Home > Farmers State Bank of Madelia, Incorporated > Income and Expense
Farmers State Bank of Madelia, Incorporated, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 5,738 |
| Total interest expense | $213,000 | 5,584 |
| Net interest income | $1,507,000 | 5,713 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $121,000 | 5,909 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $34,000 | 6,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,310 |
| Total noninterest expense | $1,117,000 | 5,945 |
| Salaries and employee benefits | $767,000 | 5,528 |
| Premises and equipment expense | $150,000 | 5,597 |
| Additional noninterest expense | $200,000 | 6,491 |
| Pre-tax net operating income | $511,000 | 4,739 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $511,000 | 4,570 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $511,000 | 4,574 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $511,000 | 4,575 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $481,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $511,000 | 4,489 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,775 |
| Total interest expense | $142,000 | 5,645 |
| Net interest income | $1,003,000 | 5,740 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $93,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $24,000 | 6,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $69,000 | 5,176 |
| Total noninterest expense | $768,000 | 5,912 |
| Salaries and employee benefits | $524,000 | 5,517 |
| Premises and equipment expense | $97,000 | 5,657 |
| Additional noninterest expense | $147,000 | 6,452 |
| Pre-tax net operating income | $328,000 | 4,761 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $328,000 | 4,609 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $328,000 | 4,611 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $328,000 | 4,612 |
| Net charge-offs | $23,000 | 3,924 |
| Cash dividends | $422,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $328,000 | 4,511 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 5,834 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $495,000 | 5,793 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $55,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $372,000 | 6,029 |
| Salaries and employee benefits | $247,000 | 5,657 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $79,000 | 6,476 |
| Pre-tax net operating income | $178,000 | 4,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $178,000 | 4,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $178,000 | 4,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $178,000 | 4,473 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $362,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $178,000 | 4,370 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,889 |
| Total interest expense | $317,000 | 5,909 |
| Net interest income | $2,068,000 | 5,817 |
| Provision for loan and lease losses | $-18,000 | 6,826 |
| Total noninterest income | $120,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $51,000 | 6,210 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $69,000 | 5,630 |
| Total noninterest expense | $1,503,000 | 6,096 |
| Salaries and employee benefits | $1,055,000 | 5,604 |
| Premises and equipment expense | $195,000 | 5,742 |
| Additional noninterest expense | $253,000 | 6,733 |
| Pre-tax net operating income | $703,000 | 4,508 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $703,000 | 4,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $703,000 | 4,473 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $703,000 | 4,475 |
| Net charge-offs | $54,000 | 4,882 |
| Cash dividends | $431,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $703,000 | 4,296 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 5,985 |
| Total interest expense | $242,000 | 6,014 |
| Net interest income | $1,547,000 | 5,905 |
| Provision for loan and lease losses | $-18,000 | 6,957 |
| Total noninterest income | $88,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $37,000 | 6,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,742 |
| Total noninterest expense | $1,127,000 | 6,138 |
| Salaries and employee benefits | $752,000 | 5,736 |
| Premises and equipment expense | $146,000 | 5,825 |
| Additional noninterest expense | $229,000 | 6,694 |
| Pre-tax net operating income | $526,000 | 4,661 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $526,000 | 4,588 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $526,000 | 4,587 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $526,000 | 4,586 |
| Net charge-offs | $55,000 | 4,450 |
| Cash dividends | $361,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $526,000 | 4,401 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 6,018 |
| Total interest expense | $163,000 | 6,086 |
| Net interest income | $1,036,000 | 5,942 |
| Provision for loan and lease losses | $-18,000 | 7,040 |
| Total noninterest income | $53,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $25,000 | 6,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 5,924 |
| Total noninterest expense | $771,000 | 6,156 |
| Salaries and employee benefits | $514,000 | 5,733 |
| Premises and equipment expense | $97,000 | 5,851 |
| Additional noninterest expense | $160,000 | 6,701 |
| Pre-tax net operating income | $336,000 | 4,702 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $336,000 | 4,646 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $336,000 | 4,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $336,000 | 4,648 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $307,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $336,000 | 4,452 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 6,087 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $512,000 | 6,002 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $379,000 | 6,233 |
| Salaries and employee benefits | $244,000 | 5,884 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $84,000 | 6,689 |
