0.2146%5,798
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.5483%5,827
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.3658%5,835
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.5116%5,871
Percentage Net Loans Charged-off: Commercial and industrial-0.3684%5,488
Percentage Net Loans Charged-off: Loans to individuals0.5006%1,492
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5006%1,368
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1850%5,824
Percentage Net Loans Charged-off: Total real estate loans-0.3985%5,949
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-1.1187%5,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.6511%5,956
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.9090%5,969
Percentage Net Loans Charged-off: Commercial and industrial-0.6610%5,673
Percentage Net Loans Charged-off: Loans to individuals0.8679%924
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8679%820
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1585%1,792
Percentage Net Loans Charged-off: Total real estate loans-0.0963%5,718
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate1.1796%165
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.4149%5,994
Percentage Net Loans Charged-off: Home equity loans-0.9204%4,562
All other 1-4 family - Percent of loans charged-off, net-0.2166%5,913
Percentage Net Loans Charged-off: Commercial and industrial1.9687%327
Percentage Net Loans Charged-off: Loans to individuals0.1326%3,007
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1326%2,849
Percentage Net Loans Charged-off: All other loans and lease0.1220%987
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2064%1,252
Percentage Net Loans Charged-off: Total real estate loans0.0914%1,561
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate1.2253%152
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0346%5,552
Percentage Net Loans Charged-off: Home equity loans0.0307%757
All other 1-4 family - Percent of loans charged-off, net-0.0602%5,721
Percentage Net Loans Charged-off: Commercial and industrial2.0545%262
Percentage Net Loans Charged-off: Loans to individuals0.2128%2,415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2128%2,278
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0770%2,289
Percentage Net Loans Charged-off: Total real estate loans0.1438%1,120
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate1.6054%116
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0465%633
All other 1-4 family - Percent of loans charged-off, net-0.0182%5,430
Percentage Net Loans Charged-off: Commercial and industrial0.2639%997
Percentage Net Loans Charged-off: Loans to individuals-0.1613%5,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1613%5,409
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0056%4,529
Percentage Net Loans Charged-off: Total real estate loans0.0124%1,907
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0260%1,643
Percentage Net Loans Charged-off: Home equity loans0.0925%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals-0.1076%5,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1076%5,164
Percentage Net Loans Charged-off: All other loans and lease-0.0135%5,286
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3495%1,257
Percentage Net Loans Charged-off: Total real estate loans0.6370%438
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate1.4156%256
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential1.0815%218
Percentage Net Loans Charged-off: Home equity loans0.4741%423
All other 1-4 family - Percent of loans charged-off, net1.3218%173
Percentage Net Loans Charged-off: Commercial and industrial-0.0582%5,160
Percentage Net Loans Charged-off: Loans to individuals0.8931%1,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8931%955
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1745%2,054
Percentage Net Loans Charged-off: Total real estate loans0.2792%1,040
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.5945%529
Percentage Net Loans Charged-off: Home equity loans0.0299%986
All other 1-4 family - Percent of loans charged-off, net0.8176%351
Percentage Net Loans Charged-off: Commercial and industrial-0.1296%5,463
Percentage Net Loans Charged-off: Loans to individuals0.7618%1,157
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7620%1,056
Percentage Net Loans Charged-off: All other loans and lease0.0152%1,293
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3534%1,164
Percentage Net Loans Charged-off: Total real estate loans0.5784%524
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential1.2311%224
Percentage Net Loans Charged-off: Home equity loans0.0448%804
All other 1-4 family - Percent of loans charged-off, net1.7006%147
Percentage Net Loans Charged-off: Commercial and industrial-0.1975%5,657
Percentage Net Loans Charged-off: Loans to individuals1.3495%636
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3495%573
Percentage Net Loans Charged-off: All other loans and lease0.0231%1,121
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0349%5,649
Percentage Net Loans Charged-off: Total real estate loans0.0593%1,910
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.1305%6,289
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1517%1,361
Percentage Net Loans Charged-off: Home equity loans0.0884%545
All other 1-4 family - Percent of loans charged-off, net0.1771%1,205
Percentage Net Loans Charged-off: Commercial and industrial-0.3237%5,909
Percentage Net Loans Charged-off: Loans to individuals-0.7104%6,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7104%6,211
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3450%1,953
