Home > Farmers State Bank of Hope > Income and Expense
Farmers State Bank of Hope, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 12,388 |
| Total interest expense | $233,000 | 12,251 |
| Net interest income | $299,000 | 12,404 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $65,000 | 11,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $303,000 | 12,347 |
| Salaries and employee benefits | $175,000 | 12,222 |
| Premises and equipment expense | $19,000 | 12,444 |
| Additional noninterest expense | $109,000 | 12,220 |
| Pre-tax net operating income | $61,000 | 11,855 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $17,000 | 11,218 |
| Income before extraordinary items | $44,000 | 11,848 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $44,000 | 11,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $44,000 | 11,885 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 13,021 |
| Total interest expense | $237,000 | 12,878 |
| Net interest income | $296,000 | 13,020 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $305,000 | 12,971 |
| Salaries and employee benefits | $177,000 | 12,811 |
| Premises and equipment expense | $24,000 | 13,001 |
| Additional noninterest expense | $104,000 | 12,893 |
| Pre-tax net operating income | $62,000 | 12,105 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $48,000 | 12,268 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $48,000 | 12,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $48,000 | 12,121 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 13,616 |
| Total interest expense | $299,000 | 13,483 |
| Net interest income | $295,000 | 13,630 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $294,000 | 13,579 |
| Salaries and employee benefits | $174,000 | 13,374 |
| Premises and equipment expense | $21,000 | 13,653 |
| Additional noninterest expense | $99,000 | 13,543 |
| Pre-tax net operating income | $54,000 | 12,387 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $40,000 | 12,640 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $40,000 | 12,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $40,000 | 12,386 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.