| Pre-tax net operating income | $169,000 | 4,756 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $169,000 | 4,653 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $169,000 | 4,657 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $169,000 | 4,657 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $252,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $169,000 | 4,518 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 6,064 |
| Total interest expense | $426,000 | 6,117 |
| Net interest income | $2,112,000 | 5,973 |
| Provision for loan and lease losses | $105,000 | 5,298 |
| Total noninterest income | $138,000 | 6,132 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $79,000 | 5,531 |
| Total noninterest expense | $1,635,000 | 6,168 |
| Salaries and employee benefits | $1,045,000 | 5,784 |
| Premises and equipment expense | $232,000 | 5,762 |
| Additional noninterest expense | $358,000 | 6,682 |
| Pre-tax net operating income | $510,000 | 4,716 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $510,000 | 4,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $510,000 | 4,636 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $510,000 | 4,635 |
| Net charge-offs | $106,000 | 4,920 |
| Cash dividends | $415,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $510,000 | 4,522 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 6,117 |
| Total interest expense | $337,000 | 6,142 |
| Net interest income | $1,577,000 | 6,031 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $92,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $46,000 | 5,880 |
| Total noninterest expense | $1,189,000 | 6,258 |
| Salaries and employee benefits | $739,000 | 5,902 |
| Premises and equipment expense | $172,000 | 5,815 |
| Additional noninterest expense | $278,000 | 6,682 |
| Pre-tax net operating income | $375,000 | 4,842 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $375,000 | 4,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $375,000 | 4,762 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $375,000 | 4,762 |
| Net charge-offs | $99,000 | 4,446 |
| Cash dividends | $361,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $375,000 | 4,626 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 6,157 |
| Total interest expense | $237,000 | 6,161 |
| Net interest income | $1,049,000 | 6,076 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $64,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $30,000 | 6,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $756,000 | 6,402 |
| Salaries and employee benefits | $473,000 | 6,037 |
| Premises and equipment expense | $111,000 | 5,903 |
| Additional noninterest expense | $172,000 | 6,833 |
| Pre-tax net operating income | $267,000 | 4,764 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $267,000 | 4,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 4,615 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $267,000 | 4,617 |
| Net charge-offs | $76,000 | 4,099 |
| Cash dividends | $307,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $267,000 | 4,530 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 6,217 |
| Total interest expense | $122,000 | 6,204 |
| Net interest income | $515,000 | 6,126 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $378,000 | 6,455 |
| Salaries and employee benefits | $234,000 | 6,100 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $87,000 | 6,882 |
| Pre-tax net operating income | $124,000 | 4,885 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $124,000 | 4,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $124,000 | 4,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $124,000 | 4,724 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $246,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $124,000 | 4,659 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 6,044 |
| Total interest expense | $628,000 | 6,165 |
| Net interest income | $2,354,000 | 5,897 |
| Provision for loan and lease losses | $275,000 | 4,962 |
| Total noninterest income | $144,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 5,965 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 5,723 |
| Total noninterest expense | $1,709,000 | 6,296 |
| Salaries and employee benefits | $1,092,000 | 5,861 |
| Premises and equipment expense | $231,000 | 5,941 |
| Additional noninterest expense | $386,000 | 6,836 |
| Pre-tax net operating income | $514,000 | 4,333 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $514,000 | 4,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,279 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $514,000 | 4,279 |
| Net charge-offs | $306,000 | 4,269 |
| Cash dividends | $171,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $514,000 | 4,124 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 6,131 |
| Total interest expense | $490,000 | 6,242 |
| Net interest income | $1,768,000 | 5,984 |
| Provision for loan and lease losses | $205,000 | 4,853 |
| Total noninterest income | $97,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,212,000 | 6,450 |
| Salaries and employee benefits | $805,000 | 5,941 |
| Premises and equipment expense | $167,000 | 6,070 |
| Additional noninterest expense | $240,000 | 7,112 |
| Pre-tax net operating income | $448,000 | 4,367 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $448,000 | 4,311 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $448,000 | 4,312 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $448,000 | 4,312 |
| Net charge-offs | $199,000 | 4,236 |
| Cash dividends | $152,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $448,000 | 4,143 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 6,174 |
| Total interest expense | $336,000 | 6,296 |
| Net interest income | $1,173,000 | 6,008 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $65,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 6,184 |
| Total noninterest expense | $806,000 | 6,497 |
| Salaries and employee benefits | $531,000 | 6,008 |
| Premises and equipment expense | $116,000 | 6,027 |
| Additional noninterest expense | $159,000 | 7,175 |
