Home > Farmers State Bank of Valmeyer > Income and Expense
Farmers State Bank of Valmeyer, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 12,264 |
| Total interest expense | $426,000 | 12,097 |
| Net interest income | $586,000 | 12,271 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 11,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $621,000 | 11,534 |
| Salaries and employee benefits | $207,000 | 12,571 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $356,000 | 9,775 |
| Pre-tax net operating income | $6,000 | 12,369 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $-8,000 | 12,773 |
| Income before extraordinary items | $33,000 | 12,359 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $33,000 | 12,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,000 | 12,318 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 12,313 |
| Total interest expense | $715,000 | 11,734 |
| Net interest income | $621,000 | 12,641 |
| Provision for loan and lease losses | $282,000 | 4,292 |
| Total noninterest income | $44,000 | 13,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $491,000 | 12,688 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $220,000 | 11,961 |
| Pre-tax net operating income | $-108,000 | 12,956 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $-78,000 | 13,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-78,000 | 13,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-127,000 | 12,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.