Home > Farmers State Bank of Stephen > Assets and Liabilities
Farmers State Bank of Stephen, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $34,143,000 | 8,272 |
| Cash and due from depository institutions | $1,260,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,337,000 | 5,746 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 3,109 |
| Net loans & leases | $11,490,000 | 9,248 |
| Loan loss allowance | $289,000 | 7,507 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $34,000 | 10,249 |
| Other real estate owned | $29,000 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $493,000 | 8,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,143,000 | 8,272 |
| Total liabilities | $27,099,000 | 8,581 |
| Total deposits | $26,914,000 | 8,470 |
| Interest-bearing deposits | $22,519,000 | 8,473 |
| Deposits held in domestic offices | $26,914,000 | 8,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $185,000 | 8,781 |
| Total equity capital | $7,044,000 | 5,749 |
| Total bank equity capital | $7,044,000 | 5,749 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $1,150,000 | 6,885 |
| Undivided profits | $5,794,000 | 3,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $856,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,489 |
| Income earned, not collected on loans | $229,000 | 7,520 |
| Earning assets | $32,327,000 | 8,145 |
| Long-term assets (5+ years) | $407,000 | 8,850 |
| Average Assets, year-to-date | $32,939,800 | 8,192 |
| Average Assets, quarterly | $33,636,000 | 8,256 |
| Volatile liabilities | $333,000 | 10,223 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $7,030,000 | 5,577 |
| Tier 2 risk-based capital | $194,000 | 8,329 |
| Total risk weighted assets | $15,425,200 | 8,919 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $33,270,000 | 8,548 |
| Cash and due from depository institutions | $1,826,000 | 8,601 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,451,000 | 5,890 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,731 |
| Net loans & leases | $13,087,000 | 9,351 |
| Loan loss allowance | $339,000 | 7,150 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $54,000 | 10,532 |
| Other real estate owned | $31,000 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $621,000 | 7,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,270,000 | 8,548 |
| Total liabilities | $26,390,000 | 8,887 |
| Total deposits | $26,233,000 | 8,778 |
| Interest-bearing deposits | $21,572,000 | 8,836 |
| Deposits held in domestic offices | $26,233,000 | 8,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $157,000 | 9,517 |
| Total equity capital | $6,880,000 | 5,842 |
| Total bank equity capital | $6,880,000 | 5,842 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $1,150,000 | 7,045 |
| Undivided profits | $5,630,000 | 4,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 2,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 688 |
| Income earned, not collected on loans | $258,000 | 7,373 |
| Earning assets | $30,738,000 | 8,511 |
| Long-term assets (5+ years) | $313,000 | 9,212 |
| Average Assets, year-to-date | $32,738,800 | 8,437 |
| Average Assets, quarterly | $32,646,000 | 8,551 |
| Volatile liabilities | $324,000 | 10,662 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $6,870,000 | 5,692 |
| Tier 2 risk-based capital | $200,420 | 8,390 |
| Total risk weighted assets | $15,895,220 | 9,066 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $33,057,000 | 8,882 |
| Cash and due from depository institutions | $2,041,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,037,000 | 6,695 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $14,230,000 | 9,449 |
| Loan loss allowance | $422,000 | 6,575 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $76,000 | 10,851 |
| Other real estate owned | $32,000 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $641,000 | 7,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,057,000 | 8,882 |
| Total liabilities | $26,340,000 | 9,242 |
| Total deposits | $26,142,000 | 9,135 |
| Interest-bearing deposits | $21,321,000 | 9,236 |
| Deposits held in domestic offices | $26,142,000 | 9,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $198,000 | 9,296 |
| Total equity capital | $6,717,000 | 5,988 |
| Total bank equity capital | $6,717,000 | 5,988 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $1,150,000 | 7,263 |
| Undivided profits | $5,467,000 | 4,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $697,000 | 3,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $247,000 | 530 |
| Income earned, not collected on loans | $338,000 | 6,397 |
| Earning assets | $30,267,000 | 8,859 |
| Long-term assets (5+ years) | $290,000 | 9,568 |
| Average Assets, year-to-date | $32,511,600 | 8,779 |
| Average Assets, quarterly | $32,929,000 | 8,836 |
| Volatile liabilities | $150,000 | 11,295 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $6,715,000 | 5,873 |
| Tier 2 risk-based capital | $212,470 | 8,457 |
| Total risk weighted assets | $16,787,970 | 9,196 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $32,831,000 | 9,180 |
| Cash and due from depository institutions | $2,654,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,508,000 | 6,569 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,175 |
| Net loans & leases | $12,339,000 | 10,102 |
| Loan loss allowance | $436,000 | 6,602 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $108,000 | 10,993 |
| Other real estate owned | $48,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $574,000 | 8,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,831,000 | 9,180 |
| Total liabilities | $26,656,000 | 9,520 |
| Total deposits | $26,512,000 | 9,411 |
| Interest-bearing deposits | $22,095,000 | 9,452 |