Percentage Net Loans Charged-off: Total real estate loans0.4206%1,345
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate2.3192%201
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4700%1,188
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.6445%855
Percentage Net Loans Charged-off: Commercial and industrial1.0380%979
Percentage Net Loans Charged-off: Loans to individuals0.7799%1,471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7799%1,355
Percentage Net Loans Charged-off: All other loans and lease-0.0086%5,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1605%2,950
Percentage Net Loans Charged-off: Total real estate loans0.3246%1,608
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.9909%556
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.5439%992
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.7413%702
Percentage Net Loans Charged-off: Commercial and industrial-0.3982%6,172
Percentage Net Loans Charged-off: Loans to individuals0.3123%2,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3125%2,291
Percentage Net Loans Charged-off: All other loans and lease-0.0061%5,504
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0747%3,646
Percentage Net Loans Charged-off: Total real estate loans0.1943%2,139
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate1.3547%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1439%2,282
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1938%1,929
Percentage Net Loans Charged-off: Commercial and industrial-0.5555%6,298
Percentage Net Loans Charged-off: Loans to individuals0.2805%2,373
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2805%2,221
Percentage Net Loans Charged-off: All other loans and lease-0.0094%5,542
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%3,066
Percentage Net Loans Charged-off: Total real estate loans0.2440%1,615
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate1.6762%282
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1828%1,737
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.2454%1,456
Percentage Net Loans Charged-off: Commercial and industrial-1.1094%6,530
Percentage Net Loans Charged-off: Loans to individuals0.6564%1,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6564%1,250
Percentage Net Loans Charged-off: All other loans and lease-0.0187%5,654
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2734%3,290
Percentage Net Loans Charged-off: Total real estate loans0.2124%3,201
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.1369%2,533
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4692%1,876
Percentage Net Loans Charged-off: Home equity loans0.5700%958
All other 1-4 family - Percent of loans charged-off, net0.4385%1,929
Percentage Net Loans Charged-off: Commercial and industrial1.0585%1,369
Percentage Net Loans Charged-off: Loans to individuals1.3189%1,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3189%944
Percentage Net Loans Charged-off: All other loans and lease-0.0090%5,808
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3014%2,932
Percentage Net Loans Charged-off: Total real estate loans0.1605%3,353
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.1826%2,114
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3354%2,228
Percentage Net Loans Charged-off: Home equity loans0.2206%1,226
All other 1-4 family - Percent of loans charged-off, net0.3693%2,004
Percentage Net Loans Charged-off: Commercial and industrial1.4753%986
Percentage Net Loans Charged-off: Loans to individuals1.7064%737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7066%660
Percentage Net Loans Charged-off: All other loans and lease-0.0124%5,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3944%2,445
Percentage Net Loans Charged-off: Total real estate loans0.1550%3,174
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3623%2,013
Percentage Net Loans Charged-off: Home equity loans0.3383%976
All other 1-4 family - Percent of loans charged-off, net0.3691%1,911
Percentage Net Loans Charged-off: Commercial and industrial2.1961%724
Percentage Net Loans Charged-off: Loans to individuals2.3360%525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3360%474
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1877%2,978
Percentage Net Loans Charged-off: Total real estate loans0.0856%3,058
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2004%2,185
Percentage Net Loans Charged-off: Home equity loans0.6897%610
All other 1-4 family - Percent of loans charged-off, net0.0641%2,535
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals2.1122%579
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1122%507
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2474%4,232
Percentage Net Loans Charged-off: Total real estate loans0.2692%3,550
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.6652%1,804
Percentage Net Loans Charged-off: Home equity loans-0.4624%5,379
All other 1-4 family - Percent of loans charged-off, net0.9392%1,301
Percentage Net Loans Charged-off: Commercial and industrial0.1576%3,583
Percentage Net Loans Charged-off: Loans to individuals1.7786%905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5806%876
Percentage Net Loans Charged-off: All other loans and lease-0.0779%6,158
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0244%5,803
Percentage Net Loans Charged-off: Total real estate loans0.0279%4,928
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0694%3,942
Percentage Net Loans Charged-off: Home equity loans-0.6380%5,413
All other 1-4 family - Percent of loans charged-off, net0.2355%2,814
Percentage Net Loans Charged-off: Commercial and industrial0.2315%2,984
Percentage Net Loans Charged-off: Loans to individuals0.3991%2,897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3447%2,802
Percentage Net Loans Charged-off: All other loans and lease-0.1054%6,228
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0959%4,717
Percentage Net Loans Charged-off: Total real estate loans0.0417%4,421
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1049%3,365
Percentage Net Loans Charged-off: Home equity loans-0.9835%5,448
All other 1-4 family - Percent of loans charged-off, net0.3545%2,172
Percentage Net Loans Charged-off: Commercial and industrial0.9110%1,674
Percentage Net Loans Charged-off: Loans to individuals0.8636%1,684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7132%1,633
Percentage Net Loans Charged-off: All other loans and lease-0.1590%6,293
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1901%7,249
Percentage Net Loans Charged-off: Total real estate loans-0.1539%7,265
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.3931%7,338
Percentage Net Loans Charged-off: Home equity loans-2.0264%5,478
All other 1-4 family - Percent of loans charged-off, net-0.0320%6,975
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals-0.0862%6,115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0656%6,047
Percentage Net Loans Charged-off: All other loans and lease-0.3164%6,346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3750%4,162
Percentage Net Loans Charged-off: Total real estate loans0.4642%3,098
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.1947%1,196
Percentage Net Loans Charged-off: Home equity loans0.9210%921
All other 1-4 family - Percent of loans charged-off, net1.2508%1,130
Percentage Net Loans Charged-off: Commercial and industrial0.1387%4,250
Percentage Net Loans Charged-off: Loans to individuals1.2347%1,809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0740%1,693
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4642%3,432
Percentage Net Loans Charged-off: Total real estate loans0.5583%2,547
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.4350%871
Percentage Net Loans Charged-off: Home equity loans1.2442%687
All other 1-4 family - Percent of loans charged-off, net1.4735%852
Percentage Net Loans Charged-off: Commercial and industrial0.1871%3,675
Percentage Net Loans Charged-off: Loans to individuals1.5598%1,345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1010%1,443
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2547%4,075
Percentage Net Loans Charged-off: Total real estate loans0.3843%2,792
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.9974%1,192
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net1.1909%1,006
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.6109%2,629
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0094%6,292
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%5,177
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.4010%2,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2158%5,273
Percentage Net Loans Charged-off: Total real estate loans0.1315%4,567
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3593%2,527
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4118%2,244
Percentage Net Loans Charged-off: Commercial and industrial-0.2206%7,436
Percentage Net Loans Charged-off: Loans to individuals2.2610%1,154
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0161%6,639
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1473%5,228
Percentage Net Loans Charged-off: Total real estate loans-0.0208%7,767
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential-0.0570%7,775
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net-0.0649%7,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0528%7,177
Percentage Net Loans Charged-off: Loans to individuals2.3216%1,069
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0150%6,638
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1056%5,108
Percentage Net Loans Charged-off: Total real estate loans-0.0156%7,776
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0429%7,829
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0485%7,818
Percentage Net Loans Charged-off: Commercial and industrial-0.0791%7,259
Percentage Net Loans Charged-off: Loans to individuals1.7108%1,417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0111%6,625
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%5,107
Percentage Net Loans Charged-off: Total real estate loans0.0209%3,557
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0576%2,422
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0647%2,191
Percentage Net Loans Charged-off: Commercial and industrial-0.2394%7,476
Percentage Net Loans Charged-off: Loans to individuals0.4929%2,969
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2929%3,439
Percentage Net Loans Charged-off: Total real estate loans0.3535%2,105
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.9571%638
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net1.0455%568
Percentage Net Loans Charged-off: Commercial and industrial0.5602%2,575
Percentage Net Loans Charged-off: Loans to individuals0.8735%2,573
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0774%6,972
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2127%3,196
Percentage Net Loans Charged-off: Total real estate loans0.1415%2,553
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.3805%1,129
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.4132%995
Percentage Net Loans Charged-off: Commercial and industrial0.7291%1,633
Percentage Net Loans Charged-off: Loans to individuals1.2299%1,511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0997%7,003
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3305%1,979
Percentage Net Loans Charged-off: Total real estate loans0.2130%1,668
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.5740%678
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.6204%600
Percentage Net Loans Charged-off: Commercial and industrial1.1865%929
Percentage Net Loans Charged-off: Loans to individuals1.8244%860
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1369%7,055
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3860%1,332
Percentage Net Loans Charged-off: Total real estate loans0.0106%2,532
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0285%1,750
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0308%1,582
Percentage Net Loans Charged-off: Commercial and industrial2.4589%397
Percentage Net Loans Charged-off: Loans to individuals3.0139%454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2461%7,127
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2492%2,203
Percentage Net Loans Charged-off: Total real estate loans0.0303%3,271
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0826%2,057
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0892%1,892
Percentage Net Loans Charged-off: Commercial and industrial2.0309%622
Percentage Net Loans Charged-off: Loans to individuals0.9012%1,805
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0204%6,917
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3191%1,251
Percentage Net Loans Charged-off: Total real estate loans0.0408%2,239
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1120%1,337
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1209%1,209
Percentage Net Loans Charged-off: Commercial and industrial2.7266%381
Percentage Net Loans Charged-off: Loans to individuals0.9877%1,386
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0202%6,905
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5448%648
Percentage Net Loans Charged-off: Total real estate loans0.0627%1,540
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1715%875
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1852%772
Percentage Net Loans Charged-off: Commercial and industrial3.9031%238
Percentage Net Loans Charged-off: Loans to individuals2.3225%437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0205%6,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8980%366
Percentage Net Loans Charged-off: Total real estate loans0.1260%773
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.3430%428
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.3708%399
Percentage Net Loans Charged-off: Commercial and industrial7.3864%112
Percentage Net Loans Charged-off: Loans to individuals2.8212%349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0844%7,069
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6158%562
Percentage Net Loans Charged-off: Total real estate loans0.0842%1,481
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2293%734
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2474%678
Percentage Net Loans Charged-off: Commercial and industrial2.2884%412
Percentage Net Loans Charged-off: Loans to individuals1.8561%625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7309%664
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5720%516
Percentage Net Loans Charged-off: Total real estate loans0.1126%977
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.3066%447
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.3305%415
Percentage Net Loans Charged-off: Commercial and industrial0.9270%836
Percentage Net Loans Charged-off: Loans to individuals2.0090%493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8872%539
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4752%636
Percentage Net Loans Charged-off: Total real estate loans0.0176%1,961
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0481%1,420
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0518%1,312
Percentage Net Loans Charged-off: Commercial and industrial0.0360%2,411
Percentage Net Loans Charged-off: Loans to individuals0.7629%1,659
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3880%392
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4579%619
Percentage Net Loans Charged-off: Total real estate loans0.0359%1,135
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0981%785
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1054%716
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.5792%1,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3590%359
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3404%1,345
Percentage Net Loans Charged-off: Total real estate loans0.1295%1,052
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.3542%452
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.3746%445
Percentage Net Loans Charged-off: Commercial and industrial1.9308%624
Percentage Net Loans Charged-off: Loans to individuals0.7640%2,495
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0178%1,545
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3507%1,126
Percentage Net Loans Charged-off: Total real estate loans0.0852%1,245
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2335%615
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.2461%620
Percentage Net Loans Charged-off: Commercial and industrial2.1982%458
Percentage Net Loans Charged-off: Loans to individuals0.7357%2,244
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0236%1,325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4417%855
Percentage Net Loans Charged-off: Total real estate loans0.1606%745
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.4393%323
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.4608%326
Percentage Net Loans Charged-off: Commercial and industrial3.3243%307
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0368%1,074
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1148%2,264
Percentage Net Loans Charged-off: Total real estate loans0.1279%720
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3507%401
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.3661%392
Percentage Net Loans Charged-off: Commercial and industrial0.1274%1,579
Percentage Net Loans Charged-off: Loans to individuals0.1316%3,861
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0769%746
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4144%1,375
Percentage Net Loans Charged-off: Total real estate loans0.2716%681
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.7146%242
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.7405%238
Percentage Net Loans Charged-off: Commercial and industrial1.6832%870
Percentage Net Loans Charged-off: Loans to individuals0.9726%2,106
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1588%2,785
Percentage Net Loans Charged-off: Total real estate loans0.1026%1,309
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2676%631
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2769%622
Percentage Net Loans Charged-off: Commercial and industrial-0.2066%7,887
Percentage Net Loans Charged-off: Loans to individuals1.1405%1,590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1367%2,885
Percentage Net Loans Charged-off: Total real estate loans0.0370%1,954
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0952%1,250
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0984%1,195
Percentage Net Loans Charged-off: Commercial and industrial-0.2129%7,848
Percentage Net Loans Charged-off: Loans to individuals1.2436%1,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3932%1,136
Percentage Net Loans Charged-off: Total real estate loans0.2463%530
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.6299%246
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.6500%238
Percentage Net Loans Charged-off: Commercial and industrial0.1446%1,718
Percentage Net Loans Charged-off: Loans to individuals2.2068%749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6317%1,121
Percentage Net Loans Charged-off: Total real estate loans0.2860%771
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.7011%286
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.7163%299
Percentage Net Loans Charged-off: Commercial and industrial3.4625%505
Percentage Net Loans Charged-off: Loans to individuals1.4144%1,485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0194%7,319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4282%1,514
Percentage Net Loans Charged-off: Total real estate loans0.2000%925
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4849%400
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4946%416
Percentage Net Loans Charged-off: Commercial and industrial2.7187%539
Percentage Net Loans Charged-off: Loans to individuals0.6648%3,156
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0261%7,356
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5003%1,232
Percentage Net Loans Charged-off: Total real estate loans0.0397%2,020
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0951%1,312
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0969%1,282
Percentage Net Loans Charged-off: Commercial and industrial4.0175%356
Percentage Net Loans Charged-off: Loans to individuals0.9767%2,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0394%7,416
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1663%2,629
Percentage Net Loans Charged-off: Total real estate loans0.0112%1,860
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0264%1,403
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0269%1,328
Percentage Net Loans Charged-off: Commercial and industrial1.0464%995
Percentage Net Loans Charged-off: Loans to individuals0.6407%2,763
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0795%7,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8603%868
Percentage Net Loans Charged-off: Total real estate loans0.1756%1,213
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.4054%547
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.4109%557
Percentage Net Loans Charged-off: Commercial and industrial4.6194%398
Percentage Net Loans Charged-off: Loans to individuals2.2657%731
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0714%1,712
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3374%471
Percentage Net Loans Charged-off: Total real estate loans0.0135%3,346
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0301%2,476
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0305%2,352
Percentage Net Loans Charged-off: Commercial and industrial7.5758%182
Percentage Net Loans Charged-off: Loans to individuals3.2428%379
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1629%1,411
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1426%3,883
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1641%3,687
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1022%5,072
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%6,788
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2318%3,672
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6176%1,290
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%6,928
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2596%4,661
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%8,742
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA