Home > Farmers State Bank of Somonauk > Income and Expense
Farmers State Bank of Somonauk, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 2,856 |
| Total interest expense | $1,819,000 | 2,615 |
| Net interest income | $3,545,000 | 2,969 |
| Provision for loan and lease losses | $126,000 | 2,931 |
| Total noninterest income | $613,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $389,000 | 2,115 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $224,000 | 3,569 |
| Total noninterest expense | $2,754,000 | 2,932 |
| Salaries and employee benefits | $1,836,000 | 2,431 |
| Premises and equipment expense | $363,000 | 3,091 |
| Additional noninterest expense | $555,000 | 4,032 |
| Pre-tax net operating income | $1,278,000 | 3,108 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $209,000 | 3,716 |
| Income before extraordinary items | $1,082,000 | 2,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,082,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,071,080 | 2,892 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 2,856 |
| Total interest expense | $869,000 | 2,611 |
| Net interest income | $1,773,000 | 2,953 |
| Provision for loan and lease losses | $63,000 | 2,791 |
| Total noninterest income | $300,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $185,000 | 2,151 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,480 |
| Total noninterest expense | $1,270,000 | 3,157 |
| Salaries and employee benefits | $819,000 | 2,724 |
| Premises and equipment expense | $178,000 | 3,180 |
| Additional noninterest expense | $273,000 | 4,094 |
| Pre-tax net operating income | $740,000 | 2,734 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $139,000 | 3,228 |
| Income before extraordinary items | $601,000 | 2,613 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $601,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $601,000 | 2,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,108,000 | 2,802 |
| Total interest expense | $3,146,000 | 2,524 |
| Net interest income | $6,962,000 | 2,899 |
| Provision for loan and lease losses | $252,000 | 3,227 |
| Total noninterest income | $1,335,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $856,000 | 2,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $479,000 | 3,389 |
| Total noninterest expense | $4,716,000 | 3,294 |
| Salaries and employee benefits | $2,802,000 | 3,029 |
| Premises and equipment expense | $715,000 | 3,075 |
| Additional noninterest expense | $1,199,000 | 3,749 |
| Pre-tax net operating income | $3,329,000 | 2,368 |
| Securities gains (losses) | $-56,000 | 8,615 |
| Applicable income taxes | $727,000 | 2,699 |
| Income before extraordinary items | $2,546,000 | 2,396 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,546,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,296 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,589,680 | 2,302 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 2,789 |
| Total interest expense | $2,331,000 | 2,512 |
| Net interest income | $5,180,000 | 2,906 |
| Provision for loan and lease losses | $189,000 | 3,097 |
| Total noninterest income | $959,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $616,000 | 2,113 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $343,000 | 3,472 |
| Total noninterest expense | $3,447,000 | 3,333 |
| Salaries and employee benefits | $2,071,000 | 3,039 |
| Premises and equipment expense | $547,000 | 3,015 |
| Additional noninterest expense | $829,000 | 3,980 |
| Pre-tax net operating income | $2,503,000 | 2,387 |
| Securities gains (losses) | $-30,000 | 8,730 |
| Applicable income taxes | $541,000 | 2,772 |
| Income before extraordinary items | $1,932,000 | 2,393 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,932,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,462 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,955,400 | 2,316 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 2,803 |
| Total interest expense | $1,554,000 | 2,497 |
| Net interest income | $3,412,000 | 2,924 |
| Provision for loan and lease losses | $126,000 | 3,023 |
| Total noninterest income | $610,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $366,000 | 2,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $244,000 | 3,365 |
| Total noninterest expense | $2,268,000 | 3,401 |
| Salaries and employee benefits | $1,379,000 | 3,067 |
| Premises and equipment expense | $347,000 | 3,153 |
| Additional noninterest expense | $542,000 | 4,061 |
| Pre-tax net operating income | $1,628,000 | 2,415 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $380,000 | 2,652 |
| Income before extraordinary items | $1,268,000 | 2,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,268,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,252,600 | 2,365 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,798 |
| Total interest expense | $796,000 | 2,461 |
| Net interest income | $1,695,000 | 2,925 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $281,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 2,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $112,000 | 3,473 |
| Total noninterest expense | $1,080,000 | 3,542 |
| Salaries and employee benefits | $648,000 | 3,231 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $270,000 | 4,069 |
| Pre-tax net operating income | $833,000 | 2,348 |
| Securities gains (losses) | $-11,000 | 8,921 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $632,000 | 2,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $632,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $640,470 | 2,263 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 2,842 |
| Total interest expense | $3,295,000 | 2,630 |
| Net interest income | $6,630,000 | 2,892 |
| Provision for loan and lease losses | $599,000 | 1,882 |
| Total noninterest income | $1,600,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $785,000 | 2,150 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $815,000 | 2,713 |
| Total noninterest expense | $4,343,000 | 3,459 |
| Salaries and employee benefits | $2,608,000 | 3,156 |
| Premises and equipment expense | $709,000 | 3,050 |
| Additional noninterest expense | $1,026,000 | 4,190 |
| Pre-tax net operating income | $3,288,000 | 2,321 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $792,000 | 2,552 |
| Income before extraordinary items | $2,513,000 | 2,364 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,513,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,295 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,500,080 | 2,266 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 2,884 |
| Total interest expense | $2,505,000 | 2,676 |
| Net interest income | $4,933,000 | 2,925 |
| Provision for loan and lease losses | $321,000 | 2,379 |
| Total noninterest income | $1,273,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $579,000 | 2,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $694,000 | 2,575 |
| Total noninterest expense | $3,277,000 | 3,432 |
| Salaries and employee benefits | $2,010,000 | 3,075 |
| Premises and equipment expense | $515,000 | 3,141 |
| Additional noninterest expense | $752,000 | 4,251 |
| Pre-tax net operating income | $2,608,000 | 2,297 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $703,000 | 2,381 |
| Income before extraordinary items | $1,929,000 | 2,416 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,929,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,795 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,911,480 | 2,312 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 2,906 |
| Total interest expense | $1,714,000 | 2,695 |
| Net interest income | $3,262,000 | 2,943 |
| Provision for loan and lease losses | $143,000 | 3,205 |
| Total noninterest income | $787,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $367,000 | 2,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $420,000 | 2,719 |
| Total noninterest expense | $2,181,000 | 3,429 |
| Salaries and employee benefits | $1,358,000 | 3,041 |
| Premises and equipment expense | $331,000 | 3,233 |
| Additional noninterest expense | $492,000 | 4,298 |
| Pre-tax net operating income | $1,725,000 | 2,329 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $469,000 | 2,411 |
| Income before extraordinary items | $1,280,000 | 2,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,280,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,262,480 | 2,319 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 2,917 |
| Total interest expense | $877,000 | 2,700 |
| Net interest income | $1,622,000 | 2,950 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $363,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 2,139 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $176,000 | 2,941 |
| Total noninterest expense | $1,046,000 | 3,532 |
| Salaries and employee benefits | $633,000 | 3,213 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $874,000 | 2,293 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $243,000 | 2,369 |
| Income before extraordinary items | $651,000 | 2,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $651,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $636,400 | 2,272 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,418,000 | 2,910 |
| Total interest expense | $3,923,000 | 2,798 |
| Net interest income | $6,495,000 | 2,934 |
| Provision for loan and lease losses | $256,000 | 3,804 |
| Total noninterest income | $1,218,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $710,000 | 2,229 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $508,000 | 3,262 |
| Total noninterest expense | $4,229,000 | 3,402 |
| Salaries and employee benefits | $2,589,000 | 3,031 |
| Premises and equipment expense | $619,000 | 3,324 |
| Additional noninterest expense | $1,021,000 | 4,112 |
| Pre-tax net operating income | $3,228,000 | 2,348 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $902,000 | 2,387 |
| Income before extraordinary items | $2,402,000 | 2,427 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,402,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,570 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,346,520 | 2,386 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,113,000 | 3,037 |
| Total interest expense | $5,411,000 | 2,930 |
| Net interest income | $5,702,000 | 3,081 |
| Provision for loan and lease losses | $144,000 | 4,879 |
| Total noninterest income | $886,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $568,000 | 2,549 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $4,039,000 | 3,397 |
| Salaries and employee benefits | $2,406,000 | 3,052 |
| Premises and equipment expense | $608,000 | 3,319 |
| Additional noninterest expense | $1,025,000 | 3,984 |
| Pre-tax net operating income | $2,405,000 | 2,742 |
| Securities gains (losses) | $67,000 | 2,086 |
| Applicable income taxes | $638,000 | 2,857 |
| Income before extraordinary items | $1,834,000 | 2,739 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,834,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,715 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,784,420 | 2,726 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 3,805 |
| Total interest expense | $4,688,000 | 3,496 |
| Net interest income | $4,095,000 | 4,105 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $686,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $476,000 | 2,809 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $210,000 | 4,684 |
| Total noninterest expense | $2,725,000 | 4,562 |
| Salaries and employee benefits | $1,610,000 | 4,130 |
| Premises and equipment expense | $389,000 | 4,598 |
| Additional noninterest expense | $726,000 | 5,050 |
| Pre-tax net operating income | $1,936,000 | 3,413 |
| Securities gains (losses) | $-46,000 | 9,165 |
| Applicable income taxes | $469,000 | 3,625 |
| Income before extraordinary items | $1,421,000 | 3,393 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,421,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,455,500 | 3,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,881,000 | 3,961 |
| Total interest expense | $3,881,000 | 3,680 |
| Net interest income | $4,000,000 | 4,173 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $670,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $447,000 | 2,910 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $223,000 | 4,688 |
| Total noninterest expense | $2,572,000 | 4,771 |
| Salaries and employee benefits | $1,452,000 | 4,446 |
| Premises and equipment expense | $440,000 | 4,203 |
| Additional noninterest expense | $680,000 | 5,350 |
| Pre-tax net operating income | $1,978,000 | 3,368 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $491,000 | 3,679 |
| Income before extraordinary items | $1,486,000 | 3,269 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,486,000 | 3,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,804 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,486,750 | 3,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 4,108 |
| Total interest expense | $3,964,000 | 3,723 |
| Net interest income | $3,657,000 | 4,426 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $680,000 | 4,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 2,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $2,512,000 | 4,763 |
| Salaries and employee benefits | $1,321,000 | 4,696 |
| Premises and equipment expense | $481,000 | 3,803 |
| Additional noninterest expense | $710,000 | 5,108 |
| Pre-tax net operating income | $1,695,000 | 3,805 |
| Securities gains (losses) | $94,000 | 1,313 |
| Applicable income taxes | $450,000 | 4,125 |
| Income before extraordinary items | $1,339,000 | 3,586 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,339,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,078 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,268,500 | 3,670 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 4,297 |
| Total interest expense | $3,884,000 | 3,783 |
| Net interest income | $3,515,000 | 4,717 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $523,000 | 4,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,269 |
| Total noninterest expense | $2,403,000 | 4,943 |
| Salaries and employee benefits | $1,313,000 | 4,746 |
| Premises and equipment expense | $487,000 | 3,797 |
| Additional noninterest expense | $603,000 | 5,786 |
| Pre-tax net operating income | $1,611,000 | 4,213 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $408,000 | 4,822 |
| Income before extraordinary items | $1,211,000 | 4,018 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,211,000 | 4,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,597 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,205,000 | 3,973 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,694 |
| Total interest expense | $3,483,000 | 4,214 |
| Net interest income | $3,312,000 | 5,064 |
| Provision for loan and lease losses | $-60,000 | 11,217 |
| Total noninterest income | $435,000 | 5,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $2,370,000 | 5,225 |
| Salaries and employee benefits | $1,270,000 | 4,947 |
| Premises and equipment expense | $509,000 | 3,729 |
| Additional noninterest expense | $591,000 | 6,409 |
| Pre-tax net operating income | $1,437,000 | 4,495 |
| Securities gains (losses) | $-20,000 | 10,629 |
| Applicable income taxes | $321,000 | 5,603 |
| Income before extraordinary items | $1,096,000 | 4,164 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,096,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,916 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,111,400 | 4,070 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,251,000 | 5,022 |
| Total interest expense | $3,255,000 | 4,420 |
| Net interest income | $2,996,000 | 5,498 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $429,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $2,058,000 | 5,855 |
| Salaries and employee benefits | $1,119,000 | 5,536 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $639,000 | 6,263 |
| Pre-tax net operating income | $1,367,000 | 4,786 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $320,000 | 5,779 |
| Income before extraordinary items | $1,026,000 | 4,494 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,026,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,041,960 | 4,429 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 5,036 |
| Total interest expense | $2,659,000 | 4,399 |
| Net interest income | $3,118,000 | 5,443 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $371,000 | 6,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,921,000 | 6,402 |
| Salaries and employee benefits | $1,029,000 | 5,951 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $633,000 | 6,795 |
| Pre-tax net operating income | $1,568,000 | 4,248 |
| Securities gains (losses) | $-197,000 | 11,944 |
| Applicable income taxes | $337,000 | 5,424 |
| Income before extraordinary items | $1,034,000 | 4,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,034,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 11,990 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,181,750 | 3,955 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 5,330 |
| Total interest expense | $2,621,000 | 4,621 |
| Net interest income | $2,879,000 | 5,839 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $353,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $1,904,000 | 6,612 |
| Salaries and employee benefits | $994,000 | 6,168 |
| Premises and equipment expense | $291,000 | 6,002 |
| Additional noninterest expense | $619,000 | 7,172 |
| Pre-tax net operating income | $1,208,000 | 5,156 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $237,000 | 6,990 |
| Income before extraordinary items | $1,004,000 | 4,689 |
| Extraordinary gains, net | $39,000 | 2,328 |
| Net income | $1,043,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 12,742 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $977,270 | 4,534 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 5,626 |
| Total interest expense | $3,081,000 | 5,046 |
| Net interest income | $2,748,000 | 6,125 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $1,853,000 | 6,789 |
| Salaries and employee benefits | $1,009,000 | 5,975 |
| Premises and equipment expense | $288,000 | 6,154 |
| Additional noninterest expense | $556,000 | 7,920 |
| Pre-tax net operating income | $1,051,000 | 5,436 |
| Securities gains (losses) | $105,000 | 2,939 |
| Applicable income taxes | $173,000 | 8,114 |
| Income before extraordinary items | $983,000 | 4,575 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $983,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $893,750 | 4,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.