| Pre-tax net operating income | $332,000 | 4,261 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $332,000 | 4,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $332,000 | 4,114 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $332,000 | 4,113 |
| Net charge-offs | $74,000 | 4,551 |
| Cash dividends | $104,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $332,000 | 3,991 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,271 |
| Total interest expense | $172,000 | 6,368 |
| Net interest income | $576,000 | 6,098 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $425,000 | 6,482 |
| Salaries and employee benefits | $280,000 | 5,966 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $84,000 | 7,202 |
| Pre-tax net operating income | $140,000 | 4,658 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $140,000 | 4,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 4,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $140,000 | 4,501 |
| Net charge-offs | $28,000 | 4,202 |
| Cash dividends | $56,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $140,000 | 4,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 6,160 |
| Total interest expense | $873,000 | 6,302 |
| Net interest income | $2,412,000 | 5,921 |
| Provision for loan and lease losses | $320,000 | 5,175 |
| Total noninterest income | $138,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $59,000 | 6,342 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $79,000 | 5,931 |
| Total noninterest expense | $1,677,000 | 6,571 |
| Salaries and employee benefits | $1,100,000 | 6,029 |
| Premises and equipment expense | $237,000 | 6,183 |
| Additional noninterest expense | $340,000 | 7,295 |
| Pre-tax net operating income | $553,000 | 3,874 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $553,000 | 3,720 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $553,000 | 3,717 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $553,000 | 3,718 |
| Net charge-offs | $365,000 | 4,227 |
| Cash dividends | $520,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $553,000 | 3,639 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 6,204 |
| Total interest expense | $686,000 | 6,346 |
| Net interest income | $1,801,000 | 5,954 |
| Provision for loan and lease losses | $170,000 | 5,371 |
| Total noninterest income | $100,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $58,000 | 6,081 |
| Total noninterest expense | $1,269,000 | 6,596 |
| Salaries and employee benefits | $841,000 | 6,018 |
| Premises and equipment expense | $181,000 | 6,180 |
| Additional noninterest expense | $247,000 | 7,363 |
| Pre-tax net operating income | $462,000 | 4,001 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $462,000 | 3,818 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $462,000 | 3,814 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $462,000 | 3,816 |
| Net charge-offs | $236,000 | 4,051 |
| Cash dividends | $520,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $462,000 | 3,728 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,239 |
| Total interest expense | $475,000 | 6,381 |
| Net interest income | $1,203,000 | 5,960 |
| Provision for loan and lease losses | $74,000 | 5,670 |
| Total noninterest income | $62,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $38,000 | 6,148 |
| Total noninterest expense | $830,000 | 6,690 |
| Salaries and employee benefits | $550,000 | 6,132 |
| Premises and equipment expense | $119,000 | 6,261 |
| Additional noninterest expense | $161,000 | 7,456 |
| Pre-tax net operating income | $361,000 | 3,864 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $361,000 | 3,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 3,652 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $361,000 | 3,653 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $447,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $361,000 | 3,544 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,293 |
| Total interest expense | $244,000 | 6,438 |
| Net interest income | $594,000 | 6,005 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $409,000 | 6,701 |
| Salaries and employee benefits | $288,000 | 6,078 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $57,000 | 7,745 |
| Pre-tax net operating income | $195,000 | 4,086 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $195,000 | 3,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 3,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $195,000 | 3,911 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $381,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $195,000 | 3,755 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 6,116 |
| Total interest expense | $1,311,000 | 6,245 |
| Net interest income | $2,500,000 | 5,908 |
| Provision for loan and lease losses | $165,000 | 5,446 |
| Total noninterest income | $115,000 | 7,158 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 6,572 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $61,000 | 6,550 |
| Total noninterest expense | $1,661,000 | 6,668 |
| Salaries and employee benefits | $1,138,000 | 6,122 |
| Premises and equipment expense | $237,000 | 6,359 |
| Additional noninterest expense | $286,000 | 7,515 |
| Pre-tax net operating income | $789,000 | 4,193 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $788,000 | 3,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $788,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,528 |
| Cash dividends | $738,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $788,000 | 3,857 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 6,141 |
| Total interest expense | $1,027,000 | 6,267 |
| Net interest income | $1,890,000 | 5,937 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $83,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 6,819 |
| Total noninterest expense | $1,237,000 | 6,681 |
| Salaries and employee benefits | $860,000 | 6,110 |
| Premises and equipment expense | $158,000 | 6,611 |
| Additional noninterest expense | $219,000 | 7,502 |
| Pre-tax net operating income | $691,000 | 4,368 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $691,000 | 3,839 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $691,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,073 |
| Cash dividends | $738,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $691,000 | 3,986 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 6,163 |
| Total interest expense | $715,000 | 6,312 |
| Net interest income | $1,263,000 | 5,934 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $54,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $808,000 | 6,761 |
| Salaries and employee benefits | $562,000 | 6,220 |
| Premises and equipment expense | $103,000 | 6,694 |
| Additional noninterest expense | $143,000 | 7,579 |
| Pre-tax net operating income | $479,000 | 4,438 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $479,000 | 4,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $479,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,196 |
| Cash dividends | $625,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $479,000 | 4,047 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 6,174 |
| Total interest expense | $380,000 | 6,343 |
| Net interest income | $641,000 | 5,925 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $421,000 | 6,706 |
| Salaries and employee benefits | $294,000 | 6,148 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $75,000 | 7,521 |
| Pre-tax net operating income | $233,000 | 4,674 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $233,000 | 4,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $505,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $233,000 | 4,242 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 6,142 |
| Total interest expense | $1,505,000 | 6,427 |
| Net interest income | $2,678,000 | 5,792 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $122,000 | 7,363 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $65,000 | 6,517 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $1,656,000 | 6,684 |
| Salaries and employee benefits | $1,121,000 | 6,177 |
| Premises and equipment expense | $240,000 | 6,337 |
| Additional noninterest expense | $295,000 | 7,557 |
| Pre-tax net operating income | $1,044,000 | 4,649 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,044,000 | 4,215 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,044,000 | 4,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,295 |
| Cash dividends | $802,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,044,000 | 4,211 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 6,187 |
| Total interest expense | $1,114,000 | 6,487 |
| Net interest income | $2,018,000 | 5,808 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $86,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 7,108 |
| Total noninterest expense | $1,213,000 | 6,722 |
| Salaries and employee benefits | $828,000 | 6,208 |
| Premises and equipment expense | $166,000 | 6,532 |
| Additional noninterest expense | $219,000 | 7,570 |
| Pre-tax net operating income | $846,000 | 4,722 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $846,000 | 4,228 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $846,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $758,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $846,000 | 4,215 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 6,237 |
| Total interest expense | $729,000 | 6,533 |
| Net interest income | $1,336,000 | 5,864 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $56,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $805,000 | 6,786 |
| Salaries and employee benefits | $541,000 | 6,309 |
| Premises and equipment expense | $114,000 | 6,495 |
| Additional noninterest expense | $150,000 | 7,573 |
| Pre-tax net operating income | $557,000 | 4,836 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $557,000 | 4,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $557,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $628,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $557,000 | 4,315 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 6,247 |
| Total interest expense | $360,000 | 6,576 |
| Net interest income | $673,000 | 5,854 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $409,000 | 6,782 |
| Salaries and employee benefits | $284,000 | 6,209 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $276,000 | 4,837 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $276,000 | 4,354 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $276,000 | 4,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $514,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $276,000 | 4,335 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 6,195 |
| Total interest expense | $1,269,000 | 6,477 |
| Net interest income | $2,626,000 | 5,876 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $120,000 | 7,565 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $60,000 | 6,734 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 7,056 |
| Total noninterest expense | $1,569,000 | 6,782 |
| Salaries and employee benefits | $1,069,000 | 6,246 |
| Premises and equipment expense | $210,000 | 6,617 |
| Additional noninterest expense | $290,000 | 7,628 |
| Pre-tax net operating income | $1,077,000 | 5,028 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,077,000 | 4,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,077,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $842,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,077,000 | 4,530 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 6,234 |
| Total interest expense | $918,000 | 6,521 |
| Net interest income | $1,977,000 | 5,933 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $89,000 | 7,648 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $43,000 | 6,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,042 |
| Total noninterest expense | $1,166,000 | 6,798 |
| Salaries and employee benefits | $791,000 | 6,263 |
| Premises and equipment expense | $155,000 | 6,679 |
| Additional noninterest expense | $220,000 | 7,631 |
| Pre-tax net operating income | $855,000 | 5,087 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $855,000 | 4,550 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $855,000 | 4,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $761,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $855,000 | 4,534 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 6,234 |
| Total interest expense | $600,000 | 6,460 |
| Net interest income | $1,307,000 | 5,991 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $61,000 | 7,670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $754,000 | 6,925 |
| Salaries and employee benefits | $510,000 | 6,381 |
| Premises and equipment expense | $94,000 | 6,899 |
| Additional noninterest expense | $150,000 | 7,611 |
| Pre-tax net operating income | $584,000 | 5,058 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $584,000 | 4,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $584,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $640,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $584,000 | 4,499 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,275 |
| Total interest expense | $289,000 | 6,456 |
| Net interest income | $640,000 | 6,070 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $397,000 | 6,791 |
| Salaries and employee benefits | $271,000 | 6,225 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $259,000 | 5,297 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $259,000 | 4,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $514,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $259,000 | 4,758 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 6,187 |
| Total interest expense | $917,000 | 6,495 |
| Net interest income | $2,577,000 | 5,954 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $111,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $56,000 | 6,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $1,484,000 | 6,915 |
| Salaries and employee benefits | $994,000 | 6,365 |
| Premises and equipment expense | $187,000 | 6,861 |
| Additional noninterest expense | $303,000 | 7,631 |
| Pre-tax net operating income | $1,104,000 | 5,088 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,104,000 | 4,554 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,104,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,598 |
| Cash dividends | $871,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,104,000 | 4,511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 6,202 |
| Total interest expense | $661,000 | 6,507 |
| Net interest income | $1,938,000 | 5,978 |
| Provision for loan and lease losses | $59,000 | 5,005 |
| Total noninterest income | $86,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $1,085,000 | 6,975 |
| Salaries and employee benefits | $731,000 | 6,418 |
| Premises and equipment expense | $137,000 | 6,900 |
| Additional noninterest expense | $217,000 | 7,710 |
| Pre-tax net operating income | $880,000 | 5,081 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $880,000 | 4,515 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $880,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $715,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $880,000 | 4,468 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 6,238 |
| Total interest expense | $424,000 | 6,459 |
| Net interest income | $1,258,000 | 6,041 |
| Provision for loan and lease losses | $39,000 | 4,905 |
| Total noninterest income | $57,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $705,000 | 7,042 |
| Salaries and employee benefits | $472,000 | 6,508 |
| Premises and equipment expense | $92,000 | 6,876 |
| Additional noninterest expense | $141,000 | 7,737 |
| Pre-tax net operating income | $571,000 | 5,123 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $571,000 | 4,550 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $571,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $610,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $571,000 | 4,494 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,311 |
| Total interest expense | $205,000 | 6,475 |
| Net interest income | $617,000 | 6,138 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $341,000 | 7,162 |
| Salaries and employee benefits | $222,000 | 6,730 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $287,000 | 5,105 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $287,000 | 4,492 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $287,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $505,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $287,000 | 4,448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 6,171 |
| Total interest expense | $739,000 | 6,453 |
| Net interest income | $2,529,000 | 5,966 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $114,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $61,000 | 7,102 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $1,442,000 | 6,991 |
| Salaries and employee benefits | $980,000 | 6,334 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $274,000 | 7,856 |
| Pre-tax net operating income | $1,081,000 | 5,037 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,080,000 | 4,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,080,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $817,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,080,000 | 4,421 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 6,200 |
| Total interest expense | $551,000 | 6,458 |
| Net interest income | $1,884,000 | 5,996 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $47,000 | 7,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $1,025,000 | 7,107 |
| Salaries and employee benefits | $695,000 | 6,488 |
| Premises and equipment expense | $135,000 | 6,954 |
| Additional noninterest expense | $195,000 | 7,943 |
| Pre-tax net operating income | $886,000 | 4,926 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $886,000 | 4,320 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $886,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $715,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $886,000 | 4,244 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 6,266 |
| Total interest expense | $364,000 | 6,515 |
| Net interest income | $1,234,000 | 6,072 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $688,000 | 7,142 |
| Salaries and employee benefits | $468,000 | 6,507 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $130,000 | 7,968 |
| Pre-tax net operating income | $565,000 | 4,976 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $565,000 | 4,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,411 |
| Cash dividends | $610,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $565,000 | 4,316 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,282 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $615,000 | 6,079 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $324,000 | 7,319 |
| Salaries and employee benefits | $218,000 | 6,747 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $300,000 | 4,808 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $300,000 | 4,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,539 |
| Cash dividends | $505,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $300,000 | 4,140 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 6,199 |
| Total interest expense | $844,000 | 6,575 |
| Net interest income | $2,471,000 | 5,936 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $123,000 | 8,068 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $67,000 | 7,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $1,409,000 | 7,051 |
| Salaries and employee benefits | $958,000 | 6,414 |
| Premises and equipment expense | $180,000 | 7,024 |
| Additional noninterest expense | $271,000 | 7,954 |
| Pre-tax net operating income | $1,060,000 | 5,024 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-16,000 | 8,792 |
| Income before extraordinary items | $1,076,000 | 4,437 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,076,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,052 |
| Cash dividends | $708,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,076,000 | 4,259 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,278 |
| Total interest expense | $656,000 | 6,631 |
| Net interest income | $1,824,000 | 6,019 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $90,000 | 8,157 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $980,000 | 7,250 |
| Salaries and employee benefits | $665,000 | 6,628 |
| Premises and equipment expense | $133,000 | 7,071 |
| Additional noninterest expense | $182,000 | 8,162 |
| Pre-tax net operating income | $889,000 | 4,861 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-16,000 | 8,943 |
| Income before extraordinary items | $905,000 | 4,272 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $905,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $618,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $905,000 | 4,091 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 6,360 |
| Total interest expense | $452,000 | 6,666 |
| Net interest income | $1,179,000 | 6,123 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $60,000 | 8,151 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $639,000 | 7,334 |
| Salaries and employee benefits | $427,000 | 6,767 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $120,000 | 8,170 |
| Pre-tax net operating income | $570,000 | 4,975 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-17,000 | 9,018 |
| Income before extraordinary items | $587,000 | 4,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $587,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $516,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $587,000 | 4,154 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,448 |
| Total interest expense | $234,000 | 6,664 |
| Net interest income | $567,000 | 6,249 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $316,000 | 7,387 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $261,000 | 5,165 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-17,000 | 9,109 |
| Income before extraordinary items | $278,000 | 4,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $434,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $278,000 | 4,247 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 6,733 |
| Total interest expense | $999,000 | 6,932 |
| Net interest income | $2,121,000 | 6,441 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $112,000 | 8,258 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $1,228,000 | 7,408 |
| Salaries and employee benefits | $798,000 | 6,890 |
| Premises and equipment expense | $148,000 | 7,474 |
| Additional noninterest expense | $282,000 | 7,936 |
| Pre-tax net operating income | $945,000 | 5,357 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $18,000 | 7,092 |
| Income before extraordinary items | $927,000 | 4,800 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $927,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $834,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $927,000 | 4,672 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 6,838 |
| Total interest expense | $1,435,000 | 7,111 |
| Net interest income | $1,978,000 | 6,466 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $95,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $58,000 | 7,433 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $1,073,000 | 7,774 |
| Salaries and employee benefits | $702,000 | 7,192 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $227,000 | 8,440 |
| Pre-tax net operating income | $940,000 | 5,061 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-37,000 | 9,123 |
| Income before extraordinary items | $977,000 | 4,341 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $977,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $742,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $977,000 | 4,228 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 6,901 |
| Total interest expense | $1,607,000 | 6,952 |
| Net interest income | $1,918,000 | 6,701 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $90,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,167 |
| Total noninterest expense | $1,020,000 | 7,965 |
| Salaries and employee benefits | $653,000 | 7,416 |
| Premises and equipment expense | $106,000 | 8,342 |
| Additional noninterest expense | $261,000 | 8,252 |
| Pre-tax net operating income | $908,000 | 5,520 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $115,000 | 6,332 |
| Income before extraordinary items | $793,000 | 5,073 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $793,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $623,000 | 3,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $793,000 | 5,065 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 7,104 |
| Total interest expense | $1,472,000 | 7,051 |
| Net interest income | $1,770,000 | 7,069 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $92,000 | 8,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $980,000 | 8,188 |
| Salaries and employee benefits | $638,000 | 7,554 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $233,000 | 8,723 |
| Pre-tax net operating income | $824,000 | 5,843 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $99,000 | 6,931 |
| Income before extraordinary items | $725,000 | 5,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $725,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $725,000 | 5,336 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,283 |
| Total interest expense | $1,513,000 | 7,166 |
| Net interest income | $1,690,000 | 7,310 |
| Provision for loan and lease losses | $74,000 | 5,769 |
| Total noninterest income | $96,000 | 9,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $957,000 | 8,257 |
| Salaries and employee benefits | $620,000 | 7,642 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $185,000 | 9,288 |
| Pre-tax net operating income | $755,000 | 6,270 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $84,000 | 7,768 |
| Income before extraordinary items | $671,000 | 5,726 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $671,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $502,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $671,000 | 5,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 7,488 |
| Total interest expense | $1,501,000 | 7,345 |
| Net interest income | $1,712,000 | 7,528 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $905,000 | 8,668 |
| Salaries and employee benefits | $563,000 | 8,166 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $226,000 | 9,113 |
| Pre-tax net operating income | $944,000 | 6,009 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $86,000 | 8,645 |
| Income before extraordinary items | $858,000 | 5,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $858,000 | 5,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $370,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $858,000 | 5,169 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 7,993 |
| Total interest expense | $1,360,000 | 7,934 |
| Net interest income | $1,637,000 | 7,933 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $519,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 3,085 |
| Total noninterest expense | $884,000 | 9,112 |
| Salaries and employee benefits | $519,000 | 8,720 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $253,000 | 9,368 |
| Pre-tax net operating income | $1,248,000 | 4,991 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $506,000 | 4,109 |
| Income before extraordinary items | $742,000 | 5,569 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $742,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $742,000 | 5,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 8,334 |
| Total interest expense | $1,385,000 | 8,019 |
| Net interest income | $1,531,000 | 8,450 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $884,000 | 9,415 |
| Salaries and employee benefits | $502,000 | 9,095 |
| Premises and equipment expense | $153,000 | 8,197 |
| Additional noninterest expense | $229,000 | 10,080 |
| Pre-tax net operating income | $713,000 | 7,265 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $437,000 | 7,755 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $437,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $370,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $437,000 | 7,723 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 8,918 |
| Total interest expense | $1,105,000 | 8,275 |
| Net interest income | $1,386,000 | 9,200 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $89,000 | 11,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $800,000 | 10,252 |
| Salaries and employee benefits | $469,000 | 9,664 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $212,000 | 10,993 |
| Pre-tax net operating income | $675,000 | 7,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $258,000 | 6,414 |
| Income before extraordinary items | $417,000 | 8,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $417,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $417,000 | 8,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 9,148 |
| Total interest expense | $1,050,000 | 8,881 |
| Net interest income | $1,468,000 | 9,214 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $111,000 | 11,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $815,000 | 10,590 |
| Salaries and employee benefits | $466,000 | 9,983 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $231,000 | 11,304 |
| Pre-tax net operating income | $740,000 | 7,145 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $470,000 | 7,796 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $411,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $470,000 | 7,538 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 9,460 |
| Total interest expense | $1,300,000 | 9,236 |
| Net interest income | $1,438,000 | 9,487 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $806,000 | 10,973 |
| Salaries and employee benefits | $458,000 | 10,222 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $215,000 | 12,028 |
| Pre-tax net operating income | $701,000 | 7,088 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $451,000 | 7,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $451,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $355,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,000 | 7,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.