| Deposits held in domestic offices | $26,512,000 | 9,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $144,000 | 10,526 |
| Total equity capital | $6,175,000 | 6,417 |
| Total bank equity capital | $6,175,000 | 6,417 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $900,000 | 8,223 |
| Undivided profits | $5,175,000 | 4,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $419,000 | 311 |
| Income earned, not collected on loans | $256,000 | 7,820 |
| Earning assets | $29,447,000 | 9,220 |
| Long-term assets (5+ years) | $335,000 | 9,884 |
| Average Assets, year-to-date | $31,615,400 | 9,159 |
| Average Assets, quarterly | $31,753,000 | 9,253 |
| Volatile liabilities | $700,000 | 11,209 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $6,139,000 | 6,326 |
| Tier 2 risk-based capital | $192,460 | 9,003 |
| Total risk weighted assets | $15,152,860 | 9,774 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $32,160,000 | 9,504 |
| Cash and due from depository institutions | $1,714,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,329,000 | 6,501 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $11,223,000 | 10,700 |
| Loan loss allowance | $426,000 | 6,871 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $36,000 | 12,277 |
| Other real estate owned | $48,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $510,000 | 9,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,160,000 | 9,504 |
| Total liabilities | $26,218,000 | 9,884 |
| Total deposits | $26,115,000 | 9,748 |
| Interest-bearing deposits | $21,507,000 | 9,846 |
| Deposits held in domestic offices | $26,115,000 | 9,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $103,000 | 11,051 |
| Total equity capital | $5,942,000 | 6,319 |
| Total bank equity capital | $5,942,000 | 6,319 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $900,000 | 8,446 |
| Undivided profits | $4,942,000 | 4,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 3,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $331,000 | 348 |
| Income earned, not collected on loans | $177,000 | 9,027 |
| Earning assets | $29,852,000 | 9,404 |
| Long-term assets (5+ years) | $389,000 | 10,297 |
| Average Assets, year-to-date | $31,523,800 | 9,498 |
| Average Assets, quarterly | $30,919,000 | 9,631 |
| Volatile liabilities | $450,000 | 11,966 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $5,960,000 | 6,397 |
| Tier 2 risk-based capital | $174,020 | 9,639 |
| Total risk weighted assets | $13,669,620 | 10,381 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $32,895,000 | 9,767 |
| Cash and due from depository institutions | $2,096,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,662,000 | 6,443 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $9,546,000 | 11,485 |
| Loan loss allowance | $456,000 | 6,779 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $13,000 | 13,137 |
| Other real estate owned | $48,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $530,000 | 9,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,895,000 | 9,767 |
| Total liabilities | $27,081,000 | 10,152 |
| Total deposits | $26,984,000 | 10,030 |
| Interest-bearing deposits | $22,140,000 | 10,177 |
| Deposits held in domestic offices | $26,984,000 | 10,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $97,000 | 11,641 |
| Total equity capital | $5,814,000 | 6,543 |
| Total bank equity capital | $5,814,000 | 6,543 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $900,000 | 8,658 |
| Undivided profits | $4,814,000 | 4,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $786,000 | 3,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $332,000 | 398 |
| Income earned, not collected on loans | $135,000 | 9,925 |
| Earning assets | $30,208,000 | 9,722 |
| Long-term assets (5+ years) | $829,000 | 10,205 |
| Average Assets, year-to-date | $31,004,400 | 9,892 |
| Average Assets, quarterly | $30,964,000 | 9,978 |
| Volatile liabilities | $305,000 | 12,704 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $5,814,000 | 6,456 |
| Tier 2 risk-based capital | $157,420 | 10,279 |
| Total risk weighted assets | $12,295,120 | 11,074 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $31,505,000 | 10,204 |
| Cash and due from depository institutions | $2,307,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,428,000 | 7,227 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $10,498,000 | 11,514 |
| Loan loss allowance | $337,000 | 8,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $13,000 | 13,762 |
| Other real estate owned | $39,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $420,000 | 10,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,505,000 | 10,204 |
| Total liabilities | $25,945,000 | 10,620 |
| Total deposits | $25,782,000 | 10,514 |
| Interest-bearing deposits | $21,031,000 | 10,740 |
| Deposits held in domestic offices | $25,782,000 | 10,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $163,000 | 10,847 |
| Total equity capital | $5,560,000 | 6,563 |
| Total bank equity capital | $5,560,000 | 6,563 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $900,000 | 8,743 |
| Undivided profits | $4,560,000 | 4,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 4,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $213,000 | 8,351 |
| Earning assets | $28,726,000 | 10,158 |
| Long-term assets (5+ years) | $560,000 | 10,914 |
| Average Assets, year-to-date | $29,979,000 | 10,272 |
| Average Assets, quarterly | $30,423,000 | 10,311 |
| Volatile liabilities | $100,000 | 13,631 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $5,560,000 | 6,493 |
| Tier 2 risk-based capital | $172,510 | 10,080 |
| Total risk weighted assets | $13,636,310 | 11,002 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |