Home > Farmers' State Bank of Raymond > Income and Expense
Farmers' State Bank of Raymond, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $814,000 | 8,373 |
| Total interest expense | $261,000 | 7,917 |
| Net interest income | $553,000 | 8,427 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $62,000 | 8,327 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $28,000 | 7,518 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $312,000 | 8,798 |
| Salaries and employee benefits | $200,000 | 8,705 |
| Premises and equipment expense | $21,000 | 8,858 |
| Additional noninterest expense | $91,000 | 8,761 |
| Pre-tax net operating income | $303,000 | 7,191 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $303,000 | 6,877 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $303,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $1,250,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $303,000 | 6,803 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $545,000 | 8,415 |
| Total interest expense | $178,000 | 7,956 |
| Net interest income | $367,000 | 8,480 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $46,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $228,000 | 8,811 |
| Salaries and employee benefits | $146,000 | 8,706 |
| Premises and equipment expense | $13,000 | 8,924 |
| Additional noninterest expense | $69,000 | 8,725 |
| Pre-tax net operating income | $185,000 | 7,295 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $185,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $185,000 | 6,954 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,432 |
| Total interest expense | $91,000 | 7,987 |
| Net interest income | $191,000 | 8,487 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $146,000 | 8,638 |
| Salaries and employee benefits | $106,000 | 8,310 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $34,000 | 8,768 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 8,394 |
| Total interest expense | $490,000 | 7,773 |
| Net interest income | $710,000 | 8,550 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $113,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $558,000 | 8,746 |
| Salaries and employee benefits | $412,000 | 8,373 |
| Premises and equipment expense | $15,000 | 9,098 |
| Additional noninterest expense | $131,000 | 8,854 |
| Pre-tax net operating income | $265,000 | 7,577 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $265,000 | 7,447 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $265,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $106,000 | 5,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $265,000 | 7,299 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 8,482 |
| Total interest expense | $389,000 | 7,822 |
| Net interest income | $513,000 | 8,652 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $84,000 | 8,241 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $442,000 | 8,684 |
| Salaries and employee benefits | $313,000 | 8,358 |
| Premises and equipment expense | $16,000 | 9,112 |
| Additional noninterest expense | $113,000 | 8,789 |
| Pre-tax net operating income | $155,000 | 7,945 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $155,000 | 7,869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $155,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $106,000 | 4,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $155,000 | 7,719 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,536 |
| Total interest expense | $273,000 | 7,839 |
| Net interest income | $331,000 | 8,721 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $50,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $296,000 | 8,692 |
| Salaries and employee benefits | $210,000 | 8,384 |
| Premises and equipment expense | $11,000 | 9,127 |
| Additional noninterest expense | $75,000 | 8,799 |
| Pre-tax net operating income | $85,000 | 8,121 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $85,000 | 8,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $85,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $71,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $85,000 | 7,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,595 |
| Total interest expense | $143,000 | 7,846 |
| Net interest income | $158,000 | 8,797 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $149,000 | 8,738 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $37,000 | 8,864 |
| Pre-tax net operating income | $33,000 | 8,267 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $71,000 | 3,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 8,529 |
| Total interest expense | $686,000 | 7,854 |
| Net interest income | $675,000 | 8,774 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $85,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $38,000 | 7,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $598,000 | 8,773 |
| Salaries and employee benefits | $416,000 | 8,455 |
| Premises and equipment expense | $31,000 | 9,156 |
| Additional noninterest expense | $151,000 | 8,872 |
| Pre-tax net operating income | $162,000 | 8,076 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $156,000 | 8,060 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $156,000 | 8,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $199,000 | 4,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $156,000 | 7,956 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 8,617 |
| Total interest expense | $749,000 | 8,535 |
| Net interest income | $871,000 | 8,541 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $75,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $39,000 | 7,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $606,000 | 8,912 |
| Salaries and employee benefits | $431,000 | 8,484 |
| Premises and equipment expense | $24,000 | 9,458 |
| Additional noninterest expense | $151,000 | 9,050 |
| Pre-tax net operating income | $340,000 | 7,238 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $330,000 | 6,951 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $330,000 | 6,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $289,000 | 4,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $330,000 | 6,831 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 8,745 |
| Total interest expense | $792,000 | 8,667 |
| Net interest income | $896,000 | 8,697 |
| Provision for loan and lease losses | $34,000 | 7,119 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $540,000 | 9,290 |
| Salaries and employee benefits | $416,000 | 8,668 |
| Premises and equipment expense | $18,000 | 9,783 |
| Additional noninterest expense | $106,000 | 9,587 |
| Pre-tax net operating income | $397,000 | 7,486 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $65,000 | 7,009 |
| Income before extraordinary items | $332,000 | 7,275 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $332,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $332,000 | 7,272 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 8,874 |
| Total interest expense | $800,000 | 8,680 |
| Net interest income | $867,000 | 8,920 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $97,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $564,000 | 9,429 |
| Salaries and employee benefits | $413,000 | 8,819 |
| Premises and equipment expense | $28,000 | 9,999 |
| Additional noninterest expense | $123,000 | 9,760 |
| Pre-tax net operating income | $400,000 | 7,597 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $131,000 | 6,497 |
| Income before extraordinary items | $269,000 | 7,798 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $269,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $269,000 | 7,774 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 9,065 |
| Total interest expense | $802,000 | 8,934 |
| Net interest income | $890,000 | 9,045 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $553,000 | 9,602 |
| Salaries and employee benefits | $400,000 | 8,971 |
| Premises and equipment expense | $24,000 | 10,263 |
| Additional noninterest expense | $129,000 | 9,873 |
| Pre-tax net operating income | $417,000 | 7,776 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $142,000 | 6,951 |
| Income before extraordinary items | $275,000 | 8,077 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $275,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $275,000 | 7,999 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 9,280 |
| Total interest expense | $838,000 | 9,140 |
| Net interest income | $959,000 | 9,287 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $183,000 | 8,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,821 |
| Total noninterest expense | $524,000 | 10,037 |
| Salaries and employee benefits | $381,000 | 9,381 |
| Premises and equipment expense | $28,000 | 10,649 |
| Additional noninterest expense | $115,000 | 10,396 |
| Pre-tax net operating income | $618,000 | 7,337 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $224,000 | 6,578 |
| Income before extraordinary items | $394,000 | 7,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $394,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $394,000 | 7,628 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 9,710 |
| Total interest expense | $839,000 | 9,512 |
| Net interest income | $930,000 | 9,758 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $53,000 | 10,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $531,000 | 10,457 |
| Salaries and employee benefits | $363,000 | 9,866 |
| Premises and equipment expense | $40,000 | 10,910 |
| Additional noninterest expense | $128,000 | 10,819 |
| Pre-tax net operating income | $450,000 | 8,209 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $293,000 | 8,482 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $293,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $293,000 | 8,423 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 10,176 |
| Total interest expense | $823,000 | 9,868 |
| Net interest income | $878,000 | 10,315 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $491,000 | 11,052 |
| Salaries and employee benefits | $352,000 | 10,328 |
| Premises and equipment expense | $31,000 | 11,596 |
| Additional noninterest expense | $108,000 | 11,539 |
| Pre-tax net operating income | $468,000 | 8,628 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $296,000 | 8,986 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $296,000 | 8,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $297,920 | 8,934 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 10,567 |
| Total interest expense | $676,000 | 10,227 |
| Net interest income | $903,000 | 10,715 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $92,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $549,000 | 11,357 |
| Salaries and employee benefits | $354,000 | 10,695 |
| Premises and equipment expense | $43,000 | 11,893 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $446,000 | 9,019 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $278,800 | 9,445 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 11,068 |
| Total interest expense | $725,000 | 10,437 |
| Net interest income | $845,000 | 11,360 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $83,000 | 11,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $521,000 | 12,054 |
| Salaries and employee benefits | $341,000 | 11,238 |
| Premises and equipment expense | $32,000 | 12,790 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $382,000 | 9,561 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $268,000 | 9,836 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $268,000 | 9,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $247,200 | 9,834 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 11,615 |
| Total interest expense | $831,000 | 11,185 |
| Net interest income | $817,000 | 11,842 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $481,000 | 12,743 |
| Salaries and employee benefits | $311,000 | 11,891 |
| Premises and equipment expense | $25,000 | 13,551 |
| Additional noninterest expense | $145,000 | 13,029 |
| Pre-tax net operating income | $436,000 | 8,918 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $281,000 | 9,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $281,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $281,000 | 9,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.